Home > Capital Savings Bank, F.S.B. > Assets and Liabilities
Capital Savings Bank, F.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $240,330,000 | 1,900 |
| Cash and due from depository institutions | $5,553,000 | 2,224 |
| Interest-bearing balances | $2,287,000 | 1,628 |
| Securities | $31,436,000 | 3,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $196,288,000 | 1,438 |
| Loan loss allowance | $779,000 | 4,143 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,171,000 | 3,580 |
| Other real estate owned | $51,000 | 2,224 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,831,000 | 1,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,330,000 | 1,900 |
| Total liabilities | $220,331,000 | 1,864 |
| Total deposits | $171,397,000 | 2,183 |
| Interest-bearing deposits | $165,180,000 | 1,966 |
| Deposits held in domestic offices | $171,397,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $46,440,000 | 594 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,494,000 | 1,689 |
| Total equity capital | $19,999,000 | 2,225 |
| Total bank equity capital | $19,999,000 | 2,225 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $12,000 | 9,596 |
| Surplus | $6,096,000 | 2,358 |
| Undivided profits | $13,891,000 | 1,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,042,000 | 2,172 |
| Earning assets | $230,011,000 | 1,826 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $238,815,600 | 1,818 |
| Average Assets, quarterly | $240,341,500 | 1,875 |
| Volatile liabilities | $64,046,000 | 1,172 |
| Insider loans | $255,000 | 6,985 |
| FHLB advances | $46,000,000 | 194 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,281,000 | 3,891 |
| Tier 1 (core) risk-based capital | $19,834,000 | 2,146 |
| Tier 2 risk-based capital | $779,000 | 3,645 |
| Total risk weighted assets | $122,287,000 | 2,275 |
| Total unused commitments | $8,281,000 | 3,893 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $235,042,000 | 2,003 |
| Cash and due from depository institutions | $6,447,000 | 2,699 |
| Interest-bearing balances | $3,761,000 | 1,034 |
| Securities | $36,506,000 | 3,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $185,001,000 | 1,562 |
| Loan loss allowance | $690,000 | 4,719 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,162,000 | 3,562 |
| Other real estate owned | $60,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,866,000 | 1,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,042,000 | 2,003 |
| Total liabilities | $217,120,000 | 1,962 |
| Total deposits | $162,488,000 | 2,377 |
| Interest-bearing deposits | $157,449,000 | 2,118 |
| Deposits held in domestic offices | $162,488,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $52,557,000 | 571 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,075,000 | 1,968 |
| Total equity capital | $17,922,000 | 2,504 |
| Total bank equity capital | $17,922,000 | 2,504 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $12,000 | 10,058 |
| Surplus | $5,824,000 | 2,507 |
| Undivided profits | $12,086,000 | 2,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $973,000 | 2,315 |
| Earning assets | $225,268,000 | 1,910 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $215,487,200 | 2,089 |
| Average Assets, quarterly | $232,539,000 | 1,994 |
| Volatile liabilities | $66,317,000 | 1,141 |
| Insider loans | $167,000 | 8,035 |
| FHLB advances | $52,000,000 | 199 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,955,000 | 4,667 |
| Tier 1 (core) risk-based capital | $17,973,000 | 2,414 |
| Tier 2 risk-based capital | $702,000 | 4,053 |
| Total risk weighted assets | $115,660,000 | 2,426 |
| Total unused commitments | $5,955,000 | 4,679 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $193,111,000 | 2,431 |
| Cash and due from depository institutions | $8,078,000 | 3,096 |
| Interest-bearing balances | $6,110,000 | 792 |
| Securities | $22,653,000 | 5,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $156,044,000 | 1,826 |
| Loan loss allowance | $574,000 | 5,483 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,613,000 | 4,425 |
| Other real estate owned | $70,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,653,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,111,000 | 2,431 |
| Total liabilities | $175,095,000 | 2,416 |
| Total deposits | $151,546,000 | 2,564 |
| Interest-bearing deposits | $145,391,000 | 2,332 |
| Deposits held in domestic offices | $151,546,000 | 2,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $21,674,000 | 833 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,875,000 | 2,218 |
| Total equity capital | $18,016,000 | 2,478 |
| Total bank equity capital | $18,016,000 | 2,478 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $12,000 | 10,524 |
| Surplus | $5,702,000 | 2,561 |
| Undivided profits | $12,302,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 7,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $828,000 | 2,829 |
| Earning assets | $184,807,000 | 2,338 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $186,618,400 | 2,415 |
| Average Assets, quarterly | $191,622,000 | 2,421 |
| Volatile liabilities | $28,389,000 | 1,948 |
| Insider loans | $231,000 | 7,694 |
| FHLB advances | $21,000,000 | 292 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,026,000 | 4,490 |
| Tier 1 (core) risk-based capital | $17,853,000 | 2,397 |
