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CapStar Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$158,183,000363
Total interest expense$70,732,000302
Net interest income$87,451,000414
Provision for loan and lease losses$848,000928
Total noninterest income$26,139,000373
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,289,000262
Trading account gains and feesNANA
Additional Noninterest Income$20,850,000312
Total noninterest expense$72,369,000410
Salaries and employee benefits$39,884,000402
Premises and equipment expense$5,752,000491
Additional noninterest expense$20,850,000312
Pre-tax net operating income$40,373,000413
Securities gains (losses)$5,000865
Applicable income taxes$7,071,000439
Income before extraordinary items$33,307,000390
Extraordinary gains, net$054
Net income$33,307,000395
Minority interest net income$088
Net income of bank and minority interests.$33,307,000392
Net charge-offs$805,000599
Cash dividends$30,830,000236
Sale, conversion, retirement of capital stock, net$1,486,000160
Net operating income$33,302,900404
2023-09-30 (YTD Data)Rank
Total interest income$116,320,000361
Total interest expense$48,993,000307
Net interest income$67,327,000413
Provision for loan and lease losses$903,000694
Total noninterest income$18,762,000392
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,979,000258
Trading account gains and feesNANA
Additional Noninterest Income$14,783,000335
Total noninterest expense$54,559,000404
Salaries and employee benefits$30,124,000402
Premises and equipment expense$4,465,000476
Additional noninterest expense$14,783,000335
Pre-tax net operating income$30,627,000428
Securities gains (losses)$5,000699
Applicable income taxes$6,054,000416
Income before extraordinary items$24,578,000415
Extraordinary gains, net$052
Net income$24,578,000419
Minority interest net income$081
Net income of bank and minority interests.$24,578,000415
Net charge-offs$699,000495
Cash dividends$28,530,000207
Sale, conversion, retirement of capital stock, net$1,015,000160
Net operating income$24,574,000421
2023-06-30 (YTD Data)Rank
Total interest income$75,057,000353
Total interest expense$28,492,000305
Net interest income$46,565,000394
Provision for loan and lease losses$2,464,000314
Total noninterest income$12,487,000381
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,632,000253
Trading account gains and feesNANA
Additional Noninterest Income$9,855,000324
Total noninterest expense$37,605,000382
Salaries and employee benefits$20,659,000385
Premises and equipment expense$3,057,000458
Additional noninterest expense$9,855,000324
Pre-tax net operating income$18,983,000442
Securities gains (losses)$5,000745
Applicable income taxes$3,676,000440
Income before extraordinary items$15,312,000431
Extraordinary gains, net$051
Net income$15,312,000439
Minority interest net income$081
Net income of bank and minority interests.$15,312,000431
Net charge-offs$349,000523
Cash dividends$26,230,000154
Sale, conversion, retirement of capital stock, net$662,000149
Net operating income$15,307,950437
2023-03-31 (YTD Data)Rank
Total interest income$35,782,000370
Total interest expense$12,170,000313
Net interest income$23,612,000398
Provision for loan and lease losses$2,442,000209
Total noninterest income$6,268,000380
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,368,000253
Trading account gains and feesNANA
Additional Noninterest Income$4,900,000329
Total noninterest expense$18,814,000391
Salaries and employee benefits$10,233,000399
Premises and equipment expense$1,652,000442
Additional noninterest expense$4,900,000329
Pre-tax net operating income$8,624,000486
Securities gains (losses)$5,000739
Applicable income taxes$1,719,000470
Income before extraordinary items$6,910,000485
Extraordinary gains, net$04
Net income$6,910,000486
Minority interest net income$048
Net income of bank and minority interests.$6,910,000486
Net charge-offs$165,000476
Cash dividends$14,180,000145
Sale, conversion, retirement of capital stock, net$301,000144
Net operating income$6,906,000496
2022-12-31 (YTD Data)Rank
Total interest income$113,519,000371
Total interest expense$15,867,000313
Net interest income$97,652,000376
Provision for loan and lease losses$2,474,000451
Total noninterest income$24,503,000413
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,781,000289
Trading account gains and feesNANA
Additional Noninterest Income$19,722,000353
Total noninterest expense$68,461,000412
Salaries and employee benefits$37,635,000409
Premises and equipment expense$5,693,000489
Additional noninterest expense$19,722,000353
Pre-tax net operating income$51,220,000372
Securities gains (losses)$8,000463
Applicable income taxes$10,404,000373
Income before extraordinary items$40,824,000371
Extraordinary gains, net$05
Net income$40,824,000372
Minority interest net income$063
Net income of bank and minority interests.$40,824,000372
Net charge-offs$366,000710
Cash dividends$14,100,000362
Sale, conversion, retirement of capital stock, net$1,224,000214
Net operating income$40,817,600382
2022-09-30 (YTD Data)Rank
Total interest income$79,719,000371
Total interest expense$7,415,000330
Net interest income$72,304,000371
Provision for loan and lease losses$926,000659
Total noninterest income$18,221,000432
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,575,000292
Trading account gains and feesNANA
Additional Noninterest Income$14,646,000375
Total noninterest expense$51,841,000408
Salaries and employee benefits$27,391,000420
Premises and equipment expense$4,281,000485
Additional noninterest expense$14,646,000375
Pre-tax net operating income$37,758,000377
Securities gains (losses)$8,000472
Applicable income taxes$7,537,000379
Income before extraordinary items$30,229,000372
Extraordinary gains, net$04
Net income$30,229,000371
Minority interest net income$057
Net income of bank and minority interests.$30,229,000372
Net charge-offs$192,000708
Cash dividends$11,900,000311
Sale, conversion, retirement of capital stock, net$841,000208
Net operating income$30,222,600380
2022-06-30 (YTD Data)Rank
Total interest income$49,285,000375
Total interest expense$2,906,000419
Net interest income$46,379,000372
Provision for loan and lease losses$59,0001,866
Total noninterest income$14,958,000353
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,324,000292
Trading account gains and feesNANA
Additional Noninterest Income$12,634,000314
Total noninterest expense$34,376,000402
Salaries and employee benefits$19,263,000391
Premises and equipment expense$2,841,000481
Additional noninterest expense$12,272,000368
Pre-tax net operating income$26,902,000355
Securities gains (losses)$0687
Applicable income taxes$5,343,000351
Income before extraordinary items$21,559,000340
Extraordinary gains, net$04
Net income$21,559,000340
Minority interest net income$060
Net income of bank and minority interests.$21,559,000340
Net charge-offs$73,000833
Cash dividends$9,689,000282
Sale, conversion, retirement of capital stock, net$624,000179
Net operating income$21,559,000350
2022-03-31 (YTD Data)Rank
Total interest income$22,784,000392
Total interest expense$1,250,000446
Net interest income$21,534,000388
Provision for loan and lease losses$-784,0004,669
Total noninterest income$9,086,000327
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,142,000297
Trading account gains and feesNANA
Additional Noninterest Income$7,944,000279
Total noninterest expense$17,554,000395
Salaries and employee benefits$10,162,000383
Premises and equipment expense$1,436,000482
Additional noninterest expense$5,956,000376
Pre-tax net operating income$13,850,000331
Securities gains (losses)$0623
Applicable income taxes$2,750,000338
Income before extraordinary items$11,100,000324
Extraordinary gains, net$04
Net income$11,100,000324
Minority interest net income$050
Net income of bank and minority interests.$11,100,000324
Net charge-offs$57,000632
Cash dividends$1,350,000635
Sale, conversion, retirement of capital stock, net$299,000152
Net operating income$11,100,000330
2021-12-31 (YTD Data)Rank
Total interest income$98,459,000367
Total interest expense$5,714,000476
Net interest income$92,745,000357
Provision for loan and lease losses$-1,066,0004,535
Total noninterest income$42,640,000311
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,515,000289
Trading account gains and feesNANA
Additional Noninterest Income$38,125,000266
Total noninterest expense$72,574,000377
Salaries and employee benefits$41,328,000374
Premises and equipment expense$5,882,000468
Additional noninterest expense$25,364,000359
Pre-tax net operating income$63,877,000317
Securities gains (losses)$28,0001,366
Applicable income taxes$13,344,000325
Income before extraordinary items$50,561,000327
Extraordinary gains, net$010
Net income$50,561,000327
Minority interest net income$074
Net income of bank and minority interests.$50,561,000327
Net charge-offs$481,000652
Cash dividends$5,150,000773
Sale, conversion, retirement of capital stock, net$1,381,000201
Net operating income$50,538,880320
2021-09-30 (YTD Data)Rank
Total interest income$73,800,000372
Total interest expense$4,441,000481
Net interest income$69,359,000362
Provision for loan and lease losses$-415,0004,527
Total noninterest income$31,518,000316
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,398,000286
Trading account gains and feesNANA
Additional Noninterest Income$28,120,000273
Total noninterest expense$54,113,000383
Salaries and employee benefits$30,887,000379
Premises and equipment expense$4,452,000473
Additional noninterest expense$18,774,000352
Pre-tax net operating income$47,179,000326
Securities gains (losses)$20,0001,394
Applicable income taxes$9,563,000338
Income before extraordinary items$37,636,000336
Extraordinary gains, net$08
Net income$37,636,000335
Minority interest net income$069
Net income of bank and minority interests.$37,636,000336
Net charge-offs$297,000649
Cash dividends$3,799,000720
Sale, conversion, retirement of capital stock, net$994,000188
Net operating income$37,620,000330
2021-06-30 (YTD Data)Rank
Total interest income$49,110,000369
Total interest expense$3,109,000485
Net interest income$46,001,000362
Provision for loan and lease losses$-415,0004,599
Total noninterest income$19,879,000332
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,211,000285
Trading account gains and feesNANA
Additional Noninterest Income$17,668,000287
Total noninterest expense$35,992,000379
Salaries and employee benefits$20,014,000381
Premises and equipment expense$3,066,000458
Additional noninterest expense$12,912,000346
Pre-tax net operating income$30,303,000337
Securities gains (losses)$13,0001,320
Applicable income taxes$6,254,000347
Income before extraordinary items$24,062,000339
Extraordinary gains, net$06
Net income$24,062,000338
Minority interest net income$067
Net income of bank and minority interests.$24,062,000339
Net charge-offs$76,0001,011
Cash dividends$2,450,000732
Sale, conversion, retirement of capital stock, net$669,000164
Net operating income$24,051,730331
2021-03-31 (YTD Data)Rank
Total interest income$24,277,000370
Total interest expense$1,702,000477
Net interest income$22,575,000364
Provision for loan and lease losses$650,000281
Total noninterest income$9,986,000338
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,102,000274
Trading account gains and feesNANA
Additional Noninterest Income$8,884,000297
Total noninterest expense$17,183,000387
Salaries and employee benefits$9,319,000409
Premises and equipment expense$1,508,000464
Additional noninterest expense$6,356,000343
Pre-tax net operating income$14,728,000344
Securities gains (losses)$26,000818
Applicable income taxes$3,261,000333
Income before extraordinary items$11,493,000361
Extraordinary gains, net$03
Net income$11,493,000358
Minority interest net income$055
Net income of bank and minority interests.$11,493,000361
Net charge-offs$18,0001,181
Cash dividends$1,120,000690
Sale, conversion, retirement of capital stock, net$251,000167
Net operating income$11,472,460355
2020-12-31 (YTD Data)Rank
Total interest income$91,851,000392
Total interest expense$14,736,000357
Net interest income$77,115,000396
Provision for loan and lease losses$11,479,000310
Total noninterest income$43,115,000301
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,494,000336
Trading account gains and feesNANA
Additional Noninterest Income$39,621,000252
Total noninterest expense$75,979,000357
Salaries and employee benefits$44,822,000341
Premises and equipment expense$5,072,000520
Additional noninterest expense$26,085,000341
Pre-tax net operating income$32,772,000404
Securities gains (losses)$125,0001,275
Applicable income taxes$6,588,000408
Income before extraordinary items$26,309,000421
Extraordinary gains, net$04
Net income$26,309,000420
Minority interest net income$072
Net income of bank and minority interests.$26,309,000421
Net charge-offs$839,000720
Cash dividends$4,075,000888
Sale, conversion, retirement of capital stock, net$1,181,000190
Net operating income$26,209,000413
2020-09-30 (YTD Data)Rank
Total interest income$67,121,000395
Total interest expense$12,735,000333
Net interest income$54,386,000410
Provision for loan and lease losses$11,295,000284
Total noninterest income$31,424,000300
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,531,000337
Trading account gains and feesNANA
Additional Noninterest Income$28,893,000249
Total noninterest expense$54,860,000358
Salaries and employee benefits$32,933,000339
Premises and equipment expense$3,707,000528
Additional noninterest expense$18,220,000349
Pre-tax net operating income$19,655,000448
Securities gains (losses)$74,0001,349
Applicable income taxes$3,660,000469
Income before extraordinary items$16,069,000471
Extraordinary gains, net$04
Net income$16,069,000470
Minority interest net income$065
Net income of bank and minority interests.$16,069,000471
Net charge-offs$732,000604
Cash dividends$2,975,000824
Sale, conversion, retirement of capital stock, net$70,340,00011
Net operating income$16,009,060464
2020-06-30 (YTD Data)Rank
Total interest income$42,479,000417
Total interest expense$8,143,000384
Net interest income$34,336,000424
Provision for loan and lease losses$9,176,000275
Total noninterest income$16,657,000321
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,466,000380
Trading account gains and feesNANA
Additional Noninterest Income$15,191,000271
Total noninterest expense$32,500,000395
Salaries and employee benefits$20,092,000355
Premises and equipment expense$2,304,000560
Additional noninterest expense$10,104,000393
Pre-tax net operating income$9,317,000540
Securities gains (losses)$40,0001,392
Applicable income taxes$1,349,000654
Income before extraordinary items$8,008,000549
Extraordinary gains, net$04
Net income$8,008,000548
Minority interest net income$065
Net income of bank and minority interests.$8,008,000549
Net charge-offs$745,000467
Cash dividends$1,850,000858
Sale, conversion, retirement of capital stock, net$778,000136
Net operating income$7,973,600527
2020-03-31 (YTD Data)Rank
Total interest income$21,738,000412
Total interest expense$5,077,000347
Net interest income$16,661,000431
Provision for loan and lease losses$7,553,000215
Total noninterest income$5,847,000376
Gross Fiduciary activities income$0941
Service charges on deposit accounts$775,000407
Trading account gains and feesNANA
Additional Noninterest Income$5,072,000306
Total noninterest expense$14,008,000446
Salaries and employee benefits$7,895,000438
Premises and equipment expense$1,150,000571
Additional noninterest expense$4,963,000389
Pre-tax net operating income$947,0001,908
Securities gains (losses)$27,0001,058
Applicable income taxes$-523,0005,028
Income before extraordinary items$1,497,0001,190
Extraordinary gains, net$04
Net income$1,497,0001,189
Minority interest net income$056
Net income of bank and minority interests.$1,497,0001,190
Net charge-offs$44,0001,261
Cash dividends$925,000872
Sale, conversion, retirement of capital stock, net$236,000167
Net operating income$1,470,0001,188
2019-12-31 (YTD Data)Rank
Total interest income$91,547,000395
Total interest expense$23,799,000331
Net interest income$67,748,000423
Provision for loan and lease losses$761,0001,120
Total noninterest income$24,374,000370
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,135,000405
Trading account gains and feesNANA
Additional Noninterest Income$21,239,000316
Total noninterest expense$60,913,000389
Salaries and employee benefits$34,933,000388
Premises and equipment expense$4,706,000550
Additional noninterest expense$21,274,000362
Pre-tax net operating income$30,448,000442
Securities gains (losses)$-99,0005,080
Applicable income taxes$7,106,000396
Income before extraordinary items$23,243,000478
Extraordinary gains, net$011
Net income$23,243,000479
Minority interest net income$076
Net income of bank and minority interests.$23,243,000479
Net charge-offs$269,0001,439
Cash dividends$3,530,0001,063
Sale, conversion, retirement of capital stock, net$957,000221
Net operating income$23,321,210467
2019-09-30 (YTD Data)Rank
Total interest income$69,341,000395
Total interest expense$18,175,000331
Net interest income$51,166,000424
Provision for loan and lease losses$761,000850
Total noninterest income$18,663,000360
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,399,000398
Trading account gains and feesNANA
Additional Noninterest Income$16,264,000310
Total noninterest expense$45,893,000385
Salaries and employee benefits$25,768,000395
Premises and equipment expense$3,604,000546
Additional noninterest expense$16,521,000359
Pre-tax net operating income$23,175,000440
Securities gains (losses)$-108,0005,165
Applicable income taxes$5,433,000394
Income before extraordinary items$17,634,000473
Extraordinary gains, net$011
Net income$17,634,000473
Minority interest net income$072
Net income of bank and minority interests.$17,634,000473
Net charge-offs$46,0002,267
Cash dividends$2,605,000977
Sale, conversion, retirement of capital stock, net$819,000185
Net operating income$17,719,320462
2019-06-30 (YTD Data)Rank
Total interest income$46,125,000397
Total interest expense$12,115,000329
Net interest income$34,010,000426
Provision for loan and lease losses$886,000544
Total noninterest income$11,876,000362
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,611,000395
Trading account gains and fees$0131
Additional Noninterest Income$10,265,000306
Total noninterest expense$30,581,000387
Salaries and employee benefits$16,691,000403
Premises and equipment expense$2,412,000546
Additional noninterest expense$11,478,000351
Pre-tax net operating income$14,419,000462
Securities gains (losses)$-108,0005,217
Applicable income taxes$3,306,000411
Income before extraordinary items$11,005,000501
Extraordinary gains, net$011
Net income$11,005,000500
Minority interest net income$069
Net income of bank and minority interests.$11,005,000500
Net charge-offs$96,0001,437
Cash dividends$1,680,0001,010
Sale, conversion, retirement of capital stock, net$503,000174
Net operating income$11,090,320482
2019-03-31 (YTD Data)Rank
Total interest income$22,967,000398
Total interest expense$5,965,000331
Net interest income$17,002,000423
Provision for loan and lease losses$886,000316
Total noninterest income$4,722,000416
Gross Fiduciary activities income$0972
Service charges on deposit accounts$798,000392
Trading account gains and fees$0126
Additional Noninterest Income$3,924,000348
Total noninterest expense$14,403,000414
Salaries and employee benefits$8,280,000406
Premises and equipment expense$1,172,000557
Additional noninterest expense$4,951,000386
Pre-tax net operating income$6,435,000489
Securities gains (losses)$12,000677
Applicable income taxes$1,420,000463
Income before extraordinary items$5,027,000519
Extraordinary gains, net$05
Net income$5,027,000518
Minority interest net income$052
Net income of bank and minority interests.$5,027,000518
Net charge-offs$40,0001,335
Cash dividends$745,0001,036
Sale, conversion, retirement of capital stock, net$176,000174
Net operating income$5,017,520506
2018-12-31 (YTD Data)Rank
Total interest income$67,780,000484
Total interest expense$16,089,000355
Net interest income$51,691,000527
Provision for loan and lease losses$2,842,000386
Total noninterest income$15,458,000500
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,150,000596
Trading account gains and fees$132,000111
Additional Noninterest Income$13,176,000416
Total noninterest expense$52,433,000442
Salaries and employee benefits$28,056,000444
Premises and equipment expense$3,132,000794
Additional noninterest expense$21,245,000369
Pre-tax net operating income$11,874,000915
Securities gains (losses)$3,000894
Applicable income taxes$1,409,0001,093
Income before extraordinary items$10,468,000873
Extraordinary gains, net$06
Net income$10,468,000871
Minority interest net income$072
Net income of bank and minority interests.$10,468,000872
Net charge-offs$4,450,000213
Cash dividends$1,225,0001,988
Sale, conversion, retirement of capital stock, net$1,634,000184
Net operating income$10,465,360874
2018-09-30 (YTD Data)Rank
Total interest income$44,881,000532
Total interest expense$10,905,000366
Net interest income$33,976,000594
Provision for loan and lease losses$1,328,000525
Total noninterest income$9,070,000598
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,357,000701
Trading account gains and fees$132,000118
Additional Noninterest Income$7,581,000508
Total noninterest expense$28,857,000585
Salaries and employee benefits$18,733,000495
Premises and equipment expense$2,075,000903
Additional noninterest expense$8,049,000641
Pre-tax net operating income$12,861,000673
Securities gains (losses)$2,000952
Applicable income taxes$1,885,000758
Income before extraordinary items$10,978,000647
Extraordinary gains, net$05
Net income$10,978,000646
Minority interest net income$066
Net income of bank and minority interests.$10,978,000646
Net charge-offs$-169,0005,220
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$520,000249
Net operating income$10,976,300647
2018-06-30 (YTD Data)Rank
Total interest income$29,097,000540
Total interest expense$6,663,000372
Net interest income$22,434,000596
Provision for loan and lease losses$846,000538
Total noninterest income$5,850,000616
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$829,000745
Trading account gains and fees$123,00098
Additional Noninterest Income$4,898,000515
Total noninterest expense$19,070,000585
Salaries and employee benefits$12,352,000505
Premises and equipment expense$1,405,000891
Additional noninterest expense$5,313,000644
Pre-tax net operating income$8,368,000682
Securities gains (losses)$3,000768
Applicable income taxes$1,266,000745
Income before extraordinary items$7,105,000676
Extraordinary gains, net$06
Net income$7,105,000673
Minority interest net income$065
Net income of bank and minority interests.$7,105,000675
Net charge-offs$-137,0005,281
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$276,000248
Net operating income$7,102,450674
2018-03-31 (YTD Data)Rank
Total interest income$13,744,000557
Total interest expense$2,898,000393
Net interest income$10,846,000617
Provision for loan and lease losses$678,000367
Total noninterest income$3,089,000592
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$402,000771
Trading account gains and fees$98,00091
Additional Noninterest Income$2,589,000481
Total noninterest expense$9,289,000616
Salaries and employee benefits$6,134,000507
Premises and equipment expense$700,000896
Additional noninterest expense$2,455,000684
Pre-tax net operating income$3,968,000686
Securities gains (losses)$0735
Applicable income taxes$550,000803
Income before extraordinary items$3,418,000679
Extraordinary gains, net$07
Net income$3,418,000678
Minority interest net income$052
Net income of bank and minority interests.$3,418,000679
Net charge-offs$-164,0005,458
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-24,0005,565
Net operating income$3,418,000674
2017-12-31 (YTD Data)Rank
Total interest income$51,515,000555
Total interest expense$9,652,000386
Net interest income$41,863,000604
Provision for loan and lease losses$12,870,000134
Total noninterest income$10,973,000645
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,516,000811
Trading account gains and fees$93,000123
Additional Noninterest Income$9,364,000535
Total noninterest expense$32,887,000669
Salaries and employee benefits$19,909,000605
Premises and equipment expense$2,726,000898
Additional noninterest expense$10,252,000662
Pre-tax net operating income$7,079,0001,300
Securities gains (losses)$-64,0005,347
Applicable income taxes$4,891,000674
Income before extraordinary items$2,124,0002,589
Extraordinary gains, net$09
Net income$2,124,0002,589
Minority interest net income$076
Net income of bank and minority interests.$2,124,0002,589
Net charge-offs$10,783,000134
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$592,000272
Net operating income$2,164,9602,536
2017-09-30 (YTD Data)Rank
Total interest income$38,390,000559
Total interest expense$7,045,000384
Net interest income$31,345,000601
Provision for loan and lease losses$12,900,000117
Total noninterest income$8,129,000657
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,097,000840
Trading account gains and fees$93,000118
Additional Noninterest Income$6,939,000551
Total noninterest expense$24,471,000674
Salaries and employee benefits$14,620,000622
Premises and equipment expense$2,089,000891
Additional noninterest expense$7,762,000659
Pre-tax net operating income$2,103,0002,651
Securities gains (losses)$42,000955
Applicable income taxes$314,0002,442
Income before extraordinary items$1,831,0002,545
Extraordinary gains, net$09
Net income$1,831,0002,545
Minority interest net income$071
Net income of bank and minority interests.$1,831,0002,545
Net charge-offs$10,412,000103
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$507,000235
Net operating income$1,795,3002,566
2017-06-30 (YTD Data)Rank
Total interest income$24,869,000568
Total interest expense$4,367,000394
Net interest income$20,502,000608
Provision for loan and lease losses$13,094,00092
Total noninterest income$4,766,000724
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$670,000907
Trading account gains and fees$93,000108
Additional Noninterest Income$4,003,000596
Total noninterest expense$16,271,000676
Salaries and employee benefits$9,625,000637
Premises and equipment expense$1,328,000923
Additional noninterest expense$5,318,000644
Pre-tax net operating income$-4,097,0005,786
Securities gains (losses)$34,000793
Applicable income taxes$-1,287,0005,773
Income before extraordinary items$-2,776,0005,775
Extraordinary gains, net$011
Net income$-2,776,0005,775
Minority interest net income$071
Net income of bank and minority interests.$-2,776,0005,775
Net charge-offs$12,274,00086
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$273,000247
Net operating income$-2,799,1205,776
2017-03-31 (YTD Data)Rank
Total interest income$11,978,000580
Total interest expense$2,047,000402
Net interest income$9,931,000623
Provision for loan and lease losses$3,405,000130
Total noninterest income$2,140,000763
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$329,000920
Trading account gains and fees$12,000130
Additional Noninterest Income$1,799,000643
Total noninterest expense$8,209,000676
Salaries and employee benefits$4,964,000618
Premises and equipment expense$604,0001,002
Additional noninterest expense$2,641,000640
Pre-tax net operating income$457,0003,226
Securities gains (losses)$-6,0005,606
Applicable income taxes$10,0003,599
Income before extraordinary items$441,0002,967
Extraordinary gains, net$08
Net income$441,0002,967
Minority interest net income$055
Net income of bank and minority interests.$441,0002,967
Net charge-offs$1,042,000218
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$446,8802,930
2016-12-31 (YTD Data)Rank
Total interest income$45,394,000595
Total interest expense$6,931,000436
Net interest income$38,463,000628
Provision for loan and lease losses$2,829,000402
Total noninterest income$10,964,000648
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,108,0001,101
Trading account gains and fees$39,000154
Additional Noninterest Income$9,817,000521
Total noninterest expense$32,387,000668
Salaries and employee benefits$20,098,000580
Premises and equipment expense$2,048,0001,156
Additional noninterest expense$10,241,000671
Pre-tax net operating income$14,211,000673
Securities gains (losses)$121,0001,208
Applicable income taxes$4,752,000575
Income before extraordinary items$9,580,000791
Extraordinary gains, net$05
Net income$9,580,000791
Minority interest net income$082
Net income of bank and minority interests.$9,580,000790
Net charge-offs$1,327,000535
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$880,000219
Net operating income$9,498,930776
2016-09-30 (YTD Data)Rank
Total interest income$33,388,000602
Total interest expense$5,104,000438
Net interest income$28,284,000637
Provision for loan and lease losses$2,759,000318
Total noninterest income$8,008,000665
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$805,0001,126
Trading account gains and fees$26,000156
Additional Noninterest Income$7,177,000532
Total noninterest expense$24,137,000667
Salaries and employee benefits$15,034,000588
Premises and equipment expense$1,563,0001,139
Additional noninterest expense$7,540,000687
Pre-tax net operating income$9,396,000753
Securities gains (losses)$121,0001,127
Applicable income taxes$3,114,000638
Income before extraordinary items$6,403,000872
Extraordinary gains, net$05
Net income$6,403,000872
Minority interest net income$071
Net income of bank and minority interests.$6,403,000872
Net charge-offs$1,381,000378
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$666,000190
Net operating income$6,321,930853
2016-06-30 (YTD Data)Rank
Total interest income$21,513,000625
Total interest expense$3,355,000436
Net interest income$18,158,000657
Provision for loan and lease losses$1,120,000464
Total noninterest income$4,814,000700
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$529,0001,136
Trading account gains and fees$26,000146
Additional Noninterest Income$4,259,000573
Total noninterest expense$15,764,000677
Salaries and employee benefits$10,035,000588
Premises and equipment expense$1,085,0001,093
Additional noninterest expense$4,644,000724
Pre-tax net operating income$6,088,000765
Securities gains (losses)$125,000829
Applicable income taxes$2,021,000646
Income before extraordinary items$4,192,000874
Extraordinary gains, net$016
Net income$4,192,000873
Minority interest net income$071
Net income of bank and minority interests.$4,192,000873
Net charge-offs$799,000424
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$459,000177
Net operating income$4,108,250865
2016-03-31 (YTD Data)Rank
Total interest income$10,598,000635
Total interest expense$1,642,000439
Net interest income$8,956,000666
Provision for loan and lease losses$937,000295
Total noninterest income$2,332,000706
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$225,0001,297
Trading account gains and fees$0142
Additional Noninterest Income$2,107,000550
Total noninterest expense$8,010,000678
Salaries and employee benefits$5,218,000567
Premises and equipment expense$561,0001,061
Additional noninterest expense$2,231,000739
Pre-tax net operating income$2,341,000952
Securities gains (losses)$39,000933
Applicable income taxes$796,000749
Income before extraordinary items$1,584,0001,130
Extraordinary gains, net$012
Net income$1,584,0001,131
Minority interest net income$062
Net income of bank and minority interests.$1,584,0001,131
Net charge-offs$770,000252
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$208,000172
Net operating income$1,557,8701,121
2015-12-31 (YTD Data)Rank
Total interest income$40,503,000633
Total interest expense$5,731,000478
Net interest income$34,772,000654
Provision for loan and lease losses$1,651,000533
Total noninterest income$8,826,000747
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$910,0001,317
Trading account gains and fees$116,000112
Additional Noninterest Income$7,800,000598
Total noninterest expense$30,973,000672
Salaries and employee benefits$19,278,000581
Premises and equipment expense$2,129,0001,116
Additional noninterest expense$9,566,000699
Pre-tax net operating income$10,974,000811
Securities gains (losses)$55,0001,585
Applicable income taxes$3,470,000686
Income before extraordinary items$7,559,000946
Extraordinary gains, net$023
Net income$7,559,000946
Minority interest net income$081
Net income of bank and minority interests.$7,559,000946
Net charge-offs$2,801,000289
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$457,000317
Net operating income$7,521,050929
2015-09-30 (YTD Data)Rank
Total interest income$30,233,000638
Total interest expense$4,297,000477
Net interest income$25,936,000663
Provision for loan and lease losses$1,301,000472
Total noninterest income$6,864,000735
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$667,0001,360
Trading account gains and fees$99,000115
Additional Noninterest Income$6,098,000588
Total noninterest expense$23,649,000668
Salaries and employee benefits$14,628,000586
Premises and equipment expense$1,578,0001,150
Additional noninterest expense$7,443,000684
Pre-tax net operating income$7,850,000862
Securities gains (losses)$96,0001,063
Applicable income taxes$2,480,000720
Income before extraordinary items$5,466,000976
Extraordinary gains, net$021
Net income$5,466,000976
Minority interest net income$078
Net income of bank and minority interests.$5,466,000976
Net charge-offs$2,883,000220
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$305,000308
Net operating income$5,399,760961
2015-06-30 (YTD Data)Rank
Total interest income$19,431,000664
Total interest expense$2,911,000462
Net interest income$16,520,000695
Provision for loan and lease losses$721,000561
Total noninterest income$4,267,000776
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$432,0001,380
Trading account gains and fees$99,000115
Additional Noninterest Income$3,736,000629
Total noninterest expense$15,044,000699
Salaries and employee benefits$9,422,000598
Premises and equipment expense$1,088,0001,109
Additional noninterest expense$4,534,000741
Pre-tax net operating income$5,022,000888
Securities gains (losses)$57,0001,162
Applicable income taxes$1,649,000732
Income before extraordinary items$3,430,0001,034
Extraordinary gains, net$022
Net income$3,430,0001,034
Minority interest net income$075
Net income of bank and minority interests.$3,430,0001,034
Net charge-offs$3,064,000152
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$176,000305
Net operating income$3,391,2401,014
2015-03-31 (YTD Data)Rank
Total interest income$9,620,000662
Total interest expense$1,450,000469
Net interest income$8,170,000698
Provision for loan and lease losses$135,0001,198
Total noninterest income$1,914,000822
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$201,0001,441
Trading account gains and fees$99,00097
Additional Noninterest Income$1,614,000654
Total noninterest expense$7,719,000679
Salaries and employee benefits$4,890,000586
Premises and equipment expense$552,0001,101
Additional noninterest expense$2,277,000729
Pre-tax net operating income$2,230,000967
Securities gains (losses)$-2,0006,101
Applicable income taxes$659,000837
Income before extraordinary items$1,569,0001,088
Extraordinary gains, net$013
Net income$1,569,0001,089
Minority interest net income$064
Net income of bank and minority interests.$1,569,0001,089
Net charge-offs$80,0001,260
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$83,000287
Net operating income$1,570,4001,053
2014-12-31 (YTD Data)Rank
Total interest income$38,287,000655
Total interest expense$5,871,000475
Net interest income$32,416,000685
Provision for loan and lease losses$3,869,000259
Total noninterest income$7,228,000841
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,080,0001,208
Trading account gains and fees$196,000114
Additional Noninterest Income$5,952,000673
Total noninterest expense$28,384,000720
Salaries and employee benefits$17,474,000629
Premises and equipment expense$2,131,0001,118
Additional noninterest expense$8,779,000747
Pre-tax net operating income$7,391,0001,097
Securities gains (losses)$13,0002,526
Applicable income taxes$2,412,000856
Income before extraordinary items$4,992,0001,315
Extraordinary gains, net$017
Net income$4,992,0001,314
Minority interest net income$084
Net income of bank and minority interests.$4,992,0001,314
Net charge-offs$1,046,000861
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$348,000352
Net operating income$4,983,2901,282
2014-09-30 (YTD Data)Rank
Total interest income$27,992,000671
Total interest expense$4,370,000477
Net interest income$23,622,000698
Provision for loan and lease losses$700,000887
Total noninterest income$5,290,000858
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$802,0001,222
Trading account gains and fees$153,000109
Additional Noninterest Income$4,335,000689
Total noninterest expense$21,779,000702
Salaries and employee benefits$13,976,000582
Premises and equipment expense$1,608,0001,131
Additional noninterest expense$6,195,000794
Pre-tax net operating income$6,433,000980
Securities gains (losses)$45,0001,501
Applicable income taxes$2,178,000748
Income before extraordinary items$4,300,0001,157
Extraordinary gains, net$015
Net income$4,300,0001,155
Minority interest net income$081
Net income of bank and minority interests.$4,300,0001,156
Net charge-offs$541,0001,081
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$357,000284
Net operating income$4,270,3001,141
2014-06-30 (YTD Data)Rank
Total interest income$18,512,000672
Total interest expense$2,907,000480
Net interest income$15,605,000696
Provision for loan and lease losses$700,000642
Total noninterest income$2,938,000957
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$514,0001,248
Trading account gains and fees$37,000143
Additional Noninterest Income$2,387,000759
Total noninterest expense$14,609,000691
Salaries and employee benefits$9,531,000565
Premises and equipment expense$1,072,0001,137
Additional noninterest expense$4,006,000808
Pre-tax net operating income$3,234,0001,225
Securities gains (losses)$45,0001,223
Applicable income taxes$1,050,000933
Income before extraordinary items$2,229,0001,398
Extraordinary gains, net$020
Net income$2,229,0001,400
Minority interest net income$080
Net income of bank and minority interests.$2,229,0001,400
Net charge-offs$385,0001,069
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$266,000251
Net operating income$2,198,4001,391
2014-03-31 (YTD Data)Rank
Total interest income$9,205,000677
Total interest expense$1,493,000473
Net interest income$7,712,000711
Provision for loan and lease losses$113,0001,499
Total noninterest income$1,093,0001,159
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$241,0001,317
Trading account gains and fees$0147
Additional Noninterest Income$852,000958
Total noninterest expense$6,977,000730
Salaries and employee benefits$4,538,000605
Premises and equipment expense$513,0001,210
Additional noninterest expense$1,926,000831
Pre-tax net operating income$1,715,0001,117
Securities gains (losses)$16,0001,027
Applicable income taxes$541,000883
Income before extraordinary items$1,190,0001,270
Extraordinary gains, net$016
Net income$1,190,0001,271
Minority interest net income$066
Net income of bank and minority interests.$1,190,0001,271
Net charge-offs$-30,0006,166
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$89,000263
Net operating income$1,178,9601,257
2013-12-31 (YTD Data)Rank
Total interest income$41,156,000593
Total interest expense$6,575,000479
Net interest income$34,581,000614
Provision for loan and lease losses$938,0001,160
Total noninterest income$1,703,0002,389
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$770,0001,703
Trading account gains and fees$180,000122
Additional Noninterest Income$753,0002,756
Total noninterest expense$25,261,000804
Salaries and employee benefits$16,019,000677
Premises and equipment expense$1,762,0001,353
Additional noninterest expense$7,480,000910
Pre-tax net operating income$10,085,000772
Securities gains (losses)$73,0001,540
Applicable income taxes$3,749,000578
Income before extraordinary items$6,409,000965
Extraordinary gains, net$029
Net income$6,409,000968
Minority interest net income$090
Net income of bank and minority interests.$6,409,000968
Net charge-offs$693,0001,660
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-2,577,0006,793
Net operating income$6,362,280947
2013-09-30 (YTD Data)Rank
Total interest income$31,187,000590
Total interest expense$4,981,000486
Net interest income$26,206,000606
Provision for loan and lease losses$620,0001,294
Total noninterest income$1,171,0002,566
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$559,0001,747
Trading account gains and fees$160,000121
Additional Noninterest Income$452,0003,169
Total noninterest expense$18,000,000857
Salaries and employee benefits$11,199,000734
Premises and equipment expense$1,275,0001,410
Additional noninterest expense$5,526,000920
Pre-tax net operating income$8,757,000687
Securities gains (losses)$113,0001,142
Applicable income taxes$3,323,000512
Income before extraordinary items$5,547,000858
Extraordinary gains, net$025
Net income$5,547,000859
Minority interest net income$084
Net income of bank and minority interests.$5,547,000860
Net charge-offs$676,0001,320
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-2,689,0006,875
Net operating income$5,474,680852
2013-06-30 (YTD Data)Rank
Total interest income$20,348,000602
Total interest expense$3,326,000497
Net interest income$17,022,000616
Provision for loan and lease losses$504,0001,153
Total noninterest income$861,0002,444
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$362,0001,762
Trading account gains and fees$104,000109
Additional Noninterest Income$395,0002,821
Total noninterest expense$11,885,000862
Salaries and employee benefits$7,291,000747
Premises and equipment expense$859,0001,404
Additional noninterest expense$3,735,000905
Pre-tax net operating income$5,494,000708
Securities gains (losses)$61,0001,397
Applicable income taxes$2,085,000526
Income before extraordinary items$3,470,000888
Extraordinary gains, net$022
Net income$3,470,000888
Minority interest net income$082
Net income of bank and minority interests.$3,470,000890
Net charge-offs$410,0001,422
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$185,000276
Net operating income$3,430,960865
2013-03-31 (YTD Data)Rank
Total interest income$9,867,000626
Total interest expense$1,746,000492
Net interest income$8,121,000656
Provision for loan and lease losses$04,409
Total noninterest income$345,0002,789
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$177,0001,781
Trading account gains and fees$0148
Additional Noninterest Income$168,0003,019
Total noninterest expense$5,537,000923
Salaries and employee benefits$3,418,000802
Premises and equipment expense$424,0001,444
Additional noninterest expense$1,695,000992
Pre-tax net operating income$2,929,000659
Securities gains (losses)$-67,0006,936
Applicable income taxes$1,051,000526
Income before extraordinary items$1,811,000845
Extraordinary gains, net$010
Net income$1,811,000846
Minority interest net income$076
Net income of bank and minority interests.$1,811,000847
Net charge-offs$81,0002,051
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$99,000240
Net operating income$1,853,880789
2012-12-31 (YTD Data)Rank
Total interest income$33,966,000767
Total interest expense$6,682,000637
Net interest income$27,284,000789
Provision for loan and lease losses$3,968,000617
Total noninterest income$1,351,0002,774
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$599,0002,162
Trading account gains and fees$23,000143
Additional Noninterest Income$729,0002,832
Total noninterest expense$18,920,0001,063
Salaries and employee benefits$10,639,000982
Premises and equipment expense$1,239,0001,895
Additional noninterest expense$7,042,000992
Pre-tax net operating income$5,747,0001,212
Securities gains (losses)$482,000970
Applicable income taxes$-3,168,0007,031
Income before extraordinary items$9,397,000648
Extraordinary gains, net$029
Net income$9,397,000647
Minority interest net income$093
Net income of bank and minority interests.$9,397,000648
Net charge-offs$1,981,0001,164
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$444,000326
Net operating income$8,915,000648
2012-09-30 (YTD Data)Rank
Total interest income$23,485,000852
Total interest expense$4,887,000688
Net interest income$18,598,000876
Provision for loan and lease losses$1,385,0001,148
Total noninterest income$991,0002,814
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$418,0002,304
Trading account gains and fees$23,000131
Additional Noninterest Income$550,0002,805
Total noninterest expense$13,243,0001,133
Salaries and employee benefits$7,901,000981
Premises and equipment expense$807,0002,156
Additional noninterest expense$4,535,0001,140
Pre-tax net operating income$4,961,0001,087
Securities gains (losses)$412,000875
Applicable income taxes$-4,221,0007,150
Income before extraordinary items$9,594,000527
Extraordinary gains, net$020
Net income$9,594,000525
Minority interest net income$086
Net income of bank and minority interests.$9,594,000527
Net charge-offs$97,0003,999
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$308,000300
Net operating income$9,182,000523
2012-06-30 (YTD Data)Rank
Total interest income$14,907,000895
Total interest expense$3,180,000744
Net interest income$11,727,000934
Provision for loan and lease losses$850,0001,241
Total noninterest income$650,0002,793
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$263,0002,394
Trading account gains and fees$23,000128
Additional Noninterest Income$364,0002,786
Total noninterest expense$8,120,0001,234
Salaries and employee benefits$4,945,0001,059
Premises and equipment expense$482,0002,365
Additional noninterest expense$2,693,0001,261
Pre-tax net operating income$3,407,0001,038
Securities gains (losses)$404,000687
Applicable income taxes$-4,663,0007,228
Income before extraordinary items$8,474,000400
Extraordinary gains, net$019
Net income$8,474,000398
Minority interest net income$084
Net income of bank and minority interests.$8,474,000399
Net charge-offs$-6,0006,510
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$204,000268
Net operating income$8,070,000392
2012-03-31 (YTD Data)Rank
Total interest income$7,277,000929
Total interest expense$1,651,000737
Net interest income$5,626,000978
Provision for loan and lease losses$850,000705
Total noninterest income$301,0002,948
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$23,000117
Additional Noninterest Income$153,0003,043
Total noninterest expense$3,833,0001,294
Salaries and employee benefits$2,432,0001,066
Premises and equipment expense$237,0002,413
Additional noninterest expense$1,164,0001,442
Pre-tax net operating income$1,244,0001,403
Securities gains (losses)$404,000336
Applicable income taxes$-5,507,0007,303
Income before extraordinary items$7,155,000255
Extraordinary gains, net$019
Net income$7,155,000256
Minority interest net income$078
Net income of bank and minority interests.$7,155,000256
Net charge-offs$-6,0006,458
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$110,000212
Net operating income$6,751,000253
2011-12-31 (YTD Data)Rank
Total interest income$23,453,0001,219
Total interest expense$7,146,000834
Net interest income$16,307,0001,362
Provision for loan and lease losses$1,897,0001,635
Total noninterest income$817,0003,474
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$402,0003,015
Trading account gains and fees$8,000135
Additional Noninterest Income$407,0003,406
Total noninterest expense$13,211,0001,467
Salaries and employee benefits$8,567,0001,157
Premises and equipment expense$904,0002,636
Additional noninterest expense$3,740,0001,809
Pre-tax net operating income$2,016,0002,493
Securities gains (losses)$57,0002,497
Applicable income taxes$04,719
Income before extraordinary items$2,073,0002,195
Extraordinary gains, net$029
Net income$2,073,0002,196
Minority interest net income$096
Net income of bank and minority interests.$2,073,0002,196
Net charge-offs$477,0003,238
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$637,000382
Net operating income$2,016,0002,176
2011-09-30 (YTD Data)Rank
Total interest income$16,918,0001,280
Total interest expense$5,393,000873
Net interest income$11,525,0001,454
Provision for loan and lease losses$1,340,0001,630
Total noninterest income$571,0003,625
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$291,0003,101
Trading account gains and fees$0145
Additional Noninterest Income$280,0003,561
Total noninterest expense$9,337,0001,564
Salaries and employee benefits$6,176,0001,204
Premises and equipment expense$678,0002,647
Additional noninterest expense$2,483,0002,031
Pre-tax net operating income$1,419,0002,684
Securities gains (losses)$63,0002,156
Applicable income taxes$04,740
Income before extraordinary items$1,482,0002,343
Extraordinary gains, net$021
Net income$1,482,0002,343
Minority interest net income$087
Net income of bank and minority interests.$1,482,0002,344
Net charge-offs$485,0002,699
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$468,000354
Net operating income$1,419,0002,324
2011-06-30 (YTD Data)Rank
Total interest income$10,745,0001,352
Total interest expense$3,439,000952
Net interest income$7,306,0001,532
Provision for loan and lease losses$555,0002,181
Total noninterest income$347,0003,838
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$182,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$165,0003,801
Total noninterest expense$5,995,0001,637
Salaries and employee benefits$3,884,0001,286
Premises and equipment expense$448,0002,678
Additional noninterest expense$1,663,0002,051
Pre-tax net operating income$1,103,0002,380
Securities gains (losses)$35,0001,800
Applicable income taxes$04,697
Income before extraordinary items$1,138,0002,036
Extraordinary gains, net$015
Net income$1,138,0002,036
Minority interest net income$089
Net income of bank and minority interests.$1,138,0002,036
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$288,000276
Net operating income$1,103,0002,024
2011-03-31 (YTD Data)Rank
Total interest income$5,001,0001,467
Total interest expense$1,635,0001,050
Net interest income$3,366,0001,660
Provision for loan and lease losses$173,0002,622
Total noninterest income$162,0004,007
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$82,0003,383
Trading account gains and fees$0158
Additional Noninterest Income$80,0003,908
Total noninterest expense$2,943,0001,686
Salaries and employee benefits$1,866,0001,355
Premises and equipment expense$225,0002,710
Additional noninterest expense$852,0001,984
Pre-tax net operating income$412,0002,908
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$412,0002,603
Extraordinary gains, net$09
Net income$412,0002,602
Minority interest net income$086
Net income of bank and minority interests.$412,0002,603
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$136,000235
Net operating income$412,0002,544
2010-12-31 (YTD Data)Rank
Total interest income$14,537,0002,072
Total interest expense$5,203,0001,599
Net interest income$9,334,0002,336
Provision for loan and lease losses$1,500,0002,460
Total noninterest income$574,0004,328
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$244,0004,056
Trading account gains and fees$0175
Additional Noninterest Income$330,0003,816
Total noninterest expense$11,514,0001,712
Salaries and employee benefits$7,597,0001,293
Premises and equipment expense$1,116,0002,259
Additional noninterest expense$2,801,0002,420
Pre-tax net operating income$-3,106,0006,934
Securities gains (losses)$27,0002,964
Applicable income taxes$04,655
Income before extraordinary items$-3,079,0007,011
Extraordinary gains, net$029
Net income$-3,079,0007,011
Minority interest net income$0111
Net income of bank and minority interests.$-3,079,0007,012
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$769,000402
Net operating income$-3,106,0006,988
2010-09-30 (YTD Data)Rank
Total interest income$10,107,0002,292
Total interest expense$3,669,0001,743
Net interest income$6,438,0002,588
Provision for loan and lease losses$1,241,0002,237
Total noninterest income$378,0004,623
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$170,0004,256
Trading account gains and fees$0165
Additional Noninterest Income$208,0004,118
Total noninterest expense$8,620,0001,712
Salaries and employee benefits$5,756,0001,283
Premises and equipment expense$894,0002,140
Additional noninterest expense$1,970,0002,513
Pre-tax net operating income$-3,045,0007,207
Securities gains (losses)$2,0003,465
Applicable income taxes$04,726
Income before extraordinary items$-3,043,0007,281
Extraordinary gains, net$023
Net income$-3,043,0007,281
Minority interest net income$0110
Net income of bank and minority interests.$-3,043,0007,281
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$591,000351
Net operating income$-3,045,0007,255
2010-06-30 (YTD Data)Rank
Total interest income$6,134,0002,534
Total interest expense$2,298,0001,891
Net interest income$3,836,0002,868
Provision for loan and lease losses$907,0002,040
Total noninterest income$220,0004,855
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$102,0004,444
Trading account gains and fees$0152
Additional Noninterest Income$118,0004,362
Total noninterest expense$5,878,0001,676
Salaries and employee benefits$3,922,0001,253
Premises and equipment expense$653,0001,991
Additional noninterest expense$1,303,0002,534
Pre-tax net operating income$-2,729,0007,379
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-2,729,0007,423
Extraordinary gains, net$019
Net income$-2,729,0007,423
Minority interest net income$0105
Net income of bank and minority interests.$-2,729,0007,423
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$378,000301
Net operating income$-2,729,0007,414
2010-03-31 (YTD Data)Rank
Total interest income$2,759,0002,856
Total interest expense$1,014,0002,237
Net interest income$1,745,0003,141
Provision for loan and lease losses$152,0003,320
Total noninterest income$89,0005,244
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$43,0004,938
Total noninterest expense$2,894,0001,724
Salaries and employee benefits$2,008,0001,234
Premises and equipment expense$325,0002,054
Additional noninterest expense$561,0002,881
Pre-tax net operating income$-1,212,0007,472
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,212,0007,519
Extraordinary gains, net$016
Net income$-1,212,0007,520
Minority interest net income$091
Net income of bank and minority interests.$-1,212,0007,520
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$173,000241
Net operating income$-1,212,0007,515
2009-12-31 (YTD Data)Rank
Total interest income$7,075,0004,148
Total interest expense$2,861,0003,540
Net interest income$4,214,0004,421
Provision for loan and lease losses$2,416,0002,238
Total noninterest income$452,0004,910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$143,0005,234
Trading account gains and fees$81,000152
Additional Noninterest Income$228,0004,432
Total noninterest expense$11,259,0001,815
Salaries and employee benefits$7,678,0001,282
Premises and equipment expense$1,242,0002,146
Additional noninterest expense$2,339,0002,905
Pre-tax net operating income$-9,009,0007,444
Securities gains (losses)$17,0003,102
Applicable income taxes$04,388
Income before extraordinary items$-8,992,0007,518
Extraordinary gains, net$034
Net income$-8,992,0007,517
Minority interest net income$0115
Net income of bank and minority interests.$-8,992,0007,517
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,135,000410
Net operating income$-9,009,0007,523
2009-09-30 (YTD Data)Rank
Total interest income$4,763,0004,510
Total interest expense$1,899,0003,989
Net interest income$2,864,0004,717
Provision for loan and lease losses$1,502,0002,208
Total noninterest income$241,0005,582
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$106,0005,286
Trading account gains and fees$28,000175
Additional Noninterest Income$107,0005,290
Total noninterest expense$8,720,0001,739
Salaries and employee benefits$6,036,0001,242
Premises and equipment expense$912,0002,214
Additional noninterest expense$1,772,0002,842
Pre-tax net operating income$-7,117,0007,629
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-7,117,0007,693
Extraordinary gains, net$027
Net income$-7,117,0007,692
Minority interest net income$0118
Net income of bank and minority interests.$-7,117,0007,692
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$910,000364
Net operating income$-7,117,0007,700
2009-06-30 (YTD Data)Rank
Total interest income$2,918,0004,790
Total interest expense$940,0004,884
Net interest income$1,978,0004,619
Provision for loan and lease losses$842,0002,270
Total noninterest income$149,0005,732
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$65,0005,414
Trading account gains and fees$19,000170
Additional Noninterest Income$65,0005,467
Total noninterest expense$5,703,0001,795
Salaries and employee benefits$3,982,0001,282
Premises and equipment expense$572,0002,350
Additional noninterest expense$1,149,0002,936
Pre-tax net operating income$-4,418,0007,705
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-4,418,0007,762
Extraordinary gains, net$021
Net income$-4,418,0007,761
Minority interest net income$0112
Net income of bank and minority interests.$-4,418,0007,761
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$605,000326
Net operating income$-4,418,0007,773
2009-03-31 (YTD Data)Rank
Total interest income$1,339,0005,067
Total interest expense$247,0006,409
Net interest income$1,092,0004,304
Provision for loan and lease losses$651,0001,528
Total noninterest income$80,0005,580
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$30,0005,504
Trading account gains and fees$17,000131
Additional Noninterest Income$33,0005,480
Total noninterest expense$2,643,0001,881
Salaries and employee benefits$1,910,0001,359
Premises and equipment expense$269,0002,529
Additional noninterest expense$464,0003,197
Pre-tax net operating income$-2,122,0007,843
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-2,122,0007,913
Extraordinary gains, net$015
Net income$-2,122,0007,913
Minority interest net income$0102
Net income of bank and minority interests.$-2,122,0007,914
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$301,000237
Net operating income$-2,122,0007,912
2008-12-31 (YTD Data)Rank
Total interest income$2,154,0007,221
Total interest expense$251,0008,053
Net interest income$1,903,0006,528
Provision for loan and lease losses$890,0002,889
Total noninterest income$64,0007,630
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$15,0007,112
Trading account gains and fees$45,000124
Additional Noninterest Income$4,0007,828
Total noninterest expense$9,863,0001,957
Salaries and employee benefits$6,583,0001,574
Premises and equipment expense$702,0003,504
Additional noninterest expense$2,578,0002,282
Pre-tax net operating income$-8,786,0007,962
Securities gains (losses)$-3,0006,917
Applicable income taxes$04,979
Income before extraordinary items$-8,789,0007,975
Extraordinary gains, net$039
Net income$-8,789,0007,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$86,356,00019
Net operating income$-8,786,0008,006
2008-09-30 (YTD Data)Rank
Total interest income$1,288,0007,612
Total interest expense$60,0008,297
Net interest income$1,228,0006,891
Provision for loan and lease losses$250,0003,846
Total noninterest income$2,0008,200
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,0007,351
Trading account gains and fees$0148
Additional Noninterest Income$1,0008,065
Total noninterest expense$7,591,0001,897
Salaries and employee benefits$5,096,0001,543
Premises and equipment expense$404,0004,288
Additional noninterest expense$2,091,0002,070
Pre-tax net operating income$-6,611,0008,176
Securities gains (losses)$-3,0007,226
Applicable income taxes$05,372
Income before extraordinary items$-6,614,0008,170
Extraordinary gains, net$031
Net income$-6,614,0008,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$86,477,00010
Net operating income$-6,611,0008,200

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.