Home > Capital Bank of New Jersey > Income and Expense
Capital Bank of New Jersey, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,284,000 | 1,486 |
| Total interest expense | $2,095,000 | 1,881 |
| Net interest income | $17,189,000 | 1,412 |
| Provision for loan and lease losses | $-420,000 | 5,284 |
| Total noninterest income | $1,589,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $181,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,408,000 | 1,866 |
| Total noninterest expense | $10,584,000 | 1,809 |
| Salaries and employee benefits | $6,394,000 | 1,721 |
| Premises and equipment expense | $926,000 | 2,152 |
| Additional noninterest expense | $3,264,000 | 1,779 |
| Pre-tax net operating income | $8,614,000 | 1,164 |
| Securities gains (losses) | $-9,000 | 4,385 |
| Applicable income taxes | $1,744,000 | 957 |
| Income before extraordinary items | $6,861,000 | 1,238 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,861,000 | 1,237 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,861,000 | 1,237 |
| Net charge-offs | $-624,000 | 5,321 |
| Cash dividends | $1,011,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 351 |
| Net operating income | $6,868,200 | 1,234 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,181,000 | 1,498 |
| Total interest expense | $1,482,000 | 1,885 |
| Net interest income | $12,699,000 | 1,426 |
| Provision for loan and lease losses | $-420,000 | 5,374 |
| Total noninterest income | $1,274,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $135,000 | 3,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,139,000 | 1,792 |
| Total noninterest expense | $7,776,000 | 1,841 |
| Salaries and employee benefits | $4,716,000 | 1,748 |
| Premises and equipment expense | $693,000 | 2,160 |
| Additional noninterest expense | $2,367,000 | 1,830 |
| Pre-tax net operating income | $6,617,000 | 1,140 |
| Securities gains (losses) | $-9,000 | 4,747 |
| Applicable income taxes | $1,363,000 | 953 |
| Income before extraordinary items | $5,245,000 | 1,218 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,245,000 | 1,217 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,245,000 | 1,217 |
| Net charge-offs | $-618,000 | 5,405 |
| Cash dividends | $1,011,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 366 |
| Net operating income | $5,252,110 | 1,215 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,268,000 | 1,511 |
| Total interest expense | $920,000 | 1,903 |
| Net interest income | $8,348,000 | 1,443 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $735,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $89,000 | 3,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 1,967 |
| Total noninterest expense | $5,178,000 | 1,860 |
| Salaries and employee benefits | $3,108,000 | 1,783 |
| Premises and equipment expense | $466,000 | 2,178 |
| Additional noninterest expense | $1,604,000 | 1,814 |
| Pre-tax net operating income | $3,695,000 | 1,291 |
| Securities gains (losses) | $-5,000 | 4,867 |
| Applicable income taxes | $671,000 | 1,145 |
| Income before extraordinary items | $3,019,000 | 1,357 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,019,000 | 1,356 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,019,000 | 1,356 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $504,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $-57,000 | 5,496 |
| Net operating income | $3,023,100 | 1,345 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 1,531 |
| Total interest expense | $379,000 | 2,092 |
| Net interest income | $4,140,000 | 1,452 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $291,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 2,231 |
| Total noninterest expense | $2,564,000 | 1,893 |
| Salaries and employee benefits | $1,546,000 | 1,803 |
| Premises and equipment expense | $229,000 | 2,232 |
| Additional noninterest expense | $789,000 | 1,838 |
| Pre-tax net operating income | $1,762,000 | 1,317 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $322,000 | 1,163 |
| Income before extraordinary items | $1,436,000 | 1,370 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,436,000 | 1,370 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,436,000 | 1,370 |
| Net charge-offs | $-37,000 | 5,159 |
| Cash dividends | $504,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 5,581 |
| Net operating income | $1,439,280 | 1,359 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,149,000 | 1,564 |
| Total interest expense | $1,299,000 | 2,139 |
| Net interest income | $15,850,000 | 1,483 |
| Provision for loan and lease losses | $325,000 | 1,888 |
| Total noninterest income | $1,534,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $168,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,366,000 | 1,923 |
| Total noninterest expense | $9,866,000 | 1,931 |
| Salaries and employee benefits | $5,819,000 | 1,857 |
| Premises and equipment expense | $883,000 | 2,286 |
| Additional noninterest expense | $3,164,000 | 1,849 |
| Pre-tax net operating income | $7,193,000 | 1,285 |
| Securities gains (losses) | $67,000 | 770 |
| Applicable income taxes | $2,606,000 | 1,064 |
| Income before extraordinary items | $4,654,000 | 1,422 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,654,000 | 1,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,654,000 | 1,422 |
| Net charge-offs | $-131,000 | 5,364 |
| Cash dividends | $899,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 510 |
| Net operating income | $4,611,120 | 1,416 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,691,000 | 1,584 |
| Total interest expense | $980,000 | 2,113 |
| Net interest income | $11,711,000 | 1,499 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $1,182,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $123,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,059,000 | 1,917 |
| Total noninterest expense | $7,207,000 | 1,967 |
| Salaries and employee benefits | $4,316,000 | 1,878 |
| Premises and equipment expense | $637,000 | 2,361 |
| Additional noninterest expense | $2,254,000 | 1,934 |
| Pre-tax net operating income | $5,536,000 | 1,275 |
| Securities gains (losses) | $67,000 | 755 |
| Applicable income taxes | $1,543,000 | 1,090 |
| Income before extraordinary items | $4,060,000 | 1,359 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,060,000 | 1,359 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,060,000 | 1,359 |
| Net charge-offs | $-505,000 | 5,640 |
| Cash dividends | $899,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $1,392,000 | 166 |
| Net operating income | $4,011,760 | 1,350 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 1,601 |
| Total interest expense | $663,000 | 2,041 |
| Net interest income | $7,561,000 | 1,528 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $846,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $74,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 1,817 |
| Total noninterest expense | $4,720,000 | 2,002 |
| Salaries and employee benefits | $2,825,000 | 1,914 |
| Premises and equipment expense | $410,000 | 2,432 |
| Additional noninterest expense | $1,485,000 | 1,956 |
| Pre-tax net operating income | $3,612,000 | 1,286 |
| Securities gains (losses) | $73,000 | 529 |
| Applicable income taxes | $990,000 | 1,107 |
| Income before extraordinary items | $2,695,000 | 1,357 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,695,000 | 1,356 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,695,000 | 1,357 |
| Net charge-offs | $-379,000 | 5,695 |
| Cash dividends | $447,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $1,137,000 | 130 |
| Net operating income | $2,641,710 | 1,356 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 1,612 |
| Total interest expense | $322,000 | 2,060 |
| Net interest income | $3,731,000 | 1,543 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $469,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 1,670 |
| Total noninterest expense | $2,320,000 | 2,057 |
| Salaries and employee benefits | $1,379,000 | 1,982 |
| Premises and equipment expense | $224,000 | 2,328 |
| Additional noninterest expense | $717,000 | 2,007 |
| Pre-tax net operating income | $1,805,000 | 1,284 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $519,000 | 1,047 |
| Income before extraordinary items | $1,286,000 | 1,379 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,286,000 | 1,378 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,286,000 | 1,379 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $447,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $1,078,000 | 76 |
| Net operating income | $1,286,000 | 1,359 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,306,000 | 1,647 |
| Total interest expense | $1,112,000 | 2,254 |
| Net interest income | $14,194,000 | 1,578 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $1,029,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $150,000 | 3,976 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $879,000 | 2,554 |
| Total noninterest expense | $8,896,000 | 2,112 |
| Salaries and employee benefits | $5,245,000 | 2,021 |
| Premises and equipment expense | $905,000 | 2,303 |
| Additional noninterest expense | $2,746,000 | 2,129 |
| Pre-tax net operating income | $5,827,000 | 1,430 |
| Securities gains (losses) | $164,000 | 990 |
| Applicable income taxes | $1,818,000 | 1,119 |
| Income before extraordinary items | $4,173,000 | 1,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,173,000 | 1,591 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,173,000 | 1,592 |
| Net charge-offs | $460,000 | 1,143 |
| Cash dividends | $374,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $-493,000 | 5,858 |
| Net operating income | $4,058,200 | 1,603 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,353,000 | 1,668 |
| Total interest expense | $810,000 | 2,295 |
| Net interest income | $10,543,000 | 1,591 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $749,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $111,000 | 4,027 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $638,000 | 2,592 |
| Total noninterest expense | $6,622,000 | 2,113 |
| Salaries and employee benefits | $3,914,000 | 2,021 |
| Premises and equipment expense | $675,000 | 2,316 |
| Additional noninterest expense | $2,033,000 | 2,153 |
| Pre-tax net operating income | $4,400,000 | 1,446 |
| Securities gains (losses) | $164,000 | 918 |
| Applicable income taxes | $1,400,000 | 1,132 |
| Income before extraordinary items | $3,164,000 | 1,608 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,164,000 | 1,608 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,164,000 | 1,608 |
| Net charge-offs | $475,000 | 826 |
| Cash dividends | $374,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $-310,000 | 5,925 |
| Net operating income | $3,050,840 | 1,613 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 1,731 |
| Total interest expense | $524,000 | 2,351 |
| Net interest income | $6,835,000 | 1,640 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $487,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $416,000 | 2,612 |
| Total noninterest expense | $4,378,000 | 2,137 |
| Salaries and employee benefits | $2,564,000 | 2,055 |
| Premises and equipment expense | $459,000 | 2,289 |
| Additional noninterest expense | $1,355,000 | 2,166 |
| Pre-tax net operating income | $2,764,000 | 1,507 |
| Securities gains (losses) | $153,000 | 726 |
| Applicable income taxes | $882,000 | 1,181 |
| Income before extraordinary items | $2,035,000 | 1,635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,035,000 | 1,636 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,035,000 | 1,636 |
| Net charge-offs | $-41,000 | 5,446 |
| Cash dividends | $374,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $-90,000 | 5,999 |
| Net operating income | $1,927,900 | 1,667 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 1,728 |
| Total interest expense | $256,000 | 2,403 |
| Net interest income | $3,422,000 | 1,649 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $228,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $190,000 | 2,677 |
| Total noninterest expense | $2,191,000 | 2,144 |
| Salaries and employee benefits | $1,286,000 | 2,050 |
| Premises and equipment expense | $239,000 | 2,232 |
| Additional noninterest expense | $666,000 | 2,187 |
| Pre-tax net operating income | $1,369,000 | 1,485 |
| Securities gains (losses) | $153,000 | 366 |
| Applicable income taxes | $462,000 | 1,115 |
| Income before extraordinary items | $1,060,000 | 1,542 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,060,000 | 1,542 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,060,000 | 1,543 |
| Net charge-offs | $-35,000 | 5,624 |
| Cash dividends | $374,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 242 |
| Net operating income | $952,900 | 1,652 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,118,000 | 1,750 |
| Total interest expense | $991,000 | 2,434 |
| Net interest income | $13,127,000 | 1,667 |
| Provision for loan and lease losses | $550,000 | 1,255 |
| Total noninterest income | $1,154,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $149,000 | 4,150 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,005,000 | 2,368 |
| Total noninterest expense | $8,382,000 | 2,203 |
| Salaries and employee benefits | $4,808,000 | 2,122 |
| Premises and equipment expense | $901,000 | 2,339 |
| Additional noninterest expense | $2,673,000 | 2,203 |
| Pre-tax net operating income | $5,349,000 | 1,496 |
| Securities gains (losses) | $124,000 | 1,036 |
| Applicable income taxes | $1,593,000 | 1,193 |
| Income before extraordinary items | $3,880,000 | 1,640 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,880,000 | 1,642 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,880,000 | 1,642 |
| Net charge-offs | $286,000 | 1,653 |
| Cash dividends | $313,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $-767,000 | 6,137 |
| Net operating income | $3,791,960 | 1,639 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,500,000 | 1,784 |
| Total interest expense | $734,000 | 2,483 |
| Net interest income | $9,766,000 | 1,694 |
| Provision for loan and lease losses | $350,000 | 1,381 |
| Total noninterest income | $883,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $110,000 | 4,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 2,365 |
| Total noninterest expense | $6,265,000 | 2,207 |
| Salaries and employee benefits | $3,599,000 | 2,133 |
| Premises and equipment expense | $683,000 | 2,349 |
| Additional noninterest expense | $1,983,000 | 2,219 |
| Pre-tax net operating income | $4,034,000 | 1,511 |
| Securities gains (losses) | $140,000 | 818 |
| Applicable income taxes | $1,218,000 | 1,204 |
| Income before extraordinary items | $2,956,000 | 1,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,956,000 | 1,644 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,956,000 | 1,644 |
| Net charge-offs | $286,000 | 1,241 |
| Cash dividends | $313,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $-828,000 | 6,240 |
| Net operating income | $2,856,600 | 1,654 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 1,815 |
| Total interest expense | $492,000 | 2,484 |
| Net interest income | $6,407,000 | 1,722 |
| Provision for loan and lease losses | $245,000 | 1,315 |
| Total noninterest income | $597,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $526,000 | 2,360 |
| Total noninterest expense | $4,149,000 | 2,241 |
| Salaries and employee benefits | $2,356,000 | 2,182 |
| Premises and equipment expense | $449,000 | 2,392 |
| Additional noninterest expense | $1,344,000 | 2,190 |
| Pre-tax net operating income | $2,610,000 | 1,528 |
| Securities gains (losses) | $181,000 | 566 |
| Applicable income taxes | $809,000 | 1,204 |
| Income before extraordinary items | $1,982,000 | 1,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,982,000 | 1,627 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,982,000 | 1,627 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $313,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 471 |
| Net operating income | $1,853,490 | 1,672 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 1,853 |
| Total interest expense | $243,000 | 2,540 |
| Net interest income | $3,120,000 | 1,764 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $207,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 2,807 |
| Total noninterest expense | $1,983,000 | 2,326 |
| Salaries and employee benefits | $1,129,000 | 2,277 |
| Premises and equipment expense | $226,000 | 2,417 |
| Additional noninterest expense | $628,000 | 2,316 |
| Pre-tax net operating income | $1,239,000 | 1,558 |
| Securities gains (losses) | $85,000 | 640 |
| Applicable income taxes | $375,000 | 1,237 |
| Income before extraordinary items | $949,000 | 1,680 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $949,000 | 1,682 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $949,000 | 1,682 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $313,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 448 |
| Net operating income | $887,800 | 1,700 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,055,000 | 1,789 |
| Total interest expense | $1,100,000 | 2,428 |
| Net interest income | $12,955,000 | 1,695 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $799,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $129,000 | 4,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $670,000 | 2,889 |
| Total noninterest expense | $8,082,000 | 2,304 |
| Salaries and employee benefits | $4,463,000 | 2,269 |
| Premises and equipment expense | $938,000 | 2,364 |
| Additional noninterest expense | $2,681,000 | 2,257 |
| Pre-tax net operating income | $5,472,000 | 1,403 |
| Securities gains (losses) | $-227,000 | 6,408 |
| Applicable income taxes | $1,688,000 | 1,111 |
| Income before extraordinary items | $3,557,000 | 1,739 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,557,000 | 1,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,557,000 | 1,738 |
| Net charge-offs | $71,000 | 3,490 |
| Cash dividends | $248,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 362 |
| Net operating income | $3,711,360 | 1,663 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,784 |
| Total interest expense | $838,000 | 2,419 |
| Net interest income | $9,815,000 | 1,693 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $531,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $94,000 | 4,727 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $437,000 | 3,093 |
| Total noninterest expense | $6,085,000 | 2,307 |
| Salaries and employee benefits | $3,376,000 | 2,255 |
| Premises and equipment expense | $709,000 | 2,372 |
| Additional noninterest expense | $2,000,000 | 2,243 |
| Pre-tax net operating income | $4,061,000 | 1,437 |
| Securities gains (losses) | $-89,000 | 6,431 |
| Applicable income taxes | $1,321,000 | 1,084 |
| Income before extraordinary items | $2,651,000 | 1,757 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,651,000 | 1,758 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,651,000 | 1,757 |
| Net charge-offs | $71,000 | 2,995 |
| Cash dividends | $248,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 300 |
| Net operating income | $2,710,630 | 1,691 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 1,810 |
| Total interest expense | $569,000 | 2,413 |
| Net interest income | $6,381,000 | 1,726 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $354,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $292,000 | 3,078 |
| Total noninterest expense | $4,003,000 | 2,328 |
| Salaries and employee benefits | $2,238,000 | 2,272 |
| Premises and equipment expense | $460,000 | 2,441 |
| Additional noninterest expense | $1,305,000 | 2,290 |
| Pre-tax net operating income | $2,532,000 | 1,484 |
| Securities gains (losses) | $-52,000 | 6,488 |
| Applicable income taxes | $833,000 | 1,101 |
| Income before extraordinary items | $1,647,000 | 1,824 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,647,000 | 1,828 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,647,000 | 1,827 |
| Net charge-offs | $71,000 | 2,488 |
| Cash dividends | $247,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 247 |
| Net operating income | $1,681,320 | 1,744 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 1,820 |
| Total interest expense | $294,000 | 2,400 |
| Net interest income | $3,141,000 | 1,735 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $145,000 | 3,020 |
| Total noninterest expense | $1,923,000 | 2,424 |
| Salaries and employee benefits | $1,077,000 | 2,355 |
| Premises and equipment expense | $230,000 | 2,481 |
| Additional noninterest expense | $616,000 | 2,426 |
| Pre-tax net operating income | $1,244,000 | 1,473 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $425,000 | 1,041 |
| Income before extraordinary items | $815,000 | 1,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $815,000 | 1,788 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $815,000 | 1,787 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $248,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 370 |
| Net operating income | $817,640 | 1,752 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,076,000 | 1,908 |
| Total interest expense | $1,464,000 | 2,212 |
| Net interest income | $11,612,000 | 1,850 |
| Provision for loan and lease losses | $950,000 | 1,146 |
| Total noninterest income | $749,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $111,000 | 5,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $638,000 | 3,016 |
| Total noninterest expense | $7,522,000 | 2,474 |
| Salaries and employee benefits | $4,249,000 | 2,348 |
| Premises and equipment expense | $904,000 | 2,456 |
| Additional noninterest expense | $2,369,000 | 2,582 |
| Pre-tax net operating income | $3,889,000 | 1,756 |
| Securities gains (losses) | $49,000 | 1,806 |
| Applicable income taxes | $1,324,000 | 1,223 |
| Income before extraordinary items | $2,614,000 | 2,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,614,000 | 2,132 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,614,000 | 2,132 |
| Net charge-offs | $111,000 | 3,639 |
| Cash dividends | $183,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 457 |
| Net operating income | $2,581,660 | 2,092 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,678,000 | 1,937 |
| Total interest expense | $1,110,000 | 2,244 |
| Net interest income | $8,568,000 | 1,875 |
| Provision for loan and lease losses | $575,000 | 1,372 |
| Total noninterest income | $561,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $79,000 | 5,234 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,072 |
| Total noninterest expense | $5,544,000 | 2,507 |
| Salaries and employee benefits | $3,185,000 | 2,362 |
| Premises and equipment expense | $652,000 | 2,564 |
| Additional noninterest expense | $1,707,000 | 2,681 |
| Pre-tax net operating income | $3,010,000 | 1,740 |
| Securities gains (losses) | $40,000 | 1,818 |
| Applicable income taxes | $1,018,000 | 1,229 |
| Income before extraordinary items | $2,032,000 | 2,110 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,032,000 | 2,118 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,032,000 | 2,117 |
| Net charge-offs | $-23,000 | 6,303 |
| Cash dividends | $183,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 403 |
| Net operating income | $2,005,200 | 2,057 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 1,965 |
| Total interest expense | $751,000 | 2,269 |
| Net interest income | $5,606,000 | 1,900 |
| Provision for loan and lease losses | $325,000 | 1,567 |
| Total noninterest income | $345,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $52,000 | 5,236 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,236 |
| Total noninterest expense | $3,632,000 | 2,560 |
| Salaries and employee benefits | $2,076,000 | 2,421 |
| Premises and equipment expense | $429,000 | 2,599 |
| Additional noninterest expense | $1,127,000 | 2,679 |
| Pre-tax net operating income | $1,994,000 | 1,721 |
| Securities gains (losses) | $40,000 | 1,658 |
| Applicable income taxes | $663,000 | 1,242 |
| Income before extraordinary items | $1,371,000 | 2,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,371,000 | 2,086 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,371,000 | 2,083 |
| Net charge-offs | $-17,000 | 6,281 |
| Cash dividends | $183,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 333 |
| Net operating income | $1,344,200 | 2,031 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 1,997 |
| Total interest expense | $377,000 | 2,319 |
| Net interest income | $2,756,000 | 1,934 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $166,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,290 |
| Total noninterest expense | $1,758,000 | 2,663 |
| Salaries and employee benefits | $992,000 | 2,530 |
| Premises and equipment expense | $214,000 | 2,634 |
| Additional noninterest expense | $552,000 | 2,738 |
| Pre-tax net operating income | $1,014,000 | 1,681 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $331,000 | 1,241 |
| Income before extraordinary items | $683,000 | 2,036 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $683,000 | 2,037 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $683,000 | 2,038 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $183,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 215 |
| Net operating income | $683,000 | 1,956 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,961,000 | 2,187 |
| Total interest expense | $1,965,000 | 2,165 |
| Net interest income | $9,996,000 | 2,152 |
| Provision for loan and lease losses | $875,000 | 1,938 |
| Total noninterest income | $633,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $106,000 | 5,352 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $527,000 | 3,273 |
| Total noninterest expense | $6,681,000 | 2,781 |
| Salaries and employee benefits | $3,842,000 | 2,550 |
| Premises and equipment expense | $798,000 | 2,754 |
| Additional noninterest expense | $2,041,000 | 3,057 |
| Pre-tax net operating income | $3,073,000 | 2,044 |
| Securities gains (losses) | $40,000 | 2,851 |
| Applicable income taxes | $1,071,000 | 1,408 |
| Income before extraordinary items | $2,042,000 | 2,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,042,000 | 2,551 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,042,000 | 2,550 |
| Net charge-offs | $256,000 | 3,498 |
| Cash dividends | $120,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 410 |
| Net operating income | $2,015,600 | 2,449 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,820,000 | 2,267 |
| Total interest expense | $1,472,000 | 2,243 |
| Net interest income | $7,348,000 | 2,226 |
| Provision for loan and lease losses | $570,000 | 2,114 |
| Total noninterest income | $460,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $73,000 | 5,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 3,315 |
| Total noninterest expense | $4,972,000 | 2,807 |
| Salaries and employee benefits | $2,839,000 | 2,605 |
| Premises and equipment expense | $571,000 | 2,879 |
| Additional noninterest expense | $1,562,000 | 3,008 |
| Pre-tax net operating income | $2,266,000 | 2,146 |
| Securities gains (losses) | $40,000 | 2,560 |
| Applicable income taxes | $744,000 | 1,514 |
| Income before extraordinary items | $1,562,000 | 2,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,562,000 | 2,569 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,562,000 | 2,570 |
| Net charge-offs | $271,000 | 2,960 |
| Cash dividends | $120,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 327 |
| Net operating income | $1,534,800 | 2,472 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 2,302 |
| Total interest expense | $981,000 | 2,319 |
| Net interest income | $4,849,000 | 2,247 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $304,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,298 |
| Total noninterest expense | $3,297,000 | 2,818 |
| Salaries and employee benefits | $1,872,000 | 2,640 |
| Premises and equipment expense | $374,000 | 2,923 |
| Additional noninterest expense | $1,051,000 | 2,997 |
| Pre-tax net operating income | $1,526,000 | 2,109 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $532,000 | 1,438 |
