Home > CapitalBank > Net charge- offs to loans
CapitalBank, Net charge- offs to loans
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7205% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8124% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 4.3410% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4352% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0115% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5127% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9752% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7030% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4965% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2814% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 3,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1012% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1943% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 6.5596% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3986% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7432% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4793% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1573% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5922% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1145% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0949% | 3,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2261% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5230% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 7.8470% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7926% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4904% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1133% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6077% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2888% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9018% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1658% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 7.5656% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6191% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9153% | 529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6294% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2053% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1077% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2599% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1970% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7784% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9898% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 3.2964% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5078% | 1,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5206% | 413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3719% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5428% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6496% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2377% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6691% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8551% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 2.3483% | 1,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5432% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9660% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4927% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4606% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 3,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3459% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2437% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3603% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 1.3087% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1739% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2964% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4513% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9181% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3806% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3203% | 3,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2641% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7806% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 15.5341% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 2,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4552% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4120% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7060% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6349% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7892% | 3,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5978% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7030% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 4.0204% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1733% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3416% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4329% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9194% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 4,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0832% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2642% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 5.5910% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3615% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5141% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6209% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6401% | 2,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3746% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5858% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 6.2969% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6269% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3830% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0052% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8374% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0996% | 7,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3862% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.7298% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1420% | 6,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4552% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5833% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2706% | 3,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8434% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3080% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.8332% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1797% | 6,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2150% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2760% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4232% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4566% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 1.2288% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2469% | 6,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2580% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3282% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0929% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7769% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8580% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 2.5073% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4923% | 6,135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4444% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5552% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0619% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5251% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0485% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 3,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7099% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0569% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0196% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1198% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1799% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0400% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0669% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0211% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 6,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0466% | 6,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 7,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4825% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0706% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3756% | 3,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0929% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2542% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1593% | 697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0396% | 7,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4355% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0606% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2372% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0617% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2404% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0903% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2138% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2495% | 359 |
| Percentage Net Loans Charged-off:Construction & development | -0.1265% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5178% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3365% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4594% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1410% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | -71.4286% | 2,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5094% | 3,071 |
| Percentage Net Loans Charged-off: Credit card loans | -100.0000% | 2,195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3785% | 3,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 3,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9980% | 2,046 |
| Percentage Net Loans Charged-off: Credit card loans | 42.2535% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2091% | 2,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7346% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 47.0588% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 8,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3587% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5740% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6680% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7627% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3765% | 8,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9291% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5179% | 8,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9055% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1875% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2236% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3888% | 8,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5867% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1002% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 7,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4148% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3085% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2550% | 3,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1494% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 23.6686% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3808% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8856% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3573% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3314% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 1,826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4856% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 5,792 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 7,484 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 7,277 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 8,782 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 7,534 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |