Home > Capital One > Net charge- offs to loans
Capital One, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6776% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8069% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 0.1136% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1041% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4533% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7616% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5940% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6766% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7198% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5098% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8928% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2359% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0462% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2500% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2192% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7109% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3528% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4138% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5651% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4932% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4742% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1925% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0343% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3807% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2300% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6746% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2572% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3417% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4633% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1833% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2091% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3475% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2457% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5416% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1607% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1658% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5294% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3395% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0361% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8342% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3976% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9380% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5830% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0068% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4962% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0305% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1779% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8394% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1434% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7761% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4467% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1615% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7150% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0980% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6355% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0431% | 4,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2137% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7361% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0900% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6599% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 3,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,074 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3197% | 3,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9249% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2841% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0207% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2973% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3299% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9856% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0155% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4435% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1136% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1704% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3815% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0000% | 3,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2012% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2714% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6081% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1294% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4756% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7977% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0233% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2391% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9333% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1648% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0609% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8408% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8290% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8823% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0306% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2357% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7192% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2204% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2195% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1042% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9513% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0636% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1206% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3467% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0008% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4198% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5446% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2237% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3277% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1504% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7006% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5035% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6889% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2066% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5117% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0019% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,049 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3581% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6714% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7348% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5817% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5109% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9431% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3425% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5563% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6834% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9839% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3753% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8865% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3424% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6470% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2115% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2620% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9689% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3365% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8040% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2106% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4383% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0292% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0295% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2849% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9894% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2565% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6461% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9828% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9146% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3503% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5286% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9259% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 877 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2666% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8606% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4604% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4208% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9647% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0417% | 4,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 5,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4072% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9716% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5399% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5258% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2752% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0009% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2250% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1527% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1840% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2083% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8681% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2038% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0982% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0654% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1145% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2198% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7731% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0810% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 5,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3351% | 4,206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5471% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0348% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1746% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6710% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9207% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2552% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 5,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5654% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9845% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0277% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6370% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9921% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0688% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0000% | 4,507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4233% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9421% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6187% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6997% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2011% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9360% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0581% | 4,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2875% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3855% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8337% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5897% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5634% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1969% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8452% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0701% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7325% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6220% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4044% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1676% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8843% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1679% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9284% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6103% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6090% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2093% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8400% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,635 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 4,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4066% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3903% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9436% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5007% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7196% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1698% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8145% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3589% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4408% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8519% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5402% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5774% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1862% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7520% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4300% | 4,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7803% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6700% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4184% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1532% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7890% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,286 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5513% | 4,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9175% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7467% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5718% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1366% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8680% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | -0.1154% | 5,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1019% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0406% | 4,996 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0679% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1852% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8674% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8706% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8349% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.1275% | 5,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0442% | 5,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1488% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1439% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9820% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7543% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1071% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8228% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.1491% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0038% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0447% | 2,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3064% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1005% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1513% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5953% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0817% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9187% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.1842% | 5,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0971% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 5,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3920% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3529% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4633% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7947% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0786% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9478% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0838% | 5,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1362% | 1,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0106% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1228% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2153% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3185% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7389% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0246% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1713% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9280% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 2,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0537% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1694% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0075% | 502 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3038% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2815% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2182% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6811% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8749% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1824% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8964% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0912% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2111% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0014% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1258% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3503% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0960% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5507% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7216% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1436% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9944% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.1533% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3031% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0039% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1697% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3493% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3319% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7432% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9778% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1357% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8450% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2040% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 2,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3941% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 5,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 2,997 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2213% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 3,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1258% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3174% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0017% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2656% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9956% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4893% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.2790% | 1,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2567% | 1,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0074% | 733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0027% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7928% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6279% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3224% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7043% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4750% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8361% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3014% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8300% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4560% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.3568% | 1,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3926% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0430% | 561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7474% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8017% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5291% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3717% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3904% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7341% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6957% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3032% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9662% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5156% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.4523% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4470% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0505% | 5,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8708% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7211% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6970% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8393% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4641% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9191% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3145% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3191% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8987% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 1.7560% | 1,793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8837% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2616% | 845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0190% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4610% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7348% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8277% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3490% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3498% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9940% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2525% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9059% | 81 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2975% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8477% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 1.0107% | 1,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9237% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2896% | 701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9831% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4298% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7001% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6837% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4764% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8462% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9938% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2327% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9941% | 73 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3893% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0298% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 1.3464% | 1,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1954% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3585% | 553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1069% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6226% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8130% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7104% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5893% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8178% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9205% | 614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1829% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1372% | 61 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6379% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2864% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 2.1388% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5600% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3965% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2616% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9850% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9299% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6915% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1918% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7048% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1058% | 530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2154% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8117% | 36 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2135% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5427% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 1.9010% | 2,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0126% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6677% | 801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4482% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3114% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9288% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7751% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1127% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0012% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3521% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2115% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5153% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 1.6890% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0943% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4824% | 693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4363% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8743% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8200% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7896% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1200% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7145% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3220% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3336% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5602% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.1261% | 2,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3037% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2127% | 620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7820% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7694% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2527% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9962% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2583% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5222% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5538% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6976% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 1.4229% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4508% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0306% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7933% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7763% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2716% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3804% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5564% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3478% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8127% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6637% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 4.5018% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5838% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3447% | 733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5614% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3683% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6210% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5618% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2750% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5677% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8467% | 104 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5829% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2980% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 2.7614% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8505% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4257% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5247% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5086% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5711% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4476% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1480% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6331% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1914% | 93 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8794% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4850% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 2.8183% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5900% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3757% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4758% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 13.3619% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7478% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6913% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1603% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5822% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3099% | 68 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7265% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1132% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 1.4353% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6647% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1709% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8627% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3954% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5103% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5463% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2585% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5238% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.3689% | 32 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0390% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8713% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 1.3830% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2232% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6325% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 10.7598% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2545% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4531% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2596% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8185% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7093% | 65 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8209% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7039% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.1057% | 1,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1608% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5571% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4046% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2379% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3389% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9583% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6514% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2316% | 77 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6970% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6929% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.1127% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1287% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5372% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3504% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2326% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2220% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7596% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4786% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3463% | 53 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6421% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6912% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0538% | 1,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1363% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5159% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3423% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2227% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1569% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8460% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2932% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6773% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0668% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0524% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0481% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2746% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8999% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0493% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6806% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5119% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0754% | 1,627 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0509% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0420% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0945% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5054% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6682% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5342% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0539% | 1,549 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4759% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0648% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1251% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1930% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2799% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3845% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3029% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8810% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4362% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2146% | 8,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2390% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4206% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7494% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3725% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0400% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 6,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1972% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3579% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3651% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3347% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0168% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0301% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1873% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3503% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7513% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4426% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3014% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 8,117 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0432% | 6,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1830% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3947% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0997% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 8,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1913% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2874% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7861% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6960% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2121% | 5,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2686% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4314% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1862% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0661% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9761% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1164% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3783% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2780% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4982% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9991% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7789% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3671% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0423% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4045% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1842% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2795% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0776% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6447% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0338% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1436% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0376% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1152% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 2,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0738% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2192% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3262% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0301% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1506% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0518% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1036% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0538% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1713% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3305% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0377% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1954% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1169% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0467% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2434% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3984% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1287% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1976% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4791% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0992% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 8,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2207% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8946% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1931% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1857% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5028% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0875% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 8,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2083% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0181% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2061% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2032% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4989% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0975% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 8,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1603% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9401% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2706% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1473% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5851% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 8,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1660% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1490% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4144% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3831% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5392% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0494% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2233% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9310% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2927% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4081% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6067% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.1456% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1452% | 9,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2943% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4867% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1565% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3374% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8466% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2569% | 102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8443% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 1,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1750% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9904% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9665% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2092% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2295% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6084% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.1714% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2331% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5876% | 1,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5367% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8761% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3789% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4806% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2299% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0777% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.2921% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1685% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3903% | 1,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2614% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1406% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6313% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0008% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1114% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.1180% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3084% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0626% | 1,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3441% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2918% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6065% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2595% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.2401% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1870% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2281% | 1,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1196% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4222% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7476% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.7321% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0790% | 1,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3888% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2205% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9647% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1262% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0431% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2143% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0641% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.1156% | 1,293 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1363% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4285% | 1,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2382% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1604% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8310% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0409% | 1,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8679% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3486% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.2954% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2379% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8729% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4269% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0656% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3808% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6436% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4198% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6272% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6956% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0817% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 2.7426% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7117% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7693% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2283% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9130% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2516% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2978% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8414% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6940% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0466% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |