Home > Capital Savings Bank, FSB > Income and Expense
Capital Savings Bank, FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 5,825 |
| Total interest expense | $2,164,000 | 5,453 |
| Net interest income | $2,797,000 | 5,981 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $1,699,000 | 7,198 |
| Salaries and employee benefits | $750,000 | 7,646 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $642,000 | 6,996 |
| Pre-tax net operating income | $1,159,000 | 5,304 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $468,000 | 4,428 |
| Income before extraordinary items | $691,000 | 6,174 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $787,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $269,000 | 4,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $691,000 | 5,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 5,838 |
| Total interest expense | $3,034,000 | 5,110 |
| Net interest income | $2,534,000 | 6,526 |
| Provision for loan and lease losses | $188,000 | 5,392 |
| Total noninterest income | $191,000 | 9,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $1,633,000 | 7,455 |
| Salaries and employee benefits | $711,000 | 7,906 |
| Premises and equipment expense | $336,000 | 5,522 |
| Additional noninterest expense | $586,000 | 7,638 |
| Pre-tax net operating income | $904,000 | 6,076 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $352,000 | 5,327 |
| Income before extraordinary items | $552,000 | 6,913 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $552,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $552,000 | 6,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.