Home > Capstone Bank > Income and Expense
Capstone Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,732,000 | 1,301 |
| Total interest expense | $2,135,000 | 1,116 |
| Net interest income | $13,597,000 | 1,317 |
| Provision for loan and lease losses | $862,000 | 797 |
| Total noninterest income | $2,073,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $872,000 | 1,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,201,000 | 1,757 |
| Total noninterest expense | $9,852,000 | 1,521 |
| Salaries and employee benefits | $6,190,000 | 1,372 |
| Premises and equipment expense | $1,134,000 | 1,522 |
| Additional noninterest expense | $2,528,000 | 1,761 |
| Pre-tax net operating income | $4,956,000 | 1,383 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,637,000 | 1,048 |
| Income before extraordinary items | $3,319,000 | 1,596 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,319,000 | 1,595 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,319,000 | 1,596 |
| Net charge-offs | $787,000 | 585 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,319,000 | 1,574 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 1,318 |
| Total interest expense | $1,375,000 | 1,120 |
| Net interest income | $8,907,000 | 1,337 |
| Provision for loan and lease losses | $575,000 | 774 |
| Total noninterest income | $1,354,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $557,000 | 1,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 1,778 |
| Total noninterest expense | $6,590,000 | 1,518 |
| Salaries and employee benefits | $4,140,000 | 1,371 |
| Premises and equipment expense | $750,000 | 1,531 |
| Additional noninterest expense | $1,700,000 | 1,741 |
| Pre-tax net operating income | $3,096,000 | 1,433 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,034,000 | 1,082 |
| Income before extraordinary items | $2,062,000 | 1,665 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,062,000 | 1,664 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,062,000 | 1,665 |
| Net charge-offs | $103,000 | 1,495 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,062,000 | 1,647 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 1,332 |
| Total interest expense | $659,000 | 1,143 |
| Net interest income | $4,341,000 | 1,359 |
| Provision for loan and lease losses | $288,000 | 735 |
| Total noninterest income | $596,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $269,000 | 1,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 1,984 |
| Total noninterest expense | $3,257,000 | 1,536 |
| Salaries and employee benefits | $2,067,000 | 1,386 |
| Premises and equipment expense | $373,000 | 1,553 |
| Additional noninterest expense | $817,000 | 1,801 |
| Pre-tax net operating income | $1,392,000 | 1,512 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $455,000 | 1,152 |
| Income before extraordinary items | $937,000 | 1,748 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $937,000 | 1,747 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $937,000 | 1,748 |
| Net charge-offs | $49,000 | 1,353 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $937,000 | 1,734 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,702,000 | 1,366 |
| Total interest expense | $2,301,000 | 1,262 |
| Net interest income | $16,401,000 | 1,380 |
| Provision for loan and lease losses | $1,050,000 | 864 |
| Total noninterest income | $2,722,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,129,000 | 1,086 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,593,000 | 1,811 |
| Total noninterest expense | $12,603,000 | 1,542 |
| Salaries and employee benefits | $7,690,000 | 1,420 |
| Premises and equipment expense | $1,506,000 | 1,516 |
| Additional noninterest expense | $3,407,000 | 1,756 |
| Pre-tax net operating income | $5,470,000 | 1,505 |
| Securities gains (losses) | $57,000 | 1,748 |
| Applicable income taxes | $1,806,000 | 1,123 |
| Income before extraordinary items | $3,721,000 | 1,748 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,721,000 | 1,747 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,721,000 | 1,747 |
| Net charge-offs | $1,114,000 | 605 |
| Cash dividends | $597,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,682,810 | 1,730 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,901,000 | 1,375 |
| Total interest expense | $1,686,000 | 1,270 |
| Net interest income | $12,215,000 | 1,394 |
| Provision for loan and lease losses | $785,000 | 831 |
| Total noninterest income | $2,055,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $844,000 | 1,090 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,211,000 | 1,805 |
| Total noninterest expense | $9,547,000 | 1,528 |
| Salaries and employee benefits | $5,796,000 | 1,401 |
| Premises and equipment expense | $1,155,000 | 1,485 |
| Additional noninterest expense | $2,596,000 | 1,735 |
| Pre-tax net operating income | $3,938,000 | 1,574 |
| Securities gains (losses) | $57,000 | 1,666 |
| Applicable income taxes | $1,291,000 | 1,208 |
| Income before extraordinary items | $2,704,000 | 1,831 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,704,000 | 1,831 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,704,000 | 1,831 |
| Net charge-offs | $946,000 | 497 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,665,240 | 1,804 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 1,382 |
| Total interest expense | $1,104,000 | 1,288 |
| Net interest income | $8,080,000 | 1,409 |
| Provision for loan and lease losses | $520,000 | 825 |
| Total noninterest income | $1,223,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $535,000 | 1,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $688,000 | 1,973 |
| Total noninterest expense | $6,363,000 | 1,537 |
| Salaries and employee benefits | $3,852,000 | 1,413 |
| Premises and equipment expense | $771,000 | 1,483 |
| Additional noninterest expense | $1,740,000 | 1,740 |
| Pre-tax net operating income | $2,420,000 | 1,674 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $782,000 | 1,263 |
| Income before extraordinary items | $1,638,000 | 1,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,638,000 | 1,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,638,000 | 1,963 |
| Net charge-offs | $370,000 | 739 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,638,000 | 1,906 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 1,391 |
| Total interest expense | $549,000 | 1,288 |
| Net interest income | $4,005,000 | 1,421 |
| Provision for loan and lease losses | $255,000 | 776 |
| Total noninterest income | $548,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $266,000 | 1,124 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $282,000 | 2,170 |
| Total noninterest expense | $3,205,000 | 1,531 |
| Salaries and employee benefits | $1,959,000 | 1,399 |
| Premises and equipment expense | $396,000 | 1,461 |
| Additional noninterest expense | $850,000 | 1,756 |
| Pre-tax net operating income | $1,093,000 | 1,804 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $353,000 | 1,338 |
| Income before extraordinary items | $740,000 | 2,121 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $740,000 | 2,121 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $740,000 | 2,121 |
| Net charge-offs | $327,000 | 462 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $740,000 | 2,062 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,878,000 | 1,394 |
| Total interest expense | $2,083,000 | 1,335 |
| Net interest income | $15,795,000 | 1,406 |
| Provision for loan and lease losses | $1,000,000 | 820 |
| Total noninterest income | $2,521,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,128,000 | 1,103 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,393,000 | 1,942 |
| Total noninterest expense | $11,872,000 | 1,613 |
| Salaries and employee benefits | $7,134,000 | 1,493 |
| Premises and equipment expense | $1,581,000 | 1,462 |
| Additional noninterest expense | $3,157,000 | 1,913 |
| Pre-tax net operating income | $5,444,000 | 1,477 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $1,760,000 | 1,100 |
| Income before extraordinary items | $3,686,000 | 1,721 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,686,000 | 1,721 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,686,000 | 1,723 |
| Net charge-offs | $2,062,000 | 364 |
| Cash dividends | $596,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,684,640 | 1,682 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,366,000 | 1,409 |
| Total interest expense | $1,558,000 | 1,350 |
| Net interest income | $11,808,000 | 1,422 |
| Provision for loan and lease losses | $750,000 | 739 |
| Total noninterest income | $1,924,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $827,000 | 1,130 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,097,000 | 1,901 |
| Total noninterest expense | $8,899,000 | 1,628 |
| Salaries and employee benefits | $5,353,000 | 1,497 |
| Premises and equipment expense | $1,193,000 | 1,457 |
| Additional noninterest expense | $2,353,000 | 1,904 |
| Pre-tax net operating income | $4,083,000 | 1,497 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $1,367,000 | 1,105 |
| Income before extraordinary items | $2,718,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,718,000 | 1,775 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,718,000 | 1,776 |
| Net charge-offs | $356,000 | 1,087 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,716,660 | 1,736 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 1,414 |
| Total interest expense | $1,037,000 | 1,357 |
| Net interest income | $7,910,000 | 1,424 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $1,238,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $527,000 | 1,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $711,000 | 1,945 |
| Total noninterest expense | $5,910,000 | 1,639 |
| Salaries and employee benefits | $3,553,000 | 1,508 |
| Premises and equipment expense | $795,000 | 1,468 |
| Additional noninterest expense | $1,562,000 | 1,932 |
| Pre-tax net operating income | $2,738,000 | 1,484 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $916,000 | 1,089 |
| Income before extraordinary items | $1,822,000 | 1,750 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,822,000 | 1,755 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,822,000 | 1,754 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,822,000 | 1,706 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 1,400 |
| Total interest expense | $517,000 | 1,356 |
| Net interest income | $3,986,000 | 1,411 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $578,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $258,000 | 1,162 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $320,000 | 2,032 |
| Total noninterest expense | $2,976,000 | 1,640 |
| Salaries and employee benefits | $1,789,000 | 1,504 |
| Premises and equipment expense | $403,000 | 1,474 |
| Additional noninterest expense | $784,000 | 1,911 |
| Pre-tax net operating income | $1,338,000 | 1,469 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $448,000 | 1,092 |
| Income before extraordinary items | $890,000 | 1,759 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $890,000 | 1,761 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $890,000 | 1,761 |
| Net charge-offs | $15,000 | 2,292 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $890,000 | 1,696 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,872,000 | 1,412 |
| Total interest expense | $1,973,000 | 1,501 |
| Net interest income | $15,899,000 | 1,402 |
| Provision for loan and lease losses | $975,000 | 894 |
| Total noninterest income | $2,491,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,205,000 | 1,095 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,286,000 | 1,984 |
| Total noninterest expense | $11,962,000 | 1,605 |
| Salaries and employee benefits | $7,162,000 | 1,457 |
| Premises and equipment expense | $1,657,000 | 1,441 |
| Additional noninterest expense | $3,143,000 | 1,955 |
| Pre-tax net operating income | $5,453,000 | 1,408 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,812,000 | 1,056 |
| Income before extraordinary items | $3,641,000 | 1,702 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,641,000 | 1,703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,641,000 | 1,701 |
| Net charge-offs | $209,000 | 2,406 |
| Cash dividends | $511,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,641,000 | 1,678 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,330,000 | 1,431 |
| Total interest expense | $1,438,000 | 1,556 |
| Net interest income | $11,892,000 | 1,414 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $1,888,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $901,000 | 1,108 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $987,000 | 1,946 |
| Total noninterest expense | $9,043,000 | 1,593 |
| Salaries and employee benefits | $5,382,000 | 1,465 |
| Premises and equipment expense | $1,261,000 | 1,417 |
| Additional noninterest expense | $2,400,000 | 1,920 |
| Pre-tax net operating income | $3,837,000 | 1,509 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,289,000 | 1,103 |
| Income before extraordinary items | $2,548,000 | 1,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,548,000 | 1,820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,548,000 | 1,819 |
| Net charge-offs | $194,000 | 2,031 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,548,000 | 1,787 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 1,427 |
| Total interest expense | $928,000 | 1,613 |
| Net interest income | $7,956,000 | 1,396 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $1,219,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $580,000 | 1,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $639,000 | 1,963 |
| Total noninterest expense | $6,055,000 | 1,577 |
| Salaries and employee benefits | $3,595,000 | 1,459 |
| Premises and equipment expense | $843,000 | 1,421 |
| Additional noninterest expense | $1,617,000 | 1,890 |
| Pre-tax net operating income | $2,520,000 | 1,486 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $849,000 | 1,089 |
| Income before extraordinary items | $1,671,000 | 1,803 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,671,000 | 1,806 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,671,000 | 1,805 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,671,000 | 1,756 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 1,424 |
| Total interest expense | $453,000 | 1,672 |
| Net interest income | $3,988,000 | 1,394 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $594,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $284,000 | 1,135 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $310,000 | 1,956 |
| Total noninterest expense | $3,033,000 | 1,589 |
| Salaries and employee benefits | $1,782,000 | 1,478 |
| Premises and equipment expense | $426,000 | 1,430 |
| Additional noninterest expense | $825,000 | 1,838 |
| Pre-tax net operating income | $1,249,000 | 1,463 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $421,000 | 1,048 |
| Income before extraordinary items | $828,000 | 1,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $828,000 | 1,765 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $828,000 | 1,764 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $828,000 | 1,733 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,880,000 | 1,424 |
| Total interest expense | $1,948,000 | 1,746 |
| Net interest income | $15,932,000 | 1,361 |
| Provision for loan and lease losses | $1,268,000 | 902 |
| Total noninterest income | $2,796,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,140,000 | 1,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,656,000 | 1,737 |
| Total noninterest expense | $12,056,000 | 1,602 |
| Salaries and employee benefits | $6,844,000 | 1,513 |
| Premises and equipment expense | $1,716,000 | 1,386 |
| Additional noninterest expense | $3,496,000 | 1,824 |
| Pre-tax net operating income | $5,404,000 | 1,352 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,769,000 | 995 |
| Income before extraordinary items | $3,635,000 | 1,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,635,000 | 1,636 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,635,000 | 1,637 |
| Net charge-offs | $180,000 | 3,132 |
| Cash dividends | $1,425,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,635,000 | 1,595 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,320,000 | 1,437 |
| Total interest expense | $1,481,000 | 1,772 |
| Net interest income | $11,839,000 | 1,372 |
| Provision for loan and lease losses | $1,043,000 | 851 |
| Total noninterest income | $2,201,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $836,000 | 1,228 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,365,000 | 1,663 |
| Total noninterest expense | $8,992,000 | 1,608 |
| Salaries and employee benefits | $5,127,000 | 1,520 |
| Premises and equipment expense | $1,305,000 | 1,381 |
| Additional noninterest expense | $2,560,000 | 1,850 |
| Pre-tax net operating income | $4,005,000 | 1,380 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,307,000 | 1,041 |
| Income before extraordinary items | $2,698,000 | 1,672 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,698,000 | 1,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,698,000 | 1,676 |
| Net charge-offs | $184,000 | 2,663 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,698,000 | 1,621 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,825,000 | 1,442 |
| Total interest expense | $1,001,000 | 1,780 |
| Net interest income | $7,824,000 | 1,373 |
| Provision for loan and lease losses | $752,000 | 833 |
| Total noninterest income | $1,471,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $537,000 | 1,250 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $934,000 | 1,661 |
| Total noninterest expense | $5,945,000 | 1,617 |
| Salaries and employee benefits | $3,358,000 | 1,547 |
| Premises and equipment expense | $877,000 | 1,367 |
| Additional noninterest expense | $1,710,000 | 1,845 |
| Pre-tax net operating income | $2,598,000 | 1,392 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $843,000 | 1,058 |
| Income before extraordinary items | $1,755,000 | 1,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,755,000 | 1,704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,755,000 | 1,705 |
| Net charge-offs | $110,000 | 2,659 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,755,000 | 1,631 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 1,464 |
| Total interest expense | $525,000 | 1,745 |
| Net interest income | $3,850,000 | 1,393 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $717,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $265,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $452,000 | 1,692 |
| Total noninterest expense | $3,008,000 | 1,608 |
| Salaries and employee benefits | $1,681,000 | 1,565 |
| Premises and equipment expense | $450,000 | 1,355 |
| Additional noninterest expense | $877,000 | 1,806 |
| Pre-tax net operating income | $1,159,000 | 1,512 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $345,000 | 1,199 |
| Income before extraordinary items | $814,000 | 1,746 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $814,000 | 1,748 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $814,000 | 1,748 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $814,000 | 1,685 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,033,000 | 1,474 |
| Total interest expense | $2,811,000 | 1,579 |
| Net interest income | $15,222,000 | 1,441 |
| Provision for loan and lease losses | $1,366,000 | 1,418 |
| Total noninterest income | $2,896,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $958,000 | 1,467 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,938,000 | 1,552 |
| Total noninterest expense | $13,072,000 | 1,495 |
| Salaries and employee benefits | $6,981,000 | 1,463 |
| Premises and equipment expense | $1,875,000 | 1,266 |
| Additional noninterest expense | $4,216,000 | 1,610 |
| Pre-tax net operating income | $3,680,000 | 1,752 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $1,088,000 | 1,388 |
| Income before extraordinary items | $2,596,000 | 2,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,596,000 | 2,103 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,596,000 | 2,105 |
| Net charge-offs | $1,688,000 | 1,310 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,593,200 | 1,976 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,522,000 | 1,498 |
| Total interest expense | $2,232,000 | 1,556 |
| Net interest income | $11,290,000 | 1,473 |
| Provision for loan and lease losses | $1,021,000 | 1,421 |
| Total noninterest income | $2,173,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $688,000 | 1,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,485,000 | 1,542 |
| Total noninterest expense | $9,279,000 | 1,573 |
| Salaries and employee benefits | $5,295,000 | 1,440 |
| Premises and equipment expense | $1,388,000 | 1,294 |
| Additional noninterest expense | $2,596,000 | 1,903 |
| Pre-tax net operating income | $3,163,000 | 1,623 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $965,000 | 1,264 |
| Income before extraordinary items | $2,201,000 | 1,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,201,000 | 1,934 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,201,000 | 1,936 |
| Net charge-offs | $815,000 | 1,655 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,198,900 | 1,824 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,011,000 | 1,513 |
| Total interest expense | $1,558,000 | 1,546 |
| Net interest income | $7,453,000 | 1,496 |
| Provision for loan and lease losses | $711,000 | 1,404 |
| Total noninterest income | $1,318,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $428,000 | 1,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $890,000 | 1,629 |
| Total noninterest expense | $6,023,000 | 1,619 |
| Salaries and employee benefits | $3,467,000 | 1,467 |
| Premises and equipment expense | $915,000 | 1,303 |
| Additional noninterest expense | $1,641,000 | 1,988 |
| Pre-tax net operating income | $2,037,000 | 1,664 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $621,000 | 1,290 |
| Income before extraordinary items | $1,419,000 | 1,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,419,000 | 1,972 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,419,000 | 1,975 |
| Net charge-offs | $204,000 | 2,736 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,416,900 | 1,881 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 1,530 |
| Total interest expense | $835,000 | 1,511 |
| Net interest income | $3,678,000 | 1,522 |
| Provision for loan and lease losses | $238,000 | 1,805 |
| Total noninterest income | $661,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $212,000 | 1,606 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $449,000 | 1,627 |
| Total noninterest expense | $3,005,000 | 1,610 |
| Salaries and employee benefits | $1,759,000 | 1,457 |
| Premises and equipment expense | $459,000 | 1,300 |
| Additional noninterest expense | $787,000 | 2,061 |
| Pre-tax net operating income | $1,096,000 | 1,548 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $343,000 | 1,191 |
| Income before extraordinary items | $756,000 | 1,880 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $756,000 | 1,882 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $756,000 | 1,883 |
| Net charge-offs | $173,000 | 1,972 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $753,930 | 1,783 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,117,000 | 1,575 |
| Total interest expense | $4,443,000 | 1,365 |
| Net interest income | $13,674,000 | 1,625 |
| Provision for loan and lease losses | $1,194,000 | 2,182 |
| Total noninterest income | $2,819,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,030,000 | 1,438 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,789,000 | 1,470 |
