Home > CapTex Bank > Income and Expense
CapTex Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,834,000 | 2,124 |
| Total interest expense | $5,507,000 | 1,909 |
| Net interest income | $11,327,000 | 2,197 |
| Provision for loan and lease losses | $98,000 | 2,485 |
| Total noninterest income | $2,211,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $218,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,993,000 | 1,626 |
| Total noninterest expense | $10,471,000 | 1,989 |
| Salaries and employee benefits | $5,462,000 | 2,078 |
| Premises and equipment expense | $1,247,000 | 1,757 |
| Additional noninterest expense | $1,993,000 | 1,626 |
| Pre-tax net operating income | $2,969,000 | 2,524 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $648,000 | 1,729 |
| Income before extraordinary items | $2,321,000 | 2,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,321,000 | 2,650 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,321,000 | 2,626 |
| Net charge-offs | $-17,000 | 3,951 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,321,000 | 2,652 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,328,000 | 2,115 |
| Total interest expense | $3,780,000 | 1,890 |
| Net interest income | $8,548,000 | 2,201 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $705,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $161,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,604 |
| Total noninterest expense | $7,775,000 | 1,995 |
| Salaries and employee benefits | $4,038,000 | 2,084 |
| Premises and equipment expense | $953,000 | 1,740 |
| Additional noninterest expense | $544,000 | 2,603 |
| Pre-tax net operating income | $1,478,000 | 3,037 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $327,000 | 2,051 |
| Income before extraordinary items | $1,151,000 | 3,126 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,151,000 | 3,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,151,000 | 3,127 |
| Net charge-offs | $-17,000 | 3,954 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,151,000 | 3,161 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 2,128 |
| Total interest expense | $2,203,000 | 1,894 |
| Net interest income | $5,764,000 | 2,202 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $472,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $104,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,542 |
| Total noninterest expense | $5,203,000 | 1,986 |
| Salaries and employee benefits | $2,716,000 | 2,076 |
| Premises and equipment expense | $642,000 | 1,715 |
| Additional noninterest expense | $368,000 | 2,537 |
| Pre-tax net operating income | $1,033,000 | 2,999 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $227,000 | 2,050 |
| Income before extraordinary items | $806,000 | 3,113 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $806,000 | 3,146 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $806,000 | 3,112 |
| Net charge-offs | $-18,000 | 4,071 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $806,000 | 3,127 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 2,206 |
| Total interest expense | $803,000 | 2,101 |
| Net interest income | $2,920,000 | 2,194 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $207,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $52,000 | 2,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,715 |
| Total noninterest expense | $2,615,000 | 2,003 |
| Salaries and employee benefits | $1,383,000 | 2,086 |
| Premises and equipment expense | $322,000 | 1,753 |
| Additional noninterest expense | $155,000 | 2,715 |
| Pre-tax net operating income | $512,000 | 3,072 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $110,000 | 2,077 |
| Income before extraordinary items | $402,000 | 3,168 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $402,000 | 3,167 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $402,000 | 3,168 |
| Net charge-offs | $-16,000 | 4,184 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $402,000 | 3,193 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,077,000 | 2,145 |
| Total interest expense | $1,134,000 | 2,249 |
| Net interest income | $11,943,000 | 2,108 |
| Provision for loan and lease losses | $403,000 | 1,340 |
| Total noninterest income | $1,259,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $209,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,050,000 | 2,288 |
| Total noninterest expense | $10,029,000 | 2,012 |
| Salaries and employee benefits | $5,364,000 | 2,081 |
| Premises and equipment expense | $1,206,000 | 1,807 |
| Additional noninterest expense | $1,050,000 | 2,288 |
| Pre-tax net operating income | $2,770,000 | 2,747 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $542,000 | 1,968 |
| Income before extraordinary items | $2,228,000 | 2,819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,228,000 | 2,816 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,228,000 | 2,818 |
| Net charge-offs | $-90,000 | 4,254 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,228,000 | 2,850 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 2,153 |
| Total interest expense | $695,000 | 2,200 |
| Net interest income | $8,755,000 | 2,120 |
| Provision for loan and lease losses | $396,000 | 1,096 |
| Total noninterest income | $1,025,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $155,000 | 2,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,215 |
| Total noninterest expense | $7,409,000 | 2,020 |
| Salaries and employee benefits | $3,934,000 | 2,101 |
| Premises and equipment expense | $913,000 | 1,811 |
| Additional noninterest expense | $870,000 | 2,215 |
| Pre-tax net operating income | $1,975,000 | 2,795 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $361,000 | 2,061 |
| Income before extraordinary items | $1,614,000 | 2,843 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,614,000 | 2,841 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,614,000 | 2,842 |
| Net charge-offs | $-90,000 | 4,266 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,614,000 | 2,877 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 2,163 |
| Total interest expense | $382,000 | 2,327 |
| Net interest income | $5,659,000 | 2,134 |
| Provision for loan and lease losses | $315,000 | 892 |
| Total noninterest income | $787,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $102,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $685,000 | 2,072 |
| Total noninterest expense | $4,850,000 | 2,033 |
| Salaries and employee benefits | $2,538,000 | 2,153 |
| Premises and equipment expense | $600,000 | 1,827 |
| Additional noninterest expense | $1,712,000 | 1,812 |
| Pre-tax net operating income | $1,281,000 | 2,745 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $209,000 | 2,097 |
| Income before extraordinary items | $1,072,000 | 2,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,072,000 | 2,748 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,072,000 | 2,750 |
| Net charge-offs | $-88,000 | 4,356 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,072,000 | 2,782 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 2,231 |
| Total interest expense | $186,000 | 2,331 |
| Net interest income | $2,601,000 | 2,219 |
| Provision for loan and lease losses | $147,000 | 835 |
| Total noninterest income | $300,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $55,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,384 |
| Total noninterest expense | $2,401,000 | 2,033 |
| Salaries and employee benefits | $1,248,000 | 2,176 |
| Premises and equipment expense | $273,000 | 1,961 |
| Additional noninterest expense | $880,000 | 1,751 |
| Pre-tax net operating income | $353,000 | 3,263 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $67,000 | 2,342 |
| Income before extraordinary items | $286,000 | 3,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $286,000 | 3,322 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $286,000 | 3,324 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $286,000 | 3,347 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 2,321 |
| Total interest expense | $694,000 | 2,708 |
| Net interest income | $10,333,000 | 2,282 |
| Provision for loan and lease losses | $559,000 | 955 |
| Total noninterest income | $910,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $213,000 | 2,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,972 |
| Total noninterest expense | $9,387,000 | 2,054 |
| Salaries and employee benefits | $5,055,000 | 2,158 |
| Premises and equipment expense | $1,103,000 | 1,921 |
| Additional noninterest expense | $3,229,000 | 1,877 |
| Pre-tax net operating income | $1,297,000 | 3,615 |
| Securities gains (losses) | $20,000 | 1,501 |
| Applicable income taxes | $-413,000 | 4,811 |
| Income before extraordinary items | $1,730,000 | 3,197 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,730,000 | 3,196 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,730,000 | 3,197 |
| Net charge-offs | $97,000 | 1,357 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,710,000 | 3,191 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 2,387 |
| Total interest expense | $529,000 | 2,791 |
| Net interest income | $7,694,000 | 2,334 |
| Provision for loan and lease losses | $451,000 | 880 |
| Total noninterest income | $678,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $156,000 | 2,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 3,025 |
| Total noninterest expense | $6,957,000 | 2,084 |
| Salaries and employee benefits | $3,866,000 | 2,143 |
| Premises and equipment expense | $743,000 | 2,067 |
| Additional noninterest expense | $2,348,000 | 1,914 |
| Pre-tax net operating income | $964,000 | 3,750 |
| Securities gains (losses) | $20,000 | 1,394 |
| Applicable income taxes | $-502,000 | 4,897 |
| Income before extraordinary items | $1,486,000 | 3,142 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,486,000 | 3,142 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,486,000 | 3,142 |
| Net charge-offs | $99,000 | 1,084 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,466,000 | 3,140 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 2,337 |
| Total interest expense | $361,000 | 2,834 |
| Net interest income | $5,246,000 | 2,274 |
| Provision for loan and lease losses | $346,000 | 812 |
| Total noninterest income | $451,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $99,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,992 |
| Total noninterest expense | $4,764,000 | 2,050 |
| Salaries and employee benefits | $2,657,000 | 2,093 |
| Premises and equipment expense | $504,000 | 2,045 |
| Additional noninterest expense | $1,603,000 | 1,863 |
| Pre-tax net operating income | $587,000 | 3,835 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-600,000 | 4,935 |
| Income before extraordinary items | $1,187,000 | 2,939 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,187,000 | 2,938 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,187,000 | 2,939 |
| Net charge-offs | $98,000 | 921 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,187,000 | 2,918 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 2,264 |
| Total interest expense | $184,000 | 2,873 |
| Net interest income | $2,745,000 | 2,164 |
| Provision for loan and lease losses | $230,000 | 723 |
| Total noninterest income | $218,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $48,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,004 |
| Total noninterest expense | $2,396,000 | 2,019 |
| Salaries and employee benefits | $1,320,000 | 2,091 |
| Premises and equipment expense | $252,000 | 2,057 |
| Additional noninterest expense | $824,000 | 1,790 |
| Pre-tax net operating income | $337,000 | 3,680 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $337,000 | 3,572 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $337,000 | 3,572 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $337,000 | 3,572 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $337,000 | 3,550 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 2,700 |
| Total interest expense | $813,000 | 3,243 |
| Net interest income | $8,076,000 | 2,606 |
| Provision for loan and lease losses | $968,000 | 1,629 |
| Total noninterest income | $1,278,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $251,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,027,000 | 2,453 |
| Total noninterest expense | $9,409,000 | 2,029 |
| Salaries and employee benefits | $5,417,000 | 2,037 |
| Premises and equipment expense | $1,017,000 | 2,015 |
| Additional noninterest expense | $2,975,000 | 1,925 |
| Pre-tax net operating income | $-1,023,000 | 4,908 |
| Securities gains (losses) | $210,000 | 1,010 |
| Applicable income taxes | $-392,000 | 4,943 |
| Income before extraordinary items | $-421,000 | 4,874 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-421,000 | 4,874 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-421,000 | 4,874 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-586,900 | 4,881 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 2,748 |
| Total interest expense | $633,000 | 3,280 |
| Net interest income | $5,890,000 | 2,648 |
| Provision for loan and lease losses | $585,000 | 1,840 |
| Total noninterest income | $1,053,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $198,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $855,000 | 2,301 |
| Total noninterest expense | $7,085,000 | 2,016 |
| Salaries and employee benefits | $4,075,000 | 2,018 |
| Premises and equipment expense | $780,000 | 1,976 |
| Additional noninterest expense | $2,230,000 | 1,911 |
| Pre-tax net operating income | $-727,000 | 4,916 |
| Securities gains (losses) | $210,000 | 864 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-517,000 | 4,905 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-517,000 | 4,905 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-517,000 | 4,905 |
| Net charge-offs | $-26,000 | 4,488 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-727,000 | 4,913 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,416,000 | 2,761 |
| Total interest expense | $439,000 | 3,313 |
| Net interest income | $3,977,000 | 2,646 |
| Provision for loan and lease losses | $458,000 | 1,676 |
| Total noninterest income | $577,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $143,000 | 2,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,522 |
| Total noninterest expense | $4,785,000 | 1,994 |
| Salaries and employee benefits | $2,753,000 | 1,997 |
| Premises and equipment expense | $544,000 | 1,915 |
| Additional noninterest expense | $1,488,000 | 1,893 |
| Pre-tax net operating income | $-689,000 | 4,955 |
| Securities gains (losses) | $169,000 | 764 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-520,000 | 4,927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-520,000 | 4,928 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-520,000 | 4,927 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-689,000 | 4,955 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,005 |
| Total interest expense | $230,000 | 3,397 |
| Net interest income | $1,678,000 | 2,879 |
| Provision for loan and lease losses | $48,000 | 2,596 |
| Total noninterest income | $271,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $84,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,509 |
| Total noninterest expense | $2,444,000 | 1,982 |
| Salaries and employee benefits | $1,412,000 | 1,974 |
| Premises and equipment expense | $281,000 | 1,887 |
| Additional noninterest expense | $751,000 | 1,921 |
| Pre-tax net operating income | $-543,000 | 4,986 |
| Securities gains (losses) | $98,000 | 614 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-445,000 | 4,948 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-445,000 | 4,949 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-445,000 | 4,948 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-543,000 | 4,990 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 3,028 |
| Total interest expense | $688,000 | 3,820 |
| Net interest income | $6,990,000 | 2,843 |
| Provision for loan and lease losses | $627,000 | 1,299 |
| Total noninterest income | $1,313,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $365,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $948,000 | 2,316 |
| Total noninterest expense | $8,956,000 | 2,080 |
| Salaries and employee benefits | $4,969,000 | 2,114 |
| Premises and equipment expense | $1,690,000 | 1,357 |
| Additional noninterest expense | $2,297,000 | 2,339 |
| Pre-tax net operating income | $-1,280,000 | 5,111 |
| Securities gains (losses) | $122,000 | 824 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,158,000 | 5,106 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,158,000 | 5,107 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,158,000 | 5,107 |
| Net charge-offs | $-68,000 | 4,830 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,280,000 | 5,108 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 3,120 |
| Total interest expense | $472,000 | 3,967 |
| Net interest income | $5,092,000 | 2,937 |
| Provision for loan and lease losses | $504,000 | 1,148 |
| Total noninterest income | $952,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $271,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,354 |
| Total noninterest expense | $6,429,000 | 2,147 |
| Salaries and employee benefits | $3,519,000 | 2,206 |
| Premises and equipment expense | $1,216,000 | 1,419 |
| Additional noninterest expense | $1,694,000 | 2,366 |
| Pre-tax net operating income | $-889,000 | 5,191 |
| Securities gains (losses) | $-28,000 | 5,043 |
| Applicable income taxes | $4,000 | 3,770 |
| Income before extraordinary items | $-921,000 | 5,194 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-921,000 | 5,194 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-921,000 | 5,194 |
| Net charge-offs | $-6,000 | 4,300 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-893,000 | 5,190 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 3,222 |
| Total interest expense | $269,000 | 4,132 |
| Net interest income | $3,259,000 | 3,008 |
| Provision for loan and lease losses | $352,000 | 1,092 |
| Total noninterest income | $645,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $177,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 2,283 |
| Total noninterest expense | $4,167,000 | 2,197 |
| Salaries and employee benefits | $2,237,000 | 2,282 |
| Premises and equipment expense | $791,000 | 1,452 |
| Additional noninterest expense | $1,139,000 | 2,371 |
| Pre-tax net operating income | $-615,000 | 5,241 |
| Securities gains (losses) | $-28,000 | 5,099 |
| Applicable income taxes | $2,000 | 3,806 |
| Income before extraordinary items | $-645,000 | 5,243 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-645,000 | 5,242 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-645,000 | 5,242 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-617,000 | 5,240 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,430 |
| Total interest expense | $103,000 | 4,391 |
| Net interest income | $1,467,000 | 3,223 |
| Provision for loan and lease losses | $140,000 | 1,254 |
| Total noninterest income | $282,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $90,000 | 2,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,442 |
| Total noninterest expense | $2,107,000 | 2,187 |
| Salaries and employee benefits | $1,115,000 | 2,311 |
| Premises and equipment expense | $387,000 | 1,502 |
| Additional noninterest expense | $605,000 | 2,260 |
| Pre-tax net operating income | $-498,000 | 5,314 |
| Securities gains (losses) | $60,000 | 357 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $-439,000 | 5,303 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-439,000 | 5,302 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-439,000 | 5,302 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-499,000 | 5,309 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,182,000 | 3,377 |
| Total interest expense | $365,000 | 4,289 |
| Net interest income | $5,817,000 | 3,224 |
| Provision for loan and lease losses | $369,000 | 1,747 |
| Total noninterest income | $1,305,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $399,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $906,000 | 2,351 |
| Total noninterest expense | $9,253,000 | 2,018 |
| Salaries and employee benefits | $5,319,000 | 1,993 |
| Premises and equipment expense | $1,680,000 | 1,350 |
| Additional noninterest expense | $2,254,000 | 2,403 |
| Pre-tax net operating income | $-2,500,000 | 5,387 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $5,000 | 3,827 |
| Income before extraordinary items | $-2,505,000 | 5,377 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,505,000 | 5,376 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,505,000 | 5,376 |
| Net charge-offs | $-23,000 | 4,709 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-2,505,000 | 5,377 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 3,447 |
| Total interest expense | $278,000 | 4,262 |
| Net interest income | $4,225,000 | 3,303 |
| Provision for loan and lease losses | $277,000 | 1,646 |
| Total noninterest income | $1,013,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $300,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,324 |
| Total noninterest expense | $6,482,000 | 2,127 |
| Salaries and employee benefits | $3,610,000 | 2,153 |
| Premises and equipment expense | $1,231,000 | 1,388 |
| Additional noninterest expense | $1,641,000 | 2,438 |
| Pre-tax net operating income | $-1,521,000 | 5,452 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $4,000 | 3,874 |
| Income before extraordinary items | $-1,525,000 | 5,445 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,525,000 | 5,444 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,525,000 | 5,444 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-1,525,000 | 5,444 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 3,426 |
| Total interest expense | $195,000 | 4,170 |
| Net interest income | $2,834,000 | 3,293 |
| Provision for loan and lease losses | $88,000 | 2,334 |
| Total noninterest income | $693,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $197,000 | 2,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,270 |
| Total noninterest expense | $4,074,000 | 2,235 |
| Salaries and employee benefits | $2,078,000 | 2,411 |
| Premises and equipment expense | $851,000 | 1,362 |
| Additional noninterest expense | $1,145,000 | 2,376 |
| Pre-tax net operating income | $-635,000 | 5,490 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $3,000 | 3,871 |
| Income before extraordinary items | $-638,000 | 5,480 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-638,000 | 5,479 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-638,000 | 5,479 |
