Home > Capital Bank & Trust Company > Income and Expense
Capital Bank & Trust Company, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 2,282 |
| Total interest expense | $792,000 | 2,078 |
| Net interest income | $2,340,000 | 2,337 |
| Provision for loan and lease losses | $975,000 | 877 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $1,257,000 | 3,566 |
| Salaries and employee benefits | $704,000 | 3,314 |
| Premises and equipment expense | $195,000 | 3,056 |
| Additional noninterest expense | $358,000 | 4,032 |
| Pre-tax net operating income | $157,000 | 4,582 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $53,000 | 2,772 |
| Income before extraordinary items | $104,000 | 4,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $104,000 | 4,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $104,000 | 4,954 |
| Net charge-offs | $2,016,000 | 542 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $104,000 | 4,894 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,355,000 | 2,259 |
| Total interest expense | $4,135,000 | 1,935 |
| Net interest income | $9,220,000 | 2,369 |
| Provision for loan and lease losses | $1,710,000 | 2,284 |
| Total noninterest income | $186,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $119,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 5,856 |
| Total noninterest expense | $5,741,000 | 3,220 |
| Salaries and employee benefits | $2,996,000 | 3,126 |
| Premises and equipment expense | $925,000 | 2,649 |
| Additional noninterest expense | $1,820,000 | 3,510 |
| Pre-tax net operating income | $1,955,000 | 2,282 |
| Securities gains (losses) | $280,000 | 1,322 |
| Applicable income taxes | $839,000 | 1,398 |
| Income before extraordinary items | $1,396,000 | 2,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,396,000 | 2,620 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,396,000 | 2,625 |
| Net charge-offs | $311,000 | 4,250 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,216,800 | 2,779 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 2,282 |
| Total interest expense | $3,239,000 | 1,927 |
| Net interest income | $6,896,000 | 2,412 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $135,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $88,000 | 5,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $4,428,000 | 3,153 |
| Salaries and employee benefits | $2,269,000 | 3,115 |
| Premises and equipment expense | $748,000 | 2,526 |
| Additional noninterest expense | $1,411,000 | 3,404 |
| Pre-tax net operating income | $1,353,000 | 2,574 |
| Securities gains (losses) | $280,000 | 1,129 |
| Applicable income taxes | $630,000 | 1,430 |
| Income before extraordinary items | $1,003,000 | 2,878 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,003,000 | 2,873 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,003,000 | 2,877 |
| Net charge-offs | $212,000 | 4,160 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $823,800 | 3,110 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 2,311 |
| Total interest expense | $2,219,000 | 1,953 |
| Net interest income | $4,543,000 | 2,437 |
| Provision for loan and lease losses | $925,000 | 2,019 |
| Total noninterest income | $115,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $61,000 | 5,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $2,931,000 | 3,177 |
| Salaries and employee benefits | $1,518,000 | 3,120 |
| Premises and equipment expense | $480,000 | 2,612 |
| Additional noninterest expense | $933,000 | 3,398 |
| Pre-tax net operating income | $802,000 | 2,793 |
| Securities gains (losses) | $280,000 | 755 |
| Applicable income taxes | $422,000 | 1,394 |
| Income before extraordinary items | $660,000 | 2,877 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $660,000 | 2,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $660,000 | 2,875 |
| Net charge-offs | $86,000 | 4,402 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $480,800 | 3,371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 2,362 |
| Total interest expense | $1,126,000 | 2,032 |
| Net interest income | $2,255,000 | 2,490 |
| Provision for loan and lease losses | $605,000 | 1,603 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $1,447,000 | 3,238 |
| Salaries and employee benefits | $757,000 | 3,155 |
| Premises and equipment expense | $240,000 | 2,667 |
| Additional noninterest expense | $450,000 | 3,466 |
| Pre-tax net operating income | $254,000 | 3,662 |
| Securities gains (losses) | $280,000 | 409 |
| Applicable income taxes | $211,000 | 1,373 |
| Income before extraordinary items | $323,000 | 2,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 2,989 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $323,000 | 2,993 |
| Net charge-offs | $90,000 | 3,194 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $143,800 | 4,347 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,918,000 | 2,564 |
| Total interest expense | $5,438,000 | 2,094 |
| Net interest income | $7,480,000 | 2,892 |
| Provision for loan and lease losses | $1,405,000 | 2,983 |
| Total noninterest income | $309,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $110,000 | 5,624 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $199,000 | 4,645 |
| Total noninterest expense | $5,570,000 | 3,377 |
| Salaries and employee benefits | $2,879,000 | 3,305 |
| Premises and equipment expense | $901,000 | 2,822 |
| Additional noninterest expense | $1,790,000 | 3,611 |
| Pre-tax net operating income | $814,000 | 3,320 |
| Securities gains (losses) | $607,000 | 767 |
| Applicable income taxes | $567,000 | 1,431 |
| Income before extraordinary items | $854,000 | 3,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $854,000 | 3,032 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $854,000 | 3,032 |
| Net charge-offs | $1,222,000 | 2,628 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $465,520 | 3,890 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 2,631 |
| Total interest expense | $4,152,000 | 2,142 |
| Net interest income | $5,465,000 | 2,953 |
| Provision for loan and lease losses | $885,000 | 2,961 |
| Total noninterest income | $257,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $175,000 | 4,505 |
| Total noninterest expense | $4,215,000 | 3,362 |
| Salaries and employee benefits | $2,184,000 | 3,296 |
| Premises and equipment expense | $681,000 | 2,839 |
| Additional noninterest expense | $1,350,000 | 3,553 |
| Pre-tax net operating income | $622,000 | 3,528 |
| Securities gains (losses) | $360,000 | 872 |
| Applicable income taxes | $393,000 | 1,653 |
| Income before extraordinary items | $589,000 | 3,418 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $589,000 | 3,416 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $589,000 | 3,418 |
| Net charge-offs | $740,000 | 2,575 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $358,600 | 4,126 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 2,702 |
| Total interest expense | $2,788,000 | 2,224 |
| Net interest income | $3,488,000 | 3,053 |
| Provision for loan and lease losses | $580,000 | 2,767 |
| Total noninterest income | $210,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $154,000 | 4,069 |
| Total noninterest expense | $2,852,000 | 3,353 |
| Salaries and employee benefits | $1,476,000 | 3,282 |
| Premises and equipment expense | $460,000 | 2,842 |
| Additional noninterest expense | $916,000 | 3,503 |
| Pre-tax net operating income | $266,000 | 4,310 |
| Securities gains (losses) | $296,000 | 777 |
| Applicable income taxes | $223,000 | 1,846 |
| Income before extraordinary items | $339,000 | 3,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 3,758 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $339,000 | 3,758 |
| Net charge-offs | $372,000 | 2,687 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $149,560 | 4,786 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 2,802 |
| Total interest expense | $1,403,000 | 2,277 |
| Net interest income | $1,661,000 | 3,174 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $1,379,000 | 3,367 |
| Salaries and employee benefits | $744,000 | 3,295 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $392,000 | 3,631 |
| Pre-tax net operating income | $182,000 | 4,191 |
| Securities gains (losses) | $46,000 | 1,339 |
| Applicable income taxes | $92,000 | 2,262 |
| Income before extraordinary items | $136,000 | 4,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 4,516 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $136,000 | 4,516 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $106,560 | 4,699 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 2,823 |
| Total interest expense | $6,522,000 | 2,333 |
| Net interest income | $6,525,000 | 3,250 |
| Provision for loan and lease losses | $455,000 | 3,946 |
| Total noninterest income | $153,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 5,981 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $59,000 | 6,588 |
| Total noninterest expense | $5,089,000 | 3,511 |
| Salaries and employee benefits | $2,725,000 | 3,529 |
| Premises and equipment expense | $935,000 | 2,784 |
| Additional noninterest expense | $1,429,000 | 3,757 |
| Pre-tax net operating income | $1,134,000 | 3,528 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $456,000 | 1,931 |
| Income before extraordinary items | $686,000 | 3,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $686,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,852 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $680,880 | 4,129 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,550,000 | 2,934 |
| Total interest expense | $4,936,000 | 2,406 |
| Net interest income | $4,614,000 | 3,434 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $122,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $3,789,000 | 3,515 |
| Salaries and employee benefits | $2,016,000 | 3,596 |
| Premises and equipment expense | $696,000 | 2,817 |
| Additional noninterest expense | $1,077,000 | 3,671 |
| Pre-tax net operating income | $722,000 | 4,282 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $290,000 | 2,497 |
| Income before extraordinary items | $440,000 | 4,650 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $440,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,799 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $434,880 | 4,824 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 2,988 |
| Total interest expense | $3,334,000 | 2,462 |
| Net interest income | $3,002,000 | 3,490 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $76,000 | 7,031 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $2,523,000 | 3,545 |
| Salaries and employee benefits | $1,347,000 | 3,619 |
| Premises and equipment expense | $458,000 | 2,863 |
| Additional noninterest expense | $718,000 | 3,650 |
| Pre-tax net operating income | $405,000 | 4,777 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $247,000 | 5,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,872 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $241,880 | 5,260 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,992 |
| Total interest expense | $1,758,000 | 2,492 |
| Net interest income | $1,490,000 | 3,501 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $1,240,000 | 3,602 |
| Salaries and employee benefits | $665,000 | 3,680 |
| Premises and equipment expense | $227,000 | 2,895 |
| Additional noninterest expense | $348,000 | 3,692 |
| Pre-tax net operating income | $213,000 | 4,845 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $86,000 | 2,970 |
| Income before extraordinary items | $127,000 | 5,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $127,000 | 5,391 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,401,000 | 2,965 |
| Total interest expense | $7,538,000 | 2,449 |
| Net interest income | $5,863,000 | 3,563 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $132,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $52,000 | 7,060 |
| Total noninterest expense | $4,676,000 | 3,643 |
| Salaries and employee benefits | $2,614,000 | 3,598 |
| Premises and equipment expense | $848,000 | 2,942 |
| Additional noninterest expense | $1,214,000 | 4,040 |
| Pre-tax net operating income | $1,069,000 | 4,601 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $412,000 | 2,990 |
| Income before extraordinary items | $657,000 | 5,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $657,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $657,000 | 5,164 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 3,013 |
| Total interest expense | $5,524,000 | 2,499 |
| Net interest income | $4,358,000 | 3,605 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 6,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $45,000 | 6,932 |
| Total noninterest expense | $3,500,000 | 3,622 |
| Salaries and employee benefits | $1,959,000 | 3,595 |
| Premises and equipment expense | $620,000 | 2,993 |
| Additional noninterest expense | $921,000 | 3,948 |
| Pre-tax net operating income | $788,000 | 4,866 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $311,000 | 3,153 |
| Income before extraordinary items | $477,000 | 5,473 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $477,000 | 5,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $477,000 | 5,459 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 3,105 |
| Total interest expense | $3,581,000 | 2,574 |
| Net interest income | $2,824,000 | 3,697 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $2,299,000 | 3,696 |
| Salaries and employee benefits | $1,312,000 | 3,608 |
| Premises and equipment expense | $396,000 | 3,111 |
| Additional noninterest expense | $591,000 | 4,058 |
| Pre-tax net operating income | $492,000 | 5,068 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $195,000 | 3,309 |
| Income before extraordinary items | $297,000 | 5,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $297,000 | 5,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 3,178 |
| Total interest expense | $1,744,000 | 2,621 |
| Net interest income | $1,374,000 | 3,773 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $1,100,000 | 3,833 |
| Salaries and employee benefits | $635,000 | 3,728 |
| Premises and equipment expense | $185,000 | 3,320 |
| Additional noninterest expense | $280,000 | 4,164 |
| Pre-tax net operating income | $254,000 | 5,014 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $150,000 | 5,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $150,000 | 5,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 3,409 |
| Total interest expense | $5,685,000 | 2,715 |
| Net interest income | $4,994,000 | 4,006 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $373,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $84,000 | 6,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 4,379 |
| Total noninterest expense | $4,090,000 | 3,929 |
| Salaries and employee benefits | $2,201,000 | 3,981 |
| Premises and equipment expense | $700,000 | 3,333 |
