Home > Cardinal Bank > Net charge- offs to loans
Cardinal Bank, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0582% | 5,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0761% | 5,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.5134% | 5,714 |
| Percentage Net Loans Charged-off: Credit card loans | -23.6829% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1393% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1981% | 5,241 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7054% | 5,778 |
| Percentage Net Loans Charged-off: Credit card loans | -19.3446% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2504% | 5,327 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5564% | 5,659 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2115% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1042% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,596 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0620% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4888% | 5,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5480% | 5,670 |
| Percentage Net Loans Charged-off: Credit card loans | -3.0973% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0521% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 5,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8001% | 5,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6032% | 5,674 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2922% | 1,150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0651% | 5,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0585% | 5,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1293% | 5,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 5,050 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 4,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 5,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2165% | 5,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4037% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1039% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4770% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1015% | 5,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 5,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,722 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1899% | 5,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 5,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3840% | 5,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6693% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5349% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9610% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,781 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0449% | 5,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 5,094 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 4,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 5,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1731% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5106% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8092% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9452% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0657% | 5,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 5,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,920 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1004% | 5,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 5,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 5,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2941% | 5,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3299% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6129% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2564% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1216% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 5,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 3,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2952% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9079% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1554% | 2,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 3,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1650% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 5,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1306% | 4,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2435% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2436% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2079% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2516% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 5,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1398% | 4,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 5,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3891% | 5,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4736% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3718% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1200% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 5,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3066% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 6,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2604% | 4,771 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 5,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9357% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 6,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 5,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 6,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,991 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 4,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 3,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2016% | 5,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5909% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 6,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 5,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 5,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 6,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 3,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 3,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2612% | 6,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0353% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1574% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 5,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3044% | 6,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0543% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2310% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 5,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 5,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6799% | 6,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2513% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2444% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.2527% | 2,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3144% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2133% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 1,707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2366% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3244% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4655% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0686% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3167% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3175% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.3515% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3669% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3020% | 2,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3419% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3024% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6183% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6415% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3297% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3640% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.5538% | 1,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4686% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2574% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2938% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0215% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9817% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5845% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 2.2030% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6888% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 2,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 5,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0854% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3279% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3064% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 1.4880% | 1,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1404% | 2,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 4,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 3,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6698% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3403% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3634% | 3,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4103% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 1.8745% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1996% | 2,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1594% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8562% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9791% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4224% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5165% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 2.8024% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 5,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2906% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4272% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2780% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2992% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 1.8420% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0906% | 7,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1200% | 7,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3843% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5198% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3146% | 4,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.7738% | 2,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3041% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3865% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7171% | 2,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7183% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4052% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4132% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3324% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 1.0499% | 2,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3892% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4923% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9841% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2722% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7515% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3585% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4870% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6245% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4872% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3083% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6400% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4853% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4002% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9665% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8738% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 19.8722% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 4,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.3758% | 3,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3643% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 1,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4362% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 5,372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6819% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1968% | 3,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4951% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1595% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5893% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0248% | 4,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1392% | 5,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7011% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1789% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4367% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5303% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1475% | 4,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7308% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3688% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1861% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4213% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2341% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.5433% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2984% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2987% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2983% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8907% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1201% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0662% | 2,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2753% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3977% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 3,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0758% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4219% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6116% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3617% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5964% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1894% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1336% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 5,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5079% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 5,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0603% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 7,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1050% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0148% | 5,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 7,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0482% | 7,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0198% | 5,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 7,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 7,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 4,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1353% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 3,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 6,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 3,612 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0757% | 7,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 5,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0613% | 7,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2043% | 7,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 6,855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1638% | 7,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 6,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1702% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0104% | 7,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2255% | 2,502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0401% | 7,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3554% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0960% | 7,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4931% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0366% | 7,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 6,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0130% | 8,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 6,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0196% | 8,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 5,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1241% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 5,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1444% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 4,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 6,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0902% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5900% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 8,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 7,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |