Home > Capitol Bank of Westmont > Assets and Liabilities
Capitol Bank of Westmont, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $90,807,000 | 4,805 |
| Cash and due from depository institutions | $5,236,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $39,621,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $44,060,000 | 5,506 |
| Loan loss allowance | $914,000 | 3,800 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $721,000 | 7,049 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,169,000 | 5,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,807,000 | 4,805 |
| Total liabilities | $83,418,000 | 4,702 |
| Total deposits | $77,204,000 | 4,784 |
| Interest-bearing deposits | $67,429,000 | 4,721 |
| Deposits held in domestic offices | $77,204,000 | 4,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,957,000 | 1,470 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $257,000 | 8,440 |
| Total equity capital | $7,389,000 | 5,586 |
| Total bank equity capital | $7,389,000 | 5,586 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $4,800,000 | 2,953 |
| Undivided profits | $1,889,000 | 7,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $277,000 | 7,236 |
| Earning assets | $83,681,000 | 4,796 |
| Long-term assets (5+ years) | $12,791,000 | 3,627 |
| Average Assets, year-to-date | $93,102,800 | 4,533 |
| Average Assets, quarterly | $89,790,000 | 4,812 |
| Volatile liabilities | $34,561,000 | 1,852 |
| Insider loans | $105,000 | 8,743 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,096,000 | 5,040 |
| Tier 1 (core) risk-based capital | $7,453,000 | 5,448 |
| Tier 2 risk-based capital | $580,680 | 4,704 |
| Total risk weighted assets | $46,121,080 | 5,397 |
| Total unused commitments | $5,096,000 | 5,054 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $94,110,000 | 4,672 |
| Cash and due from depository institutions | $3,706,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,110,000 | 4,170 |
| Federal funds sold & reverse repurchase agreements | $5,070,000 | 2,841 |
| Net loans & leases | $54,424,000 | 4,663 |
| Loan loss allowance | $661,000 | 4,925 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $747,000 | 7,051 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,053,000 | 6,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,110,000 | 4,672 |
| Total liabilities | $87,295,000 | 4,543 |
| Total deposits | $81,327,000 | 4,630 |
| Interest-bearing deposits | $71,458,000 | 4,550 |
| Deposits held in domestic offices | $81,327,000 | 4,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,707,000 | 1,443 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $261,000 | 8,825 |
| Total equity capital | $6,815,000 | 5,974 |
| Total bank equity capital | $6,815,000 | 5,974 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $4,800,000 | 2,957 |
| Undivided profits | $1,315,000 | 8,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $360,000 | 6,296 |
| Earning assets | $88,604,000 | 4,562 |
| Long-term assets (5+ years) | $8,255,000 | 4,516 |
| Average Assets, year-to-date | $89,331,600 | 4,693 |
| Average Assets, quarterly | $92,623,500 | 4,675 |
| Volatile liabilities | $32,507,000 | 1,761 |
| Insider loans | $180,000 | 8,207 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,013,000 | 6,342 |
| Tier 1 (core) risk-based capital | $6,778,000 | 5,867 |
| Tier 2 risk-based capital | $661,000 | 4,219 |
| Total risk weighted assets | $57,036,600 | 4,521 |
| Total unused commitments | $3,013,000 | 6,358 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $82,608,000 | 5,159 |
| Cash and due from depository institutions | $3,015,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,528,000 | 6,979 |
| Federal funds sold & reverse repurchase agreements | $4,440,000 | 2,032 |
| Net loans & leases | $56,967,000 | 4,389 |
| Loan loss allowance | $714,000 | 4,760 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $797,000 | 6,934 |
| Other real estate owned | $370,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,491,000 | 4,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,608,000 | 5,159 |
| Total liabilities | $76,321,000 | 5,061 |
| Total deposits | $74,350,000 | 4,953 |
| Interest-bearing deposits | $64,752,000 | 4,909 |
| Deposits held in domestic offices | $74,350,000 | 4,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,798,000 | 2,764 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $173,000 | 9,535 |
| Total equity capital | $6,287,000 | 6,051 |
| Total bank equity capital | $6,287,000 | 6,051 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,100,000 | 3,449 |
| Surplus | $4,400,000 | 3,078 |
| Undivided profits | $787,000 | 9,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 6,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $353,000 | 5,772 |
| Earning assets | $76,935,000 | 5,093 |
| Long-term assets (5+ years) | $3,377,000 | 7,094 |
| Average Assets, year-to-date | $79,281,200 | 5,244 |
| Average Assets, quarterly | $81,093,000 | 5,201 |
| Volatile liabilities | $21,031,000 | 2,443 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,839,000 | 5,663 |
| Tier 1 (core) risk-based capital | $6,390,000 | 6,069 |
| Tier 2 risk-based capital | $714,000 | 3,933 |
| Total risk weighted assets | $59,528,000 | 4,257 |
| Total unused commitments | $3,839,000 | 5,669 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $78,284,000 | 5,538 |
| Cash and due from depository institutions | $3,392,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,092,000 | 6,801 |
| Federal funds sold & reverse repurchase agreements | $3,260,000 | 4,124 |
| Net loans & leases | $52,073,000 | 4,624 |
| Loan loss allowance | $737,000 | 4,768 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $749,000 | 7,268 |
| Other real estate owned | $370,000 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,348,000 | 4,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,284,000 | 5,538 |
| Total liabilities | $72,623,000 | 5,410 |
| Total deposits | $70,863,000 | 5,346 |
| Interest-bearing deposits | $60,157,000 | 5,444 |
| Deposits held in domestic offices | $70,863,000 | 5,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,570,000 | 2,413 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $190,000 | 9,472 |
| Total equity capital | $5,661,000 | 6,674 |
| Total bank equity capital | $5,661,000 | 6,674 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,100,000 | 3,552 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $2,561,000 | 6,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $240,000 | 7,207 |
| Earning assets | $72,425,000 | 5,479 |
| Long-term assets (5+ years) | $9,315,000 | 4,554 |
| Average Assets, year-to-date | $77,410,800 | 5,438 |
| Average Assets, quarterly | $76,715,500 | 5,583 |
| Volatile liabilities | $15,702,000 | 2,905 |
| Insider loans | $25,000 | 11,135 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,294,000 | 7,145 |
| Tier 1 (core) risk-based capital | $5,661,000 | 6,583 |
| Tier 2 risk-based capital | $644,950 | 4,239 |
| Total risk weighted assets | $51,503,550 | 4,756 |
| Total unused commitments | $2,294,000 | 7,170 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $80,014,000 | 5,489 |
| Cash and due from depository institutions | $2,933,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,499,000 | 6,660 |
| Federal funds sold & reverse repurchase agreements | $6,920,000 | 2,406 |
| Net loans & leases | $50,177,000 | 4,806 |
| Loan loss allowance | $601,000 | 5,635 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $793,000 | 7,156 |
| Other real estate owned | $425,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,267,000 | 5,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,014,000 | 5,489 |
| Total liabilities | $75,253,000 | 5,343 |
| Total deposits | $72,421,000 | 5,331 |
| Interest-bearing deposits | $64,277,000 | 5,260 |
| Deposits held in domestic offices | $72,421,000 | 5,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,613,000 | 1,822 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $219,000 | 9,625 |
| Total equity capital | $4,761,000 | 7,329 |
| Total bank equity capital | $4,761,000 | 7,329 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,100,000 | 3,713 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $1,661,000 | 8,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $271,000 | 7,074 |
| Earning assets | $74,596,000 | 5,393 |
| Long-term assets (5+ years) | $11,217,000 | 4,022 |
| Average Assets, year-to-date | $72,104,200 | 5,846 |
| Average Assets, quarterly | $76,617,500 | 5,631 |
| Volatile liabilities | $24,742,000 | 1,996 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,872,000 | 5,348 |
| Tier 1 (core) risk-based capital | $4,761,000 | 7,257 |
| Tier 2 risk-based capital | $601,000 | 4,474 |
| Total risk weighted assets | $49,716,300 | 4,952 |
| Total unused commitments | $3,872,000 | 5,377 |
| Derivatives | $0 | 651 |