Home > CapitalSouth Bank > Assets and Liabilities
CapitalSouth Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 106 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $586,586,000 | 1,222 |
| Cash and due from depository institutions | $9,801,000 | 1,553 |
| Interest-bearing balances | $3,985,000 | 3,109 |
| Securities | $59,246,000 | 2,032 |
| Federal funds sold & reverse repurchase agreements | $8,825,000 | 1,162 |
| Net loans & leases | $463,297,000 | 1,062 |
| Loan loss allowance | $30,146,000 | 331 |
| Trading account assets | $606,000 | 195 |
| Bank premises and fixed assets | $19,877,000 | 597 |
| Other real estate owned | $9,892,000 | 1,553 |
| Goodwill and other intangibles | $558,000 | 1,996 |
| All other assets | $14,484,000 | 1,432 |
| Life insurance assets | $5,008,000 | 1,273 |
| Total liabilities and capital | $586,586,000 | 1,222 |
| Total liabilities | $579,760,000 | 1,116 |
| Total deposits | $539,422,000 | 1,039 |
| Interest-bearing deposits | $484,138,000 | 1,012 |
| Deposits held in domestic offices | $539,422,000 | 1,038 |
| % insured | 87.91% | 1,383 |
| Federal funds purchased & repurchase agreements | $961,000 | 2,369 |
| Trading liabilities | $606,000 | 81 |
| Other borrowed funds | $29,120,000 | 1,537 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,651,000 | 685 |
| Total equity capital | $6,826,000 | 6,402 |
| Total bank equity capital | $6,826,000 | 6,402 |
| Perpetual preferred stock | $2,000 | 210 |
| Common stock | $227,000 | 5,207 |
| Surplus | $77,094,000 | 509 |
| Undivided profits | $-70,497,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $52,127,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,189,000 | 1,564 |
| Earning assets | $535,353,000 | 1,225 |
| Long-term assets (5+ years) | $135,642,000 | 1,013 |
| Average Assets, year-to-date | $628,304,000 | 1,134 |
| Average Assets, quarterly | $611,112,500 | 1,176 |
| Volatile liabilities | $94,790,000 | 1,608 |
| Insider loans | $8,870,000 | 865 |
| FHLB advances | $29,120,000 | 1,443 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,678,000 | 2,136 |
| Tier 1 (core) risk-based capital | $6,245,000 | 6,505 |
| Tier 2 risk-based capital | $6,216,000 | 988 |
| Total risk weighted assets | $473,368,000 | 1,112 |
| Total unused commitments | $31,678,000 | 2,139 |
| Derivatives | $18,678,000 | 447 |
| 2009-03-31 | Rank | |
| # of Employees: | 119 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $635,639,000 | 1,135 |
| Cash and due from depository institutions | $7,701,000 | 1,377 |
| Interest-bearing balances | $2,564,000 | 3,405 |
| Securities | $59,662,000 | 2,004 |
| Federal funds sold & reverse repurchase agreements | $14,555,000 | 816 |
| Net loans & leases | $504,896,000 | 978 |
| Loan loss allowance | $13,092,000 | 588 |
| Trading account assets | $753,000 | 194 |
| Bank premises and fixed assets | $20,270,000 | 586 |
| Other real estate owned | $12,213,000 | 1,377 |
| Goodwill and other intangibles | $620,000 | 1,954 |
| All other assets | $14,969,000 | 1,382 |
| Life insurance assets | $4,960,000 | 1,281 |
| Total liabilities and capital | $635,639,000 | 1,135 |
| Total liabilities | $597,633,000 | 1,080 |
| Total deposits | $557,672,000 | 996 |
| Interest-bearing deposits | $502,668,000 | 967 |
| Deposits held in domestic offices | $557,672,000 | 995 |
| % insured | 87.63% | 1,562 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,327 |
| Trading liabilities | $753,000 | 79 |
| Other borrowed funds | $29,101,000 | 1,573 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,057,000 | 718 |
| Total equity capital | $38,006,000 | 1,821 |
| Total bank equity capital | $38,006,000 | 1,819 |
| Perpetual preferred stock | $2,000 | 189 |
| Common stock | $227,000 | 5,238 |
| Surplus | $75,994,000 | 514 |
| Undivided profits | $-38,217,000 | 8,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $48,273,000 | 377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,575,000 | 1,339 |
| Earning assets | $582,430,000 | 1,129 |
| Long-term assets (5+ years) | $138,275,000 | 984 |
| Average Assets, year-to-date | $649,163,000 | 1,094 |
| Average Assets, quarterly | $649,163,000 | 1,094 |
| Volatile liabilities | $93,907,000 | 1,632 |
| Insider loans | $11,673,000 | 631 |
| FHLB advances | $29,101,000 | 1,484 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $46,165,000 | 1,666 |
| Tier 1 (core) risk-based capital | $37,204,000 | 1,756 |
| Tier 2 risk-based capital | $6,640,000 | 924 |
| Total risk weighted assets | $524,774,000 | 1,008 |
| Total unused commitments | $46,165,000 | 1,667 |
| Derivatives | $18,919,000 | 505 |
| 2008-12-31 | Rank | |
| # of Employees: | 129 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $662,687,000 | 1,057 |
| Cash and due from depository institutions | $11,762,000 | 1,283 |
| Interest-bearing balances | $6,771,000 | 1,483 |
| Securities | $68,141,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $4,157,000 | 2,147 |
| Net loans & leases | $530,676,000 | 928 |
| Loan loss allowance | $11,504,000 | 651 |
| Trading account assets | $836,000 | 197 |
| Bank premises and fixed assets | $20,663,000 | 575 |
| Other real estate owned | $10,201,000 | 1,283 |
| Goodwill and other intangibles | $682,000 | 1,901 |
| All other assets | $15,569,000 | 1,332 |
| Life insurance assets | $4,912,000 | 1,292 |
| Total liabilities and capital | $662,687,000 | 1,057 |
| Total liabilities | $619,152,000 | 1,017 |
| Total deposits | $570,871,000 | 940 |
| Interest-bearing deposits | $516,575,000 | 896 |
| Deposits held in domestic offices | $570,871,000 | 939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,666,000 | 1,168 |
| Trading liabilities | $836,000 | 77 |
| Other borrowed funds | $29,081,000 | 1,732 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,698,000 | 826 |
| Total equity capital | $43,535,000 | 1,554 |
| Total bank equity capital | $43,535,000 | 1,554 |
| Perpetual preferred stock | $2,000 | 138 |
| Common stock | $227,000 | 5,272 |
| Surplus | $75,994,000 | 491 |
| Undivided profits | $-32,688,000 | 8,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,438,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,676,000 | 1,349 |
| Earning assets | $610,581,000 | 1,043 |
| Long-term assets (5+ years) | $167,945,000 | 797 |
| Average Assets, year-to-date | $723,907,000 | 921 |
| Average Assets, quarterly | $678,793,500 | 1,017 |
| Volatile liabilities | $103,794,000 | 1,469 |
| Insider loans | $12,883,000 | 563 |
| FHLB advances | $29,081,000 | 1,629 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $55,123,000 | 1,445 |
| Tier 1 (core) risk-based capital | $42,354,000 | 1,512 |
| Tier 2 risk-based capital | $6,891,000 | 876 |
| Total risk weighted assets | $546,691,000 | 958 |
| Total unused commitments | $55,123,000 | 1,449 |
| Derivatives | $19,136,000 | 439 |
| 2008-09-30 | Rank | |
| # of Employees: | 148 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $694,900,000 | 983 |
| Cash and due from depository institutions | $11,296,000 | 1,117 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $77,554,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $5,652,000 | 2,061 |
| Net loans & leases | $550,046,000 | 891 |
| Loan loss allowance | $14,655,000 | 476 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,283,000 | 553 |
| Other real estate owned | $11,616,000 | 1,117 |
| Goodwill and other intangibles | $745,000 | 1,911 |
| All other assets | $16,708,000 | 1,235 |
| Life insurance assets | $4,865,000 | 1,288 |
| Total liabilities and capital | $694,900,000 | 983 |
| Total liabilities | $648,550,000 | 949 |
| Total deposits | $611,356,000 | 843 |
| Interest-bearing deposits | $551,768,000 | 826 |
| Deposits held in domestic offices | $611,356,000 | 840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,690,000 | 2,550 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $29,062,000 | 1,746 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,442,000 | 913 |
| Total equity capital | $46,350,000 | 1,480 |
| Total bank equity capital | $46,350,000 | 1,480 |
| Perpetual preferred stock | $2,000 | 108 |
| Common stock | $227,000 | 5,321 |
| Surplus | $74,994,000 | 491 |
| Undivided profits | $-28,873,000 | 8,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,800,000 | 333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,950,000 | 1,290 |
| Earning assets | $633,252,000 | 979 |
| Long-term assets (5+ years) | $177,627,000 | 746 |
| Average Assets, year-to-date | $739,212,000 | 907 |
| Average Assets, quarterly | $716,169,500 | 950 |
| Volatile liabilities | $97,215,000 | 1,491 |
| Insider loans | $12,971,000 | 554 |
| FHLB advances | $29,062,000 | 1,657 |
| Loans and leases held for sale | $3,895,000 | 371 |
| Unused loan commitments | $65,415,000 | 1,341 |
| Tier 1 (core) risk-based capital | $46,435,000 | 1,404 |
| Tier 2 risk-based capital | $7,189,000 | 800 |
| Total risk weighted assets | $567,616,000 | 902 |
| Total unused commitments | $65,415,000 | 1,343 |
| Derivatives | $22,630,000 | 337 |
| 2008-06-30 | Rank | |
| # of Employees: | 151 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $737,439,000 | 925 |
| Cash and due from depository institutions | $8,809,000 | 1,108 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $96,441,000 | 1,254 |
| Federal funds sold & reverse repurchase agreements | $36,000 | 5,827 |
| Net loans & leases | $576,499,000 | 837 |
| Loan loss allowance | $16,082,000 | 421 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,279,000 | 533 |
| Other real estate owned | $9,916,000 | 1,108 |
| Goodwill and other intangibles | $807,000 | 1,869 |
| All other assets | $23,652,000 | 868 |
| Life insurance assets | $4,816,000 | 1,296 |
| Total liabilities and capital | $737,439,000 | 925 |
| Total liabilities | $685,719,000 | 897 |
| Total deposits | $623,737,000 | 817 |
| Interest-bearing deposits | $556,899,000 | 804 |
| Deposits held in domestic offices | $623,737,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,379,000 | 781 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $29,042,000 | 1,692 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,561,000 | 910 |
| Total equity capital | $51,720,000 | 1,328 |
| Total bank equity capital | $51,720,000 | 1,328 |
| Perpetual preferred stock | $2,000 | 105 |
| Common stock | $227,000 | 5,367 |
| Surplus | $74,994,000 | 483 |
| Undivided profits | $-23,503,000 | 8,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,284,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,317,000 | 1,088 |
| Earning assets | $672,976,000 | 918 |
| Long-term assets (5+ years) | $195,076,000 | 670 |
| Average Assets, year-to-date | $753,982,670 | 898 |
| Average Assets, quarterly | $746,940,000 | 910 |
| Volatile liabilities | $90,503,000 | 1,584 |
| Insider loans | $13,104,000 | 549 |
| FHLB advances | $29,042,000 | 1,602 |
| Loans and leases held for sale | $3,521,000 | 457 |
| Unused loan commitments | $70,787,000 | 1,297 |
| Tier 1 (core) risk-based capital | $50,750,000 | 1,259 |
| Tier 2 risk-based capital | $7,659,000 | 746 |
| Total risk weighted assets | $604,298,000 | 848 |
| Total unused commitments | $70,787,000 | 1,298 |
| Derivatives | $22,630,000 | 340 |
| 2008-03-31 | Rank | |
| # of Employees: | 151 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $756,441,000 | 906 |
| Cash and due from depository institutions | $9,906,000 | 1,109 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $79,752,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $146,000 | 6,429 |
| Net loans & leases | $607,567,000 | 784 |
| Loan loss allowance | $8,787,000 | 662 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,513,000 | 556 |
| Other real estate owned | $6,680,000 | 1,109 |
| Goodwill and other intangibles | $10,477,000 | 657 |
| All other assets | $21,400,000 | 929 |
| Life insurance assets | $4,768,000 | 1,302 |
| Total liabilities and capital | $756,441,000 | 906 |
| Total liabilities | $687,251,000 | 892 |
| Total deposits | $596,700,000 | 865 |
| Interest-bearing deposits | $534,191,000 | 844 |
| Deposits held in domestic offices | $596,700,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,232,000 | 498 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $34,005,000 | 1,416 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,314,000 | 891 |
| Total equity capital | $69,190,000 | 1,006 |
| Total bank equity capital | $69,190,000 | 1,006 |
| Perpetual preferred stock | $2,000 | 106 |
| Common stock | $227,000 | 5,387 |
| Surplus | $74,994,000 | 479 |
| Undivided profits | $-6,033,000 | 8,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,406,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,758,000 | 980 |
| Earning assets | $687,465,000 | 905 |
| Long-term assets (5+ years) | $198,175,000 | 644 |
| Average Assets, year-to-date | $762,254,500 | 894 |
| Average Assets, quarterly | $762,254,500 | 894 |
| Volatile liabilities | $111,684,000 | 1,295 |
| Insider loans | $13,267,000 | 531 |
| FHLB advances | $34,005,000 | 1,342 |
| Loans and leases held for sale | $5,098,000 | 388 |
| Unused loan commitments | $81,123,000 | 1,201 |
| Tier 1 (core) risk-based capital | $58,276,000 | 1,081 |
| Tier 2 risk-based capital | $7,786,000 | 723 |
| Total risk weighted assets | $621,858,000 | 817 |
| Total unused commitments | $81,123,000 | 1,202 |
| Derivatives | $22,630,000 | 373 |
| 2007-12-31 | Rank | |
| # of Employees: | 149 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $768,068,000 | 897 |
| Cash and due from depository institutions | $8,647,000 | 1,133 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $83,027,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 5,758 |
| Net loans & leases | $620,654,000 | 767 |
| Loan loss allowance | $8,876,000 | 634 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,746,000 | 615 |
| Other real estate owned | $3,499,000 | 1,133 |
| Goodwill and other intangibles | $10,523,000 | 650 |
| All other assets | $22,742,000 | 873 |
| Life insurance assets | $4,720,000 | 1,296 |
| Total liabilities and capital | $768,068,000 | 897 |
| Total liabilities | $699,585,000 | 879 |
| Total deposits | $594,666,000 | 874 |
| Interest-bearing deposits | $532,411,000 | 841 |
| Deposits held in domestic offices | $594,666,000 | 871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,582,000 | 420 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $33,935,000 | 1,338 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,402,000 | 881 |
| Total equity capital | $68,483,000 | 1,011 |
| Total bank equity capital | $68,483,000 | 1,011 |
| Perpetual preferred stock | $2,000 | 110 |
| Common stock | $227,000 | 5,423 |
| Surplus | $74,994,000 | 472 |
| Undivided profits | $-6,740,000 | 8,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,914,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,851,000 | 1,039 |
| Earning assets | $703,911,000 | 880 |
| Long-term assets (5+ years) | $203,374,000 | 611 |
| Average Assets, year-to-date | $615,560,200 | 1,051 |
| Average Assets, quarterly | $790,526,500 | 855 |
| Volatile liabilities | $139,691,000 | 1,046 |
| Insider loans | $13,182,000 | 529 |
| FHLB advances | $33,935,000 | 1,259 |
| Loans and leases held for sale | $7,419,000 | 287 |
| Unused loan commitments | $79,804,000 | 1,238 |
| Tier 1 (core) risk-based capital | $57,838,000 | 1,091 |
| Tier 2 risk-based capital | $7,856,000 | 718 |
| Total risk weighted assets | $627,485,000 | 806 |
| Total unused commitments | $79,804,000 | 1,238 |
| Derivatives | $22,630,000 | 346 |
| 2007-09-30 | Rank | |
| # of Employees: | 162 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $812,985,000 | 827 |
| Cash and due from depository institutions | $10,887,000 | 1,034 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $84,367,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $13,375,000 | 1,060 |
| Net loans & leases | $637,178,000 | 724 |
| Loan loss allowance | $7,211,000 | 759 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,189,000 | 673 |
| Other real estate owned | $1,472,000 | 1,034 |
| Goodwill and other intangibles | $28,791,000 | 342 |
| All other assets | $19,726,000 | 969 |
| Life insurance assets | $4,687,000 | 1,262 |
| Total liabilities and capital | $812,985,000 | 827 |
| Total liabilities | $728,004,000 | 815 |
| Total deposits | $640,178,000 | 792 |
| Interest-bearing deposits | $567,691,000 | 780 |
| Deposits held in domestic offices | $640,178,000 | 789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,881,000 | 522 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,584,000 | 1,219 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,361,000 | 658 |
| Total equity capital | $84,981,000 | 805 |
| Total bank equity capital | $84,981,000 | 805 |
| Perpetual preferred stock | $2,000 | 111 |
| Common stock | $227,000 | 5,432 |
| Surplus | $74,994,000 | 459 |
| Undivided profits | $9,758,000 | 3,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,628,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 446 |
| Income earned, not collected on loans | $4,514,000 | 912 |
| Earning assets | $734,920,000 | 835 |
| Long-term assets (5+ years) | $215,816,000 | 549 |
| Average Assets, year-to-date | $577,433,250 | 1,115 |
| Average Assets, quarterly | $661,795,000 | 995 |
| Volatile liabilities | $129,595,000 | 1,090 |
| Insider loans | $12,375,000 | 575 |
| FHLB advances | $34,584,000 | 1,138 |
| Loans and leases held for sale | $7,590,000 | 266 |
| Unused loan commitments | $93,117,000 | 1,102 |
| Tier 1 (core) risk-based capital | $56,476,000 | 1,117 |
| Tier 2 risk-based capital | $7,211,000 | 759 |
| Total risk weighted assets | $625,734,000 | 787 |
| Total unused commitments | $93,117,000 | 1,103 |
| Derivatives | $3,000,000 | 677 |
| 2007-06-30 | Rank | |
| # of Employees: | 112 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $510,605,000 | 1,304 |
| Cash and due from depository institutions | $6,875,000 | 1,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $76,756,000 | 1,535 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 6,201 |
| Net loans & leases | $400,814,000 | 1,163 |
| Loan loss allowance | $4,709,000 | 1,110 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,182,000 | 1,101 |
| Other real estate owned | $506,000 | 1,565 |
| Goodwill and other intangibles | $1,271,000 | 1,631 |
| All other assets | $13,150,000 | 1,400 |
| Life insurance assets | $4,643,000 | 1,263 |
| Total liabilities and capital | $510,605,000 | 1,304 |
| Total liabilities | $465,201,000 | 1,293 |
| Total deposits | $429,848,000 | 1,215 |
| Interest-bearing deposits | $370,431,000 | 1,220 |
| Deposits held in domestic offices | $429,848,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,220,000 | 725 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 3,135 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,133,000 | 1,344 |
| Total equity capital | $45,404,000 | 1,506 |
| Total bank equity capital | $45,404,000 | 1,506 |
| Perpetual preferred stock | $2,000 | 110 |
| Common stock | $227,000 | 5,465 |
| Surplus | $30,285,000 | 1,013 |
| Undivided profits | $14,890,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,589,000 | 1,586 |
| Earning assets | $477,621,000 | 1,279 |
| Long-term assets (5+ years) | $87,028,000 | 1,240 |
| Average Assets, year-to-date | $498,916,000 | 1,314 |
| Average Assets, quarterly | $507,726,500 | 1,305 |
| Volatile liabilities | $59,376,000 | 2,195 |
| Insider loans | $11,383,000 | 622 |
| FHLB advances | $6,000,000 | 2,995 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $91,950,000 | 1,127 |
| Tier 1 (core) risk-based capital | $44,782,000 | 1,443 |
| Tier 2 risk-based capital | $4,709,000 | 1,114 |
| Total risk weighted assets | $421,985,000 | 1,174 |
| Total unused commitments | $91,950,000 | 1,127 |
| Derivatives | $3,000,000 | 712 |
| 2007-03-31 | Rank | |
| # of Employees: | 104 | 1,668 |
| Assets and Liabilities | ||
| Total Assets: | $504,848,000 | 1,321 |
| Cash and due from depository institutions | $7,023,000 | 1,668 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $78,839,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $14,958,000 | 1,337 |
| Net loans & leases | $380,241,000 | 1,212 |
| Loan loss allowance | $4,467,000 | 1,169 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,201,000 | 1,188 |
| Other real estate owned | $502,000 | 1,668 |
| Goodwill and other intangibles | $1,271,000 | 1,614 |
| All other assets | $11,813,000 | 1,489 |
| Life insurance assets | $4,600,000 | 1,257 |
| Total liabilities and capital | $504,848,000 | 1,321 |
| Total liabilities | $460,277,000 | 1,299 |
| Total deposits | $448,933,000 | 1,167 |
| Interest-bearing deposits | $387,454,000 | 1,161 |
| Deposits held in domestic offices | $448,933,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $827,000 | 2,539 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,517,000 | 1,254 |
| Total equity capital | $44,571,000 | 1,533 |
| Total bank equity capital | $44,571,000 | 1,533 |
| Perpetual preferred stock | $2,000 | 112 |
| Common stock | $227,000 | 5,480 |
| Surplus | $29,952,000 | 998 |
| Undivided profits | $14,390,000 | 2,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,571,000 | 1,540 |
| Earning assets | $474,038,000 | 1,291 |
| Long-term assets (5+ years) | $82,562,000 | 1,274 |
| Average Assets, year-to-date | $493,071,500 | 1,336 |
| Average Assets, quarterly | $493,071,500 | 1,336 |
| Volatile liabilities | $33,009,000 | 3,419 |
| Insider loans | $12,460,000 | 542 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $88,285,000 | 1,179 |
| Tier 1 (core) risk-based capital | $43,671,000 | 1,460 |
| Tier 2 risk-based capital | $4,467,000 | 1,169 |
| Total risk weighted assets | $407,297,000 | 1,195 |
| Total unused commitments | $88,285,000 | 1,180 |
| Derivatives | $3,000,000 | 697 |
| 2006-12-31 | Rank | |
| # of Employees: | 124 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $481,295,000 | 1,365 |
| Cash and due from depository institutions | $7,364,000 | 1,391 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $78,747,000 | 1,548 |
| Federal funds sold & reverse repurchase agreements | $81,000 | 6,261 |
| Net loans & leases | $370,579,000 | 1,226 |
| Loan loss allowance | $4,329,000 | 1,185 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,195,000 | 1,161 |
| Other real estate owned | $508,000 | 1,391 |
| Goodwill and other intangibles | $1,271,000 | 1,606 |
| All other assets | $12,550,000 | 1,413 |
| Life insurance assets | $4,556,000 | 1,244 |
| Total liabilities and capital | $481,295,000 | 1,365 |
| Total liabilities | $437,729,000 | 1,347 |
| Total deposits | $405,901,000 | 1,267 |
| Interest-bearing deposits | $353,166,000 | 1,260 |
| Deposits held in domestic offices | $405,901,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,133,000 | 793 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,192 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,695,000 | 1,194 |
| Total equity capital | $43,566,000 | 1,521 |
| Total bank equity capital | $43,566,000 | 1,521 |
| Perpetual preferred stock | $2,000 | 111 |
| Common stock | $227,000 | 5,503 |
| Surplus | $29,952,000 | 975 |
| Undivided profits | $13,385,000 | 2,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,662,000 | 1,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,637,000 | 1,528 |
| Earning assets | $449,407,000 | 1,337 |
| Long-term assets (5+ years) | $77,225,000 | 1,338 |
| Average Assets, year-to-date | $450,187,400 | 1,387 |
| Average Assets, quarterly | $470,657,000 | 1,373 |
| Volatile liabilities | $52,151,000 | 2,564 |
| Insider loans | $12,194,000 | 547 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $84,062,000 | 1,190 |
| Tier 1 (core) risk-based capital | $42,712,000 | 1,469 |
| Tier 2 risk-based capital | $4,329,000 | 1,178 |
| Total risk weighted assets | $395,325,000 | 1,213 |
| Total unused commitments | $84,062,000 | 1,190 |
| Derivatives | $3,000,000 | 676 |
| 2006-09-30 | Rank | |
| # of Employees: | 111 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $402,256,000 | 1,641 |
| Cash and due from depository institutions | $7,683,000 | 1,575 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $58,040,000 | 2,060 |
| Federal funds sold & reverse repurchase agreements | $2,068,000 | 3,835 |
| Net loans & leases | $313,791,000 | 1,461 |
| Loan loss allowance | $3,605,000 | 1,456 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,298,000 | 1,430 |
| Other real estate owned | $0 | 1,575 |
| Goodwill and other intangibles | $1,271,000 | 1,595 |
| All other assets | $11,105,000 | 1,585 |
| Life insurance assets | $4,507,000 | 1,223 |
| Total liabilities and capital | $402,256,000 | 1,641 |
| Total liabilities | $367,080,000 | 1,618 |
| Total deposits | $330,893,000 | 1,584 |
| Interest-bearing deposits | $283,461,000 | 1,590 |
| Deposits held in domestic offices | $330,893,000 | 1,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,306,000 | 687 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,881,000 | 1,388 |
| Total equity capital | $35,176,000 | 1,881 |
| Total bank equity capital | $35,176,000 | 1,881 |
| Perpetual preferred stock | $2,000 | 117 |
| Common stock | $226,000 | 5,550 |
| Surplus | $22,153,000 | 1,252 |
| Undivided profits | $12,795,000 | 2,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,932,000 | 1,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,014,000 | 2,088 |
| Earning assets | $373,899,000 | 1,624 |
| Long-term assets (5+ years) | $49,230,000 | 1,848 |
| Average Assets, year-to-date | $386,678,250 | 1,665 |
| Average Assets, quarterly | $396,731,000 | 1,652 |
| Volatile liabilities | $53,645,000 | 2,490 |
| Insider loans | $11,675,000 | 567 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $74,490,000 | 1,348 |
| Tier 1 (core) risk-based capital | $34,368,000 | 1,832 |
| Tier 2 risk-based capital | $3,605,000 | 1,442 |
| Total risk weighted assets | $324,941,000 | 1,493 |
| Total unused commitments | $74,490,000 | 1,349 |
| Derivatives | $3,000,000 | 695 |
| 2006-06-30 | Rank | |
| # of Employees: | 111 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $391,206,000 | 1,681 |
| Cash and due from depository institutions | $7,858,000 | 1,592 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $58,552,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $5,194,000 | 2,181 |
| Net loans & leases | $299,746,000 | 1,508 |
| Loan loss allowance | $3,465,000 | 1,483 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,346,000 | 1,396 |
| Other real estate owned | $0 | 1,592 |
| Goodwill and other intangibles | $1,271,000 | 1,588 |
| All other assets | $10,239,000 | 1,686 |
| Life insurance assets | $4,466,000 | 1,204 |
| Total liabilities and capital | $391,205,000 | 1,681 |
| Total liabilities | $356,843,000 | 1,656 |
| Total deposits | $336,399,000 | 1,538 |
| Interest-bearing deposits | $288,284,000 | 1,539 |
| Deposits held in domestic offices | $336,399,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,942,000 | 1,156 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,502,000 | 1,386 |
| Total equity capital | $34,362,000 | 1,860 |
| Total bank equity capital | $34,362,000 | 1,860 |
| Perpetual preferred stock | $2,000 | 118 |
| Common stock | $226,000 | 5,556 |
| Surplus | $22,153,000 | 1,228 |
| Undivided profits | $11,981,000 | 2,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,395,000 | 1,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,783,000 | 2,112 |
| Earning assets | $363,492,000 | 1,654 |
| Long-term assets (5+ years) | $42,558,000 | 2,036 |
| Average Assets, year-to-date | $381,485,670 | 1,692 |
| Average Assets, quarterly | $385,201,500 | 1,684 |
| Volatile liabilities | $42,207,000 | 2,932 |
| Insider loans | $15,674,000 | 383 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $74,643,000 | 1,328 |
| Tier 1 (core) risk-based capital | $33,777,000 | 1,840 |
| Tier 2 risk-based capital | $3,465,000 | 1,470 |
| Total risk weighted assets | $310,503,000 | 1,538 |
| Total unused commitments | $74,643,000 | 1,328 |
| Derivatives | $3,000,000 | 683 |
| 2006-03-31 | Rank | |
| # of Employees: | 116 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $379,197,000 | 1,709 |
| Cash and due from depository institutions | $10,527,000 | 1,493 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $60,089,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 6,273 |
| Net loans & leases | $288,648,000 | 1,523 |
| Loan loss allowance | $3,495,000 | 1,446 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,198,000 | 1,379 |
| Other real estate owned | $0 | 1,493 |
| Goodwill and other intangibles | $1,271,000 | 1,556 |
| All other assets | $10,448,000 | 1,621 |
| Life insurance assets | $4,425,000 | 1,185 |
| Total liabilities and capital | $379,197,000 | 1,709 |
| Total liabilities | $344,996,000 | 1,683 |
| Total deposits | $318,259,000 | 1,608 |
| Interest-bearing deposits | $272,395,000 | 1,598 |
| Deposits held in domestic offices | $318,259,000 | 1,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,259,000 | 905 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,478,000 | 973 |
| Total equity capital | $34,201,000 | 1,844 |
| Total bank equity capital | $34,201,000 | 1,844 |
| Perpetual preferred stock | $2,000 | 119 |
| Common stock | $226,000 | 5,559 |
| Surplus | $22,153,000 | 1,187 |
| Undivided profits | $11,820,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,693,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,751,000 | 2,032 |
| Earning assets | $348,753,000 | 1,699 |
| Long-term assets (5+ years) | $31,477,000 | 2,494 |
| Average Assets, year-to-date | $376,625,500 | 1,699 |
| Average Assets, quarterly | $376,625,500 | 1,699 |
| Volatile liabilities | $43,659,000 | 2,756 |
| Insider loans | $13,251,000 | 487 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $63,636,000 | 1,517 |
| Tier 1 (core) risk-based capital | $33,438,000 | 1,819 |
| Tier 2 risk-based capital | $3,495,000 | 1,423 |
| Total risk weighted assets | $293,631,000 | 1,579 |
| Total unused commitments | $63,636,000 | 1,517 |
| Derivatives | $3,000,000 | 659 |
| 2005-12-31 | Rank | |
| # of Employees: | 111 | 1,553 |
| Assets and Liabilities | ||
| Total Assets: | $374,054,000 | 1,702 |
| Cash and due from depository institutions | $10,004,000 | 1,553 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $57,902,000 | 2,080 |
| Federal funds sold & reverse repurchase agreements | $62,000 | 6,019 |
| Net loans & leases | $281,061,000 | 1,532 |
| Loan loss allowance | $3,377,000 | 1,470 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,130,000 | 1,368 |
| Other real estate owned | $0 | 1,553 |
| Goodwill and other intangibles | $1,270,000 | 1,552 |
| All other assets | $15,625,000 | 1,108 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $374,054,000 | 1,702 |
| Total liabilities | $340,418,000 | 1,684 |
| Total deposits | $294,560,000 | 1,703 |
| Interest-bearing deposits | $250,941,000 | 1,708 |
| Deposits held in domestic offices | $294,560,000 | 1,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,002,000 | 562 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,856,000 | 1,253 |
| Total equity capital | $33,636,000 | 1,847 |
| Total bank equity capital | $33,636,000 | 1,847 |
| Perpetual preferred stock | $2,000 | 121 |
| Common stock | $226,000 | 5,581 |
| Surplus | $22,153,000 | 1,161 |
| Undivided profits | $11,255,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,685,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,657,000 | 2,149 |
| Earning assets | $339,025,000 | 1,726 |
| Long-term assets (5+ years) | $29,009,000 | 2,607 |
| Average Assets, year-to-date | $328,759,800 | 1,811 |
| Average Assets, quarterly | $357,147,500 | 1,759 |
| Volatile liabilities | $62,751,000 | 2,034 |
| Insider loans | $13,588,000 | 438 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $56,000 | 1,694 |
| Unused loan commitments | $53,412,000 | 1,686 |
| Tier 1 (core) risk-based capital | $32,846,000 | 1,814 |
| Tier 2 risk-based capital | $3,377,000 | 1,441 |
| Total risk weighted assets | $287,153,000 | 1,596 |
| Total unused commitments | $53,412,000 | 1,686 |
| Derivatives | $6,000,000 | 514 |
| 2005-09-30 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $340,241,000 | 1,814 |
| Cash and due from depository institutions | $11,801,000 | 1,656 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $59,744,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $7,076,000 | 1,759 |
| Net loans & leases | $242,842,000 | 1,726 |
| Loan loss allowance | $3,242,000 | 1,508 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,034,000 | 1,352 |
| Other real estate owned | $310,000 | 1,656 |
| Goodwill and other intangibles | $1,267,000 | 1,530 |
| All other assets | $9,167,000 | 1,753 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $340,241,000 | 1,814 |
| Total liabilities | $312,108,000 | 1,785 |
| Total deposits | $288,786,000 | 1,702 |
| Interest-bearing deposits | $248,393,000 | 1,688 |
| Deposits held in domestic offices | $288,786,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,468,000 | 1,000 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,854,000 | 1,004 |
| Total equity capital | $28,133,000 | 2,189 |
| Total bank equity capital | $28,133,000 | 2,189 |
| Perpetual preferred stock | $2,000 | 117 |
| Common stock | $226,000 | 5,598 |
| Surplus | $17,153,000 | 1,413 |
| Undivided profits | $10,752,000 | 2,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,377,000 | 2,541 |
| Earning assets | $309,662,000 | 1,818 |
| Long-term assets (5+ years) | $30,383,000 | 2,556 |
| Average Assets, year-to-date | $317,436,250 | 1,853 |
| Average Assets, quarterly | $328,516,500 | 1,843 |
| Volatile liabilities | $41,604,000 | 2,695 |
| Insider loans | $12,323,000 | 471 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $82,000 | 1,755 |
| Unused loan commitments | $41,395,000 | 2,005 |
| Tier 1 (core) risk-based capital | $27,204,000 | 2,179 |
| Tier 2 risk-based capital | $3,212,000 | 1,486 |
| Total risk weighted assets | $256,924,000 | 1,709 |
| Total unused commitments | $41,395,000 | 2,007 |
| Derivatives | $6,000,000 | 518 |
| 2005-06-30 | Rank | |
| # of Employees: | 90 | 1,919 |
| Assets and Liabilities | ||
| Total Assets: | $316,792,000 | 1,888 |
| Cash and due from depository institutions | $5,781,000 | 1,919 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $53,186,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 3,052 |
| Net loans & leases | $237,521,000 | 1,722 |
| Loan loss allowance | $3,057,000 | 1,584 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,925,000 | 1,348 |
| Other real estate owned | $303,000 | 1,919 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,351,000 | 1,668 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $316,792,000 | 1,888 |
| Total liabilities | $293,476,000 | 1,835 |
| Total deposits | $266,824,000 | 1,805 |
| Interest-bearing deposits | $225,326,000 | 1,798 |
| Deposits held in domestic offices | $266,824,000 | 1,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,202,000 | 1,025 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,493 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,450,000 | 1,271 |
| Total equity capital | $23,316,000 | 2,533 |
| Total bank equity capital | $23,316,000 | 2,533 |
| Perpetual preferred stock | $2,000 | 117 |
| Common stock | $226,000 | 5,591 |
| Surplus | $12,667,000 | 1,774 |
| Undivided profits | $10,421,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,456,000 | 1,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,250,000 | 2,542 |
| Earning assets | $293,432,000 | 1,863 |
| Long-term assets (5+ years) | $30,633,000 | 2,550 |
| Average Assets, year-to-date | $309,834,670 | 1,880 |
| Average Assets, quarterly | $315,253,000 | 1,871 |
| Volatile liabilities | $47,075,000 | 2,380 |
| Insider loans | $12,311,000 | 451 |
| FHLB advances | $11,000,000 | 2,368 |
| Loans and leases held for sale | $89,000 | 1,714 |
| Unused loan commitments | $45,292,000 | 1,835 |
| Tier 1 (core) risk-based capital | $23,595,000 | 2,409 |
| Tier 2 risk-based capital | $3,057,000 | 1,546 |
| Total risk weighted assets | $247,221,000 | 1,726 |
| Total unused commitments | $45,292,000 | 1,835 |
| Derivatives | $6,000,000 | 494 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $313,714,000 | 1,883 |
| Cash and due from depository institutions | $5,642,000 | 1,965 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $54,838,000 | 2,222 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 6,242 |
| Net loans & leases | $237,342,000 | 1,684 |
| Loan loss allowance | $2,782,000 | 1,702 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,518,000 | 1,927 |
| Other real estate owned | $444,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,879,000 | 1,588 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $313,714,000 | 1,883 |
| Total liabilities | $290,848,000 | 1,832 |
| Total deposits | $237,231,000 | 2,000 |
| Interest-bearing deposits | $200,947,000 | 2,013 |
| Deposits held in domestic offices | $237,231,000 | 1,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,232,000 | 506 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,431 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,385,000 | 1,683 |
| Total equity capital | $22,866,000 | 2,517 |
| Total bank equity capital | $22,866,000 | 2,517 |
| Perpetual preferred stock | $2,000 | 119 |
| Common stock | $226,000 | 5,636 |
| Surplus | $12,666,000 | 1,723 |
| Undivided profits | $9,972,000 | 2,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,366,000 | 2,235 |
| Earning assets | $292,231,000 | 1,859 |
| Long-term assets (5+ years) | $49,508,000 | 1,845 |
| Average Assets, year-to-date | $306,356,000 | 1,909 |
| Average Assets, quarterly | $306,356,000 | 1,909 |
| Volatile liabilities | $72,029,000 | 1,624 |
| Insider loans | $8,706,000 | 668 |
| FHLB advances | $11,000,000 | 2,307 |
| Loans and leases held for sale | $115,000 | 1,600 |
| Unused loan commitments | $46,911,000 | 1,735 |
| Tier 1 (core) risk-based capital | $23,245,000 | 2,402 |
| Tier 2 risk-based capital | $2,782,000 | 1,646 |
| Total risk weighted assets | $246,989,000 | 1,696 |
| Total unused commitments | $46,911,000 | 1,736 |
| Derivatives | $6,000,000 | 451 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $298,998,000 | 1,959 |
| Cash and due from depository institutions | $3,126,000 | 2,184 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $57,106,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $54,000 | 6,055 |
| Net loans & leases | $224,923,000 | 1,752 |
| Loan loss allowance | $2,813,000 | 1,651 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,557,000 | 2,286 |
| Other real estate owned | $381,000 | 2,184 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,851,000 | 1,710 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $298,998,000 | 1,959 |
| Total liabilities | $277,115,000 | 1,901 |
| Total deposits | $232,654,000 | 2,019 |
| Interest-bearing deposits | $196,779,000 | 2,007 |
| Deposits held in domestic offices | $232,654,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,870,000 | 592 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,000,000 | 2,450 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,591,000 | 1,546 |
| Total equity capital | $21,883,000 | 2,629 |
| Total bank equity capital | $21,883,000 | 2,629 |
| Perpetual preferred stock | $2,000 | 117 |
| Common stock | $226,000 | 5,654 |
| Surplus | $12,399,000 | 1,738 |
| Undivided profits | $9,256,000 | 3,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,160,000 | 2,622 |
| Earning assets | $282,083,000 | 1,908 |
| Long-term assets (5+ years) | $60,601,000 | 1,614 |
| Average Assets, year-to-date | $277,452,400 | 2,004 |
| Average Assets, quarterly | $290,003,000 | 1,994 |
| Volatile liabilities | $66,103,000 | 1,687 |
| Insider loans | $6,906,000 | 862 |
| FHLB advances | $11,000,000 | 2,314 |
| Loans and leases held for sale | $101,000 | 1,639 |
| Unused loan commitments | $42,145,000 | 1,826 |
| Tier 1 (core) risk-based capital | $22,078,000 | 2,483 |
| Tier 2 risk-based capital | $2,813,000 | 1,612 |
| Total risk weighted assets | $231,051,000 | 1,776 |
| Total unused commitments | $42,145,000 | 1,827 |
| Derivatives | $6,000,000 | 443 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $281,008,000 | 2,047 |
| Cash and due from depository institutions | $5,479,000 | 2,126 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $59,061,000 | 2,080 |
| Federal funds sold & reverse repurchase agreements | $71,000 | 5,796 |
| Net loans & leases | $203,455,000 | 1,876 |
| Loan loss allowance | $2,614,000 | 1,784 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,694,000 | 2,733 |
| Other real estate owned | $354,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,894,000 | 1,661 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $281,008,000 | 2,047 |
| Total liabilities | $259,309,000 | 2,001 |
| Total deposits | $215,191,000 | 2,154 |
| Interest-bearing deposits | $180,685,000 | 2,179 |
| Deposits held in domestic offices | $215,191,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,142,000 | 581 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,000,000 | 2,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,976,000 | 1,933 |
| Total equity capital | $21,699,000 | 2,642 |
| Total bank equity capital | $21,699,000 | 2,642 |
| Perpetual preferred stock | $2,000 | 123 |
| Common stock | $226,000 | 5,682 |
| Surplus | $12,399,000 | 1,709 |
| Undivided profits | $9,072,000 | 3,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,452,000 | 1,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,203,000 | 2,595 |
| Earning assets | $262,587,000 | 2,012 |
| Long-term assets (5+ years) | $61,552,000 | 1,607 |
| Average Assets, year-to-date | $272,066,000 | 2,047 |
| Average Assets, quarterly | $275,710,000 | 2,069 |
| Volatile liabilities | $67,299,000 | 1,628 |
| Insider loans | $6,679,000 | 875 |
| FHLB advances | $11,000,000 | 2,298 |
| Loans and leases held for sale | $914,000 | 918 |
| Unused loan commitments | $33,374,000 | 2,131 |
| Tier 1 (core) risk-based capital | $21,876,000 | 2,486 |
| Tier 2 risk-based capital | $2,614,000 | 1,707 |
| Total risk weighted assets | $211,899,000 | 1,880 |
| Total unused commitments | $33,374,000 | 2,136 |
| Derivatives | $6,000,000 | 454 |
| 2004-06-30 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $270,412,000 | 2,096 |
| Cash and due from depository institutions | $5,465,000 | 2,465 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $60,352,000 | 2,074 |
| Federal funds sold & reverse repurchase agreements | $68,000 | 5,720 |
| Net loans & leases | $193,789,000 | 1,917 |
| Loan loss allowance | $2,518,000 | 1,837 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,096,000 | 4,111 |
| Other real estate owned | $291,000 | 2,465 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,351,000 | 1,746 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $270,412,000 | 2,096 |
| Total liabilities | $249,531,000 | 2,058 |
| Total deposits | $199,865,000 | 2,312 |
| Interest-bearing deposits | $172,340,000 | 2,262 |
| Deposits held in domestic offices | $199,865,000 | 2,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,992,000 | 521 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,410 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,674,000 | 2,044 |
| Total equity capital | $20,881,000 | 2,625 |
| Total bank equity capital | $20,881,000 | 2,625 |
| Perpetual preferred stock | $2,000 | 125 |
| Common stock | $226,000 | 5,720 |
| Surplus | $12,399,000 | 1,661 |
| Undivided profits | $8,254,000 | 3,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $960,000 | 3,062 |
| Earning assets | $254,209,000 | 2,051 |
| Long-term assets (5+ years) | $68,111,000 | 1,526 |
| Average Assets, year-to-date | $269,085,330 | 2,067 |
| Average Assets, quarterly | $270,690,500 | 2,074 |
| Volatile liabilities | $74,861,000 | 1,463 |
| Insider loans | $5,861,000 | 966 |
| FHLB advances | $11,000,000 | 2,281 |
| Loans and leases held for sale | $796,000 | 996 |
| Unused loan commitments | $34,853,000 | 2,054 |
| Tier 1 (core) risk-based capital | $21,437,000 | 2,472 |
| Tier 2 risk-based capital | $2,518,000 | 1,746 |
| Total risk weighted assets | $203,260,000 | 1,914 |
| Total unused commitments | $34,853,000 | 2,058 |
| Derivatives | $6,000,000 | 449 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $270,969,000 | 2,080 |
| Cash and due from depository institutions | $6,164,000 | 2,602 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $63,277,000 | 1,981 |
| Federal funds sold & reverse repurchase agreements | $1,068,000 | 5,530 |
| Net loans & leases | $189,078,000 | 1,916 |
| Loan loss allowance | $2,455,000 | 1,875 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,824,000 | 4,435 |
| Other real estate owned | $325,000 | 2,602 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,233,000 | 1,525 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $270,969,000 | 2,080 |
| Total liabilities | $249,803,000 | 2,034 |
| Total deposits | $193,413,000 | 2,358 |
| Interest-bearing deposits | $166,708,000 | 2,302 |
| Deposits held in domestic offices | $193,413,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,643,000 | 529 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,000,000 | 1,548 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,747,000 | 2,168 |
| Total equity capital | $21,166,000 | 2,641 |
| Total bank equity capital | $21,166,000 | 2,641 |
| Perpetual preferred stock | $2,000 | 127 |
| Common stock | $226,000 | 5,734 |
| Surplus | $12,399,000 | 1,632 |
| Undivided profits | $8,539,000 | 3,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,878,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,061,000 | 2,729 |
| Earning assets | $253,423,000 | 2,047 |
| Long-term assets (5+ years) | $73,055,000 | 1,410 |
| Average Assets, year-to-date | $268,422,000 | 2,077 |
| Average Assets, quarterly | $268,422,000 | 2,077 |
| Volatile liabilities | $78,509,000 | 1,329 |
| Insider loans | $6,368,000 | 866 |
| FHLB advances | $21,000,000 | 1,443 |
| Loans and leases held for sale | $348,000 | 1,437 |
| Unused loan commitments | $42,063,000 | 1,730 |
| Tier 1 (core) risk-based capital | $21,237,000 | 2,463 |
| Tier 2 risk-based capital | $2,455,000 | 1,767 |
| Total risk weighted assets | $199,511,000 | 1,907 |
| Total unused commitments | $42,063,000 | 1,735 |
| Derivatives | $6,000,000 | 448 |
| 2003-12-31 | Rank | |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $265,875,000 | 2,106 |
| Cash and due from depository institutions | $5,453,000 | 2,514 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $64,921,000 | 1,981 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 6,264 |
| Net loans & leases | $184,266,000 | 1,944 |
| Loan loss allowance | $2,401,000 | 1,892 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,826,000 | 4,432 |
| Other real estate owned | $276,000 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,082,000 | 1,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,875,000 | 2,106 |
| Total liabilities | $245,615,000 | 2,053 |
| Total deposits | $184,073,000 | 2,465 |
| Interest-bearing deposits | $161,184,000 | 2,383 |
| Deposits held in domestic offices | $184,073,000 | 2,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,074,000 | 479 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 1,872 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,468,000 | 2,363 |
| Total equity capital | $20,260,000 | 2,685 |
| Total bank equity capital | $20,260,000 | 2,685 |
| Perpetual preferred stock | $2,000 | 129 |
| Common stock | $226,000 | 5,774 |
| Surplus | $12,399,000 | 1,605 |
| Undivided profits | $7,633,000 | 3,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,963,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,084 |
| Income earned, not collected on loans | $996,000 | 3,011 |
| Earning assets | $249,238,000 | 2,070 |
| Long-term assets (5+ years) | $72,772,000 | 1,423 |
| Average Assets, year-to-date | $248,549,800 | 2,170 |
| Average Assets, quarterly | $258,897,500 | 2,147 |
| Volatile liabilities | $88,001,000 | 1,216 |
| Insider loans | $5,555,000 | 981 |
| FHLB advances | $16,000,000 | 1,752 |
| Loans and leases held for sale | $942,000 | 908 |
| Unused loan commitments | $38,216,000 | 1,815 |
| Tier 1 (core) risk-based capital | $20,744,000 | 2,478 |
| Tier 2 risk-based capital | $2,401,000 | 1,772 |
| Total risk weighted assets | $194,918,000 | 1,928 |
| Total unused commitments | $38,216,000 | 1,819 |
| Derivatives | $6,000,000 | 421 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $251,920,000 | 2,221 |
| Cash and due from depository institutions | $5,415,000 | 2,758 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $65,235,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $152,000 | 6,392 |
| Net loans & leases | $169,894,000 | 2,083 |
| Loan loss allowance | $2,314,000 | 1,973 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,780,000 | 4,482 |
| Other real estate owned | $520,000 | 2,758 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,924,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,920,000 | 2,221 |
| Total liabilities | $231,905,000 | 2,168 |
| Total deposits | $177,022,000 | 2,542 |
| Interest-bearing deposits | $154,041,000 | 2,488 |
| Deposits held in domestic offices | $177,022,000 | 2,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,294,000 | 545 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,645 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,589,000 | 2,301 |
| Total equity capital | $20,015,000 | 2,708 |
| Total bank equity capital | $20,015,000 | 2,708 |
| Perpetual preferred stock | $2,000 | 133 |
| Common stock | $226,000 | 5,810 |
| Surplus | $12,353,000 | 1,582 |
| Undivided profits | $7,434,000 | 3,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,324,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 579 |
| Income earned, not collected on loans | $1,076,000 | 2,936 |
| Earning assets | $235,281,000 | 2,181 |
| Long-term assets (5+ years) | $75,600,000 | 1,387 |
| Average Assets, year-to-date | $244,218,500 | 2,227 |
| Average Assets, quarterly | $256,488,500 | 2,165 |
| Volatile liabilities | $77,591,000 | 1,325 |
| Insider loans | $6,105,000 | 864 |
| FHLB advances | $19,000,000 | 1,522 |
| Loans and leases held for sale | $208,000 | 1,708 |
| Unused loan commitments | $35,333,000 | 1,941 |
| Tier 1 (core) risk-based capital | $20,547,000 | 2,506 |
| Tier 2 risk-based capital | $2,288,000 | 1,852 |
| Total risk weighted assets | $182,989,000 | 2,026 |
| Total unused commitments | $35,333,000 | 1,944 |
| Derivatives | $6,000,000 | 421 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $261,057,000 | 2,116 |
| Cash and due from depository institutions | $10,284,000 | 2,799 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $69,899,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $2,141,000 | 4,679 |
| Net loans & leases | $168,090,000 | 2,072 |
| Loan loss allowance | $2,297,000 | 1,957 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,856,000 | 4,327 |
| Other real estate owned | $432,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,355,000 | 1,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,057,000 | 2,116 |
| Total liabilities | $240,870,000 | 2,067 |
| Total deposits | $186,274,000 | 2,414 |
| Interest-bearing deposits | $161,949,000 | 2,353 |
| Deposits held in domestic offices | $186,274,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,917,000 | 535 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,000,000 | 1,627 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,679,000 | 2,300 |
| Total equity capital | $20,187,000 | 2,681 |
| Total bank equity capital | $20,187,000 | 2,681 |
| Perpetual preferred stock | $2,000 | 134 |
| Common stock | $226,000 | 5,825 |
| Surplus | $12,353,000 | 1,547 |
| Undivided profits | $7,606,000 | 3,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,232,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 609 |
| Income earned, not collected on loans | $1,001,000 | 3,020 |
| Earning assets | $240,130,000 | 2,103 |
| Long-term assets (5+ years) | $82,171,000 | 1,226 |
| Average Assets, year-to-date | $241,651,330 | 2,235 |
| Average Assets, quarterly | $248,633,500 | 2,193 |
| Volatile liabilities | $71,610,000 | 1,393 |
| Insider loans | $6,177,000 | 835 |
| FHLB advances | $19,000,000 | 1,515 |
| Loans and leases held for sale | $69,000 | 2,004 |
| Unused loan commitments | $38,654,000 | 1,755 |
| Tier 1 (core) risk-based capital | $19,949,000 | 2,528 |
| Tier 2 risk-based capital | $2,297,000 | 1,811 |
| Total risk weighted assets | $185,396,000 | 1,983 |
| Total unused commitments | $38,654,000 | 1,763 |
| Derivatives | $6,000,000 | 436 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $236,210,000 | 2,313 |
| Cash and due from depository institutions | $5,189,000 | 2,769 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $53,970,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $1,995,000 | 5,305 |
| Net loans & leases | $165,120,000 | 2,071 |
| Loan loss allowance | $2,203,000 | 1,991 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,876,000 | 4,272 |
| Other real estate owned | $286,000 | 2,769 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,774,000 | 1,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,210,000 | 2,313 |
| Total liabilities | $216,321,000 | 2,283 |
| Total deposits | $183,655,000 | 2,425 |
| Interest-bearing deposits | $165,450,000 | 2,306 |
| Deposits held in domestic offices | $183,655,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,328,000 | 1,171 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,000,000 | 1,346 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,338,000 | 2,747 |
| Total equity capital | $19,889,000 | 2,658 |
| Total bank equity capital | $19,889,000 | 2,658 |
| Perpetual preferred stock | $2,000 | 137 |
| Common stock | $226,000 | 5,848 |
| Surplus | $12,353,000 | 1,519 |
| Undivided profits | $7,308,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,105,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $549,000 | 366 |
| Income earned, not collected on loans | $962,000 | 3,177 |
| Earning assets | $221,085,000 | 2,264 |
| Long-term assets (5+ years) | $63,888,000 | 1,474 |
| Average Assets, year-to-date | $231,948,500 | 2,327 |
| Average Assets, quarterly | $231,948,500 | 2,327 |
| Volatile liabilities | $44,752,000 | 2,017 |
| Insider loans | $5,330,000 | 986 |
| FHLB advances | $24,000,000 | 1,244 |
| Loans and leases held for sale | $75,000 | 1,920 |
| Unused loan commitments | $29,557,000 | 2,070 |
| Tier 1 (core) risk-based capital | $19,810,000 | 2,497 |
| Tier 2 risk-based capital | $2,203,000 | 1,833 |
| Total risk weighted assets | $178,831,000 | 2,009 |
| Total unused commitments | $29,557,000 | 2,077 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $227,687,000 | 2,361 |
| Cash and due from depository institutions | $6,551,000 | 2,868 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $53,778,000 | 2,198 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 6,927 |
| Net loans & leases | $156,861,000 | 2,160 |
| Loan loss allowance | $2,124,000 | 2,003 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,940,000 | 4,182 |
| Other real estate owned | $136,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,372,000 | 1,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,687,000 | 2,361 |
| Total liabilities | $208,051,000 | 2,326 |
| Total deposits | $170,008,000 | 2,551 |
| Interest-bearing deposits | $148,709,000 | 2,502 |
| Deposits held in domestic offices | $170,008,000 | 2,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,802,000 | 1,839 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $34,144,000 | 1,060 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,097,000 | 3,178 |
| Total equity capital | $19,636,000 | 2,664 |
| Total bank equity capital | $19,636,000 | 2,664 |
| Perpetual preferred stock | $2,000 | 138 |
| Common stock | $226,000 | 5,869 |
| Surplus | $12,353,000 | 1,487 |
| Undivided profits | $7,055,000 | 3,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,431,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $347,000 | 467 |
| Income earned, not collected on loans | $1,146,000 | 2,825 |
| Earning assets | $210,688,000 | 2,334 |
| Long-term assets (5+ years) | $48,486,000 | 1,759 |
| Average Assets, year-to-date | $218,909,600 | 2,344 |
| Average Assets, quarterly | $226,362,500 | 2,355 |
| Volatile liabilities | $37,934,000 | 2,309 |
| Insider loans | $5,364,000 | 947 |
| FHLB advances | $34,144,000 | 963 |
| Loans and leases held for sale | $239,000 | 1,741 |
| Unused loan commitments | $27,557,000 | 2,100 |
| Tier 1 (core) risk-based capital | $19,426,000 | 2,516 |
| Tier 2 risk-based capital | $2,098,000 | 1,894 |
| Total risk weighted assets | $167,849,000 | 2,091 |
| Total unused commitments | $27,557,000 | 2,104 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 62 | 2,742 |
| Assets and Liabilities | ||
| Total Assets: | $214,679,000 | 2,375 |
| Cash and due from depository institutions | $4,793,000 | 2,742 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $59,439,000 | 1,887 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 7,016 |
