Home > CapStone Bank > Assets and Liabilities
CapStone Bank, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 49 | 2,885 |
| Assets and Liabilities | ||
| Total Assets: | $381,324,000 | 1,747 |
| Cash and due from depository institutions | $24,222,000 | 2,885 |
| Interest-bearing balances | $18,027,000 | 1,981 |
| Securities | $46,254,000 | 2,842 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 2,111 |
| Net loans & leases | $295,731,000 | 1,443 |
| Loan loss allowance | $3,350,000 | 1,938 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,834,000 | 3,309 |
| Other real estate owned | $165,000 | 2,885 |
| Goodwill and other intangibles | $513,000 | 1,908 |
| All other assets | $10,605,000 | 1,726 |
| Life insurance assets | $3,384,000 | 2,033 |
| Total liabilities and capital | $381,324,000 | 1,747 |
| Total liabilities | $336,053,000 | 1,775 |
| Total deposits | $273,230,000 | 2,039 |
| Interest-bearing deposits | $227,213,000 | 1,970 |
| Deposits held in domestic offices | $273,230,000 | 2,039 |
| % insured | 74.89% | 5,445 |
| Federal funds purchased & repurchase agreements | $40,000 | 1,941 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $61,000,000 | 470 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,783,000 | 2,129 |
| Total equity capital | $45,271,000 | 1,597 |
| Total bank equity capital | $45,271,000 | 1,596 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $17,945,000 | 261 |
| Surplus | $14,215,000 | 1,937 |
| Undivided profits | $13,111,000 | 2,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,070,000 | 2,380 |
| Earning assets | $361,012,000 | 1,698 |
| Long-term assets (5+ years) | $125,450,000 | 1,704 |
| Average Assets, year-to-date | $381,464,000 | 1,735 |
| Average Assets, quarterly | $381,464,000 | 1,735 |
| Volatile liabilities | $61,322,000 | 767 |
| Insider loans | $18,623,000 | 266 |
| FHLB advances | $61,000,000 | 429 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $69,233,000 | 1,165 |
| Tier 1 (core) risk-based capital | $44,379,000 | 1,563 |
| Tier 2 risk-based capital | $3,350,000 | 1,532 |
| Total risk weighted assets | $308,070,000 | 1,462 |
| Total unused commitments | $69,233,000 | 1,165 |
| Derivatives | $5,000,000 | 778 |
| 2013-12-31 | Rank | |
| # of Employees: | 53 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $381,604,000 | 1,729 |
| Cash and due from depository institutions | $24,148,000 | 2,741 |
| Interest-bearing balances | $18,332,000 | 1,814 |
| Securities | $47,785,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $294,902,000 | 1,447 |
| Loan loss allowance | $3,343,000 | 1,954 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,888,000 | 3,300 |
| Other real estate owned | $173,000 | 2,741 |
| Goodwill and other intangibles | $542,000 | 1,880 |
| All other assets | $11,166,000 | 1,676 |
| Life insurance assets | $3,366,000 | 2,025 |
| Total liabilities and capital | $381,604,000 | 1,729 |
| Total liabilities | $336,499,000 | 1,756 |
| Total deposits | $279,672,000 | 1,979 |
| Interest-bearing deposits | $234,395,000 | 1,898 |
| Deposits held in domestic offices | $279,672,000 | 1,978 |
| % insured | 72.32% | 5,785 |
| Federal funds purchased & repurchase agreements | $5,623,000 | 1,114 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $49,250,000 | 576 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,954,000 | 1,983 |
| Total equity capital | $45,105,000 | 1,572 |
| Total bank equity capital | $45,105,000 | 1,571 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $17,939,000 | 261 |
| Surplus | $14,199,000 | 1,956 |
| Undivided profits | $12,967,000 | 2,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 3,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,164,000 | 2,283 |
| Earning assets | $361,019,000 | 1,690 |
| Long-term assets (5+ years) | $124,009,000 | 1,702 |
| Average Assets, year-to-date | $348,426,000 | 1,854 |
| Average Assets, quarterly | $379,037,500 | 1,734 |
| Volatile liabilities | $51,169,000 | 888 |
| Insider loans | $16,408,000 | 327 |
| FHLB advances | $49,000,000 | 537 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $70,794,000 | 1,107 |
| Tier 1 (core) risk-based capital | $43,981,000 | 1,562 |
| Tier 2 risk-based capital | $3,343,000 | 1,546 |
| Total risk weighted assets | $309,942,000 | 1,454 |
| Total unused commitments | $70,794,000 | 1,107 |
| Derivatives | $5,000,000 | 749 |
| 2013-09-30 | Rank | |
| # of Employees: | 54 | 2,713 |
| Assets and Liabilities | ||
| Total Assets: | $376,471,000 | 1,760 |
| Cash and due from depository institutions | $25,113,000 | 2,713 |
| Interest-bearing balances | $19,258,000 | 1,764 |
| Securities | $46,837,000 | 2,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $288,583,000 | 1,477 |
| Loan loss allowance | $3,534,000 | 1,900 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,935,000 | 3,271 |
| Other real estate owned | $701,000 | 2,713 |
| Goodwill and other intangibles | $573,000 | 1,842 |
| All other assets | $11,729,000 | 1,608 |
| Life insurance assets | $3,348,000 | 1,991 |
| Total liabilities and capital | $376,471,000 | 1,760 |
| Total liabilities | $332,239,000 | 1,776 |
| Total deposits | $281,288,000 | 1,954 |
| Interest-bearing deposits | $233,672,000 | 1,900 |
| Deposits held in domestic offices | $281,288,000 | 1,953 |
| % insured | 72.99% | 5,895 |
| Federal funds purchased & repurchase agreements | $1,369,000 | 1,759 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $47,250,000 | 572 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,332,000 | 1,835 |
| Total equity capital | $44,232,000 | 1,606 |
| Total bank equity capital | $44,232,000 | 1,604 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $17,939,000 | 262 |
| Surplus | $14,152,000 | 1,966 |
| Undivided profits | $12,141,000 | 2,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,094,000 | 1,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,137,000 | 2,428 |
| Earning assets | $354,678,000 | 1,713 |
| Long-term assets (5+ years) | $119,170,000 | 1,738 |
| Average Assets, year-to-date | $340,131,500 | 1,902 |
| Average Assets, quarterly | $375,874,000 | 1,759 |
| Volatile liabilities | $40,435,000 | 1,100 |
| Insider loans | $16,232,000 | 320 |
| FHLB advances | $47,000,000 | 524 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $69,482,000 | 1,134 |
| Tier 1 (core) risk-based capital | $42,121,000 | 1,633 |
| Tier 2 risk-based capital | $3,534,000 | 1,466 |
| Total risk weighted assets | $304,078,000 | 1,473 |
| Total unused commitments | $69,482,000 | 1,134 |
| Derivatives | $5,000,000 | 794 |
| 2013-06-30 | Rank | |
| # of Employees: | 56 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $375,277,000 | 1,762 |
| Cash and due from depository institutions | $24,588,000 | 2,650 |
| Interest-bearing balances | $18,379,000 | 1,944 |
| Securities | $41,981,000 | 3,023 |
| Federal funds sold & reverse repurchase agreements | $1,360,000 | 1,878 |
| Net loans & leases | $289,283,000 | 1,455 |
| Loan loss allowance | $3,620,000 | 1,886 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,943,000 | 3,277 |
| Other real estate owned | $2,626,000 | 2,650 |
| Goodwill and other intangibles | $605,000 | 1,806 |
| All other assets | $11,891,000 | 1,574 |
| Life insurance assets | $3,328,000 | 1,967 |
| Total liabilities and capital | $375,277,000 | 1,762 |
| Total liabilities | $332,219,000 | 1,766 |
| Total deposits | $278,353,000 | 1,967 |
| Interest-bearing deposits | $235,276,000 | 1,895 |
| Deposits held in domestic offices | $278,353,000 | 1,966 |
| % insured | 73.22% | 5,958 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $52,050,000 | 524 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,816,000 | 2,146 |
| Total equity capital | $43,058,000 | 1,632 |
| Total bank equity capital | $43,058,000 | 1,631 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $17,926,000 | 264 |
| Surplus | $14,135,000 | 1,968 |
| Undivided profits | $10,997,000 | 2,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,063,000 | 2,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,102,000 | 2,440 |
| Earning assets | $351,003,000 | 1,726 |
| Long-term assets (5+ years) | $115,955,000 | 1,731 |
| Average Assets, year-to-date | $328,018,330 | 1,982 |
| Average Assets, quarterly | $372,929,000 | 1,769 |
| Volatile liabilities | $41,121,000 | 1,054 |
| Insider loans | $15,045,000 | 367 |
| FHLB advances | $51,800,000 | 484 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $56,107,000 | 1,292 |
| Tier 1 (core) risk-based capital | $40,349,000 | 1,684 |
| Tier 2 risk-based capital | $3,620,000 | 1,442 |
| Total risk weighted assets | $302,186,000 | 1,466 |
| Total unused commitments | $56,107,000 | 1,292 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 56 | 2,636 |
| Assets and Liabilities | ||
| Total Assets: | $370,581,000 | 1,794 |
| Cash and due from depository institutions | $24,949,000 | 2,636 |
| Interest-bearing balances | $19,170,000 | 2,231 |
| Securities | $45,179,000 | 2,903 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 2,611 |
| Net loans & leases | $283,253,000 | 1,466 |
| Loan loss allowance | $3,887,000 | 1,803 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,032,000 | 3,238 |
| Other real estate owned | $1,675,000 | 2,636 |
| Goodwill and other intangibles | $637,000 | 1,775 |
| All other assets | $11,091,000 | 1,654 |
| Life insurance assets | $3,308,000 | 1,949 |
| Total liabilities and capital | $370,581,000 | 1,794 |
| Total liabilities | $327,946,000 | 1,804 |
| Total deposits | $286,047,000 | 1,939 |
| Interest-bearing deposits | $240,031,000 | 1,906 |
| Deposits held in domestic offices | $286,047,000 | 1,938 |
| % insured | 70.09% | 6,269 |
| Federal funds purchased & repurchase agreements | $5,030,000 | 1,099 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $35,250,000 | 680 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,619,000 | 2,350 |
| Total equity capital | $42,635,000 | 1,690 |
| Total bank equity capital | $42,635,000 | 1,690 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $17,920,000 | 266 |
| Surplus | $14,122,000 | 1,980 |
| Undivided profits | $10,593,000 | 3,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,756,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,145,000 | 2,284 |
| Earning assets | $348,367,000 | 1,745 |
| Long-term assets (5+ years) | $116,821,000 | 1,691 |
| Average Assets, year-to-date | $304,389,000 | 2,157 |
| Average Assets, quarterly | $304,389,000 | 2,157 |
| Volatile liabilities | $44,228,000 | 957 |
| Insider loans | $11,445,000 | 509 |
| FHLB advances | $35,000,000 | 625 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $58,434,000 | 1,245 |
| Tier 1 (core) risk-based capital | $39,159,000 | 1,720 |
| Tier 2 risk-based capital | $3,626,000 | 1,443 |
| Total risk weighted assets | $289,796,000 | 1,507 |
| Total unused commitments | $58,434,000 | 1,245 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 27 | 4,486 |
| Assets and Liabilities | ||
| Total Assets: | $238,197,000 | 2,696 |
| Cash and due from depository institutions | $22,659,000 | 4,486 |
| Interest-bearing balances | $18,410,000 | 2,136 |
| Securities | $39,345,000 | 3,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $168,239,000 | 2,316 |
| Loan loss allowance | $3,709,000 | 1,879 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $221,000 | 6,392 |
| Other real estate owned | $839,000 | 4,486 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $6,894,000 | 2,392 |
| Life insurance assets | $3,289,000 | 1,923 |
| Total liabilities and capital | $238,197,000 | 2,696 |
| Total liabilities | $208,133,000 | 2,752 |
| Total deposits | $175,513,000 | 2,997 |
| Interest-bearing deposits | $146,854,000 | 2,934 |
| Deposits held in domestic offices | $175,513,000 | 2,996 |
| % insured | 64.11% | 6,859 |
| Federal funds purchased & repurchase agreements | $681,000 | 1,928 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $30,500,000 | 804 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,439,000 | 2,600 |
| Total equity capital | $30,064,000 | 2,285 |
| Total bank equity capital | $30,064,000 | 2,285 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $12,974,000 | 363 |
| Surplus | $11,641,000 | 2,297 |
| Undivided profits | $5,449,000 | 4,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,979,000 | 2,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $640,000 | 3,866 |
| Earning assets | $225,994,000 | 2,597 |
| Long-term assets (5+ years) | $78,538,000 | 2,306 |
| Average Assets, year-to-date | $230,135,400 | 2,722 |
| Average Assets, quarterly | $236,111,000 | 2,694 |
| Volatile liabilities | $34,683,000 | 1,276 |
| Insider loans | $11,528,000 | 514 |
| FHLB advances | $30,500,000 | 748 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $35,888,000 | 1,702 |
| Tier 1 (core) risk-based capital | $28,759,000 | 2,260 |
| Tier 2 risk-based capital | $2,224,000 | 2,203 |
| Total risk weighted assets | $176,436,000 | 2,370 |
| Total unused commitments | $35,888,000 | 1,702 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 26 | 4,609 |
| Assets and Liabilities | ||
| Total Assets: | $234,025,000 | 2,724 |
| Cash and due from depository institutions | $21,188,000 | 4,609 |
| Interest-bearing balances | $17,744,000 | 2,095 |
| Securities | $42,563,000 | 3,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $161,889,000 | 2,422 |
| Loan loss allowance | $3,898,000 | 1,847 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $167,000 | 6,619 |
| Other real estate owned | $1,234,000 | 4,609 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $6,984,000 | 2,411 |
| Life insurance assets | $3,268,000 | 1,900 |
| Total liabilities and capital | $234,025,000 | 2,724 |
| Total liabilities | $204,212,000 | 2,768 |
| Total deposits | $176,341,000 | 2,968 |
| Interest-bearing deposits | $152,279,000 | 2,850 |
| Deposits held in domestic offices | $176,341,000 | 2,967 |
| % insured | 63.36% | 6,988 |
| Federal funds purchased & repurchase agreements | $110,000 | 2,139 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $26,500,000 | 918 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,261,000 | 2,967 |
| Total equity capital | $29,813,000 | 2,338 |
| Total bank equity capital | $29,813,000 | 2,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $12,974,000 | 369 |
| Surplus | $11,638,000 | 2,318 |
| Undivided profits | $5,201,000 | 4,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,680,000 | 2,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $692,000 | 3,916 |
| Earning assets | $222,196,000 | 2,635 |
| Long-term assets (5+ years) | $77,451,000 | 2,315 |
| Average Assets, year-to-date | $228,120,000 | 2,770 |
| Average Assets, quarterly | $235,476,500 | 2,708 |
| Volatile liabilities | $31,880,000 | 1,413 |
| Insider loans | $6,284,000 | 1,005 |
| FHLB advances | $26,500,000 | 856 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $30,423,000 | 1,949 |
| Tier 1 (core) risk-based capital | $28,355,000 | 2,308 |
| Tier 2 risk-based capital | $2,121,000 | 2,319 |
| Total risk weighted assets | $167,924,000 | 2,495 |
| Total unused commitments | $30,423,000 | 1,949 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 25 | 4,736 |
| Assets and Liabilities | ||
| Total Assets: | $236,928,000 | 2,705 |
| Cash and due from depository institutions | $21,274,000 | 4,736 |
| Interest-bearing balances | $17,252,000 | 2,128 |
| Securities | $42,927,000 | 3,010 |
| Federal funds sold & reverse repurchase agreements | $5,235,000 | 1,026 |
| Net loans & leases | $159,398,000 | 2,434 |
| Loan loss allowance | $3,981,000 | 1,831 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $108,000 | 6,858 |
| Other real estate owned | $534,000 | 4,736 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $7,452,000 | 2,263 |
| Life insurance assets | $3,246,000 | 1,875 |
| Total liabilities and capital | $236,928,000 | 2,705 |
| Total liabilities | $207,868,000 | 2,738 |
| Total deposits | $175,016,000 | 2,986 |
| Interest-bearing deposits | $151,007,000 | 2,874 |
| Deposits held in domestic offices | $175,016,000 | 2,985 |
| % insured | 64.38% | 7,025 |
| Federal funds purchased & repurchase agreements | $181,000 | 2,142 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $31,500,000 | 818 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,171,000 | 2,954 |
| Total equity capital | $29,060,000 | 2,363 |
| Total bank equity capital | $29,060,000 | 2,363 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $12,974,000 | 374 |
| Surplus | $11,635,000 | 2,326 |
| Undivided profits | $4,451,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,251,000 | 2,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $698,000 | 3,756 |
| Earning assets | $224,812,000 | 2,599 |
| Long-term assets (5+ years) | $75,222,000 | 2,326 |
| Average Assets, year-to-date | $226,151,670 | 2,803 |
| Average Assets, quarterly | $231,195,500 | 2,753 |
| Volatile liabilities | $36,941,000 | 1,233 |
| Insider loans | $6,631,000 | 954 |
| FHLB advances | $31,500,000 | 763 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $27,561,000 | 2,050 |
| Tier 1 (core) risk-based capital | $27,755,000 | 2,322 |
| Tier 2 risk-based capital | $2,091,000 | 2,342 |
| Total risk weighted assets | $165,383,000 | 2,515 |
| Total unused commitments | $27,561,000 | 2,050 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 24 | 4,860 |
| Assets and Liabilities | ||
| Total Assets: | $225,463,000 | 2,843 |
| Cash and due from depository institutions | $22,565,000 | 4,860 |
| Interest-bearing balances | $17,410,000 | 2,333 |
| Securities | $43,793,000 | 2,972 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $151,133,000 | 2,549 |
| Loan loss allowance | $4,207,000 | 1,760 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $129,000 | 6,842 |
| Other real estate owned | $109,000 | 4,860 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $7,734,000 | 2,205 |
| Life insurance assets | $3,225,000 | 1,862 |
| Total liabilities and capital | $225,463,000 | 2,843 |
| Total liabilities | $197,177,000 | 2,893 |
| Total deposits | $160,670,000 | 3,258 |
| Interest-bearing deposits | $137,507,000 | 3,154 |
| Deposits held in domestic offices | $160,670,000 | 3,257 |
| % insured | 65.77% | 7,056 |
| Federal funds purchased & repurchase agreements | $2,544,000 | 1,476 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $32,750,000 | 812 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,213,000 | 2,857 |
| Total equity capital | $28,286,000 | 2,393 |
| Total bank equity capital | $28,286,000 | 2,393 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $12,974,000 | 378 |
| Surplus | $11,632,000 | 2,341 |
| Undivided profits | $3,680,000 | 4,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,477,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $718,000 | 3,626 |
| Earning assets | $212,336,000 | 2,767 |
| Long-term assets (5+ years) | $66,086,000 | 2,561 |
| Average Assets, year-to-date | $220,763,500 | 2,887 |
| Average Assets, quarterly | $220,763,500 | 2,887 |
| Volatile liabilities | $32,484,000 | 1,395 |
| Insider loans | $7,344,000 | 844 |
| FHLB advances | $32,750,000 | 758 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $23,722,000 | 2,346 |
| Tier 1 (core) risk-based capital | $27,186,000 | 2,344 |
| Tier 2 risk-based capital | $1,997,000 | 2,445 |
| Total risk weighted assets | $157,530,000 | 2,626 |
| Total unused commitments | $23,722,000 | 2,346 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 22 | 5,092 |
| Assets and Liabilities | ||
| Total Assets: | $216,064,000 | 2,927 |
| Cash and due from depository institutions | $20,651,000 | 5,092 |
| Interest-bearing balances | $18,359,000 | 1,981 |
| Securities | $43,840,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $143,361,000 | 2,707 |
| Loan loss allowance | $4,183,000 | 1,769 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $147,000 | 6,837 |
| Other real estate owned | $186,000 | 5,092 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $7,879,000 | 2,212 |
| Life insurance assets | $3,204,000 | 1,838 |
| Total liabilities and capital | $216,064,000 | 2,927 |
| Total liabilities | $188,030,000 | 2,982 |
| Total deposits | $151,461,000 | 3,367 |
| Interest-bearing deposits | $131,199,000 | 3,241 |
| Deposits held in domestic offices | $151,461,000 | 3,366 |
| % insured | 66.93% | 7,074 |
| Federal funds purchased & repurchase agreements | $3,449,000 | 1,425 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $31,750,000 | 894 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,370,000 | 2,662 |
| Total equity capital | $28,034,000 | 2,383 |
| Total bank equity capital | $28,034,000 | 2,383 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $12,974,000 | 376 |
| Surplus | $11,623,000 | 2,351 |
| Undivided profits | $3,437,000 | 4,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,783,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $716,000 | 3,788 |
| Earning assets | $205,560,000 | 2,817 |
| Long-term assets (5+ years) | $57,801,000 | 2,393 |
| Average Assets, year-to-date | $208,057,000 | 2,969 |
| Average Assets, quarterly | $218,772,500 | 2,874 |
| Volatile liabilities | $34,548,000 | 1,433 |
| Insider loans | $7,725,000 | 810 |
| FHLB advances | $31,750,000 | 830 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $22,306,000 | 2,375 |
| Tier 1 (core) risk-based capital | $26,807,000 | 2,346 |
| Tier 2 risk-based capital | $1,945,000 | 2,510 |
| Total risk weighted assets | $152,957,000 | 2,701 |
| Total unused commitments | $22,306,000 | 2,376 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 25 | 4,796 |
| Assets and Liabilities | ||
| Total Assets: | $221,481,000 | 2,859 |
| Cash and due from depository institutions | $24,091,000 | 4,796 |
| Interest-bearing balances | $18,167,000 | 2,043 |
| Securities | $44,596,000 | 2,761 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 1,307 |
| Net loans & leases | $140,367,000 | 2,767 |
| Loan loss allowance | $3,379,000 | 2,157 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $161,000 | 6,848 |
| Other real estate owned | $226,000 | 4,796 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $7,240,000 | 2,389 |
| Life insurance assets | $3,181,000 | 1,821 |
| Total liabilities and capital | $221,481,000 | 2,859 |
| Total liabilities | $192,893,000 | 2,912 |
| Total deposits | $153,041,000 | 3,340 |
| Interest-bearing deposits | $133,070,000 | 3,224 |
| Deposits held in domestic offices | $153,041,000 | 3,339 |
| % insured | 69.49% | 7,077 |
| Federal funds purchased & repurchase agreements | $3,549,000 | 1,415 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $35,000,000 | 818 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,303,000 | 2,870 |
| Total equity capital | $28,588,000 | 2,369 |
| Total bank equity capital | $28,588,000 | 2,369 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $12,974,000 | 379 |
| Surplus | $11,607,000 | 2,369 |
| Undivided profits | $4,007,000 | 4,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 4,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $733,000 | 3,848 |
| Earning assets | $207,930,000 | 2,794 |
| Long-term assets (5+ years) | $52,344,000 | 2,511 |
| Average Assets, year-to-date | $206,055,250 | 3,005 |
| Average Assets, quarterly | $211,793,500 | 2,946 |
| Volatile liabilities | $42,866,000 | 1,206 |
| Insider loans | $13,200,000 | 431 |
| FHLB advances | $35,000,000 | 747 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $23,738,000 | 2,268 |
| Tier 1 (core) risk-based capital | $27,215,000 | 2,327 |
| Tier 2 risk-based capital | $1,914,000 | 2,545 |
| Total risk weighted assets | $151,682,000 | 2,740 |
| Total unused commitments | $23,738,000 | 2,273 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 24 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $202,106,000 | 3,076 |
| Cash and due from depository institutions | $23,169,000 | 4,959 |
| Interest-bearing balances | $20,649,000 | 1,708 |
| Securities | $35,328,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $2,970,000 | 1,770 |
| Net loans & leases | $132,497,000 | 2,933 |
| Loan loss allowance | $3,223,000 | 2,254 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $227,000 | 6,751 |
| Other real estate owned | $463,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $7,452,000 | 2,346 |
| Life insurance assets | $3,158,000 | 1,808 |
| Total liabilities and capital | $202,106,000 | 3,076 |
| Total liabilities | $174,270,000 | 3,165 |
| Total deposits | $135,404,000 | 3,642 |
| Interest-bearing deposits | $116,550,000 | 3,572 |
| Deposits held in domestic offices | $135,404,000 | 3,640 |
| % insured | 73.76% | 6,936 |
| Federal funds purchased & repurchase agreements | $3,031,000 | 1,527 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $35,000,000 | 852 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $835,000 | 3,557 |
| Total equity capital | $27,836,000 | 2,370 |
| Total bank equity capital | $27,836,000 | 2,370 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,812,000 | 464 |
| Surplus | $13,748,000 | 2,079 |
| Undivided profits | $3,276,000 | 4,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 5,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $682,000 | 4,042 |
| Earning assets | $191,444,000 | 2,993 |
| Long-term assets (5+ years) | $37,563,000 | 3,185 |
| Average Assets, year-to-date | $200,913,330 | 3,088 |
| Average Assets, quarterly | $202,781,000 | 3,078 |
| Volatile liabilities | $38,348,000 | 1,360 |
| Insider loans | $10,646,000 | 575 |
| FHLB advances | $35,000,000 | 790 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $25,798,000 | 2,133 |
| Tier 1 (core) risk-based capital | $27,034,000 | 2,316 |
| Tier 2 risk-based capital | $1,830,000 | 2,663 |
| Total risk weighted assets | $144,992,000 | 2,860 |
| Total unused commitments | $25,798,000 | 2,135 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 21 | 5,333 |
| Assets and Liabilities | ||
| Total Assets: | $203,456,000 | 3,089 |
| Cash and due from depository institutions | $28,201,000 | 5,333 |
| Interest-bearing balances | $24,798,000 | 1,542 |
| Securities | $27,395,000 | 3,816 |
| Federal funds sold & reverse repurchase agreements | $8,065,000 | 1,003 |
| Net loans & leases | $130,214,000 | 3,001 |
| Loan loss allowance | $3,160,000 | 2,304 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $214,000 | 6,848 |
| Other real estate owned | $1,534,000 | 5,333 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,833,000 | 2,301 |
| Life insurance assets | $3,137,000 | 1,814 |
| Total liabilities and capital | $203,456,000 | 3,089 |
| Total liabilities | $176,519,000 | 3,170 |
| Total deposits | $136,883,000 | 3,650 |
| Interest-bearing deposits | $122,265,000 | 3,490 |
| Deposits held in domestic offices | $136,883,000 | 3,648 |
| % insured | 72.67% | 7,056 |
| Federal funds purchased & repurchase agreements | $3,635,000 | 1,418 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $35,000,000 | 874 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,001,000 | 3,145 |
| Total equity capital | $26,937,000 | 2,413 |
| Total bank equity capital | $26,937,000 | 2,412 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,812,000 | 467 |
| Surplus | $13,717,000 | 2,088 |
| Undivided profits | $2,408,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $681,000 | 4,012 |
| Earning assets | $190,472,000 | 3,020 |
| Long-term assets (5+ years) | $30,585,000 | 3,522 |
| Average Assets, year-to-date | $200,317,000 | 3,111 |
| Average Assets, quarterly | $200,317,000 | 3,111 |
| Volatile liabilities | $39,685,000 | 1,339 |
| Insider loans | $10,721,000 | 577 |
| FHLB advances | $35,000,000 | 806 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $21,544,000 | 2,469 |
| Tier 1 (core) risk-based capital | $25,685,000 | 2,404 |
| Tier 2 risk-based capital | $1,844,000 | 2,660 |
| Total risk weighted assets | $145,435,000 | 2,874 |
| Total unused commitments | $21,544,000 | 2,469 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 24 | 5,051 |
| Assets and Liabilities | ||
| Total Assets: | $197,178,000 | 3,167 |
| Cash and due from depository institutions | $28,104,000 | 5,051 |
| Interest-bearing balances | $26,714,000 | 1,292 |
| Securities | $26,167,000 | 3,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $133,391,000 | 3,017 |
| Loan loss allowance | $3,023,000 | 2,367 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $250,000 | 6,825 |
| Other real estate owned | $1,409,000 | 5,051 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,857,000 | 2,331 |
| Life insurance assets | $3,114,000 | 1,808 |
| Total liabilities and capital | $197,178,000 | 3,167 |
| Total liabilities | $170,706,000 | 3,252 |
| Total deposits | $126,166,000 | 3,880 |
| Interest-bearing deposits | $113,804,000 | 3,710 |
| Deposits held in domestic offices | $126,166,000 | 3,877 |
| % insured | 74.34% | 6,962 |
| Federal funds purchased & repurchase agreements | $4,792,000 | 1,343 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $39,000,000 | 862 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $748,000 | 3,779 |
| Total equity capital | $26,472,000 | 2,431 |
| Total bank equity capital | $26,472,000 | 2,430 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,812,000 | 466 |
| Surplus | $13,687,000 | 2,095 |
| Undivided profits | $1,973,000 | 5,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 5,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $684,000 | 4,123 |
| Earning assets | $186,272,000 | 3,077 |
| Long-term assets (5+ years) | $27,163,000 | 3,678 |
| Average Assets, year-to-date | $194,057,600 | 3,176 |
| Average Assets, quarterly | $196,038,000 | 3,175 |
| Volatile liabilities | $52,339,000 | 2,412 |
| Insider loans | $10,636,000 | 600 |
| FHLB advances | $39,000,000 | 803 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $24,386,000 | 2,226 |
| Tier 1 (core) risk-based capital | $25,456,000 | 2,428 |
| Tier 2 risk-based capital | $1,783,000 | 2,767 |
| Total risk weighted assets | $141,384,000 | 3,000 |
| Total unused commitments | $24,386,000 | 2,227 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 21 | 5,450 |
| Assets and Liabilities | ||
| Total Assets: | $194,898,000 | 3,225 |
| Cash and due from depository institutions | $30,752,000 | 5,450 |
| Interest-bearing balances | $29,598,000 | 1,225 |
| Securities | $25,794,000 | 3,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $128,161,000 | 3,163 |
| Loan loss allowance | $2,617,000 | 2,683 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $274,000 | 6,836 |
| Other real estate owned | $1,700,000 | 5,450 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,217,000 | 2,292 |
| Life insurance assets | $3,090,000 | 1,808 |
| Total liabilities and capital | $194,898,000 | 3,225 |
| Total liabilities | $168,133,000 | 3,314 |
| Total deposits | $124,835,000 | 3,949 |
| Interest-bearing deposits | $112,307,000 | 3,799 |
| Deposits held in domestic offices | $124,835,000 | 3,947 |
| % insured | 73.95% | 6,861 |
| Federal funds purchased & repurchase agreements | $4,870,000 | 1,340 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,000,000 | 963 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,428,000 | 2,814 |
| Total equity capital | $26,765,000 | 2,477 |
| Total bank equity capital | $26,765,000 | 2,475 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,812,000 | 464 |
| Surplus | $13,657,000 | 2,089 |
| Undivided profits | $2,296,000 | 5,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 4,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $600,000 | 4,737 |
| Earning assets | $183,553,000 | 3,140 |
| Long-term assets (5+ years) | $28,630,000 | 3,523 |
| Average Assets, year-to-date | $193,277,500 | 3,234 |
| Average Assets, quarterly | $197,350,000 | 3,188 |
| Volatile liabilities | $63,412,000 | 2,124 |
| Insider loans | $11,756,000 | 535 |
| FHLB advances | $37,000,000 | 887 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $25,100,000 | 2,199 |
| Tier 1 (core) risk-based capital | $25,276,000 | 2,467 |
| Tier 2 risk-based capital | $1,741,000 | 2,880 |
| Total risk weighted assets | $137,903,000 | 3,114 |
| Total unused commitments | $25,100,000 | 2,203 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 23 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $199,802,000 | 3,187 |
| Cash and due from depository institutions | $29,068,000 | 5,254 |
| Interest-bearing balances | $26,778,000 | 1,257 |
| Securities | $24,686,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $8,855,000 | 885 |
| Net loans & leases | $127,245,000 | 3,210 |
| Loan loss allowance | $2,326,000 | 2,907 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $311,000 | 6,789 |
| Other real estate owned | $1,700,000 | 5,254 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,937,000 | 2,388 |
| Life insurance assets | $3,065,000 | 1,817 |
| Total liabilities and capital | $199,802,000 | 3,187 |
| Total liabilities | $173,581,000 | 3,244 |
| Total deposits | $142,309,000 | 3,586 |
| Interest-bearing deposits | $120,324,000 | 3,632 |
| Deposits held in domestic offices | $142,309,000 | 3,585 |
| % insured | 66.84% | 7,327 |
| Federal funds purchased & repurchase agreements | $2,863,000 | 1,625 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $27,000,000 | 1,297 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,409,000 | 2,726 |
| Total equity capital | $26,221,000 | 2,500 |
| Total bank equity capital | $26,221,000 | 2,498 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,812,000 | 469 |
| Surplus | $13,628,000 | 2,090 |
| Undivided profits | $1,781,000 | 5,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 5,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $626,000 | 4,557 |
| Earning assets | $187,564,000 | 3,116 |
| Long-term assets (5+ years) | $27,217,000 | 3,631 |
| Average Assets, year-to-date | $192,737,330 | 3,263 |
| Average Assets, quarterly | $196,740,500 | 3,220 |
| Volatile liabilities | $57,223,000 | 2,351 |
| Insider loans | $5,795,000 | 1,258 |
| FHLB advances | $27,000,000 | 1,223 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $25,470,000 | 2,220 |
| Tier 1 (core) risk-based capital | $24,862,000 | 2,484 |
| Tier 2 risk-based capital | $1,793,000 | 2,825 |
| Total risk weighted assets | $142,940,000 | 3,059 |
| Total unused commitments | $25,470,000 | 2,222 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 21 | 5,559 |
| Assets and Liabilities | ||
| Total Assets: | $193,679,000 | 3,331 |
| Cash and due from depository institutions | $29,087,000 | 5,559 |
| Interest-bearing balances | $27,155,000 | 1,261 |
| Securities | $25,778,000 | 3,852 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 2,633 |
| Net loans & leases | $128,212,000 | 3,243 |
| Loan loss allowance | $2,611,000 | 2,701 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $325,000 | 6,846 |
| Other real estate owned | $400,000 | 5,559 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,277,000 | 2,595 |
| Life insurance assets | $3,040,000 | 1,832 |
| Total liabilities and capital | $193,679,000 | 3,331 |
| Total liabilities | $167,990,000 | 3,394 |
| Total deposits | $130,238,000 | 3,883 |
| Interest-bearing deposits | $119,183,000 | 3,708 |
| Deposits held in domestic offices | $130,238,000 | 3,881 |
| % insured | 74.53% | 6,943 |
| Federal funds purchased & repurchase agreements | $3,953,000 | 1,491 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,500,000 | 1,191 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,299,000 | 2,894 |
| Total equity capital | $25,689,000 | 2,567 |
| Total bank equity capital | $25,689,000 | 2,564 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,812,000 | 477 |
| Surplus | $13,598,000 | 2,128 |
| Undivided profits | $1,279,000 | 5,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,677,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $652,000 | 4,533 |
| Earning assets | $183,745,000 | 3,219 |
| Long-term assets (5+ years) | $29,565,000 | 3,466 |
| Average Assets, year-to-date | $189,205,000 | 3,374 |
| Average Assets, quarterly | $189,205,000 | 3,374 |
| Volatile liabilities | $71,931,000 | 2,020 |
| Insider loans | $6,791,000 | 1,103 |
| FHLB advances | $22,500,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,229,000 | 2,137 |
| Tier 1 (core) risk-based capital | $25,071,000 | 2,491 |
| Tier 2 risk-based capital | $1,775,000 | 2,886 |
| Total risk weighted assets | $141,737,000 | 3,140 |
| Total unused commitments | $28,229,000 | 2,142 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 19 | 5,848 |
| Assets and Liabilities | ||
| Total Assets: | $184,731,000 | 3,446 |
| Cash and due from depository institutions | $22,764,000 | 5,848 |
| Interest-bearing balances | $20,206,000 | 1,385 |
| Securities | $25,387,000 | 3,849 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $129,004,000 | 3,275 |
| Loan loss allowance | $2,437,000 | 2,813 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $311,000 | 6,964 |
| Other real estate owned | $105,000 | 5,848 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,160,000 | 2,674 |
| Life insurance assets | $3,014,000 | 1,845 |
| Total liabilities and capital | $184,731,000 | 3,446 |
| Total liabilities | $159,452,000 | 3,547 |
| Total deposits | $121,558,000 | 4,062 |
| Interest-bearing deposits | $111,216,000 | 3,880 |
| Deposits held in domestic offices | $121,558,000 | 4,060 |
| % insured | 74.22% | 7,006 |
| Federal funds purchased & repurchase agreements | $4,494,000 | 1,502 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,000,000 | 1,310 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,400,000 | 2,781 |
| Total equity capital | $25,279,000 | 2,577 |
| Total bank equity capital | $25,279,000 | 2,574 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,812,000 | 470 |
| Surplus | $13,571,000 | 2,136 |
| Undivided profits | $896,000 | 6,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 6,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $654,000 | 4,648 |
| Earning assets | $174,597,000 | 3,348 |
| Long-term assets (5+ years) | $30,788,000 | 3,359 |
| Average Assets, year-to-date | $167,702,800 | 3,645 |
| Average Assets, quarterly | $179,913,000 | 3,484 |
| Volatile liabilities | $67,035,000 | 2,144 |
| Insider loans | $6,533,000 | 1,182 |
| FHLB advances | $22,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $23,057,000 | 2,490 |
| Tier 1 (core) risk-based capital | $24,684,000 | 2,504 |
| Tier 2 risk-based capital | $1,782,000 | 2,901 |
| Total risk weighted assets | $141,314,000 | 3,188 |
| Total unused commitments | $23,057,000 | 2,490 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 18 | 6,027 |
| Assets and Liabilities | ||
| Total Assets: | $175,095,000 | 3,592 |
| Cash and due from depository institutions | $18,617,000 | 6,027 |
| Interest-bearing balances | $16,246,000 | 1,444 |
| Securities | $26,777,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $126,064,000 | 3,374 |
| Loan loss allowance | $2,123,000 | 3,018 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $312,000 | 7,033 |
| Other real estate owned | $0 | 6,027 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,325,000 | 4,019 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $175,095,000 | 3,592 |
| Total liabilities | $150,057,000 | 3,718 |
| Total deposits | $117,403,000 | 4,142 |
| Interest-bearing deposits | $106,859,000 | 3,986 |
| Deposits held in domestic offices | $117,403,000 | 4,140 |
| % insured | 72.78% | 7,249 |
| Federal funds purchased & repurchase agreements | $3,146,000 | 1,738 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,000,000 | 1,501 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,508,000 | 2,889 |
| Total equity capital | $25,038,000 | 2,673 |
| Total bank equity capital | $25,038,000 | 2,671 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,812,000 | 466 |
| Surplus | $13,540,000 | 2,127 |
| Undivided profits | $686,000 | 6,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 6,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $638,000 | 4,901 |