| Income before extraordinary items | $1,031,000 | 2,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,031,000 | 2,567 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,031,000 | 2,567 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $120,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 328 |
| Net operating income | $1,006,580 | 2,473 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,345 |
| Total interest expense | $486,000 | 2,440 |
| Net interest income | $2,396,000 | 2,289 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $143,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,373 |
| Total noninterest expense | $1,623,000 | 2,861 |
| Salaries and employee benefits | $927,000 | 2,676 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $511,000 | 3,040 |
| Pre-tax net operating income | $751,000 | 2,122 |
| Securities gains (losses) | $7,000 | 1,852 |
| Applicable income taxes | $257,000 | 1,457 |
| Income before extraordinary items | $501,000 | 2,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 2,603 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $501,000 | 2,604 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 458 |
| Net operating income | $496,380 | 2,502 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,369,000 | 2,682 |
| Total interest expense | $2,235,000 | 2,530 |
| Net interest income | $8,134,000 | 2,688 |
| Provision for loan and lease losses | $825,000 | 2,693 |
| Total noninterest income | $439,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $360,000 | 3,587 |
| Total noninterest expense | $6,106,000 | 3,014 |
| Salaries and employee benefits | $3,410,000 | 2,803 |
| Premises and equipment expense | $774,000 | 2,983 |
| Additional noninterest expense | $1,922,000 | 3,247 |
| Pre-tax net operating income | $1,642,000 | 2,881 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $221,000 | 2,805 |
| Income before extraordinary items | $1,433,000 | 2,863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,433,000 | 2,865 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,433,000 | 2,865 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 644 |
| Net operating income | $1,422,560 | 2,782 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 2,751 |
| Total interest expense | $1,717,000 | 2,580 |
| Net interest income | $5,894,000 | 2,793 |
| Provision for loan and lease losses | $570,000 | 2,689 |
| Total noninterest income | $289,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $230,000 | 3,885 |
| Total noninterest expense | $4,650,000 | 2,973 |
| Salaries and employee benefits | $2,623,000 | 2,742 |
| Premises and equipment expense | $596,000 | 2,952 |
| Additional noninterest expense | $1,431,000 | 3,272 |
| Pre-tax net operating income | $963,000 | 3,378 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $960,000 | 3,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $960,000 | 3,147 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $960,000 | 3,147 |
| Net charge-offs | $-20,000 | 7,115 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 588 |
| Net operating income | $959,000 | 3,033 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 2,841 |
| Total interest expense | $1,152,000 | 2,644 |
| Net interest income | $3,780,000 | 2,882 |
| Provision for loan and lease losses | $360,000 | 2,724 |
| Total noninterest income | $169,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 4,188 |
| Total noninterest expense | $3,138,000 | 2,984 |
| Salaries and employee benefits | $1,730,000 | 2,785 |
| Premises and equipment expense | $410,000 | 2,907 |
| Additional noninterest expense | $998,000 | 3,215 |
| Pre-tax net operating income | $451,000 | 4,001 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-212,000 | 7,225 |
| Income before extraordinary items | $663,000 | 3,010 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $663,000 | 3,012 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $663,000 | 3,012 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 494 |
| Net operating income | $663,000 | 2,933 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 2,930 |
| Total interest expense | $587,000 | 2,681 |
| Net interest income | $1,813,000 | 2,977 |
| Provision for loan and lease losses | $165,000 | 2,657 |
| Total noninterest income | $75,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $1,568,000 | 2,984 |
| Salaries and employee benefits | $846,000 | 2,857 |
| Premises and equipment expense | $210,000 | 2,872 |
| Additional noninterest expense | $512,000 | 3,114 |
| Pre-tax net operating income | $155,000 | 4,595 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $155,000 | 4,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $155,000 | 4,393 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $155,000 | 4,394 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 448 |
| Net operating income | $155,000 | 4,329 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,303 |
| Total interest expense | $2,413,000 | 3,078 |
| Net interest income | $6,323,000 | 3,347 |
| Provision for loan and lease losses | $750,000 | 3,475 |
| Total noninterest income | $330,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 6,004 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 4,160 |
| Total noninterest expense | $5,292,000 | 3,440 |
| Salaries and employee benefits | $2,777,000 | 3,314 |
| Premises and equipment expense | $600,000 | 3,719 |
| Additional noninterest expense | $1,915,000 | 3,373 |
| Pre-tax net operating income | $611,000 | 4,124 |
| Securities gains (losses) | $23,000 | 3,038 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $634,000 | 3,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $634,000 | 3,992 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $634,000 | 3,993 |
| Net charge-offs | $199,000 | 4,776 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,838,000 | 146 |
| Net operating income | $611,000 | 3,908 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 3,426 |
| Total interest expense | $1,824,000 | 3,178 |
| Net interest income | $4,610,000 | 3,462 |
| Provision for loan and lease losses | $570,000 | 3,324 |
| Total noninterest income | $246,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $201,000 | 4,172 |
| Total noninterest expense | $3,802,000 | 3,569 |
| Salaries and employee benefits | $2,015,000 | 3,416 |
| Premises and equipment expense | $421,000 | 3,961 |
| Additional noninterest expense | $1,366,000 | 3,482 |
| Pre-tax net operating income | $484,000 | 4,257 |
| Securities gains (losses) | $20,000 | 2,883 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $504,000 | 4,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $504,000 | 4,100 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $504,000 | 4,100 |
| Net charge-offs | $145,000 | 4,527 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $4,806,000 | 116 |
| Net operating income | $484,000 | 4,019 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 3,514 |
| Total interest expense | $1,184,000 | 3,339 |
| Net interest income | $3,032,000 | 3,487 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $120,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $32,000 | 6,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $2,430,000 | 3,707 |
| Salaries and employee benefits | $1,285,000 | 3,566 |
| Premises and equipment expense | $273,000 | 4,054 |
| Additional noninterest expense | $872,000 | 3,566 |
| Pre-tax net operating income | $322,000 | 4,306 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $331,000 | 4,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $331,000 | 4,124 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $331,000 | 4,123 |
| Net charge-offs | $145,000 | 3,865 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,752,000 | 83 |
| Net operating income | $322,000 | 4,040 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 3,648 |
| Total interest expense | $583,000 | 3,510 |
| Net interest income | $1,465,000 | 3,622 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $70,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $1,166,000 | 3,834 |
| Salaries and employee benefits | $596,000 | 3,839 |
| Premises and equipment expense | $136,000 | 4,147 |
| Additional noninterest expense | $434,000 | 3,589 |
| Pre-tax net operating income | $169,000 | 4,352 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $169,000 | 4,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 4,177 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $169,000 | 4,175 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,702,000 | 46 |
| Net operating income | $169,000 | 4,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 4,548 |
| Total interest expense | $2,296,000 | 4,104 |
| Net interest income | $3,839,000 | 4,692 |
| Provision for loan and lease losses | $368,000 | 4,986 |
| Total noninterest income | $203,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $57,000 | 6,369 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $3,602,000 | 4,624 |
| Salaries and employee benefits | $1,980,000 | 4,402 |
| Premises and equipment expense | $420,000 | 4,856 |
| Additional noninterest expense | $1,202,000 | 4,740 |
| Pre-tax net operating income | $72,000 | 5,180 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $78,000 | 5,244 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $78,000 | 5,243 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $78,000 | 5,243 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 748 |
| Net operating income | $72,000 | 5,201 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 4,815 |
| Total interest expense | $1,606,000 | 4,395 |
| Net interest income | $2,685,000 | 4,915 |
| Provision for loan and lease losses | $218,000 | 5,054 |
| Total noninterest income | $155,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $119,000 | 5,142 |
| Total noninterest expense | $2,594,000 | 4,763 |
| Salaries and employee benefits | $1,440,000 | 4,501 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $863,000 | 4,839 |
| Pre-tax net operating income | $28,000 | 5,569 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $34,000 | 5,639 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $34,000 | 5,639 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $34,000 | 5,639 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 692 |
| Net operating income | $28,000 | 5,595 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,081 |
| Total interest expense | $999,000 | 4,733 |
| Net interest income | $1,638,000 | 5,160 |
| Provision for loan and lease losses | $143,000 | 4,847 |
| Total noninterest income | $96,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $76,000 | 5,250 |
| Total noninterest expense | $1,578,000 | 5,093 |
| Salaries and employee benefits | $878,000 | 4,815 |
| Premises and equipment expense | $170,000 | 5,480 |
| Additional noninterest expense | $530,000 | 5,082 |
| Pre-tax net operating income | $13,000 | 5,724 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 682 |
| Net operating income | $13,000 | 5,755 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 5,282 |
| Total interest expense | $462,000 | 5,043 |
| Net interest income | $783,000 | 5,277 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $738,000 | 5,226 |
| Salaries and employee benefits | $435,000 | 4,893 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $9,000 | 6,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 6,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $9,000 | 6,294 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 575 |
| Net operating income | $6,000 | 6,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 6,237 |
| Total interest expense | $1,294,000 | 6,279 |
| Net interest income | $2,347,000 | 6,044 |
| Provision for loan and lease losses | $512,000 | 3,763 |
| Total noninterest income | $124,000 | 7,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,952 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $97,000 | 5,960 |
| Total noninterest expense | $2,688,000 | 5,443 |
| Salaries and employee benefits | $1,580,000 | 5,171 |
| Premises and equipment expense | $314,000 | 5,679 |
| Additional noninterest expense | $794,000 | 5,491 |
| Pre-tax net operating income | $-729,000 | 6,891 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-729,000 | 6,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-729,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 886 |
| Net operating income | $-729,000 | 6,975 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 6,534 |
| Total interest expense | $866,000 | 6,630 |
| Net interest income | $1,562,000 | 6,379 |
| Provision for loan and lease losses | $295,000 | 3,587 |
| Total noninterest income | $96,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $18,000 | 7,048 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 5,989 |
| Total noninterest expense | $2,025,000 | 5,419 |
| Salaries and employee benefits | $1,195,000 | 5,172 |
| Premises and equipment expense | $267,000 | 5,418 |
| Additional noninterest expense | $563,000 | 5,597 |
| Pre-tax net operating income | $-662,000 | 7,359 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-662,000 | 7,314 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-662,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 811 |
| Net operating income | $-662,000 | 7,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 6,837 |
| Total interest expense | $520,000 | 6,953 |
| Net interest income | $921,000 | 6,658 |
| Provision for loan and lease losses | $185,000 | 3,276 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $1,270,000 | 5,635 |
| Salaries and employee benefits | $762,000 | 5,361 |
| Premises and equipment expense | $176,000 | 5,485 |
| Additional noninterest expense | $332,000 | 5,905 |
| Pre-tax net operating income | $-486,000 | 7,591 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-486,000 | 7,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-486,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 773 |
| Net operating income | $-486,000 | 7,655 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,059 |
| Total interest expense | $229,000 | 7,259 |
| Net interest income | $445,000 | 6,779 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $606,000 | 5,785 |
| Salaries and employee benefits | $367,000 | 5,493 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $-234,000 | 7,811 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-234,000 | 7,894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-234,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 708 |
| Net operating income | $-234,000 | 7,860 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 7,850 |
| Total interest expense | $369,000 | 8,135 |
| Net interest income | $1,226,000 | 7,459 |
| Provision for loan and lease losses | $370,000 | 2,816 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,000 | 7,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $32,000 | 7,491 |
| Total noninterest expense | $2,085,000 | 6,111 |
| Salaries and employee benefits | $1,241,000 | 5,888 |
| Premises and equipment expense | $215,000 | 6,574 |
| Additional noninterest expense | $629,000 | 6,016 |
| Pre-tax net operating income | $-1,192,000 | 8,111 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,192,000 | 8,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,192,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $19,923,000 | 88 |
| Net operating income | $-1,192,000 | 8,153 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,063 |
| Total interest expense | $182,000 | 8,308 |
| Net interest income | $807,000 | 7,697 |
| Provision for loan and lease losses | $215,000 | 2,888 |
| Total noninterest income | $20,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $1,548,000 | 6,129 |
| Salaries and employee benefits | $919,000 | 5,896 |
| Premises and equipment expense | $140,000 | 6,851 |
| Additional noninterest expense | $489,000 | 5,873 |
| Pre-tax net operating income | $-936,000 | 8,274 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-936,000 | 8,315 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-936,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $19,909,000 | 60 |
| Net operating income | $-936,000 | 8,307 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,326 |
| Total interest expense | $53,000 | 8,482 |
| Net interest income | $437,000 | 8,011 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $8,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $1,000,000 | 6,255 |
| Salaries and employee benefits | $603,000 | 5,996 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $319,000 | 5,954 |
| Pre-tax net operating income | $-645,000 | 8,359 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-645,000 | 8,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-645,000 | 8,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $19,909,000 | 43 |
| Net operating income | $-645,000 | 8,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.