Home > Capital Bank > Assets and Liabilities
Capital Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 13 | 7,276 |
| Assets and Liabilities | ||
| Total Assets: | $57,763,000 | 6,545 |
| Cash and due from depository institutions | $1,411,000 | 7,276 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $7,116,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 5,724 |
| Net loans & leases | $45,807,000 | 5,913 |
| Loan loss allowance | $556,000 | 5,807 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,870,000 | 4,627 |
| Other real estate owned | $425,000 | 7,276 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $984,000 | 6,838 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $57,763,000 | 6,545 |
| Total liabilities | $50,254,000 | 6,557 |
| Total deposits | $49,437,000 | 6,420 |
| Interest-bearing deposits | $44,141,000 | 6,244 |
| Deposits held in domestic offices | $49,437,000 | 6,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $209,000 | 3,405 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $608,000 | 5,087 |
| Total equity capital | $7,509,000 | 6,257 |
| Total bank equity capital | $7,509,000 | 6,257 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $7,799,000 | 2,902 |
| Undivided profits | $-291,000 | 8,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $260,000 | 7,617 |
| Earning assets | $53,073,000 | 6,547 |
| Long-term assets (5+ years) | $4,235,000 | 6,042 |
| Average Assets, year-to-date | $55,732,250 | 6,562 |
| Average Assets, quarterly | $57,090,500 | 6,552 |
| Volatile liabilities | $3,691,000 | 7,769 |
| Insider loans | $90,000 | 7,162 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,600,000 | 4,843 |
| Tier 1 (core) risk-based capital | $7,579,000 | 6,179 |
| Tier 2 risk-based capital | $556,000 | 5,573 |
| Total risk weighted assets | $49,307,000 | 5,901 |
| Total unused commitments | $9,600,000 | 4,844 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 13 | 7,294 |
| Assets and Liabilities | ||
| Total Assets: | $56,418,000 | 6,616 |
| Cash and due from depository institutions | $1,180,000 | 7,294 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $7,066,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 5,754 |
| Net loans & leases | $44,863,000 | 5,934 |
| Loan loss allowance | $546,000 | 5,850 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,877,000 | 4,598 |
| Other real estate owned | $334,000 | 7,294 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,047,000 | 6,645 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $56,418,000 | 6,616 |
| Total liabilities | $48,993,000 | 6,637 |
| Total deposits | $46,928,000 | 6,557 |
| Interest-bearing deposits | $42,733,000 | 6,319 |
| Deposits held in domestic offices | $46,928,000 | 6,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,510,000 | 2,638 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $555,000 | 4,993 |
| Total equity capital | $7,425,000 | 6,169 |
| Total bank equity capital | $7,425,000 | 6,169 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $7,799,000 | 2,839 |
| Undivided profits | $-375,000 | 8,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $281,000 | 7,335 |
| Earning assets | $51,980,000 | 6,600 |
| Long-term assets (5+ years) | $2,498,000 | 6,601 |
| Average Assets, year-to-date | $55,055,330 | 6,625 |
| Average Assets, quarterly | $56,220,000 | 6,585 |
| Volatile liabilities | $5,432,000 | 7,300 |
| Insider loans | $80,000 | 7,266 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,295,000 | 4,713 |
| Tier 1 (core) risk-based capital | $7,536,000 | 6,155 |
| Tier 2 risk-based capital | $546,000 | 5,605 |
| Total risk weighted assets | $47,752,000 | 5,964 |
| Total unused commitments | $10,295,000 | 4,713 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 14 | 7,119 |
| Assets and Liabilities | ||
| Total Assets: | $56,022,000 | 6,635 |
| Cash and due from depository institutions | $996,000 | 7,119 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $7,113,000 | 6,937 |
| Federal funds sold & reverse repurchase agreements | $31,000 | 6,241 |
| Net loans & leases | $45,094,000 | 5,873 |
| Loan loss allowance | $553,000 | 5,801 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,890,000 | 4,540 |
| Other real estate owned | $0 | 7,119 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $898,000 | 6,871 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $56,022,000 | 6,635 |
| Total liabilities | $48,559,000 | 6,668 |
| Total deposits | $47,680,000 | 6,545 |
| Interest-bearing deposits | $42,601,000 | 6,353 |
| Deposits held in domestic offices | $47,680,000 | 6,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $445,000 | 2,993 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $434,000 | 5,533 |
| Total equity capital | $7,463,000 | 6,138 |
| Total bank equity capital | $7,463,000 | 6,138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $7,799,000 | 2,767 |
| Undivided profits | $-337,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 3,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $219,000 | 7,695 |
| Earning assets | $52,238,000 | 6,592 |
| Long-term assets (5+ years) | $1,949,000 | 6,827 |
| Average Assets, year-to-date | $54,374,000 | 6,697 |
| Average Assets, quarterly | $54,374,000 | 6,697 |
| Volatile liabilities | $4,445,000 | 7,498 |
| Insider loans | $80,000 | 7,283 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,687,000 | 4,468 |
| Tier 1 (core) risk-based capital | $7,553,000 | 6,075 |
| Tier 2 risk-based capital | $553,000 | 5,549 |
| Total risk weighted assets | $45,768,000 | 6,005 |
| Total unused commitments | $11,687,000 | 4,468 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 13 | 7,320 |
| Assets and Liabilities | ||
| Total Assets: | $52,726,000 | 6,823 |
| Cash and due from depository institutions | $582,000 | 7,320 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $7,119,000 | 6,976 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 6,038 |
| Net loans & leases | $42,304,000 | 6,048 |
| Loan loss allowance | $479,000 | 6,175 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,807,000 | 4,627 |
| Other real estate owned | $0 | 7,320 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $864,000 | 6,986 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $52,726,000 | 6,823 |
| Total liabilities | $45,286,000 | 6,882 |
| Total deposits | $42,137,000 | 6,868 |
| Interest-bearing deposits | $38,761,000 | 6,603 |
| Deposits held in domestic offices | $42,137,000 | 6,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,717,000 | 2,092 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $432,000 | 5,448 |
| Total equity capital | $7,440,000 | 6,121 |
| Total bank equity capital | $7,440,000 | 6,121 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $7,799,000 | 2,735 |
| Undivided profits | $-360,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $259,000 | 7,468 |
| Earning assets | $49,473,000 | 6,754 |
| Long-term assets (5+ years) | $1,784,000 | 6,929 |
| Average Assets, year-to-date | $44,717,000 | 7,092 |
| Average Assets, quarterly | $50,855,500 | 6,879 |
| Volatile liabilities | $6,141,000 | 6,996 |
| Insider loans | $80,000 | 7,300 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,752,000 | 4,570 |
| Tier 1 (core) risk-based capital | $7,530,000 | 6,065 |
| Tier 2 risk-based capital | $479,000 | 5,939 |
| Total risk weighted assets | $42,261,000 | 6,233 |
| Total unused commitments | $10,752,000 | 4,570 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 9 | 8,007 |
| Assets and Liabilities | ||
| Total Assets: | $48,985,000 | 6,975 |
| Cash and due from depository institutions | $639,000 | 8,007 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $7,177,000 | 6,968 |
| Federal funds sold & reverse repurchase agreements | $1,272,000 | 4,342 |
| Net loans & leases | $38,119,000 | 6,310 |
| Loan loss allowance | $502,000 | 6,049 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,038,000 | 5,820 |
| Other real estate owned | $0 | 8,007 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $740,000 | 7,294 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $48,985,000 | 6,975 |
| Total liabilities | $41,644,000 | 7,056 |
| Total deposits | $41,343,000 | 6,883 |
| Interest-bearing deposits | $38,478,000 | 6,592 |
| Deposits held in domestic offices | $41,343,000 | 6,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $301,000 | 6,448 |
| Total equity capital | $7,341,000 | 6,180 |
| Total bank equity capital | $7,341,000 | 6,180 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $7,799,000 | 2,669 |
| Undivided profits | $-459,000 | 8,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $196,000 | 7,951 |
| Earning assets | $46,568,000 | 6,898 |
| Long-term assets (5+ years) | $1,551,000 | 7,078 |
| Average Assets, year-to-date | $42,714,750 | 7,219 |
| Average Assets, quarterly | $46,606,500 | 7,066 |
| Volatile liabilities | $3,524,000 | 7,790 |
| Insider loans | $30,000 | 7,650 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,987,000 | 5,666 |
| Tier 1 (core) risk-based capital | $7,410,000 | 6,093 |
| Tier 2 risk-based capital | $460,000 | 6,024 |
| Total risk weighted assets | $36,773,000 | 6,547 |
| Total unused commitments | $5,987,000 | 5,666 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 8 | 8,153 |
| Assets and Liabilities | ||
| Total Assets: | $44,228,000 | 7,185 |
| Cash and due from depository institutions | $1,544,000 | 8,153 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $4,232,000 | 7,713 |
| Federal funds sold & reverse repurchase agreements | $54,000 | 5,645 |
| Net loans & leases | $36,938,000 | 6,340 |
| Loan loss allowance | $469,000 | 6,216 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $575,000 | 6,818 |
| Other real estate owned | $0 | 8,153 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $885,000 | 6,793 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $44,228,000 | 7,185 |
| Total liabilities | $36,971,000 | 7,276 |
| Total deposits | $35,526,000 | 7,215 |
| Interest-bearing deposits | $32,793,000 | 6,997 |
| Deposits held in domestic offices | $35,526,000 | 7,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,130,000 | 2,757 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $315,000 | 6,053 |
| Total equity capital | $7,257,000 | 6,166 |
| Total bank equity capital | $7,257,000 | 6,166 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $7,799,000 | 2,624 |
| Undivided profits | $-543,000 | 8,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $162,000 | 8,080 |
| Earning assets | $41,224,000 | 7,145 |
| Long-term assets (5+ years) | $2,667,000 | 6,669 |
| Average Assets, year-to-date | $40,624,670 | 7,332 |
| Average Assets, quarterly | $42,270,000 | 7,260 |
| Volatile liabilities | $5,145,000 | 7,235 |
| Insider loans | $30,000 | 7,674 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,911,000 | 5,700 |
| Tier 1 (core) risk-based capital | $7,320,000 | 6,055 |
| Tier 2 risk-based capital | $433,000 | 6,149 |
| Total risk weighted assets | $34,654,000 | 6,653 |
| Total unused commitments | $5,911,000 | 5,700 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 8 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $40,312,000 | 7,434 |
| Cash and due from depository institutions | $447,000 | 8,210 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,241,000 | 7,784 |
| Federal funds sold & reverse repurchase agreements | $1,818,000 | 4,189 |
| Net loans & leases | $32,465,000 | 6,614 |
| Loan loss allowance | $413,000 | 6,594 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $591,000 | 6,820 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $750,000 | 7,169 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $40,312,000 | 7,434 |
| Total liabilities | $33,085,000 | 7,560 |
| Total deposits | $32,929,000 | 7,445 |
| Interest-bearing deposits | $30,277,000 | 7,225 |
| Deposits held in domestic offices | $32,929,000 | 7,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $156,000 | 7,346 |
| Total equity capital | $7,227,000 | 6,123 |
| Total bank equity capital | $7,227,000 | 6,123 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $7,799,000 | 2,574 |
| Undivided profits | $-573,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $136,000 | 8,280 |
| Earning assets | $38,524,000 | 7,337 |
| Long-term assets (5+ years) | $1,208,000 | 7,341 |
| Average Assets, year-to-date | $38,823,000 | 7,504 |
| Average Assets, quarterly | $38,823,000 | 7,504 |
| Volatile liabilities | $3,471,000 | 7,742 |
| Insider loans | $2,000 | 7,990 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,847,000 | 5,391 |
| Tier 1 (core) risk-based capital | $7,303,000 | 6,036 |
| Tier 2 risk-based capital | $389,000 | 6,453 |
| Total risk weighted assets | $31,098,000 | 6,918 |
| Total unused commitments | $6,847,000 | 5,392 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 8 | 8,250 |
| Assets and Liabilities | ||
| Total Assets: | $37,334,000 | 7,627 |
| Cash and due from depository institutions | $1,594,000 | 8,250 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $4,307,000 | 7,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $30,585,000 | 6,777 |
| Loan loss allowance | $387,000 | 6,751 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $115,000 | 8,420 |
| Other real estate owned | $0 | 8,250 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $733,000 | 7,181 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $37,334,000 | 7,627 |
| Total liabilities | $30,157,000 | 7,765 |
| Total deposits | $29,865,000 | 7,678 |
| Interest-bearing deposits | $27,040,000 | 7,481 |
| Deposits held in domestic offices | $29,865,000 | 7,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $155,000 | 3,349 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $137,000 | 7,490 |
| Total equity capital | $7,177,000 | 6,158 |
| Total bank equity capital | $7,177,000 | 6,158 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $7,799,000 | 2,530 |
| Undivided profits | $-623,000 | 8,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $120,000 | 8,408 |
| Earning assets | $34,892,000 | 7,569 |
| Long-term assets (5+ years) | $170,000 | 7,893 |
| Average Assets, year-to-date | $30,935,800 | 7,902 |
| Average Assets, quarterly | $35,030,500 | 7,728 |
| Volatile liabilities | $2,717,000 | 8,013 |
| Insider loans | $2,000 | 8,029 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,807,000 | 6,401 |
| Tier 1 (core) risk-based capital | $7,231,000 | 6,022 |
| Tier 2 risk-based capital | $359,000 | 6,668 |
| Total risk weighted assets | $28,754,000 | 7,108 |
| Total unused commitments | $3,807,000 | 6,401 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $32,727,000 | 7,876 |
| Cash and due from depository institutions | $1,117,000 | 8,127 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $4,373,000 | 7,827 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,864 |
| Net loans & leases | $26,151,000 | 7,119 |
| Loan loss allowance | $338,000 | 7,077 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $126,000 | 8,407 |
| Other real estate owned | $0 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $935,000 | 6,731 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $32,727,000 | 7,876 |
| Total liabilities | $25,503,000 | 8,034 |
| Total deposits | $24,908,000 | 7,974 |
| Interest-bearing deposits | $22,865,000 | 7,811 |
| Deposits held in domestic offices | $24,908,000 | 7,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $360,000 | 3,333 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $235,000 | 6,771 |
| Total equity capital | $7,224,000 | 6,138 |
| Total bank equity capital | $7,224,000 | 6,138 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $7,799,000 | 2,503 |
| Undivided profits | $-576,000 | 8,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $106,000 | 8,559 |
| Earning assets | $30,549,000 | 7,825 |
| Long-term assets (5+ years) | $1,771,000 | 7,232 |
| Average Assets, year-to-date | $29,336,250 | 8,016 |
| Average Assets, quarterly | $31,810,000 | 7,917 |
| Volatile liabilities | $3,163,000 | 7,904 |
| Insider loans | $5,000 | 8,021 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,553,000 | 6,973 |
| Tier 1 (core) risk-based capital | $7,263,000 | 5,994 |
| Tier 2 risk-based capital | $309,000 | 6,999 |
| Total risk weighted assets | $24,710,000 | 7,432 |
| Total unused commitments | $2,553,000 | 6,979 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 8 | 8,343 |
| Assets and Liabilities | ||
| Total Assets: | $30,893,000 | 8,011 |
| Cash and due from depository institutions | $803,000 | 8,343 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $4,354,000 | 7,908 |
| Federal funds sold & reverse repurchase agreements | $211,000 | 5,471 |
| Net loans & leases | $24,897,000 | 7,207 |
| Loan loss allowance | $315,000 | 7,235 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $140,000 | 8,391 |
| Other real estate owned | $0 | 8,343 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $488,000 | 7,971 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $30,893,000 | 8,011 |
| Total liabilities | $23,779,000 | 8,196 |
| Total deposits | $23,652,000 | 8,105 |
| Interest-bearing deposits | $20,825,000 | 8,021 |
| Deposits held in domestic offices | $23,652,000 | 8,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $127,000 | 7,674 |
| Total equity capital | $7,114,000 | 6,061 |
| Total bank equity capital | $7,114,000 | 6,061 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $7,799,000 | 2,465 |
