Home > CapitalMark Bank & Trust > Income and Expense

CapitalMark Bank & Trust, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$19,909,000648
Total interest expense$1,990,000700
Net interest income$17,919,000640
Provision for loan and lease losses$420,000895
Total noninterest income$1,710,0001,469
Gross Fiduciary activities income$473,000477
Service charges on deposit accounts$443,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$794,0001,823
Total noninterest expense$11,435,000915
Salaries and employee benefits$7,092,000817
Premises and equipment expense$942,0001,268
Additional noninterest expense$3,401,000964
Pre-tax net operating income$7,774,000614
Securities gains (losses)$38,0001,391
Applicable income taxes$2,807,000506
Income before extraordinary items$5,005,000735
Extraordinary gains, net$022
Net income$5,005,000734
Minority interest net income$075
Net income of bank and minority interests.$5,005,000735
Net charge-offs$-6,0005,097
Cash dividends$97,0003,238
Sale, conversion, retirement of capital stock, net$96,000382
Net operating income$4,980,680716
2015-03-31 (YTD Data)Rank
Total interest income$9,461,000676
Total interest expense$937,000748
Net interest income$8,524,000665
Provision for loan and lease losses$250,000741
Total noninterest income$879,0001,405
Gross Fiduciary activities income$251,000473
Service charges on deposit accounts$211,0001,378
Trading account gains and fees$0152
Additional Noninterest Income$417,0001,722
Total noninterest expense$5,610,000930
Salaries and employee benefits$3,522,000826
Premises and equipment expense$468,0001,285
Additional noninterest expense$1,620,000998
Pre-tax net operating income$3,543,000650
Securities gains (losses)$38,000969
Applicable income taxes$1,275,000526
Income before extraordinary items$2,306,000763
Extraordinary gains, net$013
Net income$2,306,000761
Minority interest net income$064
Net income of bank and minority interests.$2,306,000763
Net charge-offs$105,0001,084
Cash dividends$46,0002,623
Sale, conversion, retirement of capital stock, net$63,000327
Net operating income$2,281,680744
2014-12-31 (YTD Data)Rank
Total interest income$35,610,000704
Total interest expense$3,639,000809
Net interest income$31,971,000693
Provision for loan and lease losses$3,075,000324
Total noninterest income$3,189,0001,487
Gross Fiduciary activities income$827,000510
Service charges on deposit accounts$728,0001,703
Trading account gains and fees$0180
Additional Noninterest Income$1,634,0001,679
Total noninterest expense$20,756,000982
Salaries and employee benefits$13,213,000832
Premises and equipment expense$1,991,0001,202
Additional noninterest expense$5,552,0001,182
Pre-tax net operating income$11,329,000736
Securities gains (losses)$8,0002,740
Applicable income taxes$3,970,000589
Income before extraordinary items$7,367,000904
Extraordinary gains, net$017
Net income$7,367,000903
Minority interest net income$084
Net income of bank and minority interests.$7,367,000903
Net charge-offs$2,997,000347
Cash dividends$182,0003,785
Sale, conversion, retirement of capital stock, net$98,000544
Net operating income$7,361,800878
2014-09-30 (YTD Data)Rank
Total interest income$26,214,000720
Total interest expense$2,739,000819
Net interest income$23,475,000701
Provision for loan and lease losses$3,075,000244
Total noninterest income$2,308,0001,544
Gross Fiduciary activities income$601,000515
Service charges on deposit accounts$528,0001,750
Trading account gains and fees$0174
Additional Noninterest Income$1,179,0001,749
Total noninterest expense$15,378,000991
Salaries and employee benefits$9,741,000846
Premises and equipment expense$1,514,0001,190
Additional noninterest expense$4,123,0001,194
Pre-tax net operating income$7,330,000862
Securities gains (losses)$-4,0006,036
Applicable income taxes$2,488,000672
Income before extraordinary items$4,838,0001,030
Extraordinary gains, net$015
Net income$4,838,0001,030
Minority interest net income$081
Net income of bank and minority interests.$4,838,0001,030
Net charge-offs$1,836,000409
Cash dividends$136,0003,312
Sale, conversion, retirement of capital stock, net$44,000578
Net operating income$4,840,6401,013
2014-06-30 (YTD Data)Rank
Total interest income$17,192,000725
Total interest expense$1,860,000805
Net interest income$15,332,000713
Provision for loan and lease losses$1,550,000310
Total noninterest income$1,433,0001,599
Gross Fiduciary activities income$370,000526
Service charges on deposit accounts$342,0001,774
Trading account gains and fees$0172
Additional Noninterest Income$721,0001,821
Total noninterest expense$10,177,000990
Salaries and employee benefits$6,421,000848
Premises and equipment expense$1,024,0001,188
Additional noninterest expense$2,732,0001,186
Pre-tax net operating income$5,038,000803
Securities gains (losses)$18,0001,704
Applicable income taxes$1,741,000647
Income before extraordinary items$3,315,000981
Extraordinary gains, net$020
Net income$3,315,000982
Minority interest net income$080
Net income of bank and minority interests.$3,315,000982
Net charge-offs$542,000814
Cash dividends$91,0003,220
Sale, conversion, retirement of capital stock, net$29,000550
Net operating income$3,303,120965
2014-03-31 (YTD Data)Rank
Total interest income$8,520,000738
Total interest expense$929,000819
Net interest income$7,591,000723
Provision for loan and lease losses$650,000360
Total noninterest income$686,0001,627
Gross Fiduciary activities income$172,000546
Service charges on deposit accounts$165,0001,801
Trading account gains and fees$0147
Additional Noninterest Income$349,0001,820
Total noninterest expense$5,115,000998
Salaries and employee benefits$3,216,000863
Premises and equipment expense$510,0001,215
Additional noninterest expense$1,389,0001,148
Pre-tax net operating income$2,512,000789
Securities gains (losses)$53,000631
Applicable income taxes$878,000622
Income before extraordinary items$1,687,000930
Extraordinary gains, net$016
Net income$1,687,000931
Minority interest net income$066
Net income of bank and minority interests.$1,687,000931
Net charge-offs$-33,0006,195
Cash dividends$46,0002,584
Sale, conversion, retirement of capital stock, net$15,000508
Net operating income$1,652,020929
2013-12-31 (YTD Data)Rank
Total interest income$31,863,000779
Total interest expense$3,655,000931
Net interest income$28,208,000758
Provision for loan and lease losses$3,525,000373
Total noninterest income$3,148,0001,563
Gross Fiduciary activities income$643,000555
Service charges on deposit accounts$580,0002,121
Trading account gains and fees$0184
Additional Noninterest Income$1,925,0001,553
Total noninterest expense$20,240,0001,006
Salaries and employee benefits$12,690,000847
Premises and equipment expense$2,103,0001,137
Additional noninterest expense$5,447,0001,234
Pre-tax net operating income$7,591,0001,006
Securities gains (losses)$1,101,000213
Applicable income taxes$2,881,000688
Income before extraordinary items$5,811,0001,068
Extraordinary gains, net$029
Net income$5,811,0001,070
Minority interest net income$090
Net income of bank and minority interests.$5,811,0001,070
Net charge-offs$2,599,000606
Cash dividends$182,0003,652
Sale, conversion, retirement of capital stock, net$386,000317
Net operating income$5,073,3301,184
2013-09-30 (YTD Data)Rank
Total interest income$23,488,000792
Total interest expense$2,804,000950
Net interest income$20,684,000771
Provision for loan and lease losses$3,025,000329
Total noninterest income$2,308,0001,619
Gross Fiduciary activities income$482,000548
Service charges on deposit accounts$419,0002,196
Trading account gains and fees$0180
Additional Noninterest Income$1,407,0001,626
Total noninterest expense$15,678,000975
Salaries and employee benefits$9,921,000817
Premises and equipment expense$1,595,0001,120
Additional noninterest expense$4,162,0001,200
Pre-tax net operating income$4,289,0001,310
Securities gains (losses)$1,100,000187
Applicable income taxes$1,731,000842
Income before extraordinary items$3,658,0001,257
Extraordinary gains, net$025
Net income$3,658,0001,257
Minority interest net income$084
Net income of bank and minority interests.$3,658,0001,259
Net charge-offs$2,626,000481
Cash dividends$137,0003,174
Sale, conversion, retirement of capital stock, net$87,000488
Net operating income$2,910,0001,506
2013-06-30 (YTD Data)Rank
Total interest income$15,399,000801
Total interest expense$1,950,000928
Net interest income$13,449,000787
Provision for loan and lease losses$2,300,000318
Total noninterest income$1,732,0001,496
Gross Fiduciary activities income$324,000556
Service charges on deposit accounts$264,0002,269
Trading account gains and fees$0157
Additional Noninterest Income$1,144,0001,450
Total noninterest expense$10,358,000978
Salaries and employee benefits$6,613,000826
Premises and equipment expense$1,069,0001,116
Additional noninterest expense$2,676,0001,243
Pre-tax net operating income$2,523,0001,431
Securities gains (losses)$976,000185
Applicable income taxes$1,111,000859
Income before extraordinary items$2,388,0001,265
Extraordinary gains, net$022
Net income$2,388,0001,267
Minority interest net income$082
Net income of bank and minority interests.$2,388,0001,268
Net charge-offs$2,030,000441
Cash dividends$92,0003,058
Sale, conversion, retirement of capital stock, net$67,000431
Net operating income$1,724,3201,654
2013-03-31 (YTD Data)Rank
Total interest income$7,537,000828
Total interest expense$1,028,000907
Net interest income$6,509,000813
Provision for loan and lease losses$800,000486
Total noninterest income$603,0001,944
Gross Fiduciary activities income$169,000554
Service charges on deposit accounts$125,0002,352
Trading account gains and fees$0148
Additional Noninterest Income$309,0002,185
Total noninterest expense$5,174,000987
Salaries and employee benefits$3,323,000823
Premises and equipment expense$528,0001,156
Additional noninterest expense$1,323,0001,244
Pre-tax net operating income$1,138,0001,537
Securities gains (losses)$16,0001,343
Applicable income taxes$326,0001,256
Income before extraordinary items$828,0001,714
Extraordinary gains, net$010
Net income$828,0001,716
Minority interest net income$076
Net income of bank and minority interests.$828,0001,716
Net charge-offs$1,090,000448
Cash dividends$46,0002,395
Sale, conversion, retirement of capital stock, net$58,000311
Net operating income$816,4801,677
2012-12-31 (YTD Data)Rank
Total interest income$29,151,000896
Total interest expense$4,730,000948
Net interest income$24,421,000883
Provision for loan and lease losses$2,275,000964
Total noninterest income$1,654,0002,469
Gross Fiduciary activities income$512,000591
Service charges on deposit accounts$421,0002,825
Trading account gains and fees$0166
Additional Noninterest Income$721,0002,849
Total noninterest expense$16,792,0001,208
Salaries and employee benefits$10,721,000975
Premises and equipment expense$1,691,0001,410
Additional noninterest expense$4,380,0001,538
Pre-tax net operating income$7,008,0001,010
Securities gains (losses)$3,319,000151
Applicable income taxes$3,697,000527
Income before extraordinary items$6,630,000909
Extraordinary gains, net$029
Net income$6,630,000908
Minority interest net income$093
Net income of bank and minority interests.$6,630,000909
Net charge-offs$662,0002,287
Cash dividends$521,0002,715
Sale, conversion, retirement of capital stock, net$6,539,00063
Net operating income$4,505,8401,253
2012-09-30 (YTD Data)Rank
Total interest income$21,772,000920
Total interest expense$3,597,000985
Net interest income$18,175,000903
Provision for loan and lease losses$2,275,000770
Total noninterest income$1,045,0002,737
Gross Fiduciary activities income$385,000591
Service charges on deposit accounts$309,0002,903
Trading account gains and fees$0157
Additional Noninterest Income$351,0003,465
Total noninterest expense$12,032,0001,246
Salaries and employee benefits$7,634,0001,027
Premises and equipment expense$1,230,0001,462
Additional noninterest expense$3,168,0001,580
Pre-tax net operating income$4,913,0001,096
Securities gains (losses)$3,256,000119
Applicable income taxes$2,720,000552
Income before extraordinary items$5,449,000831
Extraordinary gains, net$020
Net income$5,449,000829
Minority interest net income$086
Net income of bank and minority interests.$5,449,000831
Net charge-offs$458,0002,300
Cash dividends$476,0002,092
Sale, conversion, retirement of capital stock, net$1,829,000120
Net operating income$3,267,4801,301
2012-06-30 (YTD Data)Rank
Total interest income$14,369,000942
Total interest expense$2,396,0001,029
Net interest income$11,973,000918
Provision for loan and lease losses$1,875,000674
Total noninterest income$497,0003,250
Gross Fiduciary activities income$262,000599
Service charges on deposit accounts$199,0002,957
Trading account gains and fees$0153
Additional Noninterest Income$36,0005,731
Total noninterest expense$7,848,0001,276
Salaries and employee benefits$4,980,0001,051
Premises and equipment expense$794,0001,499
Additional noninterest expense$2,074,0001,617
Pre-tax net operating income$2,747,0001,293
Securities gains (losses)$2,335,000120
Applicable income taxes$1,679,000590
Income before extraordinary items$3,403,000895
Extraordinary gains, net$019
Net income$3,403,000894
Minority interest net income$084
Net income of bank and minority interests.$3,403,000895
Net charge-offs$240,0002,542
Cash dividends$385,0001,892
Sale, conversion, retirement of capital stock, net$416,000190
Net operating income$1,838,5501,510
2012-03-31 (YTD Data)Rank
Total interest income$7,152,000950
Total interest expense$1,235,0001,033
Net interest income$5,917,000925
Provision for loan and lease losses$825,000712
Total noninterest income$232,0003,368
Gross Fiduciary activities income$134,000594
Service charges on deposit accounts$89,0003,179
Trading account gains and fees$0148
Additional Noninterest Income$9,0006,296
Total noninterest expense$3,821,0001,297
Salaries and employee benefits$2,467,0001,051
Premises and equipment expense$399,0001,489
Additional noninterest expense$955,0001,743
Pre-tax net operating income$1,503,0001,164
Securities gains (losses)$726,000196
Applicable income taxes$723,000644
Income before extraordinary items$1,506,000992
Extraordinary gains, net$019
Net income$1,506,000994
Minority interest net income$078
Net income of bank and minority interests.$1,506,000993
Net charge-offs$175,0001,961
Cash dividends$385,0001,094
Sale, conversion, retirement of capital stock, net$23,000464
Net operating income$1,012,3201,362
2011-12-31 (YTD Data)Rank
Total interest income$24,248,0001,174
Total interest expense$4,602,0001,329
Net interest income$19,646,0001,134
Provision for loan and lease losses$2,510,0001,333
Total noninterest income$1,339,0002,615
Gross Fiduciary activities income$512,000550
Service charges on deposit accounts$400,0003,023
Trading account gains and fees$0146
Additional Noninterest Income$427,0003,336
Total noninterest expense$13,869,0001,403
Salaries and employee benefits$7,763,0001,272
Premises and equipment expense$1,499,0001,656
Additional noninterest expense$4,607,0001,496
Pre-tax net operating income$4,606,0001,265
Securities gains (losses)$174,0001,570
Applicable income taxes$1,379,0001,057
Income before extraordinary items$3,401,0001,441
Extraordinary gains, net$029
Net income$3,401,0001,441
Minority interest net income$096
Net income of bank and minority interests.$3,401,0001,441
Net charge-offs$3,976,000974
Cash dividends$157,0003,517
Sale, conversion, retirement of capital stock, net$19,802,00039
Net operating income$3,277,4601,421
2011-09-30 (YTD Data)Rank
Total interest income$17,544,0001,241
Total interest expense$3,387,0001,400
Net interest income$14,157,0001,186
Provision for loan and lease losses$1,830,0001,316
Total noninterest income$1,032,0002,566
Gross Fiduciary activities income$391,000551
Service charges on deposit accounts$302,0003,031
Trading account gains and fees$0145
Additional Noninterest Income$339,0003,278
Total noninterest expense$10,414,0001,411
Salaries and employee benefits$5,735,0001,293
Premises and equipment expense$1,104,0001,715
Additional noninterest expense$3,575,0001,437
Pre-tax net operating income$2,945,0001,515
Securities gains (losses)$166,0001,341
Applicable income taxes$842,0001,243
Income before extraordinary items$2,269,0001,660
Extraordinary gains, net$021
Net income$2,269,0001,661
Minority interest net income$087
Net income of bank and minority interests.$2,269,0001,661
Net charge-offs$3,531,000834
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$20,024,00031
Net operating income$2,147,8201,656
2011-06-30 (YTD Data)Rank
Total interest income$11,383,0001,278
Total interest expense$2,281,0001,434
Net interest income$9,102,0001,230
Provision for loan and lease losses$1,070,0001,437
Total noninterest income$605,0002,795
Gross Fiduciary activities income$268,000550
Service charges on deposit accounts$201,0003,006
Trading account gains and fees$0153
Additional Noninterest Income$136,0004,116
Total noninterest expense$6,640,0001,482
Salaries and employee benefits$3,749,0001,334
Premises and equipment expense$725,0001,747
Additional noninterest expense$2,166,0001,592
Pre-tax net operating income$1,997,0001,458
Securities gains (losses)$166,000825
Applicable income taxes$498,0001,324
Income before extraordinary items$1,665,0001,476
Extraordinary gains, net$015
Net income$1,665,0001,476
Minority interest net income$089
Net income of bank and minority interests.$1,665,0001,476
Net charge-offs$2,983,000694
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,792,000126
Net operating income$1,537,1801,523
2011-03-31 (YTD Data)Rank
Total interest income$5,584,0001,313
Total interest expense$1,162,0001,465
Net interest income$4,422,0001,263
Provision for loan and lease losses$175,0002,602
Total noninterest income$211,0003,475
Gross Fiduciary activities income$139,000546
Service charges on deposit accounts$99,0002,997
Trading account gains and fees$0158
Additional Noninterest Income$-27,0007,249
Total noninterest expense$3,446,0001,437
Salaries and employee benefits$1,854,0001,368
Premises and equipment expense$350,0001,851
Additional noninterest expense$1,242,0001,410
Pre-tax net operating income$1,012,0001,418
Securities gains (losses)$9,0001,340
Applicable income taxes$303,0001,117
Income before extraordinary items$718,0001,637
Extraordinary gains, net$09
Net income$718,0001,637
Minority interest net income$086
Net income of bank and minority interests.$718,0001,637
Net charge-offs$1,055,000831
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$333,000165
Net operating income$711,7001,603
2010-12-31 (YTD Data)Rank
Total interest income$21,027,0001,458
Total interest expense$5,041,0001,649
Net interest income$15,986,0001,394
Provision for loan and lease losses$2,020,0002,054
Total noninterest income$1,075,0003,110
Gross Fiduciary activities income$387,000609
Service charges on deposit accounts$337,0003,423
Trading account gains and fees$0175
Additional Noninterest Income$351,0003,709
Total noninterest expense$11,944,0001,661
Salaries and employee benefits$6,692,0001,469
Premises and equipment expense$1,193,0002,118
Additional noninterest expense$4,059,0001,774
Pre-tax net operating income$3,097,0001,585
Securities gains (losses)$03,793
Applicable income taxes$-32,0006,669
Income before extraordinary items$3,129,0001,352
Extraordinary gains, net$029
Net income$3,129,0001,354
Minority interest net income$0111
Net income of bank and minority interests.$3,129,0001,355
Net charge-offs$449,0003,792
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,794,000176
Net operating income$3,129,0001,307
2010-09-30 (YTD Data)Rank
Total interest income$15,552,0001,518
Total interest expense$3,755,0001,705
Net interest income$11,797,0001,444
Provision for loan and lease losses$1,650,0001,856
Total noninterest income$1,113,0002,542
Gross Fiduciary activities income$262,000629
Service charges on deposit accounts$249,0003,500
Trading account gains and fees$0165
Additional Noninterest Income$602,0002,476
Total noninterest expense$9,171,0001,611
Salaries and employee benefits$5,041,0001,468
Premises and equipment expense$883,0002,170
Additional noninterest expense$3,247,0001,643
Pre-tax net operating income$2,089,0001,833
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,089,0001,586
Extraordinary gains, net$023
Net income$2,089,0001,589
Minority interest net income$0110
Net income of bank and minority interests.$2,089,0001,589
Net charge-offs$359,0003,494
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,776,000135
Net operating income$2,089,0001,514
2010-06-30 (YTD Data)Rank
Total interest income$10,156,0001,563
Total interest expense$2,465,0001,789
Net interest income$7,691,0001,477
Provision for loan and lease losses$1,150,0001,796
Total noninterest income$744,0002,481
Gross Fiduciary activities income$163,000646
Service charges on deposit accounts$162,0003,550
Trading account gains and fees$0152
Additional Noninterest Income$419,0002,348
Total noninterest expense$5,769,0001,712
Salaries and employee benefits$3,340,0001,481
Premises and equipment expense$586,0002,200
Additional noninterest expense$1,843,0001,884
Pre-tax net operating income$1,516,0001,709
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,516,0001,455
Extraordinary gains, net$019
Net income$1,516,0001,455
Minority interest net income$0105
Net income of bank and minority interests.$1,516,0001,456
Net charge-offs$207,0003,502
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,718,00094
Net operating income$1,516,0001,391
2010-03-31 (YTD Data)Rank
Total interest income$4,939,0001,633
Total interest expense$1,227,0001,872
Net interest income$3,712,0001,543
Provision for loan and lease losses$500,0001,815
Total noninterest income$303,0002,845
Gross Fiduciary activities income$68,000695
Service charges on deposit accounts$81,0003,563
Trading account gains and fees$0175
Additional Noninterest Income$154,0002,790
Total noninterest expense$2,833,0001,753
Salaries and employee benefits$1,646,0001,516
Premises and equipment expense$292,0002,258
Additional noninterest expense$895,0001,914
Pre-tax net operating income$682,0001,868
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$682,0001,602
Extraordinary gains, net$016
Net income$682,0001,604
Minority interest net income$091
Net income of bank and minority interests.$682,0001,604
Net charge-offs$207,0002,393
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$2,465,00078
Net operating income$682,0001,540
2009-12-31 (YTD Data)Rank
Total interest income$18,594,0001,834
Total interest expense$6,226,0001,872
Net interest income$12,368,0001,798
Provision for loan and lease losses$1,894,0002,555
Total noninterest income$1,497,0002,557
Gross Fiduciary activities income$203,000759
Service charges on deposit accounts$278,0004,034
Trading account gains and fees$0211
Additional Noninterest Income$1,016,0002,125
Total noninterest expense$10,162,0001,989
Salaries and employee benefits$5,708,0001,734
Premises and equipment expense$1,095,0002,386
Additional noninterest expense$3,359,0002,137
Pre-tax net operating income$1,809,0002,075
Securities gains (losses)$865,000559
Applicable income taxes$04,388
Income before extraordinary items$2,674,0001,242
Extraordinary gains, net$034
Net income$2,674,0001,242
Minority interest net income$0115
Net income of bank and minority interests.$2,674,0001,241
Net charge-offs$934,0002,948
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$6,974,000136
Net operating income$1,809,0001,794
2009-09-30 (YTD Data)Rank
Total interest income$13,672,0001,899
Total interest expense$4,890,0001,866
Net interest income$8,782,0001,886
Provision for loan and lease losses$1,308,0002,395
Total noninterest income$879,0003,085
Gross Fiduciary activities income$120,000800
Service charges on deposit accounts$202,0004,105
Trading account gains and fees$0212
Additional Noninterest Income$557,0002,637
Total noninterest expense$7,442,0002,031
Salaries and employee benefits$4,288,0001,751
Premises and equipment expense$833,0002,391
Additional noninterest expense$2,321,0002,251
Pre-tax net operating income$911,0002,907
Securities gains (losses)$865,000433
Applicable income taxes$04,592
Income before extraordinary items$1,776,0001,513
Extraordinary gains, net$027
Net income$1,776,0001,510
Minority interest net income$0118
Net income of bank and minority interests.$1,776,0001,513
Net charge-offs$864,0002,371
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$6,711,000113
Net operating income$911,0002,585
2009-06-30 (YTD Data)Rank
Total interest income$8,902,0001,975
Total interest expense$3,518,0001,838
Net interest income$5,384,0002,034
Provision for loan and lease losses$1,308,0001,772
Total noninterest income$558,0003,170
Gross Fiduciary activities income$70,000823
Service charges on deposit accounts$128,0004,181
Trading account gains and fees$0193
Additional Noninterest Income$360,0002,707
Total noninterest expense$4,772,0002,116
Salaries and employee benefits$2,895,0001,759
Premises and equipment expense$556,0002,414
Additional noninterest expense$1,321,0002,609
Pre-tax net operating income$-138,0006,165
Securities gains (losses)$865,000329
Applicable income taxes$04,657
Income before extraordinary items$727,0002,400
Extraordinary gains, net$021
Net income$727,0002,398
Minority interest net income$0112
Net income of bank and minority interests.$727,0002,400
Net charge-offs$864,0001,756
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$5,325,00097
Net operating income$-138,0006,234
2009-03-31 (YTD Data)Rank
Total interest income$4,316,0002,058
Total interest expense$1,847,0001,813
Net interest income$2,469,0002,222
Provision for loan and lease losses$240,0002,611
Total noninterest income$221,0003,619
Gross Fiduciary activities income$26,000875
Service charges on deposit accounts$62,0004,193
Trading account gains and fees$0171
Additional Noninterest Income$133,0003,173
Total noninterest expense$2,323,0002,127
Salaries and employee benefits$1,470,0001,770
Premises and equipment expense$271,0002,508
Additional noninterest expense$582,0002,630
Pre-tax net operating income$127,0004,734
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$127,0004,613
Extraordinary gains, net$015
Net income$127,0004,617
Minority interest net income$0102
Net income of bank and minority interests.$127,0004,616
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,231,000109
Net operating income$127,0004,443
2008-12-31 (YTD Data)Rank
Total interest income$14,303,0002,589
Total interest expense$6,487,0002,344
Net interest income$7,816,0002,772
Provision for loan and lease losses$2,748,0001,481
Total noninterest income$457,0005,030
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$184,0004,945
Trading account gains and fees$0154
Additional Noninterest Income$273,0004,269
Total noninterest expense$7,358,0002,570
Salaries and employee benefits$4,754,0002,135
Premises and equipment expense$781,0003,237
Additional noninterest expense$1,823,0003,112
Pre-tax net operating income$-1,833,0007,308
Securities gains (losses)$103,0001,107
Applicable income taxes$04,979
Income before extraordinary items$-1,730,0007,296
Extraordinary gains, net$039
Net income$-1,730,0007,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,0002,315
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$623,000502
Net operating income$-1,833,0007,426
2008-09-30 (YTD Data)Rank
Total interest income$10,009,0002,812
Total interest expense$4,575,0002,576
Net interest income$5,434,0002,982
Provision for loan and lease losses$1,570,0001,381
Total noninterest income$326,0005,208
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$122,0005,209
Trading account gains and fees$0148
Additional Noninterest Income$204,0004,374
Total noninterest expense$5,327,0002,640
Salaries and employee benefits$3,373,0002,281
Premises and equipment expense$585,0003,263
Additional noninterest expense$1,369,0003,000
Pre-tax net operating income$-1,137,0007,598
Securities gains (losses)$7,0002,502
Applicable income taxes$05,372
Income before extraordinary items$-1,130,0007,567
Extraordinary gains, net$031
Net income$-1,130,0007,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$20,0001,080
Net operating income$-1,137,0007,682
2008-06-30 (YTD Data)Rank
Total interest income$6,077,0003,117
Total interest expense$2,768,0002,916
Net interest income$3,309,0003,229
Provision for loan and lease losses$1,255,0001,060
Total noninterest income$213,0005,312
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$73,0005,418
Trading account gains and fees$0149
Additional Noninterest Income$140,0004,423
Total noninterest expense$3,236,0002,853
Salaries and employee benefits$2,040,0002,528
Premises and equipment expense$368,0003,432
Additional noninterest expense$828,0003,263
Pre-tax net operating income$-969,0007,890
Securities gains (losses)$7,0002,608
Applicable income taxes$05,627
Income before extraordinary items$-962,0007,982
Extraordinary gains, net$021
Net income$-962,0007,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$7,0001,054
Net operating income$-969,0007,968
2008-03-31 (YTD Data)Rank
Total interest income$2,797,0003,428
Total interest expense$1,203,0003,445
Net interest income$1,594,0003,338
Provision for loan and lease losses$750,000753
Total noninterest income$109,0005,257
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$18,0006,345
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,952
Total noninterest expense$1,608,0002,877
Salaries and employee benefits$1,030,0002,520
Premises and equipment expense$183,0003,457
Additional noninterest expense$395,0003,346
Pre-tax net operating income$-655,0008,168
Securities gains (losses)$7,0002,110
Applicable income taxes$05,622
Income before extraordinary items$-648,0008,215
Extraordinary gains, net$015
Net income$-648,0008,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$7,000866
Net operating income$-655,0008,206
2007-12-31 (YTD Data)Rank
Total interest income$5,036,0005,702
Total interest expense$1,591,0006,305
Net interest income$3,445,0005,086
Provision for loan and lease losses$1,475,0001,070
Total noninterest income$147,0007,158
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$49,0006,764
Trading account gains and fees$0178
Additional Noninterest Income$98,0006,242
Total noninterest expense$5,687,0003,109
Salaries and employee benefits$3,907,0002,542
Premises and equipment expense$588,0003,899
Additional noninterest expense$1,192,0004,088
Pre-tax net operating income$-3,570,0008,401
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-3,570,0008,418
Extraordinary gains, net$039
Net income$-3,570,0008,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$35,045,00028
Net operating income$-3,570,0008,411
2007-09-30 (YTD Data)Rank
Total interest income$2,764,0006,440
Total interest expense$696,0007,314
Net interest income$2,068,0005,749
Provision for loan and lease losses$1,200,000765
Total noninterest income$86,0007,466
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,117
Trading account gains and fees$0184
Additional Noninterest Income$67,0006,397
Total noninterest expense$4,046,0003,218
Salaries and employee benefits$2,772,0002,663
Premises and equipment expense$397,0004,184
Additional noninterest expense$877,0004,099
Pre-tax net operating income$-3,092,0008,493
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-3,092,0008,504
Extraordinary gains, net$033
Net income$-3,092,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$35,010,00019
Net operating income$-3,092,0008,496
2007-06-30 (YTD Data)Rank
Total interest income$1,252,0007,282
Total interest expense$194,0008,214
Net interest income$1,058,0006,455
Provision for loan and lease losses$700,000777
Total noninterest income$37,0007,922
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$7,0007,313
Trading account gains and fees$0168
Additional Noninterest Income$30,0006,985
Total noninterest expense$2,856,0003,092
Salaries and employee benefits$2,004,0002,525
Premises and equipment expense$231,0004,602
Additional noninterest expense$621,0003,919
Pre-tax net operating income$-2,461,0008,567
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-2,461,0008,579
Extraordinary gains, net$029
Net income$-2,461,0008,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$35,010,00014
Net operating income$-2,461,0008,568
2007-03-31 (YTD Data)Rank
Total interest income$338,0008,158
Total interest expense$5,0008,605
Net interest income$333,0007,483
Provision for loan and lease losses$200,0001,154
Total noninterest income$4,0008,418
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$4,0008,000
Total noninterest expense$1,723,0002,643
Salaries and employee benefits$1,269,0002,026
Premises and equipment expense$79,0005,713
Additional noninterest expense$375,0003,346
Pre-tax net operating income$-1,586,0008,614
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-1,586,0008,614
Extraordinary gains, net$022
Net income$-1,586,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$35,000,0008
Net operating income$-1,586,0008,607

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.