Home > Capital City Bank > Net charge- offs to loans
Capital City Bank, Net charge- offs to loans
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6366% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0724% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0728% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 4,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5448% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9929% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9934% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 4,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6262% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9044% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9044% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1211% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5235% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1879% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1879% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0817% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6098% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6105% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0644% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1004% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0815% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4794% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4802% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0836% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1036% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0634% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3984% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3997% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8007% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8019% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.0528% | 4,524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5641% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8682% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8691% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0539% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 4,534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6725% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7156% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1830% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.0715% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0603% | 4,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0867% | 3,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0472% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0790% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5955% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5961% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1663% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0434% | 3,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2143% | 4,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8150% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8150% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0963% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0471% | 4,164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 4,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 3,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1639% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1335% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1797% | 4,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 4,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3416% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1099% | 4,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 4,243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 4,564 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 3,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1793% | 4,647 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 3,447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2379% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 4,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3082% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3087% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0808% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1398% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0645% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2443% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 3,981 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0962% | 4,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0948% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0970% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0841% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2274% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2274% | 4,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0972% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4810% | 4,821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0423% | 3,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0885% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2031% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5589% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0850% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 4,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1889% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8625% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8625% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8220% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8220% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0939% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3518% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8257% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8264% | 750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1374% | 4,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6762% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2568% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2568% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0668% | 4,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1417% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1592% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6111% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6118% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 4,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5713% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5718% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.2057% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2265% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5292% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5292% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2467% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6877% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6877% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.2271% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2593% | 4,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1070% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4950% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5002% | 1,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.2785% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3485% | 4,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1110% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4254% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.4225% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5332% | 4,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1686% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3106% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0932% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5073% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2335% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0795% | 4,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0790% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0440% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6870% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6884% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 1,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 4,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7114% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3796% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.1076% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4609% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3647% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.1992% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0558% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4326% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4065% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.4579% | 5,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0184% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0711% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5699% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5714% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.7661% | 5,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0248% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3694% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4605% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4616% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3426% | 5,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.8379% | 5,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0430% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0522% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1801% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3159% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4502% | 5,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | -1.1328% | 5,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0699% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2972% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2411% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3405% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3878% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2697% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7697% | 5,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 494 |
| Percentage Net Loans Charged-off:Construction & development | -0.3464% | 5,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2024% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4109% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3222% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4785% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3291% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3308% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 5,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3508% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3209% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.2198% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 4,733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4620% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6150% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3509% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6292% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3866% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3917% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3524% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3348% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3012% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4869% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5889% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4136% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7646% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2596% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0053% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4059% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4074% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.1141% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4464% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 4,824 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5161% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5707% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4773% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6466% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3115% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 5,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4738% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0823% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6452% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0149% | 4,870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4989% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2945% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6437% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7699% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3872% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3908% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0243% | 5,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5261% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4549% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.2478% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 4,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5019% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4919% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5088% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5709% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4406% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4460% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7762% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4989% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5092% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.2958% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3838% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0187% | 5,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5790% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6736% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5152% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0445% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3257% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3317% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6379% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4842% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5180% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.1720% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2562% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 5,048 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6475% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5283% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7270% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3701% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3772% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7942% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3831% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4662% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.4048% | 5,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 5,072 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6916% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5850% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7621% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2123% | 5,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2878% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2951% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1040% | 5,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6569% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7009% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 1.9373% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6335% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 5,174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5405% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2503% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7296% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4992% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5216% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5296% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0683% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6577% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7210% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 1.7098% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7157% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 5,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5500% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1761% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7928% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2896% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5254% | 1,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5946% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6797% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 1.7679% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7760% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 5,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4226% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0457% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6672% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3309% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1919% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2000% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6518% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7610% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 2.4253% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8093% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 5,275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0973% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6558% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1007% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1606% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1533% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3392% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 2.8997% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6985% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 5,450 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5050% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9335% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8503% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4122% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3909% | 2,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3023% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2037% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4037% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 2.5448% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9893% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 5,488 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4316% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1048% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6265% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5232% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3144% | 2,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3245% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1623% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4663% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7253% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 3.0623% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4279% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0213% | 5,498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5371% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9134% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9035% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2638% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5026% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2598% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1500% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2616% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 1.3335% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8671% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 5,534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4951% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4021% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5486% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6443% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7367% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7455% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5235% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3849% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5050% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 3.9437% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8208% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 5,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5871% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0749% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8688% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3584% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7375% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6491% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2611% | 1,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3432% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4846% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 4.1057% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7033% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0182% | 5,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6579% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3114% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8477% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2758% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5243% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3990% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5568% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 3.7948% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0477% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0201% | 5,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6170% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5674% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6440% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4674% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3943% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3119% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3965% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 4.3472% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1472% | 1,571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 5,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7860% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5331% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9228% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9519% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3984% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7699% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9707% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 6.1574% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 2,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3758% | 902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5829% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9046% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9226% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1786% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0252% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1327% | 1,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8993% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1402% | 793 |
| Percentage Net Loans Charged-off:Construction & development | 7.0486% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4415% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5213% | 681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5875% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9561% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8986% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9806% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1091% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1811% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1394% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4545% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 8.0074% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2217% | 1,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0625% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3054% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4343% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1821% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9425% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2649% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8742% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1986% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 10.0299% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9569% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7390% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0639% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7156% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8503% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4910% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6682% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7392% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 5.4819% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1825% | 2,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0617% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5751% | 1,150 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2744% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3936% | 2,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6929% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4096% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3776% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 3.6601% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1631% | 2,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1646% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7624% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3356% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5265% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7856% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2250% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1346% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 3.3923% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6643% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2597% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8312% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4301% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8621% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0672% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7474% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 1.5301% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1660% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6488% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1647% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8418% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9976% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5978% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7038% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5386% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 1.2255% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1390% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4881% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1339% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6196% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7930% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7379% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0672% | 1,652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5227% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3401% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.7784% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1496% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2521% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1818% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2779% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8439% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4720% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0935% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5347% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3986% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.8469% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2062% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3162% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2401% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0261% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0949% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1283% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4033% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2377% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.7220% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1239% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9436% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2451% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0510% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2221% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7171% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7719% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7298% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1649% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0438% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2505% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8917% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7671% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4669% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2707% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0649% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1343% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3201% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3362% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8584% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0173% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1284% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.1284% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2664% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0367% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2018% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5549% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1057% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3242% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3952% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0217% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4311% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0031% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3658% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 3,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5565% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3747% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5805% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3740% | 4,173 |
| Percentage Net Loans Charged-off: Credit card loans | -1,126.8116% | 2,216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 1,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2726% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3630% | 3,735 |
| Percentage Net Loans Charged-off: Credit card loans | -865.6812% | 2,203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2975% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3822% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | -525.5091% | 2,187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1683% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | -755.0562% | 2,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 8,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4638% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1778% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0950% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0412% | 1,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 8,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4767% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1387% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9871% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0348% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 8,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 8,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 8,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1010% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4910% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0373% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2784% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1009% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2488% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9850% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0285% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 3,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1801% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1875% | 3,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3981% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8015% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1944% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2696% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1984% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2204% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3884% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2068% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2153% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2633% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1068% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3442% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3791% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6499% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2390% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1127% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3361% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3610% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9619% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0899% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 8,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3025% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5031% | 2,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0384% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9974% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1304% | 1,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3088% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0236% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 8,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1245% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3959% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6234% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4882% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2623% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0418% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7044% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0760% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9161% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1038% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1336% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4538% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9243% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9175% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 288 |
| Percentage Net Loans Charged-off:Construction & development | -0.2869% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3266% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9757% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3243% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0749% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0811% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9254% | 14 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2479% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7146% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8371% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8778% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2962% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8339% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3496% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 6,843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1141% | 12,206 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3817% | 5,235 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |