Home > Capital West Bank > Income and Expense
Capital West Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,445 |
| Total interest expense | $270,000 | 4,715 |
| Net interest income | $4,447,000 | 3,301 |
| Provision for loan and lease losses | $-440,000 | 6,369 |
| Total noninterest income | $596,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $78,000 | 5,000 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $518,000 | 2,862 |
| Total noninterest expense | $4,506,000 | 2,919 |
| Salaries and employee benefits | $2,710,000 | 2,715 |
| Premises and equipment expense | $424,000 | 3,403 |
| Additional noninterest expense | $1,372,000 | 3,086 |
| Pre-tax net operating income | $977,000 | 3,798 |
| Securities gains (losses) | $118,000 | 888 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,095,000 | 3,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,095,000 | 3,327 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,095,000 | 3,328 |
| Net charge-offs | $49,000 | 3,270 |
| Cash dividends | $1,361,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $977,000 | 3,492 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 3,459 |
| Total interest expense | $184,000 | 4,732 |
| Net interest income | $2,946,000 | 3,314 |
| Provision for loan and lease losses | $-440,000 | 6,487 |
| Total noninterest income | $347,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $293,000 | 3,075 |
| Total noninterest expense | $2,905,000 | 3,007 |
| Salaries and employee benefits | $1,815,000 | 2,716 |
| Premises and equipment expense | $277,000 | 3,482 |
| Additional noninterest expense | $813,000 | 3,366 |
| Pre-tax net operating income | $828,000 | 3,304 |
| Securities gains (losses) | $118,000 | 708 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $946,000 | 2,748 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $946,000 | 2,752 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $946,000 | 2,752 |
| Net charge-offs | $58,000 | 2,662 |
| Cash dividends | $961,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $828,000 | 2,962 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 3,478 |
| Total interest expense | $90,000 | 4,828 |
| Net interest income | $1,477,000 | 3,308 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $205,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $172,000 | 2,770 |
| Total noninterest expense | $1,519,000 | 2,948 |
| Salaries and employee benefits | $955,000 | 2,622 |
| Premises and equipment expense | $148,000 | 3,376 |
| Additional noninterest expense | $416,000 | 3,322 |
| Pre-tax net operating income | $163,000 | 4,764 |
| Securities gains (losses) | $118,000 | 386 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $281,000 | 3,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $281,000 | 3,658 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $281,000 | 3,659 |
| Net charge-offs | $59,000 | 1,738 |
| Cash dividends | $675,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $163,000 | 4,515 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 3,547 |
| Total interest expense | $359,000 | 5,107 |
| Net interest income | $5,830,000 | 3,338 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,127,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $127,000 | 4,853 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000,000 | 2,379 |
| Total noninterest expense | $6,667,000 | 2,734 |
| Salaries and employee benefits | $4,083,000 | 2,438 |
| Premises and equipment expense | $608,000 | 3,278 |
| Additional noninterest expense | $1,976,000 | 2,998 |
| Pre-tax net operating income | $290,000 | 5,513 |
| Securities gains (losses) | $45,000 | 1,876 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $335,000 | 5,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $335,000 | 5,334 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $335,000 | 5,334 |
| Net charge-offs | $-7,000 | 6,106 |
| Cash dividends | $327,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 789 |
| Net operating income | $290,000 | 5,397 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 3,576 |
| Total interest expense | $264,000 | 5,227 |
| Net interest income | $4,380,000 | 3,363 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $904,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $804,000 | 2,347 |
| Total noninterest expense | $5,085,000 | 2,705 |
| Salaries and employee benefits | $3,087,000 | 2,427 |
| Premises and equipment expense | $480,000 | 3,196 |
| Additional noninterest expense | $1,518,000 | 2,958 |
| Pre-tax net operating income | $199,000 | 5,683 |
| Securities gains (losses) | $45,000 | 1,740 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $244,000 | 5,475 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $244,000 | 5,476 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $244,000 | 5,477 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $327,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $199,000 | 5,576 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 3,597 |
| Total interest expense | $170,000 | 5,346 |
| Net interest income | $2,903,000 | 3,372 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $634,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $72,000 | 4,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $562,000 | 2,317 |
| Total noninterest expense | $3,465,000 | 2,661 |
| Salaries and employee benefits | $2,063,000 | 2,433 |
| Premises and equipment expense | $340,000 | 3,056 |
| Additional noninterest expense | $1,062,000 | 2,830 |
| Pre-tax net operating income | $72,000 | 5,968 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $117,000 | 5,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 5,743 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $117,000 | 5,743 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $218,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $72,000 | 5,927 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,695 |
| Total interest expense | $86,000 | 5,406 |
| Net interest income | $1,408,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $234,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,819 |
| Total noninterest expense | $1,725,000 | 2,707 |
| Salaries and employee benefits | $1,018,000 | 2,480 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $551,000 | 2,744 |
| Pre-tax net operating income | $-83,000 | 6,594 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-79,000 | 6,634 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-79,000 | 6,635 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-79,000 | 6,635 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $113,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-83,000 | 6,608 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,717 |
| Total interest expense | $496,000 | 5,133 |
| Net interest income | $5,782,000 | 3,459 |
| Provision for loan and lease losses | $-960,000 | 7,019 |
| Total noninterest income | $1,066,000 | 3,152 |
| Gross Fiduciary activities income | $61,000 | 948 |
| Service charges on deposit accounts | $152,000 | 4,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $853,000 | 2,588 |
| Total noninterest expense | $6,596,000 | 2,814 |
| Salaries and employee benefits | $4,142,000 | 2,372 |
| Premises and equipment expense | $640,000 | 3,230 |
| Additional noninterest expense | $1,814,000 | 3,331 |
| Pre-tax net operating income | $1,212,000 | 3,696 |
| Securities gains (losses) | $241,000 | 1,536 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,453,000 | 3,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,453,000 | 3,187 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,453,000 | 3,187 |
| Net charge-offs | $-308,000 | 7,024 |
| Cash dividends | $425,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 917 |
| Net operating income | $1,212,000 | 3,375 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 3,776 |
| Total interest expense | $404,000 | 5,104 |
| Net interest income | $4,308,000 | 3,534 |
| Provision for loan and lease losses | $-720,000 | 7,125 |
| Total noninterest income | $792,000 | 3,176 |
| Gross Fiduciary activities income | $61,000 | 903 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $612,000 | 2,651 |
| Total noninterest expense | $4,765,000 | 2,908 |
| Salaries and employee benefits | $2,935,000 | 2,510 |
| Premises and equipment expense | $486,000 | 3,233 |
| Additional noninterest expense | $1,344,000 | 3,383 |
| Pre-tax net operating income | $1,055,000 | 3,536 |
| Securities gains (losses) | $241,000 | 1,285 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,296,000 | 2,912 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,296,000 | 2,912 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,296,000 | 2,911 |
| Net charge-offs | $-72,000 | 6,982 |
| Cash dividends | $425,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,055,000 | 3,187 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 3,798 |
| Total interest expense | $302,000 | 4,965 |
| Net interest income | $2,864,000 | 3,558 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $508,000 | 3,220 |
| Gross Fiduciary activities income | $61,000 | 858 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 2,792 |
| Total noninterest expense | $3,263,000 | 2,841 |
| Salaries and employee benefits | $1,969,000 | 2,494 |
| Premises and equipment expense | $323,000 | 3,250 |
| Additional noninterest expense | $971,000 | 3,204 |
| Pre-tax net operating income | $109,000 | 5,823 |
| Securities gains (losses) | $241,000 | 988 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $350,000 | 4,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $350,000 | 4,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $350,000 | 4,582 |
| Net charge-offs | $-74,000 | 7,045 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $109,000 | 5,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 3,813 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $1,419,000 | 3,598 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $273,000 | 3,098 |
| Gross Fiduciary activities income | $61,000 | 755 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 2,931 |
| Total noninterest expense | $1,700,000 | 2,743 |
| Salaries and employee benefits | $995,000 | 2,481 |
| Premises and equipment expense | $171,000 | 3,143 |
| Additional noninterest expense | $534,000 | 2,934 |
| Pre-tax net operating income | $-8,000 | 6,478 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-8,000 | 6,570 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,000 | 6,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-8,000 | 6,570 |
| Net charge-offs | $-94,000 | 7,175 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-8,000 | 6,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 3,733 |
| Total interest expense | $1,063,000 | 4,265 |
| Net interest income | $5,756,000 | 3,574 |
| Provision for loan and lease losses | $52,000 | 5,815 |
| Total noninterest income | $1,037,000 | 3,057 |
| Gross Fiduciary activities income | $170,000 | 771 |
| Service charges on deposit accounts | $168,000 | 4,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $699,000 | 2,639 |
| Total noninterest expense | $7,337,000 | 2,554 |
| Salaries and employee benefits | $4,319,000 | 2,242 |
| Premises and equipment expense | $704,000 | 3,200 |
| Additional noninterest expense | $2,314,000 | 2,756 |
| Pre-tax net operating income | $-596,000 | 6,454 |
| Securities gains (losses) | $-23,000 | 6,935 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-619,000 | 6,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-619,000 | 6,525 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-619,000 | 6,524 |
| Net charge-offs | $456,000 | 3,291 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,083 |
| Net operating income | $-596,000 | 6,478 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 3,747 |
| Total interest expense | $833,000 | 4,271 |
| Net interest income | $4,345,000 | 3,570 |
| Provision for loan and lease losses | $52,000 | 5,499 |
| Total noninterest income | $1,024,000 | 2,584 |
| Gross Fiduciary activities income | $132,000 | 760 |
| Service charges on deposit accounts | $128,000 | 4,686 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $764,000 | 2,109 |
| Total noninterest expense | $5,414,000 | 2,595 |
| Salaries and employee benefits | $3,295,000 | 2,203 |
| Premises and equipment expense | $535,000 | 3,194 |
| Additional noninterest expense | $1,584,000 | 2,996 |
| Pre-tax net operating income | $-97,000 | 6,289 |
| Securities gains (losses) | $-22,000 | 7,061 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-119,000 | 6,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-119,000 | 6,433 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-119,000 | 6,432 |
| Net charge-offs | $466,000 | 2,744 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-97,000 | 6,325 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 3,776 |
| Total interest expense | $578,000 | 4,277 |
| Net interest income | $2,904,000 | 3,567 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $566,000 | 2,899 |
| Gross Fiduciary activities income | $91,000 | 766 |
| Service charges on deposit accounts | $91,000 | 4,565 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,495 |
| Total noninterest expense | $3,626,000 | 2,600 |
| Salaries and employee benefits | $2,216,000 | 2,199 |
| Premises and equipment expense | $350,000 | 3,258 |
| Additional noninterest expense | $1,060,000 | 3,057 |
| Pre-tax net operating income | $-156,000 | 6,512 |
