Home > Capital Bank, a Federal Savings Bank > Income and Expense
Capital Bank, a Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 4,981 |
| Total interest expense | $2,913,000 | 4,068 |
| Net interest income | $2,940,000 | 5,688 |
| Provision for loan and lease losses | $534,000 | 1,466 |
| Total noninterest income | $752,000 | 3,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $752,000 | 2,220 |
| Total noninterest expense | $2,771,000 | 4,731 |
| Salaries and employee benefits | $1,251,000 | 5,058 |
| Premises and equipment expense | $589,000 | 3,322 |
| Additional noninterest expense | $931,000 | 5,018 |
| Pre-tax net operating income | $387,000 | 9,460 |
| Securities gains (losses) | $32,000 | 1,429 |
| Applicable income taxes | $-68,000 | 12,254 |
| Income before extraordinary items | $487,000 | 7,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $487,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $455,000 | 7,711 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,183,000 | 4,822 |
| Total interest expense | $2,904,000 | 4,236 |
| Net interest income | $3,279,000 | 5,238 |
| Provision for loan and lease losses | $171,000 | 4,328 |
| Total noninterest income | $960,000 | 3,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $960,000 | 2,088 |
| Total noninterest expense | $3,284,000 | 4,154 |
| Salaries and employee benefits | $1,244,000 | 5,077 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $1,490,000 | 3,526 |
| Pre-tax net operating income | $784,000 | 6,899 |
| Securities gains (losses) | $201,000 | 1,688 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $615,000 | 6,669 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $615,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,286 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $486,360 | 7,415 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 5,190 |
| Total interest expense | $3,444,000 | 4,599 |
| Net interest income | $2,983,000 | 5,744 |
| Provision for loan and lease losses | $202,000 | 5,177 |
| Total noninterest income | $587,000 | 5,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $587,000 | 2,864 |
| Total noninterest expense | $2,445,000 | 5,410 |
| Salaries and employee benefits | $995,000 | 6,058 |
| Premises and equipment expense | $453,000 | 4,319 |
| Additional noninterest expense | $997,000 | 5,065 |
| Pre-tax net operating income | $923,000 | 5,977 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $261,000 | 6,499 |
| Income before extraordinary items | $683,000 | 6,024 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $683,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,631 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,096 |
| Net operating income | $667,880 | 5,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.