| Undivided profits | $-686,000 | 8,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $84,000 | 8,709 |
| Earning assets | $29,462,000 | 7,927 |
| Long-term assets (5+ years) | $2,428,000 | 7,057 |
| Average Assets, year-to-date | $28,206,000 | 8,131 |
| Average Assets, quarterly | $29,342,000 | 8,081 |
| Volatile liabilities | $3,410,000 | 7,805 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,952,000 | 6,330 |
| Tier 1 (core) risk-based capital | $7,196,000 | 5,976 |
| Tier 2 risk-based capital | $290,000 | 7,157 |
| Total risk weighted assets | $23,236,000 | 7,567 |
| Total unused commitments | $3,952,000 | 6,333 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 6 | 8,708 |
| Assets and Liabilities | ||
| Total Assets: | $27,791,000 | 8,206 |
| Cash and due from depository institutions | $632,000 | 8,708 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $4,567,000 | 7,849 |
| Federal funds sold & reverse repurchase agreements | $11,000 | 6,745 |
| Net loans & leases | $21,666,000 | 7,452 |
| Loan loss allowance | $275,000 | 7,526 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $155,000 | 8,357 |
| Other real estate owned | $0 | 8,708 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $760,000 | 7,056 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $27,791,000 | 8,206 |
| Total liabilities | $20,611,000 | 8,430 |
| Total deposits | $20,072,000 | 8,386 |
| Interest-bearing deposits | $18,475,000 | 8,233 |
| Deposits held in domestic offices | $20,072,000 | 8,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $420,000 | 2,852 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $119,000 | 7,914 |
| Total equity capital | $7,180,000 | 6,115 |
| Total bank equity capital | $7,180,000 | 6,115 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $7,799,000 | 2,434 |
| Undivided profits | $-620,000 | 8,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $77,000 | 8,757 |
| Earning assets | $26,244,000 | 8,138 |
| Long-term assets (5+ years) | $3,306,000 | 6,730 |
| Average Assets, year-to-date | $26,862,500 | 8,250 |
| Average Assets, quarterly | $26,862,500 | 8,250 |
| Volatile liabilities | $3,629,000 | 7,686 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,621,000 | 6,072 |
| Tier 1 (core) risk-based capital | $7,180,000 | 5,941 |
| Tier 2 risk-based capital | $262,000 | 7,358 |
| Total risk weighted assets | $20,914,000 | 7,775 |
| Total unused commitments | $4,621,000 | 6,078 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 8 | 8,436 |
| Assets and Liabilities | ||
| Total Assets: | $25,934,000 | 8,352 |
| Cash and due from depository institutions | $400,000 | 8,436 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $3,579,000 | 8,172 |
| Federal funds sold & reverse repurchase agreements | $1,981,000 | 4,056 |
| Net loans & leases | $19,068,000 | 7,747 |
| Loan loss allowance | $265,000 | 7,603 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $160,000 | 8,387 |
| Other real estate owned | $0 | 8,436 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $746,000 | 7,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,934,000 | 8,352 |
| Total liabilities | $18,785,000 | 8,583 |
| Total deposits | $18,704,000 | 8,505 |
| Interest-bearing deposits | $17,245,000 | 8,358 |
| Deposits held in domestic offices | $18,704,000 | 8,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $81,000 | 8,367 |
| Total equity capital | $7,149,000 | 6,072 |
| Total bank equity capital | $7,149,000 | 6,072 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $7,799,000 | 2,401 |
| Undivided profits | $-651,000 | 8,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $71,000 | 8,846 |
| Earning assets | $24,628,000 | 8,266 |
| Long-term assets (5+ years) | $2,856,000 | 6,944 |
| Average Assets, year-to-date | $24,132,400 | 8,406 |
| Average Assets, quarterly | $24,335,500 | 8,421 |
| Volatile liabilities | $2,599,000 | 8,175 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,236,000 | 7,190 |
| Tier 1 (core) risk-based capital | $7,175,000 | 5,878 |
| Tier 2 risk-based capital | $234,000 | 7,626 |
| Total risk weighted assets | $18,700,000 | 8,014 |
| Total unused commitments | $2,236,000 | 7,191 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 5 | 8,971 |
| Assets and Liabilities | ||
| Total Assets: | $22,737,000 | 8,578 |
| Cash and due from depository institutions | $276,000 | 8,971 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,597,000 | 8,134 |
| Federal funds sold & reverse repurchase agreements | $1,536,000 | 4,814 |
| Net loans & leases | $16,302,000 | 8,066 |
| Loan loss allowance | $265,000 | 7,655 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $179,000 | 8,368 |
| Other real estate owned | $0 | 8,971 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $847,000 | 7,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,737,000 | 8,578 |
| Total liabilities | $15,585,000 | 8,803 |
| Total deposits | $15,471,000 | 8,749 |
| Interest-bearing deposits | $14,127,000 | 8,647 |
| Deposits held in domestic offices | $15,471,000 | 8,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $114,000 | 8,265 |
| Total equity capital | $7,152,000 | 6,051 |
| Total bank equity capital | $7,152,000 | 6,051 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $7,799,000 | 2,366 |
| Undivided profits | $-648,000 | 8,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $71,000 | 8,939 |
| Earning assets | $21,435,000 | 8,511 |
| Long-term assets (5+ years) | $2,238,000 | 7,199 |
| Average Assets, year-to-date | $23,682,000 | 8,486 |
| Average Assets, quarterly | $23,856,000 | 8,498 |
| Volatile liabilities | $1,100,000 | 8,832 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,794,000 | 5,454 |
| Tier 1 (core) risk-based capital | $7,180,000 | 5,877 |
| Tier 2 risk-based capital | $217,000 | 7,792 |
| Total risk weighted assets | $17,314,000 | 8,199 |
| Total unused commitments | $5,794,000 | 5,462 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 5 | 9,004 |
| Assets and Liabilities | ||
| Total Assets: | $24,975,000 | 8,477 |
| Cash and due from depository institutions | $888,000 | 9,004 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $1,982,000 | 8,592 |
| Federal funds sold & reverse repurchase agreements | $576,000 | 6,248 |
| Net loans & leases | $20,571,000 | 7,660 |
| Loan loss allowance | $265,000 | 7,656 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $196,000 | 8,308 |
| Other real estate owned | $0 | 9,004 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $762,000 | 7,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,975,000 | 8,477 |
| Total liabilities | $17,752,000 | 8,719 |
| Total deposits | $16,639,000 | 8,714 |
| Interest-bearing deposits | $14,592,000 | 8,645 |
| Deposits held in domestic offices | $16,639,000 | 8,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 4,828 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $113,000 | 8,331 |
| Total equity capital | $7,223,000 | 6,003 |
| Total bank equity capital | $7,223,000 | 6,003 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $7,799,000 | 2,330 |
| Undivided profits | $-577,000 | 8,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $70,000 | 8,967 |
| Earning assets | $23,129,000 | 8,427 |
| Long-term assets (5+ years) | $2,452,000 | 7,088 |
| Average Assets, year-to-date | $23,997,000 | 8,498 |
| Average Assets, quarterly | $25,250,000 | 8,449 |
| Volatile liabilities | $2,100,000 | 8,482 |
| Insider loans | $2,367,000 | 2,260 |
| FHLB advances | $1,000,000 | 4,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,739,000 | 5,105 |
| Tier 1 (core) risk-based capital | $7,217,000 | 5,773 |
| Tier 2 risk-based capital | $265,000 | 7,398 |
| Total risk weighted assets | $21,744,000 | 7,767 |
| Total unused commitments | $6,739,000 | 5,117 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 6 | 8,907 |
| Assets and Liabilities | ||
| Total Assets: | $25,525,000 | 8,457 |
| Cash and due from depository institutions | $691,000 | 8,907 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,208,000 | 8,305 |
| Federal funds sold & reverse repurchase agreements | $1,614,000 | 5,637 |
| Net loans & leases | $19,063,000 | 7,800 |
| Loan loss allowance | $242,000 | 7,827 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $216,000 | 8,236 |
| Other real estate owned | $0 | 8,907 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $733,000 | 7,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,525,000 | 8,457 |
| Total liabilities | $18,296,000 | 8,709 |
| Total deposits | $17,238,000 | 8,704 |
| Interest-bearing deposits | $15,485,000 | 8,616 |
| Deposits held in domestic offices | $17,238,000 | 8,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,000,000 | 4,721 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $58,000 | 8,963 |
| Total equity capital | $7,229,000 | 5,913 |
| Total bank equity capital | $7,229,000 | 5,913 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $7,799,000 | 2,298 |
| Undivided profits | $-571,000 | 8,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $79,000 | 8,961 |
| Earning assets | $23,885,000 | 8,395 |
| Long-term assets (5+ years) | $1,229,000 | 7,613 |
| Average Assets, year-to-date | $23,508,000 | 8,566 |
| Average Assets, quarterly | $23,508,000 | 8,566 |
| Volatile liabilities | $2,303,000 | 8,422 |
| Insider loans | $2,593,000 | 2,056 |
| FHLB advances | $1,000,000 | 4,490 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,071,000 | 4,923 |
| Tier 1 (core) risk-based capital | $7,220,000 | 5,710 |
| Tier 2 risk-based capital | $242,000 | 7,600 |
| Total risk weighted assets | $21,709,000 | 7,795 |
| Total unused commitments | $7,071,000 | 4,936 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 5 | 9,085 |
| Assets and Liabilities | ||
| Total Assets: | $21,491,000 | 8,725 |
| Cash and due from depository institutions | $595,000 | 9,085 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,289,000 | 8,351 |
| Federal funds sold & reverse repurchase agreements | $1,096,000 | 5,745 |
| Net loans & leases | $15,577,000 | 8,200 |
| Loan loss allowance | $197,000 | 8,184 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $234,000 | 8,199 |
| Other real estate owned | $0 | 9,085 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $700,000 | 7,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,491,000 | 8,725 |
| Total liabilities | $14,211,000 | 8,963 |
| Total deposits | $14,162,000 | 8,926 |
| Interest-bearing deposits | $12,512,000 | 8,855 |
| Deposits held in domestic offices | $14,162,000 | 8,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $49,000 | 9,100 |
| Total equity capital | $7,280,000 | 5,845 |
| Total bank equity capital | $7,280,000 | 5,845 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $7,799,000 | 2,256 |
| Undivided profits | $-520,000 | 8,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $69,000 | 9,067 |
| Earning assets | $19,962,000 | 8,675 |
| Long-term assets (5+ years) | $1,380,000 | 7,565 |
| Average Assets, year-to-date | $14,775,600 | 9,037 |
| Average Assets, quarterly | $19,051,000 | 8,845 |
| Volatile liabilities | $1,302,000 | 8,880 |
| Insider loans | $1,096,000 | 3,740 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,741,000 | 6,140 |
| Tier 1 (core) risk-based capital | $7,266,000 | 5,630 |
| Tier 2 risk-based capital | $197,000 | 8,031 |
| Total risk weighted assets | $16,176,000 | 8,377 |
| Total unused commitments | $3,741,000 | 6,142 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 5 | 9,328 |
| Assets and Liabilities | ||
| Total Assets: | $8,664,000 | 9,504 |
| Cash and due from depository institutions | $206,000 | 9,328 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,000,000 | 9,157 |
| Federal funds sold & reverse repurchase agreements | $6,184,000 | 2,334 |
| Net loans & leases | $711,000 | 9,517 |
| Loan loss allowance | $9,000 | 9,487 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $177,000 | 8,665 |
| Other real estate owned | $0 | 9,328 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $386,000 | 8,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,664,000 | 9,504 |
| Total liabilities | $1,071,000 | 9,599 |
| Total deposits | $1,045,000 | 9,554 |
| Interest-bearing deposits | $840,000 | 9,515 |
| Deposits held in domestic offices | $1,045,000 | 9,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $26,000 | 9,550 |
| Total equity capital | $7,593,000 | 5,536 |
| Total bank equity capital | $7,593,000 | 5,536 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $7,799,000 | 2,146 |
| Undivided profits | $-207,000 | 8,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,000 | 9,546 |
| Earning assets | $7,895,000 | 9,475 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $8,664,000 | 9,498 |
| Average Assets, quarterly | $8,664,000 | 9,503 |
| Volatile liabilities | $0 | 9,551 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $7,593,000 | 5,374 |
| Tier 2 risk-based capital | $9,000 | 9,488 |
| Total risk weighted assets | $2,140,000 | 9,569 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |