Home > Capital Bank, SSB > Income and Expense
Capital Bank, SSB, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 1,800 |
| Total interest expense | $447,000 | 1,597 |
| Net interest income | $3,149,000 | 1,818 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $113,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,335 |
| Total noninterest expense | $2,423,000 | 1,986 |
| Salaries and employee benefits | $1,273,000 | 2,096 |
| Premises and equipment expense | $245,000 | 2,183 |
| Additional noninterest expense | $905,000 | 1,647 |
| Pre-tax net operating income | $864,000 | 2,166 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $864,000 | 1,859 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $864,000 | 1,859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $864,000 | 1,859 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $864,000 | 1,848 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,994,000 | 1,811 |
| Total interest expense | $1,833,000 | 1,520 |
| Net interest income | $12,161,000 | 1,837 |
| Provision for loan and lease losses | $319,000 | 1,933 |
| Total noninterest income | $483,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $405,000 | 2,450 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $78,000 | 5,109 |
| Total noninterest expense | $10,899,000 | 1,760 |
| Salaries and employee benefits | $6,036,000 | 1,780 |
| Premises and equipment expense | $1,008,000 | 2,139 |
| Additional noninterest expense | $3,855,000 | 1,583 |
| Pre-tax net operating income | $1,426,000 | 3,577 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,426,000 | 3,360 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,426,000 | 3,358 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,426,000 | 3,359 |
| Net charge-offs | $-17,000 | 5,082 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,426,000 | 3,312 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,457,000 | 1,821 |
| Total interest expense | $1,369,000 | 1,531 |
| Net interest income | $9,088,000 | 1,847 |
| Provision for loan and lease losses | $306,000 | 1,595 |
| Total noninterest income | $328,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $285,000 | 2,553 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $43,000 | 5,330 |
| Total noninterest expense | $8,017,000 | 1,782 |
| Salaries and employee benefits | $4,614,000 | 1,749 |
| Premises and equipment expense | $806,000 | 2,036 |
| Additional noninterest expense | $2,597,000 | 1,732 |
| Pre-tax net operating income | $1,093,000 | 3,590 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,093,000 | 3,353 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,093,000 | 3,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,093,000 | 3,353 |
| Net charge-offs | $-18,000 | 5,062 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,093,000 | 3,289 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 1,842 |
| Total interest expense | $899,000 | 1,541 |
| Net interest income | $6,028,000 | 1,859 |
| Provision for loan and lease losses | $306,000 | 1,213 |
| Total noninterest income | $233,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $181,000 | 2,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,021 |
| Total noninterest expense | $5,333,000 | 1,797 |
| Salaries and employee benefits | $3,079,000 | 1,738 |
| Premises and equipment expense | $552,000 | 1,987 |
| Additional noninterest expense | $1,702,000 | 1,774 |
| Pre-tax net operating income | $622,000 | 3,823 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $622,000 | 3,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 3,614 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $622,000 | 3,616 |
| Net charge-offs | $-17,000 | 5,151 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $622,000 | 3,541 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 1,845 |
| Total interest expense | $442,000 | 1,563 |
| Net interest income | $3,007,000 | 1,869 |
| Provision for loan and lease losses | $191,000 | 1,003 |
| Total noninterest income | $85,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $82,000 | 2,770 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $2,661,000 | 1,805 |
| Salaries and employee benefits | $1,599,000 | 1,701 |
| Premises and equipment expense | $274,000 | 2,007 |
| Additional noninterest expense | $788,000 | 1,885 |
| Pre-tax net operating income | $240,000 | 4,188 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $240,000 | 3,980 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $240,000 | 3,977 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $240,000 | 3,978 |
| Net charge-offs | $-17,000 | 5,410 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $240,000 | 3,921 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,425,000 | 1,966 |
| Total interest expense | $1,489,000 | 1,789 |
| Net interest income | $10,936,000 | 1,977 |
| Provision for loan and lease losses | $693,000 | 1,071 |
| Total noninterest income | $303,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $275,000 | 3,192 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $28,000 | 5,719 |
| Total noninterest expense | $9,579,000 | 1,976 |
| Salaries and employee benefits | $5,702,000 | 1,828 |
| Premises and equipment expense | $1,193,000 | 1,904 |
| Additional noninterest expense | $2,684,000 | 2,200 |
| Pre-tax net operating income | $967,000 | 4,146 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $967,000 | 3,993 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $967,000 | 3,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $967,000 | 3,994 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $967,000 | 3,937 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,169,000 | 2,005 |
| Total interest expense | $1,066,000 | 1,865 |
| Net interest income | $8,103,000 | 2,009 |
| Provision for loan and lease losses | $645,000 | 856 |
| Total noninterest income | $206,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $193,000 | 3,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 5,914 |
| Total noninterest expense | $7,004,000 | 2,019 |
| Salaries and employee benefits | $4,229,000 | 1,854 |
| Premises and equipment expense | $858,000 | 1,986 |
| Additional noninterest expense | $1,917,000 | 2,290 |