| Securities gains (losses) | $-23,000 | 7,141 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-179,000 | 6,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-179,000 | 6,601 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-179,000 | 6,601 |
| Net charge-offs | $94,000 | 3,905 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-156,000 | 6,539 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 3,805 |
| Total interest expense | $306,000 | 4,243 |
| Net interest income | $1,426,000 | 3,609 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $399,000 | 2,348 |
| Gross Fiduciary activities income | $47,000 | 771 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,919 |
| Total noninterest expense | $1,881,000 | 2,541 |
| Salaries and employee benefits | $1,142,000 | 2,155 |
| Premises and equipment expense | $178,000 | 3,269 |
| Additional noninterest expense | $561,000 | 2,887 |
| Pre-tax net operating income | $-56,000 | 6,568 |
| Securities gains (losses) | $-23,000 | 7,255 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-79,000 | 6,668 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-79,000 | 6,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-79,000 | 6,668 |
| Net charge-offs | $111,000 | 2,627 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-56,000 | 6,586 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,274,000 | 3,460 |
| Total interest expense | $1,732,000 | 3,940 |
| Net interest income | $6,542,000 | 3,251 |
| Provision for loan and lease losses | $675,000 | 3,661 |
| Total noninterest income | $1,396,000 | 2,642 |
| Gross Fiduciary activities income | $236,000 | 727 |
| Service charges on deposit accounts | $228,000 | 4,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $932,000 | 2,262 |
| Total noninterest expense | $7,624,000 | 2,546 |
| Salaries and employee benefits | $4,213,000 | 2,294 |
| Premises and equipment expense | $811,000 | 2,961 |
| Additional noninterest expense | $2,600,000 | 2,588 |
| Pre-tax net operating income | $-361,000 | 6,163 |
| Securities gains (losses) | $-3,000 | 6,950 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-364,000 | 6,284 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-364,000 | 6,285 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-364,000 | 6,286 |
| Net charge-offs | $454,000 | 3,782 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,113 |
| Net operating income | $-361,000 | 6,234 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 3,424 |
| Total interest expense | $1,385,000 | 3,903 |
| Net interest income | $5,051,000 | 3,212 |
| Provision for loan and lease losses | $500,000 | 3,526 |
| Total noninterest income | $1,089,000 | 2,576 |
| Gross Fiduciary activities income | $158,000 | 742 |
| Service charges on deposit accounts | $180,000 | 4,146 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $751,000 | 2,157 |
| Total noninterest expense | $5,636,000 | 2,574 |
| Salaries and employee benefits | $3,155,000 | 2,308 |
| Premises and equipment expense | $628,000 | 2,922 |
| Additional noninterest expense | $1,853,000 | 2,667 |
| Pre-tax net operating income | $4,000 | 5,957 |
| Securities gains (losses) | $-3,000 | 7,132 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,000 | 6,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,000 | 6,120 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,000 | 6,120 |
| Net charge-offs | $273,000 | 3,851 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 990 |
| Net operating income | $4,000 | 5,985 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 3,355 |
| Total interest expense | $1,000,000 | 3,808 |
| Net interest income | $3,444,000 | 3,146 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $1,027,000 | 2,013 |
| Gross Fiduciary activities income | $107,000 | 742 |
| Service charges on deposit accounts | $132,000 | 3,957 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $788,000 | 1,534 |
| Total noninterest expense | $3,960,000 | 2,448 |
| Salaries and employee benefits | $2,262,000 | 2,152 |
| Premises and equipment expense | $429,000 | 2,888 |
| Additional noninterest expense | $1,269,000 | 2,591 |
| Pre-tax net operating income | $11,000 | 6,007 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $8,000 | 6,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,000 | 6,143 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $8,000 | 6,142 |
| Net charge-offs | $284,000 | 3,115 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $11,000 | 6,024 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 3,288 |
| Total interest expense | $564,000 | 3,603 |
| Net interest income | $1,761,000 | 3,115 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $737,000 | 1,527 |
| Gross Fiduciary activities income | $51,000 | 757 |
| Service charges on deposit accounts | $66,000 | 3,954 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $620,000 | 1,100 |
| Total noninterest expense | $2,001,000 | 2,446 |
| Salaries and employee benefits | $1,115,000 | 2,214 |
| Premises and equipment expense | $226,000 | 2,810 |
| Additional noninterest expense | $660,000 | 2,496 |
| Pre-tax net operating income | $447,000 | 2,621 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $447,000 | 2,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 2,358 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $447,000 | 2,359 |
| Net charge-offs | $141,000 | 2,788 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $447,000 | 2,266 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,818,000 | 3,022 |
| Total interest expense | $3,233,000 | 3,236 |
| Net interest income | $7,585,000 | 2,855 |
| Provision for loan and lease losses | $1,637,000 | 2,756 |
| Total noninterest income | $1,186,000 | 3,004 |
| Gross Fiduciary activities income | $235,000 | 717 |
| Service charges on deposit accounts | $299,000 | 3,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $652,000 | 2,775 |
| Total noninterest expense | $7,755,000 | 2,542 |
| Salaries and employee benefits | $4,475,000 | 2,197 |
| Premises and equipment expense | $757,000 | 3,270 |
| Additional noninterest expense | $2,523,000 | 2,716 |
| Pre-tax net operating income | $-621,000 | 6,062 |
| Securities gains (losses) | $457,000 | 934 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-164,000 | 5,776 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-164,000 | 5,775 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-164,000 | 5,775 |
| Net charge-offs | $350,000 | 4,292 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,827,000 | 281 |
| Net operating income | $-621,000 | 6,147 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 3,012 |
| Total interest expense | $2,571,000 | 3,227 |
| Net interest income | $5,697,000 | 2,856 |
| Provision for loan and lease losses | $1,272,000 | 2,447 |
| Total noninterest income | $1,017,000 | 2,783 |
| Gross Fiduciary activities income | $169,000 | 728 |
| Service charges on deposit accounts | $230,000 | 3,860 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $618,000 | 2,474 |
| Total noninterest expense | $5,803,000 | 2,552 |
| Salaries and employee benefits | $3,424,000 | 2,172 |
| Premises and equipment expense | $542,000 | 3,424 |
| Additional noninterest expense | $1,837,000 | 2,757 |
| Pre-tax net operating income | $-361,000 | 6,196 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-361,000 | 6,294 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-361,000 | 6,295 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-361,000 | 6,294 |
| Net charge-offs | $70,000 | 5,402 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $929,000 | 361 |
| Net operating income | $-361,000 | 6,286 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 3,043 |
| Total interest expense | $1,776,000 | 3,267 |
| Net interest income | $3,740,000 | 2,884 |
| Provision for loan and lease losses | $1,100,000 | 1,953 |
| Total noninterest income | $783,000 | 2,553 |
| Gross Fiduciary activities income | $102,000 | 758 |
| Service charges on deposit accounts | $150,000 | 3,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $531,000 | 2,132 |
| Total noninterest expense | $3,661,000 | 2,716 |
| Salaries and employee benefits | $2,296,000 | 2,194 |
| Premises and equipment expense | $331,000 | 3,660 |
| Additional noninterest expense | $1,034,000 | 3,213 |
| Pre-tax net operating income | $-238,000 | 6,347 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-238,000 | 6,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-238,000 | 6,447 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-238,000 | 6,447 |
| Net charge-offs | $-52,000 | 8,102 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 993 |
| Net operating income | $-238,000 | 6,438 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 3,149 |
| Total interest expense | $860,000 | 3,429 |
| Net interest income | $1,825,000 | 2,943 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $459,000 | 2,268 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $333,000 | 1,818 |
| Total noninterest expense | $1,772,000 | 2,716 |
| Salaries and employee benefits | $1,141,000 | 2,229 |
| Premises and equipment expense | $168,000 | 3,672 |
| Additional noninterest expense | $463,000 | 3,205 |
| Pre-tax net operating income | $472,000 | 2,484 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $472,000 | 2,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $472,000 | 2,243 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $472,000 | 2,245 |
| Net charge-offs | $-65,000 | 8,157 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $472,000 | 2,110 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,516,000 | 3,143 |
| Total interest expense | $4,490,000 | 3,228 |
| Net interest income | $7,026,000 | 3,042 |
| Provision for loan and lease losses | $1,252,000 | 2,398 |
| Total noninterest income | $1,373,000 | 2,795 |
| Gross Fiduciary activities income | $245,000 | 740 |
| Service charges on deposit accounts | $347,000 | 3,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $781,000 | 2,480 |
| Total noninterest expense | $7,569,000 | 2,496 |
| Salaries and employee benefits | $4,501,000 | 2,258 |
| Premises and equipment expense | $685,000 | 3,569 |
| Additional noninterest expense | $2,383,000 | 2,442 |
| Pre-tax net operating income | $-422,000 | 6,725 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-411,000 | 6,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-411,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,499,000 | 1,563 |
| Cash dividends | $445,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,177 |
| Net operating income | $-422,000 | 6,802 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,824,000 | 3,158 |
| Total interest expense | $3,505,000 | 3,239 |
| Net interest income | $5,319,000 | 3,039 |
| Provision for loan and lease losses | $902,000 | 1,949 |
| Total noninterest income | $1,122,000 | 2,703 |
| Gross Fiduciary activities income | $199,000 | 725 |
| Service charges on deposit accounts | $269,000 | 3,702 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $654,000 | 2,415 |
| Total noninterest expense | $5,633,000 | 2,511 |
| Salaries and employee benefits | $3,390,000 | 2,271 |
| Premises and equipment expense | $524,000 | 3,528 |
| Additional noninterest expense | $1,719,000 | 2,464 |
| Pre-tax net operating income | $-94,000 | 6,898 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-83,000 | 6,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-83,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 1,257 |
| Cash dividends | $445,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,002 |
| Net operating income | $-94,000 | 6,943 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,139 |
| Total interest expense | $2,419,000 | 3,268 |
| Net interest income | $3,604,000 | 2,987 |
| Provision for loan and lease losses | $427,000 | 2,079 |
| Total noninterest income | $807,000 | 2,595 |
| Gross Fiduciary activities income | $131,000 | 734 |
| Service charges on deposit accounts | $180,000 | 3,694 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $496,000 | 2,260 |
| Total noninterest expense | $3,732,000 | 2,533 |
| Salaries and employee benefits | $2,223,000 | 2,332 |
| Premises and equipment expense | $383,000 | 3,321 |
| Additional noninterest expense | $1,126,000 | 2,470 |
| Pre-tax net operating income | $252,000 | 5,478 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $263,000 | 5,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,289 |
| Cash dividends | $357,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $252,000 | 5,193 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,992 |
| Total interest expense | $1,296,000 | 3,256 |
| Net interest income | $1,952,000 | 2,757 |
| Provision for loan and lease losses | $204,000 | 1,801 |
| Total noninterest income | $334,000 | 2,916 |
| Gross Fiduciary activities income | $74,000 | 718 |
| Service charges on deposit accounts | $92,000 | 3,611 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,844 |
| Total noninterest expense | $1,779,000 | 2,646 |
| Salaries and employee benefits | $1,080,000 | 2,408 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $497,000 | 2,742 |
| Pre-tax net operating income | $303,000 | 4,129 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $303,000 | 3,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $303,000 | 3,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,940 |
