Home > Capital Bank & Trust Company > Assets and Liabilities
Capital Bank & Trust Company, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 103 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $618,394,000 | 1,080 |
| Cash and due from depository institutions | $8,801,000 | 1,690 |
| Interest-bearing balances | $177,000 | 4,103 |
| Securities | $68,794,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $511,534,000 | 910 |
| Loan loss allowance | $5,554,000 | 944 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,639,000 | 2,212 |
| Other real estate owned | $383,000 | 1,690 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $23,243,000 | 841 |
| Life insurance assets | $9,738,000 | 651 |
| Total liabilities and capital | $618,394,000 | 1,080 |
| Total liabilities | $569,889,000 | 1,047 |
| Total deposits | $492,774,000 | 1,059 |
| Interest-bearing deposits | $471,297,000 | 957 |
| Deposits held in domestic offices | $492,774,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 995 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $57,254,000 | 788 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,361,000 | 1,087 |
| Total equity capital | $48,505,000 | 1,404 |
| Total bank equity capital | $48,505,000 | 1,404 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,261,000 | 752 |
| Surplus | $21,941,000 | 1,319 |
| Undivided profits | $20,303,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,961,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,868,000 | 1,405 |
| Earning assets | $580,505,000 | 1,045 |
| Long-term assets (5+ years) | $101,280,000 | 1,100 |
| Average Assets, year-to-date | $589,780,670 | 1,113 |
| Average Assets, quarterly | $602,635,500 | 1,101 |
| Volatile liabilities | $251,847,000 | 594 |
| Insider loans | $7,537,000 | 968 |
| FHLB advances | $57,254,000 | 715 |
| Loans and leases held for sale | $1,422,000 | 852 |
| Unused loan commitments | $126,448,000 | 873 |
| Tier 1 (core) risk-based capital | $49,551,000 | 1,291 |
| Tier 2 risk-based capital | $5,554,000 | 953 |
| Total risk weighted assets | $550,194,000 | 898 |
| Total unused commitments | $126,448,000 | 873 |
| Derivatives | $929,000 | 872 |
| 2007-03-31 | Rank | |
| # of Employees: | 117 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $586,877,000 | 1,132 |
| Cash and due from depository institutions | $10,053,000 | 1,476 |
| Interest-bearing balances | $2,383,000 | 1,797 |
| Securities | $66,807,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 6,729 |
| Net loans & leases | $483,624,000 | 944 |
| Loan loss allowance | $5,766,000 | 900 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,823,000 | 2,122 |
| Other real estate owned | $1,808,000 | 1,476 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $18,736,000 | 984 |
| Life insurance assets | $9,637,000 | 644 |
| Total liabilities and capital | $586,877,000 | 1,132 |
| Total liabilities | $541,625,000 | 1,096 |
| Total deposits | $477,360,000 | 1,087 |
| Interest-bearing deposits | $457,332,000 | 976 |
| Deposits held in domestic offices | $477,360,000 | 1,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,745,000 | 1,370 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $52,235,000 | 811 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,285,000 | 1,103 |
| Total equity capital | $45,252,000 | 1,504 |
| Total bank equity capital | $45,252,000 | 1,504 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,261,000 | 733 |
| Surplus | $18,441,000 | 1,516 |
| Undivided profits | $20,550,000 | 1,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,552,000 | 1,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,762,000 | 1,420 |
| Earning assets | $552,840,000 | 1,105 |
| Long-term assets (5+ years) | $88,335,000 | 1,210 |
| Average Assets, year-to-date | $575,474,000 | 1,138 |
| Average Assets, quarterly | $575,474,000 | 1,138 |
| Volatile liabilities | $230,981,000 | 645 |
| Insider loans | $7,112,000 | 1,006 |
| FHLB advances | $52,235,000 | 747 |
| Loans and leases held for sale | $1,648,000 | 785 |
| Unused loan commitments | $125,788,000 | 874 |
| Tier 1 (core) risk-based capital | $45,516,000 | 1,393 |
| Tier 2 risk-based capital | $5,766,000 | 923 |
| Total risk weighted assets | $509,006,000 | 948 |
| Total unused commitments | $125,788,000 | 874 |
| Derivatives | $4,951,000 | 626 |
| 2006-12-31 | Rank | |
| # of Employees: | 121 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $564,071,000 | 1,158 |
| Cash and due from depository institutions | $8,373,000 | 1,425 |
| Interest-bearing balances | $19,000 | 6,029 |
| Securities | $67,784,000 | 1,753 |
| Federal funds sold & reverse repurchase agreements | $2,881,000 | 3,876 |
| Net loans & leases | $460,081,000 | 966 |
| Loan loss allowance | $5,605,000 | 908 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,780,000 | 2,090 |
| Other real estate owned | $808,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,364,000 | 1,001 |
| Life insurance assets | $9,535,000 | 634 |
| Total liabilities and capital | $564,071,000 | 1,158 |
| Total liabilities | $521,138,000 | 1,129 |
| Total deposits | $467,961,000 | 1,087 |
| Interest-bearing deposits | $450,656,000 | 960 |
| Deposits held in domestic offices | $467,961,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,997,000 | 1,984 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,612,000 | 963 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,568,000 | 1,048 |
| Total equity capital | $42,933,000 | 1,545 |
| Total bank equity capital | $42,933,000 | 1,545 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,261,000 | 723 |
| Surplus | $17,441,000 | 1,572 |
| Undivided profits | $19,231,000 | 1,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,280,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,744,000 | 1,467 |
| Earning assets | $530,765,000 | 1,126 |
| Long-term assets (5+ years) | $90,337,000 | 1,184 |
| Average Assets, year-to-date | $513,134,200 | 1,222 |
| Average Assets, quarterly | $547,016,000 | 1,181 |
| Volatile liabilities | $200,647,000 | 807 |
| Insider loans | $8,142,000 | 863 |
| FHLB advances | $44,612,000 | 893 |
| Loans and leases held for sale | $1,589,000 | 783 |
| Unused loan commitments | $122,632,000 | 865 |
| Tier 1 (core) risk-based capital | $43,271,000 | 1,440 |
| Tier 2 risk-based capital | $5,605,000 | 930 |
| Total risk weighted assets | $477,773,000 | 986 |
| Total unused commitments | $122,632,000 | 865 |
| Derivatives | $2,205,000 | 723 |
| 2006-09-30 | Rank | |
| # of Employees: | 119 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $529,961,000 | 1,235 |
| Cash and due from depository institutions | $10,766,000 | 1,469 |
| Interest-bearing balances | $3,242,000 | 1,331 |
| Securities | $64,401,000 | 1,849 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 5,958 |
| Net loans & leases | $432,280,000 | 1,025 |
| Loan loss allowance | $5,591,000 | 924 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,551,000 | 2,142 |
| Other real estate owned | $0 | 1,469 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $16,937,000 | 1,100 |
| Life insurance assets | $7,939,000 | 720 |
| Total liabilities and capital | $529,962,000 | 1,235 |
| Total liabilities | $489,565,000 | 1,192 |
| Total deposits | $436,720,000 | 1,150 |
| Interest-bearing deposits | $414,516,000 | 1,045 |
| Deposits held in domestic offices | $436,720,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,348,000 | 2,275 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,416,000 | 989 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,081,000 | 1,092 |
| Total equity capital | $40,397,000 | 1,637 |
| Total bank equity capital | $40,397,000 | 1,637 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,261,000 | 706 |
| Surplus | $16,442,000 | 1,629 |
| Undivided profits | $17,694,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,593,000 | 1,553 |
| Earning assets | $499,949,000 | 1,198 |
| Long-term assets (5+ years) | $83,651,000 | 1,247 |
| Average Assets, year-to-date | $500,400,000 | 1,265 |
| Average Assets, quarterly | $521,634,500 | 1,244 |
| Volatile liabilities | $171,977,000 | 926 |
| Insider loans | $7,544,000 | 933 |
| FHLB advances | $45,416,000 | 912 |
| Loans and leases held for sale | $1,045,000 | 935 |
| Unused loan commitments | $125,341,000 | 876 |
| Tier 1 (core) risk-based capital | $40,897,000 | 1,536 |
| Tier 2 risk-based capital | $5,401,000 | 955 |
| Total risk weighted assets | $431,905,000 | 1,095 |
| Total unused commitments | $125,341,000 | 877 |
| Derivatives | $1,650,000 | 785 |
| 2006-06-30 | Rank | |
| # of Employees: | 112 | 1,581 |
| Assets and Liabilities | ||
| Total Assets: | $513,308,000 | 1,258 |
| Cash and due from depository institutions | $9,698,000 | 1,581 |
| Interest-bearing balances | $1,236,000 | 2,247 |
| Securities | $59,043,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 3,389 |
| Net loans & leases | $419,892,000 | 1,045 |
| Loan loss allowance | $5,340,000 | 944 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,134,000 | 2,275 |
| Other real estate owned | $493,000 | 1,581 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $16,623,000 | 1,102 |
| Life insurance assets | $7,847,000 | 714 |
| Total liabilities and capital | $513,308,000 | 1,258 |
| Total liabilities | $474,912,000 | 1,220 |
| Total deposits | $422,011,000 | 1,185 |
| Interest-bearing deposits | $377,540,000 | 1,133 |
| Deposits held in domestic offices | $422,011,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,955,000 | 1,905 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $45,197,000 | 1,012 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,749,000 | 1,314 |
| Total equity capital | $38,396,000 | 1,654 |
| Total bank equity capital | $38,396,000 | 1,654 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,261,000 | 687 |
| Surplus | $16,442,000 | 1,587 |
| Undivided profits | $15,693,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 2,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,127 |
| Income earned, not collected on loans | $2,263,000 | 1,611 |
| Earning assets | $482,596,000 | 1,222 |
| Long-term assets (5+ years) | $72,320,000 | 1,381 |
| Average Assets, year-to-date | $490,546,330 | 1,294 |
| Average Assets, quarterly | $499,077,000 | 1,283 |
| Volatile liabilities | $153,440,000 | 1,013 |
| Insider loans | $8,117,000 | 849 |
| FHLB advances | $45,197,000 | 931 |
| Loans and leases held for sale | $281,000 | 1,394 |
| Unused loan commitments | $110,652,000 | 966 |
| Tier 1 (core) risk-based capital | $39,609,000 | 1,556 |
| Tier 2 risk-based capital | $5,319,000 | 955 |
| Total risk weighted assets | $425,502,000 | 1,087 |
| Total unused commitments | $110,652,000 | 966 |
| Derivatives | $6,985,000 | 545 |
| 2006-03-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $484,846,000 | 1,311 |
| Cash and due from depository institutions | $6,443,000 | 1,640 |
| Interest-bearing balances | $196,000 | 4,244 |
| Securities | $56,505,000 | 2,115 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,255 |
| Net loans & leases | $403,824,000 | 1,051 |
| Loan loss allowance | $4,966,000 | 1,007 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,072,000 | 2,253 |
| Other real estate owned | $614,000 | 1,640 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $12,363,000 | 1,394 |
| Life insurance assets | $4,813,000 | 1,096 |
| Total liabilities and capital | $484,846,000 | 1,311 |
| Total liabilities | $447,305,000 | 1,270 |
| Total deposits | $392,343,000 | 1,262 |
| Interest-bearing deposits | $352,270,000 | 1,194 |
| Deposits held in domestic offices | $392,343,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,821,000 | 2,004 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,943,000 | 915 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,198,000 | 1,499 |
| Total equity capital | $37,541,000 | 1,673 |
| Total bank equity capital | $37,541,000 | 1,673 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,261,000 | 670 |
| Surplus | $16,441,000 | 1,538 |
| Undivided profits | $14,839,000 | 2,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,118 |
| Income earned, not collected on loans | $2,096,000 | 1,646 |
| Earning assets | $460,550,000 | 1,258 |
| Long-term assets (5+ years) | $64,994,000 | 1,494 |
| Average Assets, year-to-date | $479,165,500 | 1,315 |
| Average Assets, quarterly | $479,165,500 | 1,315 |
| Volatile liabilities | $135,798,000 | 1,069 |
| Insider loans | $8,420,000 | 792 |
| FHLB advances | $48,943,000 | 846 |
| Loans and leases held for sale | $851,000 | 910 |
| Unused loan commitments | $106,641,000 | 978 |
| Tier 1 (core) risk-based capital | $38,335,000 | 1,565 |
| Tier 2 risk-based capital | $4,966,000 | 998 |
| Total risk weighted assets | $400,487,000 | 1,122 |
| Total unused commitments | $106,641,000 | 978 |
| Derivatives | $6,823,000 | 537 |
| 2005-12-31 | Rank | |
| # of Employees: | 103 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $473,485,000 | 1,321 |
| Cash and due from depository institutions | $11,022,000 | 1,681 |
| Interest-bearing balances | $1,388,000 | 2,302 |
| Securities | $57,040,000 | 2,115 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,073 |
| Net loans & leases | $387,038,000 | 1,088 |
| Loan loss allowance | $4,604,000 | 1,074 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,200,000 | 2,171 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,160,000 | 1,314 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $473,485,000 | 1,321 |
| Total liabilities | $437,219,000 | 1,286 |
| Total deposits | $383,273,000 | 1,274 |
| Interest-bearing deposits | $337,666,000 | 1,219 |
| Deposits held in domestic offices | $383,273,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,925,000 | 1,832 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,861,000 | 965 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,160,000 | 1,495 |
| Total equity capital | $36,266,000 | 1,700 |
| Total bank equity capital | $36,266,000 | 1,700 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,261,000 | 660 |
| Surplus | $16,192,000 | 1,531 |
| Undivided profits | $13,813,000 | 2,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,145 |
| Income earned, not collected on loans | $2,142,000 | 1,626 |
| Earning assets | $445,491,000 | 1,283 |
| Long-term assets (5+ years) | $63,292,000 | 1,496 |
| Average Assets, year-to-date | $422,129,000 | 1,424 |
| Average Assets, quarterly | $459,298,500 | 1,355 |
| Volatile liabilities | $118,803,000 | 1,171 |
| Insider loans | $9,496,000 | 669 |
| FHLB advances | $46,861,000 | 885 |
| Loans and leases held for sale | $1,940,000 | 604 |
| Unused loan commitments | $98,877,000 | 1,020 |
| Tier 1 (core) risk-based capital | $36,954,000 | 1,596 |
| Tier 2 risk-based capital | $4,604,000 | 1,054 |
| Total risk weighted assets | $386,313,000 | 1,146 |
| Total unused commitments | $98,877,000 | 1,020 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $445,112,000 | 1,382 |
| Cash and due from depository institutions | $7,817,000 | 1,793 |
| Interest-bearing balances | $648,000 | 3,145 |
| Securities | $57,855,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,870 |
| Net loans & leases | $361,854,000 | 1,143 |
| Loan loss allowance | $4,266,000 | 1,144 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,253,000 | 2,101 |
| Other real estate owned | $196,000 | 1,793 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,112,000 | 1,368 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $445,112,000 | 1,382 |
| Total liabilities | $411,471,000 | 1,339 |
| Total deposits | $361,984,000 | 1,323 |
| Interest-bearing deposits | $315,898,000 | 1,294 |
| Deposits held in domestic offices | $361,984,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,383,000 | 2,227 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $44,615,000 | 995 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,489,000 | 1,751 |
| Total equity capital | $33,641,000 | 1,820 |
| Total bank equity capital | $33,641,000 | 1,820 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,261,000 | 629 |
| Surplus | $14,160,000 | 1,661 |
| Undivided profits | $13,220,000 | 2,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,131 |
| Income earned, not collected on loans | $1,799,000 | 1,886 |
| Earning assets | $420,382,000 | 1,336 |
| Long-term assets (5+ years) | $64,501,000 | 1,442 |
| Average Assets, year-to-date | $409,290,000 | 1,460 |
| Average Assets, quarterly | $434,695,000 | 1,399 |
| Volatile liabilities | $104,311,000 | 1,267 |
| Insider loans | $4,606,000 | 1,403 |
| FHLB advances | $44,615,000 | 920 |
| Loans and leases held for sale | $2,226,000 | 644 |
| Unused loan commitments | $92,601,000 | 1,054 |
| Tier 1 (core) risk-based capital | $33,924,000 | 1,703 |
| Tier 2 risk-based capital | $4,266,000 | 1,108 |
| Total risk weighted assets | $365,594,000 | 1,185 |
| Total unused commitments | $92,601,000 | 1,056 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 93 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $424,278,000 | 1,417 |
| Cash and due from depository institutions | $9,088,000 | 1,854 |
| Interest-bearing balances | $657,000 | 3,120 |
| Securities | $58,039,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $340,077,000 | 1,187 |
| Loan loss allowance | $4,107,000 | 1,166 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,208,000 | 2,084 |
| Other real estate owned | $14,000 | 1,854 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,852,000 | 1,355 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $424,278,000 | 1,417 |
| Total liabilities | $392,189,000 | 1,382 |
| Total deposits | $336,497,000 | 1,408 |
| Interest-bearing deposits | $296,077,000 | 1,352 |
| Deposits held in domestic offices | $336,497,000 | 1,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,411,000 | 1,571 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $48,117,000 | 943 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,164,000 | 1,848 |
| Total equity capital | $32,089,000 | 1,867 |
| Total bank equity capital | $32,089,000 | 1,867 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,261,000 | 612 |
| Surplus | $13,359,000 | 1,711 |
| Undivided profits | $12,469,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,450,000 | 1,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,164 |
| Income earned, not collected on loans | $1,761,000 | 1,744 |
| Earning assets | $398,773,000 | 1,372 |
| Long-term assets (5+ years) | $65,406,000 | 1,448 |
| Average Assets, year-to-date | $397,349,330 | 1,499 |
| Average Assets, quarterly | $409,332,500 | 1,461 |
| Volatile liabilities | $102,516,000 | 1,240 |
| Insider loans | $4,067,000 | 1,568 |
| FHLB advances | $48,117,000 | 870 |
| Loans and leases held for sale | $1,562,000 | 813 |
| Unused loan commitments | $85,748,000 | 1,075 |
| Tier 1 (core) risk-based capital | $32,251,000 | 1,749 |
| Tier 2 risk-based capital | $4,107,000 | 1,132 |
| Total risk weighted assets | $350,531,000 | 1,220 |
| Total unused commitments | $85,748,000 | 1,075 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $394,387,000 | 1,524 |
| Cash and due from depository institutions | $5,668,000 | 2,061 |
| Interest-bearing balances | $212,000 | 4,270 |
| Securities | $58,759,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $313,932,000 | 1,252 |
| Loan loss allowance | $3,786,000 | 1,262 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,636,000 | 2,282 |
| Other real estate owned | $390,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,002,000 | 1,444 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $394,387,000 | 1,524 |
| Total liabilities | $369,790,000 | 1,455 |
| Total deposits | $305,099,000 | 1,559 |
| Interest-bearing deposits | $275,750,000 | 1,460 |
| Deposits held in domestic offices | $305,099,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,357,000 | 1,077 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $52,298,000 | 846 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,036,000 | 1,936 |
| Total equity capital | $24,597,000 | 2,355 |
| Total bank equity capital | $24,597,000 | 2,355 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,261,000 | 594 |
| Surplus | $7,109,000 | 2,771 |
| Undivided profits | $11,227,000 | 2,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,378,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,155 |
| Income earned, not collected on loans | $1,608,000 | 1,864 |
| Earning assets | $372,903,000 | 1,469 |
| Long-term assets (5+ years) | $65,231,000 | 1,493 |
| Average Assets, year-to-date | $383,885,000 | 1,552 |
| Average Assets, quarterly | $383,885,000 | 1,552 |
| Volatile liabilities | $106,751,000 | 1,153 |
| Insider loans | $4,010,000 | 1,552 |
| FHLB advances | $52,298,000 | 774 |
| Loans and leases held for sale | $794,000 | 1,003 |
| Unused loan commitments | $71,987,000 | 1,228 |
| Tier 1 (core) risk-based capital | $25,106,000 | 2,223 |
| Tier 2 risk-based capital | $3,786,000 | 1,228 |
| Total risk weighted assets | $317,128,000 | 1,317 |
| Total unused commitments | $71,987,000 | 1,228 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 87 | 1,966 |
| Assets and Liabilities | ||
| Total Assets: | $373,383,000 | 1,607 |
| Cash and due from depository institutions | $5,914,000 | 1,966 |
| Interest-bearing balances | $225,000 | 4,232 |
| Securities | $60,789,000 | 2,052 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $291,477,000 | 1,346 |
| Loan loss allowance | $3,503,000 | 1,360 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,612,000 | 2,259 |
| Other real estate owned | $397,000 | 1,966 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,194,000 | 1,508 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $373,383,000 | 1,607 |
| Total liabilities | $349,113,000 | 1,546 |
| Total deposits | $280,679,000 | 1,680 |
| Interest-bearing deposits | $254,000,000 | 1,556 |
| Deposits held in domestic offices | $280,679,000 | 1,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,788,000 | 668 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $41,536,000 | 1,048 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,110,000 | 1,848 |
| Total equity capital | $24,270,000 | 2,377 |
| Total bank equity capital | $24,270,000 | 2,377 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,261,000 | 580 |
| Surplus | $7,109,000 | 2,723 |
| Undivided profits | $10,900,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,352,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,102 |
| Income earned, not collected on loans | $1,569,000 | 1,884 |
| Earning assets | $352,491,000 | 1,554 |
| Long-term assets (5+ years) | $65,033,000 | 1,520 |
| Average Assets, year-to-date | $317,679,000 | 1,771 |
| Average Assets, quarterly | $355,492,500 | 1,662 |
| Volatile liabilities | $111,090,000 | 1,083 |
| Insider loans | $2,899,000 | 2,058 |
| FHLB advances | $41,536,000 | 954 |
| Loans and leases held for sale | $2,138,000 | 603 |
| Unused loan commitments | $58,207,000 | 1,413 |
| Tier 1 (core) risk-based capital | $24,292,000 | 2,270 |
| Tier 2 risk-based capital | $3,503,000 | 1,316 |
| Total risk weighted assets | $295,353,000 | 1,407 |
| Total unused commitments | $58,207,000 | 1,413 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $337,602,000 | 1,736 |
| Cash and due from depository institutions | $5,201,000 | 2,244 |
| Interest-bearing balances | $304,000 | 4,007 |
| Securities | $61,804,000 | 2,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $255,365,000 | 1,511 |
| Loan loss allowance | $3,301,000 | 1,438 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,686,000 | 2,194 |
| Other real estate owned | $455,000 | 2,244 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,091,000 | 1,505 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $337,602,000 | 1,736 |
| Total liabilities | $313,745,000 | 1,694 |
| Total deposits | $273,058,000 | 1,692 |
| Interest-bearing deposits | $246,048,000 | 1,600 |
| Deposits held in domestic offices | $273,058,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,999,000 | 1,072 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,107,000 | 1,373 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,581,000 | 2,283 |
| Total equity capital | $23,857,000 | 2,399 |
| Total bank equity capital | $23,857,000 | 2,399 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,261,000 | 575 |
| Surplus | $7,109,000 | 2,695 |
| Undivided profits | $10,487,000 | 2,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,157 |
| Income earned, not collected on loans | $1,400,000 | 2,213 |
| Earning assets | $317,473,000 | 1,700 |
| Long-term assets (5+ years) | $63,440,000 | 1,566 |
| Average Assets, year-to-date | $303,753,000 | 1,858 |
| Average Assets, quarterly | $321,240,000 | 1,792 |
| Volatile liabilities | $85,718,000 | 1,323 |
| Insider loans | $3,427,000 | 1,712 |
| FHLB advances | $28,107,000 | 1,273 |
| Loans and leases held for sale | $1,042,000 | 864 |
| Unused loan commitments | $47,461,000 | 1,627 |
| Tier 1 (core) risk-based capital | $23,688,000 | 2,301 |
| Tier 2 risk-based capital | $3,288,000 | 1,383 |
| Total risk weighted assets | $263,063,000 | 1,545 |
| Total unused commitments | $47,461,000 | 1,628 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 74 | 2,324 |
| Assets and Liabilities | ||
| Total Assets: | $304,878,000 | 1,902 |
| Cash and due from depository institutions | $4,755,000 | 2,324 |
| Interest-bearing balances | $257,000 | 4,262 |
| Securities | $60,180,000 | 2,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $224,575,000 | 1,677 |
| Loan loss allowance | $3,130,000 | 1,486 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,743,000 | 2,140 |
| Other real estate owned | $344,000 | 2,324 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $10,281,000 | 1,482 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $304,878,000 | 1,902 |
| Total liabilities | $283,731,000 | 1,834 |
| Total deposits | $253,743,000 | 1,819 |
| Interest-bearing deposits | $229,426,000 | 1,686 |
| Deposits held in domestic offices | $253,743,000 | 1,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,086,000 | 1,619 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,678,000 | 1,514 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,224,000 | 2,542 |
| Total equity capital | $21,147,000 | 2,586 |
| Total bank equity capital | $21,147,000 | 2,586 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,261,000 | 563 |
| Surplus | $5,909,000 | 3,085 |
| Undivided profits | $8,977,000 | 3,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,869,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,191 |
| Income earned, not collected on loans | $1,308,000 | 2,229 |
| Earning assets | $285,012,000 | 1,840 |
| Long-term assets (5+ years) | $64,473,000 | 1,597 |
| Average Assets, year-to-date | $292,470,000 | 1,920 |
| Average Assets, quarterly | $297,742,500 | 1,910 |
| Volatile liabilities | $70,927,000 | 1,520 |
| Insider loans | $3,591,000 | 1,611 |
| FHLB advances | $23,678,000 | 1,411 |
| Loans and leases held for sale | $1,100,000 | 853 |
| Unused loan commitments | $39,819,000 | 1,863 |
| Tier 1 (core) risk-based capital | $21,782,000 | 2,439 |
| Tier 2 risk-based capital | $2,961,000 | 1,493 |
| Total risk weighted assets | $236,713,000 | 1,666 |
| Total unused commitments | $39,819,000 | 1,868 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $290,607,000 | 1,949 |
| Cash and due from depository institutions | $5,255,000 | 2,639 |
| Interest-bearing balances | $405,000 | 3,947 |
| Securities | $50,272,000 | 2,440 |
| Federal funds sold & reverse repurchase agreements | $3,930,000 | 3,301 |
| Net loans & leases | $217,716,000 | 1,683 |
| Loan loss allowance | $2,902,000 | 1,584 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,803,000 | 2,085 |
| Other real estate owned | $14,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,617,000 | 1,605 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $290,607,000 | 1,949 |
| Total liabilities | $269,122,000 | 1,896 |
| Total deposits | $242,027,000 | 1,880 |
| Interest-bearing deposits | $217,567,000 | 1,788 |
| Deposits held in domestic offices | $242,027,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,417,000 | 2,325 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,421,000 | 1,421 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,257,000 | 2,748 |
| Total equity capital | $21,485,000 | 2,605 |
| Total bank equity capital | $21,485,000 | 2,605 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,261,000 | 557 |
| Surplus | $5,909,000 | 3,047 |
| Undivided profits | $9,315,000 | 3,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,359,000 | 1,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,330 |
| Income earned, not collected on loans | $1,219,000 | 2,348 |
| Earning assets | $272,323,000 | 1,903 |
| Long-term assets (5+ years) | $55,947,000 | 1,746 |
| Average Assets, year-to-date | $286,266,000 | 1,957 |
| Average Assets, quarterly | $286,266,000 | 1,957 |
| Volatile liabilities | $65,879,000 | 1,553 |
| Insider loans | $3,538,000 | 1,622 |
| FHLB advances | $24,421,000 | 1,316 |
| Loans and leases held for sale | $2,852,000 | 577 |
| Unused loan commitments | $36,710,000 | 1,920 |
| Tier 1 (core) risk-based capital | $21,078,000 | 2,482 |
| Tier 2 risk-based capital | $2,785,000 | 1,564 |
| Total risk weighted assets | $222,692,000 | 1,726 |
| Total unused commitments | $36,710,000 | 1,924 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $281,925,000 | 1,990 |
| Cash and due from depository institutions | $5,079,000 | 2,625 |
| Interest-bearing balances | $512,000 | 3,607 |
| Securities | $47,144,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $216,169,000 | 1,666 |
| Loan loss allowance | $2,901,000 | 1,575 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,873,000 | 2,026 |
| Other real estate owned | $14,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,646,000 | 1,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,925,000 | 1,990 |
| Total liabilities | $261,226,000 | 1,931 |
| Total deposits | $224,330,000 | 2,027 |
| Interest-bearing deposits | $201,170,000 | 1,910 |
| Deposits held in domestic offices | $224,330,000 | 2,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,990,000 | 1,061 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,507,000 | 1,422 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,399,000 | 2,451 |
| Total equity capital | $20,699,000 | 2,631 |
| Total bank equity capital | $20,699,000 | 2,631 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,261,000 | 563 |
| Surplus | $5,909,000 | 3,012 |
| Undivided profits | $8,529,000 | 3,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,153,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,260,000 | 2,383 |
| Earning assets | $263,825,000 | 1,943 |
| Long-term assets (5+ years) | $52,540,000 | 1,842 |
| Average Assets, year-to-date | $258,288,600 | 2,087 |
| Average Assets, quarterly | $271,411,000 | 2,043 |
| Volatile liabilities | $76,234,000 | 1,387 |
| Insider loans | $3,704,000 | 1,506 |
| FHLB advances | $24,507,000 | 1,319 |
| Loans and leases held for sale | $1,835,000 | 667 |
| Unused loan commitments | $38,326,000 | 1,809 |
| Tier 1 (core) risk-based capital | $20,473,000 | 2,514 |
| Tier 2 risk-based capital | $2,793,000 | 1,551 |
| Total risk weighted assets | $223,342,000 | 1,715 |
| Total unused commitments | $38,326,000 | 1,813 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $260,897,000 | 2,143 |
| Cash and due from depository institutions | $6,064,000 | 2,639 |
| Interest-bearing balances | $462,000 | 3,905 |
| Securities | $43,595,000 | 2,728 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 3,485 |
| Net loans & leases | $194,558,000 | 1,838 |
| Loan loss allowance | $2,911,000 | 1,580 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,936,000 | 1,985 |
| Other real estate owned | $14,000 | 2,639 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,490,000 | 1,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,897,000 | 2,143 |
| Total liabilities | $240,962,000 | 2,095 |
| Total deposits | $213,230,000 | 2,134 |
| Interest-bearing deposits | $191,643,000 | 2,037 |
| Deposits held in domestic offices | $213,230,000 | 2,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,802,000 | 2,253 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,592,000 | 1,379 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,338,000 | 2,612 |
| Total equity capital | $19,935,000 | 2,718 |
| Total bank equity capital | $19,935,000 | 2,718 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,261,000 | 553 |
| Surplus | $5,909,000 | 2,943 |
| Undivided profits | $7,765,000 | 3,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,839,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,275 |
| Income earned, not collected on loans | $1,097,000 | 2,884 |
| Earning assets | $241,855,000 | 2,129 |
| Long-term assets (5+ years) | $47,120,000 | 1,979 |
| Average Assets, year-to-date | $252,379,500 | 2,149 |
| Average Assets, quarterly | $260,853,000 | 2,122 |
| Volatile liabilities | $67,690,000 | 1,486 |
| Insider loans | $3,598,000 | 1,544 |
| FHLB advances | $24,592,000 | 1,271 |
| Loans and leases held for sale | $1,797,000 | 892 |
| Unused loan commitments | $32,930,000 | 2,034 |
| Tier 1 (core) risk-based capital | $19,735,000 | 2,609 |
| Tier 2 risk-based capital | $2,514,000 | 1,699 |
| Total risk weighted assets | $200,607,000 | 1,883 |
| Total unused commitments | $32,930,000 | 2,034 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $260,809,000 | 2,117 |
| Cash and due from depository institutions | $7,408,000 | 2,599 |
| Interest-bearing balances | $524,000 | 3,839 |
| Securities | $47,574,000 | 2,492 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $193,050,000 | 1,803 |
| Loan loss allowance | $2,776,000 | 1,634 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,965,000 | 1,939 |
| Other real estate owned | $14,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,798,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,809,000 | 2,117 |
| Total liabilities | $241,219,000 | 2,061 |
| Total deposits | $209,319,000 | 2,146 |
| Interest-bearing deposits | $186,720,000 | 2,046 |
| Deposits held in domestic offices | $209,319,000 | 2,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,003,000 | 1,366 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,676,000 | 1,373 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,221,000 | 2,891 |
| Total equity capital | $19,590,000 | 2,754 |
| Total bank equity capital | $19,590,000 | 2,754 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,261,000 | 544 |
| Surplus | $5,909,000 | 2,915 |
| Undivided profits | $7,420,000 | 3,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,600,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,328 |
| Income earned, not collected on loans | $1,166,000 | 2,595 |
| Earning assets | $241,148,000 | 2,095 |
| Long-term assets (5+ years) | $38,143,000 | 2,204 |
| Average Assets, year-to-date | $249,540,330 | 2,168 |
| Average Assets, quarterly | $254,760,000 | 2,148 |
| Volatile liabilities | $69,812,000 | 1,433 |
| Insider loans | $3,185,000 | 1,740 |
| FHLB advances | $24,676,000 | 1,265 |
| Loans and leases held for sale | $7,816,000 | 539 |
| Unused loan commitments | $39,189,000 | 1,734 |
| Tier 1 (core) risk-based capital | $19,056,000 | 2,647 |
| Tier 2 risk-based capital | $2,407,000 | 1,732 |
| Total risk weighted assets | $192,161,000 | 1,925 |
| Total unused commitments | $39,189,000 | 1,743 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $248,711,000 | 2,184 |
| Cash and due from depository institutions | $6,033,000 | 2,655 |
| Interest-bearing balances | $643,000 | 3,611 |
| Securities | $49,085,000 | 2,422 |
| Federal funds sold & reverse repurchase agreements | $1,960,000 | 5,331 |
| Net loans & leases | $180,933,000 | 1,897 |
| Loan loss allowance | $2,623,000 | 1,689 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,994,000 | 1,886 |
| Other real estate owned | $192,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,514,000 | 2,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,711,000 | 2,184 |
| Total liabilities | $229,686,000 | 2,139 |
| Total deposits | $200,793,000 | 2,207 |
| Interest-bearing deposits | $179,883,000 | 2,112 |
| Deposits held in domestic offices | $200,793,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,070,000 | 1,942 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,685,000 | 1,273 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,138,000 | 3,052 |
| Total equity capital | $19,025,000 | 2,774 |
| Total bank equity capital | $19,025,000 | 2,774 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,261,000 | 534 |
| Surplus | $5,909,000 | 2,872 |
| Undivided profits | $6,855,000 | 3,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,509,000 | 2,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,149,000 | 2,657 |
| Earning assets | $232,621,000 | 2,148 |
| Long-term assets (5+ years) | $36,457,000 | 2,220 |
| Average Assets, year-to-date | $243,906,000 | 2,202 |
| Average Assets, quarterly | $243,906,000 | 2,202 |
| Volatile liabilities | $62,791,000 | 1,527 |
| Insider loans | $2,917,000 | 1,844 |
| FHLB advances | $25,685,000 | 1,177 |
| Loans and leases held for sale | $2,876,000 | 852 |
| Unused loan commitments | $33,923,000 | 1,841 |
| Tier 1 (core) risk-based capital | $18,591,000 | 2,660 |
| Tier 2 risk-based capital | $2,346,000 | 1,738 |
| Total risk weighted assets | $187,436,000 | 1,925 |
| Total unused commitments | $33,923,000 | 1,853 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $239,101,000 | 2,234 |
| Cash and due from depository institutions | $5,575,000 | 2,631 |
| Interest-bearing balances | $467,000 | 3,853 |
| Securities | $43,347,000 | 2,616 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $179,154,000 | 1,900 |
| Loan loss allowance | $2,535,000 | 1,705 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,039,000 | 1,843 |
| Other real estate owned | $519,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,467,000 | 2,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,101,000 | 2,234 |
| Total liabilities | $220,500,000 | 2,176 |
| Total deposits | $189,895,000 | 2,297 |
| Interest-bearing deposits | $171,312,000 | 2,177 |
| Deposits held in domestic offices | $189,895,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,842,000 | 1,631 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,787,000 | 1,292 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $976,000 | 3,439 |
| Total equity capital | $18,601,000 | 2,805 |
| Total bank equity capital | $18,601,000 | 2,805 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,261,000 | 531 |
| Surplus | $5,909,000 | 2,830 |
| Undivided profits | $6,431,000 | 4,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,107,000 | 2,910 |
| Earning assets | $222,968,000 | 2,197 |
| Long-term assets (5+ years) | $33,430,000 | 2,340 |
| Average Assets, year-to-date | $210,964,200 | 2,421 |
| Average Assets, quarterly | $235,464,500 | 2,250 |
| Volatile liabilities | $63,867,000 | 1,501 |
| Insider loans | $3,266,000 | 1,638 |
| FHLB advances | $25,787,000 | 1,180 |
| Loans and leases held for sale | $5,769,000 | 652 |
| Unused loan commitments | $32,300,000 | 1,856 |
| Tier 1 (core) risk-based capital | $18,099,000 | 2,692 |
| Tier 2 risk-based capital | $2,273,000 | 1,746 |
| Total risk weighted assets | $181,539,000 | 1,943 |
| Total unused commitments | $32,300,000 | 1,863 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $181,363,000 | 2,782 |
| Cash and due from depository institutions | $4,461,000 | 2,829 |
| Interest-bearing balances | $433,000 | 3,814 |
| Securities | $22,252,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 4,394 |
| Net loans & leases | $142,466,000 | 2,274 |
| Loan loss allowance | $2,122,000 | 1,867 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,428,000 | 1,643 |
| Other real estate owned | $259,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,047,000 | 2,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,363,000 | 2,782 |
| Total liabilities | $164,823,000 | 2,748 |
| Total deposits | $150,093,000 | 2,711 |
| Interest-bearing deposits | $135,159,000 | 2,616 |
| Deposits held in domestic offices | $150,093,000 | 2,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,854,000 | 1,940 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,023 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $876,000 | 3,804 |
| Total equity capital | $16,540,000 | 2,920 |
| Total bank equity capital | $16,540,000 | 2,920 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,261,000 | 525 |
| Surplus | $5,909,000 | 2,721 |
| Undivided profits | $4,370,000 | 4,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $868,000 | 3,930 |
| Earning assets | $167,601,000 | 2,741 |
| Long-term assets (5+ years) | $13,335,000 | 4,161 |
| Average Assets, year-to-date | $173,664,600 | 2,742 |
| Average Assets, quarterly | $179,121,500 | 2,761 |
| Volatile liabilities | $34,764,000 | 2,392 |
| Insider loans | $2,417,000 | 2,028 |
| FHLB advances | $11,000,000 | 1,876 |
| Loans and leases held for sale | $3,514,000 | 718 |
| Unused loan commitments | $23,623,000 | 2,221 |
| Tier 1 (core) risk-based capital | $16,522,000 | 2,788 |
| Tier 2 risk-based capital | $1,794,000 | 2,037 |
| Total risk weighted assets | $143,176,000 | 2,324 |
| Total unused commitments | $23,623,000 | 2,227 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $167,078,000 | 2,860 |
| Cash and due from depository institutions | $5,959,000 | 3,129 |
| Interest-bearing balances | $893,000 | 2,509 |
| Securities | $25,990,000 | 3,842 |
| Federal funds sold & reverse repurchase agreements | $11,415,000 | 1,053 |
| Net loans & leases | $115,468,000 | 2,674 |
| Loan loss allowance | $1,886,000 | 2,013 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,501,000 | 1,939 |
| Other real estate owned | $507,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,238,000 | 2,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,078,000 | 2,860 |
| Total liabilities | $151,797,000 | 2,841 |
| Total deposits | $144,419,000 | 2,693 |
| Interest-bearing deposits | $133,536,000 | 2,527 |
| Deposits held in domestic offices | $144,419,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,545,000 | 2,463 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $833,000 | 4,116 |
| Total equity capital | $15,281,000 | 3,024 |
| Total bank equity capital | $15,281,000 | 3,024 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,241,000 | 526 |
| Surplus | $5,879,000 | 2,654 |
| Undivided profits | $3,161,000 | 5,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,579,000 | 1,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $818,000 | 3,342 |
| Earning assets | $153,766,000 | 2,858 |
| Long-term assets (5+ years) | $15,431,000 | 3,699 |
| Average Assets, year-to-date | $152,256,000 | 2,980 |
| Average Assets, quarterly | $163,342,000 | 2,886 |
| Volatile liabilities | $26,204,000 | 2,956 |
| Insider loans | $1,195,000 | 3,416 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $765,000 | 811 |
| Unused loan commitments | $14,953,000 | 2,885 |
| Tier 1 (core) risk-based capital | $15,464,000 | 2,893 |
| Tier 2 risk-based capital | $1,562,930 | 2,231 |
| Total risk weighted assets | $124,711,030 | 2,546 |
| Total unused commitments | $14,953,000 | 2,886 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $136,293,000 | 3,380 |
| Cash and due from depository institutions | $3,504,000 | 3,519 |
| Interest-bearing balances | $588,000 | 2,980 |
| Securities | $24,921,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $103,598,000 | 2,830 |
| Loan loss allowance | $1,330,000 | 2,672 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,579,000 | 4,695 |
| Other real estate owned | $441,000 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,250,000 | 3,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,293,000 | 3,380 |
| Total liabilities | $117,234,000 | 3,504 |
| Total deposits | $101,065,000 | 3,699 |
| Interest-bearing deposits | $89,853,000 | 3,580 |
| Deposits held in domestic offices | $101,065,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,458,000 | 1,397 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,273 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $711,000 | 4,208 |
| Total equity capital | $19,059,000 | 2,306 |
| Total bank equity capital | $19,059,000 | 2,306 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,241,000 | 496 |
| Surplus | $10,180,000 | 1,601 |
| Undivided profits | $1,638,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $645,000 | 3,650 |
| Earning assets | $129,107,000 | 3,271 |
| Long-term assets (5+ years) | $17,048,000 | 3,658 |
| Average Assets, year-to-date | $122,481,800 | 3,582 |
| Average Assets, quarterly | $131,960,500 | 3,439 |
| Volatile liabilities | $29,202,000 | 2,590 |
| Insider loans | $1,243,000 | 3,237 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $661,000 | 839 |
| Unused loan commitments | $17,569,000 | 2,603 |
| Tier 1 (core) risk-based capital | $19,677,000 | 2,233 |
| Tier 2 risk-based capital | $1,314,080 | 2,455 |
| Total risk weighted assets | $105,110,680 | 2,857 |
| Total unused commitments | $17,569,000 | 2,606 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $113,679,000 | 3,888 |
| Cash and due from depository institutions | $5,949,000 | 4,625 |
| Interest-bearing balances | $2,616,000 | 1,882 |
| Securities | $18,146,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,484 |
| Net loans & leases | $75,849,000 | 3,551 |
| Loan loss allowance | $1,026,000 | 3,260 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $902,000 | 6,262 |
| Other real estate owned | $80,000 | 4,625 |
| Goodwill and other intangibles | $13,000 | 3,258 |
| All other assets | $1,042,000 | 5,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,679,000 | 3,888 |
| Total liabilities | $99,463,000 | 3,973 |
| Total deposits | $90,762,000 | 4,073 |
| Interest-bearing deposits | $80,343,000 | 3,949 |
| Deposits held in domestic offices | $90,762,000 | 4,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 1,770 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $701,000 | 4,609 |
| Total equity capital | $14,216,000 | 3,149 |
| Total bank equity capital | $14,216,000 | 3,149 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,456,000 | 633 |
| Surplus | $7,502,000 | 2,029 |
| Undivided profits | $1,258,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $407,000 | 5,405 |
| Earning assets | $108,311,000 | 3,781 |
| Long-term assets (5+ years) | $14,801,000 | 3,786 |
| Average Assets, year-to-date | $97,280,600 | 4,269 |
| Average Assets, quarterly | $110,639,500 | 3,905 |
| Volatile liabilities | $12,185,000 | 4,397 |
| Insider loans | $1,173,000 | 3,179 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,158,000 | 794 |
| Unused loan commitments | $13,174,000 | 3,049 |
| Tier 1 (core) risk-based capital | $14,164,000 | 3,012 |
| Tier 2 risk-based capital | $981,760 | 3,072 |
| Total risk weighted assets | $78,496,260 | 3,501 |
| Total unused commitments | $13,174,000 | 3,055 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $81,594,000 | 5,119 |
| Cash and due from depository institutions | $5,751,000 | 5,932 |
| Interest-bearing balances | $1,010,000 | 2,435 |
| Securities | $18,301,000 | 5,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,902,000 | 4,547 |
| Loan loss allowance | $795,000 | 4,075 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $610,000 | 7,402 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $52,000 | 2,928 |
| All other assets | $978,000 | 6,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,594,000 | 5,119 |
| Total liabilities | $68,294,000 | 5,363 |
| Total deposits | $66,421,000 | 5,251 |
| Interest-bearing deposits | $55,566,000 | 5,353 |
| Deposits held in domestic offices | $66,421,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $873,000 | 3,978 |
| Total equity capital | $13,300,000 | 3,315 |
| Total bank equity capital | $13,300,000 | 3,315 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,453,000 | 644 |
| Surplus | $7,497,000 | 2,019 |
| Undivided profits | $350,000 | 9,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $366,000 | 6,031 |
| Earning assets | $75,213,000 | 5,092 |
| Long-term assets (5+ years) | $14,020,000 | 3,511 |
| Average Assets, year-to-date | $72,015,200 | 5,409 |
| Average Assets, quarterly | $78,892,500 | 5,174 |
| Volatile liabilities | $13,196,000 | 4,140 |
| Insider loans | $1,035,000 | 3,476 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,804,000 | 626 |
| Unused loan commitments | $11,872,000 | 3,077 |
| Tier 1 (core) risk-based capital | $13,185,000 | 3,205 |
| Tier 2 risk-based capital | $719,590 | 3,896 |
| Total risk weighted assets | $57,492,090 | 4,525 |
| Total unused commitments | $11,872,000 | 3,079 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $62,450,000 | 6,355 |
| Cash and due from depository institutions | $2,833,000 | 7,084 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $16,681,000 | 6,009 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,944 |
| Net loans & leases | $37,097,000 | 6,151 |
| Loan loss allowance | $628,000 | 5,043 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $655,000 | 7,327 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $90,000 | 2,565 |
| All other assets | $794,000 | 7,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,450,000 | 6,355 |
| Total liabilities | $54,490,000 | 6,469 |
| Total deposits | $53,971,000 | 6,301 |
| Interest-bearing deposits | $47,507,000 | 6,176 |
| Deposits held in domestic offices | $53,971,000 | 6,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $519,000 | 5,808 |
| Total equity capital | $7,960,000 | 5,256 |
| Total bank equity capital | $7,960,000 | 5,256 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,676,000 | 1,049 |
| Surplus | $4,832,000 | 2,942 |
| Undivided profits | $-548,000 | 11,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 8,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $250,000 | 7,653 |
| Earning assets | $58,079,000 | 6,286 |
| Long-term assets (5+ years) | $11,828,000 | 3,814 |
| Average Assets, year-to-date | $50,450,000 | 7,030 |
| Average Assets, quarterly | $57,150,500 | 6,672 |
| Volatile liabilities | $13,825,000 | 3,854 |
| Insider loans | $1,763,000 | 2,366 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $388,000 | 1,042 |
| Unused loan commitments | $5,939,000 | 4,671 |
| Tier 1 (core) risk-based capital | $7,862,000 | 5,217 |
| Tier 2 risk-based capital | $502,070 | 5,244 |
| Total risk weighted assets | $40,039,570 | 5,983 |
| Total unused commitments | $5,939,000 | 4,683 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $39,674,000 | 8,413 |
| Cash and due from depository institutions | $1,362,000 | 8,186 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $8,346,000 | 8,866 |
| Federal funds sold & reverse repurchase agreements | $2,605,000 | 4,756 |
| Net loans & leases | $26,318,000 | 7,516 |
| Loan loss allowance | $450,000 | 6,486 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $557,000 | 8,001 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $129,000 | 2,233 |
| All other assets | $357,000 | 10,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,674,000 | 8,413 |
| Total liabilities | $32,149,000 | 8,835 |
| Total deposits | $31,910,000 | 8,695 |
| Interest-bearing deposits | $24,328,000 | 9,120 |
| Deposits held in domestic offices | $31,910,000 | 8,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $239,000 | 9,141 |
| Total equity capital | $7,525,000 | 5,549 |
| Total bank equity capital | $7,525,000 | 5,549 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,676,000 | 1,065 |
| Surplus | $4,831,000 | 2,941 |
| Undivided profits | $-982,000 | 11,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $159,000 | 9,545 |
| Earning assets | $37,270,000 | 8,276 |
| Long-term assets (5+ years) | $1,045,000 | 8,934 |
| Average Assets, year-to-date | $30,308,200 | 9,309 |
| Average Assets, quarterly | $36,998,000 | 8,666 |
| Volatile liabilities | $7,556,000 | 5,490 |
| Insider loans | $1,826,000 | 2,326 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $613,000 | 957 |
| Unused loan commitments | $6,641,000 | 4,229 |
| Tier 1 (core) risk-based capital | $7,290,000 | 5,552 |
| Tier 2 risk-based capital | $314,500 | 7,152 |
| Total risk weighted assets | $25,024,800 | 7,929 |
| Total unused commitments | $6,641,000 | 4,242 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $19,577,000 | 11,177 |
| Cash and due from depository institutions | $663,000 | 9,073 |
| Interest-bearing balances | $1,000 | 6,985 |
| Securities | $5,265,000 | 10,727 |
| Federal funds sold & reverse repurchase agreements | $1,595,000 | 4,366 |
| Net loans & leases | $10,926,000 | 10,774 |
| Loan loss allowance | $200,000 | 9,870 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $623,000 | 7,785 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $168,000 | 2,019 |
| All other assets | $337,000 | 10,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,577,000 | 11,177 |
| Total liabilities | $12,219,000 | 11,912 |
| Total deposits | $12,144,000 | 11,842 |
| Interest-bearing deposits | $9,718,000 | 11,905 |
| Deposits held in domestic offices | $12,144,000 | 11,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $75,000 | 11,668 |
| Total equity capital | $7,358,000 | 5,277 |
| Total bank equity capital | $7,358,000 | 5,277 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,647,000 | 1,063 |
| Surplus | $4,788,000 | 2,879 |
| Undivided profits | $-1,077,000 | 12,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $62,000 | 11,723 |
| Earning assets | $17,787,000 | 11,158 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $15,670,330 | 11,640 |
| Average Assets, quarterly | $17,829,000 | 11,399 |
| Volatile liabilities | $4,037,000 | 7,497 |
| Insider loans | $599,000 | 5,134 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,836,000 | 6,519 |
| Tier 1 (core) risk-based capital | $7,201,000 | 5,484 |
| Tier 2 risk-based capital | $145,290 | 10,227 |
| Total risk weighted assets | $11,568,190 | 10,873 |
| Total unused commitments | $2,836,000 | 6,530 |
| Derivatives | $0 | 687 |