| Earning assets | $169,087,000 | 3,449 |
| Long-term assets (5+ years) | $27,414,000 | 3,548 |
| Average Assets, year-to-date | $163,445,750 | 3,733 |
| Average Assets, quarterly | $171,476,000 | 3,645 |
| Volatile liabilities | $62,014,000 | 2,305 |
| Insider loans | $7,875,000 | 976 |
| FHLB advances | $23,000,000 | 1,638 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,874,000 | 2,383 |
| Tier 1 (core) risk-based capital | $23,665,000 | 2,676 |
| Tier 2 risk-based capital | $1,596,000 | 3,142 |
| Total risk weighted assets | $134,919,000 | 3,340 |
| Total unused commitments | $25,874,000 | 2,385 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 18 | 6,102 |
| Assets and Liabilities | ||
| Total Assets: | $167,857,000 | 3,718 |
| Cash and due from depository institutions | $14,764,000 | 6,102 |
| Interest-bearing balances | $13,594,000 | 1,489 |
| Securities | $26,766,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $3,530,000 | 2,455 |
| Net loans & leases | $119,157,000 | 3,553 |
| Loan loss allowance | $2,055,000 | 3,007 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $335,000 | 7,066 |
| Other real estate owned | $0 | 6,102 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,305,000 | 4,011 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $167,857,000 | 3,718 |
| Total liabilities | $143,354,000 | 3,867 |
| Total deposits | $107,848,000 | 4,403 |
| Interest-bearing deposits | $99,475,000 | 4,185 |
| Deposits held in domestic offices | $107,848,000 | 4,400 |
| % insured | 56.47% | 7,475 |
| Federal funds purchased & repurchase agreements | $3,006,000 | 1,782 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,000,000 | 1,449 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,500,000 | 2,933 |
| Total equity capital | $24,503,000 | 2,696 |
| Total bank equity capital | $24,503,000 | 2,695 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,812,000 | 465 |
| Surplus | $13,488,000 | 2,148 |
| Undivided profits | $203,000 | 6,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 6,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $578,000 | 5,111 |
| Earning assets | $163,047,000 | 3,547 |
| Long-term assets (5+ years) | $22,450,000 | 3,900 |
| Average Assets, year-to-date | $159,562,670 | 3,833 |
| Average Assets, quarterly | $163,285,000 | 3,788 |
| Volatile liabilities | $72,721,000 | 2,032 |
| Insider loans | $8,349,000 | 938 |
| FHLB advances | $21,000,000 | 1,833 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,394,000 | 3,000 |
| Tier 1 (core) risk-based capital | $23,312,000 | 2,727 |
| Tier 2 risk-based capital | $1,590,000 | 3,132 |
| Total risk weighted assets | $126,840,000 | 3,526 |
| Total unused commitments | $19,394,000 | 3,001 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 19 | 5,995 |
| Assets and Liabilities | ||
| Total Assets: | $158,713,000 | 3,891 |
| Cash and due from depository institutions | $16,083,000 | 5,995 |
| Interest-bearing balances | $12,285,000 | 1,402 |
| Securities | $26,789,000 | 3,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $112,582,000 | 3,697 |
| Loan loss allowance | $1,854,000 | 3,135 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $370,000 | 7,030 |
| Other real estate owned | $0 | 5,995 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,889,000 | 4,302 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $158,713,000 | 3,891 |
| Total liabilities | $134,355,000 | 4,043 |
| Total deposits | $102,554,000 | 4,544 |
| Interest-bearing deposits | $95,075,000 | 4,312 |
| Deposits held in domestic offices | $102,554,000 | 4,541 |
| % insured | 55.48% | 7,558 |
| Federal funds purchased & repurchase agreements | $3,377,000 | 1,756 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $27,000,000 | 1,658 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,424,000 | 2,963 |
| Total equity capital | $24,358,000 | 2,748 |
| Total bank equity capital | $24,358,000 | 2,748 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,812,000 | 461 |
| Surplus | $13,393,000 | 2,153 |
| Undivided profits | $153,000 | 6,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $611,000 | 4,948 |
| Earning assets | $151,656,000 | 3,761 |
| Long-term assets (5+ years) | $22,920,000 | 3,835 |
| Average Assets, year-to-date | $155,415,500 | 3,919 |
| Average Assets, quarterly | $155,415,500 | 3,919 |
| Volatile liabilities | $62,604,000 | 2,302 |
| Insider loans | $6,257,000 | 1,269 |
| FHLB advances | $17,000,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,801,000 | 2,574 |
| Tier 1 (core) risk-based capital | $23,490,000 | 2,707 |
| Tier 2 risk-based capital | $1,605,000 | 3,129 |
| Total risk weighted assets | $128,169,000 | 3,506 |
| Total unused commitments | $25,801,000 | 2,578 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 18 | 6,168 |
| Assets and Liabilities | ||
| Total Assets: | $152,118,000 | 3,981 |
| Cash and due from depository institutions | $6,354,000 | 6,168 |
| Interest-bearing balances | $236,000 | 4,990 |
| Securities | $28,752,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $113,524,000 | 3,686 |
| Loan loss allowance | $1,775,000 | 3,180 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $407,000 | 6,994 |
| Other real estate owned | $0 | 6,168 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,081,000 | 4,222 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $152,118,000 | 3,981 |
| Total liabilities | $127,856,000 | 4,123 |
| Total deposits | $96,965,000 | 4,631 |
| Interest-bearing deposits | $90,017,000 | 4,380 |
| Deposits held in domestic offices | $96,965,000 | 4,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,903,000 | 1,378 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,000,000 | 2,072 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $988,000 | 3,760 |
| Total equity capital | $24,262,000 | 2,729 |
| Total bank equity capital | $24,262,000 | 2,729 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,812,000 | 462 |
| Surplus | $13,305,000 | 2,142 |
| Undivided profits | $145,000 | 6,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $653,000 | 4,979 |
| Earning assets | $142,512,000 | 3,907 |
| Long-term assets (5+ years) | $26,143,000 | 3,540 |
| Average Assets, year-to-date | $130,163,600 | 4,281 |
| Average Assets, quarterly | $146,875,000 | 4,030 |
| Volatile liabilities | $53,506,000 | 2,589 |
| Insider loans | $7,108,000 | 1,138 |
| FHLB advances | $22,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $24,171,000 | 2,725 |
| Tier 1 (core) risk-based capital | $23,259,000 | 2,702 |
| Tier 2 risk-based capital | $1,543,000 | 3,196 |
| Total risk weighted assets | $123,241,000 | 3,616 |
| Total unused commitments | $24,171,000 | 2,727 |
| Derivatives | $10,000,000 | 534 |
| 2008-09-30 | Rank | |
| # of Employees: | 18 | 6,232 |
| Assets and Liabilities | ||
| Total Assets: | $141,632,000 | 4,136 |
| Cash and due from depository institutions | $2,996,000 | 6,232 |
| Interest-bearing balances | $2,021,000 | 2,336 |
| Securities | $26,305,000 | 3,690 |
| Federal funds sold & reverse repurchase agreements | $732,000 | 4,832 |
| Net loans & leases | $108,957,000 | 3,787 |
| Loan loss allowance | $1,435,000 | 3,514 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $441,000 | 6,972 |
| Other real estate owned | $0 | 6,232 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,201,000 | 5,056 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $141,632,000 | 4,136 |
| Total liabilities | $117,954,000 | 4,321 |
| Total deposits | $97,408,000 | 4,604 |
| Interest-bearing deposits | $91,420,000 | 4,309 |
| Deposits held in domestic offices | $97,408,000 | 4,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,002,000 | 1,945 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,000,000 | 2,530 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $544,000 | 5,273 |
| Total equity capital | $23,678,000 | 2,799 |
| Total bank equity capital | $23,678,000 | 2,799 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,812,000 | 458 |
| Surplus | $13,219,000 | 2,135 |