| Total noninterest expense | $11,271,000 | 1,720 |
| Salaries and employee benefits | $5,791,000 | 1,678 |
| Premises and equipment expense | $1,854,000 | 1,339 |
| Additional noninterest expense | $3,626,000 | 1,857 |
| Pre-tax net operating income | $4,028,000 | 1,423 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $1,200,000 | 1,180 |
| Income before extraordinary items | $2,864,000 | 1,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,864,000 | 1,676 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,864,000 | 1,676 |
| Net charge-offs | $577,000 | 3,002 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,838,800 | 1,610 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 1,595 |
| Total interest expense | $3,366,000 | 1,408 |
| Net interest income | $10,128,000 | 1,657 |
| Provision for loan and lease losses | $969,000 | 2,010 |
| Total noninterest income | $2,210,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $780,000 | 1,434 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,430,000 | 1,390 |
| Total noninterest expense | $9,593,000 | 1,527 |
| Salaries and employee benefits | $5,597,000 | 1,330 |
| Premises and equipment expense | $1,386,000 | 1,358 |
| Additional noninterest expense | $2,610,000 | 1,937 |
| Pre-tax net operating income | $1,776,000 | 2,286 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $430,000 | 1,877 |
| Income before extraordinary items | $1,382,000 | 2,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,382,000 | 2,475 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,382,000 | 2,475 |
| Net charge-offs | $527,000 | 2,609 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,354,640 | 2,411 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 1,631 |
| Total interest expense | $2,263,000 | 1,445 |
| Net interest income | $6,618,000 | 1,695 |
| Provision for loan and lease losses | $585,000 | 2,137 |
| Total noninterest income | $1,229,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $522,000 | 1,397 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $707,000 | 1,708 |
| Total noninterest expense | $6,340,000 | 1,555 |
| Salaries and employee benefits | $3,689,000 | 1,356 |
| Premises and equipment expense | $917,000 | 1,376 |
| Additional noninterest expense | $1,734,000 | 1,971 |
| Pre-tax net operating income | $922,000 | 2,677 |
| Securities gains (losses) | $36,000 | 1,782 |
| Applicable income taxes | $220,000 | 2,128 |
| Income before extraordinary items | $738,000 | 2,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $738,000 | 2,819 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $738,000 | 2,819 |
| Net charge-offs | $514,000 | 2,110 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $710,280 | 2,814 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 1,655 |
| Total interest expense | $1,154,000 | 1,474 |
| Net interest income | $3,251,000 | 1,715 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $606,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $258,000 | 1,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $348,000 | 1,744 |
| Total noninterest expense | $3,271,000 | 1,508 |
| Salaries and employee benefits | $1,935,000 | 1,299 |
| Premises and equipment expense | $458,000 | 1,413 |
| Additional noninterest expense | $878,000 | 1,930 |
| Pre-tax net operating income | $361,000 | 3,179 |
| Securities gains (losses) | $36,000 | 869 |
| Applicable income taxes | $78,000 | 2,458 |
| Income before extraordinary items | $319,000 | 3,089 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $319,000 | 3,087 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $319,000 | 3,089 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $290,200 | 3,261 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,101,000 | 1,881 |
| Total interest expense | $4,832,000 | 1,693 |
| Net interest income | $11,269,000 | 1,930 |
| Provision for loan and lease losses | $1,643,000 | 2,338 |
| Total noninterest income | $2,729,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,047,000 | 1,450 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,682,000 | 1,569 |
| Total noninterest expense | $11,509,000 | 1,713 |
| Salaries and employee benefits | $6,606,000 | 1,496 |
| Premises and equipment expense | $1,587,000 | 1,615 |
| Additional noninterest expense | $3,316,000 | 2,102 |
| Pre-tax net operating income | $846,000 | 3,656 |
| Securities gains (losses) | $170,000 | 1,721 |
| Applicable income taxes | $114,000 | 3,133 |
| Income before extraordinary items | $902,000 | 3,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $902,000 | 3,413 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $902,000 | 3,416 |
| Net charge-offs | $1,163,000 | 2,482 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $750,700 | 3,594 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,727,000 | 1,980 |
| Total interest expense | $3,633,000 | 1,761 |
| Net interest income | $8,094,000 | 2,047 |
| Provision for loan and lease losses | $689,000 | 3,055 |
| Total noninterest income | $2,001,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $778,000 | 1,515 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,223,000 | 1,580 |
| Total noninterest expense | $8,668,000 | 1,703 |
| Salaries and employee benefits | $5,014,000 | 1,478 |
| Premises and equipment expense | $1,197,000 | 1,632 |
| Additional noninterest expense | $2,457,000 | 2,100 |
| Pre-tax net operating income | $738,000 | 3,609 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $88,000 | 3,203 |
| Income before extraordinary items | $662,000 | 3,601 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $662,000 | 3,599 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $662,000 | 3,601 |
| Net charge-offs | $301,000 | 3,725 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $651,440 | 3,505 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 2,079 |
| Total interest expense | $2,366,000 | 1,850 |
| Net interest income | $5,145,000 | 2,147 |
| Provision for loan and lease losses | $498,000 | 2,873 |
| Total noninterest income | $1,248,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $494,000 | 1,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $754,000 | 1,590 |
| Total noninterest expense | $5,604,000 | 1,766 |
| Salaries and employee benefits | $3,261,000 | 1,520 |
| Premises and equipment expense | $821,000 | 1,593 |
| Additional noninterest expense | $1,522,000 | 2,231 |
| Pre-tax net operating income | $291,000 | 4,453 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $302,000 | 4,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $302,000 | 4,291 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $302,000 | 4,291 |
| Net charge-offs | $193,000 | 3,586 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $290,000 | 4,221 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 2,241 |
| Total interest expense | $1,132,000 | 2,021 |
| Net interest income | $2,447,000 | 2,299 |
| Provision for loan and lease losses | $191,000 | 3,067 |
| Total noninterest income | $565,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $244,000 | 1,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $321,000 | 1,760 |
| Total noninterest expense | $2,759,000 | 1,803 |
| Salaries and employee benefits | $1,623,000 | 1,537 |
| Premises and equipment expense | $401,000 | 1,693 |
| Additional noninterest expense | $735,000 | 2,301 |
| Pre-tax net operating income | $62,000 | 5,516 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-31,000 | 7,252 |
| Income before extraordinary items | $93,000 | 5,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 5,078 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $93,000 | 5,077 |
| Net charge-offs | $171,000 | 2,602 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $93,000 | 4,959 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,408,000 | 2,657 |
| Total interest expense | $4,542,000 | 2,462 |
| Net interest income | $7,866,000 | 2,771 |
| Provision for loan and lease losses | $1,165,000 | 3,257 |
| Total noninterest income | $2,201,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $900,000 | 1,847 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,301,000 | 1,813 |
| Total noninterest expense | $9,900,000 | 2,046 |
| Salaries and employee benefits | $5,550,000 | 1,787 |
| Premises and equipment expense | $1,349,000 | 1,986 |
| Additional noninterest expense | $3,001,000 | 2,343 |
| Pre-tax net operating income | $-998,000 | 6,261 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $-836,000 | 7,217 |
| Income before extraordinary items | $-161,000 | 5,775 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-161,000 | 5,774 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-161,000 | 5,774 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-161,640 | 5,765 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,970,000 | 2,805 |
| Total interest expense | $3,414,000 | 2,560 |
| Net interest income | $5,556,000 | 2,913 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $1,512,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $576,000 | 2,111 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $936,000 | 1,913 |
| Total noninterest expense | $7,098,000 | 2,114 |
| Salaries and employee benefits | $4,041,000 | 1,855 |
| Premises and equipment expense | $991,000 | 2,035 |
| Additional noninterest expense | $2,066,000 | 2,502 |
| Pre-tax net operating income | $-630,000 | 6,427 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-400,000 | 7,281 |
| Income before extraordinary items | $-230,000 | 6,159 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-230,000 | 6,160 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-230,000 | 6,159 |
| Net charge-offs | $33,000 | 5,965 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-230,000 | 6,133 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 2,964 |
| Total interest expense | $2,233,000 | 2,706 |
| Net interest income | $3,446,000 | 3,090 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $1,017,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $338,000 | 2,296 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $679,000 | 1,842 |
| Total noninterest expense | $4,717,000 | 2,141 |
| Salaries and employee benefits | $2,739,000 | 1,848 |
| Premises and equipment expense | $415,000 | 3,083 |
| Additional noninterest expense | $1,563,000 | 2,252 |
| Pre-tax net operating income | $-629,000 | 6,749 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-348,000 | 7,469 |
| Income before extraordinary items | $-281,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-281,000 | 6,516 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-281,000 | 6,516 |
| Net charge-offs | $-17,000 | 7,985 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-281,000 | 6,502 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 3,189 |
| Total interest expense | $1,084,000 | 2,873 |
| Net interest income | $1,558,000 | 3,345 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $503,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $148,000 | 2,502 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $355,000 | 1,748 |
| Total noninterest expense | $2,260,000 | 2,176 |
| Salaries and employee benefits | $1,361,000 | 1,889 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $603,000 | 2,552 |
| Pre-tax net operating income | $-349,000 | 7,137 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-127,000 | 7,605 |
| Income before extraordinary items | $-222,000 | 7,071 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-222,000 | 7,072 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-222,000 | 7,072 |
| Net charge-offs | $-41,000 | 8,115 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-222,000 | 7,004 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 5,051 |
| Total interest expense | $2,181,000 | 5,096 |
| Net interest income | $3,576,000 | 4,917 |
| Provision for loan and lease losses | $865,000 | 2,922 |
| Total noninterest income | $861,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $496,000 | 3,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $365,000 | 3,740 |
| Total noninterest expense | $6,374,000 | 2,909 |
| Salaries and employee benefits | $3,586,000 | 2,765 |
| Premises and equipment expense | $722,000 | 3,431 |
| Additional noninterest expense | $2,066,000 | 2,787 |
| Pre-tax net operating income | $-2,802,000 | 7,546 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,233,000 | 7,777 |
| Income before extraordinary items | $-1,569,000 | 7,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,569,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,948 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,569,000 | 7,334 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 5,453 |
| Total interest expense | $1,423,000 | 5,571 |
| Net interest income | $2,423,000 | 5,241 |
| Provision for loan and lease losses | $681,000 | 2,303 |
| Total noninterest income | $632,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $438,000 | 2,715 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 4,482 |
| Total noninterest expense | $4,373,000 | 3,143 |
| Salaries and employee benefits | $2,381,000 | 3,120 |
| Premises and equipment expense | $480,000 | 3,744 |
| Additional noninterest expense | $1,512,000 | 2,758 |
| Pre-tax net operating income | $-1,999,000 | 7,862 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $-731,000 | 7,971 |
| Income before extraordinary items | $-1,253,000 | 7,628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,253,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,262,600 | 7,726 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 5,953 |
| Total interest expense | $842,000 | 5,991 |
| Net interest income | $1,331,000 | 5,808 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $371,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $283,000 | 2,761 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $2,511,000 | 3,563 |
| Salaries and employee benefits | $1,254,000 | 3,833 |
| Premises and equipment expense | $266,000 | 4,337 |
| Additional noninterest expense | $991,000 | 2,763 |
| Pre-tax net operating income | $-1,209,000 | 8,003 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $-438,000 | 8,154 |
| Income before extraordinary items | $-756,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-756,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-765,600 | 7,859 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 7,994 |
| Total interest expense | $124,000 | 7,956 |
| Net interest income | $215,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $45,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $336,000 | 7,170 |
| Salaries and employee benefits | $243,000 | 6,594 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $-76,000 | 7,489 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-76,000 | 7,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-76,000 | 7,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,121 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-76,000 | 7,540 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 5,908 |
| Total interest expense | $1,933,000 | 5,899 |
| Net interest income | $2,714,000 | 5,755 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $851,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $689,000 | 2,395 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $162,000 | 5,445 |
| Total noninterest expense | $2,388,000 | 5,746 |
| Salaries and employee benefits | $1,379,000 | 5,557 |
| Premises and equipment expense | $242,000 | 6,328 |
| Additional noninterest expense | $767,000 | 5,481 |
| Pre-tax net operating income | $1,157,000 | 4,433 |
| Securities gains (losses) | $129,000 | 544 |
| Applicable income taxes | $278,000 | 3,474 |
| Income before extraordinary items | $1,008,000 | 4,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,008,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,521 |
| Cash dividends | $436,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $907,380 | 4,521 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 5,944 |
| Total interest expense | $1,460,000 | 5,918 |
| Net interest income | $2,017,000 | 5,811 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $652,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $516,000 | 2,382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,268 |
| Total noninterest expense | $1,755,000 | 5,764 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $183,000 | 6,296 |
| Additional noninterest expense | $542,000 | 5,600 |
| Pre-tax net operating income | $914,000 | 4,558 |
| Securities gains (losses) | $21,000 | 820 |
| Applicable income taxes | $170,000 | 3,905 |
| Income before extraordinary items | $765,000 | 4,446 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $765,000 | 4,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $437,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $747,780 | 4,484 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 5,994 |
| Total interest expense | $968,000 | 5,951 |
| Net interest income | $1,321,000 | 5,902 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $447,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $339,000 | 2,409 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,177,000 | 5,785 |
| Salaries and employee benefits | $684,000 | 5,629 |
| Premises and equipment expense | $120,000 | 6,367 |
| Additional noninterest expense | $373,000 | 5,507 |
| Pre-tax net operating income | $591,000 | 4,692 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $107,000 | 4,063 |
| Income before extraordinary items | $484,000 | 4,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $437,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $484,000 | 4,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 6,009 |
| Total interest expense | $487,000 | 5,932 |
| Net interest income | $651,000 | 5,948 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $184,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $165,000 | 2,422 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $595,000 | 5,776 |
| Salaries and employee benefits | $350,000 | 5,588 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $183,000 | 5,540 |
| Pre-tax net operating income | $240,000 | 5,134 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $186,000 | 5,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $437,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $186,000 | 5,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,851 |
| Total interest expense | $1,818,000 | 5,662 |
| Net interest income | $2,655,000 | 5,852 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $775,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $668,000 | 2,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 6,215 |
| Total noninterest expense | $2,328,000 | 5,706 |
| Salaries and employee benefits | $1,382,000 | 5,449 |
| Premises and equipment expense | $242,000 | 6,294 |
| Additional noninterest expense | $704,000 | 5,626 |
| Pre-tax net operating income | $1,102,000 | 4,979 |
| Securities gains (losses) | $16,000 | 966 |
| Applicable income taxes | $237,000 | 4,106 |
| Income before extraordinary items | $881,000 | 4,993 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $881,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $278,000 | 4,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $868,360 | 5,022 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 5,885 |
| Total interest expense | $1,328,000 | 5,655 |
| Net interest income | $2,004,000 | 5,895 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $560,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $485,000 | 2,542 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,322 |
| Total noninterest expense | $1,718,000 | 5,744 |
| Salaries and employee benefits | $1,026,000 | 5,467 |
| Premises and equipment expense | $183,000 | 6,309 |
| Additional noninterest expense | $509,000 | 5,719 |
| Pre-tax net operating income | $846,000 | 5,119 |
| Securities gains (losses) | $13,000 | 838 |
| Applicable income taxes | $167,000 | 4,367 |
| Income before extraordinary items | $692,000 | 5,023 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $692,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $278,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $681,470 | 5,055 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 5,930 |
| Total interest expense | $826,000 | 5,721 |
| Net interest income | $1,339,000 | 5,931 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $386,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $319,000 | 2,544 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 5,874 |
| Total noninterest expense | $1,135,000 | 5,784 |
| Salaries and employee benefits | $685,000 | 5,495 |
| Premises and equipment expense | $117,000 | 6,409 |
| Additional noninterest expense | $333,000 | 5,762 |
| Pre-tax net operating income | $590,000 | 5,034 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $107,000 | 4,431 |
| Income before extraordinary items | $483,000 | 4,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $483,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $278,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $483,000 | 4,961 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,991 |
| Total interest expense | $383,000 | 5,806 |
| Net interest income | $663,000 | 5,970 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $176,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $144,000 | 2,683 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $568,000 | 5,792 |
| Salaries and employee benefits | $336,000 | 5,576 |
| Premises and equipment expense | $61,000 | 6,319 |
| Additional noninterest expense | $171,000 | 5,666 |
| Pre-tax net operating income | $271,000 | 5,200 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $217,000 | 5,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $278,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $217,000 | 5,147 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 5,832 |
| Total interest expense | $1,357,000 | 5,498 |
| Net interest income | $2,638,000 | 5,899 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $675,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $590,000 | 2,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $2,258,000 | 5,700 |
| Salaries and employee benefits | $1,342,000 | 5,431 |
| Premises and equipment expense | $282,000 | 5,893 |
| Additional noninterest expense | $634,000 | 5,880 |
| Pre-tax net operating income | $1,055,000 | 5,212 |
| Securities gains (losses) | $57,000 | 876 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $891,000 | 5,106 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $891,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $241,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $845,400 | 5,193 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 5,840 |
| Total interest expense | $991,000 | 5,458 |
| Net interest income | $1,974,000 | 5,922 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $509,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $446,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $1,662,000 | 5,725 |
| Salaries and employee benefits | $985,000 | 5,465 |
| Premises and equipment expense | $213,000 | 5,887 |
| Additional noninterest expense | $464,000 | 5,927 |
| Pre-tax net operating income | $821,000 | 5,272 |
| Securities gains (losses) | $44,000 | 930 |
| Applicable income taxes | $136,000 | 4,918 |
| Income before extraordinary items | $729,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $729,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $241,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $692,040 | 5,073 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 5,813 |
| Total interest expense | $639,000 | 5,396 |
| Net interest income | $1,311,000 | 5,928 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $283,000 | 2,733 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $1,085,000 | 5,784 |