| Net charge-offs | $-9,000 | 4,493 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-638,000 | 5,480 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 3,372 |
| Total interest expense | $99,000 | 4,125 |
| Net interest income | $1,461,000 | 3,253 |
| Provision for loan and lease losses | $34,000 | 2,366 |
| Total noninterest income | $383,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $94,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,065 |
| Total noninterest expense | $2,055,000 | 2,231 |
| Salaries and employee benefits | $998,000 | 2,513 |
| Premises and equipment expense | $412,000 | 1,417 |
| Additional noninterest expense | $645,000 | 2,163 |
| Pre-tax net operating income | $-245,000 | 5,540 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $-247,000 | 5,528 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-247,000 | 5,528 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-247,000 | 5,528 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-247,000 | 5,532 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 5,239 |
| Total interest expense | $146,000 | 5,106 |
| Net interest income | $1,485,000 | 5,228 |
| Provision for loan and lease losses | $28,000 | 3,831 |
| Total noninterest income | $484,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $96,000 | 4,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,492 |
| Total noninterest expense | $2,754,000 | 4,264 |
| Salaries and employee benefits | $1,632,000 | 4,128 |
| Premises and equipment expense | $342,000 | 3,949 |
| Additional noninterest expense | $780,000 | 4,429 |
| Pre-tax net operating income | $-813,000 | 5,592 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-281,000 | 5,586 |
| Income before extraordinary items | $-532,000 | 5,527 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-532,000 | 5,527 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-532,000 | 5,527 |
| Net charge-offs | $4,000 | 3,892 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-532,000 | 5,527 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $43,000 | 5,732 |
| Total interest expense | $4,000 | 5,710 |
| Net interest income | $39,000 | 5,731 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $35,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $3,000 | 5,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 5,237 |
| Total noninterest expense | $83,000 | 5,731 |
| Salaries and employee benefits | $41,000 | 5,726 |
| Premises and equipment expense | $14,000 | 5,708 |
| Additional noninterest expense | $28,000 | 5,733 |
| Pre-tax net operating income | $-9,000 | 5,523 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-3,000 | 5,565 |
| Income before extraordinary items | $-6,000 | 5,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,000 | 5,523 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-6,000 | 5,523 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-6,000 | 5,518 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,562 |
| Total interest expense | $303,000 | 3,347 |
| Net interest income | $2,514,000 | 3,554 |
| Provision for loan and lease losses | $76,000 | 2,463 |
| Total noninterest income | $1,751,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $178,000 | 2,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,573,000 | 1,153 |
| Total noninterest expense | $4,571,000 | 2,061 |
| Salaries and employee benefits | $2,632,000 | 2,037 |
| Premises and equipment expense | $690,000 | 1,640 |
| Additional noninterest expense | $1,249,000 | 2,244 |
| Pre-tax net operating income | $-382,000 | 5,708 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-147,000 | 5,734 |
| Income before extraordinary items | $-235,000 | 5,674 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-235,000 | 5,674 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-235,000 | 5,674 |
| Net charge-offs | $72,000 | 1,737 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-235,000 | 5,673 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 3,528 |
| Total interest expense | $157,000 | 3,281 |
| Net interest income | $1,283,000 | 3,517 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $800,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 1,213 |
| Total noninterest expense | $2,437,000 | 1,972 |
| Salaries and employee benefits | $1,438,000 | 1,916 |
| Premises and equipment expense | $345,000 | 1,656 |
| Additional noninterest expense | $654,000 | 2,155 |
| Pre-tax net operating income | $-374,000 | 5,802 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-136,000 | 5,810 |
| Income before extraordinary items | $-238,000 | 5,779 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-238,000 | 5,779 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-238,000 | 5,779 |
| Net charge-offs | $76,000 | 1,079 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-238,000 | 5,778 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 3,557 |
| Total interest expense | $627,000 | 3,241 |
| Net interest income | $5,012,000 | 3,575 |
| Provision for loan and lease losses | $76,000 | 3,342 |
| Total noninterest income | $4,228,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $418,000 | 2,385 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,810,000 | 1,017 |
| Total noninterest expense | $8,757,000 | 2,134 |
| Salaries and employee benefits | $4,744,000 | 2,177 |
| Premises and equipment expense | $1,389,000 | 1,630 |
| Additional noninterest expense | $2,624,000 | 2,213 |
| Pre-tax net operating income | $407,000 | 4,980 |
| Securities gains (losses) | $99,000 | 1,351 |
| Applicable income taxes | $146,000 | 3,108 |
| Income before extraordinary items | $360,000 | 4,999 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $360,000 | 4,998 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $360,000 | 4,998 |
| Net charge-offs | $56,000 | 3,055 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $289,710 | 5,099 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 3,607 |
| Total interest expense | $464,000 | 3,275 |
| Net interest income | $3,705,000 | 3,620 |
| Provision for loan and lease losses | $47,000 | 3,395 |
| Total noninterest income | $3,172,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $315,000 | 2,381 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,857,000 | 1,031 |
| Total noninterest expense | $6,469,000 | 2,156 |
| Salaries and employee benefits | $3,540,000 | 2,180 |
| Premises and equipment expense | $1,023,000 | 1,660 |
| Additional noninterest expense | $1,906,000 | 2,275 |
| Pre-tax net operating income | $361,000 | 4,932 |
| Securities gains (losses) | $99,000 | 1,264 |
| Applicable income taxes | $132,000 | 3,068 |
| Income before extraordinary items | $328,000 | 4,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 4,911 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $328,000 | 4,911 |
| Net charge-offs | $68,000 | 2,374 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $257,710 | 5,046 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,735 |
| Total interest expense | $295,000 | 3,390 |
| Net interest income | $2,340,000 | 3,742 |
| Provision for loan and lease losses | $24,000 | 3,461 |
| Total noninterest income | $2,045,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $211,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,834,000 | 1,033 |
| Total noninterest expense | $4,191,000 | 2,218 |
| Salaries and employee benefits | $2,301,000 | 2,235 |
| Premises and equipment expense | $666,000 | 1,696 |
| Additional noninterest expense | $1,224,000 | 2,354 |
| Pre-tax net operating income | $170,000 | 5,205 |
| Securities gains (losses) | $68,000 | 1,222 |
| Applicable income taxes | $65,000 | 3,250 |
| Income before extraordinary items | $173,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 5,126 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $173,000 | 5,126 |
| Net charge-offs | $47,000 | 2,186 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $123,360 | 5,298 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 3,699 |
| Total interest expense | $153,000 | 3,330 |
| Net interest income | $1,193,000 | 3,707 |
| Provision for loan and lease losses | $6,000 | 3,407 |
| Total noninterest income | $766,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $658,000 | 1,271 |
| Total noninterest expense | $2,069,000 | 2,250 |
| Salaries and employee benefits | $1,119,000 | 2,292 |
| Premises and equipment expense | $336,000 | 1,699 |
| Additional noninterest expense | $614,000 | 2,340 |
| Pre-tax net operating income | $-116,000 | 5,975 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-46,000 | 6,047 |
| Income before extraordinary items | $-70,000 | 5,945 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-70,000 | 5,945 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-70,000 | 5,945 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $300,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-70,000 | 5,933 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 3,678 |
| Total interest expense | $673,000 | 3,139 |
| Net interest income | $4,701,000 | 3,727 |
| Provision for loan and lease losses | $-4,000 | 5,598 |
| Total noninterest income | $4,664,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $441,000 | 2,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,223,000 | 909 |
| Total noninterest expense | $8,782,000 | 2,123 |
| Salaries and employee benefits | $4,592,000 | 2,202 |
| Premises and equipment expense | $1,288,000 | 1,774 |
| Additional noninterest expense | $2,902,000 | 2,066 |
| Pre-tax net operating income | $587,000 | 4,775 |
| Securities gains (losses) | $175,000 | 816 |
| Applicable income taxes | $159,000 | 3,074 |
| Income before extraordinary items | $603,000 | 4,620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $603,000 | 4,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $603,000 | 4,622 |
| Net charge-offs | $-24,000 | 5,379 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $464,750 | 4,843 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 3,716 |
| Total interest expense | $520,000 | 3,120 |
| Net interest income | $3,512,000 | 3,777 |
| Provision for loan and lease losses | $-1,000 | 5,776 |
| Total noninterest income | $3,615,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $343,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,272,000 | 893 |
| Total noninterest expense | $6,500,000 | 2,146 |
| Salaries and employee benefits | $3,475,000 | 2,193 |
| Premises and equipment expense | $954,000 | 1,809 |
| Additional noninterest expense | $2,071,000 | 2,140 |
| Pre-tax net operating income | $628,000 | 4,443 |
| Securities gains (losses) | $136,000 | 836 |
| Applicable income taxes | $173,000 | 2,927 |
| Income before extraordinary items | $591,000 | 4,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 4,356 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $591,000 | 4,357 |
| Net charge-offs | $20,000 | 3,350 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $486,280 | 4,548 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 3,811 |
| Total interest expense | $353,000 | 3,108 |
| Net interest income | $2,250,000 | 3,877 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,347,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $221,000 | 2,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,126,000 | 925 |
| Total noninterest expense | $4,284,000 | 2,184 |
| Salaries and employee benefits | $2,326,000 | 2,204 |
| Premises and equipment expense | $622,000 | 1,852 |
| Additional noninterest expense | $1,336,000 | 2,199 |
| Pre-tax net operating income | $313,000 | 4,808 |
| Securities gains (losses) | $111,000 | 797 |
| Applicable income taxes | $93,000 | 3,073 |
| Income before extraordinary items | $331,000 | 4,573 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $331,000 | 4,574 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $331,000 | 4,575 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $244,420 | 4,871 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 4,000 |
| Total interest expense | $173,000 | 3,176 |
| Net interest income | $1,032,000 | 4,083 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $960,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $101,000 | 2,456 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $859,000 | 1,041 |
| Total noninterest expense | $2,046,000 | 2,263 |
| Salaries and employee benefits | $1,158,000 | 2,229 |
| Premises and equipment expense | $303,000 | 1,919 |
| Additional noninterest expense | $585,000 | 2,469 |
| Pre-tax net operating income | $-54,000 | 6,165 |
| Securities gains (losses) | $43,000 | 908 |
| Applicable income taxes | $-14,000 | 6,269 |
| Income before extraordinary items | $3,000 | 6,025 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,000 | 6,026 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,000 | 6,026 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-24,520 | 6,110 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 3,931 |
| Total interest expense | $782,000 | 3,077 |
| Net interest income | $4,299,000 | 4,025 |
| Provision for loan and lease losses | $-131,000 | 6,075 |
| Total noninterest income | $4,277,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $473,000 | 2,360 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,804,000 | 935 |
| Total noninterest expense | $8,456,000 | 2,220 |
| Salaries and employee benefits | $4,644,000 | 2,190 |
| Premises and equipment expense | $1,226,000 | 1,883 |
| Additional noninterest expense | $2,586,000 | 2,343 |
| Pre-tax net operating income | $251,000 | 5,568 |
| Securities gains (losses) | $35,000 | 1,980 |
| Applicable income taxes | $19,000 | 4,043 |
| Income before extraordinary items | $267,000 | 5,481 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $267,000 | 5,480 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $267,000 | 5,481 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $234,450 | 5,528 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,987 |
| Total interest expense | $624,000 | 3,007 |
| Net interest income | $3,157,000 | 4,103 |
| Provision for loan and lease losses | $-12,000 | 6,083 |
| Total noninterest income | $3,348,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $368,000 | 2,322 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,980,000 | 906 |
| Total noninterest expense | $6,377,000 | 2,213 |
| Salaries and employee benefits | $3,485,000 | 2,198 |
| Premises and equipment expense | $890,000 | 1,951 |
| Additional noninterest expense | $2,002,000 | 2,242 |
| Pre-tax net operating income | $140,000 | 5,779 |
| Securities gains (losses) | $35,000 | 1,693 |
| Applicable income taxes | $-1,000 | 6,242 |
| Income before extraordinary items | $176,000 | 5,649 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 5,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $176,000 | 5,649 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $141,000 | 5,730 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 4,017 |
| Total interest expense | $417,000 | 3,040 |
| Net interest income | $2,071,000 | 4,148 |
| Provision for loan and lease losses | $-26,000 | 6,252 |
| Total noninterest income | $2,201,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $251,000 | 2,260 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,950,000 | 907 |
| Total noninterest expense | $4,199,000 | 2,241 |
| Salaries and employee benefits | $2,330,000 | 2,192 |
| Premises and equipment expense | $587,000 | 1,984 |
| Additional noninterest expense | $1,282,000 | 2,337 |
| Pre-tax net operating income | $99,000 | 5,772 |
| Securities gains (losses) | $35,000 | 1,371 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $127,000 | 5,607 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $127,000 | 5,609 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $127,000 | 5,610 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $93,750 | 5,739 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 4,101 |
| Total interest expense | $208,000 | 3,080 |
| Net interest income | $1,005,000 | 4,232 |
| Provision for loan and lease losses | $-30,000 | 6,445 |
| Total noninterest income | $960,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $134,000 | 2,125 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $826,000 | 982 |
| Total noninterest expense | $2,068,000 | 2,266 |
| Salaries and employee benefits | $1,166,000 | 2,211 |
| Premises and equipment expense | $300,000 | 1,982 |
| Additional noninterest expense | $602,000 | 2,474 |
| Pre-tax net operating income | $-73,000 | 6,411 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-45,000 | 6,570 |
| Income before extraordinary items | $-28,000 | 6,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-28,000 | 6,327 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-28,000 | 6,327 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-28,000 | 6,317 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 4,143 |
| Total interest expense | $909,000 | 3,161 |
| Net interest income | $3,966,000 | 4,293 |
| Provision for loan and lease losses | $-279,000 | 6,508 |
| Total noninterest income | $5,769,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $574,000 | 2,147 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,195,000 | 778 |
| Total noninterest expense | $8,712,000 | 2,165 |
| Salaries and employee benefits | $4,737,000 | 2,160 |
| Premises and equipment expense | $1,201,000 | 1,911 |
| Additional noninterest expense | $2,774,000 | 2,253 |
| Pre-tax net operating income | $1,302,000 | 3,630 |
| Securities gains (losses) | $61,000 | 1,655 |
| Applicable income taxes | $403,000 | 2,356 |
| Income before extraordinary items | $960,000 | 3,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $960,000 | 3,976 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $960,000 | 3,977 |
| Net charge-offs | $21,000 | 4,826 |
| Cash dividends | $1,750,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $917,300 | 3,995 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 4,184 |
| Total interest expense | $695,000 | 3,191 |
| Net interest income | $2,951,000 | 4,354 |
| Provision for loan and lease losses | $-282,000 | 6,666 |
| Total noninterest income | $4,605,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $428,000 | 2,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,177,000 | 763 |
| Total noninterest expense | $6,665,000 | 2,120 |
| Salaries and employee benefits | $3,631,000 | 2,109 |
| Premises and equipment expense | $889,000 | 1,952 |
| Additional noninterest expense | $2,145,000 | 2,167 |
| Pre-tax net operating income | $1,173,000 | 3,401 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $367,000 | 2,226 |
| Income before extraordinary items | $837,000 | 3,740 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $837,000 | 3,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $837,000 | 3,744 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $815,300 | 3,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,225 |
| Total interest expense | $478,000 | 3,179 |
| Net interest income | $1,924,000 | 4,408 |
| Provision for loan and lease losses | $-273,000 | 6,760 |
| Total noninterest income | $3,022,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $283,000 | 2,139 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,739,000 | 784 |
| Total noninterest expense | $4,486,000 | 2,099 |
| Salaries and employee benefits | $2,401,000 | 2,139 |
| Premises and equipment expense | $611,000 | 1,893 |
| Additional noninterest expense | $1,474,000 | 2,101 |
| Pre-tax net operating income | $733,000 | 3,496 |
| Securities gains (losses) | $31,000 | 1,803 |
| Applicable income taxes | $234,000 | 2,286 |
| Income before extraordinary items | $530,000 | 3,826 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $530,000 | 3,828 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $530,000 | 3,829 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $508,610 | 3,812 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 4,294 |
| Total interest expense | $248,000 | 3,169 |
| Net interest income | $936,000 | 4,494 |
| Provision for loan and lease losses | $17,000 | 3,689 |
| Total noninterest income | $1,268,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $147,000 | 2,066 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,121,000 | 918 |
| Total noninterest expense | $2,216,000 | 2,145 |
| Salaries and employee benefits | $1,158,000 | 2,227 |
| Premises and equipment expense | $304,000 | 1,944 |
| Additional noninterest expense | $754,000 | 2,068 |
| Pre-tax net operating income | $-29,000 | 6,477 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $-18,000 | 6,785 |
| Income before extraordinary items | $2,000 | 6,394 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,000 | 6,395 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,000 | 6,395 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-6,320 | 6,385 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 4,209 |
| Total interest expense | $1,196,000 | 3,204 |
| Net interest income | $4,008,000 | 4,410 |
| Provision for loan and lease losses | $23,000 | 5,560 |
| Total noninterest income | $5,245,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $673,000 | 1,968 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,572,000 | 870 |
| Total noninterest expense | $7,436,000 | 2,529 |
| Salaries and employee benefits | $3,971,000 | 2,471 |
| Premises and equipment expense | $1,011,000 | 2,262 |
| Additional noninterest expense | $2,454,000 | 2,615 |
| Pre-tax net operating income | $1,794,000 | 3,020 |
| Securities gains (losses) | $274,000 | 1,436 |
| Applicable income taxes | $654,000 | 1,903 |
| Income before extraordinary items | $1,414,000 | 3,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,414,000 | 3,234 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,414,000 | 3,234 |
| Net charge-offs | $-46,000 | 6,840 |
| Cash dividends | $250,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,227,680 | 3,350 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 4,256 |
| Total interest expense | $917,000 | 3,265 |
| Net interest income | $3,035,000 | 4,449 |
| Provision for loan and lease losses | $19,000 | 5,425 |
| Total noninterest income | $3,815,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $511,000 | 1,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,304,000 | 872 |
| Total noninterest expense | $5,362,000 | 2,623 |
| Salaries and employee benefits | $2,813,000 | 2,622 |
| Premises and equipment expense | $722,000 | 2,378 |
| Additional noninterest expense | $1,827,000 | 2,630 |
| Pre-tax net operating income | $1,469,000 | 2,928 |
| Securities gains (losses) | $274,000 | 1,193 |
| Applicable income taxes | $552,000 | 1,836 |
| Income before extraordinary items | $1,191,000 | 3,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,191,000 | 3,091 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,191,000 | 3,090 |
| Net charge-offs | $-50,000 | 6,924 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,004,680 | 3,271 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,295 |
| Total interest expense | $623,000 | 3,322 |
| Net interest income | $2,007,000 | 4,481 |
| Provision for loan and lease losses | $19,000 | 5,163 |
| Total noninterest income | $2,280,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $342,000 | 1,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,938,000 | 935 |
| Total noninterest expense | $3,405,000 | 2,745 |
| Salaries and employee benefits | $1,763,000 | 2,783 |
| Premises and equipment expense | $468,000 | 2,434 |
| Additional noninterest expense | $1,174,000 | 2,738 |
| Pre-tax net operating income | $863,000 | 3,135 |
| Securities gains (losses) | $141,000 | 1,355 |
| Applicable income taxes | $317,000 | 1,997 |
| Income before extraordinary items | $687,000 | 3,365 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $687,000 | 3,365 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $687,000 | 3,366 |
| Net charge-offs | $-68,000 | 7,033 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $591,120 | 3,490 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,272 |
| Total interest expense | $320,000 | 3,370 |
| Net interest income | $1,024,000 | 4,445 |
| Provision for loan and lease losses | $19,000 | 4,532 |
| Total noninterest income | $1,076,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $904,000 | 984 |
| Total noninterest expense | $1,602,000 | 2,897 |
| Salaries and employee benefits | $873,000 | 2,819 |
| Premises and equipment expense | $243,000 | 2,353 |
| Additional noninterest expense | $486,000 | 3,162 |
| Pre-tax net operating income | $479,000 | 2,958 |
| Securities gains (losses) | $46,000 | 1,265 |
| Applicable income taxes | $169,000 | 1,911 |
| Income before extraordinary items | $356,000 | 3,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $356,000 | 3,319 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $356,000 | 3,319 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $324,720 | 3,315 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 4,184 |
| Total interest expense | $1,524,000 | 3,407 |
| Net interest income | $4,252,000 | 4,371 |
| Provision for loan and lease losses | $62,000 | 5,698 |
| Total noninterest income | $1,818,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $756,000 | 1,867 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,062,000 | 2,057 |
| Total noninterest expense | $6,409,000 | 2,892 |
| Salaries and employee benefits | $3,394,000 | 2,815 |
| Premises and equipment expense | $1,034,000 | 2,352 |
| Additional noninterest expense | $1,981,000 | 3,161 |
| Pre-tax net operating income | $-401,000 | 6,359 |
| Securities gains (losses) | $431,000 | 881 |
| Applicable income taxes | $-43,000 | 6,717 |
| Income before extraordinary items | $73,000 | 5,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 5,962 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $73,000 | 5,962 |
| Net charge-offs | $88,000 | 5,093 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-358,000 | 6,369 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 4,187 |
| Total interest expense | $1,183,000 | 3,439 |
| Net interest income | $3,218,000 | 4,373 |
| Provision for loan and lease losses | $52,000 | 5,499 |
| Total noninterest income | $1,188,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $573,000 | 1,855 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $615,000 | 2,387 |
| Total noninterest expense | $4,805,000 | 2,901 |
| Salaries and employee benefits | $2,583,000 | 2,777 |
| Premises and equipment expense | $751,000 | 2,423 |
| Additional noninterest expense | $1,471,000 | 3,207 |
| Pre-tax net operating income | $-451,000 | 6,578 |
| Securities gains (losses) | $425,000 | 728 |
| Applicable income taxes | $-55,000 | 6,938 |
| Income before extraordinary items | $29,000 | 6,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 6,165 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $29,000 | 6,165 |
| Net charge-offs | $34,000 | 5,231 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-243,000 | 6,477 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 4,208 |
| Total interest expense | $805,000 | 3,496 |
| Net interest income | $2,130,000 | 4,403 |
| Provision for loan and lease losses | $37,000 | 5,336 |
| Total noninterest income | $1,041,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $380,000 | 1,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $661,000 | 1,776 |
| Total noninterest expense | $3,322,000 | 2,816 |
| Salaries and employee benefits | $1,826,000 | 2,647 |
| Premises and equipment expense | $500,000 | 2,450 |
| Additional noninterest expense | $996,000 | 3,220 |
| Pre-tax net operating income | $-188,000 | 6,542 |
| Securities gains (losses) | $259,000 | 607 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $67,000 | 5,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 5,900 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $67,000 | 5,901 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-176,460 | 6,562 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,289 |
| Total interest expense | $413,000 | 3,521 |
| Net interest income | $1,027,000 | 4,499 |
| Provision for loan and lease losses | $22,000 | 4,949 |
| Total noninterest income | $483,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $192,000 | 1,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $291,000 | 1,947 |
| Total noninterest expense | $1,625,000 | 2,891 |
| Salaries and employee benefits | $921,000 | 2,629 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $475,000 | 3,310 |
| Pre-tax net operating income | $-137,000 | 6,743 |
| Securities gains (losses) | $153,000 | 409 |
| Applicable income taxes | $-6,000 | 6,967 |
| Income before extraordinary items | $22,000 | 6,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $22,000 | 6,097 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $22,000 | 6,098 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-131,000 | 6,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 4,185 |
| Total interest expense | $1,994,000 | 3,579 |
| Net interest income | $4,283,000 | 4,374 |
| Provision for loan and lease losses | $107,000 | 5,982 |
| Total noninterest income | $2,582,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $777,000 | 1,884 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,805,000 | 1,504 |
| Total noninterest expense | $6,996,000 | 2,722 |
| Salaries and employee benefits | $3,595,000 | 2,659 |
| Premises and equipment expense | $1,056,000 | 2,368 |
| Additional noninterest expense | $2,345,000 | 2,816 |
| Pre-tax net operating income | $-238,000 | 6,059 |
| Securities gains (losses) | $316,000 | 1,218 |
| Applicable income taxes | $-73,000 | 6,787 |
| Income before extraordinary items | $151,000 | 5,446 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $151,000 | 5,445 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $151,000 | 5,447 |
| Net charge-offs | $351,000 | 4,107 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-165,000 | 6,064 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 4,227 |
| Total interest expense | $1,547,000 | 3,626 |
| Net interest income | $3,228,000 | 4,415 |
| Provision for loan and lease losses | $107,000 | 5,626 |
| Total noninterest income | $1,736,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $551,000 | 2,024 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,185,000 | 1,613 |
| Total noninterest expense | $5,271,000 | 2,716 |
| Salaries and employee benefits | $2,692,000 | 2,668 |
| Premises and equipment expense | $776,000 | 2,446 |
| Additional noninterest expense | $1,803,000 | 2,724 |
| Pre-tax net operating income | $-414,000 | 6,488 |
| Securities gains (losses) | $287,000 | 1,107 |
| Applicable income taxes | $-119,000 | 7,106 |
| Income before extraordinary items | $-8,000 | 6,149 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,000 | 6,150 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,000 | 6,150 |
| Net charge-offs | $50,000 | 5,500 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-191,680 | 6,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 4,268 |
| Total interest expense | $1,078,000 | 3,598 |
| Net interest income | $2,105,000 | 4,487 |
| Provision for loan and lease losses | $106,000 | 5,089 |
| Total noninterest income | $1,007,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $366,000 | 2,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $641,000 | 1,785 |
| Total noninterest expense | $3,551,000 | 2,698 |
| Salaries and employee benefits | $1,803,000 | 2,682 |
| Premises and equipment expense | $524,000 | 2,435 |
| Additional noninterest expense | $1,224,000 | 2,671 |
| Pre-tax net operating income | $-545,000 | 6,778 |
| Securities gains (losses) | $101,000 | 1,408 |
| Applicable income taxes | $-195,000 | 7,322 |
| Income before extraordinary items | $-249,000 | 6,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-249,000 | 6,624 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-249,000 | 6,623 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-313,640 | 6,661 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 4,337 |
| Total interest expense | $568,000 | 3,579 |
| Net interest income | $1,024,000 | 4,604 |
| Provision for loan and lease losses | $76,000 | 4,283 |
| Total noninterest income | $461,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $276,000 | 1,941 |
| Total noninterest expense | $1,753,000 | 2,766 |
| Salaries and employee benefits | $909,000 | 2,696 |
| Premises and equipment expense | $263,000 | 2,481 |
| Additional noninterest expense | $581,000 | 2,783 |
| Pre-tax net operating income | $-344,000 | 7,026 |
| Securities gains (losses) | $79,000 | 897 |
| Applicable income taxes | $-111,000 | 7,461 |
| Income before extraordinary items | $-154,000 | 6,863 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-154,000 | 6,864 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-154,000 | 6,863 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-204,560 | 6,900 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 4,115 |
| Total interest expense | $2,515,000 | 3,872 |
| Net interest income | $4,630,000 | 4,140 |
| Provision for loan and lease losses | $319,000 | 5,185 |
| Total noninterest income | $2,109,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $869,000 | 1,912 |
| Trading account gains and fees | $1,000 | 207 |
| Additional Noninterest Income | $1,239,000 | 1,876 |
| Total noninterest expense | $6,691,000 | 2,904 |
| Salaries and employee benefits | $3,488,000 | 2,794 |
| Premises and equipment expense | $1,020,000 | 2,528 |
| Additional noninterest expense | $2,183,000 | 3,104 |
| Pre-tax net operating income | $-271,000 | 5,779 |
| Securities gains (losses) | $1,315,000 | 392 |
| Applicable income taxes | $229,000 | 2,267 |
| Income before extraordinary items | $815,000 | 3,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $815,000 | 3,120 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $815,000 | 3,120 |
| Net charge-offs | $318,000 | 4,417 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-210,700 | 5,839 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 4,126 |
| Total interest expense | $1,918,000 | 3,960 |
| Net interest income | $3,548,000 | 4,089 |
| Provision for loan and lease losses | $239,000 | 4,921 |
| Total noninterest income | $1,636,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $649,000 | 1,919 |
| Trading account gains and fees | $1,000 | 208 |
| Additional Noninterest Income | $986,000 | 1,850 |
| Total noninterest expense | $5,001,000 | 2,916 |
| Salaries and employee benefits | $2,576,000 | 2,859 |
| Premises and equipment expense | $756,000 | 2,589 |
| Additional noninterest expense | $1,669,000 | 3,018 |
| Pre-tax net operating income | $-56,000 | 5,804 |
| Securities gains (losses) | $949,000 | 406 |
| Applicable income taxes | $200,000 | 2,317 |
| Income before extraordinary items | $693,000 | 3,138 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $693,000 | 3,137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $693,000 | 3,139 |
| Net charge-offs | $126,000 | 4,840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-47,220 | 5,829 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 4,146 |
| Total interest expense | $1,304,000 | 4,023 |
| Net interest income | $2,364,000 | 4,074 |
| Provision for loan and lease losses | $162,000 | 4,632 |
| Total noninterest income | $1,023,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $422,000 | 1,938 |
| Trading account gains and fees | $1,000 | 190 |
| Additional Noninterest Income | $600,000 | 1,993 |
| Total noninterest expense | $3,213,000 | 3,044 |
| Salaries and employee benefits | $1,720,000 | 2,881 |
| Premises and equipment expense | $483,000 | 2,723 |
| Additional noninterest expense | $1,010,000 | 3,270 |
| Pre-tax net operating income | $12,000 | 5,729 |
| Securities gains (losses) | $768,000 | 363 |
| Applicable income taxes | $189,000 | 2,022 |
| Income before extraordinary items | $591,000 | 2,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 2,791 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $591,000 | 2,793 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $7,320 | 5,789 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 4,083 |
| Total interest expense | $662,000 | 4,099 |
| Net interest income | $1,246,000 | 3,945 |
| Provision for loan and lease losses | $87,000 | 4,142 |
| Total noninterest income | $563,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $201,000 | 1,955 |
| Trading account gains and fees | $1,000 | 165 |
| Additional Noninterest Income | $361,000 | 1,731 |
| Total noninterest expense | $1,519,000 | 3,111 |
| Salaries and employee benefits | $858,000 | 2,927 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $438,000 | 3,339 |
| Pre-tax net operating income | $203,000 | 4,015 |
| Securities gains (losses) | $297,000 | 506 |
| Applicable income taxes | $127,000 | 1,942 |
| Income before extraordinary items | $373,000 | 2,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $373,000 | 2,704 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $373,000 | 2,707 |
| Net charge-offs | $-19,000 | 7,986 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,250 | 4,188 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 4,094 |
| Total interest expense | $3,239,000 | 4,028 |
| Net interest income | $4,873,000 | 4,020 |
| Provision for loan and lease losses | $1,731,000 | 1,982 |
| Total noninterest income | $1,782,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,067,000 | 1,667 |
| Trading account gains and fees | $23,000 | 130 |
| Additional Noninterest Income | $692,000 | 2,676 |
| Total noninterest expense | $6,671,000 | 2,797 |
| Salaries and employee benefits | $3,271,000 | 3,018 |
| Premises and equipment expense | $1,042,000 | 2,526 |
| Additional noninterest expense | $2,358,000 | 2,465 |
| Pre-tax net operating income | $-1,747,000 | 7,285 |
| Securities gains (losses) | $215,000 | 687 |
| Applicable income taxes | $-668,000 | 7,588 |
| Income before extraordinary items | $-864,000 | 6,928 |
| Extraordinary gains, net | $105,000 | 22 |
| Net income | $-759,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,929,000 | 1,325 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,001,600 | 7,120 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 4,080 |
| Total interest expense | $2,533,000 | 4,043 |
| Net interest income | $3,733,000 | 3,978 |
| Provision for loan and lease losses | $1,658,000 | 1,339 |
| Total noninterest income | $1,326,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $821,000 | 1,634 |
| Trading account gains and fees | $-7,000 | 8,267 |
| Additional Noninterest Income | $512,000 | 2,773 |
| Total noninterest expense | $4,542,000 | 3,024 |
| Salaries and employee benefits | $2,435,000 | 3,062 |
| Premises and equipment expense | $772,000 | 2,575 |
| Additional noninterest expense | $1,335,000 | 3,065 |
| Pre-tax net operating income | $-1,141,000 | 7,601 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $-473,000 | 7,866 |
| Income before extraordinary items | $-626,000 | 7,283 |
| Extraordinary gains, net | $82,000 | 20 |
| Net income | $-544,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,477,000 | 1,028 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-652,880 | 7,435 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 3,993 |
| Total interest expense | $1,754,000 | 4,085 |
| Net interest income | $2,627,000 | 3,842 |
| Provision for loan and lease losses | $382,000 | 2,221 |
| Total noninterest income | $981,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $540,000 | 1,635 |
| Trading account gains and fees | $-10,000 | 8,347 |
| Additional Noninterest Income | $451,000 | 2,400 |
| Total noninterest expense | $2,930,000 | 3,133 |
| Salaries and employee benefits | $1,610,000 | 3,121 |
| Premises and equipment expense | $518,000 | 2,561 |
| Additional noninterest expense | $802,000 | 3,352 |
| Pre-tax net operating income | $296,000 | 5,295 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $52,000 | 4,033 |
| Income before extraordinary items | $286,000 | 5,084 |
| Extraordinary gains, net | $82,000 | 14 |
| Net income | $368,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,155 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $250,300 | 5,205 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,981 |
| Total interest expense | $911,000 | 4,155 |
| Net interest income | $1,358,000 | 3,749 |
| Provision for loan and lease losses | $57,000 | 3,660 |
| Total noninterest income | $479,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $271,000 | 1,603 |
| Trading account gains and fees | $13,000 | 134 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $1,442,000 | 3,182 |
| Salaries and employee benefits | $810,000 | 3,129 |
| Premises and equipment expense | $262,000 | 2,565 |
| Additional noninterest expense | $370,000 | 3,515 |
| Pre-tax net operating income | $338,000 | 3,892 |
| Securities gains (losses) | $42,000 | 1,172 |
| Applicable income taxes | $86,000 | 2,970 |
| Income before extraordinary items | $294,000 | 3,843 |
| Extraordinary gains, net | $78,000 | 10 |
| Net income | $372,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,953 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $261,660 | 4,009 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,151,000 | 3,993 |
| Total interest expense | $4,063,000 | 3,976 |
| Net interest income | $5,088,000 | 3,946 |
| Provision for loan and lease losses | $1,268,000 | 1,201 |
| Total noninterest income | $2,029,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,131,000 | 1,582 |
| Trading account gains and fees | $29,000 | 155 |
| Additional Noninterest Income | $869,000 | 2,434 |
| Total noninterest expense | $6,084,000 | 2,934 |
| Salaries and employee benefits | $3,486,000 | 2,813 |
| Premises and equipment expense | $975,000 | 2,632 |
| Additional noninterest expense | $1,623,000 | 3,204 |
| Pre-tax net operating income | $-235,000 | 7,673 |
| Securities gains (losses) | $-16,000 | 7,690 |
| Applicable income taxes | $-173,000 | 8,105 |
| Income before extraordinary items | $-78,000 | 7,610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-78,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 1,090 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-67,760 | 7,572 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 3,969 |
| Total interest expense | $3,071,000 | 3,954 |
| Net interest income | $3,922,000 | 3,873 |
| Provision for loan and lease losses | $76,000 | 4,560 |
| Total noninterest income | $1,534,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $841,000 | 1,567 |
| Trading account gains and fees | $9,000 | 167 |
| Additional Noninterest Income | $684,000 | 2,361 |
| Total noninterest expense | $4,618,000 | 2,880 |
| Salaries and employee benefits | $2,660,000 | 2,762 |
| Premises and equipment expense | $724,000 | 2,641 |
| Additional noninterest expense | $1,234,000 | 3,107 |
| Pre-tax net operating income | $762,000 | 4,942 |
| Securities gains (losses) | $-16,000 | 7,900 |
| Applicable income taxes | $158,000 | 3,998 |
| Income before extraordinary items | $588,000 | 5,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $588,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,558 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $600,640 | 4,984 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 4,018 |
| Total interest expense | $2,069,000 | 3,931 |
| Net interest income | $2,532,000 | 3,990 |
| Provision for loan and lease losses | $33,000 | 4,815 |
| Total noninterest income | $973,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $541,000 | 1,632 |
| Trading account gains and fees | $-11,000 | 8,549 |
| Additional Noninterest Income | $443,000 | 2,433 |
| Total noninterest expense | $3,117,000 | 2,870 |
| Salaries and employee benefits | $1,782,000 | 2,781 |
| Premises and equipment expense | $484,000 | 2,660 |
| Additional noninterest expense | $851,000 | 3,031 |
| Pre-tax net operating income | $355,000 | 5,741 |
| Securities gains (losses) | $-16,000 | 8,093 |
| Applicable income taxes | $59,000 | 4,625 |
| Income before extraordinary items | $280,000 | 5,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,686 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $293,280 | 5,692 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 4,057 |
| Total interest expense | $1,044,000 | 3,897 |
| Net interest income | $1,219,000 | 4,102 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $507,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $255,000 | 1,690 |
| Trading account gains and fees | $41,000 | 145 |
| Additional Noninterest Income | $211,000 | 2,466 |
| Total noninterest expense | $1,523,000 | 2,945 |
| Salaries and employee benefits | $903,000 | 2,783 |
| Premises and equipment expense | $237,000 | 2,713 |
| Additional noninterest expense | $383,000 | 3,292 |
| Pre-tax net operating income | $182,000 | 5,691 |
| Securities gains (losses) | $-16,000 | 8,337 |
| Applicable income taxes | $-2,000 | 8,174 |
| Income before extraordinary items | $168,000 | 5,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $184,000 | 5,227 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 4,096 |
| Total interest expense | $3,610,000 | 3,837 |
| Net interest income | $4,709,000 | 4,201 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,773,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,067,000 | 1,655 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $706,000 | 2,751 |
| Total noninterest expense | $5,370,000 | 3,153 |
| Salaries and employee benefits | $3,124,000 | 3,016 |
| Premises and equipment expense | $883,000 | 2,756 |
| Additional noninterest expense | $1,363,000 | 3,557 |
| Pre-tax net operating income | $992,000 | 5,217 |
| Securities gains (losses) | $23,000 | 872 |
| Applicable income taxes | $184,000 | 4,382 |
| Income before extraordinary items | $831,000 | 5,125 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $831,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $708,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $812,140 | 5,170 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 4,145 |
| Total interest expense | $2,672,000 | 3,803 |
| Net interest income | $3,401,000 | 4,348 |
| Provision for loan and lease losses | $55,000 | 4,965 |
| Total noninterest income | $1,198,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $803,000 | 1,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $395,000 | 3,240 |
| Total noninterest expense | $3,816,000 | 3,295 |
| Salaries and employee benefits | $2,223,000 | 3,152 |
| Premises and equipment expense | $626,000 | 2,895 |
| Additional noninterest expense | $967,000 | 3,703 |
| Pre-tax net operating income | $728,000 | 5,426 |
| Securities gains (losses) | $40,000 | 603 |
| Applicable income taxes | $141,000 | 4,534 |
| Income before extraordinary items | $627,000 | 5,253 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $627,000 | 5,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $320,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $594,200 | 5,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 4,186 |
| Total interest expense | $1,734,000 | 3,751 |
| Net interest income | $2,194,000 | 4,457 |
| Provision for loan and lease losses | $22,000 | 5,468 |
| Total noninterest income | $832,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $528,000 | 1,665 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $304,000 | 2,988 |
| Total noninterest expense | $2,542,000 | 3,310 |
| Salaries and employee benefits | $1,490,000 | 3,137 |
| Premises and equipment expense | $410,000 | 2,940 |
| Additional noninterest expense | $642,000 | 3,714 |
| Pre-tax net operating income | $462,000 | 5,584 |
| Securities gains (losses) | $40,000 | 485 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $411,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $320,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $378,200 | 5,515 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,211 |
| Total interest expense | $848,000 | 3,677 |
| Net interest income | $1,070,000 | 4,504 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $405,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,899 |
| Total noninterest expense | $1,292,000 | 3,284 |
| Salaries and employee benefits | $744,000 | 3,171 |
| Premises and equipment expense | $194,000 | 3,094 |
| Additional noninterest expense | $354,000 | 3,430 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $40,000 | 376 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $184,000 | 5,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $320,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $148,800 | 5,991 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,912,000 | 4,187 |
| Total interest expense | $3,017,000 | 3,313 |
| Net interest income | $3,895,000 | 4,699 |
| Provision for loan and lease losses | $187,000 | 3,698 |
| Total noninterest income | $1,789,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,136,000 | 1,532 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $653,000 | 2,900 |
| Total noninterest expense | $4,437,000 | 3,577 |
| Salaries and employee benefits | $2,522,000 | 3,455 |
| Premises and equipment expense | $751,000 | 3,061 |
| Additional noninterest expense | $1,164,000 | 3,942 |
| Pre-tax net operating income | $1,060,000 | 5,202 |
| Securities gains (losses) | $90,000 | 733 |
| Applicable income taxes | $-75,000 | 8,584 |
| Income before extraordinary items | $1,225,000 | 4,295 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,225,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,546 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,135,000 | 4,441 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 4,205 |
| Total interest expense | $2,226,000 | 3,218 |
| Net interest income | $2,841,000 | 4,795 |
| Provision for loan and lease losses | $174,000 | 3,272 |
| Total noninterest income | $1,345,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $847,000 | 1,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $498,000 | 2,892 |
| Total noninterest expense | $3,321,000 | 3,546 |
| Salaries and employee benefits | $1,874,000 | 3,456 |
| Premises and equipment expense | $565,000 | 3,033 |
| Additional noninterest expense | $882,000 | 3,868 |
| Pre-tax net operating income | $691,000 | 5,675 |
| Securities gains (losses) | $90,000 | 689 |
| Applicable income taxes | $-160,000 | 8,744 |
| Income before extraordinary items | $941,000 | 4,343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $941,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $851,000 | 4,554 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,245 |
| Total interest expense | $1,447,000 | 3,136 |
| Net interest income | $1,805,000 | 4,934 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $906,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $548,000 | 1,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $358,000 | 2,729 |
| Total noninterest expense | $2,207,000 | 3,536 |
| Salaries and employee benefits | $1,253,000 | 3,433 |
| Premises and equipment expense | $375,000 | 3,019 |
| Additional noninterest expense | $579,000 | 3,911 |
| Pre-tax net operating income | $354,000 | 6,271 |
| Securities gains (losses) | $100,000 | 563 |
| Applicable income taxes | $-231,000 | 8,798 |
| Income before extraordinary items | $685,000 | 4,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $585,000 | 4,430 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 4,267 |
| Total interest expense | $713,000 | 3,069 |
| Net interest income | $893,000 | 4,990 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $402,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $259,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $1,098,000 | 3,568 |
| Salaries and employee benefits | $620,000 | 3,470 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $177,000 | 6,227 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $-281,000 | 8,894 |
| Income before extraordinary items | $459,000 | 3,260 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $459,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $458,000 | 3,224 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,095 |
| Total interest expense | $2,637,000 | 2,919 |
| Net interest income | $3,700,000 | 4,725 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,755,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,145,000 | 1,533 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $610,000 | 2,962 |
| Total noninterest expense | $4,279,000 | 3,546 |
| Salaries and employee benefits | $2,437,000 | 3,417 |
| Premises and equipment expense | $770,000 | 2,882 |
| Additional noninterest expense | $1,072,000 | 4,105 |
| Pre-tax net operating income | $1,086,000 | 5,021 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-9,000 | 8,574 |
| Income before extraordinary items | $1,095,000 | 4,459 |
| Extraordinary gains, net | $-342,000 | 8,963 |
| Net income | $753,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $1,155,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,095,000 | 4,383 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 4,118 |
| Total interest expense | $1,943,000 | 2,911 |
| Net interest income | $2,752,000 | 4,742 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $1,318,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $861,000 | 1,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 2,955 |
| Total noninterest expense | $3,219,000 | 3,514 |
| Salaries and employee benefits | $1,849,000 | 3,362 |
| Premises and equipment expense | $567,000 | 2,924 |
| Additional noninterest expense | $803,000 | 4,071 |
| Pre-tax net operating income | $794,000 | 5,204 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-9,000 | 8,727 |
| Income before extraordinary items | $803,000 | 4,620 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $803,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $755,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $803,000 | 4,528 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 4,134 |
| Total interest expense | $1,285,000 | 2,922 |
| Net interest income | $1,827,000 | 4,770 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $857,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $534,000 | 1,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $323,000 | 2,863 |
| Total noninterest expense | $2,086,000 | 3,619 |
| Salaries and employee benefits | $1,179,000 | 3,506 |
| Premises and equipment expense | $369,000 | 2,991 |
| Additional noninterest expense | $538,000 | 4,088 |
| Pre-tax net operating income | $572,000 | 4,949 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-9,000 | 8,788 |
| Income before extraordinary items | $581,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $755,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $581,000 | 4,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,144 |
| Total interest expense | $653,000 | 2,921 |
| Net interest income | $912,000 | 4,783 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $375,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 1,716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $128,000 | 3,215 |
| Total noninterest expense | $1,077,000 | 3,552 |
| Salaries and employee benefits | $631,000 | 3,321 |
| Premises and equipment expense | $180,000 | 3,079 |
| Additional noninterest expense | $266,000 | 4,111 |
| Pre-tax net operating income | $200,000 | 5,819 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-9,000 | 8,853 |
| Income before extraordinary items | $209,000 | 5,227 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $755,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $209,000 | 5,108 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 3,959 |
| Total interest expense | $2,898,000 | 2,960 |
| Net interest income | $3,797,000 | 4,535 |
| Provision for loan and lease losses | $219,000 | 3,870 |
| Total noninterest income | $1,610,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $999,000 | 1,723 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $611,000 | 3,216 |
| Total noninterest expense | $4,084,000 | 3,656 |
| Salaries and employee benefits | $2,259,000 | 3,548 |
| Premises and equipment expense | $729,000 | 2,979 |
| Additional noninterest expense | $1,096,000 | 3,984 |
| Pre-tax net operating income | $1,104,000 | 4,907 |
| Securities gains (losses) | $26,000 | 3,046 |
| Applicable income taxes | $484,000 | 3,428 |
| Income before extraordinary items | $646,000 | 5,778 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $646,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,421 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $629,360 | 5,683 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 3,967 |
| Total interest expense | $2,216,000 | 3,000 |
| Net interest income | $2,885,000 | 4,504 |
| Provision for loan and lease losses | $163,000 | 3,753 |
| Total noninterest income | $1,189,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $748,000 | 1,735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $441,000 | 3,363 |
| Total noninterest expense | $3,035,000 | 3,680 |
| Salaries and employee benefits | $1,662,000 | 3,589 |
| Premises and equipment expense | $534,000 | 3,040 |
| Additional noninterest expense | $839,000 | 3,932 |
| Pre-tax net operating income | $876,000 | 4,906 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $484,000 | 3,089 |
| Income before extraordinary items | $392,000 | 6,399 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $392,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,931 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $392,000 | 6,223 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 3,944 |
| Total interest expense | $1,506,000 | 3,032 |
| Net interest income | $1,950,000 | 4,467 |
| Provision for loan and lease losses | $107,000 | 3,753 |
| Total noninterest income | $771,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $497,000 | 1,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $274,000 | 3,464 |
| Total noninterest expense | $2,040,000 | 3,629 |
| Salaries and employee benefits | $1,112,000 | 3,575 |
| Premises and equipment expense | $357,000 | 3,030 |
| Additional noninterest expense | $571,000 | 3,852 |
| Pre-tax net operating income | $574,000 | 4,956 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $484,000 | 2,368 |
| Income before extraordinary items | $90,000 | 8,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $90,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,734 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $90,000 | 7,893 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 3,880 |
| Total interest expense | $770,000 | 3,037 |
| Net interest income | $998,000 | 4,408 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $360,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 1,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $1,010,000 | 3,631 |
| Salaries and employee benefits | $564,000 | 3,535 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $274,000 | 3,932 |
| Pre-tax net operating income | $283,000 | 4,941 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $484,000 | 1,408 |
| Income before extraordinary items | $-201,000 | 9,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-201,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,890 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-201,000 | 9,070 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 3,753 |
| Total interest expense | $3,483,000 | 3,112 |
| Net interest income | $4,255,000 | 4,150 |
| Provision for loan and lease losses | $303,000 | 3,391 |
| Total noninterest income | $1,489,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $980,000 | 1,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 3,254 |
| Total noninterest expense | $3,980,000 | 3,572 |
| Salaries and employee benefits | $2,177,000 | 3,486 |
| Premises and equipment expense | $672,000 | 3,109 |
| Additional noninterest expense | $1,131,000 | 3,776 |
| Pre-tax net operating income | $1,461,000 | 4,190 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $307,000 | 4,403 |
| Income before extraordinary items | $1,154,000 | 4,190 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,154,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,384 |
| Cash dividends | $785,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,154,000 | 4,094 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,876 |
| Total interest expense | $4,542,000 | 3,422 |
| Net interest income | $3,812,000 | 4,273 |
| Provision for loan and lease losses | $171,000 | 4,519 |
| Total noninterest income | $1,217,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $834,000 | 1,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $383,000 | 3,634 |
| Total noninterest expense | $3,577,000 | 3,761 |
| Salaries and employee benefits | $1,941,000 | 3,678 |
| Premises and equipment expense | $689,000 | 2,988 |
| Additional noninterest expense | $947,000 | 4,248 |
| Pre-tax net operating income | $1,281,000 | 4,268 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $297,000 | 4,291 |
| Income before extraordinary items | $996,000 | 4,305 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $996,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $840,000 | 438 |
| Net operating income | $986,760 | 4,205 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 4,191 |
| Total interest expense | $4,416,000 | 3,680 |
| Net interest income | $3,449,000 | 4,653 |
| Provision for loan and lease losses | $296,000 | 2,916 |
| Total noninterest income | $1,179,000 | 2,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $861,000 | 1,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,795 |
| Total noninterest expense | $3,055,000 | 4,167 |
| Salaries and employee benefits | $1,540,000 | 4,272 |
| Premises and equipment expense | $457,000 | 4,082 |
| Additional noninterest expense | $1,058,000 | 3,819 |
| Pre-tax net operating income | $1,277,000 | 4,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $271,000 | 4,805 |
| Income before extraordinary items | $1,006,000 | 4,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,006,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $322,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,006,000 | 4,369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 4,583 |
| Total interest expense | $3,655,000 | 3,887 |
| Net interest income | $3,012,000 | 5,145 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $939,000 | 3,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $746,000 | 1,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $2,561,000 | 4,790 |
| Salaries and employee benefits | $1,344,000 | 4,742 |
| Premises and equipment expense | $391,000 | 4,622 |
| Additional noninterest expense | $826,000 | 4,668 |
| Pre-tax net operating income | $1,253,000 | 4,642 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $322,000 | 4,653 |
| Income before extraordinary items | $931,000 | 4,648 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $931,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $931,000 | 4,613 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 4,975 |
| Total interest expense | $3,314,000 | 4,353 |
| Net interest income | $2,739,000 | 5,496 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $663,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,678 |
| Total noninterest expense | $2,285,000 | 5,083 |
| Salaries and employee benefits | $1,268,000 | 4,861 |
| Premises and equipment expense | $393,000 | 4,482 |
| Additional noninterest expense | $624,000 | 5,601 |
| Pre-tax net operating income | $1,067,000 | 5,217 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $250,000 | 5,646 |
| Income before extraordinary items | $824,000 | 5,102 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $824,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $625,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $818,610 | 5,029 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 5,392 |
| Total interest expense | $3,002,000 | 4,708 |
| Net interest income | $2,518,000 | 6,027 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $782,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $2,147,000 | 5,384 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $729,000 | 5,065 |
| Pre-tax net operating income | $1,036,000 | 5,727 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $220,000 | 6,618 |
| Income before extraordinary items | $820,000 | 5,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $820,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $816,840 | 5,339 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 5,856 |
| Total interest expense | $2,658,000 | 5,285 |
| Net interest income | $2,437,000 | 6,307 |
| Provision for loan and lease losses | $233,000 | 3,098 |
| Total noninterest income | $563,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,740 |
| Total noninterest expense | $1,965,000 | 6,012 |
| Salaries and employee benefits | $996,000 | 6,005 |
| Premises and equipment expense | $288,000 | 5,743 |
| Additional noninterest expense | $681,000 | 5,848 |
| Pre-tax net operating income | $802,000 | 6,495 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $636,000 | 6,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $636,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,058 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $634,420 | 6,009 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 6,482 |
| Total interest expense | $2,204,000 | 6,074 |
| Net interest income | $2,273,000 | 6,744 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $625,000 | 4,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $1,902,000 | 6,223 |
| Salaries and employee benefits | $1,017,000 | 5,975 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $635,000 | 6,299 |
| Pre-tax net operating income | $881,000 | 6,506 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $667,000 | 6,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $667,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $668,520 | 6,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 7,338 |
| Total interest expense | $1,482,000 | 6,946 |
| Net interest income | $2,007,000 | 7,551 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $539,000 | 5,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $1,696,000 | 7,003 |
| Salaries and employee benefits | $985,000 | 6,160 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $738,000 | 7,199 |
| Securities gains (losses) | $-37,000 | 10,819 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $536,000 | 7,032 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $536,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $564,120 | 6,854 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 8,216 |
| Total interest expense | $1,188,000 | 8,301 |
| Net interest income | $1,879,000 | 8,017 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $1,700,000 | 7,193 |
| Salaries and employee benefits | $908,000 | 6,663 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $603,000 | 7,928 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $504,000 | 7,515 |
| Extraordinary gains, net | $-47,000 | 12,706 |
| Net income | $457,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $445,540 | 7,747 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 9,137 |
| Total interest expense | $1,216,000 | 9,544 |
| Net interest income | $1,697,000 | 8,660 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $327,000 | 7,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,536,000 | 7,786 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $156,000 | 8,945 |
| Additional noninterest expense | $551,000 | 7,976 |
| Pre-tax net operating income | $483,000 | 8,527 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $387,000 | 8,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $387,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $344,400 | 8,413 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.