| Pre-tax net operating income | $660,000 | 4,372 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $660,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 4,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $660,000 | 4,196 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $660,000 | 4,141 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 2,065 |
| Total interest expense | $667,000 | 1,973 |
| Net interest income | $5,246,000 | 2,052 |
| Provision for loan and lease losses | $608,000 | 640 |
| Total noninterest income | $193,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $126,000 | 3,349 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 4,933 |
| Total noninterest expense | $4,525,000 | 2,090 |
| Salaries and employee benefits | $2,775,000 | 1,895 |
| Premises and equipment expense | $544,000 | 2,082 |
| Additional noninterest expense | $1,206,000 | 2,415 |
| Pre-tax net operating income | $306,000 | 4,832 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $306,000 | 4,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $306,000 | 4,668 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $306,000 | 4,669 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $306,000 | 4,600 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,149 |
| Total interest expense | $301,000 | 2,162 |
| Net interest income | $2,518,000 | 2,117 |
| Provision for loan and lease losses | $329,000 | 583 |
| Total noninterest income | $93,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $60,000 | 3,383 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 4,969 |
| Total noninterest expense | $2,268,000 | 2,087 |
| Salaries and employee benefits | $1,426,000 | 1,855 |
| Premises and equipment expense | $259,000 | 2,182 |
| Additional noninterest expense | $583,000 | 2,480 |
| Pre-tax net operating income | $14,000 | 5,900 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $14,000 | 5,946 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $14,000 | 5,947 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $14,000 | 5,947 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $14,000 | 5,899 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,834,000 | 2,447 |
| Total interest expense | $1,130,000 | 2,366 |
| Net interest income | $8,704,000 | 2,433 |
| Provision for loan and lease losses | $306,000 | 1,964 |
| Total noninterest income | $942,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $222,000 | 3,752 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $720,000 | 2,770 |
| Total noninterest expense | $12,673,000 | 1,502 |
| Salaries and employee benefits | $6,918,000 | 1,505 |
| Premises and equipment expense | $1,169,000 | 1,961 |
| Additional noninterest expense | $4,586,000 | 1,399 |
| Pre-tax net operating income | $-3,333,000 | 6,466 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-3,333,000 | 6,462 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-3,333,000 | 6,461 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,333,000 | 6,461 |
| Net charge-offs | $-9,000 | 5,646 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $2,865,000 | 114 |
| Net operating income | $-3,333,000 | 6,462 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 2,489 |
| Total interest expense | $835,000 | 2,427 |
| Net interest income | $6,407,000 | 2,491 |
| Provision for loan and lease losses | $306,000 | 1,609 |
| Total noninterest income | $969,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $164,000 | 3,818 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $805,000 | 2,252 |
| Total noninterest expense | $9,443,000 | 1,521 |
| Salaries and employee benefits | $5,408,000 | 1,457 |
| Premises and equipment expense | $850,000 | 2,035 |
| Additional noninterest expense | $3,185,000 | 1,496 |
| Pre-tax net operating income | $-2,373,000 | 6,545 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,373,000 | 6,535 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,373,000 | 6,534 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,373,000 | 6,534 |
| Net charge-offs | $55,000 | 3,187 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,015,000 | 102 |
| Net operating income | $-2,373,000 | 6,538 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,538 |
| Total interest expense | $546,000 | 2,491 |
| Net interest income | $4,176,000 | 2,531 |
| Provision for loan and lease losses | $205,000 | 1,617 |
| Total noninterest income | $628,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $106,000 | 3,836 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $522,000 | 2,260 |
| Total noninterest expense | $6,417,000 | 1,494 |
| Salaries and employee benefits | $3,729,000 | 1,414 |
| Premises and equipment expense | $557,000 | 2,075 |
| Additional noninterest expense | $2,131,000 | 1,479 |
| Pre-tax net operating income | $-1,818,000 | 6,625 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-1,818,000 | 6,621 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,818,000 | 6,621 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,818,000 | 6,621 |
| Net charge-offs | $48,000 | 2,822 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,018,000 | 107 |
| Net operating income | $-1,818,000 | 6,622 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 2,635 |
| Total interest expense | $252,000 | 2,663 |
| Net interest income | $2,017,000 | 2,608 |
| Provision for loan and lease losses | $78,000 | 1,786 |
| Total noninterest income | $299,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $247,000 | 2,273 |
| Total noninterest expense | $3,353,000 | 1,448 |
| Salaries and employee benefits | $2,028,000 | 1,329 |
| Premises and equipment expense | $293,000 | 2,022 |
| Additional noninterest expense | $1,032,000 | 1,510 |
| Pre-tax net operating income | $-1,115,000 | 6,696 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-1,115,000 | 6,692 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,115,000 | 6,692 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,115,000 | 6,692 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,009,000 | 63 |
| Net operating income | $-1,115,000 | 6,691 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 2,764 |
| Total interest expense | $986,000 | 2,970 |
| Net interest income | $7,676,000 | 2,710 |
| Provision for loan and lease losses | $307,000 | 2,413 |
| Total noninterest income | $3,060,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $159,000 | 4,486 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,901,000 | 1,169 |
| Total noninterest expense | $12,113,000 | 1,592 |
| Salaries and employee benefits | $6,964,000 | 1,490 |
| Premises and equipment expense | $842,000 | 2,600 |
| Additional noninterest expense | $4,307,000 | 1,533 |
| Pre-tax net operating income | $-1,684,000 | 6,638 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,684,000 | 6,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,684,000 | 6,653 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,684,000 | 6,653 |
| Net charge-offs | $-39,000 | 6,378 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 207 |
| Net operating income | $-1,684,000 | 6,647 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 2,756 |
| Total interest expense | $750,000 | 3,021 |
| Net interest income | $5,798,000 | 2,688 |
| Provision for loan and lease losses | $121,000 | 3,177 |
| Total noninterest income | $1,734,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,637,000 | 1,455 |
| Total noninterest expense | $8,878,000 | 1,631 |
| Salaries and employee benefits | $5,211,000 | 1,499 |
| Premises and equipment expense | $534,000 | 2,961 |
| Additional noninterest expense | $3,133,000 | 1,567 |
| Pre-tax net operating income | $-1,467,000 | 6,747 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,467,000 | 6,757 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,467,000 | 6,758 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,467,000 | 6,758 |
| Net charge-offs | $-27,000 | 6,333 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $-1,467,000 | 6,749 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 2,697 |
| Total interest expense | $509,000 | 3,033 |
| Net interest income | $3,976,000 | 2,624 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $1,531,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,464,000 | 1,221 |
| Total noninterest expense | $5,826,000 | 1,653 |
| Salaries and employee benefits | $3,470,000 | 1,502 |
| Premises and equipment expense | $331,000 | 3,135 |
| Additional noninterest expense | $2,025,000 | 1,596 |
| Pre-tax net operating income | $-379,000 | 6,642 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-379,000 | 6,681 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-379,000 | 6,682 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-379,000 | 6,682 |
| Net charge-offs | $-29,000 | 6,418 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 640 |
| Net operating income | $-379,000 | 6,657 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 2,782 |
| Total interest expense | $260,000 | 3,061 |
| Net interest income | $1,914,000 | 2,717 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $765,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $732,000 | 1,222 |
| Total noninterest expense | $2,765,000 | 1,750 |
| Salaries and employee benefits | $1,640,000 | 1,606 |
| Premises and equipment expense | $166,000 | 3,161 |
| Additional noninterest expense | $959,000 | 1,672 |
| Pre-tax net operating income | $-106,000 | 6,628 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-106,000 | 6,669 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-106,000 | 6,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-106,000 | 6,670 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $-106,000 | 6,636 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 3,362 |
| Total interest expense | $927,000 | 3,794 |
| Net interest income | $6,335,000 | 3,238 |
| Provision for loan and lease losses | $183,000 | 4,035 |
| Total noninterest income | $1,023,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $105,000 | 5,360 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $918,000 | 2,495 |
| Total noninterest expense | $8,276,000 | 2,278 |
| Salaries and employee benefits | $4,209,000 | 2,341 |
| Premises and equipment expense | $678,000 | 3,096 |
| Additional noninterest expense | $3,389,000 | 1,938 |
| Pre-tax net operating income | $-1,101,000 | 6,691 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,101,000 | 6,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,101,000 | 6,731 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,101,000 | 6,732 |
| Net charge-offs | $120,000 | 4,265 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-106,000 | 7,018 |
| Net operating income | $-1,101,000 | 6,703 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,563 |
| Total interest expense | $669,000 | 4,002 |
| Net interest income | $4,456,000 | 3,451 |
| Provision for loan and lease losses | $183,000 | 3,617 |
| Total noninterest income | $612,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $73,000 | 5,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $539,000 | 2,832 |
| Total noninterest expense | $5,712,000 | 2,478 |
| Salaries and employee benefits | $2,792,000 | 2,640 |
| Premises and equipment expense | $492,000 | 3,197 |
| Additional noninterest expense | $2,428,000 | 2,023 |
| Pre-tax net operating income | $-827,000 | 6,779 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-827,000 | 6,839 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-827,000 | 6,837 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-827,000 | 6,838 |
| Net charge-offs | $177,000 | 3,423 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 7,125 |
| Net operating income | $-827,000 | 6,798 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 3,811 |
| Total interest expense | $447,000 | 4,093 |
| Net interest income | $2,694,000 | 3,698 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $511,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $466,000 | 2,422 |
| Total noninterest expense | $3,552,000 | 2,646 |
| Salaries and employee benefits | $1,669,000 | 2,922 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $1,598,000 | 2,041 |
| Pre-tax net operating income | $-447,000 | 6,788 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-447,000 | 6,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-447,000 | 6,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-447,000 | 6,850 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,204 |
| Net operating income | $-447,000 | 6,808 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 3,893 |
| Total interest expense | $221,000 | 4,221 |
| Net interest income | $1,327,000 | 3,760 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $451,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $430,000 | 1,670 |
| Total noninterest expense | $1,618,000 | 2,870 |
| Salaries and employee benefits | $944,000 | 2,620 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $565,000 | 2,801 |
| Pre-tax net operating income | $160,000 | 4,837 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $160,000 | 4,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $160,000 | 4,742 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $160,000 | 4,743 |
| Net charge-offs | $41,000 | 3,172 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 401 |
| Net operating income | $160,000 | 4,603 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 4,584 |
| Total interest expense | $941,000 | 4,542 |
| Net interest income | $4,033,000 | 4,516 |
| Provision for loan and lease losses | $615,000 | 3,125 |
| Total noninterest income | $140,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $91,000 | 5,646 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $5,379,000 | 3,342 |
| Salaries and employee benefits | $3,098,000 | 3,038 |
| Premises and equipment expense | $422,000 | 4,442 |
| Additional noninterest expense | $1,859,000 | 3,341 |
| Pre-tax net operating income | $-1,821,000 | 6,764 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,821,000 | 6,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,821,000 | 6,805 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,821,000 | 6,805 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $18,931,000 | 42 |
| Net operating income | $-1,821,000 | 6,785 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,878 |
| Total interest expense | $1,431,000 | 2,966 |
| Net interest income | $1,960,000 | 5,600 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $256,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $66,000 | 5,704 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $190,000 | 4,163 |
| Total noninterest expense | $3,856,000 | 3,468 |
| Salaries and employee benefits | $2,254,000 | 3,126 |
| Premises and equipment expense | $307,000 | 4,557 |
| Additional noninterest expense | $1,295,000 | 3,502 |
| Pre-tax net operating income | $-1,640,000 | 6,949 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,640,000 | 7,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,640,000 | 7,009 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,640,000 | 7,009 |
| Net charge-offs | $57,000 | 4,882 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $18,899,000 | 35 |
| Net operating income | $-1,640,000 | 6,983 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 4,977 |
| Total interest expense | $983,000 | 2,985 |
| Net interest income | $1,229,000 | 5,755 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $164,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 4,309 |
| Total noninterest expense | $2,503,000 | 3,574 |
| Salaries and employee benefits | $1,488,000 | 3,160 |
| Premises and equipment expense | $201,000 | 4,643 |
| Additional noninterest expense | $814,000 | 3,699 |
| Pre-tax net operating income | $-1,110,000 | 7,012 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,110,000 | 7,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,110,000 | 7,062 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,110,000 | 7,063 |
| Net charge-offs | $62,000 | 4,287 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,866,000 | 22 |
| Net operating income | $-1,110,000 | 7,047 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 4,991 |
| Total interest expense | $499,000 | 3,051 |
| Net interest income | $616,000 | 5,759 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $1,321,000 | 3,428 |
| Salaries and employee benefits | $761,000 | 3,120 |
| Premises and equipment expense | $102,000 | 4,658 |
| Additional noninterest expense | $458,000 | 3,400 |
| Pre-tax net operating income | $-634,000 | 7,145 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-634,000 | 7,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-634,000 | 7,189 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-634,000 | 7,189 |
| Net charge-offs | $47,000 | 3,400 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 435 |
| Net operating income | $-634,000 | 7,176 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 4,698 |
| Total interest expense | $2,513,000 | 2,977 |
| Net interest income | $2,710,000 | 5,591 |
| Provision for loan and lease losses | $691,000 | 3,612 |
| Total noninterest income | $196,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 5,801 |
| Total noninterest expense | $4,461,000 | 3,922 |
| Salaries and employee benefits | $2,140,000 | 4,045 |
| Premises and equipment expense | $402,000 | 4,741 |
| Additional noninterest expense | $1,919,000 | 3,365 |
| Pre-tax net operating income | $-2,246,000 | 6,816 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,246,000 | 6,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,246,000 | 6,896 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,246,000 | 6,897 |
| Net charge-offs | $668,000 | 3,238 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $13,468,000 | 66 |
| Net operating income | $-2,246,000 | 6,869 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 4,728 |
| Total interest expense | $1,944,000 | 3,025 |
| Net interest income | $2,061,000 | 5,641 |
| Provision for loan and lease losses | $586,000 | 3,289 |
| Total noninterest income | $59,000 | 6,987 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $92,000 | 5,296 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-33,000 | 7,291 |
| Total noninterest expense | $3,221,000 | 4,029 |
| Salaries and employee benefits | $1,453,000 | 4,363 |
| Premises and equipment expense | $309,000 | 4,758 |
| Additional noninterest expense | $1,459,000 | 3,308 |
| Pre-tax net operating income | $-1,687,000 | 7,003 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,687,000 | 7,083 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,687,000 | 7,081 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,687,000 | 7,083 |
| Net charge-offs | $565,000 | 2,909 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 77 |
| Net operating income | $-1,687,000 | 7,059 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 4,697 |
| Total interest expense | $1,342,000 | 3,039 |
| Net interest income | $1,400,000 | 5,622 |
| Provision for loan and lease losses | $486,000 | 2,903 |
| Total noninterest income | $61,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,000 | 7,305 |
| Total noninterest expense | $2,131,000 | 4,052 |
| Salaries and employee benefits | $908,000 | 4,545 |
| Premises and equipment expense | $208,000 | 4,760 |
| Additional noninterest expense | $1,015,000 | 3,160 |
| Pre-tax net operating income | $-1,156,000 | 7,066 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,156,000 | 7,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,156,000 | 7,136 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,156,000 | 7,137 |
| Net charge-offs | $481,000 | 2,497 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,400,000 | 51 |
| Net operating income | $-1,156,000 | 7,115 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 4,697 |
| Total interest expense | $690,000 | 3,095 |
| Net interest income | $707,000 | 5,630 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $859,000 | 4,714 |
| Salaries and employee benefits | $320,000 | 5,642 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $434,000 | 3,589 |
| Pre-tax net operating income | $-92,000 | 6,632 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-92,000 | 6,735 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-92,000 | 6,736 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-92,000 | 6,735 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-92,000 | 6,668 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 4,308 |
| Total interest expense | $3,425,000 | 3,102 |
| Net interest income | $3,254,000 | 5,169 |
| Provision for loan and lease losses | $2,037,000 | 2,456 |
| Total noninterest income | $-44,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $223,000 | 4,440 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-267,000 | 7,719 |
| Total noninterest expense | $3,433,000 | 4,782 |
| Salaries and employee benefits | $1,295,000 | 5,621 |
| Premises and equipment expense | $380,000 | 5,122 |
| Additional noninterest expense | $1,758,000 | 3,662 |
| Pre-tax net operating income | $-2,260,000 | 6,704 |
| Securities gains (losses) | $-26,000 | 7,085 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,286,000 | 6,828 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,286,000 | 6,825 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,286,000 | 6,826 |
| Net charge-offs | $758,000 | 3,253 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,260,000 | 6,819 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 4,309 |
| Total interest expense | $2,627,000 | 3,174 |
| Net interest income | $2,478,000 | 5,129 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $71,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $185,000 | 4,261 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-114,000 | 7,820 |
| Total noninterest expense | $2,553,000 | 4,818 |
| Salaries and employee benefits | $1,065,000 | 5,392 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $1,215,000 | 3,843 |
| Pre-tax net operating income | $-504,000 | 6,339 |
| Securities gains (losses) | $-26,000 | 7,305 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-530,000 | 6,450 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-530,000 | 6,451 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-530,000 | 6,450 |
| Net charge-offs | $731,000 | 2,586 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-504,000 | 6,427 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 4,268 |
| Total interest expense | $1,764,000 | 3,283 |
| Net interest income | $1,736,000 | 4,983 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $-11,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $127,000 | 4,197 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-138,000 | 7,991 |
| Total noninterest expense | $1,693,000 | 4,869 |
| Salaries and employee benefits | $728,000 | 5,373 |
| Premises and equipment expense | $179,000 | 5,353 |
| Additional noninterest expense | $786,000 | 3,922 |
| Pre-tax net operating income | $-168,000 | 6,219 |
| Securities gains (losses) | $-26,000 | 7,545 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-194,000 | 6,371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-194,000 | 6,370 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-194,000 | 6,370 |
| Net charge-offs | $366,000 | 2,705 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-168,000 | 6,295 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 4,245 |
| Total interest expense | $830,000 | 3,528 |
| Net interest income | $964,000 | 4,678 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-13,000 | 8,003 |
| Total noninterest expense | $795,000 | 4,973 |
| Salaries and employee benefits | $384,000 | 5,270 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $333,000 | 4,094 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $33,000 | 1,486 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $56,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 5,596 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $56,000 | 5,596 |
| Net charge-offs | $181,000 | 2,225 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,000 | 5,942 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,078,000 | 4,450 |
| Total interest expense | $3,362,000 | 3,940 |
| Net interest income | $3,716,000 | 4,807 |
| Provision for loan and lease losses | $900,000 | 2,867 |
| Total noninterest income | $275,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 4,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $2,713,000 | 5,417 |
| Salaries and employee benefits | $1,287,000 | 5,780 |
| Premises and equipment expense | $197,000 | 6,709 |
| Additional noninterest expense | $1,229,000 | 4,223 |
| Pre-tax net operating income | $378,000 | 5,191 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $378,000 | 4,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 3,717 |
| Cash dividends | $1,037,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $378,000 | 4,987 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,501 |
| Total interest expense | $2,574,000 | 3,996 |
| Net interest income | $2,764,000 | 4,856 |
| Provision for loan and lease losses | $219,000 | 4,077 |
| Total noninterest income | $186,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $153,000 | 4,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,933,000 | 5,550 |
| Salaries and employee benefits | $957,000 | 5,829 |
| Premises and equipment expense | $136,000 | 6,887 |
| Additional noninterest expense | $840,000 | 4,421 |
| Pre-tax net operating income | $798,000 | 4,109 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $798,000 | 3,568 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $798,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,678 |
| Cash dividends | $857,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $798,000 | 3,712 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 4,538 |
| Total interest expense | $1,738,000 | 4,106 |
| Net interest income | $1,849,000 | 4,862 |
| Provision for loan and lease losses | $104,000 | 4,207 |
| Total noninterest income | $122,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $24,000 | 7,026 |
| Total noninterest expense | $1,295,000 | 5,579 |
| Salaries and employee benefits | $611,000 | 5,994 |
| Premises and equipment expense | $76,000 | 7,231 |
| Additional noninterest expense | $608,000 | 4,151 |
| Pre-tax net operating income | $572,000 | 4,124 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $572,000 | 3,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,682 |
| Cash dividends | $628,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $572,000 | 3,687 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 4,562 |
| Total interest expense | $904,000 | 4,170 |
| Net interest income | $938,000 | 4,840 |
| Provision for loan and lease losses | $52,000 | 3,746 |
| Total noninterest income | $64,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $607,000 | 5,779 |
| Salaries and employee benefits | $274,000 | 6,306 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $296,000 | 4,161 |
| Pre-tax net operating income | $343,000 | 3,855 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $343,000 | 3,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,552 |
| Cash dividends | $285,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $343,000 | 3,421 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,767 |
| Total interest expense | $3,172,000 | 4,630 |
| Net interest income | $3,741,000 | 4,821 |
| Provision for loan and lease losses | $253,000 | 3,483 |
| Total noninterest income | $261,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $183,000 | 5,078 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $78,000 | 6,562 |
| Total noninterest expense | $2,330,000 | 5,802 |
| Salaries and employee benefits | $1,025,000 | 6,373 |
| Premises and equipment expense | $154,000 | 7,203 |
| Additional noninterest expense | $1,151,000 | 4,198 |
| Pre-tax net operating income | $1,419,000 | 4,000 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,419,000 | 3,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,419,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-231,000 | 8,456 |
| Cash dividends | $1,511,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,419,000 | 3,548 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 4,882 |
| Total interest expense | $2,234,000 | 4,830 |
| Net interest income | $2,790,000 | 4,858 |
| Provision for loan and lease losses | $132,000 | 3,725 |
| Total noninterest income | $205,000 | 6,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 5,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,000 | 6,381 |
| Total noninterest expense | $1,729,000 | 5,806 |
| Salaries and employee benefits | $744,000 | 6,452 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $865,000 | 4,136 |
| Pre-tax net operating income | $1,134,000 | 4,079 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,134,000 | 3,605 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,134,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 8,475 |
| Cash dividends | $1,084,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,134,000 | 3,587 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 5,058 |
| Total interest expense | $1,394,000 | 5,006 |
| Net interest income | $1,784,000 | 5,026 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $36,000 | 6,751 |
| Total noninterest expense | $1,111,000 | 5,948 |
| Salaries and employee benefits | $471,000 | 6,633 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $560,000 | 4,220 |
| Pre-tax net operating income | $706,000 | 4,294 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $706,000 | 3,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $706,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-215,000 | 8,530 |
| Cash dividends | $681,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $706,000 | 3,781 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 5,359 |
| Total interest expense | $649,000 | 5,170 |
| Net interest income | $808,000 | 5,357 |
| Provision for loan and lease losses | $43,000 | 3,380 |
| Total noninterest income | $52,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $513,000 | 6,221 |
| Salaries and employee benefits | $221,000 | 6,817 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $251,000 | 4,528 |
| Pre-tax net operating income | $304,000 | 4,615 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $304,000 | 4,141 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $304,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,397 |
| Cash dividends | $377,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $304,000 | 4,119 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,619 |
| Total interest expense | $2,012,000 | 5,394 |
| Net interest income | $2,874,000 | 5,654 |
| Provision for loan and lease losses | $248,000 | 3,121 |
| Total noninterest income | $167,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $118,000 | 5,924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $1,937,000 | 6,242 |
| Salaries and employee benefits | $859,000 | 6,785 |
| Premises and equipment expense | $162,000 | 7,117 |
| Additional noninterest expense | $916,000 | 4,799 |
| Pre-tax net operating income | $856,000 | 5,521 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $856,000 | 5,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $856,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,698 |
| Cash dividends | $485,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $856,000 | 5,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 5,730 |
| Total interest expense | $1,431,000 | 5,467 |
| Net interest income | $2,097,000 | 5,781 |
| Provision for loan and lease losses | $23,000 | 5,896 |
| Total noninterest income | $125,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $85,000 | 6,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $1,465,000 | 6,214 |
| Salaries and employee benefits | $645,000 | 6,766 |
| Premises and equipment expense | $124,000 | 7,102 |
| Additional noninterest expense | $696,000 | 4,729 |
| Pre-tax net operating income | $734,000 | 5,408 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $734,000 | 4,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $734,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,496 |
| Cash dividends | $395,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 277 |
| Net operating income | $734,000 | 4,896 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 5,819 |
| Total interest expense | $899,000 | 5,511 |
| Net interest income | $1,347,000 | 5,913 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $84,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $955,000 | 6,299 |
| Salaries and employee benefits | $437,000 | 6,759 |
| Premises and equipment expense | $82,000 | 7,140 |
| Additional noninterest expense | $436,000 | 4,928 |
| Pre-tax net operating income | $466,000 | 5,568 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $466,000 | 5,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $466,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $310,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 188 |
| Net operating income | $466,000 | 5,045 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 5,836 |
| Total interest expense | $416,000 | 5,587 |
| Net interest income | $687,000 | 5,858 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $473,000 | 6,342 |
| Salaries and employee benefits | $208,000 | 6,893 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $223,000 | 4,845 |
| Pre-tax net operating income | $250,000 | 5,373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $250,000 | 4,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $310,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $250,000 | 4,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,160 |
| Total interest expense | $1,306,000 | 5,608 |
| Net interest income | $2,221,000 | 6,348 |
| Provision for loan and lease losses | $-176,000 | 8,684 |
| Total noninterest income | $173,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $109,000 | 6,165 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,088 |
| Total noninterest expense | $1,795,000 | 6,413 |
| Salaries and employee benefits | $910,000 | 6,606 |
| Premises and equipment expense | $152,000 | 7,250 |
| Additional noninterest expense | $733,000 | 5,464 |
| Pre-tax net operating income | $775,000 | 5,949 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $775,000 | 5,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $775,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,347 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 471 |
| Net operating income | $775,000 | 5,394 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 6,255 |
| Total interest expense | $926,000 | 5,653 |
| Net interest income | $1,625,000 | 6,454 |
| Provision for loan and lease losses | $-205,000 | 8,751 |
| Total noninterest income | $130,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $1,376,000 | 6,341 |
| Salaries and employee benefits | $692,000 | 6,575 |
| Premises and equipment expense | $116,000 | 7,226 |
| Additional noninterest expense | $568,000 | 5,288 |
| Pre-tax net operating income | $584,000 | 6,080 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $584,000 | 5,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $584,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 340 |
| Net operating income | $584,000 | 5,487 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,282 |
| Total interest expense | $575,000 | 5,679 |
| Net interest income | $1,081,000 | 6,456 |
| Provision for loan and lease losses | $-226,000 | 8,775 |
| Total noninterest income | $87,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $925,000 | 6,317 |
| Salaries and employee benefits | $486,000 | 6,424 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $359,000 | 5,443 |
| Pre-tax net operating income | $469,000 | 5,609 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $469,000 | 5,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $469,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 286 |
| Net operating income | $469,000 | 4,990 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,414 |
| Total interest expense | $270,000 | 5,763 |
| Net interest income | $520,000 | 6,617 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $446,000 | 6,459 |
| Salaries and employee benefits | $234,000 | 6,566 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $117,000 | 6,996 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 154 |
| Net operating income | $117,000 | 6,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,034,000 | 6,385 |
| Total interest expense | $1,034,000 | 5,561 |
| Net interest income | $2,000,000 | 6,624 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $147,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $129,000 | 6,061 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $1,926,000 | 6,126 |
| Salaries and employee benefits | $993,000 | 6,294 |
| Premises and equipment expense | $179,000 | 6,989 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $197,000 | 7,792 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $204,000 | 7,631 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $204,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 470 |
| Net operating income | $197,000 | 7,628 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 6,417 |
| Total interest expense | $770,000 | 5,558 |
| Net interest income | $1,494,000 | 6,637 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $120,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $1,467,000 | 6,033 |
| Salaries and employee benefits | $769,000 | 6,159 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $571,000 | 5,210 |
| Pre-tax net operating income | $138,000 | 7,961 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $145,000 | 7,807 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $145,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $138,000 | 7,814 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 6,433 |
| Total interest expense | $521,000 | 5,537 |
| Net interest income | $993,000 | 6,679 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $1,000,000 | 6,001 |
| Salaries and employee benefits | $530,000 | 6,092 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $385,000 | 5,193 |
| Pre-tax net operating income | $73,000 | 8,105 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $80,000 | 7,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $73,000 | 7,994 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,418 |
| Total interest expense | $264,000 | 5,566 |
| Net interest income | $502,000 | 6,674 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $490,000 | 6,106 |
| Salaries and employee benefits | $260,000 | 6,198 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $188,000 | 5,294 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $59,000 | 7,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,000 | 7,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 6,396 |
| Total interest expense | $1,074,000 | 5,912 |
| Net interest income | $2,047,000 | 6,525 |
| Provision for loan and lease losses | $313,000 | 3,072 |
| Total noninterest income | $192,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $171,000 | 5,603 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $2,109,000 | 5,809 |
| Salaries and employee benefits | $988,000 | 6,303 |
| Premises and equipment expense | $174,000 | 7,097 |
| Additional noninterest expense | $947,000 | 4,447 |
| Pre-tax net operating income | $-183,000 | 8,678 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-184,000 | 8,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-184,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,936 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-183,000 | 8,702 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 6,455 |
| Total interest expense | $804,000 | 6,061 |
| Net interest income | $1,545,000 | 6,545 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $137,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $1,520,000 | 5,934 |
| Salaries and employee benefits | $725,000 | 6,363 |
| Premises and equipment expense | $117,000 | 7,325 |
| Additional noninterest expense | $678,000 | 4,569 |
| Pre-tax net operating income | $99,000 | 8,233 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $128,000 | 8,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $128,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $99,000 | 8,098 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 6,419 |
| Total interest expense | $528,000 | 6,216 |
| Net interest income | $1,077,000 | 6,419 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $88,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $87,000 | 5,574 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,000 | 9,074 |
| Total noninterest expense | $1,011,000 | 5,955 |
| Salaries and employee benefits | $492,000 | 6,322 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $442,000 | 4,655 |
| Pre-tax net operating income | $94,000 | 8,058 |
| Securities gains (losses) | $44,000 | 2,102 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $138,000 | 7,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $138,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $94,000 | 7,849 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,424 |
| Total interest expense | $260,000 | 6,376 |
| Net interest income | $548,000 | 6,363 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $480,000 | 6,135 |
| Salaries and employee benefits | $257,000 | 6,157 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $122,000 | 6,871 |
| Securities gains (losses) | $44,000 | 1,461 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $122,000 | 6,349 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 6,897 |
| Total interest expense | $1,231,000 | 6,356 |
| Net interest income | $1,728,000 | 7,076 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $184,000 | 5,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $1,746,000 | 6,362 |
| Salaries and employee benefits | $855,000 | 6,680 |
| Premises and equipment expense | $130,000 | 7,735 |
| Additional noninterest expense | $761,000 | 5,116 |
| Pre-tax net operating income | $101,000 | 8,311 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $110,000 | 8,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $110,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $101,000 | 8,239 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 6,527 |
| Total interest expense | $2,130,000 | 5,912 |
| Net interest income | $1,638,000 | 7,090 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $-8,000 | 9,597 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $143,000 | 5,895 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-151,000 | 9,614 |
| Total noninterest expense | $1,502,000 | 6,792 |
| Salaries and employee benefits | $769,000 | 6,912 |
| Premises and equipment expense | $138,000 | 7,719 |
| Additional noninterest expense | $595,000 | 5,870 |
| Pre-tax net operating income | $128,000 | 8,193 |
| Securities gains (losses) | $53,000 | 2,288 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $181,000 | 7,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $181,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,847 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $128,000 | 8,060 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 7,436 |
| Total interest expense | $1,409,000 | 7,334 |
| Net interest income | $1,566,000 | 7,350 |
| Provision for loan and lease losses | $1,364,000 | 828 |
| Total noninterest income | $62,000 | 9,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $1,199,000 | 7,506 |
| Salaries and employee benefits | $599,000 | 7,705 |
| Premises and equipment expense | $118,000 | 8,135 |
| Additional noninterest expense | $482,000 | 6,559 |
| Pre-tax net operating income | $-935,000 | 9,701 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-935,000 | 9,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-935,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,188 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-935,000 | 9,715 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $102,000 | 10,181 |
| Total interest expense | $32,000 | 10,122 |
| Net interest income | $70,000 | 10,181 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $200,000 | 10,151 |
| Salaries and employee benefits | $108,000 | 10,132 |
| Premises and equipment expense | $11,000 | 10,148 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $-143,000 | 9,572 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-143,000 | 9,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-143,000 | 9,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,850,000 | 266 |
| Net operating income | $-143,000 | 9,595 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.