Home > Capitol Valley Bank > Income and Expense
Capitol Valley Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 5,022 |
| Total interest expense | $2,270,000 | 5,715 |
| Net interest income | $3,627,000 | 4,453 |
| Provision for loan and lease losses | $404,000 | 2,602 |
| Total noninterest income | $1,420,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,375,000 | 1,645 |
| Total noninterest expense | $3,593,000 | 3,745 |
| Salaries and employee benefits | $1,855,000 | 3,820 |
| Premises and equipment expense | $442,000 | 4,286 |
| Additional noninterest expense | $1,296,000 | 3,261 |
| Pre-tax net operating income | $1,050,000 | 4,790 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $356,000 | 3,950 |
| Income before extraordinary items | $694,000 | 5,254 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $694,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $694,000 | 5,137 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 6,338 |
| Total interest expense | $1,772,000 | 6,650 |
| Net interest income | $2,419,000 | 5,933 |
| Provision for loan and lease losses | $593,000 | 1,645 |
| Total noninterest income | $583,000 | 4,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,839 |
| Total noninterest expense | $2,442,000 | 4,947 |
| Salaries and employee benefits | $1,096,000 | 5,570 |
| Premises and equipment expense | $436,000 | 4,231 |
| Additional noninterest expense | $910,000 | 4,298 |
| Pre-tax net operating income | $-33,000 | 9,181 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-11,000 | 9,330 |
| Income before extraordinary items | $-22,000 | 9,185 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-22,000 | 9,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,807 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-22,000 | 9,174 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 9,931 |
| Total interest expense | $234,000 | 9,893 |
| Net interest income | $331,000 | 9,921 |
| Provision for loan and lease losses | $81,000 | 5,632 |
| Total noninterest income | $15,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $1,777,000 | 6,122 |
| Salaries and employee benefits | $665,000 | 7,418 |
| Premises and equipment expense | $294,000 | 5,524 |
| Additional noninterest expense | $818,000 | 4,706 |
| Pre-tax net operating income | $-1,512,000 | 10,135 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-614,000 | 10,147 |
| Income before extraordinary items | $-898,000 | 10,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-898,000 | 10,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 276 |
| Net operating income | $-898,000 | 10,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.