Home > Capitol Bank and Trust > Assets and Liabilities
Capitol Bank and Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 90 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $218,194,000 | 2,130 |
| Cash and due from depository institutions | $7,431,000 | 2,076 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $53,906,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $152,531,000 | 1,907 |
| Loan loss allowance | $1,994,000 | 1,909 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,179,000 | 3,528 |
| Other real estate owned | $125,000 | 2,076 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,022,000 | 3,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,194,000 | 2,130 |
| Total liabilities | $196,902,000 | 2,131 |
| Total deposits | $193,951,000 | 2,003 |
| Interest-bearing deposits | $160,669,000 | 2,076 |
| Deposits held in domestic offices | $193,951,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,951,000 | 2,072 |
| Total equity capital | $21,292,000 | 2,106 |
| Total bank equity capital | $21,292,000 | 2,106 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,971,000 | 2,083 |
| Surplus | $11,029,000 | 1,470 |
| Undivided profits | $8,292,000 | 2,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $857,000 | 2,646 |
| Earning assets | $206,437,000 | 2,087 |
| Long-term assets (5+ years) | $35,690,000 | 1,719 |
| Average Assets, year-to-date | $219,174,600 | 2,066 |
| Average Assets, quarterly | $220,468,000 | 2,095 |
| Volatile liabilities | $40,659,000 | 1,621 |
| Insider loans | $229,000 | 7,463 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,330,000 | 1,779 |
| Tier 1 (core) risk-based capital | $21,205,000 | 2,034 |
| Tier 2 risk-based capital | $1,994,000 | 1,585 |
| Total risk weighted assets | $168,257,200 | 1,703 |
| Total unused commitments | $24,330,000 | 1,794 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 93 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $219,150,000 | 2,161 |
| Cash and due from depository institutions | $11,511,000 | 2,073 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,613,000 | 2,660 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $154,641,000 | 1,840 |
| Loan loss allowance | $2,267,000 | 1,735 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,308,000 | 3,255 |
| Other real estate owned | $0 | 2,073 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,877,000 | 3,854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,150,000 | 2,161 |
| Total liabilities | $199,881,000 | 2,135 |
| Total deposits | $197,774,000 | 1,985 |
| Interest-bearing deposits | $159,061,000 | 2,136 |
| Deposits held in domestic offices | $197,774,000 | 1,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,107,000 | 2,017 |
| Total equity capital | $19,269,000 | 2,316 |
| Total bank equity capital | $19,269,000 | 2,316 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,971,000 | 2,138 |
| Surplus | $11,029,000 | 1,468 |
| Undivided profits | $6,269,000 | 3,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,024,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $992,000 | 2,326 |
| Earning assets | $203,454,000 | 2,146 |
| Long-term assets (5+ years) | $23,421,000 | 2,239 |
| Average Assets, year-to-date | $216,865,200 | 2,090 |
| Average Assets, quarterly | $219,525,500 | 2,137 |
| Volatile liabilities | $34,097,000 | 1,710 |
| Insider loans | $265,000 | 7,367 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,209,000 | 1,854 |
| Tier 1 (core) risk-based capital | $18,929,000 | 2,255 |
| Tier 2 risk-based capital | $2,086,790 | 1,518 |
| Total risk weighted assets | $166,763,290 | 1,702 |
| Total unused commitments | $22,209,000 | 1,863 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 90 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $210,366,000 | 2,205 |
| Cash and due from depository institutions | $7,380,000 | 2,240 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,600,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,419 |
| Net loans & leases | $146,932,000 | 1,896 |
| Loan loss allowance | $2,140,000 | 1,864 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,156,000 | 3,417 |
| Other real estate owned | $568,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,130,000 | 3,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,366,000 | 2,205 |
| Total liabilities | $192,429,000 | 2,191 |
| Total deposits | $191,303,000 | 2,033 |
| Interest-bearing deposits | $155,986,000 | 2,123 |
| Deposits held in domestic offices | $191,303,000 | 2,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,126,000 | 2,793 |
| Total equity capital | $17,937,000 | 2,279 |
| Total bank equity capital | $17,937,000 | 2,279 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,971,000 | 2,198 |
| Surplus | $11,029,000 | 1,407 |
| Undivided profits | $4,937,000 | 4,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 2,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $882,000 | 2,269 |
| Earning assets | $198,132,000 | 2,127 |
| Long-term assets (5+ years) | $24,409,000 | 2,168 |
| Average Assets, year-to-date | $205,327,800 | 2,187 |
| Average Assets, quarterly | $212,217,500 | 2,152 |
| Volatile liabilities | $25,620,000 | 2,068 |
| Insider loans | $316,000 | 7,012 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,970,000 | 1,794 |
| Tier 1 (core) risk-based capital | $18,392,000 | 2,235 |
| Tier 2 risk-based capital | $2,008,510 | 1,572 |
| Total risk weighted assets | $160,549,110 | 1,725 |
| Total unused commitments | $21,970,000 | 1,806 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 98 | 2,131 |
| Assets and Liabilities | ||
| Total Assets: | $196,995,000 | 2,365 |
| Cash and due from depository institutions | $6,038,000 | 2,131 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $37,736,000 | 3,650 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 2,607 |
| Net loans & leases | $142,668,000 | 1,912 |
| Loan loss allowance | $1,643,000 | 2,426 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,282,000 | 3,200 |
| Other real estate owned | $1,408,000 | 2,131 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,513,000 | 4,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,995,000 | 2,365 |
| Total liabilities | $180,614,000 | 2,362 |
| Total deposits | $179,520,000 | 2,212 |
| Interest-bearing deposits | $146,746,000 | 2,348 |
| Deposits held in domestic offices | $179,520,000 | 2,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,094,000 | 2,907 |
| Total equity capital | $16,381,000 | 2,449 |
| Total bank equity capital | $16,381,000 | 2,449 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,971,000 | 2,238 |
| Surplus | $11,029,000 | 1,332 |
| Undivided profits | $3,381,000 | 5,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,271,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $730,000 | 2,456 |
| Earning assets | $185,754,000 | 2,287 |
| Long-term assets (5+ years) | $15,415,000 | 3,242 |
| Average Assets, year-to-date | $195,815,800 | 2,299 |
| Average Assets, quarterly | $197,080,000 | 2,340 |
| Volatile liabilities | $21,724,000 | 2,248 |
| Insider loans | $339,000 | 6,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,530,000 | 1,987 |
| Tier 1 (core) risk-based capital | $16,381,000 | 2,393 |
| Tier 2 risk-based capital | $1,643,000 | 1,867 |
| Total risk weighted assets | $153,931,300 | 1,787 |
| Total unused commitments | $18,530,000 | 2,005 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $191,979,000 | 2,467 |
| Cash and due from depository institutions | $7,425,000 | 2,128 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,545,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,400 |
| Net loans & leases | $137,567,000 | 2,030 |
| Loan loss allowance | $2,382,000 | 1,833 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,519,000 | 2,899 |
| Other real estate owned | $581,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,392,000 | 3,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,979,000 | 2,467 |
| Total liabilities | $177,114,000 | 2,460 |
| Total deposits | $176,211,000 | 2,344 |
| Interest-bearing deposits | $147,005,000 | 2,462 |
| Deposits held in domestic offices | $176,211,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $903,000 | 3,564 |
| Total equity capital | $14,865,000 | 2,587 |
| Total bank equity capital | $14,865,000 | 2,587 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,971,000 | 2,317 |
| Surplus | $11,029,000 | 1,303 |
| Undivided profits | $1,865,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,786,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $842,000 | 2,360 |
| Earning assets | $179,062,000 | 2,401 |
| Long-term assets (5+ years) | $10,593,000 | 4,194 |
| Average Assets, year-to-date | $195,354,200 | 2,360 |
| Average Assets, quarterly | $195,853,500 | 2,400 |
| Volatile liabilities | $26,527,000 | 1,885 |
| Insider loans | $1,108,000 | 742 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,075,000 | 2,446 |
| Tier 1 (core) risk-based capital | $14,865,000 | 2,523 |
| Tier 2 risk-based capital | $1,835,410 | 1,723 |
| Total risk weighted assets | $146,286,410 | 1,923 |
| Total unused commitments | $13,075,000 | 2,466 |
| Derivatives | $0 | 651 |