| Tier 2 risk-based capital | $574,000 | 4,730 |
| Total risk weighted assets | $94,903,000 | 2,863 |
| Total unused commitments | $6,026,000 | 4,502 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $179,466,000 | 2,557 |
| Cash and due from depository institutions | $2,379,000 | 3,222 |
| Interest-bearing balances | $88,000 | 5,860 |
| Securities | $27,163,000 | 4,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $144,241,000 | 1,934 |
| Loan loss allowance | $454,000 | 6,599 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,345,000 | 5,030 |
| Other real estate owned | $94,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,244,000 | 1,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,466,000 | 2,557 |
| Total liabilities | $163,808,000 | 2,539 |
| Total deposits | $145,351,000 | 2,644 |
| Interest-bearing deposits | $141,703,000 | 2,358 |
| Deposits held in domestic offices | $145,351,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,286,000 | 968 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,171,000 | 2,715 |
| Total equity capital | $15,658,000 | 2,616 |
| Total bank equity capital | $15,658,000 | 2,616 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $12,000 | 11,101 |
| Surplus | $4,827,000 | 2,852 |
| Undivided profits | $10,819,000 | 2,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $665,000 | 3,088 |
| Earning assets | $171,492,000 | 2,458 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $168,524,000 | 2,638 |
| Average Assets, quarterly | $174,353,500 | 2,610 |
| Volatile liabilities | $23,966,000 | 2,182 |
| Insider loans | $219,000 | 7,969 |
| FHLB advances | $16,500,000 | 370 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,709,000 | 3,178 |
| Tier 1 (core) risk-based capital | $15,748,000 | 2,627 |
| Tier 2 risk-based capital | $454,000 | 5,701 |
| Total risk weighted assets | $84,006,000 | 3,125 |
| Total unused commitments | $9,709,000 | 3,189 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $163,736,000 | 2,798 |
| Cash and due from depository institutions | $11,736,000 | 3,334 |
| Interest-bearing balances | $9,667,000 | 646 |
| Securities | $15,317,000 | 7,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $131,546,000 | 2,072 |
| Loan loss allowance | $456,000 | 6,779 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,388,000 | 4,969 |
| Other real estate owned | $108,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,641,000 | 2,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,736,000 | 2,798 |
| Total liabilities | $149,904,000 | 2,791 |
| Total deposits | $147,650,000 | 2,673 |
| Interest-bearing deposits | $144,940,000 | 2,379 |
| Deposits held in domestic offices | $147,650,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $909,000 | 2,853 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,345,000 | 2,490 |
| Total equity capital | $13,832,000 | 2,918 |
| Total bank equity capital | $13,832,000 | 2,918 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $12,000 | 11,636 |
| Surplus | $4,673,000 | 2,883 |
| Undivided profits | $9,147,000 | 2,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $594,000 | 3,078 |
| Earning assets | $156,530,000 | 2,706 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $162,819,400 | 2,760 |
| Average Assets, quarterly | $162,553,500 | 2,793 |
| Volatile liabilities | $7,165,000 | 5,211 |
| Insider loans | $241,000 | 7,863 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,391,000 | 3,235 |
| Tier 1 (core) risk-based capital | $13,832,000 | 2,854 |
| Tier 2 risk-based capital | $456,000 | 5,679 |
| Total risk weighted assets | $77,192,000 | 3,339 |
| Total unused commitments | $9,391,000 | 3,254 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $162,713,000 | 2,905 |
| Cash and due from depository institutions | $11,606,000 | 3,669 |
| Interest-bearing balances | $9,622,000 | 784 |
| Securities | $19,795,000 | 6,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $125,612,000 | 2,203 |
| Loan loss allowance | $319,000 | 8,532 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,261,000 | 5,315 |
| Other real estate owned | $808,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,631,000 | 2,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,713,000 | 2,905 |
| Total liabilities | $155,770,000 | 2,781 |
| Total deposits | $154,903,000 | 2,658 |
| Interest-bearing deposits | $152,871,000 | 2,360 |
| Deposits held in domestic offices | $154,903,000 | 2,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $867,000 | 3,696 |
| Total equity capital | $6,943,000 | 5,411 |
| Total bank equity capital | $6,943,000 | 5,411 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $6,943,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 8,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $645,000 | 3,118 |
| Earning assets | $155,029,000 | 2,791 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $166,452,600 | 2,761 |
| Average Assets, quarterly | $164,128,000 | 2,851 |
| Volatile liabilities | $4,872,000 | 6,673 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,225,000 | 5,881 |
| Tier 1 (core) risk-based capital | $6,943,000 | 5,352 |
| Tier 2 risk-based capital | $319,000 | 7,317 |
| Total risk weighted assets | $75,026,000 | 3,478 |
| Total unused commitments | $3,225,000 | 5,908 |
| Derivatives | $0 | 651 |