| Salaries and employee benefits | $639,000 | 5,537 |
| Premises and equipment expense | $128,000 | 6,137 |
| Additional noninterest expense | $318,000 | 5,817 |
| Pre-tax net operating income | $546,000 | 5,248 |
| Securities gains (losses) | $41,000 | 865 |
| Applicable income taxes | $91,000 | 4,932 |
| Income before extraordinary items | $496,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $241,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $461,560 | 5,039 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 5,868 |
| Total interest expense | $304,000 | 5,440 |
| Net interest income | $651,000 | 5,968 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $137,000 | 2,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $536,000 | 5,866 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $271,000 | 5,254 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $247,000 | 4,900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $247,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $241,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $228,520 | 5,069 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 5,782 |
| Total interest expense | $1,103,000 | 5,374 |
| Net interest income | $2,628,000 | 5,842 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $664,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $592,000 | 2,732 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $2,174,000 | 5,737 |
| Salaries and employee benefits | $1,293,000 | 5,450 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $635,000 | 5,813 |
| Pre-tax net operating income | $1,118,000 | 4,955 |
| Securities gains (losses) | $76,000 | 1,435 |
| Applicable income taxes | $193,000 | 4,800 |
| Income before extraordinary items | $1,001,000 | 4,701 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,001,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $141,000 | 5,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $937,160 | 4,794 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 5,773 |
| Total interest expense | $818,000 | 5,386 |
| Net interest income | $1,979,000 | 5,824 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $502,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $462,000 | 2,663 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $1,602,000 | 5,766 |
| Salaries and employee benefits | $963,000 | 5,445 |
| Premises and equipment expense | $187,000 | 6,184 |
| Additional noninterest expense | $452,000 | 5,924 |
| Pre-tax net operating income | $864,000 | 4,987 |
| Securities gains (losses) | $62,000 | 1,498 |
| Applicable income taxes | $140,000 | 4,936 |
| Income before extraordinary items | $786,000 | 4,670 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $786,000 | 4,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $141,000 | 4,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $733,300 | 4,751 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 5,841 |
| Total interest expense | $535,000 | 5,456 |
| Net interest income | $1,289,000 | 5,897 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $306,000 | 2,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $1,060,000 | 5,816 |
| Salaries and employee benefits | $632,000 | 5,522 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $305,000 | 5,930 |
| Pre-tax net operating income | $538,000 | 5,127 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $495,000 | 4,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $141,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $455,050 | 4,888 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,924 |
| Total interest expense | $267,000 | 5,529 |
| Net interest income | $632,000 | 5,974 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $147,000 | 2,717 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $532,000 | 5,842 |
| Salaries and employee benefits | $315,000 | 5,582 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $246,000 | 5,324 |
| Securities gains (losses) | $40,000 | 1,323 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $141,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $207,400 | 5,127 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 6,003 |
| Total interest expense | $1,130,000 | 5,767 |
| Net interest income | $2,421,000 | 6,011 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $637,000 | 4,817 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $609,000 | 2,662 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $2,150,000 | 5,749 |
| Salaries and employee benefits | $1,271,000 | 5,433 |
| Premises and equipment expense | $224,000 | 6,499 |
| Additional noninterest expense | $655,000 | 5,708 |
| Pre-tax net operating income | $858,000 | 5,525 |
| Securities gains (losses) | $180,000 | 1,411 |
| Applicable income taxes | $180,000 | 5,071 |
| Income before extraordinary items | $858,000 | 5,063 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $858,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $121,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $708,600 | 5,392 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 6,051 |
| Total interest expense | $872,000 | 5,819 |
| Net interest income | $1,810,000 | 6,031 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $491,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $461,000 | 2,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,582,000 | 5,800 |
| Salaries and employee benefits | $945,000 | 5,439 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $461,000 | 5,901 |
| Pre-tax net operating income | $679,000 | 5,586 |
| Securities gains (losses) | $181,000 | 1,294 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $760,000 | 4,745 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $760,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $121,000 | 4,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $600,720 | 5,212 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 6,101 |
| Total interest expense | $595,000 | 5,869 |
| Net interest income | $1,186,000 | 6,103 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $323,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $299,000 | 2,656 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $1,055,000 | 5,809 |
| Salaries and employee benefits | $631,000 | 5,450 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $309,000 | 5,890 |
| Pre-tax net operating income | $424,000 | 5,717 |
| Securities gains (losses) | $184,000 | 1,098 |
| Applicable income taxes | $53,000 | 5,859 |
| Income before extraordinary items | $555,000 | 4,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $555,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $121,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $387,560 | 5,287 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,162 |
| Total interest expense | $301,000 | 5,928 |
| Net interest income | $580,000 | 6,161 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $184,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 2,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $535,000 | 5,761 |
| Salaries and employee benefits | $314,000 | 5,484 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $209,000 | 5,741 |
| Securities gains (losses) | $183,000 | 696 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $367,000 | 3,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $121,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,980 | 5,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 6,200 |
| Total interest expense | $1,351,000 | 6,060 |
| Net interest income | $2,298,000 | 6,181 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $636,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $595,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $2,062,000 | 5,783 |
| Salaries and employee benefits | $1,184,000 | 5,531 |
| Premises and equipment expense | $232,000 | 6,364 |
| Additional noninterest expense | $646,000 | 5,676 |
