Home > Capitol Bank of Westmont > Income and Expense
Capitol Bank of Westmont, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 4,672 |
| Total interest expense | $3,701,000 | 3,976 |
| Net interest income | $3,121,000 | 5,297 |
| Provision for loan and lease losses | $325,000 | 2,425 |
| Total noninterest income | $256,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,797,000 | 6,397 |
| Salaries and employee benefits | $977,000 | 6,100 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $655,000 | 6,002 |
| Pre-tax net operating income | $1,255,000 | 4,964 |
| Securities gains (losses) | $95,000 | 981 |
| Applicable income taxes | $457,000 | 4,449 |
| Income before extraordinary items | $893,000 | 4,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $893,000 | 4,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $218,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $830,300 | 5,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,816 |
| Total interest expense | $3,601,000 | 4,049 |
| Net interest income | $2,961,000 | 5,557 |
| Provision for loan and lease losses | $171,000 | 3,386 |
| Total noninterest income | $352,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,960,000 | 6,078 |
| Salaries and employee benefits | $940,000 | 6,347 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $1,182,000 | 5,293 |
| Securities gains (losses) | $47,000 | 1,345 |
| Applicable income taxes | $416,000 | 4,815 |
| Income before extraordinary items | $813,000 | 5,385 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $813,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,323 |
| Cash dividends | $425,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $781,980 | 5,520 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 5,234 |
| Total interest expense | $2,563,000 | 4,545 |
| Net interest income | $2,944,000 | 5,685 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,971,000 | 6,277 |
| Salaries and employee benefits | $1,047,000 | 5,866 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $746,000 | 6,017 |
| Pre-tax net operating income | $1,199,000 | 5,242 |
| Securities gains (losses) | $80,000 | 880 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $829,000 | 5,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $829,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,272 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $777,000 | 5,544 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 5,436 |
| Total interest expense | $2,548,000 | 4,735 |
| Net interest income | $2,831,000 | 5,923 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $331,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,754,000 | 7,026 |
| Salaries and employee benefits | $967,000 | 6,324 |
| Premises and equipment expense | $177,000 | 8,214 |
| Additional noninterest expense | $610,000 | 7,243 |
| Pre-tax net operating income | $1,263,000 | 4,984 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $457,000 | 4,540 |
| Income before extraordinary items | $856,000 | 5,280 |
| Extraordinary gains, net | $44,000 | 2,256 |
| Net income | $900,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $823,500 | 5,200 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 5,905 |
| Total interest expense | $2,882,000 | 5,331 |
| Net interest income | $2,608,000 | 6,394 |
| Provision for loan and lease losses | $236,000 | 4,790 |
| Total noninterest income | $371,000 | 6,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,879,000 | 6,713 |
| Salaries and employee benefits | $979,000 | 6,151 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $716,000 | 6,660 |
| Pre-tax net operating income | $864,000 | 6,271 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $276,000 | 6,273 |
| Income before extraordinary items | $601,000 | 6,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $601,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $592,030 | 6,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.