| Additional noninterest expense | $1,189,000 | 3,967 |
| Pre-tax net operating income | $1,127,000 | 4,926 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $486,000 | 3,191 |
| Income before extraordinary items | $641,000 | 5,681 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $641,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $559,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 906 |
| Net operating income | $641,000 | 5,663 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 3,503 |
| Total interest expense | $3,960,000 | 2,805 |
| Net interest income | $3,684,000 | 4,087 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $92,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $3,012,000 | 3,972 |
| Salaries and employee benefits | $1,605,000 | 4,046 |
| Premises and equipment expense | $519,000 | 3,366 |
| Additional noninterest expense | $888,000 | 3,955 |
| Pre-tax net operating income | $674,000 | 5,617 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $293,000 | 3,615 |
| Income before extraordinary items | $381,000 | 6,337 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $381,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,288 |
| Cash dividends | $44,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 752 |
| Net operating income | $381,000 | 6,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 3,591 |
| Total interest expense | $2,383,000 | 2,943 |
| Net interest income | $2,446,000 | 4,100 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $1,985,000 | 4,023 |
| Salaries and employee benefits | $1,041,000 | 4,159 |
| Premises and equipment expense | $344,000 | 3,378 |
| Additional noninterest expense | $600,000 | 3,916 |
| Pre-tax net operating income | $463,000 | 5,579 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $199,000 | 3,630 |
| Income before extraordinary items | $264,000 | 6,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,217 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 608 |
| Net operating income | $264,000 | 6,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,695 |
| Total interest expense | $1,053,000 | 3,129 |
| Net interest income | $1,231,000 | 4,092 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $988,000 | 4,049 |
| Salaries and employee benefits | $521,000 | 4,173 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $296,000 | 3,939 |
| Pre-tax net operating income | $245,000 | 5,419 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $105,000 | 3,523 |
| Income before extraordinary items | $140,000 | 6,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $15,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 485 |
| Net operating income | $140,000 | 6,106 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 3,973 |
| Total interest expense | $3,301,000 | 3,085 |
| Net interest income | $4,120,000 | 4,530 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $174,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $89,000 | 6,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $3,595,000 | 4,204 |
| Salaries and employee benefits | $1,752,000 | 4,567 |
| Premises and equipment expense | $693,000 | 3,263 |
| Additional noninterest expense | $1,150,000 | 3,991 |
| Pre-tax net operating income | $644,000 | 6,288 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $277,000 | 4,229 |
| Income before extraordinary items | $365,000 | 6,909 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $365,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,244 |
| Cash dividends | $269,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $4,890,000 | 310 |
| Net operating income | $366,280 | 6,887 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 4,087 |
| Total interest expense | $2,319,000 | 3,110 |
| Net interest income | $2,952,000 | 4,694 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $106,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,455 |
| Total noninterest expense | $2,643,000 | 4,225 |
| Salaries and employee benefits | $1,276,000 | 4,634 |
| Premises and equipment expense | $518,000 | 3,267 |
| Additional noninterest expense | $849,000 | 4,004 |
| Pre-tax net operating income | $375,000 | 6,907 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $158,000 | 4,757 |
| Income before extraordinary items | $215,000 | 7,362 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $215,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $202,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $480,000 | 413 |
| Net operating income | $216,280 | 7,329 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 4,162 |
| Total interest expense | $1,483,000 | 3,073 |
| Net interest income | $1,863,000 | 4,834 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $78,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $1,682,000 | 4,375 |
| Salaries and employee benefits | $820,000 | 4,728 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $531,000 | 4,167 |
| Pre-tax net operating income | $234,000 | 7,001 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $108,000 | 4,717 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $125,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 329 |
| Net operating income | $125,640 | 7,501 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 4,301 |
| Total interest expense | $708,000 | 3,085 |
| Net interest income | $881,000 | 5,020 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $797,000 | 4,567 |
| Salaries and employee benefits | $398,000 | 4,854 |
| Premises and equipment expense | $158,000 | 3,503 |
| Additional noninterest expense | $241,000 | 4,475 |
| Pre-tax net operating income | $115,000 | 7,024 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $60,000 | 7,587 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $60,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $67,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 196 |
| Net operating income | $60,640 | 7,559 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 5,014 |
| Total interest expense | $1,644,000 | 4,244 |
| Net interest income | $3,116,000 | 5,297 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $212,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $156,000 | 5,703 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,268 |
| Total noninterest expense | $3,358,000 | 4,315 |
| Salaries and employee benefits | $1,424,000 | 5,119 |
| Premises and equipment expense | $634,000 | 3,381 |
| Additional noninterest expense | $1,300,000 | 3,527 |
| Pre-tax net operating income | $-140,000 | 8,505 |
| Securities gains (losses) | $106,000 | 1,198 |
| Applicable income taxes | $-9,000 | 8,574 |
| Income before extraordinary items | $-25,000 | 8,470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-25,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,551 |
| Cash dividends | $223,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $4,814,000 | 234 |
| Net operating income | $-103,440 | 8,501 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,217 |
| Total interest expense | $985,000 | 4,821 |
| Net interest income | $2,331,000 | 5,300 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $161,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $130,000 | 5,557 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $2,579,000 | 4,211 |
| Salaries and employee benefits | $1,045,000 | 5,162 |
| Premises and equipment expense | $475,000 | 3,398 |
| Additional noninterest expense | $1,059,000 | 3,254 |
| Pre-tax net operating income | $-187,000 | 8,639 |
| Securities gains (losses) | $64,000 | 1,472 |
| Applicable income taxes | $-48,000 | 8,811 |
| Income before extraordinary items | $-75,000 | 8,605 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-75,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,600 |
| Cash dividends | $170,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $3,135,000 | 198 |
| Net operating income | $-115,960 | 8,605 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,428 |
| Total interest expense | $497,000 | 5,668 |
| Net interest income | $1,579,000 | 5,247 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $120,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $1,781,000 | 4,107 |
| Salaries and employee benefits | $702,000 | 5,158 |
| Premises and equipment expense | $318,000 | 3,391 |
| Additional noninterest expense | $761,000 | 3,079 |
| Pre-tax net operating income | $-167,000 | 8,746 |
| Securities gains (losses) | $64,000 | 1,301 |
| Applicable income taxes | $-38,000 | 8,868 |
| Income before extraordinary items | $-65,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-65,000 | 8,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $3,127,000 | 129 |
| Net operating income | $-105,960 | 8,702 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,403 |
| Total interest expense | $251,000 | 5,695 |
| Net interest income | $803,000 | 5,199 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $873,000 | 4,184 |
| Salaries and employee benefits | $336,000 | 5,335 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $376,000 | 3,078 |
| Pre-tax net operating income | $-12,000 | 8,617 |
| Securities gains (losses) | $64,000 | 1,060 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $31,000 | 8,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $53,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $1,310,000 | 109 |
| Net operating income | $-9,960 | 8,597 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 4,920 |
| Total interest expense | $1,216,000 | 5,521 |
| Net interest income | $3,746,000 | 4,581 |
| Provision for loan and lease losses | $2,012,000 | 646 |
| Total noninterest income | $508,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $345,000 | 3,995 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $163,000 | 5,670 |
| Total noninterest expense | $3,823,000 | 3,837 |
| Salaries and employee benefits | $1,730,000 | 4,383 |
| Premises and equipment expense | $680,000 | 3,156 |
| Additional noninterest expense | $1,413,000 | 3,256 |