| Pre-tax net operating income | $792,000 | 5,795 |
| Securities gains (losses) | $243,000 | 1,041 |
| Applicable income taxes | $97,000 | 5,991 |
| Income before extraordinary items | $938,000 | 4,768 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $938,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $124,000 | 5,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $716,870 | 5,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 6,190 |
| Total interest expense | $1,857,000 | 6,332 |
| Net interest income | $2,350,000 | 5,926 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $527,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $529,000 | 2,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-2,000 | 9,560 |
| Total noninterest expense | $1,892,000 | 5,946 |
| Salaries and employee benefits | $1,059,000 | 5,787 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $596,000 | 5,861 |
| Pre-tax net operating income | $835,000 | 5,373 |
| Securities gains (losses) | $177,000 | 1,296 |
| Applicable income taxes | $123,000 | 5,738 |
| Income before extraordinary items | $889,000 | 4,601 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $889,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $119,000 | 5,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $733,240 | 5,007 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 6,270 |
| Total interest expense | $1,858,000 | 6,495 |
| Net interest income | $2,417,000 | 5,936 |
| Provision for loan and lease losses | $163,000 | 4,226 |
| Total noninterest income | $657,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $1,895,000 | 5,872 |
| Salaries and employee benefits | $987,000 | 5,965 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $678,000 | 5,305 |
| Pre-tax net operating income | $1,016,000 | 5,215 |
| Securities gains (losses) | $25,000 | 900 |
| Applicable income taxes | $137,000 | 6,078 |
| Income before extraordinary items | $904,000 | 4,666 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $904,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $99,000 | 6,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $882,250 | 4,744 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 6,531 |
| Total interest expense | $1,596,000 | 6,735 |
| Net interest income | $2,200,000 | 6,278 |
| Provision for loan and lease losses | $94,000 | 5,385 |
| Total noninterest income | $667,000 | 4,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $563,000 | 2,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $1,783,000 | 6,115 |
| Salaries and employee benefits | $936,000 | 6,164 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $632,000 | 5,632 |
| Pre-tax net operating income | $990,000 | 5,338 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $850,000 | 4,901 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $850,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,793 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $847,420 | 4,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 6,958 |
| Total interest expense | $1,368,000 | 7,503 |
| Net interest income | $2,128,000 | 6,434 |
| Provision for loan and lease losses | $97,000 | 5,195 |
| Total noninterest income | $616,000 | 4,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,650,000 | 6,326 |
| Salaries and employee benefits | $858,000 | 6,425 |
| Premises and equipment expense | $230,000 | 6,261 |
| Additional noninterest expense | $562,000 | 6,004 |
| Pre-tax net operating income | $997,000 | 5,425 |
| Securities gains (losses) | $39,000 | 1,926 |
| Applicable income taxes | $211,000 | 6,064 |
| Income before extraordinary items | $825,000 | 5,098 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $825,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $793,800 | 5,121 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 7,217 |
| Total interest expense | $1,366,000 | 7,671 |
| Net interest income | $2,080,000 | 6,757 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $558,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,572,000 | 6,605 |
| Salaries and employee benefits | $830,000 | 6,630 |
| Premises and equipment expense | $227,000 | 6,392 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $975,000 | 5,910 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $223,000 | 6,590 |
| Income before extraordinary items | $778,000 | 5,549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $778,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,288 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $757,720 | 5,600 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 8,154 |
| Total interest expense | $1,121,000 | 8,630 |
| Net interest income | $1,761,000 | 7,643 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $446,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,325,000 | 7,588 |
| Salaries and employee benefits | $693,000 | 7,580 |
| Premises and equipment expense | $176,000 | 7,509 |
| Additional noninterest expense | $456,000 | 7,412 |
| Pre-tax net operating income | $830,000 | 6,372 |
| Securities gains (losses) | $42,000 | 1,458 |
| Applicable income taxes | $214,000 | 6,916 |
| Income before extraordinary items | $658,000 | 5,955 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $658,000 | 5,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $626,500 | 6,061 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 8,447 |
| Total interest expense | $1,039,000 | 9,122 |
| Net interest income | $1,803,000 | 7,759 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $382,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,219,000 | 8,147 |
| Salaries and employee benefits | $653,000 | 8,041 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $410,000 | 8,093 |
| Pre-tax net operating income | $952,000 | 6,188 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $244,000 | 6,732 |
| Income before extraordinary items | $723,000 | 5,850 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $723,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $711,750 | 5,902 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 9,009 |
| Total interest expense | $798,000 | 9,618 |
| Net interest income | $1,645,000 | 8,470 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $394,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $1,211,000 | 8,565 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $411,000 | 8,718 |
| Pre-tax net operating income | $770,000 | 7,031 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $592,000 | 6,598 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $592,000 | 6,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $566,100 | 6,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 9,578 |
| Total interest expense | $746,000 | 10,331 |
| Net interest income | $1,555,000 | 8,929 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $360,000 | 6,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,143,000 | 9,140 |
| Salaries and employee benefits | $591,000 | 8,879 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $396,000 | 9,306 |
| Pre-tax net operating income | $698,000 | 7,377 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $513,000 | 7,437 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $513,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $504,360 | 7,262 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 10,254 |
| Total interest expense | $913,000 | 10,805 |
| Net interest income | $1,409,000 | 9,599 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $357,000 | 7,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,148,000 | 9,287 |
| Salaries and employee benefits | $566,000 | 9,121 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $415,000 | 9,394 |
| Pre-tax net operating income | $528,000 | 8,217 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $451,000 | 7,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $451,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $390,320 | 7,959 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.