Home > Cardinal Bank - Manassas/Prince William, N.A. > Income and Expense
Cardinal Bank - Manassas/Prince William, N.A., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 6,379 |
| Total interest expense | $1,923,000 | 6,220 |
| Net interest income | $2,049,000 | 6,366 |
| Provision for loan and lease losses | $278,000 | 3,383 |
| Total noninterest income | $213,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $2,046,000 | 5,648 |
| Salaries and employee benefits | $724,000 | 7,104 |
| Premises and equipment expense | $126,000 | 7,904 |
| Additional noninterest expense | $1,196,000 | 3,509 |
| Pre-tax net operating income | $-62,000 | 8,827 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-62,000 | 8,915 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-62,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-62,000 | 8,844 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 7,615 |
| Total interest expense | $1,263,000 | 7,664 |
| Net interest income | $1,533,000 | 7,419 |
| Provision for loan and lease losses | $281,000 | 2,998 |
| Total noninterest income | $170,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,772,000 | 6,114 |
| Salaries and employee benefits | $811,000 | 6,681 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $822,000 | 4,644 |
| Pre-tax net operating income | $-350,000 | 9,456 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-350,000 | 9,482 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-350,000 | 9,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-350,000 | 9,485 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 9,892 |
| Total interest expense | $184,000 | 9,953 |
| Net interest income | $447,000 | 9,763 |
| Provision for loan and lease losses | $218,000 | 3,382 |
| Total noninterest income | $53,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $808,000 | 8,702 |
| Salaries and employee benefits | $364,000 | 9,101 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $390,000 | 7,360 |
| Pre-tax net operating income | $-526,000 | 9,867 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-526,000 | 9,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-526,000 | 9,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 154 |
| Net operating income | $-526,000 | 9,893 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.