| Undivided profits | $-353,000 | 7,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $594,000 | 5,426 |
| Earning assets | $138,015,000 | 3,988 |
| Long-term assets (5+ years) | $25,236,000 | 3,565 |
| Average Assets, year-to-date | $124,675,000 | 4,420 |
| Average Assets, quarterly | $137,370,000 | 4,194 |
| Volatile liabilities | $42,048,000 | 3,019 |
| Insider loans | $4,215,000 | 1,851 |
| FHLB advances | $16,000,000 | 2,415 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $25,955,000 | 2,731 |
| Tier 1 (core) risk-based capital | $23,068,000 | 2,768 |
| Tier 2 risk-based capital | $1,435,000 | 3,280 |
| Total risk weighted assets | $117,239,000 | 3,735 |
| Total unused commitments | $25,955,000 | 2,733 |
| Derivatives | $20,000,000 | 352 |
| 2008-06-30 | Rank | |
| # of Employees: | 17 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $133,108,000 | 4,319 |
| Cash and due from depository institutions | $2,563,000 | 6,462 |
| Interest-bearing balances | $997,000 | 2,948 |
| Securities | $21,645,000 | 4,245 |
| Federal funds sold & reverse repurchase agreements | $1,623,000 | 4,141 |
| Net loans & leases | $104,629,000 | 3,887 |
| Loan loss allowance | $1,523,000 | 3,286 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $539,000 | 6,756 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,109,000 | 5,119 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $133,108,000 | 4,319 |
| Total liabilities | $110,157,000 | 4,526 |
| Total deposits | $89,383,000 | 4,847 |
| Interest-bearing deposits | $83,367,000 | 4,571 |
| Deposits held in domestic offices | $89,383,000 | 4,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,061,000 | 2,202 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,000,000 | 2,370 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $713,000 | 4,603 |
| Total equity capital | $22,951,000 | 2,889 |
| Total bank equity capital | $22,951,000 | 2,889 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,812,000 | 452 |
| Surplus | $13,132,000 | 2,142 |
| Undivided profits | $-993,000 | 7,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $553,000 | 5,587 |
| Earning assets | $128,894,000 | 4,169 |
| Long-term assets (5+ years) | $22,841,000 | 3,692 |
| Average Assets, year-to-date | $119,022,670 | 4,583 |
| Average Assets, quarterly | $126,565,500 | 4,433 |
| Volatile liabilities | $41,833,000 | 3,041 |
| Insider loans | $5,376,000 | 1,476 |
| FHLB advances | $17,000,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,805,000 | 2,735 |
| Tier 1 (core) risk-based capital | $22,642,000 | 2,824 |
| Tier 2 risk-based capital | $1,436,000 | 3,235 |
| Total risk weighted assets | $114,773,000 | 3,796 |
| Total unused commitments | $26,805,000 | 2,735 |
| Derivatives | $20,000,000 | 357 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $120,023,000 | 4,602 |
| Cash and due from depository institutions | $731,000 | 6,481 |
| Interest-bearing balances | $73,000 | 5,355 |
| Securities | $23,020,000 | 4,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $94,038,000 | 4,119 |
| Loan loss allowance | $1,190,000 | 3,819 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $534,000 | 6,797 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,700,000 | 5,490 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $120,023,000 | 4,602 |
| Total liabilities | $96,776,000 | 4,884 |
| Total deposits | $73,372,000 | 5,433 |
| Interest-bearing deposits | $67,730,000 | 5,161 |
| Deposits held in domestic offices | $73,372,000 | 5,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,838,000 | 1,703 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $18,000,000 | 2,106 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $566,000 | 5,373 |
| Total equity capital | $23,247,000 | 2,921 |
| Total bank equity capital | $23,247,000 | 2,921 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,812,000 | 450 |
| Surplus | $13,046,000 | 2,138 |
| Undivided profits | $-611,000 | 7,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $517,000 | 5,749 |
| Earning assets | $117,131,000 | 4,412 |
| Long-term assets (5+ years) | $25,548,000 | 3,406 |
| Average Assets, year-to-date | $111,980,000 | 4,753 |
| Average Assets, quarterly | $111,980,000 | 4,753 |
| Volatile liabilities | $45,637,000 | 2,817 |
| Insider loans | $5,392,000 | 1,452 |
| FHLB advances | $18,000,000 | 2,016 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,167,000 | 2,649 |
| Tier 1 (core) risk-based capital | $22,797,000 | 2,803 |
| Tier 2 risk-based capital | $1,190,000 | 3,640 |
| Total risk weighted assets | $101,941,000 | 4,064 |
| Total unused commitments | $29,167,000 | 2,652 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 15 | 6,817 |
| Assets and Liabilities | ||
| Total Assets: | $103,937,000 | 4,982 |
| Cash and due from depository institutions | $555,000 | 6,817 |
| Interest-bearing balances | $22,000 | 5,932 |
| Securities | $18,847,000 | 4,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $82,720,000 | 4,423 |
| Loan loss allowance | $1,047,000 | 4,108 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $541,000 | 6,811 |
| Other real estate owned | $0 | 6,817 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,274,000 | 6,185 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $103,937,000 | 4,982 |
| Total liabilities | $80,917,000 | 5,371 |
| Total deposits | $63,425,000 | 5,813 |
| Interest-bearing deposits | $57,665,000 | 5,590 |
| Deposits held in domestic offices | $63,425,000 | 5,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,412,000 | 1,502 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,000,000 | 2,879 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,080,000 | 3,825 |
| Total equity capital | $23,020,000 | 2,927 |
| Total bank equity capital | $23,020,000 | 2,927 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,812,000 | 443 |
| Surplus | $12,961,000 | 2,136 |
| Undivided profits | $-753,000 | 7,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $525,000 | 5,972 |
| Earning assets | $101,589,000 | 4,773 |
| Long-term assets (5+ years) | $17,696,000 | 3,897 |
| Average Assets, year-to-date | $80,246,200 | 5,650 |
| Average Assets, quarterly | $101,019,500 | 5,029 |
| Volatile liabilities | $31,964,000 | 3,650 |
| Insider loans | $4,806,000 | 1,588 |
| FHLB advances | $9,000,000 | 2,764 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,494,000 | 2,561 |
| Tier 1 (core) risk-based capital | $22,763,000 | 2,797 |
| Tier 2 risk-based capital | $1,047,000 | 3,936 |
| Total risk weighted assets | $92,840,000 | 4,306 |
| Total unused commitments | $30,494,000 | 2,562 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 15 | 6,841 |
| Assets and Liabilities | ||
| Total Assets: | $98,102,000 | 5,119 |
| Cash and due from depository institutions | $1,092,000 | 6,841 |
| Interest-bearing balances | $31,000 | 5,642 |
| Securities | $19,187,000 | 4,590 |
| Federal funds sold & reverse repurchase agreements | $2,624,000 | 3,728 |
| Net loans & leases | $73,650,000 | 4,719 |
| Loan loss allowance | $932,000 | 4,392 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $575,000 | 6,725 |
| Other real estate owned | $0 | 6,841 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $974,000 | 6,852 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $98,102,000 | 5,119 |
| Total liabilities | $75,447,000 | 5,534 |
| Total deposits | $66,696,000 | 5,657 |
| Interest-bearing deposits | $59,536,000 | 5,479 |
| Deposits held in domestic offices | $66,696,000 | 5,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,084,000 | 2,038 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $667,000 | 5,078 |
| Total equity capital | $22,655,000 | 2,933 |
| Total bank equity capital | $22,655,000 | 2,933 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,811,000 | 423 |
| Surplus | $12,883,000 | 2,113 |
| Undivided profits | $-1,039,000 | 8,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $544,000 | 6,097 |
| Earning assets | $95,492,000 | 4,943 |
| Long-term assets (5+ years) | $15,332,000 | 4,064 |
| Average Assets, year-to-date | $74,323,500 | 5,874 |
| Average Assets, quarterly | $89,390,500 | 5,387 |
| Volatile liabilities | $32,265,000 | 3,568 |
| Insider loans | $7,263,000 | 1,013 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $27,024,000 | 2,792 |
| Tier 1 (core) risk-based capital | $22,637,000 | 2,813 |
| Tier 2 risk-based capital | $932,000 | 4,206 |
| Total risk weighted assets | $83,393,000 | 4,544 |
| Total unused commitments | $27,024,000 | 2,793 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $80,679,000 | 5,722 |
| Cash and due from depository institutions | $1,068,000 | 6,721 |
| Interest-bearing balances | $32,000 | 5,685 |
| Securities | $12,997,000 | 5,558 |
| Federal funds sold & reverse repurchase agreements | $947,000 | 5,134 |
| Net loans & leases | $64,322,000 | 5,058 |
| Loan loss allowance | $814,000 | 4,783 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $558,000 | 6,819 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $787,000 | 7,205 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $80,679,000 | 5,722 |
| Total liabilities | $58,320,000 | 6,177 |
| Total deposits | $54,196,000 | 6,219 |
| Interest-bearing deposits | $49,051,000 | 6,038 |
| Deposits held in domestic offices | $54,196,000 | 6,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,723,000 | 2,371 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $401,000 | 6,108 |
| Total equity capital | $22,359,000 | 2,939 |
| Total bank equity capital | $22,359,000 | 2,939 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,800,000 | 421 |
| Surplus | $12,780,000 | 2,117 |
| Undivided profits | $-1,221,000 | 8,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $452,000 | 6,387 |
| Earning assets | $78,298,000 | 5,538 |
| Long-term assets (5+ years) | $12,270,000 | 4,418 |
| Average Assets, year-to-date | $66,397,330 | 6,166 |
| Average Assets, quarterly | $71,688,500 | 6,024 |
| Volatile liabilities | $26,688,000 | 3,991 |
| Insider loans | $6,137,000 | 1,201 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,024,000 | 3,053 |
| Tier 1 (core) risk-based capital | $22,464,000 | 2,832 |
| Tier 2 risk-based capital | $814,000 | 4,588 |
| Total risk weighted assets | $70,266,000 | 5,001 |
| Total unused commitments | $24,024,000 | 3,055 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 15 | 6,876 |
| Assets and Liabilities | ||
| Total Assets: | $62,698,000 | 6,355 |
| Cash and due from depository institutions | $566,000 | 6,876 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $10,367,000 | 6,050 |
| Federal funds sold & reverse repurchase agreements | $5,878,000 | 2,985 |
| Net loans & leases | $44,710,000 | 5,955 |
| Loan loss allowance | $566,000 | 5,756 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $575,000 | 6,773 |
| Other real estate owned | $0 | 6,876 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $602,000 | 7,578 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $62,698,000 | 6,355 |
| Total liabilities | $40,113,000 | 7,049 |
| Total deposits | $35,931,000 | 7,161 |
| Interest-bearing deposits | $33,163,000 | 6,925 |
| Deposits held in domestic offices | $35,931,000 | 7,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,932,000 | 2,107 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,000,000 | 4,285 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $250,000 | 6,996 |
| Total equity capital | $22,585,000 | 2,928 |
| Total bank equity capital | $22,585,000 | 2,928 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,800,000 | 408 |
| Surplus | $12,694,000 | 2,095 |
| Undivided profits | $-909,000 | 8,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $325,000 | 7,057 |
| Earning assets | $60,955,000 | 6,220 |
| Long-term assets (5+ years) | $7,713,000 | 5,174 |
| Average Assets, year-to-date | $59,256,500 | 6,478 |
| Average Assets, quarterly | $59,256,500 | 6,478 |
| Volatile liabilities | $11,900,000 | 5,800 |
| Insider loans | $6,995,000 | 1,028 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $30,615,000 | 2,605 |
| Tier 1 (core) risk-based capital | $22,561,000 | 2,800 |
| Tier 2 risk-based capital | $566,000 | 5,530 |
| Total risk weighted assets | $51,701,000 | 5,786 |
| Total unused commitments | $30,615,000 | 2,606 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 14 | 7,073 |
| Assets and Liabilities | ||
| Total Assets: | $55,815,000 | 6,631 |
| Cash and due from depository institutions | $893,000 | 7,073 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $7,964,000 | 6,595 |
| Federal funds sold & reverse repurchase agreements | $17,932,000 | 920 |
| Net loans & leases | $28,119,000 | 6,935 |
| Loan loss allowance | $356,000 | 6,816 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $586,000 | 6,761 |
| Other real estate owned | $0 | 7,073 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $321,000 | 8,258 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $55,815,000 | 6,631 |
| Total liabilities | $33,022,000 | 7,434 |
| Total deposits | $30,766,000 | 7,444 |
| Interest-bearing deposits | $26,851,000 | 7,320 |
| Deposits held in domestic offices | $30,766,000 | 7,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,020,000 | 2,222 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $236,000 | 7,069 |
| Total equity capital | $22,793,000 | 2,861 |
| Total bank equity capital | $22,793,000 | 2,861 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,800,000 | 397 |
| Surplus | $12,610,000 | 2,051 |
| Undivided profits | $-617,000 | 8,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $222,000 | 7,795 |
| Earning assets | $54,015,000 | 6,495 |
| Long-term assets (5+ years) | $5,550,000 | 5,654 |
| Average Assets, year-to-date | $44,745,500 | 7,033 |
| Average Assets, quarterly | $44,745,500 | 7,088 |
| Volatile liabilities | $8,555,000 | 6,500 |
| Insider loans | $5,077,000 | 1,419 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,779,000 | 4,787 |
| Tier 1 (core) risk-based capital | $22,772,000 | 2,741 |
| Tier 2 risk-based capital | $356,000 | 6,614 |
| Total risk weighted assets | $33,137,000 | 6,803 |
| Total unused commitments | $9,779,000 | 4,787 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 14 | 7,102 |
| Assets and Liabilities | ||
| Total Assets: | $33,676,000 | 7,688 |
| Cash and due from depository institutions | $240,000 | 7,102 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $4,568,000 | 7,435 |
| Federal funds sold & reverse repurchase agreements | $14,537,000 | 956 |
| Net loans & leases | $13,711,000 | 7,998 |
| Loan loss allowance | $174,000 | 7,914 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $495,000 | 7,027 |
| Other real estate owned | $0 | 7,102 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $125,000 | 8,655 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $33,676,000 | 7,688 |
| Total liabilities | $10,688,000 | 8,536 |
| Total deposits | $10,620,000 | 8,502 |
| Interest-bearing deposits | $8,292,000 | 8,477 |
| Deposits held in domestic offices | $10,620,000 | 8,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $68,000 | 8,445 |
| Total equity capital | $22,988,000 | 2,811 |
| Total bank equity capital | $22,988,000 | 2,811 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,800,000 | 382 |
| Surplus | $12,526,000 | 2,029 |
| Undivided profits | $-338,000 | 8,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $71,000 | 8,510 |
| Earning assets | $32,816,000 | 7,567 |
| Long-term assets (5+ years) | $1,982,000 | 6,798 |
| Average Assets, year-to-date | $33,676,000 | 7,630 |
| Average Assets, quarterly | $33,676,000 | 7,662 |
| Volatile liabilities | $3,224,000 | 7,899 |
| Insider loans | $4,560,000 | 1,538 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,069,000 | 6,406 |
| Tier 1 (core) risk-based capital | $22,985,000 | 2,683 |
| Tier 2 risk-based capital | $174,000 | 7,822 |
| Total risk weighted assets | $17,667,000 | 7,902 |
| Total unused commitments | $4,069,000 | 6,406 |
| Derivatives | $0 | 1,023 |