Home > Capital Bank > Income and Expense
Capital Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,215,000 | 1,768 |
| Total interest expense | $1,381,000 | 1,618 |
| Net interest income | $9,834,000 | 1,772 |
| Provision for loan and lease losses | $599,000 | 1,026 |
| Total noninterest income | $1,230,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $80,000 | 4,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 1,808 |
| Total noninterest expense | $6,290,000 | 2,195 |
| Salaries and employee benefits | $3,430,000 | 2,255 |
| Premises and equipment expense | $695,000 | 2,228 |
| Additional noninterest expense | $2,165,000 | 1,994 |
| Pre-tax net operating income | $4,175,000 | 1,587 |
| Securities gains (losses) | $-7,000 | 5,348 |
| Applicable income taxes | $-677,000 | 5,712 |
| Income before extraordinary items | $4,845,000 | 1,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,845,000 | 1,188 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,845,000 | 1,188 |
| Net charge-offs | $310,000 | 1,095 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,629,000 | 152 |
| Net operating income | $4,852,000 | 1,169 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 1,787 |
| Total interest expense | $870,000 | 1,655 |
| Net interest income | $6,468,000 | 1,778 |
| Provision for loan and lease losses | $231,000 | 1,454 |
| Total noninterest income | $850,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 1,782 |
| Total noninterest expense | $3,865,000 | 2,341 |
| Salaries and employee benefits | $2,311,000 | 2,238 |
| Premises and equipment expense | $457,000 | 2,261 |
| Additional noninterest expense | $1,097,000 | 2,499 |
| Pre-tax net operating income | $3,222,000 | 1,385 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,345,000 | 907 |
| Income before extraordinary items | $1,877,000 | 1,795 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,877,000 | 1,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,877,000 | 1,795 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $506,000 | 196 |
| Net operating income | $1,877,000 | 1,771 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 1,812 |
| Total interest expense | $421,000 | 1,687 |
| Net interest income | $3,161,000 | 1,806 |
| Provision for loan and lease losses | $137,000 | 1,232 |
| Total noninterest income | $522,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $27,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 1,532 |
| Total noninterest expense | $1,955,000 | 2,338 |
| Salaries and employee benefits | $1,180,000 | 2,233 |
| Premises and equipment expense | $228,000 | 2,291 |
| Additional noninterest expense | $547,000 | 2,496 |
| Pre-tax net operating income | $1,591,000 | 1,383 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $663,000 | 889 |
| Income before extraordinary items | $928,000 | 1,758 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $928,000 | 1,757 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $928,000 | 1,758 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 326 |
| Net operating income | $928,000 | 1,744 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,893,000 | 1,827 |
| Total interest expense | $1,458,000 | 1,836 |
| Net interest income | $12,435,000 | 1,802 |
| Provision for loan and lease losses | $350,000 | 1,842 |
| Total noninterest income | $887,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $110,000 | 4,402 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $777,000 | 2,696 |
| Total noninterest expense | $7,471,000 | 2,425 |
| Salaries and employee benefits | $4,371,000 | 2,332 |
| Premises and equipment expense | $903,000 | 2,311 |
| Additional noninterest expense | $2,197,000 | 2,575 |
| Pre-tax net operating income | $5,501,000 | 1,497 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,320,000 | 933 |
| Income before extraordinary items | $3,181,000 | 2,005 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,181,000 | 2,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,181,000 | 2,004 |
| Net charge-offs | $3,000 | 4,102 |
| Cash dividends | $81,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $-2,752,000 | 5,891 |
| Net operating income | $3,181,000 | 1,952 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,228,000 | 1,865 |
| Total interest expense | $1,053,000 | 1,895 |
| Net interest income | $9,175,000 | 1,836 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $718,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $77,000 | 4,517 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $641,000 | 2,588 |
| Total noninterest expense | $5,842,000 | 2,344 |
| Salaries and employee benefits | $3,548,000 | 2,177 |
| Premises and equipment expense | $678,000 | 2,309 |
| Additional noninterest expense | $1,616,000 | 2,630 |
| Pre-tax net operating income | $3,751,000 | 1,635 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,589,000 | 1,033 |
| Income before extraordinary items | $2,162,000 | 2,213 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,162,000 | 2,212 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,162,000 | 2,213 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $81,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $-2,999,000 | 5,963 |
| Net operating income | $2,162,000 | 2,146 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 1,890 |
| Total interest expense | $672,000 | 1,970 |
| Net interest income | $6,017,000 | 1,862 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $504,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $50,000 | 4,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $454,000 | 2,497 |
| Total noninterest expense | $3,823,000 | 2,390 |
| Salaries and employee benefits | $2,329,000 | 2,219 |
| Premises and equipment expense | $452,000 | 2,312 |
| Additional noninterest expense | $1,042,000 | 2,702 |
| Pre-tax net operating income | $2,448,000 | 1,658 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,032,000 | 1,058 |
| Income before extraordinary items | $1,416,000 | 2,221 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,416,000 | 2,220 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,416,000 | 2,220 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $81,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 377 |
| Net operating income | $1,416,000 | 2,152 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 1,957 |
| Total interest expense | $322,000 | 2,027 |
| Net interest income | $2,911,000 | 1,928 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $310,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $286,000 | 2,150 |
| Total noninterest expense | $1,833,000 | 2,487 |
| Salaries and employee benefits | $1,086,000 | 2,350 |
| Premises and equipment expense | $224,000 | 2,336 |
| Additional noninterest expense | $523,000 | 2,683 |
| Pre-tax net operating income | $1,188,000 | 1,691 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $501,000 | 1,053 |
| Income before extraordinary items | $687,000 | 2,227 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $687,000 | 2,227 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $687,000 | 2,227 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $11,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 487 |
| Net operating income | $687,000 | 2,171 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,918,000 | 2,035 |
| Total interest expense | $1,286,000 | 2,002 |
| Net interest income | $10,632,000 | 2,028 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $1,858,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $98,000 | 4,735 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,760,000 | 1,674 |
| Total noninterest expense | $7,184,000 | 2,518 |
| Salaries and employee benefits | $4,296,000 | 2,338 |
| Premises and equipment expense | $846,000 | 2,446 |
| Additional noninterest expense | $2,042,000 | 2,756 |
| Pre-tax net operating income | $5,216,000 | 1,528 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,202,000 | 943 |
| Income before extraordinary items | $3,014,000 | 2,056 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,014,000 | 2,057 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,014,000 | 2,058 |
| Net charge-offs | $44,000 | 3,344 |
| Cash dividends | $31,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 466 |
| Net operating income | $3,014,000 | 2,011 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 2,066 |
| Total interest expense | $956,000 | 2,041 |
| Net interest income | $7,923,000 | 2,051 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $1,566,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $74,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,492,000 | 1,542 |
| Total noninterest expense | $5,416,000 | 2,514 |
| Salaries and employee benefits | $3,317,000 | 2,290 |
| Premises and equipment expense | $609,000 | 2,559 |
| Additional noninterest expense | $1,490,000 | 2,804 |
| Pre-tax net operating income | $3,983,000 | 1,524 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,683,000 | 949 |
| Income before extraordinary items | $2,300,000 | 2,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,300,000 | 2,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,300,000 | 2,029 |
| Net charge-offs | $53,000 | 2,731 |
| Cash dividends | $23,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 437 |
| Net operating income | $2,300,000 | 1,984 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 2,096 |
| Total interest expense | $636,000 | 2,053 |
| Net interest income | $5,183,000 | 2,074 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $799,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $45,000 | 4,906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $754,000 | 1,872 |
| Total noninterest expense | $3,476,000 | 2,614 |
| Salaries and employee benefits | $2,121,000 | 2,384 |
| Premises and equipment expense | $377,000 | 2,726 |
| Additional noninterest expense | $978,000 | 2,852 |
| Pre-tax net operating income | $2,416,000 | 1,622 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,023,000 | 1,016 |
| Income before extraordinary items | $1,393,000 | 2,179 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,393,000 | 2,182 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,393,000 | 2,182 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $15,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 390 |
| Net operating income | $1,393,000 | 2,124 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 2,123 |
| Total interest expense | $314,000 | 2,091 |
| Net interest income | $2,535,000 | 2,107 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $330,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $307,000 | 2,092 |
| Total noninterest expense | $1,558,000 | 2,825 |
| Salaries and employee benefits | $932,000 | 2,662 |
| Premises and equipment expense | $154,000 | 3,140 |
| Additional noninterest expense | $472,000 | 2,908 |
| Pre-tax net operating income | $1,217,000 | 1,580 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $515,000 | 993 |
| Income before extraordinary items | $702,000 | 2,132 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $702,000 | 2,133 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $702,000 | 2,133 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $8,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 305 |
| Net operating income | $702,000 | 2,066 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,187,000 | 2,160 |
| Total interest expense | $985,000 | 2,596 |
| Net interest income | $10,202,000 | 2,087 |
| Provision for loan and lease losses | $367,000 | 1,777 |
| Total noninterest income | $2,100,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $96,000 | 5,056 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,004,000 | 1,461 |
| Total noninterest expense | $6,714,000 | 2,695 |
| Salaries and employee benefits | $4,489,000 | 2,256 |
| Premises and equipment expense | $563,000 | 3,379 |
| Additional noninterest expense | $1,662,000 | 3,299 |
| Pre-tax net operating income | $5,221,000 | 1,459 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $2,202,000 | 913 |
| Income before extraordinary items | $3,022,000 | 2,012 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,022,000 | 2,011 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,022,000 | 2,011 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $31,000 | 4,260 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 649 |
| Net operating income | $3,020,080 | 1,972 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 2,206 |
| Total interest expense | $680,000 | 2,823 |
| Net interest income | $7,575,000 | 2,117 |
| Provision for loan and lease losses | $292,000 | 1,669 |
| Total noninterest income | $1,730,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $71,000 | 5,142 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,659,000 | 1,363 |
| Total noninterest expense | $5,135,000 | 2,661 |
| Salaries and employee benefits | $3,500,000 | 2,188 |
| Premises and equipment expense | $411,000 | 3,476 |
| Additional noninterest expense | $1,224,000 | 3,346 |
| Pre-tax net operating income | $3,878,000 | 1,495 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $1,633,000 | 935 |
| Income before extraordinary items | $2,248,000 | 2,029 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,248,000 | 2,029 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,248,000 | 2,028 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $23,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 654 |
| Net operating income | $2,246,080 | 1,982 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 2,259 |
| Total interest expense | $427,000 | 2,983 |
| Net interest income | $4,912,000 | 2,162 |
| Provision for loan and lease losses | $284,000 | 1,347 |
| Total noninterest income | $1,125,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $41,000 | 5,316 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,084,000 | 1,379 |
| Total noninterest expense | $3,296,000 | 2,756 |
| Salaries and employee benefits | $2,240,000 | 2,271 |
| Premises and equipment expense | $263,000 | 3,602 |
| Additional noninterest expense | $793,000 | 3,430 |
| Pre-tax net operating income | $2,457,000 | 1,527 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $1,037,000 | 944 |
| Income before extraordinary items | $1,423,000 | 2,068 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,423,000 | 2,072 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,423,000 | 2,071 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $16,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 616 |
| Net operating income | $1,421,080 | 2,011 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 2,346 |
| Total interest expense | $203,000 | 3,139 |
| Net interest income | $2,363,000 | 2,237 |
| Provision for loan and lease losses | $152,000 | 1,182 |
| Total noninterest income | $548,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $531,000 | 1,353 |
| Total noninterest expense | $1,549,000 | 2,912 |
| Salaries and employee benefits | $1,037,000 | 2,425 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $382,000 | 3,527 |
| Pre-tax net operating income | $1,210,000 | 1,502 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $510,000 | 922 |
| Income before extraordinary items | $700,000 | 2,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $700,000 | 2,003 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $700,000 | 2,003 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $8,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
| Net operating income | $700,000 | 1,964 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 2,700 |
| Total interest expense | $770,000 | 3,527 |
| Net interest income | $8,096,000 | 2,576 |
| Provision for loan and lease losses | $1,064,000 | 1,044 |
| Total noninterest income | $2,221,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $56,000 | 5,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,165,000 | 1,421 |
| Total noninterest expense | $5,684,000 | 3,102 |
| Salaries and employee benefits | $3,800,000 | 2,593 |
| Premises and equipment expense | $508,000 | 3,696 |
| Additional noninterest expense | $1,376,000 | 3,868 |
| Pre-tax net operating income | $3,569,000 | 1,873 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,522,000 | 1,113 |
| Income before extraordinary items | $2,047,000 | 2,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,047,000 | 2,560 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,047,000 | 2,560 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $31,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $967,000 | 214 |
| Net operating income | $2,047,000 | 2,497 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 2,831 |
| Total interest expense | $565,000 | 3,668 |
| Net interest income | $5,789,000 | 2,694 |
| Provision for loan and lease losses | $909,000 | 947 |
| Total noninterest income | $1,811,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $39,000 | 6,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,772,000 | 1,384 |
| Total noninterest expense | $4,371,000 | 3,053 |
| Salaries and employee benefits | $2,972,000 | 2,504 |
| Premises and equipment expense | $381,000 | 3,733 |
| Additional noninterest expense | $1,018,000 | 3,904 |
| Pre-tax net operating income | $2,320,000 | 2,186 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $995,000 | 1,256 |
| Income before extraordinary items | $1,325,000 | 2,880 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,325,000 | 2,884 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,325,000 | 2,884 |
| Net charge-offs | $98,000 | 3,276 |
| Cash dividends | $23,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $961,000 | 163 |
| Net operating income | $1,325,000 | 2,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 3,003 |
| Total interest expense | $372,000 | 3,747 |
| Net interest income | $3,577,000 | 2,868 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $1,447,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,422,000 | 1,245 |
| Total noninterest expense | $3,040,000 | 2,965 |
| Salaries and employee benefits | $2,123,000 | 2,373 |
| Premises and equipment expense | $250,000 | 3,787 |
| Additional noninterest expense | $667,000 | 3,949 |
| Pre-tax net operating income | $1,459,000 | 2,244 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $629,000 | 1,297 |
| Income before extraordinary items | $830,000 | 2,993 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $830,000 | 2,995 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $830,000 | 2,996 |
| Net charge-offs | $-55,000 | 6,568 |
| Cash dividends | $16,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $456,000 | 178 |
| Net operating income | $830,000 | 2,900 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,196 |
| Total interest expense | $185,000 | 3,852 |
| Net interest income | $1,647,000 | 3,080 |
| Provision for loan and lease losses | $340,000 | 909 |
| Total noninterest income | $732,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $718,000 | 1,237 |
| Total noninterest expense | $1,420,000 | 3,148 |
| Salaries and employee benefits | $991,000 | 2,532 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $306,000 | 4,160 |
| Pre-tax net operating income | $619,000 | 2,503 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $270,000 | 1,437 |
| Income before extraordinary items | $349,000 | 3,279 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $349,000 | 3,279 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $349,000 | 3,281 |
| Net charge-offs | $-56,000 | 6,739 |
| Cash dividends | $8,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 247 |
| Net operating income | $349,000 | 3,182 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 3,889 |
| Total interest expense | $775,000 | 4,185 |
| Net interest income | $5,105,000 | 3,765 |
| Provision for loan and lease losses | $455,000 | 2,841 |
| Total noninterest income | $1,958,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,928,000 | 1,559 |
| Total noninterest expense | $4,641,000 | 3,666 |
| Salaries and employee benefits | $2,992,000 | 3,131 |
| Premises and equipment expense | $491,000 | 3,865 |
| Additional noninterest expense | $1,158,000 | 4,438 |
| Pre-tax net operating income | $1,967,000 | 2,837 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $866,000 | 1,607 |
| Income before extraordinary items | $1,101,000 | 3,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,101,000 | 3,716 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,101,000 | 3,718 |
| Net charge-offs | $133,000 | 4,166 |
| Cash dividends | $42,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $1,316,000 | 193 |
| Net operating income | $1,101,000 | 3,549 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 4,143 |
| Total interest expense | $591,000 | 4,269 |
| Net interest income | $3,530,000 | 4,021 |
| Provision for loan and lease losses | $290,000 | 3,018 |
| Total noninterest income | $1,347,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,326,000 | 1,654 |
| Total noninterest expense | $3,538,000 | 3,647 |
| Salaries and employee benefits | $2,304,000 | 3,092 |
| Premises and equipment expense | $368,000 | 3,917 |
| Additional noninterest expense | $866,000 | 4,480 |
| Pre-tax net operating income | $1,049,000 | 3,548 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $429,000 | 2,099 |
| Income before extraordinary items | $620,000 | 4,309 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $620,000 | 4,308 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $620,000 | 4,308 |
| Net charge-offs | $133,000 | 3,708 |
| Cash dividends | $34,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 299 |
| Net operating income | $620,000 | 4,137 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 4,421 |
| Total interest expense | $409,000 | 4,284 |
| Net interest income | $2,084,000 | 4,377 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $662,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $649,000 | 2,007 |
| Total noninterest expense | $2,238,000 | 3,800 |
| Salaries and employee benefits | $1,391,000 | 3,341 |
| Premises and equipment expense | $245,000 | 3,922 |
| Additional noninterest expense | $602,000 | 4,384 |
| Pre-tax net operating income | $448,000 | 4,273 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $183,000 | 2,527 |
| Income before extraordinary items | $265,000 | 4,981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $265,000 | 4,984 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $265,000 | 4,984 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $26,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 238 |
| Net operating income | $265,000 | 4,787 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,526 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $1,010,000 | 4,492 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $239,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $233,000 | 2,431 |
| Total noninterest expense | $1,073,000 | 3,900 |
| Salaries and employee benefits | $655,000 | 3,520 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $295,000 | 4,424 |
| Pre-tax net operating income | $176,000 | 4,697 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $72,000 | 2,737 |
| Income before extraordinary items | $104,000 | 5,306 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $104,000 | 5,308 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $16,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 202 |
| Net operating income | $104,000 | 5,167 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,690,000 | 4,725 |
| Total interest expense | $941,000 | 4,542 |
| Net interest income | $3,749,000 | 4,712 |
| Provision for loan and lease losses | $1,275,000 | 2,075 |
| Total noninterest income | $2,519,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,493,000 | 1,177 |
| Total noninterest expense | $3,898,000 | 4,184 |
| Salaries and employee benefits | $2,276,000 | 3,819 |
| Premises and equipment expense | $465,000 | 4,229 |
| Additional noninterest expense | $1,157,000 | 4,565 |
| Pre-tax net operating income | $1,095,000 | 3,544 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $122,000 | 3,243 |
| Income before extraordinary items | $973,000 | 3,616 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $973,000 | 3,620 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $973,000 | 3,619 |
| Net charge-offs | $1,185,000 | 2,168 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,297,000 | 194 |
| Net operating income | $973,000 | 3,497 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 4,798 |
| Total interest expense | $700,000 | 4,673 |
| Net interest income | $2,791,000 | 4,758 |
| Provision for loan and lease losses | $975,000 | 1,998 |
| Total noninterest income | $1,975,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $21,000 | 6,687 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,954,000 | 1,131 |
| Total noninterest expense | $2,992,000 | 4,125 |
| Salaries and employee benefits | $1,782,000 | 3,708 |
| Premises and equipment expense | $351,000 | 4,245 |
| Additional noninterest expense | $859,000 | 4,577 |
| Pre-tax net operating income | $799,000 | 3,723 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $799,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 3,523 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $799,000 | 3,523 |
| Net charge-offs | $1,013,000 | 1,875 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,260,000 | 159 |
| Net operating income | $799,000 | 3,403 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 4,838 |
| Total interest expense | $464,000 | 4,809 |
| Net interest income | $1,874,000 | 4,757 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $1,370,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $15,000 | 6,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,355,000 | 1,097 |
| Total noninterest expense | $1,962,000 | 4,218 |
| Salaries and employee benefits | $1,147,000 | 3,842 |
| Premises and equipment expense | $230,000 | 4,327 |
| Additional noninterest expense | $585,000 | 4,598 |
| Pre-tax net operating income | $532,000 | 3,692 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $532,000 | 3,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $532,000 | 3,449 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $532,000 | 3,449 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 417 |
| Net operating income | $532,000 | 3,351 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 4,983 |
| Total interest expense | $227,000 | 4,980 |
| Net interest income | $893,000 | 4,886 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $640,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $632,000 | 1,141 |
| Total noninterest expense | $920,000 | 4,422 |
| Salaries and employee benefits | $510,000 | 4,175 |
| Premises and equipment expense | $114,000 | 4,406 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $263,000 | 3,743 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $263,000 | 3,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $263,000 | 3,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $263,000 | 3,482 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 343 |
| Net operating income | $263,000 | 3,422 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 5,431 |
| Total interest expense | $1,026,000 | 5,161 |
| Net interest income | $2,920,000 | 5,426 |
| Provision for loan and lease losses | $302,000 | 4,831 |
| Total noninterest income | $912,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 6,418 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $874,000 | 2,376 |
| Total noninterest expense | $3,436,000 | 4,647 |
| Salaries and employee benefits | $1,946,000 | 4,316 |
| Premises and equipment expense | $496,000 | 4,209 |
| Additional noninterest expense | $994,000 | 5,105 |
| Pre-tax net operating income | $94,000 | 5,493 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $92,000 | 5,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $92,000 | 5,645 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $92,000 | 5,645 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $283,000 | 566 |
| Net operating income | $92,000 | 5,508 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 5,609 |
| Total interest expense | $771,000 | 5,318 |
| Net interest income | $2,090,000 | 5,608 |
| Provision for loan and lease losses | $302,000 | 4,307 |
| Total noninterest income | $210,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $179,000 | 4,355 |
| Total noninterest expense | $2,535,000 | 4,706 |
| Salaries and employee benefits | $1,430,000 | 4,410 |
| Premises and equipment expense | $377,000 | 4,231 |
| Additional noninterest expense | $728,000 | 5,166 |
| Pre-tax net operating income | $-537,000 | 6,574 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-538,000 | 6,681 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-538,000 | 6,682 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-538,000 | 6,682 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 508 |
| Net operating income | $-538,000 | 6,628 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 5,776 |
| Total interest expense | $504,000 | 5,462 |
| Net interest income | $1,317,000 | 5,748 |
| Provision for loan and lease losses | $302,000 | 3,583 |
| Total noninterest income | $87,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,695,000 | 4,708 |
| Salaries and employee benefits | $959,000 | 4,417 |
| Premises and equipment expense | $252,000 | 4,261 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $-593,000 | 6,811 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-594,000 | 6,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-594,000 | 6,919 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-594,000 | 6,919 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 400 |
| Net operating income | $-594,000 | 6,881 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,062 |
| Total interest expense | $237,000 | 5,729 |
| Net interest income | $591,000 | 6,039 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $45,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $817,000 | 4,852 |
| Salaries and employee benefits | $460,000 | 4,583 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $230,000 | 5,344 |
| Pre-tax net operating income | $-321,000 | 6,993 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-321,000 | 7,101 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-321,000 | 7,102 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-321,000 | 7,101 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 505 |
| Net operating income | $-321,000 | 7,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,981 |
| Total interest expense | $624,000 | 6,870 |
| Net interest income | $1,481,000 | 6,929 |
| Provision for loan and lease losses | $375,000 | 4,953 |
| Total noninterest income | $65,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $23,000 | 6,861 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $42,000 | 6,529 |
| Total noninterest expense | $2,972,000 | 5,214 |
| Salaries and employee benefits | $1,669,000 | 4,882 |
| Premises and equipment expense | $495,000 | 4,404 |
| Additional noninterest expense | $808,000 | 5,807 |
| Pre-tax net operating income | $-1,801,000 | 6,565 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,801,000 | 6,684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,801,000 | 6,683 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,801,000 | 6,683 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 702 |
| Net operating income | $-1,801,000 | 6,676 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 7,242 |
| Total interest expense | $444,000 | 7,049 |
| Net interest income | $947,000 | 7,232 |
| Provision for loan and lease losses | $293,000 | 4,627 |
| Total noninterest income | $28,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $8,000 | 7,062 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $2,188,000 | 5,267 |
| Salaries and employee benefits | $1,222,000 | 4,989 |
| Premises and equipment expense | $369,000 | 4,468 |
| Additional noninterest expense | $597,000 | 5,840 |
| Pre-tax net operating income | $-1,506,000 | 6,864 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,506,000 | 7,000 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,506,000 | 7,000 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,506,000 | 7,001 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 606 |
| Net operating income | $-1,506,000 | 6,990 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,500 |
| Total interest expense | $276,000 | 7,239 |
| Net interest income | $525,000 | 7,496 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $16,000 | 7,737 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $1,437,000 | 5,365 |
| Salaries and employee benefits | $786,000 | 5,153 |
| Premises and equipment expense | $245,000 | 4,511 |
| Additional noninterest expense | $406,000 | 5,789 |
| Pre-tax net operating income | $-1,046,000 | 7,044 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,046,000 | 7,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,046,000 | 7,164 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,046,000 | 7,165 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 528 |
| Net operating income | $-1,046,000 | 7,157 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 7,673 |
| Total interest expense | $124,000 | 7,431 |
| Net interest income | $234,000 | 7,649 |
| Provision for loan and lease losses | $57,000 | 4,784 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $711,000 | 5,346 |
| Salaries and employee benefits | $395,000 | 5,185 |
| Premises and equipment expense | $122,000 | 4,572 |
| Additional noninterest expense | $194,000 | 5,683 |
| Pre-tax net operating income | $-524,000 | 7,347 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-524,000 | 7,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-524,000 | 7,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-524,000 | 7,466 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 346 |
| Net operating income | $-524,000 | 7,441 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,138 |
| Total interest expense | $99,000 | 8,191 |
| Net interest income | $548,000 | 8,052 |
| Provision for loan and lease losses | $244,000 | 4,947 |
| Total noninterest income | $25,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,282 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $1,875,000 | 6,397 |
| Salaries and employee benefits | $1,020,000 | 6,366 |
| Premises and equipment expense | $346,000 | 5,449 |
| Additional noninterest expense | $509,000 | 6,587 |
| Pre-tax net operating income | $-1,546,000 | 7,227 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,547,000 | 7,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,547,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $13,494,000 | 128 |
| Net operating income | $-1,547,000 | 7,330 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,284 |
| Total interest expense | $27,000 | 8,316 |
| Net interest income | $326,000 | 8,208 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $18,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,000 | 7,331 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $1,170,000 | 6,798 |
| Salaries and employee benefits | $656,000 | 6,712 |
| Premises and equipment expense | $223,000 | 5,829 |
| Additional noninterest expense | $291,000 | 7,102 |
| Pre-tax net operating income | $-1,006,000 | 7,536 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,006,000 | 7,504 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,006,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $13,419,000 | 84 |
| Net operating income | $-1,006,000 | 7,623 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,417 |
| Total interest expense | $3,000 | 8,430 |
| Net interest income | $98,000 | 8,390 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $9,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $581,000 | 7,398 |
| Salaries and employee benefits | $358,000 | 7,190 |
| Premises and equipment expense | $113,000 | 6,526 |
| Additional noninterest expense | $110,000 | 7,875 |
| Pre-tax net operating income | $-594,000 | 7,675 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-594,000 | 7,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-594,000 | 7,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $13,381,000 | 63 |
| Net operating income | $-594,000 | 7,738 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,000 | 8,490 |
| Total interest expense | $0 | 8,478 |
| Net interest income | $5,000 | 8,486 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $75,000 | 8,431 |
| Salaries and employee benefits | $72,000 | 8,252 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $3,000 | 8,484 |
| Pre-tax net operating income | $-70,000 | 7,472 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-70,000 | 7,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-70,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,380,000 | 34 |
| Net operating income | $-70,000 | 7,518 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.