Home > Capitol City Bank & Trust Company > Assets and Liabilities
Capitol City Bank & Trust Company, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 76 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $272,311,000 | 2,384 |
| Cash and due from depository institutions | $15,644,000 | 1,958 |
| Interest-bearing balances | $716,000 | 5,613 |
| Securities | $34,750,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $279,000 | 2,216 |
| Net loans & leases | $184,541,000 | 2,223 |
| Loan loss allowance | $5,348,000 | 1,205 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $8,205,000 | 1,413 |
| Other real estate owned | $27,091,000 | 1,958 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $1,801,000 | 4,584 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $272,311,000 | 2,384 |
| Total liabilities | $268,952,000 | 2,191 |
| Total deposits | $262,652,000 | 2,099 |
| Interest-bearing deposits | $233,580,000 | 1,879 |
| Deposits held in domestic offices | $262,652,000 | 2,098 |
| % insured | 95.81% | 490 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,500,000 | 2,337 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $800,000 | 3,338 |
| Total equity capital | $3,359,000 | 6,220 |
| Total bank equity capital | $3,359,000 | 6,220 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $3,193,000 | 1,029 |
| Surplus | $24,411,000 | 1,266 |
| Undivided profits | $-24,245,000 | 6,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $18,248,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $583,000 | 3,880 |
| Earning assets | $220,286,000 | 2,654 |
| Long-term assets (5+ years) | $126,348,000 | 1,700 |
| Average Assets, year-to-date | $279,359,200 | 2,283 |
| Average Assets, quarterly | $273,075,000 | 2,363 |
| Volatile liabilities | $14,598,000 | 2,496 |
| Insider loans | $4,773,000 | 1,285 |
| FHLB advances | $5,500,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $2,549,000 | 5,444 |
| Tier 1 (core) risk-based capital | $4,296,000 | 6,043 |
| Tier 2 risk-based capital | $2,927,000 | 1,729 |
| Total risk weighted assets | $231,682,000 | 1,925 |
| Total unused commitments | $2,549,000 | 5,444 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 78 | 1,934 |
| Assets and Liabilities | ||
| Total Assets: | $275,915,000 | 2,363 |
| Cash and due from depository institutions | $13,896,000 | 1,934 |
| Interest-bearing balances | $713,000 | 5,637 |
| Securities | $36,053,000 | 3,293 |
| Federal funds sold & reverse repurchase agreements | $284,000 | 2,262 |
| Net loans & leases | $188,622,000 | 2,167 |
| Loan loss allowance | $3,756,000 | 1,706 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,314,000 | 1,404 |
| Other real estate owned | $26,968,000 | 1,934 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $1,778,000 | 4,680 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $275,915,000 | 2,363 |
| Total liabilities | $270,900,000 | 2,187 |
| Total deposits | $264,410,000 | 2,091 |
| Interest-bearing deposits | $237,312,000 | 1,872 |
| Deposits held in domestic offices | $264,410,000 | 2,090 |
| % insured | 96.46% | 417 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,500,000 | 2,330 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $990,000 | 3,149 |
| Total equity capital | $5,015,000 | 5,940 |
| Total bank equity capital | $5,015,000 | 5,940 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $3,193,000 | 1,044 |
| Surplus | $24,286,000 | 1,272 |
| Undivided profits | $-22,464,000 | 6,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $18,654,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $594,000 | 3,942 |
| Earning assets | $225,672,000 | 2,613 |
| Long-term assets (5+ years) | $135,974,000 | 1,596 |
| Average Assets, year-to-date | $282,348,250 | 2,271 |
| Average Assets, quarterly | $279,522,000 | 2,317 |
| Volatile liabilities | $15,001,000 | 2,451 |
| Insider loans | $4,841,000 | 1,253 |
| FHLB advances | $5,500,000 | 2,242 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $3,228,000 | 5,329 |
| Tier 1 (core) risk-based capital | $6,287,000 | 5,622 |
| Tier 2 risk-based capital | $2,973,000 | 1,710 |
| Total risk weighted assets | $237,040,000 | 1,879 |
| Total unused commitments | $3,228,000 | 5,329 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 82 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $283,129,000 | 2,293 |
| Cash and due from depository institutions | $14,708,000 | 1,837 |
| Interest-bearing balances | $712,000 | 5,736 |
| Securities | $37,365,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $287,000 | 2,354 |
| Net loans & leases | $192,793,000 | 2,112 |
| Loan loss allowance | $5,762,000 | 1,148 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $8,405,000 | 1,393 |
| Other real estate owned | $27,562,000 | 1,837 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $2,009,000 | 4,465 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $283,129,000 | 2,293 |
| Total liabilities | $277,579,000 | 2,126 |
| Total deposits | $271,054,000 | 2,037 |
| Interest-bearing deposits | $241,143,000 | 1,857 |
| Deposits held in domestic offices | $271,054,000 | 2,036 |
| % insured | 95.31% | 644 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $5,500,000 | 2,338 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,025,000 | 3,011 |
| Total equity capital | $5,550,000 | 5,859 |
| Total bank equity capital | $5,550,000 | 5,859 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,193,000 | 1,064 |
| Surplus | $24,236,000 | 1,270 |
| Undivided profits | $-21,879,000 | 6,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $21,750,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $673,000 | 3,586 |
| Earning assets | $231,157,000 | 2,547 |
| Long-term assets (5+ years) | $134,800,000 | 1,611 |
| Average Assets, year-to-date | $284,492,670 | 2,259 |
| Average Assets, quarterly | $283,358,500 | 2,281 |
| Volatile liabilities | $17,629,000 | 2,186 |
| Insider loans | $4,895,000 | 1,261 |
| FHLB advances | $5,500,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $2,299,000 | 5,640 |
| Tier 1 (core) risk-based capital | $7,000,000 | 5,495 |
| Tier 2 risk-based capital | $3,062,000 | 1,656 |
| Total risk weighted assets | $242,275,000 | 1,820 |
| Total unused commitments | $2,299,000 | 5,640 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 82 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $283,588,000 | 2,283 |
| Cash and due from depository institutions | $11,756,000 | 1,845 |
| Interest-bearing balances | $711,000 | 5,871 |
| Securities | $37,913,000 | 3,230 |
| Federal funds sold & reverse repurchase agreements | $291,000 | 2,649 |
| Net loans & leases | $201,357,000 | 2,026 |
| Loan loss allowance | $5,773,000 | 1,163 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,482,000 | 1,387 |
| Other real estate owned | $21,356,000 | 1,845 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $2,433,000 | 4,232 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $283,588,000 | 2,283 |
| Total liabilities | $278,575,000 | 2,114 |
| Total deposits | $272,271,000 | 2,044 |
| Interest-bearing deposits | $243,018,000 | 1,860 |
| Deposits held in domestic offices | $272,271,000 | 2,044 |
| % insured | 95.42% | 648 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,500,000 | 2,211 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $804,000 | 3,339 |
| Total equity capital | $5,013,000 | 6,008 |
| Total bank equity capital | $5,013,000 | 6,008 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $3,193,000 | 1,077 |
| Surplus | $24,086,000 | 1,287 |
| Undivided profits | $-22,266,000 | 6,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $28,092,000 | 289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $665,000 | 3,539 |
| Earning assets | $240,272,000 | 2,458 |
| Long-term assets (5+ years) | $135,912,000 | 1,604 |
| Average Assets, year-to-date | $285,174,500 | 2,263 |
| Average Assets, quarterly | $285,174,500 | 2,263 |
| Volatile liabilities | $17,756,000 | 2,081 |
| Insider loans | $4,941,000 | 1,251 |
| FHLB advances | $5,500,000 | 2,138 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $2,109,000 | 5,795 |
| Tier 1 (core) risk-based capital | $6,932,000 | 5,549 |
| Tier 2 risk-based capital | $3,099,000 | 1,632 |
| Total risk weighted assets | $245,267,000 | 1,783 |
| Total unused commitments | $2,109,000 | 5,795 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 85 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $287,861,000 | 2,250 |
| Cash and due from depository institutions | $13,251,000 | 1,783 |
| Interest-bearing balances | $607,000 | 5,878 |
| Securities | $38,653,000 | 3,202 |
| Federal funds sold & reverse repurchase agreements | $294,000 | 2,436 |
| Net loans & leases | $203,782,000 | 2,007 |
| Loan loss allowance | $5,534,000 | 1,227 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $8,590,000 | 1,371 |
| Other real estate owned | $20,618,000 | 1,783 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $2,673,000 | 4,155 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $287,861,000 | 2,250 |
| Total liabilities | $281,875,000 | 2,076 |
| Total deposits | $275,630,000 | 2,001 |
| Interest-bearing deposits | $245,808,000 | 1,829 |
| Deposits held in domestic offices | $275,630,000 | 2,000 |
| % insured | 94.36% | 918 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,500,000 | 2,323 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $745,000 | 3,439 |
| Total equity capital | $5,986,000 | 5,786 |
| Total bank equity capital | $5,986,000 | 5,786 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,193,000 | 1,091 |
| Surplus | $24,086,000 | 1,289 |
| Undivided profits | $-21,293,000 | 6,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $30,197,000 | 281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $660,000 | 3,690 |
| Earning assets | $243,336,000 | 2,417 |
| Long-term assets (5+ years) | $129,972,000 | 1,635 |
| Average Assets, year-to-date | $293,926,200 | 2,185 |
| Average Assets, quarterly | $289,563,500 | 2,234 |
| Volatile liabilities | $17,683,000 | 2,129 |
| Insider loans | $5,134,000 | 1,206 |
| FHLB advances | $5,500,000 | 2,237 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $2,335,000 | 5,702 |
| Tier 1 (core) risk-based capital | $8,425,000 | 5,203 |
| Tier 2 risk-based capital | $3,121,000 | 1,627 |
| Total risk weighted assets | $247,236,000 | 1,754 |
| Total unused commitments | $2,335,000 | 5,702 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 84 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $291,266,000 | 2,215 |
| Cash and due from depository institutions | $14,898,000 | 1,799 |
| Interest-bearing balances | $613,000 | 5,949 |
| Securities | $39,683,000 | 3,169 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 2,444 |
| Net loans & leases | $205,227,000 | 1,967 |
| Loan loss allowance | $5,704,000 | 1,217 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $8,706,000 | 1,362 |
| Other real estate owned | $20,355,000 | 1,799 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $2,097,000 | 4,579 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $291,266,000 | 2,215 |
| Total liabilities | $284,542,000 | 2,040 |
| Total deposits | $278,044,000 | 1,974 |
| Interest-bearing deposits | $244,255,000 | 1,848 |
| Deposits held in domestic offices | $278,044,000 | 1,973 |
| % insured | 93.90% | 1,133 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,500,000 | 2,308 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $998,000 | 3,180 |
| Total equity capital | $6,724,000 | 5,678 |
| Total bank equity capital | $6,724,000 | 5,678 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,193,000 | 1,108 |
| Surplus | $24,086,000 | 1,293 |
| Undivided profits | $-20,555,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $34,426,000 | 272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $672,000 | 3,747 |
| Earning assets | $245,823,000 | 2,395 |
| Long-term assets (5+ years) | $127,287,000 | 1,645 |
| Average Assets, year-to-date | $295,442,500 | 2,185 |
| Average Assets, quarterly | $291,158,500 | 2,209 |
| Volatile liabilities | $17,929,000 | 2,129 |
| Insider loans | $5,081,000 | 1,213 |
| FHLB advances | $5,500,000 | 2,217 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $2,484,000 | 5,725 |
| Tier 1 (core) risk-based capital | $8,950,000 | 5,111 |
| Tier 2 risk-based capital | $3,131,000 | 1,613 |
| Total risk weighted assets | $247,917,000 | 1,736 |
| Total unused commitments | $2,484,000 | 5,725 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 82 | 1,850 |
| Assets and Liabilities | ||
| Total Assets: | $291,051,000 | 2,212 |
| Cash and due from depository institutions | $13,039,000 | 1,850 |
| Interest-bearing balances | $664,000 | 5,991 |
| Securities | $38,560,000 | 3,205 |
| Federal funds sold & reverse repurchase agreements | $305,000 | 2,598 |
| Net loans & leases | $208,444,000 | 1,933 |
| Loan loss allowance | $5,365,000 | 1,325 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $8,790,000 | 1,345 |
| Other real estate owned | $19,755,000 | 1,850 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,158,000 | 4,502 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $291,051,000 | 2,212 |
| Total liabilities | $282,836,000 | 2,046 |
| Total deposits | $276,193,000 | 1,988 |
| Interest-bearing deposits | $242,200,000 | 1,851 |
| Deposits held in domestic offices | $276,193,000 | 1,987 |
| % insured | 93.85% | 1,199 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,500,000 | 2,267 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,143,000 | 2,882 |
| Total equity capital | $8,215,000 | 5,337 |
| Total bank equity capital | $8,215,000 | 5,337 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,193,000 | 1,110 |
| Surplus | $24,086,000 | 1,292 |
| Undivided profits | $-19,064,000 | 6,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $33,865,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $729,000 | 3,468 |
| Earning assets | $247,973,000 | 2,368 |
| Long-term assets (5+ years) | $122,953,000 | 1,642 |
| Average Assets, year-to-date | $296,834,670 | 2,184 |
| Average Assets, quarterly | $295,031,000 | 2,197 |
| Volatile liabilities | $17,933,000 | 2,143 |
| Insider loans | $6,431,000 | 974 |
| FHLB advances | $5,500,000 | 2,182 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $2,083,000 | 5,933 |
| Tier 1 (core) risk-based capital | $9,687,000 | 4,939 |
| Tier 2 risk-based capital | $3,173,000 | 1,603 |
| Total risk weighted assets | $251,686,000 | 1,702 |
| Total unused commitments | $2,083,000 | 5,933 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 82 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $299,844,000 | 2,196 |
| Cash and due from depository institutions | $13,747,000 | 1,861 |
| Interest-bearing balances | $915,000 | 6,015 |
| Securities | $41,019,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $295,000 | 2,981 |
| Net loans & leases | $213,456,000 | 1,881 |
| Loan loss allowance | $5,042,000 | 1,440 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $8,906,000 | 1,340 |
| Other real estate owned | $19,370,000 | 1,861 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $3,051,000 | 3,894 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $299,844,000 | 2,196 |
| Total liabilities | $287,436,000 | 2,038 |
| Total deposits | $278,834,000 | 2,002 |
| Interest-bearing deposits | $248,991,000 | 1,850 |
| Deposits held in domestic offices | $278,834,000 | 2,001 |
| % insured | 94.97% | 907 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,500,000 | 2,182 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,102,000 | 1,450 |
| Total equity capital | $12,408,000 | 4,509 |
| Total bank equity capital | $12,408,000 | 4,508 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,193,000 | 1,127 |
| Surplus | $24,086,000 | 1,295 |
| Undivided profits | $-14,871,000 | 6,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $28,182,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $748,000 | 3,351 |
| Earning assets | $255,685,000 | 2,336 |
| Long-term assets (5+ years) | $115,592,000 | 1,708 |
| Average Assets, year-to-date | $300,143,000 | 2,189 |
| Average Assets, quarterly | $300,143,000 | 2,189 |
| Volatile liabilities | $18,818,000 | 2,042 |
| Insider loans | $7,275,000 | 833 |
| FHLB advances | $5,500,000 | 2,095 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $1,829,000 | 6,084 |
| Tier 1 (core) risk-based capital | $12,633,000 | 4,305 |
| Tier 2 risk-based capital | $3,245,000 | 1,574 |
| Total risk weighted assets | $257,818,000 | 1,653 |
| Total unused commitments | $1,829,000 | 6,084 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 83 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $300,942,000 | 2,184 |
| Cash and due from depository institutions | $8,535,000 | 1,828 |
| Interest-bearing balances | $833,000 | 6,004 |
| Securities | $42,457,000 | 2,987 |
| Federal funds sold & reverse repurchase agreements | $6,340,000 | 928 |
| Net loans & leases | $214,072,000 | 1,886 |
| Loan loss allowance | $5,778,000 | 1,239 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,960,000 | 1,326 |
| Other real estate owned | $18,175,000 | 1,828 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,403,000 | 4,387 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $300,942,000 | 2,184 |
| Total liabilities | $287,912,000 | 2,035 |
| Total deposits | $281,382,000 | 1,968 |
| Interest-bearing deposits | $248,225,000 | 1,844 |
| Deposits held in domestic offices | $281,382,000 | 1,968 |
| % insured | 96.56% | 936 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,500,000 | 2,335 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,030,000 | 3,169 |
| Total equity capital | $13,030,000 | 4,406 |
| Total bank equity capital | $13,030,000 | 4,405 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,193,000 | 1,134 |
| Surplus | $24,086,000 | 1,296 |
| Undivided profits | $-14,249,000 | 6,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $30,616,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $851,000 | 3,057 |
| Earning assets | $263,702,000 | 2,260 |
| Long-term assets (5+ years) | $105,203,000 | 1,808 |
| Average Assets, year-to-date | $297,132,200 | 2,156 |
| Average Assets, quarterly | $297,757,000 | 2,182 |
| Volatile liabilities | $13,036,000 | 2,689 |
| Insider loans | $7,320,000 | 826 |
| FHLB advances | $5,500,000 | 2,243 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $4,743,000 | 5,052 |
| Tier 1 (core) risk-based capital | $13,078,000 | 4,226 |
| Tier 2 risk-based capital | $3,288,000 | 1,546 |
| Total risk weighted assets | $260,516,000 | 1,637 |
| Total unused commitments | $4,743,000 | 5,052 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 85 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $294,572,000 | 2,215 |
| Cash and due from depository institutions | $7,730,000 | 1,800 |
| Interest-bearing balances | $833,000 | 5,986 |
| Securities | $43,932,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $945,000 | 2,425 |
| Net loans & leases | $212,121,000 | 1,914 |
| Loan loss allowance | $5,599,000 | 1,327 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,070,000 | 1,311 |
| Other real estate owned | $18,329,000 | 1,800 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,445,000 | 4,418 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $294,572,000 | 2,215 |
| Total liabilities | $281,246,000 | 2,080 |
| Total deposits | $274,784,000 | 2,003 |
| Interest-bearing deposits | $244,315,000 | 1,876 |
| Deposits held in domestic offices | $274,784,000 | 2,003 |
| % insured | 96.39% | 1,088 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,500,000 | 2,368 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $962,000 | 3,474 |
| Total equity capital | $13,326,000 | 4,404 |
| Total bank equity capital | $13,326,000 | 4,402 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,193,000 | 1,152 |
| Surplus | $24,062,000 | 1,319 |
| Undivided profits | $-13,929,000 | 6,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $29,732,000 | 423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $913,000 | 3,127 |
| Earning assets | $257,831,000 | 2,301 |
| Long-term assets (5+ years) | $94,430,000 | 1,981 |
| Average Assets, year-to-date | $296,179,750 | 2,183 |
| Average Assets, quarterly | $295,462,000 | 2,198 |
| Volatile liabilities | $18,775,000 | 2,126 |
| Insider loans | $6,528,000 | 961 |
| FHLB advances | $5,500,000 | 2,273 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $1,854,000 | 6,150 |
| Tier 1 (core) risk-based capital | $13,267,000 | 4,230 |
| Tier 2 risk-based capital | $3,226,000 | 1,595 |
| Total risk weighted assets | $256,331,000 | 1,680 |
| Total unused commitments | $1,854,000 | 6,150 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 80 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $296,816,000 | 2,186 |
| Cash and due from depository institutions | $7,397,000 | 1,895 |
| Interest-bearing balances | $699,000 | 6,021 |
| Securities | $43,255,000 | 2,995 |
| Federal funds sold & reverse repurchase agreements | $2,990,000 | 1,595 |
| Net loans & leases | $213,777,000 | 1,888 |
| Loan loss allowance | $5,038,000 | 1,498 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,176,000 | 1,292 |
| Other real estate owned | $17,705,000 | 1,895 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,516,000 | 4,345 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $296,816,000 | 2,186 |
| Total liabilities | $283,190,000 | 2,056 |
| Total deposits | $276,697,000 | 1,984 |
| Interest-bearing deposits | $242,960,000 | 1,888 |
| Deposits held in domestic offices | $276,697,000 | 1,984 |
| % insured | 96.20% | 1,239 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,500,000 | 2,431 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $993,000 | 3,261 |
| Total equity capital | $13,626,000 | 4,321 |
| Total bank equity capital | $13,626,000 | 4,319 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,193,000 | 1,173 |
| Surplus | $24,007,000 | 1,320 |
| Undivided profits | $-13,574,000 | 6,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $22,734,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $929,000 | 2,920 |
| Earning assets | $260,721,000 | 2,260 |
| Long-term assets (5+ years) | $82,113,000 | 2,172 |
| Average Assets, year-to-date | $296,870,330 | 2,174 |
| Average Assets, quarterly | $297,481,500 | 2,186 |
| Volatile liabilities | $19,553,000 | 2,082 |
| Insider loans | $6,576,000 | 960 |
| FHLB advances | $5,500,000 | 2,337 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $2,455,000 | 5,938 |
| Tier 1 (core) risk-based capital | $13,446,000 | 4,182 |
| Tier 2 risk-based capital | $3,221,000 | 1,605 |
| Total risk weighted assets | $255,878,000 | 1,675 |
| Total unused commitments | $2,455,000 | 5,938 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 80 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $298,147,000 | 2,201 |
| Cash and due from depository institutions | $7,247,000 | 1,880 |
| Interest-bearing balances | $600,000 | 6,158 |
| Securities | $45,225,000 | 2,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $216,725,000 | 1,847 |
| Loan loss allowance | $5,112,000 | 1,492 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,161,000 | 1,298 |
| Other real estate owned | $17,245,000 | 1,880 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,544,000 | 4,347 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $298,147,000 | 2,201 |
| Total liabilities | $285,999,000 | 2,045 |
| Total deposits | $277,986,000 | 1,981 |
| Interest-bearing deposits | $247,477,000 | 1,865 |
| Deposits held in domestic offices | $277,986,000 | 1,981 |
| % insured | 96.27% | 1,215 |
| Federal funds purchased & repurchase agreements | $1,445,000 | 1,681 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,500,000 | 2,463 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,068,000 | 3,102 |
| Total equity capital | $12,148,000 | 4,598 |
| Total bank equity capital | $12,148,000 | 4,597 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,193,000 | 1,192 |
| Surplus | $22,597,000 | 1,389 |
| Undivided profits | $-13,642,000 | 7,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $22,975,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $854,000 | 3,136 |
| Earning assets | $262,550,000 | 2,276 |
| Long-term assets (5+ years) | $67,608,000 | 2,510 |
| Average Assets, year-to-date | $296,897,500 | 2,183 |
| Average Assets, quarterly | $296,897,500 | 2,183 |
| Volatile liabilities | $20,163,000 | 2,053 |
| Insider loans | $6,652,000 | 948 |
| FHLB advances | $5,500,000 | 2,375 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $4,131,000 | 5,386 |
| Tier 1 (core) risk-based capital | $11,825,000 | 4,506 |
| Tier 2 risk-based capital | $3,251,000 | 1,592 |
| Total risk weighted assets | $258,195,000 | 1,662 |
| Total unused commitments | $4,131,000 | 5,386 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 81 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $296,251,000 | 2,187 |
| Cash and due from depository institutions | $7,666,000 | 1,857 |
| Interest-bearing balances | $636,000 | 5,994 |
| Securities | $42,414,000 | 2,949 |
| Federal funds sold & reverse repurchase agreements | $595,000 | 2,858 |
| Net loans & leases | $215,464,000 | 1,881 |
| Loan loss allowance | $4,972,000 | 1,508 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,131,000 | 1,296 |
| Other real estate owned | $18,309,000 | 1,857 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,672,000 | 4,327 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $296,251,000 | 2,187 |
| Total liabilities | $283,575,000 | 2,051 |
| Total deposits | $276,946,000 | 1,967 |
| Interest-bearing deposits | $248,464,000 | 1,846 |
| Deposits held in domestic offices | $276,946,000 | 1,965 |
| % insured | 95.61% | 1,585 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,500,000 | 2,618 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,129,000 | 3,018 |
| Total equity capital | $12,676,000 | 4,478 |
| Total bank equity capital | $12,676,000 | 4,477 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,193,000 | 1,199 |
| Surplus | $22,057,000 | 1,429 |
| Undivided profits | $-12,574,000 | 7,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $25,716,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,088,000 | 2,663 |
| Earning assets | $259,109,000 | 2,279 |
| Long-term assets (5+ years) | $49,880,000 | 2,691 |
| Average Assets, year-to-date | $299,261,000 | 2,141 |
| Average Assets, quarterly | $296,916,500 | 2,178 |
| Volatile liabilities | $12,006,000 | 3,103 |
| Insider loans | $2,845,000 | 2,115 |
| FHLB advances | $5,500,000 | 2,511 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $4,196,000 | 5,318 |
| Tier 1 (core) risk-based capital | $12,603,000 | 4,320 |
| Tier 2 risk-based capital | $3,245,000 | 1,601 |
| Total risk weighted assets | $257,884,000 | 1,670 |
| Total unused commitments | $4,196,000 | 5,318 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 80 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $297,582,000 | 2,181 |
| Cash and due from depository institutions | $7,486,000 | 1,893 |
| Interest-bearing balances | $324,000 | 6,239 |
| Securities | $37,758,000 | 3,121 |
| Federal funds sold & reverse repurchase agreements | $5,765,000 | 1,106 |
| Net loans & leases | $216,873,000 | 1,886 |
| Loan loss allowance | $5,010,000 | 1,521 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,236,000 | 1,274 |
| Other real estate owned | $17,856,000 | 1,893 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,608,000 | 4,439 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $297,582,000 | 2,181 |
| Total liabilities | $284,852,000 | 2,050 |
| Total deposits | $278,151,000 | 1,959 |
| Interest-bearing deposits | $250,820,000 | 1,847 |
| Deposits held in domestic offices | $278,151,000 | 1,958 |
| % insured | 95.56% | 1,683 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,500,000 | 2,692 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,201,000 | 3,018 |
| Total equity capital | $12,730,000 | 4,501 |
| Total bank equity capital | $12,730,000 | 4,500 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,193,000 | 1,226 |
| Surplus | $22,057,000 | 1,437 |
| Undivided profits | $-12,520,000 | 7,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $21,248,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $955,000 | 3,100 |
| Earning assets | $260,720,000 | 2,259 |
| Long-term assets (5+ years) | $35,516,000 | 3,299 |
| Average Assets, year-to-date | $300,013,500 | 2,142 |
| Average Assets, quarterly | $300,120,500 | 2,153 |
| Volatile liabilities | $12,315,000 | 3,105 |
| Insider loans | $2,867,000 | 2,120 |
| FHLB advances | $5,500,000 | 2,576 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $3,660,000 | 5,506 |
| Tier 1 (core) risk-based capital | $12,356,000 | 4,388 |
| Tier 2 risk-based capital | $3,242,000 | 1,605 |
| Total risk weighted assets | $257,569,000 | 1,679 |
| Total unused commitments | $3,660,000 | 5,508 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 79 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $302,659,000 | 2,138 |
| Cash and due from depository institutions | $7,911,000 | 1,936 |
| Interest-bearing balances | $577,000 | 5,923 |
| Securities | $40,744,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $4,130,000 | 1,405 |
| Net loans & leases | $225,167,000 | 1,843 |
| Loan loss allowance | $5,259,000 | 1,497 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,292,000 | 1,273 |
| Other real estate owned | $12,627,000 | 1,936 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,788,000 | 4,329 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $302,659,000 | 2,138 |
| Total liabilities | $288,587,000 | 2,013 |
| Total deposits | $281,874,000 | 1,917 |
| Interest-bearing deposits | $255,084,000 | 1,822 |
| Deposits held in domestic offices | $281,874,000 | 1,917 |
| % insured | 96.38% | 1,346 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,500,000 | 2,746 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,213,000 | 2,837 |
| Total equity capital | $14,072,000 | 4,164 |
| Total bank equity capital | $14,072,000 | 4,163 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,193,000 | 1,247 |
| Surplus | $22,057,000 | 1,429 |
| Undivided profits | $-11,178,000 | 7,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $27,461,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,053,000 | 2,771 |
| Earning assets | $270,618,000 | 2,184 |
| Long-term assets (5+ years) | $36,395,000 | 3,226 |
| Average Assets, year-to-date | $300,824,000 | 2,144 |
| Average Assets, quarterly | $303,699,000 | 2,132 |
| Volatile liabilities | $9,488,000 | 3,595 |
| Insider loans | $3,259,000 | 1,932 |
| FHLB advances | $5,500,000 | 2,637 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,668,000 | 5,601 |
| Tier 1 (core) risk-based capital | $13,726,000 | 4,056 |
| Tier 2 risk-based capital | $3,247,000 | 1,625 |
| Total risk weighted assets | $257,722,000 | 1,703 |
| Total unused commitments | $3,668,000 | 5,605 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 77 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $304,739,000 | 2,133 |
| Cash and due from depository institutions | $7,046,000 | 1,980 |
| Interest-bearing balances | $457,000 | 6,084 |
| Securities | $40,946,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $6,315,000 | 1,270 |
| Net loans & leases | $228,514,000 | 1,839 |
| Loan loss allowance | $5,292,000 | 1,500 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,358,000 | 1,265 |
| Other real estate owned | $9,468,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,092,000 | 4,164 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $304,739,000 | 2,133 |
| Total liabilities | $291,591,000 | 2,018 |
| Total deposits | $284,908,000 | 1,931 |
| Interest-bearing deposits | $256,593,000 | 1,843 |
| Deposits held in domestic offices | $284,908,000 | 1,929 |
| % insured | 96.64% | 1,295 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,500,000 | 2,804 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,183,000 | 2,852 |
| Total equity capital | $13,148,000 | 4,332 |
| Total bank equity capital | $13,148,000 | 4,331 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,193,000 | 1,267 |
| Surplus | $22,057,000 | 1,437 |
| Undivided profits | $-12,102,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $30,229,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,153,000 | 2,533 |
| Earning assets | $276,232,000 | 2,158 |
| Long-term assets (5+ years) | $35,396,000 | 3,228 |
| Average Assets, year-to-date | $299,906,500 | 2,160 |
| Average Assets, quarterly | $299,906,500 | 2,160 |
| Volatile liabilities | $9,460,000 | 3,642 |
| Insider loans | $3,341,000 | 1,939 |
| FHLB advances | $5,500,000 | 2,679 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $3,966,000 | 5,567 |
| Tier 1 (core) risk-based capital | $13,527,000 | 4,101 |
| Tier 2 risk-based capital | $3,259,000 | 1,632 |
| Total risk weighted assets | $258,652,000 | 1,703 |
| Total unused commitments | $3,966,000 | 5,569 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 78 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $295,074,000 | 2,202 |
| Cash and due from depository institutions | $5,809,000 | 1,980 |
| Interest-bearing balances | $455,000 | 6,018 |
| Securities | $36,860,000 | 3,068 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 3,289 |
| Net loans & leases | $230,322,000 | 1,853 |
| Loan loss allowance | $6,890,000 | 1,173 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,493,000 | 1,265 |
| Other real estate owned | $8,917,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,943,000 | 4,383 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $295,074,000 | 2,202 |
| Total liabilities | $282,183,000 | 2,083 |
| Total deposits | $275,331,000 | 1,969 |
| Interest-bearing deposits | $250,658,000 | 1,884 |
| Deposits held in domestic offices | $275,331,000 | 1,968 |
| % insured | 96.35% | 1,377 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,500,000 | 2,984 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,352,000 | 2,655 |
| Total equity capital | $12,891,000 | 4,390 |
| Total bank equity capital | $12,891,000 | 4,390 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,193,000 | 1,283 |
| Surplus | $21,982,000 | 1,444 |
| Undivided profits | $-12,284,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $31,834,000 | 563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,125,000 | 2,696 |
| Earning assets | $268,367,000 | 2,210 |
| Long-term assets (5+ years) | $28,717,000 | 3,587 |
| Average Assets, year-to-date | $308,653,400 | 2,099 |
| Average Assets, quarterly | $299,812,500 | 2,179 |
| Volatile liabilities | $112,024,000 | 1,221 |
| Insider loans | $3,384,000 | 1,967 |
| FHLB advances | $5,500,000 | 2,844 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $4,894,000 | 5,213 |
| Tier 1 (core) risk-based capital | $13,325,000 | 4,165 |
| Tier 2 risk-based capital | $3,295,000 | 1,629 |
| Total risk weighted assets | $260,033,000 | 1,727 |
| Total unused commitments | $4,894,000 | 5,214 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 76 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $304,751,000 | 2,184 |
| Cash and due from depository institutions | $6,353,000 | 2,049 |
| Interest-bearing balances | $240,000 | 6,312 |
| Securities | $43,266,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $2,130,000 | 2,515 |
| Net loans & leases | $232,384,000 | 1,865 |
| Loan loss allowance | $6,601,000 | 1,236 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,622,000 | 1,259 |
| Other real estate owned | $7,975,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,021,000 | 4,405 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $304,751,000 | 2,184 |
| Total liabilities | $291,125,000 | 2,057 |
| Total deposits | $278,822,000 | 1,975 |
| Interest-bearing deposits | $253,726,000 | 1,889 |
| Deposits held in domestic offices | $278,822,000 | 1,971 |
| % insured | 95.75% | 1,241 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,700,000 | 2,279 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,603,000 | 2,611 |
| Total equity capital | $13,626,000 | 4,349 |
| Total bank equity capital | $13,626,000 | 4,349 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,193,000 | 1,297 |
| Surplus | $21,909,000 | 1,436 |
| Undivided profits | $-11,476,000 | 7,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $31,039,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,148,000 | 2,824 |
| Earning assets | $278,020,000 | 2,188 |
| Long-term assets (5+ years) | $25,030,000 | 3,784 |
| Average Assets, year-to-date | $312,098,250 | 2,111 |
| Average Assets, quarterly | $308,846,000 | 2,143 |
| Volatile liabilities | $102,422,000 | 1,375 |
| Insider loans | $3,428,000 | 1,963 |
| FHLB advances | $10,700,000 | 2,170 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $4,491,000 | 5,439 |
| Tier 1 (core) risk-based capital | $13,387,000 | 4,210 |
| Tier 2 risk-based capital | $3,305,000 | 1,662 |
| Total risk weighted assets | $261,187,000 | 1,753 |
| Total unused commitments | $4,491,000 | 5,443 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 76 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $312,941,000 | 2,134 |
| Cash and due from depository institutions | $8,076,000 | 2,077 |
| Interest-bearing balances | $116,000 | 6,498 |
| Securities | $47,935,000 | 2,454 |
| Federal funds sold & reverse repurchase agreements | $1,420,000 | 3,015 |
| Net loans & leases | $235,900,000 | 1,867 |
| Loan loss allowance | $6,815,000 | 1,226 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,734,000 | 1,260 |
| Other real estate owned | $6,410,000 | 2,077 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,466,000 | 4,101 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $312,941,000 | 2,134 |
| Total liabilities | $299,580,000 | 2,012 |
| Total deposits | $283,612,000 | 1,940 |
| Interest-bearing deposits | $254,504,000 | 1,886 |
| Deposits held in domestic offices | $283,612,000 | 1,938 |
| % insured | 94.96% | 1,669 |
| Federal funds purchased & repurchase agreements | $3,475,000 | 1,528 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,700,000 | 2,377 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,793,000 | 2,292 |
| Total equity capital | $13,361,000 | 4,394 |
| Total bank equity capital | $13,361,000 | 4,393 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,193,000 | 1,314 |
| Surplus | $21,909,000 | 1,431 |
| Undivided profits | $-11,741,000 | 7,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $29,436,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,326,000 | 2,379 |
| Earning assets | $285,371,000 | 2,131 |
| Long-term assets (5+ years) | $17,330,000 | 4,430 |
| Average Assets, year-to-date | $314,547,330 | 2,116 |
| Average Assets, quarterly | $313,242,000 | 2,129 |
| Volatile liabilities | $90,677,000 | 1,580 |
| Insider loans | $2,730,000 | 2,398 |
| FHLB advances | $10,700,000 | 2,276 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $5,336,000 | 5,233 |
| Tier 1 (core) risk-based capital | $12,746,000 | 4,355 |
| Tier 2 risk-based capital | $3,342,000 | 1,659 |
| Total risk weighted assets | $263,885,000 | 1,765 |
| Total unused commitments | $5,336,000 | 5,235 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 73 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $313,543,000 | 2,183 |
| Cash and due from depository institutions | $6,527,000 | 2,196 |
| Interest-bearing balances | $28,000 | 6,964 |
| Securities | $47,351,000 | 2,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $234,770,000 | 1,917 |
| Loan loss allowance | $6,621,000 | 1,286 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,858,000 | 1,268 |
| Other real estate owned | $6,751,000 | 2,196 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,286,000 | 2,373 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $313,542,000 | 2,183 |
| Total liabilities | $299,699,000 | 2,058 |
| Total deposits | $281,932,000 | 1,999 |
| Interest-bearing deposits | $251,370,000 | 1,948 |
| Deposits held in domestic offices | $281,932,000 | 1,997 |
| % insured | 94.66% | 1,847 |
| Federal funds purchased & repurchase agreements | $5,320,000 | 1,333 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,700,000 | 2,511 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,747,000 | 2,344 |
| Total equity capital | $13,843,000 | 4,288 |
| Total bank equity capital | $13,843,000 | 4,287 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,193,000 | 1,347 |
| Surplus | $21,849,000 | 1,460 |
| Undivided profits | $-11,199,000 | 7,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $21,901,000 | 830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,148,000 | 1,464 |
| Earning assets | $282,149,000 | 2,207 |
| Long-term assets (5+ years) | $17,307,000 | 4,450 |
| Average Assets, year-to-date | $315,350,500 | 2,157 |
| Average Assets, quarterly | $315,350,500 | 2,157 |
| Volatile liabilities | $81,509,000 | 1,803 |
| Insider loans | $1,610,000 | 3,388 |
| FHLB advances | $10,700,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,274,000 | 4,786 |
| Tier 1 (core) risk-based capital | $13,128,000 | 4,301 |
| Tier 2 risk-based capital | $3,390,000 | 1,680 |
| Total risk weighted assets | $268,072,000 | 1,785 |
| Total unused commitments | $7,274,000 | 4,789 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 88 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $317,158,000 | 2,162 |
| Cash and due from depository institutions | $7,651,000 | 1,805 |
| Interest-bearing balances | $3,000 | 7,213 |
| Securities | $52,198,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $234,132,000 | 1,971 |
| Loan loss allowance | $6,649,000 | 1,275 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,993,000 | 1,262 |
| Other real estate owned | $6,332,000 | 1,805 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,852,000 | 2,771 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $317,158,000 | 2,162 |
| Total liabilities | $303,637,000 | 2,049 |
| Total deposits | $280,159,000 | 2,010 |
| Interest-bearing deposits | $252,404,000 | 1,928 |
| Deposits held in domestic offices | $280,159,000 | 2,008 |
| % insured | 95.07% | 1,668 |
| Federal funds purchased & repurchase agreements | $10,555,000 | 1,018 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,700,000 | 2,646 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,223,000 | 1,951 |
| Total equity capital | $13,521,000 | 4,349 |
| Total bank equity capital | $13,521,000 | 4,349 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,193,000 | 1,375 |
| Surplus | $21,789,000 | 1,463 |
| Undivided profits | $-11,461,000 | 7,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,513,000 | 796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,990,000 | 1,700 |
| Earning assets | $286,333,000 | 2,181 |
| Long-term assets (5+ years) | $17,853,000 | 4,386 |
| Average Assets, year-to-date | $313,917,600 | 2,141 |
| Average Assets, quarterly | $319,665,000 | 2,145 |
| Volatile liabilities | $73,411,000 | 1,989 |
| Insider loans | $5,990,000 | 1,290 |
| FHLB advances | $10,700,000 | 2,536 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,071,000 | 4,599 |
| Tier 1 (core) risk-based capital | $12,908,000 | 4,363 |
| Tier 2 risk-based capital | $3,377,000 | 1,711 |
| Total risk weighted assets | $266,874,000 | 1,837 |
| Total unused commitments | $8,071,000 | 4,601 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 89 | 1,822 |
| Assets and Liabilities | ||
| Total Assets: | $322,172,000 | 2,144 |
| Cash and due from depository institutions | $5,270,000 | 1,822 |
| Interest-bearing balances | $2,000 | 7,251 |
| Securities | $56,208,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $236,469,000 | 1,982 |
| Loan loss allowance | $4,247,000 | 1,787 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,122,000 | 1,260 |
| Other real estate owned | $7,661,000 | 1,822 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,442,000 | 2,606 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $322,172,000 | 2,144 |
| Total liabilities | $300,985,000 | 2,065 |
| Total deposits | $282,064,000 | 1,981 |
| Interest-bearing deposits | $254,741,000 | 1,906 |
| Deposits held in domestic offices | $282,064,000 | 1,979 |
| % insured | 94.69% | 1,972 |
| Federal funds purchased & repurchase agreements | $5,957,000 | 1,392 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,480,000 | 2,790 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,484,000 | 1,969 |
| Total equity capital | $21,187,000 | 3,117 |
| Total bank equity capital | $21,187,000 | 3,117 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,193,000 | 1,400 |
| Surplus | $21,038,000 | 1,517 |
| Undivided profits | $-3,044,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,549,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,561,000 | 1,365 |
| Earning assets | $292,679,000 | 2,163 |
| Long-term assets (5+ years) | $24,198,000 | 3,776 |
| Average Assets, year-to-date | $313,107,500 | 2,156 |
| Average Assets, quarterly | $320,813,000 | 2,141 |
| Volatile liabilities | $65,566,000 | 2,203 |
| Insider loans | $3,331,000 | 2,167 |
| FHLB advances | $10,480,000 | 2,655 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,723,000 | 4,096 |
| Tier 1 (core) risk-based capital | $20,539,000 | 3,039 |
| Tier 2 risk-based capital | $3,395,000 | 1,718 |
| Total risk weighted assets | $270,732,000 | 1,845 |
| Total unused commitments | $10,723,000 | 4,098 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $319,454,000 | 2,169 |
| Cash and due from depository institutions | $5,720,000 | 1,853 |
| Interest-bearing balances | $6,000 | 7,170 |
| Securities | $58,074,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $231,853,000 | 2,051 |
| Loan loss allowance | $3,876,000 | 1,832 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,238,000 | 1,269 |
| Other real estate owned | $7,513,000 | 1,853 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,056,000 | 2,732 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $319,454,000 | 2,169 |
| Total liabilities | $298,447,000 | 2,091 |
| Total deposits | $287,058,000 | 1,948 |
| Interest-bearing deposits | $257,222,000 | 1,889 |
| Deposits held in domestic offices | $287,058,000 | 1,946 |
| % insured | 87.02% | 1,631 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 1,810 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,000,000 | 3,615 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,489,000 | 2,018 |
| Total equity capital | $21,007,000 | 3,110 |
| Total bank equity capital | $21,007,000 | 3,110 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,193,000 | 1,417 |
| Surplus | $20,188,000 | 1,589 |
| Undivided profits | $-2,374,000 | 7,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,632,000 | 1,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,262,000 | 1,519 |
| Earning assets | $289,933,000 | 2,181 |
| Long-term assets (5+ years) | $33,078,000 | 3,097 |
| Average Assets, year-to-date | $310,086,000 | 2,201 |
| Average Assets, quarterly | $315,034,000 | 2,186 |
| Volatile liabilities | $63,854,000 | 2,267 |
| Insider loans | $2,563,000 | 2,677 |
| FHLB advances | $6,000,000 | 3,462 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,171,000 | 3,371 |
| Tier 1 (core) risk-based capital | $21,324,000 | 2,953 |
| Tier 2 risk-based capital | $3,031,000 | 1,875 |
| Total risk weighted assets | $241,595,000 | 2,059 |
| Total unused commitments | $16,171,000 | 3,372 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $310,614,000 | 2,222 |
| Cash and due from depository institutions | $10,859,000 | 1,872 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $49,393,000 | 2,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $228,685,000 | 2,082 |
| Loan loss allowance | $4,362,000 | 1,604 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,272,000 | 1,269 |
| Other real estate owned | $4,751,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,654,000 | 2,560 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $310,614,000 | 2,222 |
| Total liabilities | $288,930,000 | 2,162 |
| Total deposits | $280,560,000 | 1,991 |
| Interest-bearing deposits | $251,457,000 | 1,932 |
| Deposits held in domestic offices | $280,560,000 | 1,988 |
| % insured | 87.67% | 1,552 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,000,000 | 3,671 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,370,000 | 2,039 |
| Total equity capital | $21,684,000 | 3,037 |
| Total bank equity capital | $21,684,000 | 3,037 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,193,000 | 1,425 |
| Surplus | $20,188,000 | 1,572 |
| Undivided profits | $-1,697,000 | 7,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,424,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,766,000 | 1,232 |
| Earning assets | $278,078,000 | 2,262 |
| Long-term assets (5+ years) | $15,334,000 | 4,593 |
| Average Assets, year-to-date | $305,402,000 | 2,234 |
| Average Assets, quarterly | $305,402,000 | 2,234 |
| Volatile liabilities | $60,377,000 | 2,356 |
| Insider loans | $2,617,000 | 2,643 |
| FHLB advances | $6,000,000 | 3,530 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,717,000 | 4,341 |
| Tier 1 (core) risk-based capital | $21,521,000 | 2,936 |
| Tier 2 risk-based capital | $3,077,000 | 1,843 |
| Total risk weighted assets | $244,894,000 | 2,037 |
| Total unused commitments | $10,717,000 | 4,341 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 92 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $300,190,000 | 2,258 |
| Cash and due from depository institutions | $4,294,000 | 1,825 |
| Interest-bearing balances | $144,000 | 5,383 |
| Securities | $48,073,000 | 2,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $229,031,000 | 2,093 |
| Loan loss allowance | $4,369,000 | 1,568 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,395,000 | 1,251 |
| Other real estate owned | $2,220,000 | 1,825 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,177,000 | 2,718 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $300,190,000 | 2,258 |
| Total liabilities | $278,432,000 | 2,206 |
| Total deposits | $270,227,000 | 2,014 |
| Interest-bearing deposits | $238,001,000 | 1,970 |
| Deposits held in domestic offices | $270,227,000 | 2,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,275,000 | 1,803 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,000,000 | 4,957 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,930,000 | 2,366 |
| Total equity capital | $21,758,000 | 2,992 |
| Total bank equity capital | $21,758,000 | 2,992 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,193,000 | 1,424 |
| Surplus | $20,171,000 | 1,541 |
| Undivided profits | $-1,606,000 | 7,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,518,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,029,000 | 1,172 |
| Earning assets | $277,248,000 | 2,243 |
| Long-term assets (5+ years) | $36,600,000 | 2,853 |
| Average Assets, year-to-date | $288,338,400 | 2,267 |
| Average Assets, quarterly | $297,848,500 | 2,256 |
| Volatile liabilities | $58,851,000 | 2,397 |
| Insider loans | $5,764,000 | 1,401 |
| FHLB advances | $2,000,000 | 4,795 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $11,441,000 | 4,211 |
| Tier 1 (core) risk-based capital | $21,620,000 | 2,886 |
| Tier 2 risk-based capital | $3,144,000 | 1,777 |
| Total risk weighted assets | $250,336,000 | 2,003 |
| Total unused commitments | $11,441,000 | 4,213 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $295,507,000 | 2,279 |
| Cash and due from depository institutions | $4,872,000 | 1,843 |
| Interest-bearing balances | $149,000 | 4,718 |
| Securities | $47,625,000 | 2,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $224,497,000 | 2,131 |
| Loan loss allowance | $3,614,000 | 1,677 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,346,000 | 1,243 |
| Other real estate owned | $2,177,000 | 1,843 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,990,000 | 2,794 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $295,507,000 | 2,279 |
| Total liabilities | $274,007,000 | 2,223 |
| Total deposits | $265,671,000 | 2,016 |
| Interest-bearing deposits | $234,953,000 | 1,981 |
| Deposits held in domestic offices | $265,671,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,190,000 | 1,909 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,000,000 | 4,928 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,146,000 | 2,198 |
| Total equity capital | $21,500,000 | 3,051 |
| Total bank equity capital | $21,500,000 | 3,051 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,193,000 | 1,431 |
| Surplus | $19,569,000 | 1,556 |
| Undivided profits | $-1,262,000 | 7,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,236,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,983,000 | 1,271 |
| Earning assets | $272,271,000 | 2,271 |
| Long-term assets (5+ years) | $35,242,000 | 2,887 |
| Average Assets, year-to-date | $285,375,500 | 2,294 |
| Average Assets, quarterly | $291,289,000 | 2,287 |
| Volatile liabilities | $57,495,000 | 2,392 |
| Insider loans | $5,821,000 | 1,371 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,550,000 | 4,755 |
| Tier 1 (core) risk-based capital | $21,768,000 | 2,923 |
| Tier 2 risk-based capital | $3,094,000 | 1,745 |
| Total risk weighted assets | $246,973,000 | 2,034 |
| Total unused commitments | $9,550,000 | 4,759 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 92 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $287,071,000 | 2,316 |
| Cash and due from depository institutions | $1,931,000 | 1,862 |
| Interest-bearing balances | $110,000 | 4,908 |
| Securities | $47,636,000 | 2,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $219,048,000 | 2,167 |
| Loan loss allowance | $3,558,000 | 1,636 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,379,000 | 1,229 |
| Other real estate owned | $2,636,000 | 1,862 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,441,000 | 2,931 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $287,071,000 | 2,316 |
| Total liabilities | $264,885,000 | 2,266 |
| Total deposits | $258,190,000 | 2,056 |
| Interest-bearing deposits | $227,178,000 | 2,037 |
| Deposits held in domestic offices | $258,190,000 | 2,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $4,500,000 | 4,175 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,195,000 | 2,154 |
| Total equity capital | $22,186,000 | 2,995 |
| Total bank equity capital | $22,186,000 | 2,995 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,193,000 | 1,431 |
| Surplus | $19,393,000 | 1,548 |
| Undivided profits | $-400,000 | 7,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,119,000 | 1,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,781,000 | 1,325 |
| Earning assets | $266,794,000 | 2,282 |
| Long-term assets (5+ years) | $24,959,000 | 3,545 |
| Average Assets, year-to-date | $281,998,330 | 2,324 |
| Average Assets, quarterly | $286,858,500 | 2,306 |
| Volatile liabilities | $54,769,000 | 2,480 |
| Insider loans | $5,638,000 | 1,421 |
| FHLB advances | $4,500,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,705,000 | 4,601 |
| Tier 1 (core) risk-based capital | $22,248,000 | 2,875 |
| Tier 2 risk-based capital | $2,738,000 | 1,907 |
| Total risk weighted assets | $255,789,000 | 1,963 |
| Total unused commitments | $10,705,000 | 4,601 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 95 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $286,646,000 | 2,318 |
| Cash and due from depository institutions | $6,163,000 | 1,781 |
| Interest-bearing balances | $41,000 | 5,745 |
| Securities | $51,071,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $2,177,000 | 4,816 |
| Net loans & leases | $209,289,000 | 2,212 |
| Loan loss allowance | $3,563,000 | 1,595 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,390,000 | 1,210 |
| Other real estate owned | $2,132,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,424,000 | 2,869 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $286,646,000 | 2,318 |
| Total liabilities | $264,449,000 | 2,254 |
| Total deposits | $261,522,000 | 2,035 |
| Interest-bearing deposits | $228,270,000 | 2,020 |
| Deposits held in domestic offices | $261,522,000 | 2,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,927,000 | 1,852 |
| Total equity capital | $22,197,000 | 3,056 |
| Total bank equity capital | $22,197,000 | 3,056 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,193,000 | 1,429 |
| Surplus | $18,140,000 | 1,633 |
| Undivided profits | $864,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,594,000 | 1,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,174,000 | 1,187 |
| Earning assets | $262,578,000 | 2,318 |
| Long-term assets (5+ years) | $26,177,000 | 3,362 |
| Average Assets, year-to-date | $279,462,000 | 2,339 |
| Average Assets, quarterly | $279,462,000 | 2,339 |
| Volatile liabilities | $56,176,000 | 2,385 |
| Insider loans | $4,466,000 | 1,726 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,746,000 | 4,470 |
| Tier 1 (core) risk-based capital | $21,782,000 | 2,923 |
| Tier 2 risk-based capital | $2,997,000 | 1,745 |
| Total risk weighted assets | $243,893,000 | 2,015 |
| Total unused commitments | $11,746,000 | 4,474 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 96 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $272,278,000 | 2,383 |
| Cash and due from depository institutions | $5,633,000 | 1,791 |
| Interest-bearing balances | $75,000 | 5,098 |
| Securities | $52,071,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $1,953,000 | 4,194 |
| Net loans & leases | $196,139,000 | 2,318 |
| Loan loss allowance | $3,349,000 | 1,652 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,406,000 | 1,212 |
| Other real estate owned | $550,000 | 1,791 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,526,000 | 2,860 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $272,278,000 | 2,383 |
| Total liabilities | $250,348,000 | 2,340 |
| Total deposits | $246,632,000 | 2,126 |
| Interest-bearing deposits | $215,907,000 | 2,106 |
| Deposits held in domestic offices | $246,632,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,770 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,716,000 | 1,943 |
| Total equity capital | $21,930,000 | 3,049 |
| Total bank equity capital | $21,930,000 | 3,049 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,193,000 | 1,418 |
| Surplus | $18,140,000 | 1,613 |
| Undivided profits | $597,000 | 7,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,340,000 | 913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,295,000 | 1,231 |
| Earning assets | $250,238,000 | 2,381 |
| Long-term assets (5+ years) | $23,479,000 | 3,373 |
| Average Assets, year-to-date | $260,007,000 | 2,405 |
| Average Assets, quarterly | $267,819,000 | 2,395 |
| Volatile liabilities | $54,125,000 | 2,441 |
| Insider loans | $4,130,000 | 1,815 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $12,577,000 | 4,316 |
| Tier 1 (core) risk-based capital | $21,893,000 | 2,893 |
| Tier 2 risk-based capital | $2,835,000 | 1,810 |
| Total risk weighted assets | $231,265,000 | 2,096 |
| Total unused commitments | $12,577,000 | 4,316 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 98 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $263,360,000 | 2,421 |
| Cash and due from depository institutions | $4,183,000 | 1,740 |
| Interest-bearing balances | $89,000 | 4,827 |
| Securities | $53,030,000 | 2,180 |
| Federal funds sold & reverse repurchase agreements | $5,058,000 | 2,531 |
| Net loans & leases | $185,103,000 | 2,388 |
| Loan loss allowance | $3,205,000 | 1,662 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,311,000 | 1,211 |
| Other real estate owned | $502,000 | 1,740 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,173,000 | 3,009 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $263,360,000 | 2,421 |
| Total liabilities | $242,010,000 | 2,369 |
| Total deposits | $239,497,000 | 2,167 |
| Interest-bearing deposits | $210,198,000 | 2,132 |
| Deposits held in domestic offices | $239,497,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,513,000 | 2,071 |
| Total equity capital | $21,350,000 | 3,081 |
| Total bank equity capital | $21,350,000 | 3,081 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,193,000 | 1,394 |
| Surplus | $18,140,000 | 1,583 |
| Undivided profits | $17,000 | 7,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,873,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,033,000 | 1,438 |
| Earning assets | $243,280,000 | 2,414 |
| Long-term assets (5+ years) | $25,646,000 | 3,070 |
| Average Assets, year-to-date | $256,939,250 | 2,428 |
| Average Assets, quarterly | $259,601,500 | 2,419 |
| Volatile liabilities | $51,391,000 | 2,507 |
| Insider loans | $4,007,000 | 1,833 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $13,266,000 | 4,218 |
| Tier 1 (core) risk-based capital | $21,624,000 | 2,917 |
| Tier 2 risk-based capital | $2,746,000 | 1,841 |
| Total risk weighted assets | $219,299,000 | 2,166 |
| Total unused commitments | $13,266,000 | 4,218 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 92 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $255,843,000 | 2,500 |
| Cash and due from depository institutions | $4,729,000 | 1,894 |
| Interest-bearing balances | $81,000 | 5,006 |
| Securities | $56,962,000 | 2,008 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 4,554 |
| Net loans & leases | $176,551,000 | 2,471 |
| Loan loss allowance | $3,268,000 | 1,625 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,848,000 | 1,260 |
| Other real estate owned | $649,000 | 1,894 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,529,000 | 2,827 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $255,843,000 | 2,500 |
| Total liabilities | $235,262,000 | 2,436 |
| Total deposits | $233,075,000 | 2,239 |
| Interest-bearing deposits | $202,584,000 | 2,224 |
| Deposits held in domestic offices | $233,075,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,187,000 | 2,177 |
| Total equity capital | $20,581,000 | 3,139 |
| Total bank equity capital | $20,581,000 | 3,139 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,193,000 | 1,385 |
| Surplus | $17,140,000 | 1,656 |
| Undivided profits | $248,000 | 7,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,765,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,192,000 | 1,255 |
| Earning assets | $235,169,000 | 2,498 |
| Long-term assets (5+ years) | $25,952,000 | 2,996 |
| Average Assets, year-to-date | $254,799,000 | 2,480 |
| Average Assets, quarterly | $257,311,500 | 2,474 |
| Volatile liabilities | $47,747,000 | 2,621 |
| Insider loans | $4,570,000 | 1,611 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $17,517,000 | 3,691 |
| Tier 1 (core) risk-based capital | $21,207,000 | 2,976 |
| Tier 2 risk-based capital | $2,679,000 | 1,899 |
| Total risk weighted assets | $217,019,000 | 2,182 |
| Total unused commitments | $17,517,000 | 3,693 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities | ||
| Total Assets: | $258,780,000 | 2,488 |
| Cash and due from depository institutions | $4,180,000 | 2,019 |
| Interest-bearing balances | $42,000 | 5,567 |
| Securities | $61,028,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $3,886,000 | 3,883 |
| Net loans & leases | $174,677,000 | 2,474 |
| Loan loss allowance | $3,319,000 | 1,603 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,212,000 | 1,331 |
| Other real estate owned | $445,000 | 2,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,352,000 | 2,842 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $258,780,000 | 2,488 |
| Total liabilities | $237,899,000 | 2,434 |
| Total deposits | $233,853,000 | 2,251 |
| Interest-bearing deposits | $200,545,000 | 2,245 |
| Deposits held in domestic offices | $233,853,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,071 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,046,000 | 2,363 |
| Total equity capital | $20,881,000 | 3,111 |
| Total bank equity capital | $20,881,000 | 3,111 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,193,000 | 1,367 |
| Surplus | $17,140,000 | 1,620 |
| Undivided profits | $548,000 | 7,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,895,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,090,000 | 1,256 |
| Earning assets | $239,633,000 | 2,469 |
| Long-term assets (5+ years) | $18,616,000 | 3,569 |
| Average Assets, year-to-date | $254,277,000 | 2,510 |
| Average Assets, quarterly | $254,277,000 | 2,510 |
| Volatile liabilities | $48,426,000 | 2,546 |
| Insider loans | $5,544,000 | 1,301 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $14,460,000 | 4,067 |
| Tier 1 (core) risk-based capital | $21,158,000 | 2,956 |
| Tier 2 risk-based capital | $2,734,000 | 1,851 |
| Total risk weighted assets | $218,167,000 | 2,137 |
| Total unused commitments | $14,460,000 | 4,067 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $249,774,000 | 2,547 |
| Cash and due from depository institutions | $4,326,000 | 2,431 |
| Interest-bearing balances | $34,000 | 5,698 |
| Securities | $50,697,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $1,592,000 | 4,767 |
| Net loans & leases | $177,999,000 | 2,431 |
| Loan loss allowance | $3,317,000 | 1,565 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,075,000 | 1,321 |
| Other real estate owned | $891,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,194,000 | 2,921 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $249,774,000 | 2,547 |
| Total liabilities | $230,556,000 | 2,479 |
| Total deposits | $226,899,000 | 2,295 |
| Interest-bearing deposits | $196,353,000 | 2,254 |
| Deposits held in domestic offices | $226,899,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,228 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,657,000 | 2,770 |
| Total equity capital | $19,218,000 | 3,301 |
| Total bank equity capital | $19,218,000 | 3,301 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,193,000 | 1,357 |
| Surplus | $13,140,000 | 1,990 |
| Undivided profits | $2,885,000 | 5,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,589,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,032,000 | 1,319 |
| Earning assets | $230,322,000 | 2,531 |
| Long-term assets (5+ years) | $12,906,000 | 4,225 |
| Average Assets, year-to-date | $245,810,600 | 2,495 |
| Average Assets, quarterly | $248,493,000 | 2,535 |
| Volatile liabilities | $49,149,000 | 2,681 |
| Insider loans | $5,457,000 | 1,320 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,553,000 | 3,974 |
| Tier 1 (core) risk-based capital | $19,607,000 | 3,132 |
| Tier 2 risk-based capital | $2,593,000 | 1,927 |
| Total risk weighted assets | $207,840,000 | 2,224 |
| Total unused commitments | $14,553,000 | 3,974 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 89 | 1,970 |
| Assets and Liabilities | ||
| Total Assets: | $247,212,000 | 2,553 |
| Cash and due from depository institutions | $4,460,000 | 1,970 |
| Interest-bearing balances | $20,000 | 6,043 |
| Securities | $51,628,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $2,242,000 | 3,719 |
| Net loans & leases | $174,499,000 | 2,467 |
| Loan loss allowance | $2,953,000 | 1,763 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,065,000 | 1,313 |
| Other real estate owned | $653,000 | 1,970 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,665,000 | 3,166 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $247,212,000 | 2,553 |
| Total liabilities | $228,397,000 | 2,484 |
| Total deposits | $224,889,000 | 2,292 |
| Interest-bearing deposits | $192,856,000 | 2,266 |
| Deposits held in domestic offices | $224,889,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,548 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,008,000 | 2,334 |
| Total equity capital | $18,815,000 | 3,329 |
| Total bank equity capital | $18,815,000 | 3,329 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,193,000 | 1,345 |
| Surplus | $13,140,000 | 1,958 |
| Undivided profits | $2,482,000 | 6,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,334,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,682,000 | 1,490 |
| Earning assets | $228,389,000 | 2,545 |
| Long-term assets (5+ years) | $14,364,000 | 3,982 |
| Average Assets, year-to-date | $244,819,750 | 2,524 |
| Average Assets, quarterly | $246,828,500 | 2,543 |
| Volatile liabilities | $45,755,000 | 2,812 |
| Insider loans | $3,964,000 | 1,766 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,028,000 | 4,040 |
| Tier 1 (core) risk-based capital | $19,261,000 | 3,149 |
| Tier 2 risk-based capital | $2,531,000 | 1,969 |
| Total risk weighted assets | $202,095,000 | 2,272 |
| Total unused commitments | $14,028,000 | 4,040 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 89 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $246,445,000 | 2,561 |
| Cash and due from depository institutions | $5,124,000 | 1,976 |
| Interest-bearing balances | $19,000 | 6,108 |
| Securities | $51,693,000 | 2,270 |
| Federal funds sold & reverse repurchase agreements | $3,980,000 | 2,600 |
| Net loans & leases | $171,281,000 | 2,476 |
| Loan loss allowance | $2,925,000 | 1,761 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,105,000 | 1,276 |
| Other real estate owned | $485,000 | 1,976 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,777,000 | 3,090 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $246,445,000 | 2,561 |
| Total liabilities | $228,723,000 | 2,481 |
| Total deposits | $224,022,000 | 2,280 |
| Interest-bearing deposits | $192,078,000 | 2,260 |
| Deposits held in domestic offices | $224,022,000 | 2,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,112 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,701,000 | 2,446 |
| Total equity capital | $17,722,000 | 3,401 |
| Total bank equity capital | $17,722,000 | 3,401 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,193,000 | 1,334 |
| Surplus | $13,140,000 | 1,917 |
| Undivided profits | $1,389,000 | 6,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,257,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,226,000 | 1,641 |
| Earning assets | $226,973,000 | 2,539 |
| Long-term assets (5+ years) | $13,128,000 | 4,102 |
| Average Assets, year-to-date | $244,022,330 | 2,538 |
| Average Assets, quarterly | $245,816,500 | 2,543 |
| Volatile liabilities | $45,867,000 | 2,761 |
| Insider loans | $3,923,000 | 1,740 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,634,000 | 4,133 |
| Tier 1 (core) risk-based capital | $18,531,000 | 3,203 |
| Tier 2 risk-based capital | $2,495,000 | 1,969 |
| Total risk weighted assets | $199,208,000 | 2,271 |
| Total unused commitments | $13,634,000 | 4,133 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 87 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $245,188,000 | 2,539 |
| Cash and due from depository institutions | $4,451,000 | 2,011 |
| Interest-bearing balances | $121,000 | 4,679 |
| Securities | $54,231,000 | 2,189 |
| Federal funds sold & reverse repurchase agreements | $3,592,000 | 3,261 |
| Net loans & leases | $169,469,000 | 2,460 |
| Loan loss allowance | $2,881,000 | 1,753 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,614,000 | 1,717 |
| Other real estate owned | $2,970,000 | 2,011 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,861,000 | 3,478 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $245,188,000 | 2,539 |
| Total liabilities | $227,907,000 | 2,474 |
| Total deposits | $223,349,000 | 2,273 |
| Interest-bearing deposits | $190,881,000 | 2,247 |
| Deposits held in domestic offices | $223,349,000 | 2,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,945 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,558,000 | 2,605 |
| Total equity capital | $17,281,000 | 3,436 |
| Total bank equity capital | $17,281,000 | 3,436 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,193,000 | 1,325 |
| Surplus | $12,140,000 | 1,994 |
| Undivided profits | $1,948,000 | 6,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,122,000 | 533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,859,000 | 1,912 |
| Earning assets | $227,413,000 | 2,514 |
| Long-term assets (5+ years) | $14,854,000 | 3,857 |
| Average Assets, year-to-date | $242,811,000 | 2,543 |
| Average Assets, quarterly | $242,811,000 | 2,543 |
| Volatile liabilities | $43,800,000 | 2,750 |
| Insider loans | $5,839,000 | 1,160 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,352,000 | 4,184 |
| Tier 1 (core) risk-based capital | $17,848,000 | 3,261 |
| Tier 2 risk-based capital | $2,468,000 | 1,951 |
| Total risk weighted assets | $197,053,000 | 2,251 |
| Total unused commitments | $13,352,000 | 4,184 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 76 | 2,300 |
| Assets and Liabilities | ||
| Total Assets: | $240,434,000 | 2,575 |
| Cash and due from depository institutions | $3,364,000 | 2,300 |
| Interest-bearing balances | $111,000 | 4,804 |
| Securities | $51,940,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $2,036,000 | 3,964 |
| Net loans & leases | $169,741,000 | 2,434 |
| Loan loss allowance | $2,763,000 | 1,802 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,591,000 | 1,699 |
| Other real estate owned | $2,963,000 | 2,300 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,799,000 | 3,514 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $240,434,000 | 2,575 |
| Total liabilities | $223,646,000 | 2,503 |
| Total deposits | $218,023,000 | 2,310 |
| Interest-bearing deposits | $185,042,000 | 2,289 |
| Deposits held in domestic offices | $218,023,000 | 2,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,807 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,623,000 | 2,475 |
| Total equity capital | $16,788,000 | 3,485 |
| Total bank equity capital | $16,788,000 | 3,485 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,193,000 | 1,312 |
| Surplus | $12,090,000 | 1,956 |
| Undivided profits | $1,505,000 | 6,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,492,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,890,000 | 1,867 |
| Earning assets | $223,828,000 | 2,536 |
| Long-term assets (5+ years) | $10,276,000 | 4,543 |
| Average Assets, year-to-date | $216,302,400 | 2,698 |
| Average Assets, quarterly | $234,243,500 | 2,610 |
| Volatile liabilities | $41,932,000 | 2,786 |
| Insider loans | $6,142,000 | 1,085 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $14,759,000 | 3,901 |
| Tier 1 (core) risk-based capital | $17,234,000 | 3,327 |
| Tier 2 risk-based capital | $2,453,000 | 1,934 |
| Total risk weighted assets | $195,921,000 | 2,222 |
| Total unused commitments | $14,759,000 | 3,902 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $228,053,000 | 2,650 |
| Cash and due from depository institutions | $5,563,000 | 2,273 |
| Interest-bearing balances | $107,000 | 4,914 |
| Securities | $50,332,000 | 2,324 |
| Federal funds sold & reverse repurchase agreements | $1,976,000 | 3,782 |
| Net loans & leases | $157,930,000 | 2,543 |
| Loan loss allowance | $2,210,000 | 2,175 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,530,000 | 1,686 |
| Other real estate owned | $3,010,000 | 2,273 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,712,000 | 4,272 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $228,053,000 | 2,650 |
| Total liabilities | $211,213,000 | 2,572 |
| Total deposits | $205,932,000 | 2,388 |
| Interest-bearing deposits | $176,465,000 | 2,339 |
| Deposits held in domestic offices | $205,932,000 | 2,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,808 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,281,000 | 2,913 |
| Total equity capital | $16,840,000 | 3,442 |
| Total bank equity capital | $16,840,000 | 3,442 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,193,000 | 1,280 |
| Surplus | $12,040,000 | 1,900 |
| Undivided profits | $1,607,000 | 6,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,524,000 | 760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,613,000 | 2,134 |
| Earning assets | $210,345,000 | 2,621 |
| Long-term assets (5+ years) | $11,480,000 | 4,373 |
| Average Assets, year-to-date | $210,269,500 | 2,757 |
| Average Assets, quarterly | $220,621,500 | 2,699 |
| Volatile liabilities | $39,767,000 | 2,791 |
| Insider loans | $7,156,000 | 892 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,243,000 | 3,561 |
| Tier 1 (core) risk-based capital | $17,131,000 | 3,288 |
| Tier 2 risk-based capital | $2,210,000 | 2,074 |
| Total risk weighted assets | $179,860,000 | 2,343 |
| Total unused commitments | $17,243,000 | 3,563 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 75 | 2,317 |
| Assets and Liabilities | ||
| Total Assets: | $213,190,000 | 2,754 |
| Cash and due from depository institutions | $4,796,000 | 2,317 |
| Interest-bearing balances | $102,000 | 4,951 |
| Securities | $42,841,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $1,223,000 | 4,107 |
| Net loans & leases | $154,790,000 | 2,532 |
| Loan loss allowance | $2,109,000 | 2,234 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,469,000 | 1,657 |
| Other real estate owned | $208,000 | 2,317 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,863,000 | 4,025 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $213,190,000 | 2,754 |
| Total liabilities | $196,958,000 | 2,679 |
| Total deposits | $192,449,000 | 2,491 |
| Interest-bearing deposits | $164,449,000 | 2,448 |
| Deposits held in domestic offices | $192,449,000 | 2,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,917 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,009,000 | 3,213 |
| Total equity capital | $16,232,000 | 3,496 |
| Total bank equity capital | $16,232,000 | 3,496 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,193,000 | 1,261 |
| Surplus | $12,040,000 | 1,857 |
| Undivided profits | $999,000 | 7,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,321,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,512,000 | 2,073 |
| Earning assets | $198,956,000 | 2,709 |
| Long-term assets (5+ years) | $10,912,000 | 4,542 |
| Average Assets, year-to-date | $204,341,670 | 2,806 |
| Average Assets, quarterly | $211,382,000 | 2,750 |
| Volatile liabilities | $37,284,000 | 2,812 |
| Insider loans | $6,222,000 | 1,004 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,864,000 | 3,102 |
| Tier 1 (core) risk-based capital | $16,274,000 | 3,371 |
| Tier 2 risk-based capital | $2,109,000 | 2,134 |
| Total risk weighted assets | $173,886,000 | 2,369 |
| Total unused commitments | $20,864,000 | 3,103 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $209,574,000 | 2,784 |
| Cash and due from depository institutions | $4,734,000 | 2,634 |
| Interest-bearing balances | $98,000 | 5,236 |
| Securities | $43,974,000 | 2,664 |
| Federal funds sold & reverse repurchase agreements | $5,005,000 | 2,318 |
| Net loans & leases | $146,367,000 | 2,607 |
| Loan loss allowance | $2,157,000 | 2,176 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,519,000 | 1,614 |
| Other real estate owned | $231,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,744,000 | 4,069 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $209,574,000 | 2,784 |
| Total liabilities | $194,018,000 | 2,694 |
| Total deposits | $193,063,000 | 2,479 |
| Interest-bearing deposits | $158,522,000 | 2,543 |
| Deposits held in domestic offices | $193,063,000 | 2,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $955,000 | 3,302 |
| Total equity capital | $15,556,000 | 3,544 |
| Total bank equity capital | $15,556,000 | 3,544 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,193,000 | 1,254 |
| Surplus | $12,040,000 | 1,798 |
| Undivided profits | $323,000 | 7,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,009,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,284,000 | 2,380 |
| Earning assets | $195,444,000 | 2,742 |
| Long-term assets (5+ years) | $14,576,000 | 4,039 |
| Average Assets, year-to-date | $199,917,500 | 2,871 |
| Average Assets, quarterly | $199,917,500 | 2,871 |
| Volatile liabilities | $36,339,000 | 2,786 |
| Insider loans | $5,341,000 | 1,154 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,922,000 | 3,484 |
| Tier 1 (core) risk-based capital | $15,760,000 | 3,425 |
| Tier 2 risk-based capital | $2,052,000 | 2,176 |
| Total risk weighted assets | $164,017,000 | 2,448 |
| Total unused commitments | $16,922,000 | 3,485 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $190,261,000 | 2,987 |
| Cash and due from depository institutions | $4,918,000 | 2,645 |
| Interest-bearing balances | $97,000 | 5,293 |
| Securities | $34,552,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $4,056,000 | 2,625 |
| Net loans & leases | $137,970,000 | 2,710 |
| Loan loss allowance | $2,186,000 | 2,132 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,444,000 | 1,611 |
| Other real estate owned | $131,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,190,000 | 4,610 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $190,261,000 | 2,987 |
| Total liabilities | $174,823,000 | 2,930 |
| Total deposits | $173,706,000 | 2,682 |
| Interest-bearing deposits | $147,535,000 | 2,682 |
| Deposits held in domestic offices | $173,706,000 | 2,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,117,000 | 2,881 |
| Total equity capital | $15,438,000 | 3,557 |
| Total bank equity capital | $15,438,000 | 3,557 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,193,000 | 1,237 |
| Surplus | $10,007,000 | 2,050 |
| Undivided profits | $2,238,000 | 6,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,018,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,151,000 | 2,647 |
| Earning assets | $176,675,000 | 2,962 |
| Long-term assets (5+ years) | $15,991,000 | 3,924 |
| Average Assets, year-to-date | $160,525,600 | 3,287 |
| Average Assets, quarterly | $179,221,500 | 3,095 |
| Volatile liabilities | $33,010,000 | 2,948 |
| Insider loans | $5,424,000 | 1,120 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,004,000 | 3,586 |
| Tier 1 (core) risk-based capital | $15,254,000 | 3,467 |
| Tier 2 risk-based capital | $1,921,000 | 2,280 |
| Total risk weighted assets | $153,281,000 | 2,580 |
| Total unused commitments | $15,004,000 | 3,587 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $168,182,000 | 3,227 |
| Cash and due from depository institutions | $4,623,000 | 2,647 |
| Interest-bearing balances | $96,000 | 5,355 |
| Securities | $29,932,000 | 3,632 |
| Federal funds sold & reverse repurchase agreements | $2,022,000 | 3,588 |
| Net loans & leases | $123,182,000 | 2,928 |
| Loan loss allowance | $1,748,000 | 2,584 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,435,000 | 1,578 |
| Other real estate owned | $201,000 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,787,000 | 5,121 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,182,000 | 3,227 |
| Total liabilities | $152,758,000 | 3,199 |
| Total deposits | $151,568,000 | 2,971 |
| Interest-bearing deposits | $118,847,000 | 3,159 |
| Deposits held in domestic offices | $151,568,000 | 2,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,190,000 | 2,826 |
| Total equity capital | $15,424,000 | 3,569 |
| Total bank equity capital | $15,424,000 | 3,569 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,193,000 | 1,225 |
| Surplus | $10,007,000 | 2,010 |
| Undivided profits | $2,224,000 | 6,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,558,000 | 798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,084,000 | 2,889 |
| Earning assets | $155,232,000 | 3,220 |
| Long-term assets (5+ years) | $13,841,000 | 4,304 |
| Average Assets, year-to-date | $153,091,750 | 3,419 |
| Average Assets, quarterly | $163,672,000 | 3,278 |
| Volatile liabilities | $31,474,000 | 2,998 |
| Insider loans | $5,183,000 | 1,132 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,305,000 | 3,549 |
| Tier 1 (core) risk-based capital | $15,067,000 | 3,488 |
| Tier 2 risk-based capital | $1,748,000 | 2,419 |
| Total risk weighted assets | $158,544,000 | 2,477 |
| Total unused commitments | $15,305,000 | 3,552 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 64 | 2,696 |
| Assets and Liabilities | ||
| Total Assets: | $159,162,000 | 3,378 |
| Cash and due from depository institutions | $4,594,000 | 2,696 |
| Interest-bearing balances | $95,000 | 5,399 |
| Securities | $30,523,000 | 3,614 |
| Federal funds sold & reverse repurchase agreements | $4,076,000 | 2,325 |
| Net loans & leases | $110,077,000 | 3,173 |
| Loan loss allowance | $1,654,000 | 2,696 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,970,000 | 1,681 |
| Other real estate owned | $2,140,000 | 2,696 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,782,000 | 5,104 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $159,162,000 | 3,378 |
| Total liabilities | $144,579,000 | 3,350 |
| Total deposits | $139,451,000 | 3,178 |
| Interest-bearing deposits | $115,037,000 | 3,244 |
| Deposits held in domestic offices | $139,451,000 | 3,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,822 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,128,000 | 2,700 |
| Total equity capital | $14,583,000 | 3,625 |
| Total bank equity capital | $14,583,000 | 3,625 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,193,000 | 1,225 |
| Surplus | $10,007,000 | 1,970 |
| Undivided profits | $1,383,000 | 6,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,404,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $974,000 | 3,013 |
| Earning assets | $144,771,000 | 3,399 |
| Long-term assets (5+ years) | $14,027,000 | 4,388 |
| Average Assets, year-to-date | $148,061,670 | 3,531 |
| Average Assets, quarterly | $153,662,500 | 3,435 |
| Volatile liabilities | $36,926,000 | 2,593 |
| Insider loans | $4,411,000 | 1,308 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,512,000 | 3,787 |
| Tier 1 (core) risk-based capital | $14,505,000 | 3,571 |
| Tier 2 risk-based capital | $1,654,000 | 2,499 |
| Total risk weighted assets | $148,913,000 | 2,574 |
| Total unused commitments | $13,512,000 | 3,787 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $148,163,000 | 3,570 |
| Cash and due from depository institutions | $4,717,000 | 2,679 |
| Interest-bearing balances | $95,000 | 5,500 |
| Securities | $32,013,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $5,061,000 | 2,795 |
| Net loans & leases | $99,101,000 | 3,382 |
| Loan loss allowance | $1,697,000 | 2,619 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,936,000 | 1,660 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,335,000 | 5,683 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $148,163,000 | 3,570 |
| Total liabilities | $133,639,000 | 3,551 |
| Total deposits | $132,478,000 | 3,322 |
| Interest-bearing deposits | $105,430,000 | 3,481 |
| Deposits held in domestic offices | $132,478,000 | 3,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,161,000 | 2,898 |
| Total equity capital | $14,524,000 | 3,717 |
| Total bank equity capital | $14,524,000 | 3,717 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,193,000 | 1,216 |
| Surplus | $8,753,000 | 2,223 |
| Undivided profits | $2,578,000 | 6,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,760,000 | 806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $858,000 | 3,321 |
| Earning assets | $136,270,000 | 3,568 |
| Long-term assets (5+ years) | $14,386,000 | 4,281 |
| Average Assets, year-to-date | $142,511,500 | 3,659 |
| Average Assets, quarterly | $142,511,500 | 3,659 |
| Volatile liabilities | $33,875,000 | 2,707 |
| Insider loans | $2,800,000 | 2,022 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,526,000 | 4,065 |
| Tier 1 (core) risk-based capital | $13,861,000 | 3,672 |
| Tier 2 risk-based capital | $1,696,000 | 2,433 |
| Total risk weighted assets | $135,652,000 | 2,727 |
| Total unused commitments | $11,526,000 | 4,072 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $136,860,000 | 3,791 |
| Cash and due from depository institutions | $3,556,000 | 2,864 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $32,457,000 | 3,497 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,083 |
| Net loans & leases | $91,791,000 | 3,576 |
| Loan loss allowance | $1,701,000 | 2,588 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,645,000 | 1,756 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,466,000 | 5,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,860,000 | 3,791 |
| Total liabilities | $122,895,000 | 3,794 |
| Total deposits | $118,682,000 | 3,621 |
| Interest-bearing deposits | $95,036,000 | 3,799 |
| Deposits held in domestic offices | $118,682,000 | 3,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,209,000 | 1,910 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,004,000 | 3,087 |
| Total equity capital | $13,965,000 | 3,770 |
| Total bank equity capital | $13,965,000 | 3,770 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,192,000 | 1,223 |
| Surplus | $8,753,000 | 2,194 |
| Undivided profits | $2,020,000 | 6,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,366,000 | 894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,037 |
| Income earned, not collected on loans | $945,000 | 3,153 |
| Earning assets | $126,193,000 | 3,768 |
| Long-term assets (5+ years) | $15,138,000 | 4,189 |
| Average Assets, year-to-date | $124,277,600 | 3,970 |
| Average Assets, quarterly | $133,962,500 | 3,818 |
| Volatile liabilities | $35,848,000 | 2,577 |
| Insider loans | $2,444,000 | 2,216 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,915,000 | 4,085 |
| Tier 1 (core) risk-based capital | $13,478,000 | 3,728 |
| Tier 2 risk-based capital | $1,562,000 | 2,584 |
| Total risk weighted assets | $124,859,000 | 2,924 |
| Total unused commitments | $10,915,000 | 4,087 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $131,065,000 | 3,903 |
| Cash and due from depository institutions | $2,572,000 | 2,970 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $29,069,000 | 3,718 |
| Federal funds sold & reverse repurchase agreements | $7,378,000 | 1,896 |
| Net loans & leases | $85,398,000 | 3,768 |
| Loan loss allowance | $1,023,000 | 3,900 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,166,000 | 1,898 |
| Other real estate owned | $184,000 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,298,000 | 5,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,065,000 | 3,903 |
| Total liabilities | $116,976,000 | 3,914 |
| Total deposits | $114,901,000 | 3,705 |
| Interest-bearing deposits | $91,817,000 | 3,882 |
| Deposits held in domestic offices | $114,901,000 | 3,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,112,000 | 2,511 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $963,000 | 3,288 |
| Total equity capital | $14,089,000 | 3,726 |
| Total bank equity capital | $14,089,000 | 3,726 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,193,000 | 1,218 |
| Surplus | $8,753,000 | 2,162 |
| Undivided profits | $2,143,000 | 6,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,022,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,089 |
| Income earned, not collected on loans | $924,000 | 3,379 |
| Earning assets | $121,845,000 | 3,847 |
| Long-term assets (5+ years) | $14,154,000 | 4,358 |
| Average Assets, year-to-date | $121,132,000 | 4,071 |
| Average Assets, quarterly | $127,331,500 | 3,972 |
| Volatile liabilities | $34,915,000 | 2,575 |
| Insider loans | $3,009,000 | 1,838 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,369,000 | 4,201 |
| Tier 1 (core) risk-based capital | $13,572,000 | 3,683 |
| Tier 2 risk-based capital | $1,023,000 | 3,616 |
| Total risk weighted assets | $116,935,000 | 3,067 |
| Total unused commitments | $10,369,000 | 4,207 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $123,598,000 | 4,081 |
| Cash and due from depository institutions | $5,296,000 | 2,882 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $31,215,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $2,358,000 | 4,505 |
| Net loans & leases | $77,758,000 | 4,021 |
| Loan loss allowance | $959,000 | 4,040 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,982,000 | 1,933 |
| Other real estate owned | $710,000 | 2,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,279,000 | 5,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,598,000 | 4,081 |
| Total liabilities | $109,598,000 | 4,109 |
| Total deposits | $107,370,000 | 3,908 |
| Interest-bearing deposits | $83,389,000 | 4,187 |
| Deposits held in domestic offices | $107,370,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,112,000 | 2,425 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,116,000 | 3,058 |
| Total equity capital | $14,000,000 | 3,733 |
| Total bank equity capital | $14,000,000 | 3,733 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,193,000 | 1,204 |
| Surplus | $8,753,000 | 2,121 |
| Undivided profits | $2,054,000 | 6,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,953,000 | 1,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,124 |
| Income earned, not collected on loans | $893,000 | 3,350 |
| Earning assets | $111,331,000 | 4,122 |
| Long-term assets (5+ years) | $13,371,000 | 4,331 |
| Average Assets, year-to-date | $117,821,000 | 4,161 |
| Average Assets, quarterly | $121,696,000 | 4,096 |
| Volatile liabilities | $30,495,000 | 2,803 |
| Insider loans | $3,148,000 | 1,767 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,994,000 | 4,209 |
| Tier 1 (core) risk-based capital | $13,223,000 | 3,700 |
| Tier 2 risk-based capital | $959,000 | 3,742 |
| Total risk weighted assets | $111,157,000 | 3,165 |
| Total unused commitments | $9,994,000 | 4,221 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $119,794,000 | 4,142 |
| Cash and due from depository institutions | $6,539,000 | 3,006 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,996,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $1,627,000 | 5,625 |
| Net loans & leases | $72,658,000 | 4,158 |
| Loan loss allowance | $1,043,000 | 3,725 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,822,000 | 1,951 |
| Other real estate owned | $67,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,085,000 | 6,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,794,000 | 4,142 |
| Total liabilities | $109,526,000 | 4,077 |
| Total deposits | $105,653,000 | 3,946 |
| Interest-bearing deposits | $77,278,000 | 4,424 |
| Deposits held in domestic offices | $105,653,000 | 3,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,778,000 | 1,777 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,095,000 | 3,134 |
| Total equity capital | $10,268,000 | 4,658 |
| Total bank equity capital | $10,268,000 | 4,658 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,193,000 | 1,202 |
| Surplus | $5,557,000 | 2,997 |
| Undivided profits | $1,518,000 | 7,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,099 |
| Income earned, not collected on loans | $738,000 | 3,994 |
| Earning assets | $107,281,000 | 4,202 |
| Long-term assets (5+ years) | $12,900,000 | 4,336 |
| Average Assets, year-to-date | $114,932,500 | 4,228 |
| Average Assets, quarterly | $114,932,500 | 4,228 |
| Volatile liabilities | $30,584,000 | 2,764 |
| Insider loans | $3,825,000 | 1,408 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,679,000 | 4,019 |
| Tier 1 (core) risk-based capital | $9,623,000 | 4,703 |
| Tier 2 risk-based capital | $1,043,000 | 3,440 |
| Total risk weighted assets | $107,738,000 | 3,181 |
| Total unused commitments | $10,679,000 | 4,031 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $110,071,000 | 4,364 |
| Cash and due from depository institutions | $3,195,000 | 2,960 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $34,396,000 | 3,155 |
| Federal funds sold & reverse repurchase agreements | $1,911,000 | 4,929 |
| Net loans & leases | $65,269,000 | 4,497 |
| Loan loss allowance | $1,059,000 | 3,639 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,266,000 | 2,196 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,034,000 | 6,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,071,000 | 4,364 |
| Total liabilities | $100,030,000 | 4,315 |
| Total deposits | $97,656,000 | 4,146 |
| Interest-bearing deposits | $75,139,000 | 4,472 |
| Deposits held in domestic offices | $97,656,000 | 4,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,230 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $874,000 | 3,711 |
| Total equity capital | $10,041,000 | 4,711 |
| Total bank equity capital | $10,041,000 | 4,711 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,193,000 | 1,189 |
| Surplus | $5,557,000 | 2,964 |
| Undivided profits | $1,291,000 | 7,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $787,000 | 3,951 |
| Earning assets | $101,576,000 | 4,333 |
| Long-term assets (5+ years) | $16,610,000 | 3,745 |
| Average Assets, year-to-date | $95,754,400 | 4,665 |
| Average Assets, quarterly | $105,724,000 | 4,442 |
| Volatile liabilities | $28,561,000 | 2,908 |
| Insider loans | $3,377,000 | 1,569 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,285,000 | 5,081 |
| Tier 1 (core) risk-based capital | $9,369,000 | 4,738 |
| Tier 2 risk-based capital | $1,059,000 | 3,359 |
| Total risk weighted assets | $95,297,000 | 3,496 |
| Total unused commitments | $6,285,000 | 5,086 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $85,296,000 | 5,082 |
| Cash and due from depository institutions | $2,629,000 | 3,118 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $26,134,000 | 3,720 |
| Federal funds sold & reverse repurchase agreements | $3,023,000 | 3,886 |
| Net loans & leases | $49,370,000 | 5,299 |
| Loan loss allowance | $764,000 | 4,435 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,172,000 | 2,818 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $968,000 | 6,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,296,000 | 5,082 |
| Total liabilities | $76,795,000 | 5,072 |
| Total deposits | $76,093,000 | 4,829 |
| Interest-bearing deposits | $51,532,000 | 5,675 |
| Deposits held in domestic offices | $76,093,000 | 4,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $702,000 | 4,429 |
| Total equity capital | $8,501,000 | 5,112 |
| Total bank equity capital | $8,501,000 | 5,112 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,193,000 | 1,182 |
| Surplus | $3,807,000 | 3,776 |
| Undivided profits | $1,501,000 | 7,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $682,000 | 4,787 |
| Earning assets | $78,527,000 | 5,062 |
| Long-term assets (5+ years) | $16,694,000 | 3,693 |
| Average Assets, year-to-date | $78,268,400 | 5,214 |
| Average Assets, quarterly | $81,749,000 | 5,199 |
| Volatile liabilities | $21,345,000 | 3,492 |
| Insider loans | $3,086,000 | 1,616 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,591,000 | 6,245 |
| Tier 1 (core) risk-based capital | $8,396,000 | 5,010 |
| Tier 2 risk-based capital | $764,000 | 4,169 |
| Total risk weighted assets | $72,055,000 | 4,232 |
| Total unused commitments | $3,591,000 | 6,250 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities | ||
| Total Assets: | $72,249,000 | 5,572 |
| Cash and due from depository institutions | $3,113,000 | 4,004 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $21,013,000 | 4,484 |
| Federal funds sold & reverse repurchase agreements | $1,689,000 | 4,572 |
| Net loans & leases | $43,068,000 | 5,684 |
| Loan loss allowance | $679,000 | 4,692 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,463,000 | 3,445 |
| Other real estate owned | $0 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $903,000 | 6,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,249,000 | 5,572 |
| Total liabilities | $64,848,000 | 5,565 |
| Total deposits | $64,182,000 | 5,288 |
| Interest-bearing deposits | $45,570,000 | 5,990 |
| Deposits held in domestic offices | $64,182,000 | 5,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $666,000 | 4,837 |
| Total equity capital | $7,401,000 | 5,580 |
| Total bank equity capital | $7,401,000 | 5,580 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,192,000 | 1,181 |
| Surplus | $3,502,000 | 3,930 |
| Undivided profits | $707,000 | 8,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 815 |
| Income earned, not collected on loans | $384,000 | 6,049 |
| Earning assets | $65,775,000 | 5,604 |
| Long-term assets (5+ years) | $11,291,000 | 4,328 |
| Average Assets, year-to-date | $64,481,600 | 5,790 |
| Average Assets, quarterly | $69,004,000 | 5,693 |
| Volatile liabilities | $19,227,000 | 3,747 |
| Insider loans | $3,634,000 | 1,354 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,373,000 | 4,810 |
| Tier 1 (core) risk-based capital | $7,555,000 | 5,397 |
| Tier 2 risk-based capital | $679,000 | 4,424 |
| Total risk weighted assets | $54,359,300 | 5,020 |
| Total unused commitments | $6,373,000 | 4,812 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $56,794,000 | 6,442 |
| Cash and due from depository institutions | $1,766,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,963,000 | 5,191 |
| Federal funds sold & reverse repurchase agreements | $463,000 | 5,831 |
| Net loans & leases | $33,354,000 | 6,456 |
| Loan loss allowance | $508,000 | 5,625 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,459,000 | 3,407 |
| Other real estate owned | $18,000 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $771,000 | 7,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,794,000 | 6,442 |
| Total liabilities | $50,720,000 | 6,457 |
| Total deposits | $50,349,000 | 6,227 |
| Interest-bearing deposits | $35,981,000 | 6,876 |
| Deposits held in domestic offices | $50,349,000 | 6,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $371,000 | 6,309 |
| Total equity capital | $6,074,000 | 6,215 |
| Total bank equity capital | $6,074,000 | 6,215 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,193,000 | 1,191 |
| Surplus | $2,128,000 | 5,311 |
| Undivided profits | $753,000 | 8,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 8,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $232,000 | 7,373 |
| Earning assets | $51,780,000 | 6,434 |
| Long-term assets (5+ years) | $13,025,000 | 4,270 |
| Average Assets, year-to-date | $53,574,400 | 6,490 |
| Average Assets, quarterly | $55,555,500 | 6,479 |
| Volatile liabilities | $15,097,000 | 4,216 |
| Insider loans | $3,236,000 | 1,452 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,546,000 | 5,695 |
| Tier 1 (core) risk-based capital | $6,521,000 | 5,954 |
| Tier 2 risk-based capital | $508,000 | 5,276 |
| Total risk weighted assets | $42,854,300 | 5,765 |
| Total unused commitments | $4,546,000 | 5,700 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $47,816,000 | 7,137 |
| Cash and due from depository institutions | $2,136,000 | 5,204 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,737,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $3,326,000 | 4,542 |
| Net loans & leases | $21,668,000 | 7,750 |
| Loan loss allowance | $299,000 | 7,412 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,483,000 | 3,247 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $4,000 | 3,362 |
| All other assets | $462,000 | 8,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,816,000 | 7,137 |
| Total liabilities | $41,764,000 | 7,195 |
| Total deposits | $41,353,000 | 7,042 |
| Interest-bearing deposits | $28,090,000 | 7,834 |
| Deposits held in domestic offices | $41,353,000 | 7,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $411,000 | 6,446 |
| Total equity capital | $6,052,000 | 6,313 |
| Total bank equity capital | $6,052,000 | 6,313 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,193,000 | 1,148 |
| Surplus | $2,128,000 | 5,204 |
| Undivided profits | $732,000 | 8,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $160,000 | 8,491 |
| Earning assets | $42,731,000 | 7,214 |
| Long-term assets (5+ years) | $10,737,000 | 4,561 |
| Average Assets, year-to-date | $42,157,000 | 7,390 |
| Average Assets, quarterly | $46,273,000 | 7,179 |
| Volatile liabilities | $13,675,000 | 4,051 |
| Insider loans | $2,479,000 | 1,737 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,217,000 | 7,243 |
| Tier 1 (core) risk-based capital | $5,946,000 | 6,230 |
| Tier 2 risk-based capital | $299,000 | 7,014 |
| Total risk weighted assets | $30,295,800 | 6,882 |
| Total unused commitments | $2,217,000 | 7,255 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $35,774,000 | 8,299 |
| Cash and due from depository institutions | $1,914,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,735,000 | 6,060 |
| Federal funds sold & reverse repurchase agreements | $1,773,000 | 5,269 |
| Net loans & leases | $15,642,000 | 8,929 |
| Loan loss allowance | $272,000 | 7,876 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,350,000 | 5,039 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $10,000 | 3,386 |
| All other assets | $350,000 | 9,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,774,000 | 8,299 |
| Total liabilities | $30,310,000 | 8,462 |
| Total deposits | $30,111,000 | 8,336 |
| Interest-bearing deposits | $22,097,000 | 8,778 |
| Deposits held in domestic offices | $30,111,000 | 8,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $199,000 | 9,006 |
| Total equity capital | $5,464,000 | 6,781 |
| Total bank equity capital | $5,464,000 | 6,781 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,193,000 | 1,129 |
| Surplus | $2,129,000 | 5,200 |
| Undivided profits | $142,000 | 10,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $135,000 | 9,276 |
| Earning assets | $32,150,000 | 8,351 |
| Long-term assets (5+ years) | $4,618,000 | 6,158 |
| Average Assets, year-to-date | $30,667,600 | 8,660 |
| Average Assets, quarterly | $34,650,000 | 8,353 |
| Volatile liabilities | $11,240,000 | 4,610 |
| Insider loans | $1,215,000 | 3,091 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $842,000 | 9,029 |
| Tier 1 (core) risk-based capital | $5,425,000 | 6,676 |
| Tier 2 risk-based capital | $269,340 | 7,439 |
| Total risk weighted assets | $21,544,640 | 8,185 |
| Total unused commitments | $842,000 | 9,041 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $27,329,000 | 9,479 |
| Cash and due from depository institutions | $1,879,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,134,000 | 8,238 |
| Federal funds sold & reverse repurchase agreements | $2,204,000 | 4,616 |
| Net loans & leases | $12,419,000 | 9,793 |
| Loan loss allowance | $152,000 | 9,834 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,214,000 | 5,382 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $16,000 | 3,177 |
| All other assets | $463,000 | 9,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,329,000 | 9,479 |
| Total liabilities | $22,362,000 | 9,705 |
| Total deposits | $22,270,000 | 9,605 |
| Interest-bearing deposits | $16,790,000 | 9,896 |
| Deposits held in domestic offices | $22,270,000 | 9,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $92,000 | 10,734 |
| Total equity capital | $4,967,000 | 7,260 |
| Total bank equity capital | $4,967,000 | 7,260 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,193,000 | 1,185 |
| Surplus | $1,697,000 | 6,103 |
| Undivided profits | $77,000 | 10,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $129,000 | 9,734 |
| Earning assets | $23,757,000 | 9,609 |
| Long-term assets (5+ years) | $2,704,000 | 7,236 |
| Average Assets, year-to-date | $23,620,800 | 9,761 |
| Average Assets, quarterly | $27,714,000 | 9,403 |
| Volatile liabilities | $6,348,000 | 6,350 |
| Insider loans | $1,255,000 | 3,053 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,065,000 | 7,383 |
| Tier 1 (core) risk-based capital | $4,924,000 | 7,197 |
| Tier 2 risk-based capital | $152,000 | 9,429 |
| Total risk weighted assets | $17,004,900 | 9,156 |
| Total unused commitments | $2,065,000 | 7,398 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $18,005,000 | 10,926 |
| Cash and due from depository institutions | $604,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,023,000 | 9,382 |
| Federal funds sold & reverse repurchase agreements | $1,678,000 | 6,084 |
| Net loans & leases | $7,233,000 | 11,165 |
| Loan loss allowance | $98,000 | 11,025 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,244,000 | 5,284 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $22,000 | 2,851 |
| All other assets | $201,000 | 11,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,005,000 | 10,926 |
| Total liabilities | $13,050,000 | 11,258 |
| Total deposits | $12,963,000 | 11,203 |
| Interest-bearing deposits | $9,976,000 | 11,316 |
| Deposits held in domestic offices | $12,963,000 | 11,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $87,000 | 11,314 |
| Total equity capital | $4,955,000 | 7,406 |
| Total bank equity capital | $4,955,000 | 7,406 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,193,000 | 1,197 |
| Surplus | $1,704,000 | 6,125 |
| Undivided profits | $58,000 | 11,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 949 |
| Income earned, not collected on loans | $62,000 | 11,277 |
| Earning assets | $15,934,000 | 10,952 |
| Long-term assets (5+ years) | $1,419,000 | 8,493 |
| Average Assets, year-to-date | $11,989,000 | 11,500 |
| Average Assets, quarterly | $15,798,500 | 11,124 |
| Volatile liabilities | $4,198,000 | 7,507 |
| Insider loans | $1,736,000 | 2,454 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $561,000 | 9,875 |
| Tier 1 (core) risk-based capital | $4,875,000 | 7,361 |
| Tier 2 risk-based capital | $98,000 | 10,744 |
| Total risk weighted assets | $9,193,500 | 10,953 |
| Total unused commitments | $561,000 | 9,885 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $7,133,000 | 12,503 |
| Cash and due from depository institutions | $171,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,665,000 | 11,398 |
| Federal funds sold & reverse repurchase agreements | $963,000 | 5,632 |
| Net loans & leases | $1,147,000 | 12,565 |
| Loan loss allowance | $12,000 | 12,503 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,090,000 | 5,787 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $28,000 | 2,695 |
| All other assets | $69,000 | 12,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,133,000 | 12,503 |
| Total liabilities | $2,089,000 | 12,611 |
| Total deposits | $2,081,000 | 12,586 |
| Interest-bearing deposits | $1,488,000 | 12,528 |
| Deposits held in domestic offices | $2,081,000 | 12,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $8,000 | 12,608 |
| Total equity capital | $5,044,000 | 7,089 |
| Total bank equity capital | $5,044,000 | 7,089 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,195,000 | 1,215 |
| Surplus | $1,704,000 | 6,147 |
| Undivided profits | $145,000 | 11,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $5,000 | 12,436 |
| Earning assets | $5,775,000 | 12,496 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $7,133,000 | 12,498 |
| Average Assets, quarterly | $7,133,000 | 12,495 |
| Volatile liabilities | $400,000 | 12,050 |
| Insider loans | $785,000 | 4,351 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $100,000 | 11,503 |
| Tier 1 (core) risk-based capital | $5,080,000 | 7,144 |
| Tier 2 risk-based capital | $12,000 | 12,446 |
| Total risk weighted assets | $2,461,800 | 12,524 |
| Total unused commitments | $100,000 | 11,505 |
| Derivatives | $0 | 687 |