| Net loans & leases | $138,637,000 | 2,335 |
| Loan loss allowance | $1,851,000 | 2,147 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,239,000 | 3,732 |
| Other real estate owned | $871,000 | 2,742 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $8,642,000 | 1,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,679,000 | 2,375 |
| Total liabilities | $198,452,000 | 2,321 |
| Total deposits | $151,243,000 | 2,691 |
| Interest-bearing deposits | $136,582,000 | 2,574 |
| Deposits held in domestic offices | $151,243,000 | 2,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,529,000 | 781 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,145 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,680,000 | 2,323 |
| Total equity capital | $16,227,000 | 2,967 |
| Total bank equity capital | $16,227,000 | 2,967 |
| Perpetual preferred stock | $2,000 | 152 |
| Common stock | $226,000 | 6,004 |
| Surplus | $10,398,000 | 1,635 |
| Undivided profits | $5,601,000 | 4,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,740,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 503 |
| Income earned, not collected on loans | $1,663,000 | 2,030 |
| Earning assets | $198,134,000 | 2,355 |
| Long-term assets (5+ years) | $38,043,000 | 2,093 |
| Average Assets, year-to-date | $213,722,200 | 2,269 |
| Average Assets, quarterly | $219,633,500 | 2,296 |
| Volatile liabilities | $46,880,000 | 1,876 |
| Insider loans | $3,532,000 | 1,420 |
| FHLB advances | $27,000,000 | 1,039 |
| Loans and leases held for sale | $1,061,000 | 1,156 |
| Unused loan commitments | $17,108,000 | 2,788 |
| Tier 1 (core) risk-based capital | $16,160,000 | 2,845 |
| Tier 2 risk-based capital | $1,851,000 | 1,979 |
| Total risk weighted assets | $160,208,000 | 2,083 |
| Total unused commitments | $17,108,000 | 2,799 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $210,092,000 | 2,327 |
| Cash and due from depository institutions | $5,957,000 | 2,365 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $49,668,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 6,992 |
| Net loans & leases | $145,220,000 | 2,181 |
| Loan loss allowance | $2,617,000 | 1,478 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,212,000 | 3,712 |
| Other real estate owned | $71,000 | 2,365 |
| Goodwill and other intangibles | $111,000 | 2,576 |
| All other assets | $6,845,000 | 1,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,092,000 | 2,327 |
| Total liabilities | $194,569,000 | 2,260 |
| Total deposits | $155,846,000 | 2,529 |
| Interest-bearing deposits | $141,908,000 | 2,380 |
| Deposits held in domestic offices | $155,846,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,656,000 | 2,067 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 941 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,067,000 | 2,011 |
| Total equity capital | $15,523,000 | 2,983 |
| Total bank equity capital | $15,523,000 | 2,983 |
| Perpetual preferred stock | $2,000 | 172 |
| Common stock | $226,000 | 6,190 |
| Surplus | $10,399,000 | 1,600 |
| Undivided profits | $4,896,000 | 4,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,565,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $674,000 | 230 |
| Income earned, not collected on loans | $1,035,000 | 2,638 |
| Earning assets | $194,896,000 | 2,292 |
| Long-term assets (5+ years) | $28,289,000 | 2,515 |
| Average Assets, year-to-date | $203,568,400 | 2,260 |
| Average Assets, quarterly | $212,665,500 | 2,252 |
| Volatile liabilities | $26,946,000 | 2,903 |
| Insider loans | $5,861,000 | 793 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,731,000 | 559 |
| Unused loan commitments | $17,511,000 | 2,579 |
| Tier 1 (core) risk-based capital | $15,579,000 | 2,881 |
| Tier 2 risk-based capital | $2,083,280 | 1,717 |
| Total risk weighted assets | $166,128,980 | 1,935 |
| Total unused commitments | $17,511,000 | 2,583 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $189,320,000 | 2,497 |
| Cash and due from depository institutions | $2,282,000 | 2,196 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $46,709,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $1,245,000 | 4,591 |
| Net loans & leases | $129,593,000 | 2,316 |
| Loan loss allowance | $1,881,000 | 1,952 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,455,000 | 3,416 |
| Other real estate owned | $362,000 | 2,196 |
| Goodwill and other intangibles | $245,000 | 2,289 |
| All other assets | $6,429,000 | 1,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,320,000 | 2,497 |
| Total liabilities | $175,554,000 | 2,451 |
| Total deposits | $143,926,000 | 2,649 |
| Interest-bearing deposits | $134,012,000 | 2,446 |
| Deposits held in domestic offices | $143,926,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $523,000 | 3,439 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,105,000 | 3,016 |
| Total equity capital | $13,766,000 | 3,181 |
| Total bank equity capital | $13,766,000 | 3,181 |
| Perpetual preferred stock | $2,000 | 185 |
| Common stock | $226,000 | 6,410 |
| Surplus | $10,052,000 | 1,619 |
| Undivided profits | $3,486,000 | 5,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,075,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $686,000 | 225 |
| Income earned, not collected on loans | $808,000 | 2,883 |
| Earning assets | $177,547,000 | 2,449 |
| Long-term assets (5+ years) | $33,659,000 | 2,345 |
| Average Assets, year-to-date | $171,686,600 | 2,622 |
| Average Assets, quarterly | $187,900,000 | 2,478 |
| Volatile liabilities | $19,488,000 | 3,548 |
| Insider loans | $5,107,000 | 912 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,981,000 | 506 |
| Unused loan commitments | $21,602,000 | 2,240 |
| Tier 1 (core) risk-based capital | $14,424,000 | 3,040 |
| Tier 2 risk-based capital | $1,803,140 | 1,874 |
| Total risk weighted assets | $144,173,140 | 2,123 |
| Total unused commitments | $21,602,000 | 2,244 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $143,898,000 | 3,137 |
| Cash and due from depository institutions | $5,991,000 | 1,777 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,939,000 | 3,941 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 8,339 |
| Net loans & leases | $102,082,000 | 2,713 |
| Loan loss allowance | $1,718,000 | 2,064 |
| Trading account assets | $920,000 | 149 |
| Bank premises and fixed assets | $2,446,000 | 3,285 |
| Other real estate owned | $184,000 | 1,777 |
| Goodwill and other intangibles | $280,000 | 2,169 |
| All other assets | $5,052,000 | 1,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,898,000 | 3,137 |
| Total liabilities | $132,525,000 | 3,081 |
| Total deposits | $124,122,000 | 3,061 |
| Interest-bearing deposits | $111,238,000 | 2,930 |
| Deposits held in domestic offices | $124,122,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $305,000 | 2,911 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 1,889 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,098,000 | 3,260 |
| Total equity capital | $11,373,000 | 3,890 |
| Total bank equity capital | $11,373,000 | 3,890 |
| Perpetual preferred stock | $2,000 | 189 |
| Common stock | $227,000 | 6,527 |
| Surplus | $8,517,000 | 1,820 |
| Undivided profits | $2,627,000 | 6,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $680,000 | 3,437 |
| Earning assets | $129,945,000 | 3,211 |
| Long-term assets (5+ years) | $25,888,000 | 2,642 |
| Average Assets, year-to-date | $133,115,600 | 3,210 |
| Average Assets, quarterly | $141,032,500 | 3,143 |
| Volatile liabilities | $8,958,000 | 5,312 |
| Insider loans | $5,235,000 | 797 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $706,000 | 1,162 |
| Unused loan commitments | $20,671,000 | 2,210 |
| Tier 1 (core) risk-based capital | $11,059,000 | 3,828 |
| Tier 2 risk-based capital | $1,360,360 | 2,299 |
| Total risk weighted assets | $108,471,260 | 2,615 |
| Total unused commitments | $20,671,000 | 2,218 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 79 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $129,601,000 | 3,410 |
| Cash and due from depository institutions | $6,217,000 | 2,259 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,435,000 | 5,018 |
| Federal funds sold & reverse repurchase agreements | $4,497,000 | 2,981 |
| Net loans & leases | $95,118,000 | 2,881 |
| Loan loss allowance | $1,569,000 | 2,251 |
| Trading account assets | $40,000 | 189 |
| Bank premises and fixed assets | $2,055,000 | 3,764 |
| Other real estate owned | $307,000 | 2,259 |
| Goodwill and other intangibles | $339,000 | 1,983 |
| All other assets | $1,593,000 | 4,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,601,000 | 3,410 |
| Total liabilities | $119,525,000 | 3,327 |
| Total deposits | $117,274,000 | 3,184 |
| Interest-bearing deposits | $102,652,000 | 3,116 |
| Deposits held in domestic offices | $117,274,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000 | 3,700 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,221,000 | 3,029 |
| Total equity capital | $10,076,000 | 4,273 |
| Total bank equity capital | $10,076,000 | 4,273 |
| Perpetual preferred stock | $2,000 | 212 |
| Common stock | $226,000 | 6,803 |
| Surplus | $8,515,000 | 1,791 |
| Undivided profits | $1,333,000 | 8,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $648,000 | 3,655 |
| Earning assets | $119,090,000 | 3,404 |
| Long-term assets (5+ years) | $21,235,000 | 2,685 |
| Average Assets, year-to-date | $114,957,600 | 3,652 |
| Average Assets, quarterly | $124,637,000 | 3,485 |
| Volatile liabilities | $5,394,000 | 6,915 |
| Insider loans | $1,657,000 | 2,414 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $12,864,000 | 207 |
| Unused loan commitments | $16,131,000 | 2,482 |
| Tier 1 (core) risk-based capital | $9,756,000 | 4,261 |
| Tier 2 risk-based capital | $1,271,090 | 2,342 |
| Total risk weighted assets | $101,389,490 | 2,731 |
| Total unused commitments | $16,131,000 | 2,489 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $104,619,000 | 4,245 |
| Cash and due from depository institutions | $3,906,000 | 3,657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,463,000 | 5,834 |
| Federal funds sold & reverse repurchase agreements | $7,327,000 | 1,786 |
| Net loans & leases | $73,264,000 | 3,679 |
| Loan loss allowance | $944,000 | 3,695 |
| Trading account assets | $78,000 | 216 |
| Bank premises and fixed assets | $1,644,000 | 4,381 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $103,000 | 2,490 |
| All other assets | $834,000 | 6,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,619,000 | 4,245 |
| Total liabilities | $96,283,000 | 4,155 |
| Total deposits | $94,065,000 | 4,017 |
| Interest-bearing deposits | $85,840,000 | 3,798 |
| Deposits held in domestic offices | $94,065,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000 | 3,884 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,188,000 | 3,094 |
| Total equity capital | $8,336,000 | 5,065 |
| Total bank equity capital | $8,336,000 | 5,065 |
| Perpetual preferred stock | $2,000 | 238 |
| Common stock | $226,000 | 7,179 |
| Surplus | $8,012,000 | 1,951 |
| Undivided profits | $96,000 | 10,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $460,000 | 5,042 |
| Earning assets | $98,132,000 | 4,174 |
| Long-term assets (5+ years) | $9,230,000 | 4,411 |
| Average Assets, year-to-date | $91,007,000 | 4,633 |
| Average Assets, quarterly | $100,977,500 | 4,328 |
| Volatile liabilities | $5,130,000 | 7,027 |
| Insider loans | $1,962,000 | 2,157 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,630,000 | 593 |
| Unused loan commitments | $15,798,000 | 2,453 |
| Tier 1 (core) risk-based capital | $8,252,000 | 4,998 |
| Tier 2 risk-based capital | $944,000 | 3,144 |
| Total risk weighted assets | $77,203,500 | 3,525 |
| Total unused commitments | $15,798,000 | 2,465 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $78,699,000 | 5,426 |
| Cash and due from depository institutions | $3,093,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,713,000 | 7,050 |
| Federal funds sold & reverse repurchase agreements | $2,854,000 | 4,508 |
| Net loans & leases | $56,432,000 | 4,534 |
| Loan loss allowance | $710,000 | 4,672 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,647,000 | 4,355 |
| Other real estate owned | $0 | 4,072 |
| Goodwill and other intangibles | $142,000 | 2,196 |
| All other assets | $818,000 | 7,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,699,000 | 5,426 |
| Total liabilities | $72,129,000 | 5,344 |
| Total deposits | $70,183,000 | 5,230 |
| Interest-bearing deposits | $62,439,000 | 5,119 |
| Deposits held in domestic offices | $70,183,000 | 5,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,668 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $921,000 | 3,900 |
| Total equity capital | $6,570,000 | 6,136 |
| Total bank equity capital | $6,570,000 | 6,136 |
| Perpetual preferred stock | $2,000 | 273 |
| Common stock | $226,000 | 7,544 |
| Surplus | $7,009,000 | 2,173 |
| Undivided profits | $-667,000 | 11,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $373,000 | 6,139 |
| Earning assets | $72,999,000 | 5,391 |
| Long-term assets (5+ years) | $5,247,000 | 5,688 |
| Average Assets, year-to-date | $68,756,000 | 5,821 |
| Average Assets, quarterly | $77,565,500 | 5,433 |
| Volatile liabilities | $6,915,000 | 5,818 |
| Insider loans | $1,621,000 | 2,588 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $261,000 | 1,219 |
| Unused loan commitments | $10,369,000 | 3,200 |
| Tier 1 (core) risk-based capital | $6,418,000 | 6,104 |
| Tier 2 risk-based capital | $710,000 | 3,987 |
| Total risk weighted assets | $58,442,700 | 4,431 |
| Total unused commitments | $10,369,000 | 3,215 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $59,332,000 | 6,699 |
| Cash and due from depository institutions | $1,268,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,429,000 | 8,253 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 1,712 |
| Net loans & leases | $39,418,000 | 5,841 |
| Loan loss allowance | $502,000 | 6,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,433,000 | 4,811 |
| Other real estate owned | $0 | 5,090 |
| Goodwill and other intangibles | $72,000 | 2,411 |
| All other assets | $387,000 | 10,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,332,000 | 6,699 |
| Total liabilities | $53,235,000 | 6,744 |
| Total deposits | $52,634,000 | 6,557 |
| Interest-bearing deposits | $48,860,000 | 6,190 |
| Deposits held in domestic offices | $52,634,000 | 6,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $601,000 | 4,565 |
| Total equity capital | $6,097,000 | 6,192 |
| Total bank equity capital | $6,097,000 | 6,192 |
| Perpetual preferred stock | $2,000 | 295 |
| Common stock | $226,000 | 7,976 |
| Surplus | $7,006,000 | 2,096 |
| Undivided profits | $-1,137,000 | 12,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $163,000 | 9,362 |
| Earning assets | $56,172,000 | 6,535 |
| Long-term assets (5+ years) | $2,050,000 | 8,228 |
| Average Assets, year-to-date | $49,603,000 | 7,435 |
| Average Assets, quarterly | $56,986,000 | 6,855 |
| Volatile liabilities | $5,832,000 | 6,180 |
| Insider loans | $2,619,000 | 1,616 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,667,000 | 4,126 |
| Tier 1 (core) risk-based capital | $6,084,000 | 6,314 |
| Tier 2 risk-based capital | $502,000 | 5,264 |
| Total risk weighted assets | $41,973,800 | 5,693 |
| Total unused commitments | $6,667,000 | 4,132 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $41,025,000 | 8,693 |
| Cash and due from depository institutions | $1,238,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,908,000 | 9,502 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 5,653 |
| Net loans & leases | $27,938,000 | 7,328 |
| Loan loss allowance | $311,000 | 8,526 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $564,000 | 8,318 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $86,000 | 2,268 |
| All other assets | $241,000 | 11,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,025,000 | 8,693 |
| Total liabilities | $35,032,000 | 8,997 |
| Total deposits | $34,359,000 | 8,917 |
| Interest-bearing deposits | $31,603,000 | 8,546 |
| Deposits held in domestic offices | $34,359,000 | 8,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,350 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $273,000 | 7,969 |
| Total equity capital | $5,993,000 | 6,392 |
| Total bank equity capital | $5,993,000 | 6,392 |
| Perpetual preferred stock | $2,000 | 329 |
| Common stock | $226,000 | 8,390 |
| Surplus | $7,002,000 | 2,009 |
| Undivided profits | $-1,237,000 | 12,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $113,000 | 10,605 |
| Earning assets | $38,896,000 | 8,510 |
| Long-term assets (5+ years) | $1,109,000 | 9,831 |
| Average Assets, year-to-date | $34,488,000 | 9,401 |
| Average Assets, quarterly | $39,770,500 | 8,798 |
| Volatile liabilities | $4,933,000 | 6,585 |
| Insider loans | $1,561,000 | 2,582 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,745,000 | 3,700 |
| Tier 1 (core) risk-based capital | $5,907,000 | 6,373 |
| Tier 2 risk-based capital | $311,000 | 7,430 |
| Total risk weighted assets | $28,526,300 | 7,515 |
| Total unused commitments | $7,745,000 | 3,718 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $27,497,000 | 10,804 |
| Cash and due from depository institutions | $1,647,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,839,000 | 10,098 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $15,375,000 | 10,091 |
| Loan loss allowance | $157,000 | 11,374 |
| Trading account assets | $1,180,000 | 244 |
| Bank premises and fixed assets | $588,000 | 8,321 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $71,000 | 2,353 |
| All other assets | $197,000 | 12,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,497,000 | 10,804 |
| Total liabilities | $24,710,000 | 10,832 |
| Total deposits | $23,079,000 | 10,996 |
| Interest-bearing deposits | $20,382,000 | 10,872 |
| Deposits held in domestic offices | $23,079,000 | 10,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,252 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $131,000 | 11,596 |
| Total equity capital | $2,787,000 | 10,099 |
| Total bank equity capital | $2,787,000 | 10,099 |
| Perpetual preferred stock | $2,000 | 330 |
| Common stock | $226,000 | 8,809 |
| Surplus | $4,060,000 | 3,105 |
| Undivided profits | $-1,501,000 | 13,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $64,000 | 12,630 |
| Earning assets | $24,994,000 | 10,780 |
| Long-term assets (5+ years) | $2,951,000 | 8,044 |
| Average Assets, year-to-date | $16,737,000 | 12,480 |
| Average Assets, quarterly | $24,039,500 | 11,310 |
| Volatile liabilities | $6,176,000 | 5,775 |
| Insider loans | $187,000 | 4,114 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,516,000 | 6,663 |
| Tier 1 (core) risk-based capital | $2,716,000 | 10,151 |
| Tier 2 risk-based capital | $157,000 | 10,461 |
| Total risk weighted assets | $16,446,700 | 10,246 |
| Total unused commitments | $2,516,000 | 6,692 |
| Derivatives | $0 | 651 |