Home > Capital City Second National Bank > Income and Expense
Capital City Second National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,429 |
| Total interest expense | $1,036,000 | 8,531 |
| Net interest income | $2,402,000 | 6,658 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $862,000 | 3,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $776,000 | 1,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $2,206,000 | 5,722 |
| Salaries and employee benefits | $900,000 | 6,630 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $1,041,000 | 4,563 |
| Pre-tax net operating income | $998,000 | 5,961 |
| Securities gains (losses) | $-25,000 | 10,510 |
| Applicable income taxes | $261,000 | 6,379 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,702 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $730,250 | 5,805 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 7,551 |
| Total interest expense | $1,065,000 | 8,821 |
| Net interest income | $2,422,000 | 6,691 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $1,030,000 | 3,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $910,000 | 1,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $2,278,000 | 5,704 |
| Salaries and employee benefits | $925,000 | 6,576 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $1,091,000 | 4,567 |
| Pre-tax net operating income | $1,133,000 | 5,403 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $314,000 | 5,910 |
| Income before extraordinary items | $827,000 | 5,425 |
| Extraordinary gains, net | $-15,000 | 12,391 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $821,240 | 5,221 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 7,665 |
| Total interest expense | $1,379,000 | 8,927 |
| Net interest income | $2,504,000 | 6,590 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $1,076,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $979,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,357,000 | 5,572 |
| Salaries and employee benefits | $950,000 | 6,331 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $1,127,000 | 4,591 |
| Pre-tax net operating income | $1,170,000 | 5,019 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $858,000 | 5,088 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $858,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $855,080 | 4,797 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.