Home > Capital Bank & Trust Company of Clayton > Income and Expense
Capital Bank & Trust Company of Clayton, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 5,808 |
| Total interest expense | $1,886,000 | 6,124 |
| Net interest income | $3,086,000 | 5,529 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,155,000 | 5,971 |
| Salaries and employee benefits | $1,017,000 | 6,029 |
| Premises and equipment expense | $414,000 | 4,588 |
| Additional noninterest expense | $724,000 | 6,398 |
| Pre-tax net operating income | $834,000 | 6,650 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $289,000 | 6,213 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $552,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,419 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $545,000 | 6,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 6,113 |
| Total interest expense | $2,450,000 | 6,084 |
| Net interest income | $2,822,000 | 6,021 |
| Provision for loan and lease losses | $643,000 | 2,517 |
| Total noninterest income | $159,000 | 10,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,900,000 | 6,658 |
| Salaries and employee benefits | $873,000 | 6,783 |
| Premises and equipment expense | $426,000 | 4,563 |
| Additional noninterest expense | $601,000 | 7,506 |
| Pre-tax net operating income | $438,000 | 8,907 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $169,000 | 8,190 |
| Income before extraordinary items | $269,000 | 9,689 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $269,000 | 9,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,000 | 9,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.