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Cardinal Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,710,000 | 1,713 |
| Total interest expense | $14,139,000 | 1,249 |
| Net interest income | $6,571,000 | 2,787 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $851,000 | 3,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $851,000 | 2,229 |
| Total noninterest expense | $5,410,000 | 2,665 |
| Salaries and employee benefits | $2,563,000 | 2,520 |
| Premises and equipment expense | $949,000 | 2,197 |
| Additional noninterest expense | $1,898,000 | 2,923 |
| Pre-tax net operating income | $1,832,000 | 3,370 |
| Securities gains (losses) | $276,000 | 1,618 |
| Applicable income taxes | $659,000 | 3,161 |
| Income before extraordinary items | $1,449,000 | 3,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,449,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $-478,000 | 13,865 |
| Net operating income | $1,258,560 | 3,375 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.