| Pre-tax net operating income | $-1,581,000 | 9,048 |
| Securities gains (losses) | $60,000 | 2,343 |
| Applicable income taxes | $-601,000 | 9,103 |
| Income before extraordinary items | $-920,000 | 9,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-920,000 | 9,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,579,000 | 657 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 591 |
| Net operating income | $-958,400 | 8,984 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 4,866 |
| Total interest expense | $939,000 | 5,569 |
| Net interest income | $2,896,000 | 4,492 |
| Provision for loan and lease losses | $1,303,000 | 716 |
| Total noninterest income | $416,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 3,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,488 |
| Total noninterest expense | $2,966,000 | 3,737 |
| Salaries and employee benefits | $1,391,000 | 4,169 |
| Premises and equipment expense | $520,000 | 3,116 |
| Additional noninterest expense | $1,055,000 | 3,234 |
| Pre-tax net operating income | $-957,000 | 9,077 |
| Securities gains (losses) | $60,000 | 2,163 |
| Applicable income taxes | $-347,000 | 9,153 |
| Income before extraordinary items | $-550,000 | 9,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-550,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,378,000 | 564 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 447 |
| Net operating income | $-588,400 | 8,997 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 4,972 |
| Total interest expense | $644,000 | 5,605 |
| Net interest income | $1,868,000 | 4,603 |
| Provision for loan and lease losses | $252,000 | 2,108 |
| Total noninterest income | $292,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $178,000 | 3,893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $1,773,000 | 4,047 |
| Salaries and employee benefits | $827,000 | 4,505 |
| Premises and equipment expense | $342,000 | 3,146 |
| Additional noninterest expense | $604,000 | 3,681 |
| Pre-tax net operating income | $135,000 | 7,723 |
| Securities gains (losses) | $60,000 | 1,899 |
| Applicable income taxes | $80,000 | 5,416 |
| Income before extraordinary items | $115,000 | 7,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $115,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 959 |
| Cash dividends | $105,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 457 |
| Net operating income | $76,600 | 8,018 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 4,958 |
| Total interest expense | $341,000 | 5,522 |
| Net interest income | $926,000 | 4,623 |
| Provision for loan and lease losses | $178,000 | 1,503 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $882,000 | 4,054 |
| Salaries and employee benefits | $416,000 | 4,500 |
| Premises and equipment expense | $173,000 | 3,114 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $11,000 | 8,563 |
| Securities gains (losses) | $59,000 | 1,296 |
| Applicable income taxes | $32,000 | 5,652 |
| Income before extraordinary items | $38,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 605 |
| Cash dividends | $52,000 | 3,389 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 283 |
| Net operating income | $240 | 8,655 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 4,805 |
| Total interest expense | $1,722,000 | 5,283 |
| Net interest income | $3,840,000 | 4,482 |
| Provision for loan and lease losses | $305,000 | 3,377 |
| Total noninterest income | $443,000 | 5,524 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $307,000 | 4,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 5,810 |
| Total noninterest expense | $3,552,000 | 3,910 |
| Salaries and employee benefits | $1,617,000 | 4,425 |
| Premises and equipment expense | $703,000 | 2,990 |
| Additional noninterest expense | $1,232,000 | 3,532 |
| Pre-tax net operating income | $426,000 | 7,044 |
| Securities gains (losses) | $402,000 | 753 |
| Applicable income taxes | $326,000 | 4,296 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,710 |
| Cash dividends | $210,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $-55,000 | 9,237 |
| Net operating income | $244,720 | 7,508 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 4,630 |
| Total interest expense | $2,869,000 | 4,893 |
| Net interest income | $3,716,000 | 4,371 |
| Provision for loan and lease losses | $2,282,000 | 633 |
| Total noninterest income | $321,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $83,000 | 6,816 |
| Total noninterest expense | $3,199,000 | 4,124 |
| Salaries and employee benefits | $1,495,000 | 4,523 |
| Premises and equipment expense | $686,000 | 2,999 |
| Additional noninterest expense | $1,018,000 | 4,015 |
| Pre-tax net operating income | $-1,444,000 | 9,440 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $-503,000 | 9,501 |
| Income before extraordinary items | $-892,000 | 9,392 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-892,000 | 9,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,695,000 | 639 |
| Cash dividends | $211,000 | 4,925 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 9,476 |
| Net operating income | $-923,360 | 9,366 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 4,501 |
| Total interest expense | $3,598,000 | 4,301 |
| Net interest income | $3,549,000 | 4,567 |
| Provision for loan and lease losses | $428,000 | 2,148 |
| Total noninterest income | $339,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 5,977 |
| Total noninterest expense | $2,964,000 | 4,271 |
| Salaries and employee benefits | $1,427,000 | 4,539 |
| Premises and equipment expense | $648,000 | 3,072 |
| Additional noninterest expense | $889,000 | 4,383 |
| Pre-tax net operating income | $496,000 | 7,022 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-177,000 | 9,677 |
| Income before extraordinary items | $673,000 | 5,516 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $673,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,049 |
| Cash dividends | $210,000 | 5,046 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 918 |
| Net operating income | $673,000 | 5,521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 5,197 |
| Total interest expense | $2,268,000 | 5,537 |
| Net interest income | $3,295,000 | 4,833 |
| Provision for loan and lease losses | $280,000 | 2,822 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $2,742,000 | 4,543 |
| Salaries and employee benefits | $1,166,000 | 5,269 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,096,000 | 3,720 |
| Pre-tax net operating income | $435,000 | 7,434 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-233,000 | 10,057 |
| Income before extraordinary items | $668,000 | 5,599 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $668,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,488 |
| Cash dividends | $210,000 | 5,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $668,000 | 5,564 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 5,968 |
| Total interest expense | $2,011,000 | 6,178 |
| Net interest income | $2,621,000 | 5,666 |
| Provision for loan and lease losses | $221,000 | 3,304 |
| Total noninterest income | $151,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $2,368,000 | 4,954 |
| Salaries and employee benefits | $1,029,000 | 5,667 |
| Premises and equipment expense | $490,000 | 3,763 |
| Additional noninterest expense | $849,000 | 4,480 |
| Pre-tax net operating income | $183,000 | 8,989 |
| Securities gains (losses) | $32,000 | 2,083 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $215,000 | 8,513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $215,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,813 |
| Cash dividends | $88,000 | 6,418 |
| Sale, conversion, retirement of capital stock, net | $3,435,000 | 308 |
| Net operating income | $183,000 | 8,667 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 7,790 |
| Total interest expense | $1,361,000 | 7,688 |
| Net interest income | $1,607,000 | 7,756 |
| Provision for loan and lease losses | $235,000 | 3,109 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $2,062,000 | 5,535 |
| Salaries and employee benefits | $889,000 | 6,351 |
| Premises and equipment expense | $441,000 | 4,106 |
| Additional noninterest expense | $732,000 | 5,047 |
| Pre-tax net operating income | $-629,000 | 10,781 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-629,000 | 10,788 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-629,000 | 10,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-629,000 | 10,775 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 10,513 |
| Total interest expense | $576,000 | 10,354 |
| Net interest income | $629,000 | 10,581 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $25,000 | 11,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $1,883,000 | 6,204 |
| Salaries and employee benefits | $732,000 | 7,344 |
| Premises and equipment expense | $428,000 | 4,300 |
| Additional noninterest expense | $723,000 | 5,610 |
| Pre-tax net operating income | $-1,354,000 | 11,375 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-1,354,000 | 11,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,354,000 | 11,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,354,000 | 11,377 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 11,962 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $19,000 | 11,958 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $652,000 | 10,354 |
| Salaries and employee benefits | $234,000 | 11,275 |
| Premises and equipment expense | $69,000 | 10,506 |
| Additional noninterest expense | $349,000 | 8,699 |
| Pre-tax net operating income | $-708,000 | 11,838 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-708,000 | 11,834 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-708,000 | 11,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $6,263,000 | 76 |
| Net operating income | $-708,000 | 11,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.