Home > Capitol City Bank & Trust Company > Income and Expense
Capitol City Bank & Trust Company, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 2,287 |
| Total interest expense | $2,763,000 | 1,074 |
| Net interest income | $7,758,000 | 2,693 |
| Provision for loan and lease losses | $2,377,000 | 415 |
| Total noninterest income | $1,901,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,530,000 | 868 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $371,000 | 3,711 |
| Total noninterest expense | $10,636,000 | 1,793 |
| Salaries and employee benefits | $3,804,000 | 2,606 |
| Premises and equipment expense | $1,100,000 | 2,077 |
| Additional noninterest expense | $5,732,000 | 1,146 |
| Pre-tax net operating income | $-3,354,000 | 6,468 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-3,354,000 | 6,463 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-3,354,000 | 6,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,354,000 | 6,462 |
| Net charge-offs | $3,260,000 | 317 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-3,354,000 | 6,463 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 2,306 |
| Total interest expense | $2,130,000 | 1,059 |
| Net interest income | $5,749,000 | 2,736 |
| Provision for loan and lease losses | $2,377,000 | 298 |
| Total noninterest income | $1,285,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,171,000 | 858 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $114,000 | 4,898 |
| Total noninterest expense | $7,970,000 | 1,793 |
| Salaries and employee benefits | $2,924,000 | 2,560 |
| Premises and equipment expense | $845,000 | 2,047 |
| Additional noninterest expense | $4,201,000 | 1,175 |
| Pre-tax net operating income | $-3,313,000 | 6,565 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-3,314,000 | 6,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,314,000 | 6,554 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,314,000 | 6,554 |
| Net charge-offs | $3,278,000 | 254 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-3,313,000 | 6,556 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 2,347 |
| Total interest expense | $1,449,000 | 1,039 |
| Net interest income | $3,697,000 | 2,810 |
| Provision for loan and lease losses | $2,327,000 | 225 |
| Total noninterest income | $635,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $754,000 | 880 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-119,000 | 6,595 |
| Total noninterest expense | $5,311,000 | 1,791 |
| Salaries and employee benefits | $1,955,000 | 2,562 |
| Premises and equipment expense | $553,000 | 2,090 |
| Additional noninterest expense | $2,803,000 | 1,162 |
| Pre-tax net operating income | $-3,306,000 | 6,645 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-3,307,000 | 6,636 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,307,000 | 6,636 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-3,307,000 | 6,636 |
| Net charge-offs | $3,294,000 | 187 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-3,306,000 | 6,638 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 2,224 |
| Total interest expense | $747,000 | 1,019 |
| Net interest income | $1,964,000 | 2,672 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $441,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $364,000 | 898 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $2,646,000 | 1,794 |
| Salaries and employee benefits | $988,000 | 2,540 |
| Premises and equipment expense | $265,000 | 2,195 |
| Additional noninterest expense | $1,393,000 | 1,145 |
| Pre-tax net operating income | $-391,000 | 6,604 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-392,000 | 6,608 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-392,000 | 6,608 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-392,000 | 6,608 |
| Net charge-offs | $608,000 | 424 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-391,000 | 6,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,378,000 | 2,145 |
| Total interest expense | $3,222,000 | 1,043 |
| Net interest income | $8,156,000 | 2,552 |
| Provision for loan and lease losses | $3,600,000 | 369 |
| Total noninterest income | $1,645,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,528,000 | 905 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,228 |
| Total noninterest expense | $11,847,000 | 1,624 |
| Salaries and employee benefits | $3,714,000 | 2,663 |
| Premises and equipment expense | $1,061,000 | 2,135 |
| Additional noninterest expense | $7,072,000 | 957 |
| Pre-tax net operating income | $-5,646,000 | 6,762 |
| Securities gains (losses) | $392,000 | 561 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-5,254,000 | 6,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,254,000 | 6,757 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-5,254,000 | 6,757 |
| Net charge-offs | $2,759,000 | 582 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-5,646,000 | 6,759 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 2,150 |
| Total interest expense | $2,445,000 | 1,062 |
| Net interest income | $6,140,000 | 2,562 |
| Provision for loan and lease losses | $2,750,000 | 360 |
| Total noninterest income | $1,521,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,136,000 | 913 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $385,000 | 3,377 |
| Total noninterest expense | $8,931,000 | 1,616 |
| Salaries and employee benefits | $2,745,000 | 2,693 |
| Premises and equipment expense | $810,000 | 2,123 |
| Additional noninterest expense | $5,376,000 | 944 |
| Pre-tax net operating income | $-4,020,000 | 6,842 |
| Securities gains (losses) | $392,000 | 515 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-3,628,000 | 6,838 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-3,628,000 | 6,839 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,628,000 | 6,839 |
| Net charge-offs | $2,436,000 | 521 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,020,000 | 6,838 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 2,116 |
| Total interest expense | $1,643,000 | 1,081 |
| Net interest income | $4,201,000 | 2,485 |
| Provision for loan and lease losses | $2,250,000 | 322 |
| Total noninterest income | $1,031,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $729,000 | 929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,191 |
| Total noninterest expense | $6,329,000 | 1,529 |
| Salaries and employee benefits | $1,843,000 | 2,696 |
| Premises and equipment expense | $535,000 | 2,143 |
| Additional noninterest expense | $3,951,000 | 862 |
| Pre-tax net operating income | $-3,347,000 | 6,902 |
| Securities gains (losses) | $455,000 | 399 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,892,000 | 6,896 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,892,000 | 6,897 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,892,000 | 6,897 |
| Net charge-offs | $2,275,000 | 402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-3,347,000 | 6,895 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 2,062 |
| Total interest expense | $831,000 | 1,110 |
| Net interest income | $2,197,000 | 2,386 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $498,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $360,000 | 918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $3,445,000 | 1,436 |
| Salaries and employee benefits | $936,000 | 2,671 |
| Premises and equipment expense | $255,000 | 2,281 |
| Additional noninterest expense | $2,254,000 | 759 |
| Pre-tax net operating income | $-850,000 | 6,925 |
| Securities gains (losses) | $71,000 | 783 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-779,000 | 6,919 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-779,000 | 6,920 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-779,000 | 6,920 |
| Net charge-offs | $448,000 | 823 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-850,000 | 6,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 1,976 |
| Total interest expense | $4,184,000 | 1,081 |
| Net interest income | $9,124,000 | 2,352 |
| Provision for loan and lease losses | $1,722,000 | 1,204 |
| Total noninterest income | $1,333,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,466,000 | 981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-133,000 | 6,763 |
| Total noninterest expense | $10,438,000 | 1,843 |
| Salaries and employee benefits | $3,683,000 | 2,651 |
| Premises and equipment expense | $1,022,000 | 2,247 |
| Additional noninterest expense | $5,733,000 | 1,199 |
| Pre-tax net operating income | $-1,703,000 | 6,772 |
| Securities gains (losses) | $252,000 | 1,498 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,451,000 | 6,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,451,000 | 6,775 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,451,000 | 6,776 |
| Net charge-offs | $1,487,000 | 1,407 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,703,000 | 6,785 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 1,962 |
| Total interest expense | $3,252,000 | 1,091 |
| Net interest income | $6,994,000 | 2,341 |
| Provision for loan and lease losses | $1,465,000 | 1,104 |
| Total noninterest income | $1,335,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,070,000 | 1,006 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,858 |
| Total noninterest expense | $7,855,000 | 1,827 |
| Salaries and employee benefits | $2,802,000 | 2,633 |
| Premises and equipment expense | $863,000 | 2,043 |
| Additional noninterest expense | $4,190,000 | 1,225 |
| Pre-tax net operating income | $-991,000 | 6,828 |
| Securities gains (losses) | $252,000 | 1,258 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-739,000 | 6,826 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-739,000 | 6,823 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-739,000 | 6,824 |
| Net charge-offs | $1,021,000 | 1,446 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-991,000 | 6,846 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 1,904 |
| Total interest expense | $2,240,000 | 1,092 |
| Net interest income | $4,803,000 | 2,262 |
| Provision for loan and lease losses | $1,255,000 | 911 |
| Total noninterest income | $929,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $699,000 | 1,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 3,468 |
| Total noninterest expense | $5,570,000 | 1,744 |
| Salaries and employee benefits | $1,883,000 | 2,623 |
| Premises and equipment expense | $518,000 | 2,219 |
| Additional noninterest expense | $3,169,000 | 1,092 |
| Pre-tax net operating income | $-1,093,000 | 6,985 |
| Securities gains (losses) | $129,000 | 1,420 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-964,000 | 6,991 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-964,000 | 6,990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-964,000 | 6,991 |
| Net charge-offs | $1,072,000 | 1,083 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,093,000 | 6,998 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 1,904 |
| Total interest expense | $1,157,000 | 1,099 |
| Net interest income | $2,405,000 | 2,278 |
| Provision for loan and lease losses | $745,000 | 792 |
| Total noninterest income | $486,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $343,000 | 1,022 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $2,715,000 | 1,776 |
| Salaries and employee benefits | $940,000 | 2,638 |
| Premises and equipment expense | $274,000 | 2,123 |
| Additional noninterest expense | $1,501,000 | 1,136 |
| Pre-tax net operating income | $-569,000 | 7,073 |
| Securities gains (losses) | $-147,000 | 7,216 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-716,000 | 7,130 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-716,000 | 7,129 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-716,000 | 7,130 |
| Net charge-offs | $788,000 | 792 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-569,000 | 7,079 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,614,000 | 1,933 |
| Total interest expense | $5,552,000 | 1,085 |
| Net interest income | $9,062,000 | 2,417 |
| Provision for loan and lease losses | $2,746,000 | 1,271 |
| Total noninterest income | $1,935,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,386,000 | 1,064 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $549,000 | 2,987 |
| Total noninterest expense | $10,053,000 | 1,905 |
| Salaries and employee benefits | $3,646,000 | 2,647 |
| Premises and equipment expense | $1,159,000 | 2,124 |
| Additional noninterest expense | $5,248,000 | 1,324 |
| Pre-tax net operating income | $-1,802,000 | 6,758 |
| Securities gains (losses) | $404,000 | 925 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,398,000 | 6,737 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,398,000 | 6,737 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,398,000 | 6,737 |
| Net charge-offs | $2,815,000 | 1,245 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,802,000 | 6,779 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,078,000 | 1,932 |
| Total interest expense | $4,260,000 | 1,107 |
| Net interest income | $6,818,000 | 2,420 |
| Provision for loan and lease losses | $2,495,000 | 1,068 |
| Total noninterest income | $1,336,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,027,000 | 1,080 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $309,000 | 3,423 |
| Total noninterest expense | $6,953,000 | 2,069 |
| Salaries and employee benefits | $2,720,000 | 2,659 |
| Premises and equipment expense | $900,000 | 2,075 |
| Additional noninterest expense | $3,333,000 | 1,540 |
| Pre-tax net operating income | $-1,294,000 | 6,870 |
| Securities gains (losses) | $251,000 | 1,041 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,043,000 | 6,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,043,000 | 6,872 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,043,000 | 6,871 |
| Net charge-offs | $2,709,000 | 1,004 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,294,000 | 6,902 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 1,937 |
| Total interest expense | $2,887,000 | 1,127 |
| Net interest income | $4,535,000 | 2,421 |
| Provision for loan and lease losses | $355,000 | 2,755 |
| Total noninterest income | $822,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $642,000 | 1,140 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 3,671 |
| Total noninterest expense | $4,675,000 | 2,070 |
| Salaries and employee benefits | $1,817,000 | 2,666 |
| Premises and equipment expense | $610,000 | 2,067 |
| Additional noninterest expense | $2,248,000 | 1,546 |
| Pre-tax net operating income | $327,000 | 4,497 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $327,000 | 4,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $327,000 | 4,319 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $327,000 | 4,321 |
| Net charge-offs | $320,000 | 2,621 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $327,000 | 4,234 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 1,964 |
| Total interest expense | $1,464,000 | 1,149 |
| Net interest income | $2,210,000 | 2,491 |
| Provision for loan and lease losses | $205,000 | 2,401 |
| Total noninterest income | $436,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $341,000 | 1,060 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $2,314,000 | 2,093 |
| Salaries and employee benefits | $914,000 | 2,657 |
| Premises and equipment expense | $321,000 | 2,006 |
| Additional noninterest expense | $1,079,000 | 1,608 |
| Pre-tax net operating income | $127,000 | 4,852 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $127,000 | 4,691 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $127,000 | 4,689 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $127,000 | 4,691 |
| Net charge-offs | $137,000 | 2,444 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $127,000 | 4,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,574,000 | 1,948 |
| Total interest expense | $7,346,000 | 1,122 |
| Net interest income | $8,228,000 | 2,654 |
| Provision for loan and lease losses | $470,000 | 4,231 |
| Total noninterest income | $1,908,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,498,000 | 1,015 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $410,000 | 3,474 |
| Total noninterest expense | $9,860,000 | 1,973 |
| Salaries and employee benefits | $3,555,000 | 2,686 |
| Premises and equipment expense | $1,180,000 | 2,132 |
| Additional noninterest expense | $5,125,000 | 1,418 |
| Pre-tax net operating income | $-194,000 | 6,024 |
| Securities gains (losses) | $443,000 | 977 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $249,000 | 5,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $249,000 | 5,125 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $249,000 | 5,125 |
| Net charge-offs | $1,895,000 | 1,925 |
| Cash dividends | $25,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-194,000 | 6,091 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,820,000 | 1,964 |
| Total interest expense | $5,722,000 | 1,121 |
| Net interest income | $6,098,000 | 2,709 |
| Provision for loan and lease losses | $420,000 | 3,826 |
| Total noninterest income | $1,383,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,105,000 | 1,055 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $278,000 | 3,657 |
| Total noninterest expense | $7,296,000 | 1,989 |
| Salaries and employee benefits | $2,687,000 | 2,676 |
| Premises and equipment expense | $892,000 | 2,147 |
| Additional noninterest expense | $3,717,000 | 1,429 |
| Pre-tax net operating income | $-235,000 | 6,331 |
| Securities gains (losses) | $420,000 | 859 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $185,000 | 5,365 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $185,000 | 5,367 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $185,000 | 5,368 |
| Net charge-offs | $268,000 | 3,877 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-235,000 | 6,388 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 1,973 |
| Total interest expense | $3,944,000 | 1,138 |
| Net interest income | $3,954,000 | 2,781 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $840,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $703,000 | 1,110 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 4,139 |
| Total noninterest expense | $4,917,000 | 1,989 |
| Salaries and employee benefits | $1,824,000 | 2,649 |
| Premises and equipment expense | $588,000 | 2,194 |
| Additional noninterest expense | $2,505,000 | 1,420 |
| Pre-tax net operating income | $-343,000 | 6,615 |
| Securities gains (losses) | $87,000 | 1,506 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-256,000 | 6,633 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-256,000 | 6,635 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-256,000 | 6,634 |
| Net charge-offs | $54,000 | 4,817 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-343,000 | 6,688 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 1,875 |
| Total interest expense | $2,080,000 | 1,131 |
| Net interest income | $2,194,000 | 2,557 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $329,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $342,000 | 1,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-13,000 | 7,583 |
| Total noninterest expense | $2,239,000 | 2,184 |
| Salaries and employee benefits | $975,000 | 2,528 |
| Premises and equipment expense | $290,000 | 2,268 |
| Additional noninterest expense | $974,000 | 1,782 |
| Pre-tax net operating income | $284,000 | 3,452 |
| Securities gains (losses) | $-98,000 | 7,696 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $186,000 | 4,014 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $186,000 | 4,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $186,000 | 4,013 |
| Net charge-offs | $28,000 | 4,202 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $284,000 | 3,129 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,615,000 | 2,049 |
| Total interest expense | $10,334,000 | 1,159 |
| Net interest income | $6,281,000 | 3,326 |
| Provision for loan and lease losses | $9,530,000 | 907 |
| Total noninterest income | $1,281,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,566,000 | 1,102 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-285,000 | 7,728 |
| Total noninterest expense | $10,530,000 | 1,927 |
| Salaries and employee benefits | $4,093,000 | 2,391 |
| Premises and equipment expense | $1,203,000 | 2,209 |
| Additional noninterest expense | $5,234,000 | 1,423 |
| Pre-tax net operating income | $-12,498,000 | 7,572 |
| Securities gains (losses) | $926,000 | 531 |
| Applicable income taxes | $-1,492,000 | 7,420 |
| Income before extraordinary items | $-10,080,000 | 7,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,080,000 | 7,557 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,080,000 | 7,557 |
| Net charge-offs | $7,249,000 | 870 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,885,620 | 7,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,894,000 | 2,007 |
| Total interest expense | $7,957,000 | 1,177 |
| Net interest income | $4,937,000 | 3,226 |
| Provision for loan and lease losses | $2,480,000 | 1,676 |
| Total noninterest income | $1,437,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,184,000 | 1,096 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $253,000 | 3,879 |
| Total noninterest expense | $6,851,000 | 2,179 |
| Salaries and employee benefits | $3,081,000 | 2,420 |
| Premises and equipment expense | $933,000 | 2,159 |
| Additional noninterest expense | $2,837,000 | 1,872 |
| Pre-tax net operating income | $-2,957,000 | 7,277 |
| Securities gains (losses) | $781,000 | 481 |
| Applicable income taxes | $-819,000 | 7,492 |
| Income before extraordinary items | $-1,357,000 | 6,941 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,357,000 | 6,942 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,357,000 | 6,942 |
| Net charge-offs | $2,601,000 | 1,290 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,856,840 | 7,119 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 2,052 |
| Total interest expense | $5,393,000 | 1,218 |
| Net interest income | $3,151,000 | 3,321 |
| Provision for loan and lease losses | $430,000 | 3,164 |
| Total noninterest income | $979,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $776,000 | 1,097 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $203,000 | 3,629 |
| Total noninterest expense | $4,606,000 | 2,181 |
| Salaries and employee benefits | $2,063,000 | 2,453 |
| Premises and equipment expense | $629,000 | 2,172 |
| Additional noninterest expense | $1,914,000 | 1,870 |
| Pre-tax net operating income | $-906,000 | 6,963 |
| Securities gains (losses) | $781,000 | 357 |
| Applicable income taxes | $-63,000 | 7,051 |
| Income before extraordinary items | $-62,000 | 6,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-62,000 | 6,099 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-62,000 | 6,099 |
| Net charge-offs | $922,000 | 1,704 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-561,840 | 6,805 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 2,141 |
| Total interest expense | $2,692,000 | 1,273 |
| Net interest income | $1,461,000 | 3,529 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $518,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $391,000 | 1,061 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $2,214,000 | 2,212 |
| Salaries and employee benefits | $1,037,000 | 2,472 |
| Premises and equipment expense | $320,000 | 2,176 |
| Additional noninterest expense | $857,000 | 1,879 |
| Pre-tax net operating income | $-385,000 | 7,184 |
| Securities gains (losses) | $598,000 | 274 |
| Applicable income taxes | $77,000 | 2,438 |
| Income before extraordinary items | $136,000 | 4,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 4,516 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $136,000 | 4,516 |
| Net charge-offs | $156,000 | 2,373 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-246,720 | 7,044 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,408,000 | 2,071 |
| Total interest expense | $10,419,000 | 1,554 |
| Net interest income | $7,989,000 | 2,707 |
| Provision for loan and lease losses | $2,485,000 | 1,572 |
| Total noninterest income | $2,093,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,883,000 | 956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $210,000 | 4,750 |
| Total noninterest expense | $8,546,000 | 2,242 |
| Salaries and employee benefits | $4,335,000 | 2,336 |
| Premises and equipment expense | $1,235,000 | 2,184 |
| Additional noninterest expense | $2,976,000 | 2,023 |
| Pre-tax net operating income | $-949,000 | 6,989 |
| Securities gains (losses) | $38,000 | 1,788 |
| Applicable income taxes | $-407,000 | 7,413 |
| Income before extraordinary items | $-504,000 | 6,713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-504,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 1,582 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-528,320 | 6,860 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,281,000 | 2,046 |
| Total interest expense | $7,774,000 | 1,624 |
| Net interest income | $6,507,000 | 2,526 |
| Provision for loan and lease losses | $1,710,000 | 1,315 |
| Total noninterest income | $1,574,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,440,000 | 928 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 5,139 |
| Total noninterest expense | $6,163,000 | 2,322 |
| Salaries and employee benefits | $3,227,000 | 2,369 |
| Premises and equipment expense | $875,000 | 2,311 |
| Additional noninterest expense | $2,061,000 | 2,107 |
| Pre-tax net operating income | $208,000 | 6,006 |
| Securities gains (losses) | $61,000 | 1,293 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $247,000 | 5,460 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $247,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 1,044 |
| Cash dividends | $800,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,880 | 5,920 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 2,072 |
| Total interest expense | $5,169,000 | 1,696 |
| Net interest income | $4,393,000 | 2,498 |
| Provision for loan and lease losses | $710,000 | 1,513 |
| Total noninterest income | $1,086,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $936,000 | 938 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $150,000 | 4,319 |
| Total noninterest expense | $4,097,000 | 2,327 |
| Salaries and employee benefits | $2,171,000 | 2,374 |
| Premises and equipment expense | $628,000 | 2,159 |
| Additional noninterest expense | $1,298,000 | 2,182 |
| Pre-tax net operating income | $672,000 | 3,779 |
| Securities gains (losses) | $56,000 | 1,362 |
| Applicable income taxes | $225,000 | 2,549 |
| Income before extraordinary items | $503,000 | 4,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,311 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $464,360 | 4,108 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 2,045 |
| Total interest expense | $2,605,000 | 1,811 |
| Net interest income | $2,364,000 | 2,332 |
| Provision for loan and lease losses | $260,000 | 1,545 |
| Total noninterest income | $544,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $432,000 | 1,002 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,569 |
| Total noninterest expense | $2,207,000 | 2,170 |
| Salaries and employee benefits | $1,055,000 | 2,462 |
| Premises and equipment expense | $306,000 | 2,223 |
| Additional noninterest expense | $846,000 | 1,689 |
| Pre-tax net operating income | $441,000 | 3,311 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $152,000 | 2,306 |
| Income before extraordinary items | $289,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $289,000 | 3,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,332,000 | 2,062 |
| Total interest expense | $9,804,000 | 1,970 |
| Net interest income | $10,528,000 | 2,152 |
| Provision for loan and lease losses | $500,000 | 2,315 |
| Total noninterest income | $2,442,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,009,000 | 890 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $433,000 | 3,582 |
| Total noninterest expense | $8,596,000 | 2,144 |
| Salaries and employee benefits | $4,136,000 | 2,418 |
| Premises and equipment expense | $1,277,000 | 2,044 |
| Additional noninterest expense | $3,183,000 | 1,741 |
| Pre-tax net operating income | $3,874,000 | 2,037 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,350,000 | 1,515 |
| Income before extraordinary items | $2,524,000 | 2,335 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,524,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,767 |
| Cash dividends | $1,239,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,524,000 | 2,326 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 2,080 |
| Total interest expense | $7,213,000 | 1,999 |
| Net interest income | $7,945,000 | 2,147 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $1,871,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,536,000 | 859 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $335,000 | 3,543 |
| Total noninterest expense | $6,315,000 | 2,152 |
| Salaries and employee benefits | $2,919,000 | 2,546 |
| Premises and equipment expense | $922,000 | 2,100 |
| Additional noninterest expense | $2,474,000 | 1,648 |
| Pre-tax net operating income | $3,391,000 | 1,901 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,136,000 | 1,505 |
| Income before extraordinary items | $2,255,000 | 2,157 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,255,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,826 |
| Cash dividends | $1,239,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,255,000 | 2,141 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 2,114 |
| Total interest expense | $4,715,000 | 2,038 |
| Net interest income | $5,272,000 | 2,190 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $1,253,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,004,000 | 890 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $4,223,000 | 2,169 |
| Salaries and employee benefits | $1,904,000 | 2,624 |
| Premises and equipment expense | $652,000 | 1,995 |
| Additional noninterest expense | $1,667,000 | 1,625 |
| Pre-tax net operating income | $2,276,000 | 1,941 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $759,000 | 1,552 |
| Income before extraordinary items | $1,517,000 | 2,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,517,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,395 |
| Cash dividends | $917,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,517,000 | 2,174 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 2,154 |
| Total interest expense | $2,323,000 | 2,056 |
| Net interest income | $2,556,000 | 2,252 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $599,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $476,000 | 911 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $2,071,000 | 2,233 |
| Salaries and employee benefits | $925,000 | 2,730 |
| Premises and equipment expense | $332,000 | 1,966 |
| Additional noninterest expense | $814,000 | 1,653 |
| Pre-tax net operating income | $1,084,000 | 2,028 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $377,000 | 1,585 |
| Income before extraordinary items | $707,000 | 2,303 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $707,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $155,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $707,000 | 2,280 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,596,000 | 2,022 |
| Total interest expense | $8,434,000 | 1,952 |
| Net interest income | $11,162,000 | 2,082 |
| Provision for loan and lease losses | $695,000 | 1,427 |
| Total noninterest income | $2,254,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,004,000 | 883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 4,648 |
| Total noninterest expense | $8,978,000 | 1,962 |
| Salaries and employee benefits | $3,900,000 | 2,494 |
| Premises and equipment expense | $1,075,000 | 2,305 |
| Additional noninterest expense | $4,003,000 | 1,330 |
| Pre-tax net operating income | $3,743,000 | 2,361 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,268,000 | 1,890 |
| Income before extraordinary items | $2,475,000 | 2,641 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,475,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,670 |
| Cash dividends | $153,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,014 |
| Net operating income | $2,475,000 | 2,626 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,479,000 | 2,039 |
| Total interest expense | $6,159,000 | 1,942 |
| Net interest income | $8,320,000 | 2,111 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $1,632,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,486,000 | 896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $6,453,000 | 2,042 |
| Salaries and employee benefits | $2,747,000 | 2,640 |
| Premises and equipment expense | $790,000 | 2,360 |
| Additional noninterest expense | $2,916,000 | 1,365 |
| Pre-tax net operating income | $3,159,000 | 2,234 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,029,000 | 1,845 |
| Income before extraordinary items | $2,130,000 | 2,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,130,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,826 |
| Cash dividends | $153,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 816 |
| Net operating income | $2,130,000 | 2,434 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 2,043 |
| Total interest expense | $3,997,000 | 1,903 |
| Net interest income | $5,435,000 | 2,147 |
| Provision for loan and lease losses | $245,000 | 1,789 |
| Total noninterest income | $1,071,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $969,000 | 903 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,085 |
| Total noninterest expense | $4,433,000 | 1,990 |
| Salaries and employee benefits | $1,817,000 | 2,658 |
| Premises and equipment expense | $564,000 | 2,208 |
| Additional noninterest expense | $2,052,000 | 1,306 |
| Pre-tax net operating income | $1,828,000 | 2,484 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $581,000 | 2,099 |
| Income before extraordinary items | $1,247,000 | 2,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,247,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,922 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 631 |
| Net operating income | $1,247,000 | 2,698 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 2,082 |
| Total interest expense | $1,944,000 | 1,873 |
| Net interest income | $2,583,000 | 2,252 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $533,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $461,000 | 919 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $2,172,000 | 2,033 |
| Salaries and employee benefits | $913,000 | 2,649 |
| Premises and equipment expense | $256,000 | 2,427 |
| Additional noninterest expense | $1,003,000 | 1,315 |
| Pre-tax net operating income | $820,000 | 2,657 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $257,000 | 2,226 |
| Income before extraordinary items | $563,000 | 2,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 399 |
| Net operating income | $563,000 | 2,865 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,743,000 | 2,116 |
| Total interest expense | $6,185,000 | 1,834 |
| Net interest income | $9,558,000 | 2,312 |
| Provision for loan and lease losses | $775,000 | 1,302 |
| Total noninterest income | $2,460,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,107,000 | 821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $353,000 | 3,999 |
| Total noninterest expense | $7,624,000 | 2,184 |
| Salaries and employee benefits | $3,261,000 | 2,755 |
| Premises and equipment expense | $915,000 | 2,558 |
| Additional noninterest expense | $3,448,000 | 1,474 |
| Pre-tax net operating income | $3,619,000 | 2,402 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,193,000 | 2,016 |
| Income before extraordinary items | $2,426,000 | 2,655 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,426,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,305 |
| Cash dividends | $497,000 | 3,690 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 802 |
| Net operating income | $2,426,000 | 2,627 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 2,161 |
| Total interest expense | $4,377,000 | 1,831 |
| Net interest income | $6,866,000 | 2,385 |
| Provision for loan and lease losses | $222,000 | 2,796 |
| Total noninterest income | $1,789,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,568,000 | 826 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $5,297,000 | 2,344 |
| Salaries and employee benefits | $2,305,000 | 2,875 |
| Premises and equipment expense | $702,000 | 2,508 |
| Additional noninterest expense | $2,290,000 | 1,640 |
| Pre-tax net operating income | $3,136,000 | 2,164 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,005,000 | 1,868 |
| Income before extraordinary items | $2,131,000 | 2,371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,131,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,688 |
| Cash dividends | $393,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,131,000 | 2,342 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 2,254 |
| Total interest expense | $2,758,000 | 1,823 |
| Net interest income | $4,239,000 | 2,523 |
| Provision for loan and lease losses | $98,000 | 3,413 |
| Total noninterest income | $1,182,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $980,000 | 876 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $202,000 | 3,748 |
| Total noninterest expense | $3,641,000 | 2,256 |
| Salaries and employee benefits | $1,507,000 | 2,917 |
| Premises and equipment expense | $457,000 | 2,540 |
| Additional noninterest expense | $1,677,000 | 1,493 |
| Pre-tax net operating income | $1,682,000 | 2,504 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $523,000 | 2,210 |
| Income before extraordinary items | $1,159,000 | 2,729 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,159,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,322 |
| Cash dividends | $140,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,159,000 | 2,689 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 2,341 |
| Total interest expense | $1,321,000 | 1,799 |
| Net interest income | $1,982,000 | 2,664 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $577,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $472,000 | 868 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,636 |
| Total noninterest expense | $1,754,000 | 2,353 |
| Salaries and employee benefits | $736,000 | 2,982 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $794,000 | 1,569 |
| Pre-tax net operating income | $751,000 | 2,699 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $245,000 | 2,302 |
| Income before extraordinary items | $506,000 | 3,019 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $506,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $506,000 | 2,980 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 2,753 |
| Total interest expense | $3,163,000 | 2,509 |
| Net interest income | $7,153,000 | 2,834 |
| Provision for loan and lease losses | $604,000 | 1,639 |
| Total noninterest income | $2,446,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,185,000 | 798 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $261,000 | 4,540 |
| Total noninterest expense | $6,029,000 | 2,633 |
| Salaries and employee benefits | $2,756,000 | 3,074 |
| Premises and equipment expense | $799,000 | 2,787 |
| Additional noninterest expense | $2,474,000 | 1,970 |
| Pre-tax net operating income | $2,966,000 | 2,612 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $939,000 | 2,263 |
| Income before extraordinary items | $2,027,000 | 2,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,027,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,385 |
| Cash dividends | $251,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,027,000 | 2,818 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 2,827 |
| Total interest expense | $2,150,000 | 2,692 |
| Net interest income | $5,262,000 | 2,853 |
| Provision for loan and lease losses | $128,000 | 3,881 |
| Total noninterest income | $1,828,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,650,000 | 802 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 4,744 |
| Total noninterest expense | $4,304,000 | 2,730 |
| Salaries and employee benefits | $1,939,000 | 3,223 |
| Premises and equipment expense | $579,000 | 2,879 |
| Additional noninterest expense | $1,786,000 | 2,016 |
| Pre-tax net operating income | $2,658,000 | 2,269 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $818,000 | 2,075 |
| Income before extraordinary items | $1,840,000 | 2,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,840,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $251,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,840,000 | 2,445 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 2,996 |
| Total interest expense | $1,326,000 | 2,844 |
| Net interest income | $3,290,000 | 3,031 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,194,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,080,000 | 806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 4,901 |
| Total noninterest expense | $2,873,000 | 2,731 |
| Salaries and employee benefits | $1,286,000 | 3,247 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $1,200,000 | 1,999 |
| Pre-tax net operating income | $1,611,000 | 2,428 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $485,000 | 2,254 |
| Income before extraordinary items | $1,133,000 | 2,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,133,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $106,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,128,100 | 2,585 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 3,117 |
| Total interest expense | $633,000 | 2,996 |
| Net interest income | $1,576,000 | 3,138 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $569,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $517,000 | 815 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $1,463,000 | 2,693 |
| Salaries and employee benefits | $631,000 | 3,321 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $626,000 | 1,884 |
| Pre-tax net operating income | $682,000 | 2,760 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $192,000 | 2,640 |
| Income before extraordinary items | $490,000 | 2,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $107,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $490,000 | 2,884 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 3,580 |
| Total interest expense | $2,411,000 | 3,428 |
| Net interest income | $5,192,000 | 3,587 |
| Provision for loan and lease losses | $947,000 | 1,257 |
| Total noninterest income | $2,282,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,095,000 | 823 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $187,000 | 5,428 |
| Total noninterest expense | $5,036,000 | 3,030 |
| Salaries and employee benefits | $2,341,000 | 3,447 |
| Premises and equipment expense | $653,000 | 3,274 |
| Additional noninterest expense | $2,042,000 | 2,359 |
| Pre-tax net operating income | $1,491,000 | 4,136 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $325,000 | 4,156 |
| Income before extraordinary items | $1,166,000 | 4,215 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,166,000 | 4,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,225 |
| Cash dividends | $253,000 | 4,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,166,000 | 4,045 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,692 |
| Total interest expense | $1,728,000 | 3,679 |
| Net interest income | $3,824,000 | 3,651 |
| Provision for loan and lease losses | $261,000 | 2,785 |
| Total noninterest income | $1,708,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,547,000 | 836 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 5,199 |
| Total noninterest expense | $3,659,000 | 3,107 |
| Salaries and employee benefits | $1,684,000 | 3,548 |
| Premises and equipment expense | $498,000 | 3,230 |
| Additional noninterest expense | $1,477,000 | 2,433 |
| Pre-tax net operating income | $1,612,000 | 3,370 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $437,000 | 3,275 |
| Income before extraordinary items | $1,175,000 | 3,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,175,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,715 |
| Cash dividends | $168,000 | 4,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,175,000 | 3,386 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,783 |
| Total interest expense | $1,136,000 | 3,843 |
| Net interest income | $2,485,000 | 3,719 |
| Provision for loan and lease losses | $211,000 | 2,406 |
| Total noninterest income | $1,113,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $993,000 | 849 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $120,000 | 4,988 |
| Total noninterest expense | $2,387,000 | 3,180 |
| Salaries and employee benefits | $1,116,000 | 3,567 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $937,000 | 2,519 |
| Pre-tax net operating income | $1,000,000 | 3,528 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $735,000 | 3,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $735,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,214 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $735,000 | 3,537 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 3,892 |
| Total interest expense | $564,000 | 3,970 |
| Net interest income | $1,199,000 | 3,824 |
| Provision for loan and lease losses | $155,000 | 1,645 |
| Total noninterest income | $528,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $470,000 | 874 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $1,197,000 | 3,160 |
| Salaries and employee benefits | $560,000 | 3,561 |
| Premises and equipment expense | $174,000 | 3,100 |
| Additional noninterest expense | $463,000 | 2,502 |
| Pre-tax net operating income | $375,000 | 4,203 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $254,000 | 4,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,039 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $254,000 | 4,475 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 4,354 |
| Total interest expense | $2,057,000 | 4,695 |
| Net interest income | $4,349,000 | 4,095 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $1,855,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,735,000 | 923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 6,062 |
| Total noninterest expense | $4,354,000 | 3,320 |
| Salaries and employee benefits | $2,162,000 | 3,501 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $1,659,000 | 2,723 |
| Pre-tax net operating income | $1,535,000 | 4,042 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $435,000 | 3,723 |
| Income before extraordinary items | $1,100,000 | 4,322 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,100,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $127,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,100,000 | 4,214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 4,917 |
| Total interest expense | $2,311,000 | 5,646 |
| Net interest income | $3,762,000 | 4,332 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $1,791,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,566,000 | 946 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $225,000 | 4,695 |
| Total noninterest expense | $4,003,000 | 3,429 |
| Salaries and employee benefits | $1,891,000 | 3,751 |
| Premises and equipment expense | $524,000 | 3,732 |
| Additional noninterest expense | $1,588,000 | 2,733 |
| Pre-tax net operating income | $1,270,000 | 4,287 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $329,000 | 4,096 |
| Income before extraordinary items | $948,000 | 4,428 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $948,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,903 |
| Cash dividends | $53,000 | 6,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $942,820 | 4,320 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 5,431 |
| Total interest expense | $1,904,000 | 6,412 |
| Net interest income | $3,538,000 | 4,574 |
| Provision for loan and lease losses | $187,000 | 3,888 |
| Total noninterest income | $1,478,000 | 2,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,372,000 | 982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $3,329,000 | 3,874 |
| Salaries and employee benefits | $1,625,000 | 4,099 |
| Premises and equipment expense | $465,000 | 4,020 |
| Additional noninterest expense | $1,239,000 | 3,325 |
| Pre-tax net operating income | $1,500,000 | 4,067 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $395,000 | 3,999 |
| Income before extraordinary items | $1,104,000 | 4,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,104,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,104,740 | 4,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 6,380 |
| Total interest expense | $1,493,000 | 6,998 |
| Net interest income | $2,492,000 | 5,807 |
| Provision for loan and lease losses | $339,000 | 2,422 |
| Total noninterest income | $1,380,000 | 2,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,238,000 | 1,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $2,787,000 | 4,487 |
| Salaries and employee benefits | $1,356,000 | 4,707 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,023,000 | 3,947 |
| Pre-tax net operating income | $746,000 | 6,146 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $174,000 | 5,984 |
| Income before extraordinary items | $572,000 | 6,035 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $572,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,087 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $572,000 | 6,008 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 7,316 |
| Total interest expense | $1,195,000 | 7,924 |
| Net interest income | $1,983,000 | 6,703 |
| Provision for loan and lease losses | $113,000 | 4,873 |
| Total noninterest income | $1,158,000 | 2,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $988,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $2,341,000 | 4,995 |
| Salaries and employee benefits | $1,141,000 | 5,259 |
| Premises and equipment expense | $322,000 | 5,158 |
| Additional noninterest expense | $878,000 | 4,375 |
| Pre-tax net operating income | $687,000 | 6,533 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $195,000 | 6,252 |
| Income before extraordinary items | $516,000 | 6,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $516,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $498,480 | 6,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 8,514 |
| Total interest expense | $783,000 | 9,306 |
| Net interest income | $1,615,000 | 7,736 |
| Provision for loan and lease losses | $162,000 | 3,963 |
| Total noninterest income | $958,000 | 3,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $822,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $1,844,000 | 5,985 |
| Salaries and employee benefits | $879,000 | 6,400 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $803,000 | 4,714 |
| Pre-tax net operating income | $567,000 | 7,569 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $70,000 | 8,905 |
| Income before extraordinary items | $502,000 | 6,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $502,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $497,600 | 6,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 9,700 |
| Total interest expense | $553,000 | 10,430 |
| Net interest income | $1,222,000 | 8,984 |
| Provision for loan and lease losses | $387,000 | 2,151 |
| Total noninterest income | $708,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $661,000 | 2,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,492,000 | 7,130 |
| Salaries and employee benefits | $637,000 | 7,913 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $51,000 | 10,591 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $50,000 | 10,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $50,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,931 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $51,000 | 10,522 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 11,440 |
| Total interest expense | $206,000 | 11,747 |
| Net interest income | $682,000 | 10,891 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $387,000 | 6,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,196,000 | 8,224 |
| Salaries and employee benefits | $509,000 | 9,037 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $-227,000 | 11,687 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-211,000 | 11,687 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-211,000 | 11,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-227,000 | 11,681 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $219,000 | 12,551 |
| Total interest expense | $33,000 | 12,560 |
| Net interest income | $186,000 | 12,518 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $31,000 | 12,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $419,000 | 11,958 |
| Salaries and employee benefits | $247,000 | 11,691 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $130,000 | 12,021 |
| Pre-tax net operating income | $-214,000 | 12,271 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-214,000 | 12,231 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-214,000 | 12,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,322,000 | 160 |
| Net operating income | $-214,000 | 12,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.