| Cash dividends | $229,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $303,000 | 3,692 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,744,000 | 2,726 |
| Total interest expense | $6,867,000 | 2,676 |
| Net interest income | $7,877,000 | 2,766 |
| Provision for loan and lease losses | $1,849,000 | 897 |
| Total noninterest income | $1,233,000 | 3,086 |
| Gross Fiduciary activities income | $261,000 | 743 |
| Service charges on deposit accounts | $382,000 | 3,612 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $590,000 | 3,027 |
| Total noninterest expense | $7,031,000 | 2,586 |
| Salaries and employee benefits | $4,186,000 | 2,403 |
| Premises and equipment expense | $724,000 | 3,349 |
| Additional noninterest expense | $2,121,000 | 2,524 |
| Pre-tax net operating income | $230,000 | 6,790 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $230,000 | 6,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $230,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,494,000 | 755 |
| Cash dividends | $458,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,061 |
| Net operating income | $230,000 | 6,663 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,379,000 | 2,654 |
| Total interest expense | $5,419,000 | 2,542 |
| Net interest income | $5,960,000 | 2,743 |
| Provision for loan and lease losses | $950,000 | 941 |
| Total noninterest income | $910,000 | 3,113 |
| Gross Fiduciary activities income | $196,000 | 735 |
| Service charges on deposit accounts | $290,000 | 3,579 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $424,000 | 3,100 |
| Total noninterest expense | $5,316,000 | 2,547 |
| Salaries and employee benefits | $3,135,000 | 2,402 |
| Premises and equipment expense | $517,000 | 3,467 |
| Additional noninterest expense | $1,664,000 | 2,381 |
| Pre-tax net operating income | $604,000 | 5,435 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $604,000 | 4,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $604,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,548 |
| Cash dividends | $458,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 900 |
| Net operating income | $604,000 | 4,978 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 2,679 |
| Total interest expense | $3,655,000 | 2,530 |
| Net interest income | $3,903,000 | 2,817 |
| Provision for loan and lease losses | $950,000 | 610 |
| Total noninterest income | $583,000 | 3,214 |
| Gross Fiduciary activities income | $129,000 | 749 |
| Service charges on deposit accounts | $191,000 | 3,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $263,000 | 3,245 |
| Total noninterest expense | $3,554,000 | 2,573 |
| Salaries and employee benefits | $2,099,000 | 2,432 |
| Premises and equipment expense | $345,000 | 3,484 |
| Additional noninterest expense | $1,110,000 | 2,388 |
| Pre-tax net operating income | $-18,000 | 7,824 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-18,000 | 7,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,034 |
| Cash dividends | $458,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 808 |
| Net operating income | $-18,000 | 7,830 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 2,684 |
| Total interest expense | $1,822,000 | 2,511 |
| Net interest income | $1,943,000 | 2,834 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $290,000 | 3,182 |
| Gross Fiduciary activities income | $67,000 | 753 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $144,000 | 3,096 |
| Total noninterest expense | $1,708,000 | 2,666 |
| Salaries and employee benefits | $1,019,000 | 2,510 |
| Premises and equipment expense | $182,000 | 3,360 |
| Additional noninterest expense | $507,000 | 2,589 |
| Pre-tax net operating income | $430,000 | 3,837 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $430,000 | 3,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $430,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,105 |
| Cash dividends | $252,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 684 |
| Net operating income | $430,000 | 3,311 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,742,000 | 2,940 |
| Total interest expense | $5,392,000 | 2,841 |
| Net interest income | $7,350,000 | 2,978 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $1,032,000 | 3,469 |
| Gross Fiduciary activities income | $211,000 | 790 |
| Service charges on deposit accounts | $276,000 | 4,281 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $545,000 | 3,189 |
| Total noninterest expense | $6,172,000 | 2,811 |
| Salaries and employee benefits | $3,598,000 | 2,681 |
| Premises and equipment expense | $613,000 | 3,699 |
| Additional noninterest expense | $1,961,000 | 2,610 |
| Pre-tax net operating income | $1,850,000 | 3,823 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,849,000 | 3,287 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,849,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $1,265,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 954 |
| Net operating income | $1,850,000 | 3,268 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,252,000 | 2,993 |
| Total interest expense | $3,821,000 | 2,899 |
| Net interest income | $5,431,000 | 3,050 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $763,000 | 3,499 |
| Gross Fiduciary activities income | $155,000 | 782 |
| Service charges on deposit accounts | $203,000 | 4,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $405,000 | 3,196 |
| Total noninterest expense | $4,634,000 | 2,801 |
| Salaries and employee benefits | $2,687,000 | 2,693 |
| Premises and equipment expense | $442,000 | 3,833 |
| Additional noninterest expense | $1,505,000 | 2,555 |
| Pre-tax net operating income | $1,290,000 | 4,126 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,289,000 | 3,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,289,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $996,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 766 |
| Net operating income | $1,290,000 | 3,549 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 3,051 |
| Total interest expense | $2,343,000 | 2,985 |
| Net interest income | $3,585,000 | 3,074 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $497,000 | 3,547 |
| Gross Fiduciary activities income | $103,000 | 798 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $268,000 | 3,209 |
| Total noninterest expense | $2,979,000 | 2,894 |
| Salaries and employee benefits | $1,737,000 | 2,757 |
| Premises and equipment expense | $290,000 | 3,870 |
| Additional noninterest expense | $952,000 | 2,685 |
| Pre-tax net operating income | $923,000 | 3,986 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $922,000 | 3,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $922,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $754,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 653 |
| Net operating income | $923,000 | 3,387 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 3,129 |
| Total interest expense | $1,054,000 | 3,123 |
| Net interest income | $1,777,000 | 3,098 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $49,000 | 816 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $1,456,000 | 2,957 |
| Salaries and employee benefits | $847,000 | 2,828 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $457,000 | 2,774 |
| Pre-tax net operating income | $471,000 | 3,885 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $470,000 | 3,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $352,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 510 |
| Net operating income | $471,000 | 3,294 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 3,204 |
| Total interest expense | $3,030,000 | 3,301 |
| Net interest income | $6,728,000 | 3,139 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $936,000 | 3,719 |
| Gross Fiduciary activities income | $187,000 | 817 |
| Service charges on deposit accounts | $210,000 | 4,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $539,000 | 3,241 |
| Total noninterest expense | $5,248,000 | 3,107 |
| Salaries and employee benefits | $3,039,000 | 2,929 |
| Premises and equipment expense | $541,000 | 3,953 |
| Additional noninterest expense | $1,668,000 | 2,969 |
| Pre-tax net operating income | $2,141,000 | 3,529 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,154,000 | 2,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,154,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,141,000 | 2,889 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 3,234 |
| Total interest expense | $2,112,000 | 3,360 |
| Net interest income | $4,995,000 | 3,148 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $675,000 | 3,804 |
| Gross Fiduciary activities income | $129,000 | 822 |
| Service charges on deposit accounts | $153,000 | 5,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $393,000 | 3,311 |
| Total noninterest expense | $3,869,000 | 3,115 |
| Salaries and employee benefits | $2,264,000 | 2,920 |
| Premises and equipment expense | $398,000 | 3,982 |
| Additional noninterest expense | $1,207,000 | 3,029 |
| Pre-tax net operating income | $1,576,000 | 3,615 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,589,000 | 3,000 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,589,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $1,351,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,576,000 | 2,975 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 3,279 |
| Total interest expense | $1,313,000 | 3,396 |
| Net interest income | $3,239,000 | 3,196 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $82,000 | 841 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $242,000 | 3,417 |
| Total noninterest expense | $2,547,000 | 3,133 |
| Salaries and employee benefits | $1,493,000 | 2,934 |
| Premises and equipment expense | $267,000 | 3,948 |
| Additional noninterest expense | $787,000 | 3,067 |
| Pre-tax net operating income | $971,000 | 3,788 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $984,000 | 3,131 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $984,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $841,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $971,000 | 3,111 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 3,336 |
| Total interest expense | $628,000 | 3,396 |
| Net interest income | $1,574,000 | 3,279 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $40,000 | 850 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,302,000 | 3,088 |
| Salaries and employee benefits | $775,000 | 2,840 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $398,000 | 3,027 |
| Pre-tax net operating income | $405,000 | 4,245 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $417,000 | 3,517 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $417,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $406,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $405,000 | 3,553 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 3,230 |
| Total interest expense | $2,152,000 | 3,435 |
| Net interest income | $6,428,000 | 3,111 |
| Provision for loan and lease losses | $260,000 | 3,183 |
| Total noninterest income | $647,000 | 4,623 |
| Gross Fiduciary activities income | $156,000 | 846 |
| Service charges on deposit accounts | $241,000 | 4,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,641 |
| Total noninterest expense | $4,426,000 | 3,464 |
| Salaries and employee benefits | $2,391,000 | 3,470 |
| Premises and equipment expense | $483,000 | 4,199 |
| Additional noninterest expense | $1,552,000 | 3,050 |
| Pre-tax net operating income | $2,389,000 | 3,113 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $-19,000 | 8,616 |
| Income before extraordinary items | $2,424,000 | 2,497 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,424,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $1,681,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,408,000 | 2,457 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 3,255 |
| Total interest expense | $1,572,000 | 3,477 |
| Net interest income | $4,748,000 | 3,129 |
| Provision for loan and lease losses | $185,000 | 3,119 |
| Total noninterest income | $475,000 | 4,675 |
| Gross Fiduciary activities income | $109,000 | 852 |
| Service charges on deposit accounts | $186,000 | 4,804 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 4,715 |
| Total noninterest expense | $3,321,000 | 3,439 |
| Salaries and employee benefits | $1,765,000 | 3,490 |
| Premises and equipment expense | $349,000 | 4,296 |
| Additional noninterest expense | $1,207,000 | 2,920 |
| Pre-tax net operating income | $1,717,000 | 3,265 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $-19,000 | 8,764 |
| Income before extraordinary items | $1,752,000 | 2,610 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,752,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $1,149,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,736,000 | 2,559 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 3,311 |
| Total interest expense | $1,041,000 | 3,483 |
| Net interest income | $3,081,000 | 3,212 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $315,000 | 4,706 |
| Gross Fiduciary activities income | $72,000 | 865 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $2,215,000 | 3,454 |
| Salaries and employee benefits | $1,183,000 | 3,494 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $799,000 | 2,943 |
| Pre-tax net operating income | $1,061,000 | 3,399 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,075,000 | 2,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,075,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $592,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,061,000 | 2,719 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 3,371 |
| Total interest expense | $525,000 | 3,489 |
| Net interest income | $1,499,000 | 3,260 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $36,000 | 876 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $1,126,000 | 3,424 |
| Salaries and employee benefits | $605,000 | 3,434 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $403,000 | 2,892 |
| Pre-tax net operating income | $463,000 | 3,721 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $463,000 | 3,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $463,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $257,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $463,000 | 3,011 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 3,358 |
| Total interest expense | $2,212,000 | 3,695 |
| Net interest income | $6,017,000 | 3,182 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $933,000 | 3,866 |
| Gross Fiduciary activities income | $140,000 | 896 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $534,000 | 3,469 |
| Total noninterest expense | $4,135,000 | 3,623 |
| Salaries and employee benefits | $2,282,000 | 3,527 |
| Premises and equipment expense | $398,000 | 4,744 |
| Additional noninterest expense | $1,455,000 | 3,170 |
| Pre-tax net operating income | $2,575,000 | 2,825 |
| Securities gains (losses) | $121,000 | 1,719 |
| Applicable income taxes | $131,000 | 5,440 |
| Income before extraordinary items | $2,565,000 | 2,317 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,565,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $1,521,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,450,050 | 2,303 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 3,433 |
| Total interest expense | $1,672,000 | 3,797 |
| Net interest income | $4,453,000 | 3,227 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $788,000 | 3,680 |
| Gross Fiduciary activities income | $105,000 | 894 |
| Service charges on deposit accounts | $193,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 3,182 |
| Total noninterest expense | $3,130,000 | 3,573 |
| Salaries and employee benefits | $1,727,000 | 3,483 |
| Premises and equipment expense | $287,000 | 4,868 |
| Additional noninterest expense | $1,116,000 | 3,090 |
| Pre-tax net operating income | $1,931,000 | 2,922 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $131,000 | 5,277 |
| Income before extraordinary items | $1,904,000 | 2,434 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,904,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $1,076,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,806,240 | 2,432 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 3,504 |
| Total interest expense | $1,120,000 | 3,897 |
| Net interest income | $2,896,000 | 3,296 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $274,000 | 5,225 |
| Gross Fiduciary activities income | $74,000 | 889 |
| Service charges on deposit accounts | $126,000 | 4,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $2,083,000 | 3,564 |
| Salaries and employee benefits | $1,155,000 | 3,475 |
| Premises and equipment expense | $179,000 | 5,067 |
| Additional noninterest expense | $749,000 | 3,047 |
| Pre-tax net operating income | $967,000 | 3,606 |
| Securities gains (losses) | $70,000 | 1,778 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $1,027,000 | 2,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,027,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $701,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $957,700 | 2,909 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 3,652 |
| Total interest expense | $565,000 | 3,966 |
| Net interest income | $1,353,000 | 3,462 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $1,037,000 | 3,547 |
| Salaries and employee benefits | $575,000 | 3,481 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $394,000 | 4,073 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $454,000 | 3,152 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $352,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $394,000 | 3,324 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,561 |
| Total interest expense | $2,650,000 | 3,916 |
| Net interest income | $5,603,000 | 3,324 |
| Provision for loan and lease losses | $184,000 | 4,522 |
| Total noninterest income | $554,000 | 4,934 |
| Gross Fiduciary activities income | $138,000 | 923 |
| Service charges on deposit accounts | $271,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $3,787,000 | 3,709 |
| Salaries and employee benefits | $2,101,000 | 3,586 |
| Premises and equipment expense | $361,000 | 4,984 |
| Additional noninterest expense | $1,325,000 | 3,312 |
| Pre-tax net operating income | $2,186,000 | 3,226 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $29,000 | 6,866 |
| Income before extraordinary items | $2,158,000 | 2,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,158,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,668 |
| Cash dividends | $1,494,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,157,010 | 2,555 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 3,700 |
| Total interest expense | $3,919,000 | 3,866 |
| Net interest income | $4,889,000 | 3,494 |
| Provision for loan and lease losses | $144,000 | 4,879 |
| Total noninterest income | $591,000 | 4,617 |
| Gross Fiduciary activities income | $146,000 | 907 |
| Service charges on deposit accounts | $314,000 | 4,046 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $3,618,000 | 3,725 |
| Salaries and employee benefits | $2,027,000 | 3,558 |
| Premises and equipment expense | $328,000 | 5,245 |
| Additional noninterest expense | $1,263,000 | 3,342 |
| Pre-tax net operating income | $1,718,000 | 3,528 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $-5,000 | 8,966 |
| Income before extraordinary items | $1,739,000 | 2,878 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,739,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $1,279,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,723,000 | 2,808 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 3,981 |
| Total interest expense | $3,790,000 | 4,153 |
| Net interest income | $4,575,000 | 3,742 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $654,000 | 4,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,594 |
| Total noninterest expense | $3,103,000 | 4,118 |
| Salaries and employee benefits | $1,734,000 | 3,891 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $1,122,000 | 3,644 |
| Pre-tax net operating income | $2,018,000 | 3,303 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,018,000 | 2,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,018,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $1,386,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 473 |
| Net operating income | $2,018,000 | 2,537 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,246,000 | 4,271 |
| Total interest expense | $3,009,000 | 4,591 |
| Net interest income | $4,237,000 | 3,976 |
| Provision for loan and lease losses | $279,000 | 2,841 |
| Total noninterest income | $547,000 | 4,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,319 |
| Total noninterest expense | $3,026,000 | 4,180 |
| Salaries and employee benefits | $1,676,000 | 3,973 |
| Premises and equipment expense | $231,000 | 6,323 |
| Additional noninterest expense | $1,119,000 | 3,662 |
| Pre-tax net operating income | $1,479,000 | 4,137 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-23,000 | 9,736 |
| Income before extraordinary items | $1,502,000 | 3,240 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,502,000 | 3,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,868 |
| Cash dividends | $922,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,502,000 | 3,208 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 4,161 |
| Total interest expense | $3,247,000 | 4,435 |
| Net interest income | $4,247,000 | 3,931 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $546,000 | 4,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,233 |
| Total noninterest expense | $2,800,000 | 4,378 |
| Salaries and employee benefits | $1,473,000 | 4,298 |
| Premises and equipment expense | $246,000 | 6,015 |
| Additional noninterest expense | $1,081,000 | 3,683 |
| Pre-tax net operating income | $1,858,000 | 3,540 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,863,000 | 2,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,863,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $1,147,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,858,000 | 2,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 4,197 |
| Total interest expense | $3,076,000 | 4,609 |
| Net interest income | $4,482,000 | 3,826 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $542,000 | 4,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $2,566,000 | 4,687 |
| Salaries and employee benefits | $1,342,000 | 4,658 |
| Premises and equipment expense | $253,000 | 6,016 |
| Additional noninterest expense | $971,000 | 4,014 |
| Pre-tax net operating income | $2,446,000 | 2,964 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $832,000 | 2,840 |
| Income before extraordinary items | $1,635,000 | 3,101 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,635,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $3,108,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,621,140 | 3,063 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 4,667 |
| Total interest expense | $2,719,000 | 5,193 |
| Net interest income | $4,112,000 | 4,220 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $536,000 | 4,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,349 |
| Total noninterest expense | $2,419,000 | 5,147 |
| Salaries and employee benefits | $1,169,000 | 5,325 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $1,038,000 | 4,276 |
| Pre-tax net operating income | $2,229,000 | 3,119 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $685,000 | 3,228 |
| Income before extraordinary items | $1,566,000 | 3,063 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,566,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $433,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,550,600 | 3,060 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,797,000 | 5,353 |
| Total interest expense | $2,385,000 | 5,764 |
| Net interest income | $3,412,000 | 4,967 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $447,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $2,228,000 | 5,495 |
| Salaries and employee benefits | $1,047,000 | 5,816 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $970,000 | 4,474 |
| Pre-tax net operating income | $1,631,000 | 4,159 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $503,000 | 4,177 |
| Income before extraordinary items | $1,167,000 | 4,051 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,167,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $347,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,139,700 | 4,106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 6,128 |
| Total interest expense | $1,746,000 | 6,216 |
| Net interest income | $2,774,000 | 5,963 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $425,000 | 5,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,489 |
| Total noninterest expense | $2,122,000 | 5,912 |
| Salaries and employee benefits | $934,000 | 6,438 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $896,000 | 5,182 |
| Pre-tax net operating income | $1,077,000 | 5,657 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $308,000 | 5,782 |
| Income before extraordinary items | $762,000 | 5,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $762,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $351,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 839 |
| Net operating income | $766,970 | 5,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 6,601 |
| Total interest expense | $1,586,000 | 6,920 |
| Net interest income | $2,645,000 | 6,262 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $358,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $1,966,000 | 6,435 |
| Salaries and employee benefits | $830,000 | 7,141 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $818,000 | 5,819 |
| Pre-tax net operating income | $1,037,000 | 5,754 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $317,000 | 5,878 |
| Income before extraordinary items | $736,000 | 5,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $736,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $353,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 994 |
| Net operating income | $724,800 | 5,700 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 7,400 |
| Total interest expense | $1,736,000 | 7,800 |
| Net interest income | $2,349,000 | 6,893 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $330,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,767,000 | 7,051 |
| Salaries and employee benefits | $723,000 | 7,816 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $745,000 | 6,450 |
| Pre-tax net operating income | $912,000 | 6,030 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $699,000 | 5,933 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $699,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $109,000 | 6,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $657,960 | 5,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.