Home > Capon Valley Bank > Income and Expense
Capon Valley Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 2,888 |
| Total interest expense | $2,234,000 | 2,922 |
| Net interest income | $7,447,000 | 2,803 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $1,267,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $411,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $856,000 | 2,436 |
| Total noninterest expense | $7,045,000 | 2,547 |
| Salaries and employee benefits | $3,465,000 | 2,730 |
| Premises and equipment expense | $894,000 | 2,153 |
| Additional noninterest expense | $856,000 | 2,436 |
| Pre-tax net operating income | $1,519,000 | 3,228 |
| Securities gains (losses) | $-150,000 | 3,888 |
| Applicable income taxes | $284,000 | 2,262 |
| Income before extraordinary items | $1,085,000 | 3,394 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,085,000 | 3,431 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,085,000 | 3,396 |
| Net charge-offs | $80,000 | 1,618 |
| Cash dividends | $913,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,203,500 | 3,319 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 2,909 |
| Total interest expense | $1,556,000 | 2,905 |
| Net interest income | $5,464,000 | 2,852 |
| Provision for loan and lease losses | $111,000 | 2,071 |
| Total noninterest income | $967,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $309,000 | 1,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,398 |
| Total noninterest expense | $5,199,000 | 2,559 |
| Salaries and employee benefits | $2,587,000 | 2,727 |
| Premises and equipment expense | $644,000 | 2,210 |
| Additional noninterest expense | $658,000 | 2,397 |
| Pre-tax net operating income | $1,121,000 | 3,335 |
| Securities gains (losses) | $-150,000 | 4,115 |
| Applicable income taxes | $194,000 | 2,371 |
| Income before extraordinary items | $777,000 | 3,510 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $777,000 | 3,542 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $777,000 | 3,510 |
| Net charge-offs | $4,000 | 2,363 |
| Cash dividends | $697,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $897,000 | 3,416 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 2,903 |
| Total interest expense | $938,000 | 2,868 |
| Net interest income | $3,656,000 | 2,868 |
| Provision for loan and lease losses | $69,000 | 2,041 |
| Total noninterest income | $651,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $213,000 | 1,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 2,333 |
| Total noninterest expense | $3,463,000 | 2,546 |
| Salaries and employee benefits | $1,726,000 | 2,734 |
| Premises and equipment expense | $433,000 | 2,194 |
| Additional noninterest expense | $438,000 | 2,329 |
| Pre-tax net operating income | $775,000 | 3,314 |
| Securities gains (losses) | $-150,000 | 4,288 |
| Applicable income taxes | $124,000 | 2,437 |
| Income before extraordinary items | $501,000 | 3,582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $501,000 | 3,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $501,000 | 3,581 |
| Net charge-offs | $-8,000 | 3,857 |
| Cash dividends | $475,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $621,000 | 3,420 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 2,934 |
| Total interest expense | $392,000 | 2,884 |
| Net interest income | $1,838,000 | 2,867 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $331,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $108,000 | 1,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,315 |
| Total noninterest expense | $1,721,000 | 2,576 |
| Salaries and employee benefits | $856,000 | 2,784 |
| Premises and equipment expense | $211,000 | 2,278 |
| Additional noninterest expense | $223,000 | 2,315 |
| Pre-tax net operating income | $418,000 | 3,295 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $86,000 | 2,243 |
| Income before extraordinary items | $332,000 | 3,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $332,000 | 3,386 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $332,000 | 3,388 |
| Net charge-offs | $-21,000 | 4,245 |
| Cash dividends | $217,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $332,000 | 3,412 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,361,000 | 2,787 |
| Total interest expense | $663,000 | 2,913 |
| Net interest income | $7,698,000 | 2,747 |
| Provision for loan and lease losses | $20,000 | 2,792 |
| Total noninterest income | $1,335,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $445,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 2,453 |
| Total noninterest expense | $6,606,000 | 2,607 |
| Salaries and employee benefits | $3,317,000 | 2,787 |
| Premises and equipment expense | $899,000 | 2,132 |
| Additional noninterest expense | $890,000 | 2,453 |
| Pre-tax net operating income | $2,407,000 | 2,910 |
| Securities gains (losses) | $-21,000 | 3,579 |
| Applicable income taxes | $463,000 | 2,074 |
| Income before extraordinary items | $1,923,000 | 2,976 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,923,000 | 2,973 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,923,000 | 2,975 |
| Net charge-offs | $28,000 | 1,796 |
| Cash dividends | $794,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,940,010 | 2,997 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 2,755 |
| Total interest expense | $432,000 | 2,842 |
| Net interest income | $5,748,000 | 2,729 |
| Provision for loan and lease losses | $19,000 | 2,582 |
| Total noninterest income | $1,035,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $334,000 | 1,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,433 |
| Total noninterest expense | $4,909,000 | 2,607 |
| Salaries and employee benefits | $2,470,000 | 2,786 |
| Premises and equipment expense | $659,000 | 2,190 |
| Additional noninterest expense | $701,000 | 2,433 |
| Pre-tax net operating income | $1,855,000 | 2,865 |
| Securities gains (losses) | $-21,000 | 3,950 |
| Applicable income taxes | $400,000 | 1,982 |
| Income before extraordinary items | $1,434,000 | 2,969 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,434,000 | 2,967 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,434,000 | 2,968 |
| Net charge-offs | $-23,000 | 3,851 |
| Cash dividends | $562,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,450,590 | 2,993 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 2,740 |
| Total interest expense | $313,000 | 2,602 |
| Net interest income | $3,747,000 | 2,730 |
| Provision for loan and lease losses | $12,000 | 2,374 |
| Total noninterest income | $646,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $219,000 | 1,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,553 |
| Total noninterest expense | $3,207,000 | 2,619 |
| Salaries and employee benefits | $1,632,000 | 2,803 |
| Premises and equipment expense | $443,000 | 2,175 |
| Additional noninterest expense | $1,132,000 | 2,404 |
| Pre-tax net operating income | $1,174,000 | 2,827 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $255,000 | 1,947 |
| Income before extraordinary items | $919,000 | 2,916 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $919,000 | 2,915 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $919,000 | 2,916 |
| Net charge-offs | $-63,000 | 4,258 |
| Cash dividends | $375,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $919,000 | 2,950 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 2,774 |
| Total interest expense | $168,000 | 2,473 |
| Net interest income | $1,760,000 | 2,777 |
| Provision for loan and lease losses | $9,000 | 2,030 |
| Total noninterest income | $311,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $112,000 | 1,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 2,578 |
| Total noninterest expense | $1,595,000 | 2,636 |
| Salaries and employee benefits | $816,000 | 2,799 |
| Premises and equipment expense | $222,000 | 2,194 |
| Additional noninterest expense | $557,000 | 2,408 |
| Pre-tax net operating income | $467,000 | 2,989 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $99,000 | 2,069 |
| Income before extraordinary items | $368,000 | 3,085 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $368,000 | 3,084 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $368,000 | 3,085 |
| Net charge-offs | $-86,000 | 4,521 |
| Cash dividends | $173,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $368,000 | 3,101 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 2,754 |
| Total interest expense | $842,000 | 2,465 |
| Net interest income | $7,463,000 | 2,756 |
| Provision for loan and lease losses | $15,000 | 2,907 |
| Total noninterest income | $1,218,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $396,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $822,000 | 2,802 |
| Total noninterest expense | $6,193,000 | 2,678 |
| Salaries and employee benefits | $3,079,000 | 2,891 |
| Premises and equipment expense | $949,000 | 2,097 |
| Additional noninterest expense | $2,165,000 | 2,448 |
| Pre-tax net operating income | $2,473,000 | 2,904 |
| Securities gains (losses) | $-42,000 | 4,548 |
| Applicable income taxes | $498,000 | 2,100 |
| Income before extraordinary items | $1,933,000 | 3,067 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,933,000 | 3,067 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,933,000 | 3,067 |
| Net charge-offs | $121,000 | 1,257 |
| Cash dividends | $605,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,966,600 | 3,025 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 2,831 |
| Total interest expense | $649,000 | 2,503 |
| Net interest income | $5,488,000 | 2,841 |
| Provision for loan and lease losses | $10,000 | 2,824 |
| Total noninterest income | $913,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $278,000 | 1,951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,811 |
| Total noninterest expense | $4,558,000 | 2,715 |
| Salaries and employee benefits | $2,319,000 | 2,898 |
| Premises and equipment expense | $680,000 | 2,182 |
| Additional noninterest expense | $1,559,000 | 2,516 |
| Pre-tax net operating income | $1,833,000 | 3,030 |
| Securities gains (losses) | $-7,000 | 4,530 |
| Applicable income taxes | $393,000 | 2,138 |
| Income before extraordinary items | $1,433,000 | 3,199 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,433,000 | 3,198 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,433,000 | 3,199 |
| Net charge-offs | $67,000 | 1,247 |
| Cash dividends | $444,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,438,530 | 3,172 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 2,868 |
| Total interest expense | $440,000 | 2,542 |
| Net interest income | $3,592,000 | 2,866 |
| Provision for loan and lease losses | $4,000 | 2,796 |
| Total noninterest income | $608,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $171,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,766 |
| Total noninterest expense | $2,985,000 | 2,736 |
| Salaries and employee benefits | $1,527,000 | 2,915 |
| Premises and equipment expense | $448,000 | 2,188 |
| Additional noninterest expense | $1,010,000 | 2,558 |
| Pre-tax net operating income | $1,211,000 | 3,042 |
| Securities gains (losses) | $-8,000 | 4,624 |
| Applicable income taxes | $259,000 | 2,131 |
| Income before extraordinary items | $944,000 | 3,199 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $944,000 | 3,197 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $944,000 | 3,199 |
| Net charge-offs | $59,000 | 1,099 |
| Cash dividends | $298,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $950,320 | 3,165 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 2,854 |
| Total interest expense | $226,000 | 2,573 |
| Net interest income | $1,789,000 | 2,844 |
| Provision for loan and lease losses | $3,000 | 2,653 |
| Total noninterest income | $300,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $87,000 | 1,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 2,779 |
| Total noninterest expense | $1,494,000 | 2,721 |
| Salaries and employee benefits | $765,000 | 2,905 |
| Premises and equipment expense | $212,000 | 2,283 |
| Additional noninterest expense | $517,000 | 2,473 |
| Pre-tax net operating income | $592,000 | 3,049 |
| Securities gains (losses) | $-8,000 | 4,649 |
| Applicable income taxes | $126,000 | 2,128 |
| Income before extraordinary items | $458,000 | 3,214 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $458,000 | 3,215 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $458,000 | 3,214 |
| Net charge-offs | $58,000 | 778 |
| Cash dividends | $134,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $464,320 | 3,175 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 2,858 |
| Total interest expense | $1,171,000 | 2,703 |
| Net interest income | $6,949,000 | 2,827 |
| Provision for loan and lease losses | $421,000 | 2,405 |
| Total noninterest income | $818,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $440,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,421 |
| Total noninterest expense | $5,925,000 | 2,714 |
| Salaries and employee benefits | $3,092,000 | 2,898 |
| Premises and equipment expense | $850,000 | 2,257 |
| Additional noninterest expense | $1,983,000 | 2,546 |
| Pre-tax net operating income | $1,421,000 | 3,337 |
| Securities gains (losses) | $5,000 | 2,442 |
| Applicable income taxes | $275,000 | 2,373 |
| Income before extraordinary items | $1,151,000 | 3,506 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,151,000 | 3,506 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,151,000 | 3,506 |
| Net charge-offs | $-163,000 | 4,820 |
| Cash dividends | $623,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,146,950 | 3,461 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 2,896 |
| Total interest expense | $918,000 | 2,735 |
| Net interest income | $5,089,000 | 2,871 |
| Provision for loan and lease losses | $415,000 | 2,116 |
| Total noninterest income | $899,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $328,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,703 |
| Total noninterest expense | $4,463,000 | 2,705 |
| Salaries and employee benefits | $2,372,000 | 2,841 |
| Premises and equipment expense | $610,000 | 2,319 |
| Additional noninterest expense | $1,481,000 | 2,528 |
| Pre-tax net operating income | $1,110,000 | 3,325 |
| Securities gains (losses) | $5,000 | 2,254 |
| Applicable income taxes | $226,000 | 2,301 |
| Income before extraordinary items | $889,000 | 3,494 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $889,000 | 3,493 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $889,000 | 3,494 |
| Net charge-offs | $58,000 | 1,980 |
| Cash dividends | $489,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $885,000 | 3,450 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 2,929 |
| Total interest expense | $641,000 | 2,765 |
| Net interest income | $3,365,000 | 2,902 |
| Provision for loan and lease losses | $261,000 | 2,177 |
| Total noninterest income | $589,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $222,000 | 1,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 2,700 |
| Total noninterest expense | $3,029,000 | 2,681 |
| Salaries and employee benefits | $1,607,000 | 2,827 |
| Premises and equipment expense | $410,000 | 2,300 |
| Additional noninterest expense | $1,012,000 | 2,491 |
| Pre-tax net operating income | $664,000 | 3,447 |
| Securities gains (losses) | $5,000 | 2,004 |
| Applicable income taxes | $132,000 | 2,354 |
| Income before extraordinary items | $537,000 | 3,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $537,000 | 3,574 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $537,000 | 3,574 |
| Net charge-offs | $45,000 | 1,789 |
| Cash dividends | $356,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $533,000 | 3,531 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 2,925 |
| Total interest expense | $334,000 | 2,850 |
| Net interest income | $1,673,000 | 2,886 |
| Provision for loan and lease losses | $107,000 | 1,905 |
| Total noninterest income | $336,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $138,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,443 |
| Total noninterest expense | $1,510,000 | 2,715 |
| Salaries and employee benefits | $803,000 | 2,837 |
| Premises and equipment expense | $203,000 | 2,325 |
| Additional noninterest expense | $504,000 | 2,526 |
| Pre-tax net operating income | $392,000 | 3,096 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $83,000 | 2,088 |
| Income before extraordinary items | $314,000 | 3,231 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $314,000 | 3,231 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $314,000 | 3,232 |
| Net charge-offs | $37,000 | 1,329 |
| Cash dividends | $182,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $310,050 | 3,221 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,117,000 | 2,938 |
| Total interest expense | $1,374,000 | 2,855 |
| Net interest income | $6,743,000 | 2,910 |
| Provision for loan and lease losses | $377,000 | 1,742 |
| Total noninterest income | $1,066,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $599,000 | 1,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,097 |
| Total noninterest expense | $6,308,000 | 2,611 |
| Salaries and employee benefits | $3,138,000 | 2,852 |
| Premises and equipment expense | $735,000 | 2,470 |
| Additional noninterest expense | $2,435,000 | 2,254 |
| Pre-tax net operating income | $1,124,000 | 3,739 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $200,000 | 2,634 |
| Income before extraordinary items | $924,000 | 3,867 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $924,000 | 3,867 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $924,000 | 3,868 |
| Net charge-offs | $551,000 | 967 |
| Cash dividends | $725,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $924,000 | 3,840 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 2,992 |
| Total interest expense | $1,027,000 | 2,891 |
| Net interest income | $4,984,000 | 2,966 |
| Provision for loan and lease losses | $296,000 | 1,628 |
| Total noninterest income | $851,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $440,000 | 1,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,927 |
| Total noninterest expense | $4,784,000 | 2,612 |
| Salaries and employee benefits | $2,400,000 | 2,831 |
| Premises and equipment expense | $515,000 | 2,584 |
| Additional noninterest expense | $1,869,000 | 2,218 |
| Pre-tax net operating income | $755,000 | 3,953 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $142,000 | 2,721 |
| Income before extraordinary items | $613,000 | 4,068 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $613,000 | 4,068 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $613,000 | 4,068 |
| Net charge-offs | $515,000 | 750 |
| Cash dividends | $524,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $613,000 | 4,045 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 3,026 |
| Total interest expense | $665,000 | 2,919 |
| Net interest income | $3,294,000 | 2,991 |
| Provision for loan and lease losses | $214,000 | 1,500 |
| Total noninterest income | $591,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $276,000 | 1,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,764 |
| Total noninterest expense | $3,109,000 | 2,667 |
| Salaries and employee benefits | $1,570,000 | 2,879 |
| Premises and equipment expense | $331,000 | 2,648 |
| Additional noninterest expense | $1,208,000 | 2,279 |
| Pre-tax net operating income | $562,000 | 3,840 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $121,000 | 2,550 |
| Income before extraordinary items | $441,000 | 4,001 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $441,000 | 3,999 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $441,000 | 4,000 |
| Net charge-offs | $466,000 | 600 |
| Cash dividends | $406,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $441,000 | 3,988 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 3,068 |
| Total interest expense | $320,000 | 2,942 |
| Net interest income | $1,620,000 | 3,043 |
| Provision for loan and lease losses | $49,000 | 2,099 |
| Total noninterest income | $252,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $131,000 | 1,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 2,994 |
| Total noninterest expense | $1,485,000 | 2,762 |
| Salaries and employee benefits | $785,000 | 2,893 |
| Premises and equipment expense | $164,000 | 2,695 |
| Additional noninterest expense | $536,000 | 2,471 |
| Pre-tax net operating income | $338,000 | 3,611 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $74,000 | 2,377 |
| Income before extraordinary items | $264,000 | 3,777 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $264,000 | 3,776 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $264,000 | 3,776 |
| Net charge-offs | $45,000 | 1,268 |
| Cash dividends | $180,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $264,000 | 3,775 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 3,069 |
| Total interest expense | $882,000 | 3,110 |
| Net interest income | $6,513,000 | 3,024 |
| Provision for loan and lease losses | $140,000 | 2,702 |
| Total noninterest income | $1,029,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $507,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 3,012 |
| Total noninterest expense | $5,923,000 | 2,743 |
| Salaries and employee benefits | $3,152,000 | 2,866 |
| Premises and equipment expense | $696,000 | 2,586 |
| Additional noninterest expense | $2,075,000 | 2,540 |
| Pre-tax net operating income | $1,479,000 | 3,553 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $365,000 | 2,242 |
| Income before extraordinary items | $1,114,000 | 3,761 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,114,000 | 3,759 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,114,000 | 3,760 |
| Net charge-offs | $79,000 | 2,310 |
| Cash dividends | $646,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,114,000 | 3,770 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 3,109 |
| Total interest expense | $586,000 | 3,234 |
| Net interest income | $4,865,000 | 3,042 |
| Provision for loan and lease losses | $109,000 | 2,532 |
| Total noninterest income | $718,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $358,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,154 |
| Total noninterest expense | $4,376,000 | 2,778 |
| Salaries and employee benefits | $2,344,000 | 2,889 |
| Premises and equipment expense | $495,000 | 2,692 |
| Additional noninterest expense | $1,537,000 | 2,562 |
| Pre-tax net operating income | $1,098,000 | 3,626 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $194,000 | 2,566 |
| Income before extraordinary items | $904,000 | 3,727 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $904,000 | 3,726 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $904,000 | 3,726 |
| Net charge-offs | $54,000 | 2,153 |
| Cash dividends | $463,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $904,000 | 3,725 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,129 |
| Total interest expense | $341,000 | 3,359 |
| Net interest income | $3,232,000 | 3,051 |
| Provision for loan and lease losses | $71,000 | 2,476 |
| Total noninterest income | $467,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $222,000 | 2,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,128 |
| Total noninterest expense | $2,913,000 | 2,798 |
| Salaries and employee benefits | $1,565,000 | 2,908 |
| Premises and equipment expense | $332,000 | 2,690 |
| Additional noninterest expense | $1,016,000 | 2,585 |
| Pre-tax net operating income | $715,000 | 3,649 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $157,000 | 2,400 |
| Income before extraordinary items | $558,000 | 3,823 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $558,000 | 3,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $558,000 | 3,822 |
| Net charge-offs | $34,000 | 1,971 |
| Cash dividends | $295,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $558,000 | 3,826 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 3,169 |
| Total interest expense | $156,000 | 3,458 |
| Net interest income | $1,596,000 | 3,093 |
| Provision for loan and lease losses | $37,000 | 2,310 |
| Total noninterest income | $269,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $103,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,703 |
| Total noninterest expense | $1,452,000 | 2,838 |
| Salaries and employee benefits | $782,000 | 2,943 |
| Premises and equipment expense | $165,000 | 2,745 |
| Additional noninterest expense | $505,000 | 2,610 |
| Pre-tax net operating income | $376,000 | 3,528 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $82,000 | 2,327 |
| Income before extraordinary items | $294,000 | 3,706 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $294,000 | 3,706 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $294,000 | 3,706 |
| Net charge-offs | $27,000 | 1,506 |
| Cash dividends | $88,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $294,000 | 3,714 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 3,130 |
| Total interest expense | $630,000 | 3,309 |
| Net interest income | $6,345,000 | 3,074 |
| Provision for loan and lease losses | $190,000 | 2,422 |
| Total noninterest income | $953,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $440,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 3,123 |
| Total noninterest expense | $5,668,000 | 2,880 |
| Salaries and employee benefits | $3,130,000 | 2,904 |
| Premises and equipment expense | $666,000 | 2,737 |
| Additional noninterest expense | $1,872,000 | 2,772 |
| Pre-tax net operating income | $1,440,000 | 3,583 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $765,000 | 2,103 |
| Income before extraordinary items | $674,000 | 4,193 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $674,000 | 4,193 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $674,000 | 4,193 |
| Net charge-offs | $131,000 | 2,196 |
| Cash dividends | $390,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $674,640 | 4,183 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 3,171 |
| Total interest expense | $472,000 | 3,310 |
| Net interest income | $4,711,000 | 3,116 |
| Provision for loan and lease losses | $148,000 | 2,338 |
| Total noninterest income | $731,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $325,000 | 2,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,074 |
| Total noninterest expense | $4,245,000 | 2,903 |
| Salaries and employee benefits | $2,389,000 | 2,901 |
| Premises and equipment expense | $495,000 | 2,781 |
| Additional noninterest expense | $1,361,000 | 2,833 |
| Pre-tax net operating income | $1,049,000 | 3,687 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $278,000 | 2,534 |
| Income before extraordinary items | $771,000 | 3,887 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $771,000 | 3,886 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $771,000 | 3,887 |
| Net charge-offs | $60,000 | 2,327 |
| Cash dividends | $287,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $771,000 | 3,873 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 3,186 |
| Total interest expense | $315,000 | 3,282 |
| Net interest income | $3,106,000 | 3,136 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $430,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $217,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,397 |
| Total noninterest expense | $2,813,000 | 2,925 |
| Salaries and employee benefits | $1,609,000 | 2,896 |
| Premises and equipment expense | $328,000 | 2,794 |
| Additional noninterest expense | $876,000 | 2,922 |
| Pre-tax net operating income | $598,000 | 3,900 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $148,000 | 2,679 |
| Income before extraordinary items | $450,000 | 4,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $450,000 | 4,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $450,000 | 4,022 |
| Net charge-offs | $68,000 | 1,774 |
| Cash dividends | $199,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $450,000 | 4,002 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 3,209 |
| Total interest expense | $158,000 | 3,270 |
| Net interest income | $1,534,000 | 3,165 |
| Provision for loan and lease losses | $63,000 | 1,858 |
| Total noninterest income | $226,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $103,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,187 |
| Total noninterest expense | $1,402,000 | 2,955 |
| Salaries and employee benefits | $809,000 | 2,924 |
| Premises and equipment expense | $164,000 | 2,840 |
| Additional noninterest expense | $429,000 | 2,979 |
| Pre-tax net operating income | $295,000 | 3,872 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $73,000 | 2,664 |
| Income before extraordinary items | $222,000 | 4,011 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $222,000 | 4,010 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $222,000 | 4,011 |
| Net charge-offs | $58,000 | 1,230 |
| Cash dividends | $92,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $222,000 | 3,990 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 3,153 |
| Total interest expense | $685,000 | 3,086 |
| Net interest income | $6,222,000 | 3,118 |
| Provision for loan and lease losses | $82,000 | 3,290 |
| Total noninterest income | $1,053,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $490,000 | 2,107 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $563,000 | 3,094 |
| Total noninterest expense | $5,680,000 | 2,942 |
| Salaries and employee benefits | $3,202,000 | 2,916 |
| Premises and equipment expense | $659,000 | 2,852 |
| Additional noninterest expense | $1,819,000 | 2,940 |
| Pre-tax net operating income | $1,513,000 | 3,503 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $397,000 | 2,459 |
| Income before extraordinary items | $1,116,000 | 3,738 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,116,000 | 3,736 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,116,000 | 3,737 |
| Net charge-offs | $444,000 | 1,172 |
| Cash dividends | $394,000 | 3,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,116,000 | 3,691 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,169 |
| Total interest expense | $518,000 | 3,064 |
| Net interest income | $4,636,000 | 3,141 |
| Provision for loan and lease losses | $7,000 | 4,080 |
| Total noninterest income | $782,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $376,000 | 2,092 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $406,000 | 3,158 |
| Total noninterest expense | $4,265,000 | 2,943 |
| Salaries and employee benefits | $2,430,000 | 2,890 |
| Premises and equipment expense | $488,000 | 2,882 |
| Additional noninterest expense | $1,347,000 | 2,967 |
| Pre-tax net operating income | $1,146,000 | 3,534 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $327,000 | 2,430 |
| Income before extraordinary items | $819,000 | 3,816 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $819,000 | 3,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $819,000 | 3,816 |
| Net charge-offs | $190,000 | 1,499 |
| Cash dividends | $294,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $819,000 | 3,755 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,183 |
| Total interest expense | $350,000 | 3,060 |
| Net interest income | $3,082,000 | 3,156 |
| Provision for loan and lease losses | $3,000 | 3,950 |
| Total noninterest income | $511,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $253,000 | 2,048 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $258,000 | 3,233 |
| Total noninterest expense | $2,796,000 | 2,991 |
| Salaries and employee benefits | $1,631,000 | 2,900 |
| Premises and equipment expense | $313,000 | 2,963 |
| Additional noninterest expense | $852,000 | 3,094 |
| Pre-tax net operating income | $794,000 | 3,469 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $226,000 | 2,388 |
| Income before extraordinary items | $568,000 | 3,778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $568,000 | 3,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $568,000 | 3,777 |
| Net charge-offs | $114,000 | 1,510 |
| Cash dividends | $202,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $568,000 | 3,714 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 3,192 |
| Total interest expense | $176,000 | 3,059 |
| Net interest income | $1,542,000 | 3,168 |
| Provision for loan and lease losses | $2,000 | 3,590 |
| Total noninterest income | $218,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $1,411,000 | 2,994 |
| Salaries and employee benefits | $814,000 | 2,917 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $435,000 | 3,043 |
| Pre-tax net operating income | $347,000 | 3,639 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $95,000 | 2,498 |
| Income before extraordinary items | $252,000 | 3,909 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $252,000 | 3,906 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $252,000 | 3,907 |
| Net charge-offs | $17,000 | 2,074 |
| Cash dividends | $107,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $252,000 | 3,847 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 3,185 |
| Total interest expense | $749,000 | 2,939 |
| Net interest income | $6,032,000 | 3,183 |
| Provision for loan and lease losses | $-1,000 | 5,592 |
| Total noninterest income | $961,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $491,000 | 2,167 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $470,000 | 3,373 |
| Total noninterest expense | $5,519,000 | 3,020 |
| Salaries and employee benefits | $3,059,000 | 2,997 |
| Premises and equipment expense | $662,000 | 2,916 |
| Additional noninterest expense | $1,798,000 | 3,009 |
| Pre-tax net operating income | $1,475,000 | 3,518 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $423,000 | 2,372 |
| Income before extraordinary items | $1,054,000 | 3,839 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,054,000 | 3,840 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,054,000 | 3,841 |
| Net charge-offs | $151,000 | 2,252 |
| Cash dividends | $338,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,052,580 | 3,794 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 3,225 |
| Total interest expense | $562,000 | 2,974 |
| Net interest income | $4,490,000 | 3,220 |
| Provision for loan and lease losses | $-3,000 | 5,783 |
| Total noninterest income | $721,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $358,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 3,349 |
| Total noninterest expense | $4,089,000 | 3,075 |
| Salaries and employee benefits | $2,281,000 | 3,029 |
| Premises and equipment expense | $491,000 | 2,978 |
| Additional noninterest expense | $1,317,000 | 3,080 |
| Pre-tax net operating income | $1,125,000 | 3,561 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $310,000 | 2,453 |
| Income before extraordinary items | $815,000 | 3,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $815,000 | 3,847 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $815,000 | 3,848 |
| Net charge-offs | $136,000 | 1,889 |
| Cash dividends | $221,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $815,000 | 3,799 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,244 |
| Total interest expense | $378,000 | 2,978 |
| Net interest income | $2,980,000 | 3,237 |
| Provision for loan and lease losses | $-4,000 | 5,933 |
| Total noninterest income | $461,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $230,000 | 2,252 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $2,718,000 | 3,100 |
| Salaries and employee benefits | $1,522,000 | 3,055 |
| Premises and equipment expense | $326,000 | 2,991 |
| Additional noninterest expense | $870,000 | 3,135 |
| Pre-tax net operating income | $727,000 | 3,589 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $200,000 | 2,486 |
| Income before extraordinary items | $527,000 | 3,883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $527,000 | 3,884 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $527,000 | 3,886 |
| Net charge-offs | $57,000 | 2,213 |
| Cash dividends | $145,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $527,000 | 3,829 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,250 |
| Total interest expense | $191,000 | 2,990 |
| Net interest income | $1,488,000 | 3,242 |
| Provision for loan and lease losses | $2,000 | 3,615 |
| Total noninterest income | $233,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $112,000 | 2,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 3,317 |
| Total noninterest expense | $1,359,000 | 3,105 |
| Salaries and employee benefits | $758,000 | 3,085 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $432,000 | 3,123 |
| Pre-tax net operating income | $360,000 | 3,570 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $101,000 | 2,435 |
| Income before extraordinary items | $259,000 | 3,895 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $259,000 | 3,898 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $259,000 | 3,899 |
| Net charge-offs | $45,000 | 1,636 |
| Cash dividends | $66,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $259,000 | 3,812 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,777,000 | 3,254 |
| Total interest expense | $830,000 | 2,960 |
| Net interest income | $5,947,000 | 3,265 |
| Provision for loan and lease losses | $38,000 | 3,957 |
| Total noninterest income | $804,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $561,000 | 2,072 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $243,000 | 4,295 |
| Total noninterest expense | $5,588,000 | 3,082 |
| Salaries and employee benefits | $2,922,000 | 3,135 |
| Premises and equipment expense | $705,000 | 2,904 |
| Additional noninterest expense | $1,961,000 | 2,917 |
| Pre-tax net operating income | $1,125,000 | 3,949 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $287,000 | 2,681 |
| Income before extraordinary items | $838,000 | 4,240 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $838,000 | 4,240 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $838,000 | 4,241 |
| Net charge-offs | $463,000 | 1,550 |
| Cash dividends | $311,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $838,000 | 4,192 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 3,298 |
| Total interest expense | $627,000 | 3,001 |
| Net interest income | $4,434,000 | 3,308 |
| Provision for loan and lease losses | $6,000 | 4,262 |
| Total noninterest income | $769,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $420,000 | 2,085 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $349,000 | 3,405 |
| Total noninterest expense | $4,177,000 | 3,092 |
| Salaries and employee benefits | $2,204,000 | 3,141 |
| Premises and equipment expense | $527,000 | 2,931 |
| Additional noninterest expense | $1,446,000 | 2,978 |
| Pre-tax net operating income | $1,020,000 | 3,719 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $303,000 | 2,469 |
| Income before extraordinary items | $717,000 | 4,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $717,000 | 4,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $717,000 | 4,091 |
| Net charge-offs | $411,000 | 1,327 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $717,000 | 4,035 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 3,318 |
| Total interest expense | $419,000 | 3,032 |
| Net interest income | $2,933,000 | 3,323 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $500,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $274,000 | 2,097 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $226,000 | 3,445 |
| Total noninterest expense | $2,776,000 | 3,103 |
| Salaries and employee benefits | $1,466,000 | 3,165 |
| Premises and equipment expense | $342,000 | 3,018 |
| Additional noninterest expense | $968,000 | 2,966 |
| Pre-tax net operating income | $652,000 | 3,717 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $192,000 | 2,456 |
| Income before extraordinary items | $460,000 | 4,086 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $460,000 | 4,092 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $460,000 | 4,091 |
| Net charge-offs | $322,000 | 1,208 |
| Cash dividends | $134,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $460,000 | 4,034 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,342 |
| Total interest expense | $209,000 | 3,071 |
| Net interest income | $1,456,000 | 3,349 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $236,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,401,000 | 3,122 |
| Salaries and employee benefits | $738,000 | 3,175 |
| Premises and equipment expense | $179,000 | 2,978 |
| Additional noninterest expense | $484,000 | 2,965 |
| Pre-tax net operating income | $286,000 | 3,895 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $81,000 | 2,540 |
| Income before extraordinary items | $205,000 | 4,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 4,214 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $205,000 | 4,216 |
| Net charge-offs | $61,000 | 1,716 |
| Cash dividends | $67,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $205,000 | 4,160 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 3,304 |
| Total interest expense | $993,000 | 2,954 |
| Net interest income | $5,868,000 | 3,329 |
| Provision for loan and lease losses | $434,000 | 2,010 |
| Total noninterest income | $1,077,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $569,000 | 2,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $508,000 | 3,335 |
| Total noninterest expense | $5,321,000 | 3,256 |
| Salaries and employee benefits | $2,730,000 | 3,313 |
| Premises and equipment expense | $669,000 | 3,055 |
| Additional noninterest expense | $1,922,000 | 3,074 |
| Pre-tax net operating income | $1,190,000 | 3,796 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $317,000 | 2,574 |
| Income before extraordinary items | $873,000 | 4,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $873,000 | 4,130 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $873,000 | 4,131 |
| Net charge-offs | $727,000 | 1,599 |
| Cash dividends | $48,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $873,000 | 4,076 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 3,313 |
| Total interest expense | $764,000 | 2,980 |
| Net interest income | $4,411,000 | 3,346 |
| Provision for loan and lease losses | $431,000 | 1,696 |
| Total noninterest income | $769,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $420,000 | 2,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,518 |
| Total noninterest expense | $3,953,000 | 3,285 |
| Salaries and employee benefits | $2,058,000 | 3,327 |
| Premises and equipment expense | $493,000 | 3,129 |
| Additional noninterest expense | $1,402,000 | 3,121 |
| Pre-tax net operating income | $796,000 | 4,061 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $233,000 | 2,643 |
| Income before extraordinary items | $563,000 | 4,412 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $563,000 | 4,415 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $563,000 | 4,416 |
| Net charge-offs | $646,000 | 1,358 |
| Cash dividends | $8,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $563,000 | 4,336 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 3,327 |
| Total interest expense | $526,000 | 2,960 |
| Net interest income | $2,915,000 | 3,358 |
| Provision for loan and lease losses | $353,000 | 1,491 |
| Total noninterest income | $521,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $271,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,446 |
| Total noninterest expense | $2,613,000 | 3,319 |
| Salaries and employee benefits | $1,377,000 | 3,335 |
| Premises and equipment expense | $327,000 | 3,161 |
| Additional noninterest expense | $909,000 | 3,180 |
| Pre-tax net operating income | $470,000 | 4,251 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $134,000 | 2,800 |
| Income before extraordinary items | $336,000 | 4,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $336,000 | 4,573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $336,000 | 4,574 |
| Net charge-offs | $132,000 | 2,492 |
| Cash dividends | $8,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $336,000 | 4,476 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,356 |
| Total interest expense | $270,000 | 2,975 |
| Net interest income | $1,452,000 | 3,374 |
| Provision for loan and lease losses | $202,000 | 1,339 |
| Total noninterest income | $255,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $129,000 | 3,391 |
| Total noninterest expense | $1,296,000 | 3,352 |
| Salaries and employee benefits | $690,000 | 3,354 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $444,000 | 3,259 |
| Pre-tax net operating income | $209,000 | 4,401 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $58,000 | 2,891 |
| Income before extraordinary items | $151,000 | 4,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $151,000 | 4,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $151,000 | 4,716 |
| Net charge-offs | $110,000 | 1,816 |
| Cash dividends | $8,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $151,000 | 4,618 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,529,000 | 3,270 |
| Total interest expense | $1,402,000 | 2,863 |
| Net interest income | $6,127,000 | 3,321 |
| Provision for loan and lease losses | $814,000 | 2,048 |
| Total noninterest income | $900,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $539,000 | 2,338 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $361,000 | 3,777 |
| Total noninterest expense | $5,305,000 | 3,321 |
| Salaries and employee benefits | $2,696,000 | 3,369 |
| Premises and equipment expense | $701,000 | 3,016 |
| Additional noninterest expense | $1,908,000 | 3,201 |
| Pre-tax net operating income | $908,000 | 4,156 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $197,000 | 3,023 |
| Income before extraordinary items | $724,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 4,422 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $724,000 | 4,424 |
| Net charge-offs | $721,000 | 2,194 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $713,730 | 4,279 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 3,315 |
| Total interest expense | $1,100,000 | 2,862 |
| Net interest income | $4,596,000 | 3,381 |
| Provision for loan and lease losses | $398,000 | 2,608 |
| Total noninterest income | $572,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $385,000 | 2,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 4,343 |
| Total noninterest expense | $3,998,000 | 3,341 |
| Salaries and employee benefits | $2,034,000 | 3,379 |
| Premises and equipment expense | $524,000 | 3,061 |
| Additional noninterest expense | $1,440,000 | 3,216 |
| Pre-tax net operating income | $772,000 | 4,082 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $242,000 | 2,667 |
| Income before extraordinary items | $530,000 | 4,577 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $530,000 | 4,576 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $530,000 | 4,575 |
| Net charge-offs | $604,000 | 1,972 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $530,000 | 4,394 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 3,303 |
| Total interest expense | $767,000 | 2,865 |
| Net interest income | $3,073,000 | 3,377 |
| Provision for loan and lease losses | $248,000 | 2,703 |
| Total noninterest income | $350,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $249,000 | 2,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,647 |
| Total noninterest expense | $2,703,000 | 3,323 |
| Salaries and employee benefits | $1,362,000 | 3,389 |
| Premises and equipment expense | $343,000 | 3,107 |
| Additional noninterest expense | $998,000 | 3,123 |
| Pre-tax net operating income | $472,000 | 4,197 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $144,000 | 2,752 |
| Income before extraordinary items | $328,000 | 4,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 4,681 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $328,000 | 4,681 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $328,000 | 4,494 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 3,307 |
| Total interest expense | $407,000 | 2,833 |
| Net interest income | $1,531,000 | 3,402 |
| Provision for loan and lease losses | $138,000 | 2,516 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $124,000 | 2,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $1,354,000 | 3,326 |
| Salaries and employee benefits | $691,000 | 3,382 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $495,000 | 3,116 |
| Pre-tax net operating income | $233,000 | 4,284 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $71,000 | 2,752 |
| Income before extraordinary items | $162,000 | 4,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $162,000 | 4,728 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $162,000 | 4,728 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $162,000 | 4,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 3,277 |
| Total interest expense | $1,983,000 | 2,797 |
| Net interest income | $6,162,000 | 3,396 |
| Provision for loan and lease losses | $958,000 | 2,479 |
| Total noninterest income | $240,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $544,000 | 2,408 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-304,000 | 7,020 |
| Total noninterest expense | $5,285,000 | 3,387 |
| Salaries and employee benefits | $2,649,000 | 3,406 |
| Premises and equipment expense | $722,000 | 3,128 |
| Additional noninterest expense | $1,914,000 | 3,259 |
| Pre-tax net operating income | $159,000 | 5,590 |
| Securities gains (losses) | $14,000 | 3,210 |
| Applicable income taxes | $-17,000 | 6,630 |
| Income before extraordinary items | $190,000 | 5,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 5,598 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $190,000 | 5,598 |
| Net charge-offs | $1,007,000 | 2,351 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $176,000 | 5,517 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 3,301 |
| Total interest expense | $1,545,000 | 2,812 |
| Net interest income | $4,593,000 | 3,422 |
| Provision for loan and lease losses | $772,000 | 2,316 |
| Total noninterest income | $583,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $404,000 | 2,437 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $3,890,000 | 3,436 |
| Salaries and employee benefits | $2,019,000 | 3,362 |
| Premises and equipment expense | $535,000 | 3,194 |
| Additional noninterest expense | $1,336,000 | 3,433 |
| Pre-tax net operating income | $514,000 | 4,436 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $152,000 | 2,906 |
| Income before extraordinary items | $376,000 | 4,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 4,754 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $376,000 | 4,754 |
| Net charge-offs | $888,000 | 2,026 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $366,060 | 4,665 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 3,329 |
| Total interest expense | $1,062,000 | 2,826 |
| Net interest income | $3,023,000 | 3,458 |
| Provision for loan and lease losses | $587,000 | 2,135 |
| Total noninterest income | $326,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $255,000 | 2,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,058 |
| Total noninterest expense | $2,613,000 | 3,464 |
| Salaries and employee benefits | $1,386,000 | 3,336 |
| Premises and equipment expense | $354,000 | 3,227 |
| Additional noninterest expense | $873,000 | 3,529 |
| Pre-tax net operating income | $149,000 | 5,404 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $30,000 | 3,639 |
| Income before extraordinary items | $133,000 | 5,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,475 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $133,000 | 5,476 |
| Net charge-offs | $810,000 | 1,660 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $121,520 | 5,465 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,369 |
| Total interest expense | $537,000 | 2,874 |
| Net interest income | $1,489,000 | 3,484 |
| Provision for loan and lease losses | $131,000 | 3,030 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $120,000 | 2,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,293 |
| Total noninterest expense | $1,327,000 | 3,411 |
| Salaries and employee benefits | $694,000 | 3,351 |
| Premises and equipment expense | $179,000 | 3,251 |
| Additional noninterest expense | $454,000 | 3,423 |
| Pre-tax net operating income | $215,000 | 4,114 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $65,000 | 2,620 |
| Income before extraordinary items | $150,000 | 4,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $150,000 | 4,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $150,000 | 4,454 |
| Net charge-offs | $63,000 | 3,167 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $150,000 | 4,388 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,745,000 | 3,298 |
| Total interest expense | $2,645,000 | 2,857 |
| Net interest income | $6,100,000 | 3,430 |
| Provision for loan and lease losses | $1,659,000 | 2,321 |
| Total noninterest income | $934,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $535,000 | 2,517 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $399,000 | 3,517 |
| Total noninterest expense | $5,146,000 | 3,531 |
| Salaries and employee benefits | $2,592,000 | 3,490 |
| Premises and equipment expense | $669,000 | 3,422 |
| Additional noninterest expense | $1,885,000 | 3,410 |
| Pre-tax net operating income | $229,000 | 5,117 |
| Securities gains (losses) | $51,000 | 2,642 |
| Applicable income taxes | $27,000 | 3,907 |
| Income before extraordinary items | $253,000 | 5,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $253,000 | 5,107 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $253,000 | 5,107 |
| Net charge-offs | $994,000 | 2,694 |
| Cash dividends | $690,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $207,100 | 5,114 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,575,000 | 3,365 |
| Total interest expense | $2,058,000 | 2,895 |
| Net interest income | $4,517,000 | 3,503 |
| Provision for loan and lease losses | $1,522,000 | 1,956 |
| Total noninterest income | $679,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $396,000 | 2,606 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $283,000 | 3,633 |
| Total noninterest expense | $3,793,000 | 3,576 |
| Salaries and employee benefits | $1,905,000 | 3,579 |
| Premises and equipment expense | $488,000 | 3,548 |
| Additional noninterest expense | $1,400,000 | 3,417 |
| Pre-tax net operating income | $-119,000 | 6,184 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $-76,000 | 7,036 |
| Income before extraordinary items | $-10,000 | 6,156 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,000 | 6,157 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,000 | 6,157 |
| Net charge-offs | $680,000 | 2,676 |
| Cash dividends | $398,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-31,120 | 6,078 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,398 |
| Total interest expense | $1,411,000 | 2,924 |
| Net interest income | $2,979,000 | 3,533 |
| Provision for loan and lease losses | $1,413,000 | 1,582 |
| Total noninterest income | $477,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $248,000 | 2,732 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 3,279 |
| Total noninterest expense | $2,483,000 | 3,639 |
| Salaries and employee benefits | $1,262,000 | 3,612 |
| Premises and equipment expense | $328,000 | 3,567 |
| Additional noninterest expense | $893,000 | 3,503 |
| Pre-tax net operating income | $-440,000 | 6,704 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $-181,000 | 7,305 |
| Income before extraordinary items | $-226,000 | 6,597 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-226,000 | 6,599 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-226,000 | 6,598 |
| Net charge-offs | $315,000 | 2,985 |
| Cash dividends | $180,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-247,120 | 6,570 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 3,495 |
| Total interest expense | $716,000 | 3,008 |
| Net interest income | $1,454,000 | 3,642 |
| Provision for loan and lease losses | $590,000 | 1,667 |
| Total noninterest income | $228,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $110,000 | 3,338 |
| Total noninterest expense | $1,250,000 | 3,645 |
| Salaries and employee benefits | $629,000 | 3,680 |
| Premises and equipment expense | $167,000 | 3,595 |
| Additional noninterest expense | $454,000 | 3,451 |
| Pre-tax net operating income | $-158,000 | 6,776 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $-72,000 | 7,397 |
| Income before extraordinary items | $-53,000 | 6,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-53,000 | 6,632 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-53,000 | 6,631 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $181,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-74,120 | 6,619 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,549,000 | 3,341 |
| Total interest expense | $3,319,000 | 3,171 |
| Net interest income | $6,230,000 | 3,361 |
| Provision for loan and lease losses | $691,000 | 4,062 |
| Total noninterest income | $1,147,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $642,000 | 2,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $505,000 | 3,183 |
| Total noninterest expense | $4,868,000 | 3,779 |
| Salaries and employee benefits | $2,493,000 | 3,692 |
| Premises and equipment expense | $638,000 | 3,724 |
| Additional noninterest expense | $1,737,000 | 3,699 |
| Pre-tax net operating income | $1,818,000 | 2,069 |
| Securities gains (losses) | $-13,000 | 7,028 |
| Applicable income taxes | $580,000 | 1,410 |
| Income before extraordinary items | $1,225,000 | 2,439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,225,000 | 2,437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,225,000 | 2,438 |
| Net charge-offs | $522,000 | 3,728 |
| Cash dividends | $930,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,233,840 | 2,384 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 3,394 |
| Total interest expense | $2,534,000 | 3,259 |
| Net interest income | $4,629,000 | 3,389 |
| Provision for loan and lease losses | $426,000 | 4,084 |
| Total noninterest income | $851,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $476,000 | 2,458 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $375,000 | 3,294 |
| Total noninterest expense | $3,579,000 | 3,838 |
| Salaries and employee benefits | $1,854,000 | 3,756 |
| Premises and equipment expense | $464,000 | 3,831 |
| Additional noninterest expense | $1,261,000 | 3,745 |
| Pre-tax net operating income | $1,475,000 | 2,080 |
| Securities gains (losses) | $-13,000 | 7,252 |
| Applicable income taxes | $508,000 | 1,388 |
| Income before extraordinary items | $954,000 | 2,557 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $954,000 | 2,555 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $954,000 | 2,558 |
| Net charge-offs | $336,000 | 3,550 |
| Cash dividends | $662,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $962,450 | 2,494 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 3,417 |
| Total interest expense | $1,692,000 | 3,370 |
| Net interest income | $3,083,000 | 3,379 |
| Provision for loan and lease losses | $287,000 | 3,812 |
| Total noninterest income | $564,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $313,000 | 2,460 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $251,000 | 3,297 |
| Total noninterest expense | $2,348,000 | 3,910 |
| Salaries and employee benefits | $1,223,000 | 3,831 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $822,000 | 3,798 |
| Pre-tax net operating income | $1,012,000 | 2,092 |
| Securities gains (losses) | $-13,000 | 7,501 |
| Applicable income taxes | $348,000 | 1,398 |
| Income before extraordinary items | $651,000 | 2,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 2,626 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $651,000 | 2,628 |
| Net charge-offs | $249,000 | 3,162 |
| Cash dividends | $517,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $659,450 | 2,525 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 3,406 |
| Total interest expense | $835,000 | 3,513 |
| Net interest income | $1,605,000 | 3,258 |
| Provision for loan and lease losses | $130,000 | 3,489 |
| Total noninterest income | $256,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $147,000 | 2,511 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $1,108,000 | 4,010 |
| Salaries and employee benefits | $607,000 | 3,887 |
| Premises and equipment expense | $142,000 | 4,138 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $623,000 | 1,991 |
| Securities gains (losses) | $-13,000 | 7,850 |
| Applicable income taxes | $217,000 | 1,366 |
| Income before extraordinary items | $393,000 | 2,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 2,600 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $393,000 | 2,602 |
| Net charge-offs | $76,000 | 3,153 |
| Cash dividends | $274,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $401,320 | 2,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,326,000 | 3,444 |
| Total interest expense | $3,738,000 | 3,691 |
| Net interest income | $6,588,000 | 3,225 |
| Provision for loan and lease losses | $401,000 | 4,133 |
| Total noninterest income | $1,230,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $745,000 | 2,242 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $485,000 | 3,222 |
| Total noninterest expense | $4,635,000 | 3,790 |
| Salaries and employee benefits | $2,392,000 | 3,907 |
| Premises and equipment expense | $622,000 | 3,831 |
| Additional noninterest expense | $1,621,000 | 3,427 |
| Pre-tax net operating income | $2,782,000 | 1,923 |
| Securities gains (losses) | $51,000 | 1,583 |
| Applicable income taxes | $996,000 | 1,202 |
| Income before extraordinary items | $1,837,000 | 2,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,837,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 3,174 |
| Cash dividends | $2,571,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,803,850 | 2,313 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 3,486 |
| Total interest expense | $2,857,000 | 3,743 |
| Net interest income | $4,961,000 | 3,239 |
| Provision for loan and lease losses | $254,000 | 3,830 |
| Total noninterest income | $874,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $541,000 | 2,309 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $333,000 | 3,506 |
| Total noninterest expense | $3,388,000 | 3,859 |
| Salaries and employee benefits | $1,769,000 | 3,980 |
| Premises and equipment expense | $428,000 | 4,089 |
| Additional noninterest expense | $1,191,000 | 3,410 |
| Pre-tax net operating income | $2,193,000 | 2,149 |
| Securities gains (losses) | $51,000 | 1,403 |
| Applicable income taxes | $797,000 | 1,374 |
| Income before extraordinary items | $1,447,000 | 2,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,447,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,854 |
| Cash dividends | $2,351,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,414,360 | 2,549 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 3,523 |
| Total interest expense | $1,980,000 | 3,772 |
| Net interest income | $3,259,000 | 3,273 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $573,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $338,000 | 2,410 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $235,000 | 3,468 |
| Total noninterest expense | $2,254,000 | 3,879 |
| Salaries and employee benefits | $1,170,000 | 4,031 |
| Premises and equipment expense | $290,000 | 4,062 |
| Additional noninterest expense | $794,000 | 3,383 |
| Pre-tax net operating income | $1,433,000 | 2,298 |
| Securities gains (losses) | $52,000 | 1,417 |
| Applicable income taxes | $543,000 | 1,499 |
| Income before extraordinary items | $942,000 | 2,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,815 |
| Cash dividends | $1,727,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $908,720 | 2,731 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 3,579 |
| Total interest expense | $1,036,000 | 3,811 |
| Net interest income | $1,601,000 | 3,322 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $147,000 | 2,677 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,569 |
| Total noninterest expense | $1,114,000 | 3,919 |
| Salaries and employee benefits | $582,000 | 4,068 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $380,000 | 3,446 |
| Pre-tax net operating income | $692,000 | 2,433 |
| Securities gains (losses) | $48,000 | 1,107 |
| Applicable income taxes | $271,000 | 1,588 |
| Income before extraordinary items | $469,000 | 2,844 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $469,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $279,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $438,280 | 2,906 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,500,000 | 3,654 |
| Total interest expense | $4,143,000 | 3,927 |
| Net interest income | $6,357,000 | 3,362 |
| Provision for loan and lease losses | $172,000 | 4,140 |
| Total noninterest income | $1,016,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $620,000 | 2,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $396,000 | 3,754 |
| Total noninterest expense | $4,308,000 | 3,896 |
| Salaries and employee benefits | $2,210,000 | 4,065 |
| Premises and equipment expense | $595,000 | 3,861 |
| Additional noninterest expense | $1,503,000 | 3,411 |
| Pre-tax net operating income | $2,893,000 | 2,544 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,051,000 | 1,800 |
| Income before extraordinary items | $1,842,000 | 3,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,842,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $818,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,842,000 | 3,004 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 3,682 |
| Total interest expense | $3,079,000 | 3,949 |
| Net interest income | $4,709,000 | 3,390 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $752,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $439,000 | 2,717 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $313,000 | 3,654 |
| Total noninterest expense | $3,281,000 | 3,834 |
| Salaries and employee benefits | $1,682,000 | 4,011 |
| Premises and equipment expense | $448,000 | 3,841 |
| Additional noninterest expense | $1,151,000 | 3,305 |
| Pre-tax net operating income | $2,054,000 | 2,783 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $758,000 | 1,975 |
| Income before extraordinary items | $1,296,000 | 3,292 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,296,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $589,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,296,000 | 3,276 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 3,720 |
| Total interest expense | $2,016,000 | 4,001 |
| Net interest income | $3,111,000 | 3,440 |
| Provision for loan and lease losses | $101,000 | 3,258 |
| Total noninterest income | $498,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $281,000 | 2,791 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $2,166,000 | 3,884 |
| Salaries and employee benefits | $1,118,000 | 4,062 |
| Premises and equipment expense | $300,000 | 3,853 |
| Additional noninterest expense | $748,000 | 3,375 |
| Pre-tax net operating income | $1,342,000 | 2,889 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $486,000 | 2,105 |
| Income before extraordinary items | $856,000 | 3,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $856,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $409,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $856,000 | 3,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,763 |
| Total interest expense | $989,000 | 4,046 |
| Net interest income | $1,529,000 | 3,495 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $224,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $1,066,000 | 3,939 |
| Salaries and employee benefits | $548,000 | 4,148 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $370,000 | 3,378 |
| Pre-tax net operating income | $634,000 | 2,999 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $228,000 | 2,214 |
| Income before extraordinary items | $406,000 | 3,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,413 |
| Cash dividends | $180,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $406,000 | 3,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 3,718 |
| Total interest expense | $3,377,000 | 4,011 |
| Net interest income | $6,122,000 | 3,476 |
| Provision for loan and lease losses | $142,000 | 4,147 |
| Total noninterest income | $1,072,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $532,000 | 2,929 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $540,000 | 3,209 |
| Total noninterest expense | $4,026,000 | 3,977 |
| Salaries and employee benefits | $2,035,000 | 4,210 |
| Premises and equipment expense | $587,000 | 3,833 |
| Additional noninterest expense | $1,404,000 | 3,474 |
| Pre-tax net operating income | $3,026,000 | 2,760 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,011,000 | 2,180 |
| Income before extraordinary items | $2,015,000 | 3,088 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,015,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $713,000 | 3,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,015,000 | 3,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 3,738 |
| Total interest expense | $2,409,000 | 4,058 |
| Net interest income | $4,602,000 | 3,487 |
| Provision for loan and lease losses | $118,000 | 3,852 |
| Total noninterest income | $822,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $389,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 3,082 |
| Total noninterest expense | $2,986,000 | 3,990 |
| Salaries and employee benefits | $1,520,000 | 4,199 |
| Premises and equipment expense | $428,000 | 3,920 |
| Additional noninterest expense | $1,038,000 | 3,509 |
| Pre-tax net operating income | $2,320,000 | 2,817 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $774,000 | 2,252 |
| Income before extraordinary items | $1,546,000 | 3,142 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,546,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $571,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,546,000 | 3,131 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 3,760 |
| Total interest expense | $1,533,000 | 4,057 |
| Net interest income | $3,034,000 | 3,520 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $593,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 2,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $334,000 | 2,823 |
| Total noninterest expense | $1,976,000 | 4,034 |
| Salaries and employee benefits | $1,009,000 | 4,229 |
| Premises and equipment expense | $283,000 | 3,946 |
| Additional noninterest expense | $684,000 | 3,544 |
| Pre-tax net operating income | $1,538,000 | 2,840 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $496,000 | 2,326 |
| Income before extraordinary items | $1,042,000 | 3,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,042,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $405,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,042,000 | 3,105 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 3,738 |
| Total interest expense | $735,000 | 4,051 |
| Net interest income | $1,523,000 | 3,508 |
| Provision for loan and lease losses | $58,000 | 2,966 |
| Total noninterest income | $192,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $973,000 | 4,091 |
| Salaries and employee benefits | $506,000 | 4,245 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $322,000 | 3,677 |
| Pre-tax net operating income | $684,000 | 3,013 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $244,000 | 2,309 |
| Income before extraordinary items | $440,000 | 3,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $165,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $440,000 | 3,435 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 3,578 |
| Total interest expense | $2,657,000 | 3,661 |
| Net interest income | $5,833,000 | 3,508 |
| Provision for loan and lease losses | $350,000 | 2,522 |
| Total noninterest income | $816,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $383,000 | 3,659 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $433,000 | 3,644 |
| Total noninterest expense | $3,879,000 | 3,950 |
| Salaries and employee benefits | $2,040,000 | 4,072 |
| Premises and equipment expense | $615,000 | 3,586 |
| Additional noninterest expense | $1,224,000 | 3,819 |
| Pre-tax net operating income | $2,420,000 | 3,225 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $817,000 | 2,575 |
| Income before extraordinary items | $1,603,000 | 3,629 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,603,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,249 |
| Cash dividends | $914,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,603,000 | 3,603 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,586 |
| Total interest expense | $1,938,000 | 3,593 |
| Net interest income | $4,306,000 | 3,541 |
| Provision for loan and lease losses | $285,000 | 2,280 |
| Total noninterest income | $580,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $268,000 | 3,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 3,735 |
| Total noninterest expense | $2,856,000 | 3,982 |
| Salaries and employee benefits | $1,516,000 | 4,058 |
| Premises and equipment expense | $460,000 | 3,586 |
| Additional noninterest expense | $880,000 | 3,880 |
| Pre-tax net operating income | $1,745,000 | 3,378 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $612,000 | 2,601 |
| Income before extraordinary items | $1,133,000 | 3,824 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,133,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,800 |
| Cash dividends | $706,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,133,000 | 3,775 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 3,579 |
| Total interest expense | $1,241,000 | 3,537 |
| Net interest income | $2,823,000 | 3,577 |
| Provision for loan and lease losses | $195,000 | 2,201 |
| Total noninterest income | $377,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $167,000 | 3,899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $1,872,000 | 4,017 |
| Salaries and employee benefits | $1,019,000 | 4,016 |
| Premises and equipment expense | $295,000 | 3,678 |
| Additional noninterest expense | $558,000 | 4,019 |
| Pre-tax net operating income | $1,133,000 | 3,394 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $400,000 | 2,616 |
| Income before extraordinary items | $733,000 | 3,850 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $733,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,596 |
| Cash dividends | $462,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $733,000 | 3,796 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,638 |
| Total interest expense | $597,000 | 3,514 |
| Net interest income | $1,379,000 | 3,653 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $949,000 | 4,005 |
| Salaries and employee benefits | $514,000 | 4,010 |
| Premises and equipment expense | $146,000 | 3,725 |
| Additional noninterest expense | $289,000 | 3,922 |
| Pre-tax net operating income | $490,000 | 3,730 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $171,000 | 2,860 |
| Income before extraordinary items | $319,000 | 4,197 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $319,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,138 |
| Cash dividends | $219,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $319,000 | 4,150 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,682,000 | 3,517 |
| Total interest expense | $2,350,000 | 3,203 |
| Net interest income | $5,332,000 | 3,619 |
| Provision for loan and lease losses | $340,000 | 2,675 |
| Total noninterest income | $773,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $366,000 | 3,839 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $407,000 | 3,681 |
| Total noninterest expense | $3,930,000 | 3,807 |
| Salaries and employee benefits | $2,105,000 | 3,828 |
| Premises and equipment expense | $600,000 | 3,530 |
| Additional noninterest expense | $1,225,000 | 3,675 |
| Pre-tax net operating income | $1,835,000 | 3,744 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $616,000 | 2,989 |
| Income before extraordinary items | $1,217,000 | 4,170 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,217,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,109 |
| Cash dividends | $437,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,218,320 | 4,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,686,000 | 3,539 |
| Total interest expense | $1,768,000 | 3,145 |
| Net interest income | $3,918,000 | 3,658 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $535,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $273,000 | 3,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $262,000 | 3,982 |
| Total noninterest expense | $2,870,000 | 3,851 |
| Salaries and employee benefits | $1,500,000 | 3,950 |
| Premises and equipment expense | $445,000 | 3,573 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $1,343,000 | 3,872 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $470,000 | 3,011 |
| Income before extraordinary items | $874,000 | 4,360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $874,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,829 |
| Cash dividends | $315,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $873,350 | 4,287 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 3,562 |
| Total interest expense | $1,202,000 | 3,078 |
| Net interest income | $2,549,000 | 3,718 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $320,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $1,877,000 | 3,946 |
| Salaries and employee benefits | $971,000 | 4,077 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $620,000 | 3,651 |
| Pre-tax net operating income | $827,000 | 4,024 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $291,000 | 3,128 |
| Income before extraordinary items | $537,000 | 4,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,418 |
| Cash dividends | $158,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $536,350 | 4,471 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,598 |
| Total interest expense | $621,000 | 3,035 |
| Net interest income | $1,236,000 | 3,806 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $134,000 | 3,139 |
| Total noninterest expense | $943,000 | 3,945 |
| Salaries and employee benefits | $478,000 | 4,155 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $324,000 | 3,518 |
| Pre-tax net operating income | $362,000 | 4,333 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $124,000 | 3,441 |
| Income before extraordinary items | $238,000 | 4,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $238,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,181 |
| Cash dividends | $108,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $238,000 | 4,757 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 3,482 |
| Total interest expense | $3,133,000 | 2,755 |
| Net interest income | $4,762,000 | 3,827 |
| Provision for loan and lease losses | $1,190,000 | 1,009 |
| Total noninterest income | $640,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $356,000 | 4,185 |
| Total noninterest expense | $3,562,000 | 4,048 |
| Salaries and employee benefits | $1,870,000 | 4,141 |
| Premises and equipment expense | $533,000 | 3,868 |
| Additional noninterest expense | $1,159,000 | 3,828 |
| Pre-tax net operating income | $650,000 | 6,162 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $177,000 | 5,090 |
| Income before extraordinary items | $475,000 | 6,452 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $475,000 | 6,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 1,035 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $473,540 | 6,297 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 3,503 |
| Total interest expense | $2,451,000 | 2,728 |
| Net interest income | $3,530,000 | 3,878 |
| Provision for loan and lease losses | $570,000 | 1,481 |
| Total noninterest income | $475,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $208,000 | 4,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,258 |
| Total noninterest expense | $2,593,000 | 4,139 |
| Salaries and employee benefits | $1,341,000 | 4,278 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $818,000 | 4,002 |
| Pre-tax net operating income | $842,000 | 4,992 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $280,000 | 4,044 |
| Income before extraordinary items | $562,000 | 5,573 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $562,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,880 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $562,000 | 5,387 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 3,537 |
| Total interest expense | $1,690,000 | 2,726 |
| Net interest income | $2,290,000 | 3,971 |
| Provision for loan and lease losses | $475,000 | 1,201 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $135,000 | 4,548 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $178,000 | 4,250 |
| Total noninterest expense | $1,681,000 | 4,236 |
| Salaries and employee benefits | $871,000 | 4,348 |
| Premises and equipment expense | $294,000 | 3,559 |
| Additional noninterest expense | $516,000 | 4,142 |
| Pre-tax net operating income | $447,000 | 5,595 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $304,000 | 6,068 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $304,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $304,000 | 5,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 3,556 |
| Total interest expense | $863,000 | 2,739 |
| Net interest income | $1,118,000 | 4,046 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $844,000 | 4,204 |
| Salaries and employee benefits | $451,000 | 4,238 |
| Premises and equipment expense | $149,000 | 3,507 |
| Additional noninterest expense | $244,000 | 4,298 |
| Pre-tax net operating income | $342,000 | 4,440 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $116,000 | 3,693 |
| Income before extraordinary items | $226,000 | 4,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $226,000 | 4,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,171,000 | 3,585 |
| Total interest expense | $3,481,000 | 3,116 |
| Net interest income | $4,690,000 | 3,852 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $612,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $339,000 | 3,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,454 |
| Total noninterest expense | $3,276,000 | 4,164 |
| Salaries and employee benefits | $1,740,000 | 4,197 |
| Premises and equipment expense | $508,000 | 3,899 |
| Additional noninterest expense | $1,028,000 | 4,090 |
| Pre-tax net operating income | $1,636,000 | 3,881 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $561,000 | 3,229 |
| Income before extraordinary items | $1,075,000 | 4,389 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,075,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,427 |
| Cash dividends | $279,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $-608,000 | 9,306 |
| Net operating income | $1,075,000 | 4,285 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 3,830 |
| Total interest expense | $4,296,000 | 3,590 |
| Net interest income | $4,174,000 | 3,996 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $651,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $343,000 | 3,822 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $308,000 | 4,064 |
| Total noninterest expense | $3,044,000 | 4,285 |
| Salaries and employee benefits | $1,555,000 | 4,386 |
| Premises and equipment expense | $506,000 | 3,833 |
| Additional noninterest expense | $983,000 | 4,125 |
| Pre-tax net operating income | $1,526,000 | 3,812 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $1,111,000 | 4,005 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,111,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,477 |
| Cash dividends | $469,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,111,000 | 3,884 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 4,264 |
| Total interest expense | $3,787,000 | 4,155 |
| Net interest income | $3,876,000 | 4,291 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $643,000 | 4,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,283 |
| Total noninterest expense | $2,907,000 | 4,336 |
| Salaries and employee benefits | $1,606,000 | 4,138 |
| Premises and equipment expense | $407,000 | 4,455 |
| Additional noninterest expense | $894,000 | 4,361 |
| Pre-tax net operating income | $1,452,000 | 4,152 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $538,000 | 3,329 |
| Income before extraordinary items | $914,000 | 4,637 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $914,000 | 4,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $301,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $914,000 | 4,638 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,319 |
| Total interest expense | $3,412,000 | 4,132 |
| Net interest income | $3,746,000 | 4,415 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $688,000 | 4,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 3,104 |
| Total noninterest expense | $2,626,000 | 4,689 |
| Salaries and employee benefits | $1,442,000 | 4,480 |
| Premises and equipment expense | $347,000 | 4,990 |
| Additional noninterest expense | $837,000 | 4,637 |
| Pre-tax net operating income | $1,678,000 | 3,800 |
| Securities gains (losses) | $-64,000 | 9,852 |
| Applicable income taxes | $498,000 | 3,651 |
| Income before extraordinary items | $1,116,000 | 4,088 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,116,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,845 |
| Cash dividends | $263,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,160,160 | 3,946 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 4,465 |
| Total interest expense | $3,395,000 | 4,258 |
| Net interest income | $3,478,000 | 4,627 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $451,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,140 |
| Total noninterest expense | $2,481,000 | 4,800 |
| Salaries and employee benefits | $1,384,000 | 4,532 |
| Premises and equipment expense | $332,000 | 5,065 |
| Additional noninterest expense | $765,000 | 4,822 |
| Pre-tax net operating income | $1,243,000 | 4,770 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $429,000 | 4,240 |
| Income before extraordinary items | $814,000 | 5,137 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $814,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,899 |
| Cash dividends | $169,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $814,000 | 5,048 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 4,676 |
| Total interest expense | $3,204,000 | 4,445 |
| Net interest income | $3,476,000 | 4,756 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $352,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,944 |
| Total noninterest expense | $2,395,000 | 4,956 |
| Salaries and employee benefits | $1,330,000 | 4,695 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $755,000 | 4,947 |
| Pre-tax net operating income | $1,333,000 | 4,883 |
| Securities gains (losses) | $-117,000 | 10,788 |
| Applicable income taxes | $460,000 | 4,462 |
| Income before extraordinary items | $756,000 | 5,646 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $756,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $515,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $830,880 | 5,283 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 4,905 |
| Total interest expense | $3,089,000 | 4,658 |
| Net interest income | $3,351,000 | 5,006 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $334,000 | 6,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,337 |
| Total noninterest expense | $2,214,000 | 5,511 |
| Salaries and employee benefits | $1,197,000 | 5,217 |
| Premises and equipment expense | $303,000 | 5,560 |
| Additional noninterest expense | $714,000 | 5,663 |
| Pre-tax net operating income | $1,381,000 | 4,624 |
| Securities gains (losses) | $-28,000 | 10,807 |
| Applicable income taxes | $455,000 | 4,468 |
| Income before extraordinary items | $898,000 | 4,882 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $898,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,511 |
| Cash dividends | $193,000 | 5,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $916,480 | 4,751 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 5,317 |
| Total interest expense | $2,689,000 | 5,247 |
| Net interest income | $3,155,000 | 5,280 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $351,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $2,064,000 | 5,841 |
| Salaries and employee benefits | $1,119,000 | 5,536 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $727,000 | 5,676 |
| Pre-tax net operating income | $1,322,000 | 4,896 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $480,000 | 4,330 |
| Income before extraordinary items | $836,000 | 5,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $836,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,677 |
| Cash dividends | $181,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $839,840 | 5,242 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,199 |
| Total interest expense | $2,300,000 | 4,981 |
| Net interest income | $3,245,000 | 5,272 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $1,987,000 | 6,238 |
| Salaries and employee benefits | $986,000 | 6,157 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $811,000 | 5,635 |
| Pre-tax net operating income | $1,307,000 | 4,923 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $466,000 | 4,273 |
| Income before extraordinary items | $837,000 | 5,179 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $837,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,648 |
| Cash dividends | $154,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $839,560 | 5,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,150 |
| Total interest expense | $2,450,000 | 4,913 |
| Net interest income | $3,304,000 | 5,209 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $242,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $1,851,000 | 6,754 |
| Salaries and employee benefits | $910,000 | 6,656 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $778,000 | 6,054 |
| Pre-tax net operating income | $1,395,000 | 4,605 |
| Securities gains (losses) | $224,000 | 1,564 |
| Applicable income taxes | $568,000 | 3,764 |
| Income before extraordinary items | $1,051,000 | 4,505 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,051,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 13,178 |
| Net operating income | $905,400 | 4,848 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 5,726 |
| Total interest expense | $2,859,000 | 5,371 |
| Net interest income | $2,844,000 | 5,980 |
| Provision for loan and lease losses | $410,000 | 3,402 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $1,651,000 | 7,403 |
| Salaries and employee benefits | $818,000 | 7,144 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $683,000 | 6,863 |
| Pre-tax net operating income | $1,026,000 | 5,518 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $668,000 | 6,117 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $668,000 | 6,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 3,151 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $659,680 | 5,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.