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Capital Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$179,266,000326
Total interest expense$41,031,000456
Net interest income$138,235,000287
Provision for loan and lease losses$9,387,000219
Total noninterest income$24,971,000387
Gross Fiduciary activities income$0981
Service charges on deposit accounts$955,0001,032
Trading account gains and fees$0123
Additional Noninterest Income$24,016,000282
Total noninterest expense$110,362,000295
Salaries and employee benefits$48,770,000328
Premises and equipment expense$5,669,000498
Additional noninterest expense$24,016,000282
Pre-tax net operating income$43,457,000385
Securities gains (losses)$0988
Applicable income taxes$9,738,000354
Income before extraordinary items$33,719,000387
Extraordinary gains, net$054
Net income$33,719,000392
Minority interest net income$088
Net income of bank and minority interests.$33,719,000389
Net charge-offs$8,473,000180
Cash dividends$6,500,000654
Sale, conversion, retirement of capital stock, net$0540
Net operating income$33,719,000399
2023-09-30 (YTD Data)Rank
Total interest income$133,192,000323
Total interest expense$29,116,000447
Net interest income$104,076,000288
Provision for loan and lease losses$6,677,000227
Total noninterest income$19,035,000385
Gross Fiduciary activities income$0950
Service charges on deposit accounts$718,0001,025
Trading account gains and fees$0125
Additional Noninterest Income$18,317,000282
Total noninterest expense$83,410,000294
Salaries and employee benefits$37,106,000329
Premises and equipment expense$4,096,000512
Additional noninterest expense$18,317,000282
Pre-tax net operating income$33,024,000400
Securities gains (losses)$0849
Applicable income taxes$7,752,000353
Income before extraordinary items$25,272,000403
Extraordinary gains, net$052
Net income$25,272,000407
Minority interest net income$081
Net income of bank and minority interests.$25,272,000403
Net charge-offs$5,996,000175
Cash dividends$6,500,000492
Sale, conversion, retirement of capital stock, net$0507
Net operating income$25,272,000411
2023-06-30 (YTD Data)Rank
Total interest income$86,528,000316
Total interest expense$18,349,000424
Net interest income$68,179,000289
Provision for loan and lease losses$4,522,000221
Total noninterest income$12,711,000377
Gross Fiduciary activities income$0931
Service charges on deposit accounts$470,0001,027
Trading account gains and fees$0112
Additional Noninterest Income$12,241,000275
Total noninterest expense$55,469,000287
Salaries and employee benefits$24,686,000320
Premises and equipment expense$2,746,000501
Additional noninterest expense$12,241,000275
Pre-tax net operating income$20,899,000417
Securities gains (losses)$0938
Applicable income taxes$4,892,000376
Income before extraordinary items$16,007,000416
Extraordinary gains, net$051
Net income$16,007,000425
Minority interest net income$081
Net income of bank and minority interests.$16,007,000417
Net charge-offs$4,215,000146
Cash dividends$6,500,000369
Sale, conversion, retirement of capital stock, net$0486
Net operating income$16,007,000422
2023-03-31 (YTD Data)Rank
Total interest income$42,507,000325
Total interest expense$8,768,000393
Net interest income$33,739,000303
Provision for loan and lease losses$1,660,000266
Total noninterest income$6,025,000392
Gross Fiduciary activities income$0913
Service charges on deposit accounts$227,0001,067
Trading account gains and fees$097
Additional Noninterest Income$5,798,000289
Total noninterest expense$26,011,000311
Salaries and employee benefits$12,545,000330
Premises and equipment expense$1,212,000582
Additional noninterest expense$5,798,000289
Pre-tax net operating income$12,093,000380
Securities gains (losses)$0950
Applicable income taxes$2,798,000352
Income before extraordinary items$9,295,000385
Extraordinary gains, net$04
Net income$9,295,000386
Minority interest net income$048
Net income of bank and minority interests.$9,295,000386
Net charge-offs$2,633,000120
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,295,000394
2022-12-31 (YTD Data)Rank
Total interest income$147,476,000305
Total interest expense$9,463,000469
Net interest income$138,013,000294
Provision for loan and lease losses$6,631,000225
Total noninterest income$29,370,000362
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$758,0001,263
Trading account gains and fees$0116
Additional Noninterest Income$28,612,000266
Total noninterest expense$108,624,000294
Salaries and employee benefits$42,832,000364
Premises and equipment expense$4,841,000571
Additional noninterest expense$28,612,000266
Pre-tax net operating income$52,128,000364
Securities gains (losses)$-25,0003,613
Applicable income taxes$11,903,000335
Income before extraordinary items$40,200,000378
Extraordinary gains, net$05
Net income$40,200,000379
Minority interest net income$063
Net income of bank and minority interests.$40,200,000379
Net charge-offs$5,427,000142
Cash dividends$11,400,000430
Sale, conversion, retirement of capital stock, net$0568
Net operating income$40,219,750386
2022-09-30 (YTD Data)Rank
Total interest income$106,964,000302
Total interest expense$3,439,000654
Net interest income$103,525,000290
Provision for loan and lease losses$4,248,000237
Total noninterest income$23,809,000350
Gross Fiduciary activities income$0968
Service charges on deposit accounts$539,0001,328
Trading account gains and fees$0111
Additional Noninterest Income$23,270,000261
Total noninterest expense$82,003,000290
Salaries and employee benefits$31,079,000376
Premises and equipment expense$3,455,000596
Additional noninterest expense$23,270,000261
Pre-tax net operating income$41,083,000356
Securities gains (losses)$-25,0003,986
Applicable income taxes$9,390,000334
Income before extraordinary items$31,668,000359
Extraordinary gains, net$04
Net income$31,668,000359
Minority interest net income$057
Net income of bank and minority interests.$31,668,000359
Net charge-offs$3,337,000163
Cash dividends$8,400,000411
Sale, conversion, retirement of capital stock, net$0519
Net operating income$31,687,750367
2022-06-30 (YTD Data)Rank
Total interest income$69,377,000295
Total interest expense$1,950,000606
Net interest income$67,427,000286
Provision for loan and lease losses$2,987,000202
Total noninterest income$16,669,000335
Gross Fiduciary activities income$0925
Service charges on deposit accounts$342,0001,356
Trading account gains and fees$0108
Additional Noninterest Income$16,327,000259
Total noninterest expense$54,068,000286
Salaries and employee benefits$20,348,000370
Premises and equipment expense$2,321,000586
Additional noninterest expense$31,399,000185
Pre-tax net operating income$27,041,000353
Securities gains (losses)$-12,0003,978
Applicable income taxes$6,202,000324
Income before extraordinary items$20,827,000353
Extraordinary gains, net$04
Net income$20,827,000353
Minority interest net income$060
Net income of bank and minority interests.$20,827,000353
Net charge-offs$1,749,000176
Cash dividends$5,400,000404
Sale, conversion, retirement of capital stock, net$0494
Net operating income$20,836,480364
2022-03-31 (YTD Data)Rank
Total interest income$33,550,000294
Total interest expense$934,000599
Net interest income$32,616,000285
Provision for loan and lease losses$953,000205
Total noninterest income$8,308,000347
Gross Fiduciary activities income$0892
Service charges on deposit accounts$161,0001,412
Trading account gains and fees$0103
Additional Noninterest Income$8,147,000275
Total noninterest expense$27,052,000284
Salaries and employee benefits$10,276,000378
Premises and equipment expense$1,015,000663
Additional noninterest expense$15,761,000182
Pre-tax net operating income$12,919,000351
Securities gains (losses)$-12,0004,282
Applicable income taxes$3,213,000308
Income before extraordinary items$9,694,000367
Extraordinary gains, net$04
Net income$9,694,000367
Minority interest net income$050
Net income of bank and minority interests.$9,694,000367
Net charge-offs$881,000165
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,703,480374
2021-12-31 (YTD Data)Rank
Total interest income$121,073,000311
Total interest expense$6,016,000450
Net interest income$115,057,000303
Provision for loan and lease losses$3,289,000174
Total noninterest income$50,362,000275
Gross Fiduciary activities income$0994
Service charges on deposit accounts$601,0001,409
Trading account gains and fees$0132
Additional Noninterest Income$49,761,000216
Total noninterest expense$109,647,000283
Salaries and employee benefits$37,433,000405
Premises and equipment expense$4,218,000634
Additional noninterest expense$67,996,000173
Pre-tax net operating income$52,483,000374
Securities gains (losses)$165,000675
Applicable income taxes$13,638,000322
Income before extraordinary items$39,010,000393
Extraordinary gains, net$010
Net income$39,010,000392
Minority interest net income$074
Net income of bank and minority interests.$39,010,000393
Net charge-offs$1,613,000329
Cash dividends$6,500,000640
Sale, conversion, retirement of capital stock, net$0582
Net operating income$38,879,650389
2021-09-30 (YTD Data)Rank
Total interest income$87,950,000317
Total interest expense$5,030,000431
Net interest income$82,920,000312
Provision for loan and lease losses$2,189,000193
Total noninterest income$39,795,000272
Gross Fiduciary activities income$0957
Service charges on deposit accounts$467,0001,363
Trading account gains and fees$0132
Additional Noninterest Income$39,328,000216
Total noninterest expense$81,293,000280
Salaries and employee benefits$26,913,000426
Premises and equipment expense$3,227,000630
Additional noninterest expense$51,153,000174
Pre-tax net operating income$39,233,000384
Securities gains (losses)$165,000625
Applicable income taxes$10,208,000327
Income before extraordinary items$29,190,000412
Extraordinary gains, net$08
Net income$29,190,000411
Minority interest net income$069
Net income of bank and minority interests.$29,190,000412
Net charge-offs$941,000349
Cash dividends$5,500,000566
Sale, conversion, retirement of capital stock, net$0543
Net operating income$29,059,650404
2021-06-30 (YTD Data)Rank
Total interest income$54,959,000332
Total interest expense$3,693,000413
Net interest income$51,266,000327
Provision for loan and lease losses$1,214,000250
Total noninterest income$27,198,000272
Gross Fiduciary activities income$0951
Service charges on deposit accounts$309,0001,328
Trading account gains and fees$0133
Additional Noninterest Income$26,889,000213
Total noninterest expense$52,771,000289
Salaries and employee benefits$17,071,000442
Premises and equipment expense$2,254,000592
Additional noninterest expense$33,446,000174
Pre-tax net operating income$24,479,000399
Securities gains (losses)$168,000510
Applicable income taxes$6,396,000341
Income before extraordinary items$18,251,000428
Extraordinary gains, net$06
Net income$18,251,000427
Minority interest net income$067
Net income of bank and minority interests.$18,251,000428
Net charge-offs$640,000342
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$18,118,280422
2021-03-31 (YTD Data)Rank
Total interest income$26,235,000344
Total interest expense$2,059,000392
Net interest income$24,176,000341
Provision for loan and lease losses$433,000418
Total noninterest income$13,959,000269
Gross Fiduciary activities income$0922
Service charges on deposit accounts$146,0001,377
Trading account gains and fees$0127
Additional Noninterest Income$13,813,000215
Total noninterest expense$25,700,000295
Salaries and employee benefits$8,444,000447
Premises and equipment expense$1,091,000625
Additional noninterest expense$16,165,000172
Pre-tax net operating income$12,002,000405
Securities gains (losses)$01,392
Applicable income taxes$3,117,000350
Income before extraordinary items$8,885,000438
Extraordinary gains, net$03
Net income$8,885,000436
Minority interest net income$055
Net income of bank and minority interests.$8,885,000438
Net charge-offs$388,000298
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,885,000427
2020-12-31 (YTD Data)Rank
Total interest income$94,892,000382
Total interest expense$12,087,000424
Net interest income$82,805,000373
Provision for loan and lease losses$11,142,000321
Total noninterest income$61,037,000238
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$513,0001,591
Trading account gains and fees$0133
Additional Noninterest Income$60,524,000197
Total noninterest expense$98,332,000290
Salaries and employee benefits$44,096,000347
Premises and equipment expense$4,867,000543
Additional noninterest expense$49,369,000208
Pre-tax net operating income$34,368,000392
Securities gains (losses)$20,0002,111
Applicable income taxes$9,157,000316
Income before extraordinary items$25,231,000437
Extraordinary gains, net$04
Net income$25,231,000436
Minority interest net income$072
Net income of bank and minority interests.$25,231,000437
Net charge-offs$1,108,000614
Cash dividends$5,500,000701
Sale, conversion, retirement of capital stock, net$0566
Net operating income$25,215,200422
2020-09-30 (YTD Data)Rank
Total interest income$67,209,000394
Total interest expense$9,615,000437
Net interest income$57,594,000391
Provision for loan and lease losses$9,209,000325
Total noninterest income$41,623,000244
Gross Fiduciary activities income$0981
Service charges on deposit accounts$373,0001,627
Trading account gains and fees$0125
Additional Noninterest Income$41,250,000202
Total noninterest expense$68,454,000306
Salaries and employee benefits$32,162,000346
Premises and equipment expense$3,409,000570
Additional noninterest expense$32,883,000222
Pre-tax net operating income$21,554,000422
Securities gains (losses)$02,494
Applicable income taxes$5,852,000339
Income before extraordinary items$15,702,000482
Extraordinary gains, net$04
Net income$15,702,000481
Minority interest net income$065
Net income of bank and minority interests.$15,702,000482
Net charge-offs$493,000761
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,702,000472
2020-06-30 (YTD Data)Rank
Total interest income$42,589,000415
Total interest expense$6,870,000446
Net interest income$35,719,000415
Provision for loan and lease losses$5,709,000366
Total noninterest income$20,402,000288
Gross Fiduciary activities income$0970
Service charges on deposit accounts$256,0001,615
Trading account gains and fees$0123
Additional Noninterest Income$20,146,000231
Total noninterest expense$40,313,000337
Salaries and employee benefits$19,629,000363
Premises and equipment expense$2,155,000593
Additional noninterest expense$18,529,000245
Pre-tax net operating income$10,099,000507
Securities gains (losses)$02,249
Applicable income taxes$2,748,000386
Income before extraordinary items$7,351,000589
Extraordinary gains, net$04
Net income$7,351,000588
Minority interest net income$065
Net income of bank and minority interests.$7,351,000589
Net charge-offs$330,000764
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,351,000561
2020-03-31 (YTD Data)Rank
Total interest income$21,179,000423
Total interest expense$3,779,000454
Net interest income$17,400,000420
Provision for loan and lease losses$2,409,000361
Total noninterest income$6,578,000342
Gross Fiduciary activities income$0941
Service charges on deposit accounts$147,0001,651
Trading account gains and fees$0106
Additional Noninterest Income$6,431,000264
Total noninterest expense$17,751,000360
Salaries and employee benefits$8,404,000416
Premises and equipment expense$1,079,000598
Additional noninterest expense$8,268,000269
Pre-tax net operating income$3,818,000591
Securities gains (losses)$01,705
Applicable income taxes$1,039,000448
Income before extraordinary items$2,779,000706
Extraordinary gains, net$04
Net income$2,779,000706
Minority interest net income$056
Net income of bank and minority interests.$2,779,000706
Net charge-offs$196,000641
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,779,000681
2019-12-31 (YTD Data)Rank
Total interest income$81,045,000444
Total interest expense$14,765,000483
Net interest income$66,280,000434
Provision for loan and lease losses$2,741,000407
Total noninterest income$24,487,000368
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$532,0001,834
Trading account gains and fees$0135
Additional Noninterest Income$23,955,000287
Total noninterest expense$66,306,000363
Salaries and employee benefits$32,470,000416
Premises and equipment expense$3,906,000651
Additional noninterest expense$29,930,000287
Pre-tax net operating income$21,720,000571
Securities gains (losses)$26,0001,539
Applicable income taxes$5,616,000472
Income before extraordinary items$16,130,000632
Extraordinary gains, net$011
Net income$16,130,000633
Minority interest net income$076
Net income of bank and minority interests.$16,130,000633
Net charge-offs$798,000770
Cash dividends$3,500,0001,067
Sale, conversion, retirement of capital stock, net$350,000332
Net operating income$16,109,460619
2019-09-30 (YTD Data)Rank
Total interest income$59,342,000459
Total interest expense$10,635,000512
Net interest income$48,707,000451
Provision for loan and lease losses$1,819,000442
Total noninterest income$17,210,000387
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$375,0001,934
Trading account gains and fees$0129
Additional Noninterest Income$16,835,000298
Total noninterest expense$48,620,000368
Salaries and employee benefits$24,050,000420
Premises and equipment expense$2,972,000645
Additional noninterest expense$21,598,000294
Pre-tax net operating income$15,478,000602
Securities gains (losses)$26,0001,329
Applicable income taxes$4,122,000489
Income before extraordinary items$11,382,000662
Extraordinary gains, net$011
Net income$11,382,000664
Minority interest net income$072
Net income of bank and minority interests.$11,382,000663
Net charge-offs$369,000914
Cash dividends$3,500,000789
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,361,460656
2019-06-30 (YTD Data)Rank
Total interest income$37,646,000472
Total interest expense$6,770,000523
Net interest income$30,876,000462
Provision for loan and lease losses$748,000629
Total noninterest income$9,991,000417
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$232,0002,002
Trading account gains and fees$0131
Additional Noninterest Income$9,759,000317
Total noninterest expense$30,421,000389
Salaries and employee benefits$14,828,000433
Premises and equipment expense$1,977,000649
Additional noninterest expense$13,616,000310
Pre-tax net operating income$9,698,000617
Securities gains (losses)$26,000950
Applicable income taxes$2,565,000496
Income before extraordinary items$7,159,000686
Extraordinary gains, net$011
Net income$7,159,000686
Minority interest net income$069
Net income of bank and minority interests.$7,159,000686
Net charge-offs$192,0001,011
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,138,460676
2019-03-31 (YTD Data)Rank
Total interest income$17,852,000492
Total interest expense$3,300,000525
Net interest income$14,552,000489
Provision for loan and lease losses$71,0001,784
Total noninterest income$4,090,000469
Gross Fiduciary activities income$0972
Service charges on deposit accounts$96,0002,272
Trading account gains and fees$0126
Additional Noninterest Income$3,994,000343
Total noninterest expense$14,273,000417
Salaries and employee benefits$6,777,000470
Premises and equipment expense$987,000655
Additional noninterest expense$6,509,000316
Pre-tax net operating income$4,298,000657
Securities gains (losses)$01,087
Applicable income taxes$1,047,000557
Income before extraordinary items$3,251,000722
Extraordinary gains, net$05
Net income$3,251,000723
Minority interest net income$052
Net income of bank and minority interests.$3,251,000721
Net charge-offs$81,000977
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,251,000715
2018-12-31 (YTD Data)Rank
Total interest income$68,338,000480
Total interest expense$10,212,000505
Net interest income$58,126,000476
Provision for loan and lease losses$1,976,000515
Total noninterest income$16,394,000481
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$474,0002,068
Trading account gains and fees$0126
Additional Noninterest Income$15,920,000367
Total noninterest expense$54,138,000431
Salaries and employee benefits$25,083,000493
Premises and equipment expense$4,182,000601
Additional noninterest expense$24,873,000323
Pre-tax net operating income$18,406,000631
Securities gains (losses)$-2,0004,086
Applicable income taxes$5,119,000468
Income before extraordinary items$13,285,000711
Extraordinary gains, net$06
Net income$13,285,000709
Minority interest net income$072
Net income of bank and minority interests.$13,285,000709
Net charge-offs$866,000672
Cash dividends$4,250,000830
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,286,580714
2018-09-30 (YTD Data)Rank
Total interest income$50,500,000478
Total interest expense$7,112,000504
Net interest income$43,388,000478
Provision for loan and lease losses$1,640,000445
Total noninterest income$12,637,000479
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$357,0002,076
Trading account gains and fees$0138
Additional Noninterest Income$12,280,000365
Total noninterest expense$40,854,000426
Salaries and employee benefits$19,023,000488
Premises and equipment expense$2,924,000648
Additional noninterest expense$18,907,000319
Pre-tax net operating income$13,531,000643
Securities gains (losses)$-2,0004,476
Applicable income taxes$3,820,000472
Income before extraordinary items$9,709,000728
Extraordinary gains, net$05
Net income$9,709,000727
Minority interest net income$066
Net income of bank and minority interests.$9,709,000727
Net charge-offs$781,000527
Cash dividends$2,750,000838
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,710,580728
2018-06-30 (YTD Data)Rank
Total interest income$33,177,000474
Total interest expense$4,386,000511
Net interest income$28,791,000479
Provision for loan and lease losses$1,145,000425
Total noninterest income$8,400,000479
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$237,0002,056
Trading account gains and fees$0130
Additional Noninterest Income$8,163,000367
Total noninterest expense$26,965,000432
Salaries and employee benefits$12,470,000497
Premises and equipment expense$1,928,000663
Additional noninterest expense$12,567,000318
Pre-tax net operating income$9,081,000638
Securities gains (losses)$-2,0004,720
Applicable income taxes$2,606,000472
Income before extraordinary items$6,473,000727
Extraordinary gains, net$06
Net income$6,473,000726
Minority interest net income$065
Net income of bank and minority interests.$6,473,000726
Net charge-offs$731,000395
Cash dividends$1,250,0001,119
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,474,580726
2018-03-31 (YTD Data)Rank
Total interest income$16,558,000474
Total interest expense$1,990,000520
Net interest income$14,568,000472
Provision for loan and lease losses$515,000450
Total noninterest income$4,063,000485
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$123,0002,004
Trading account gains and fees$0123
Additional Noninterest Income$3,940,000369
Total noninterest expense$13,540,000429
Salaries and employee benefits$6,279,000489
Premises and equipment expense$965,000668
Additional noninterest expense$6,296,000314
Pre-tax net operating income$4,576,000622
Securities gains (losses)$-3,0005,077
Applicable income taxes$1,405,000446
Income before extraordinary items$3,168,000726
Extraordinary gains, net$07
Net income$3,168,000726
Minority interest net income$052
Net income of bank and minority interests.$3,168,000726
Net charge-offs$391,000358
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,170,370722
2017-12-31 (YTD Data)Rank
Total interest income$57,061,000507
Total interest expense$6,608,000532
Net interest income$50,453,000501
Provision for loan and lease losses$2,655,000403
Total noninterest income$18,298,000450
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$451,0002,204
Trading account gains and fees$0151
Additional Noninterest Income$17,847,000334
Total noninterest expense$51,376,000442
Salaries and employee benefits$23,760,000504
Premises and equipment expense$3,471,000717
Additional noninterest expense$24,145,000328
Pre-tax net operating income$14,720,000703
Securities gains (losses)$02,243
Applicable income taxes$7,202,000525
Income before extraordinary items$7,518,000957
Extraordinary gains, net$09
Net income$7,518,000957
Minority interest net income$076
Net income of bank and minority interests.$7,518,000957
Net charge-offs$1,219,000592
Cash dividends$2,450,0001,206
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,518,000945
2017-09-30 (YTD Data)Rank
Total interest income$42,940,000507
Total interest expense$4,776,000537
Net interest income$38,164,000503
Provision for loan and lease losses$1,870,000423
Total noninterest income$14,125,000443
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$328,0002,261
Trading account gains and fees$0145
Additional Noninterest Income$13,797,000336
Total noninterest expense$37,171,000459
Salaries and employee benefits$18,205,000493
Premises and equipment expense$2,485,000758
Additional noninterest expense$16,481,000351
Pre-tax net operating income$13,248,000616
Securities gains (losses)$02,274
Applicable income taxes$5,134,000488
Income before extraordinary items$8,114,000752
Extraordinary gains, net$09
Net income$8,114,000751
Minority interest net income$071
Net income of bank and minority interests.$8,114,000752
Net charge-offs$775,000591
Cash dividends$1,600,0001,244
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,114,000740
2017-06-30 (YTD Data)Rank
Total interest income$27,174,000523
Total interest expense$3,018,000546
Net interest income$24,156,000518
Provision for loan and lease losses$1,170,000451
Total noninterest income$9,273,000455
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$234,0002,137
Trading account gains and fees$0139
Additional Noninterest Income$9,039,000341
Total noninterest expense$24,219,000469
Salaries and employee benefits$11,780,000514
Premises and equipment expense$1,625,000773
Additional noninterest expense$10,814,000360
Pre-tax net operating income$8,040,000643
Securities gains (losses)$01,906
Applicable income taxes$3,110,000512
Income before extraordinary items$4,930,000803
Extraordinary gains, net$011
Net income$4,930,000802
Minority interest net income$071
Net income of bank and minority interests.$4,930,000803
Net charge-offs$302,000822
Cash dividends$750,0001,583
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,930,000792
2017-03-31 (YTD Data)Rank
Total interest income$12,874,000555
Total interest expense$1,441,000554
Net interest income$11,433,000545
Provision for loan and lease losses$550,000426
Total noninterest income$3,970,000500
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$122,0002,072
Trading account gains and fees$0142
Additional Noninterest Income$3,848,000378
Total noninterest expense$11,731,000486
Salaries and employee benefits$5,725,000539
Premises and equipment expense$768,000828
Additional noninterest expense$5,238,000370
Pre-tax net operating income$3,122,000777
Securities gains (losses)$01,153
Applicable income taxes$1,201,000577
Income before extraordinary items$1,921,000975
Extraordinary gains, net$08
Net income$1,921,000976
Minority interest net income$055
Net income of bank and minority interests.$1,921,000975
Net charge-offs$82,0001,043
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,921,000962
2016-12-31 (YTD Data)Rank
Total interest income$49,491,000546
Total interest expense$5,115,000590
Net interest income$44,376,000538
Provision for loan and lease losses$4,393,000285
Total noninterest income$22,234,000395
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$424,0002,358
Trading account gains and fees$0170
Additional Noninterest Income$21,810,000293
Total noninterest expense$45,813,000483
Salaries and employee benefits$25,190,000481
Premises and equipment expense$3,010,000823
Additional noninterest expense$17,613,000413
Pre-tax net operating income$16,404,000607
Securities gains (losses)$03,212
Applicable income taxes$6,426,000469
Income before extraordinary items$9,978,000770
Extraordinary gains, net$05
Net income$9,978,000769
Minority interest net income$082
Net income of bank and minority interests.$9,978,000769
Net charge-offs$2,266,000356
Cash dividends$2,700,0001,113
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,978,000750
2016-09-30 (YTD Data)Rank
Total interest income$35,674,000563
Total interest expense$3,603,000619
Net interest income$32,071,000562
Provision for loan and lease losses$3,223,000275
Total noninterest income$16,758,000390
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$326,0002,315
Trading account gains and fees$0169
Additional Noninterest Income$16,432,000293
Total noninterest expense$34,193,000491
Salaries and employee benefits$19,280,000472
Premises and equipment expense$2,232,000836
Additional noninterest expense$12,681,000423
Pre-tax net operating income$11,413,000640
Securities gains (losses)$03,160
Applicable income taxes$4,468,000496
Income before extraordinary items$6,945,000812
Extraordinary gains, net$05
Net income$6,945,000811
Minority interest net income$071
Net income of bank and minority interests.$6,945,000812
Net charge-offs$2,013,000298
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,945,000792
2016-06-30 (YTD Data)Rank
Total interest income$22,914,000584
Total interest expense$2,242,000660
Net interest income$20,672,000578
Provision for loan and lease losses$2,016,000287
Total noninterest income$10,487,000401
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$215,0002,317
Trading account gains and fees$0157
Additional Noninterest Income$10,272,000302
Total noninterest expense$22,204,000505
Salaries and employee benefits$12,478,000483
Premises and equipment expense$1,445,000865
Additional noninterest expense$8,281,000429
Pre-tax net operating income$6,939,000674
Securities gains (losses)$02,835
Applicable income taxes$2,717,000519
Income before extraordinary items$4,222,000869
Extraordinary gains, net$016
Net income$4,222,000868
Minority interest net income$071
Net income of bank and minority interests.$4,222,000868
Net charge-offs$87,0001,747
Cash dividends$1,300,0001,076
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,222,000844
2016-03-31 (YTD Data)Rank
Total interest income$10,971,000609
Total interest expense$1,100,000668
Net interest income$9,871,000604
Provision for loan and lease losses$456,000499
Total noninterest income$4,496,000434
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$4,391,000326
Total noninterest expense$10,508,000524
Salaries and employee benefits$5,900,000507
Premises and equipment expense$729,000863
Additional noninterest expense$3,879,000442
Pre-tax net operating income$3,403,000680
Securities gains (losses)$02,077
Applicable income taxes$1,332,000517
Income before extraordinary items$2,071,000856
Extraordinary gains, net$012
Net income$2,071,000857
Minority interest net income$062
Net income of bank and minority interests.$2,071,000857
Net charge-offs$-10,0005,188
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,071,000836
2015-12-31 (YTD Data)Rank
Total interest income$38,039,000679
Total interest expense$3,653,000766
Net interest income$34,386,000663
Provision for loan and lease losses$1,474,000579
Total noninterest income$16,544,000469
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$356,0002,735
Trading account gains and fees$0159
Additional Noninterest Income$16,188,000353
Total noninterest expense$36,405,000585
Salaries and employee benefits$20,815,000544
Premises and equipment expense$2,732,000897
Additional noninterest expense$12,858,000529
Pre-tax net operating income$13,051,000689
Securities gains (losses)$03,216
Applicable income taxes$5,075,000517
Income before extraordinary items$7,976,000896
Extraordinary gains, net$023
Net income$7,976,000896
Minority interest net income$081
Net income of bank and minority interests.$7,976,000896
Net charge-offs$567,0001,065
Cash dividends$1,700,0001,499
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,976,000879
2015-09-30 (YTD Data)Rank
Total interest income$27,633,000701
Total interest expense$2,627,000803
Net interest income$25,006,000689
Provision for loan and lease losses$1,009,000587
Total noninterest income$12,925,000461
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$274,0002,707
Trading account gains and fees$0153
Additional Noninterest Income$12,651,000350
Total noninterest expense$27,448,000583
Salaries and employee benefits$15,966,000537
Premises and equipment expense$1,920,000957
Additional noninterest expense$9,562,000536
Pre-tax net operating income$9,474,000729
Securities gains (losses)$03,031
Applicable income taxes$3,682,000551
Income before extraordinary items$5,792,000921
Extraordinary gains, net$021
Net income$5,792,000921
Minority interest net income$078
Net income of bank and minority interests.$5,792,000921
Net charge-offs$480,000887
Cash dividends$850,0001,776
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,792,000897
2015-06-30 (YTD Data)Rank
Total interest income$17,831,000720
Total interest expense$1,692,000841
Net interest income$16,139,000711
Provision for loan and lease losses$475,000804
Total noninterest income$9,128,000447
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$191,0002,574
Trading account gains and fees$0157
Additional Noninterest Income$8,937,000333
Total noninterest expense$18,543,000570
Salaries and employee benefits$11,068,000511
Premises and equipment expense$1,232,000994
Additional noninterest expense$6,243,000548
Pre-tax net operating income$6,249,000740
Securities gains (losses)$02,636
Applicable income taxes$2,430,000567
Income before extraordinary items$3,819,000933
Extraordinary gains, net$022
Net income$3,819,000933
Minority interest net income$075
Net income of bank and minority interests.$3,819,000933
Net charge-offs$254,0001,028
Cash dividends$850,0001,395
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,819,000904
2015-03-31 (YTD Data)Rank
Total interest income$8,770,000733
Total interest expense$822,000864
Net interest income$7,948,000715
Provision for loan and lease losses$225,000816
Total noninterest income$4,862,000416
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$4,772,000306
Total noninterest expense$9,496,000558
Salaries and employee benefits$5,819,000496
Premises and equipment expense$586,0001,045
Additional noninterest expense$3,091,000548
Pre-tax net operating income$3,089,000728
Securities gains (losses)$02,027
Applicable income taxes$1,200,000553
Income before extraordinary items$1,889,000909
Extraordinary gains, net$013
Net income$1,889,000910
Minority interest net income$064
Net income of bank and minority interests.$1,889,000909
Net charge-offs$13,0002,364
Cash dividends$450,0001,199
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,889,000876
2014-12-31 (YTD Data)Rank
Total interest income$32,368,000777
Total interest expense$2,690,0001,106
Net interest income$29,678,000743
Provision for loan and lease losses$1,180,000753
Total noninterest income$11,420,000584
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$426,0002,568
Trading account gains and fees$0180
Additional Noninterest Income$10,994,000423
Total noninterest expense$28,866,000712
Salaries and employee benefits$17,154,000642
Premises and equipment expense$2,081,0001,148
Additional noninterest expense$9,631,000695
Pre-tax net operating income$11,052,000758
Securities gains (losses)$03,259
Applicable income taxes$4,317,000554
Income before extraordinary items$6,735,000989
Extraordinary gains, net$017
Net income$6,735,000988
Minority interest net income$084
Net income of bank and minority interests.$6,735,000988
Net charge-offs$434,0001,627
Cash dividends$3,900,000751
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,735,000962
2014-09-30 (YTD Data)Rank
Total interest income$24,037,000787
Total interest expense$1,991,0001,127
Net interest income$22,046,000747
Provision for loan and lease losses$680,000905
Total noninterest income$7,763,000623
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$318,0002,598
Trading account gains and fees$0174
Additional Noninterest Income$7,445,000448
Total noninterest expense$20,846,000728
Salaries and employee benefits$12,296,000675
Premises and equipment expense$1,510,0001,193
Additional noninterest expense$7,040,000704
Pre-tax net operating income$8,283,000766
Securities gains (losses)$02,980
Applicable income taxes$3,238,000561
Income before extraordinary items$5,045,000988
Extraordinary gains, net$015
Net income$5,045,000987
Minority interest net income$081
Net income of bank and minority interests.$5,045,000987
Net charge-offs$332,0001,511
Cash dividends$2,400,000810
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,045,000963
2014-06-30 (YTD Data)Rank
Total interest income$14,801,000847
Total interest expense$1,330,0001,127
Net interest income$13,471,000813
Provision for loan and lease losses$530,000796
Total noninterest income$4,800,000652
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$206,0002,645
Trading account gains and fees$0172
Additional Noninterest Income$4,594,000485
Total noninterest expense$12,911,000783
Salaries and employee benefits$7,631,000724
Premises and equipment expense$979,0001,237
Additional noninterest expense$4,301,000757
Pre-tax net operating income$4,830,000841
Securities gains (losses)$02,580
Applicable income taxes$1,886,000603
Income before extraordinary items$2,944,0001,090
Extraordinary gains, net$020
Net income$2,944,0001,090
Minority interest net income$080
Net income of bank and minority interests.$2,944,0001,091
Net charge-offs$85,0002,342
Cash dividends$1,400,000883
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,944,0001,068
2014-03-31 (YTD Data)Rank
Total interest income$7,168,000873
Total interest expense$649,0001,157
Net interest income$6,519,000840
Provision for loan and lease losses$250,000826
Total noninterest income$1,945,000740
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$113,0002,428
Trading account gains and fees$0147
Additional Noninterest Income$1,832,000544
Total noninterest expense$6,068,000833
Salaries and employee benefits$3,655,000759
Premises and equipment expense$494,0001,249
Additional noninterest expense$1,919,000835
Pre-tax net operating income$2,146,000918
Securities gains (losses)$01,715
Applicable income taxes$828,000651
Income before extraordinary items$1,318,0001,163
Extraordinary gains, net$016
Net income$1,318,0001,164
Minority interest net income$066
Net income of bank and minority interests.$1,318,0001,164
Net charge-offs$03,660
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,318,0001,148
2013-12-31 (YTD Data)Rank
Total interest income$27,976,000898
Total interest expense$2,510,0001,352
Net interest income$25,466,000836
Provision for loan and lease losses$1,210,000940
Total noninterest income$11,951,000581
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$388,0002,879
Trading account gains and fees$0184
Additional Noninterest Income$11,563,000433
Total noninterest expense$24,725,000821
Salaries and employee benefits$15,252,000723
Premises and equipment expense$1,836,0001,297
Additional noninterest expense$7,637,000886
Pre-tax net operating income$11,482,000689
Securities gains (losses)$03,182
Applicable income taxes$4,461,000487
Income before extraordinary items$7,021,000893
Extraordinary gains, net$029
Net income$7,021,000895
Minority interest net income$090
Net income of bank and minority interests.$7,021,000895
Net charge-offs$256,0002,743
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,021,000877
2013-09-30 (YTD Data)Rank
Total interest income$20,785,000913
Total interest expense$1,876,0001,401
Net interest income$18,909,000852
Provision for loan and lease losses$935,000934
Total noninterest income$10,206,000550
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$269,0003,063
Trading account gains and fees$0180
Additional Noninterest Income$9,937,000399
Total noninterest expense$18,974,000802
Salaries and employee benefits$11,909,000690
Premises and equipment expense$1,354,0001,317
Additional noninterest expense$5,711,000891
Pre-tax net operating income$9,206,000656
Securities gains (losses)$03,040
Applicable income taxes$3,604,000486
Income before extraordinary items$5,602,000851
Extraordinary gains, net$025
Net income$5,602,000852
Minority interest net income$084
Net income of bank and minority interests.$5,602,000853
Net charge-offs$302,0002,108
Cash dividends$1,600,0001,044
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,602,000832
2013-06-30 (YTD Data)Rank
Total interest income$13,621,000927
Total interest expense$1,224,0001,461
Net interest income$12,397,000862
Provision for loan and lease losses$785,000811
Total noninterest income$8,302,000482
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$168,0003,166
Trading account gains and fees$0157
Additional Noninterest Income$8,134,000364
Total noninterest expense$13,228,000777
Salaries and employee benefits$8,420,000647
Premises and equipment expense$847,0001,425
Additional noninterest expense$3,961,000856
Pre-tax net operating income$6,686,000593
Securities gains (losses)$02,791
Applicable income taxes$2,609,000456
Income before extraordinary items$4,077,000764
Extraordinary gains, net$022
Net income$4,077,000766
Minority interest net income$082
Net income of bank and minority interests.$4,077,000766
Net charge-offs$302,0001,684
Cash dividends$900,0001,174
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,077,000732
2013-03-31 (YTD Data)Rank
Total interest income$6,396,000990
Total interest expense$575,0001,600
Net interest income$5,821,000921
Provision for loan and lease losses$325,000937
Total noninterest income$2,545,000677
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$80,0003,235
Trading account gains and fees$0148
Additional Noninterest Income$2,465,000508
Total noninterest expense$5,898,000872
Salaries and employee benefits$3,771,000728
Premises and equipment expense$375,0001,614
Additional noninterest expense$1,752,000961
Pre-tax net operating income$2,143,000876
Securities gains (losses)$01,966
Applicable income taxes$840,000612
Income before extraordinary items$1,303,0001,144
Extraordinary gains, net$010
Net income$1,303,0001,146
Minority interest net income$076
Net income of bank and minority interests.$1,303,0001,146
Net charge-offs$16,0003,214
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,303,0001,088
2012-12-31 (YTD Data)Rank
Total interest income$23,991,0001,116
Total interest expense$2,574,0001,708
Net interest income$21,417,0001,034
Provision for loan and lease losses$1,450,0001,354
Total noninterest income$10,947,000639
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$229,0004,015
Trading account gains and fees$-59,0007,061
Additional Noninterest Income$10,777,000468
Total noninterest expense$19,762,0001,009
Salaries and employee benefits$11,522,000900
Premises and equipment expense$1,577,0001,511
Additional noninterest expense$6,663,0001,043
Pre-tax net operating income$11,152,000657
Securities gains (losses)$2,0003,664
Applicable income taxes$4,375,000470
Income before extraordinary items$6,779,000883
Extraordinary gains, net$029
Net income$6,779,000883
Minority interest net income$093
Net income of bank and minority interests.$6,779,000883
Net charge-offs$214,0003,692
Cash dividends$1,500,0001,482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,777,720822
2012-09-30 (YTD Data)Rank
Total interest income$17,793,0001,144
Total interest expense$1,987,0001,731
Net interest income$15,806,0001,051
Provision for loan and lease losses$1,150,0001,283
Total noninterest income$8,097,000646
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$156,0004,234
Trading account gains and fees$-59,0007,160
Additional Noninterest Income$8,000,000464
Total noninterest expense$13,920,0001,075
Salaries and employee benefits$8,233,000948
Premises and equipment expense$1,155,0001,552
Additional noninterest expense$4,532,0001,141
Pre-tax net operating income$8,833,000643
Securities gains (losses)$2,0003,410
Applicable income taxes$3,464,000470
Income before extraordinary items$5,371,000847
Extraordinary gains, net$020
Net income$5,371,000845
Minority interest net income$086
Net income of bank and minority interests.$5,371,000847
Net charge-offs$214,0003,223
Cash dividends$700,0001,675
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,369,720788
2012-06-30 (YTD Data)Rank
Total interest income$11,413,0001,203
Total interest expense$1,313,0001,790
Net interest income$10,100,0001,098
Provision for loan and lease losses$795,0001,307
Total noninterest income$5,492,000628
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$100,0004,306
Trading account gains and fees$-59,0007,225
Additional Noninterest Income$5,451,000448
Total noninterest expense$8,492,0001,186
Salaries and employee benefits$4,912,0001,066
Premises and equipment expense$752,0001,578
Additional noninterest expense$2,828,0001,211
Pre-tax net operating income$6,305,000598
Securities gains (losses)$2,0003,012
Applicable income taxes$2,473,000454
Income before extraordinary items$3,834,000791
Extraordinary gains, net$019
Net income$3,834,000789
Minority interest net income$084
Net income of bank and minority interests.$3,834,000791
Net charge-offs$19,0004,674
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,832,720744
2012-03-31 (YTD Data)Rank
Total interest income$5,570,0001,234
Total interest expense$647,0001,896
Net interest income$4,923,0001,131
Provision for loan and lease losses$350,0001,357
Total noninterest income$3,358,000532
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$49,0004,333
Trading account gains and fees$-34,0007,290
Additional Noninterest Income$3,343,000379
Total noninterest expense$3,886,0001,275
Salaries and employee benefits$2,242,0001,160
Premises and equipment expense$354,0001,680
Additional noninterest expense$1,290,0001,300
Pre-tax net operating income$4,045,000501
Securities gains (losses)$02,210
Applicable income taxes$1,580,000369
Income before extraordinary items$2,465,000631
Extraordinary gains, net$019
Net income$2,465,000632
Minority interest net income$078
Net income of bank and minority interests.$2,465,000632
Net charge-offs$04,730
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,465,000617
2011-12-31 (YTD Data)Rank
Total interest income$16,323,0001,727
Total interest expense$2,469,0002,341
Net interest income$13,854,0001,601
Provision for loan and lease losses$1,090,0002,299
Total noninterest income$6,431,000850
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$146,0004,944
Trading account gains and fees$-188,0007,319
Additional Noninterest Income$6,473,000583
Total noninterest expense$10,129,0001,889
Salaries and employee benefits$5,417,0001,796
Premises and equipment expense$1,165,0002,114
Additional noninterest expense$3,547,0001,897
Pre-tax net operating income$9,066,000682
Securities gains (losses)$11,0003,300
Applicable income taxes$3,544,000520
Income before extraordinary items$5,533,000906
Extraordinary gains, net$029
Net income$5,533,000904
Minority interest net income$096
Net income of bank and minority interests.$5,533,000906
Net charge-offs$901,0002,483
Cash dividends$950,0001,689
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,525,960868
2011-09-30 (YTD Data)Rank
Total interest income$11,363,0001,874
Total interest expense$1,835,0002,444
Net interest income$9,528,0001,770
Provision for loan and lease losses$835,0002,212
Total noninterest income$6,069,000727
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$104,0005,062
Trading account gains and fees$-187,0007,399
Additional Noninterest Income$6,152,000501
Total noninterest expense$6,991,0002,063
Salaries and employee benefits$4,012,0001,825
Premises and equipment expense$808,0002,276
Additional noninterest expense$2,171,0002,282
Pre-tax net operating income$7,771,000630
Securities gains (losses)$03,555
Applicable income taxes$3,035,000467
Income before extraordinary items$4,736,000811
Extraordinary gains, net$021
Net income$4,736,000810
Minority interest net income$087
Net income of bank and minority interests.$4,736,000811
Net charge-offs$826,0002,108
Cash dividends$650,0001,538
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,736,000780
2011-06-30 (YTD Data)Rank
Total interest income$7,197,0001,990
Total interest expense$1,217,0002,533
Net interest income$5,980,0001,853
Provision for loan and lease losses$505,0002,293
Total noninterest income$312,0004,039
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$68,0005,073
Trading account gains and fees$-111,0007,478
Additional Noninterest Income$355,0002,627
Total noninterest expense$4,175,0002,304
Salaries and employee benefits$2,365,0002,058
Premises and equipment expense$503,0002,437
Additional noninterest expense$1,307,0002,539
Pre-tax net operating income$1,612,0001,768
Securities gains (losses)$02,914
Applicable income taxes$636,0001,095
Income before extraordinary items$976,0002,327
Extraordinary gains, net$015
Net income$976,0002,327
Minority interest net income$089
Net income of bank and minority interests.$976,0002,327
Net charge-offs$826,0001,640
Cash dividends$400,0001,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$976,0002,245
2011-03-31 (YTD Data)Rank
Total interest income$3,571,0002,011
Total interest expense$610,0002,605
Net interest income$2,961,0001,867
Provision for loan and lease losses$100,0003,337
Total noninterest income$168,0003,935
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$34,0005,022
Trading account gains and fees$-20,0007,547
Additional Noninterest Income$154,0002,854
Total noninterest expense$2,079,0002,332
Salaries and employee benefits$1,177,0002,082
Premises and equipment expense$253,0002,472
Additional noninterest expense$649,0002,558
Pre-tax net operating income$950,0001,521
Securities gains (losses)$01,772
Applicable income taxes$382,000923
Income before extraordinary items$568,0002,007
Extraordinary gains, net$09
Net income$568,0002,006
Minority interest net income$086
Net income of bank and minority interests.$568,0002,007
Net charge-offs$140,0002,416
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$568,0001,965
2010-12-31 (YTD Data)Rank
Total interest income$14,272,0002,108
Total interest expense$3,095,0002,537
Net interest income$11,177,0001,943
Provision for loan and lease losses$730,0003,534
Total noninterest income$304,0005,389
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$193,0004,476
Trading account gains and fees$-293,0007,632
Additional Noninterest Income$404,0003,493
Total noninterest expense$7,321,0002,634
Salaries and employee benefits$4,126,0002,331
Premises and equipment expense$992,0002,494
Additional noninterest expense$2,203,0002,981
Pre-tax net operating income$3,430,0001,440
Securities gains (losses)$19,0003,127
Applicable income taxes$1,348,000976
Income before extraordinary items$2,101,0001,936
Extraordinary gains, net$029
Net income$2,101,0001,937
Minority interest net income$0111
Net income of bank and minority interests.$2,101,0001,938
Net charge-offs$640,0003,303
Cash dividends$450,0002,473
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,088,8401,871
2010-09-30 (YTD Data)Rank
Total interest income$10,518,0002,204
Total interest expense$2,417,0002,541
Net interest income$8,101,0002,043
Provision for loan and lease losses$440,0003,761
Total noninterest income$13,0007,368
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$156,0004,413
Trading account gains and fees$-310,0007,738
Additional Noninterest Income$167,0004,485
Total noninterest expense$5,248,0002,728
Salaries and employee benefits$3,067,0002,370
Premises and equipment expense$739,0002,549
Additional noninterest expense$1,442,0003,341
Pre-tax net operating income$2,426,0001,625
Securities gains (losses)$1,0003,533
Applicable income taxes$947,0001,042
Income before extraordinary items$1,480,0002,170
Extraordinary gains, net$023
Net income$1,480,0002,171
Minority interest net income$0110
Net income of bank and minority interests.$1,480,0002,173
Net charge-offs$340,0003,566
Cash dividends$300,0002,316
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,479,3602,077
2010-06-30 (YTD Data)Rank
Total interest income$6,889,0002,274
Total interest expense$1,669,0002,561
Net interest income$5,220,0002,115
Provision for loan and lease losses$300,0003,591
Total noninterest income$63,0006,628
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$103,0004,427
Trading account gains and fees$-115,0007,791
Additional Noninterest Income$75,0005,061
Total noninterest expense$3,391,0002,801
Salaries and employee benefits$1,955,0002,494
Premises and equipment expense$474,0002,627
Additional noninterest expense$962,0003,301
Pre-tax net operating income$1,592,0001,640
Securities gains (losses)$03,184
Applicable income taxes$621,0001,031
Income before extraordinary items$971,0002,170
Extraordinary gains, net$019
Net income$971,0002,168
Minority interest net income$0105
Net income of bank and minority interests.$971,0002,172
Net charge-offs$115,0004,099
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$971,0002,096
2010-03-31 (YTD Data)Rank
Total interest income$3,410,0002,353
Total interest expense$856,0002,612
Net interest income$2,554,0002,179
Provision for loan and lease losses$130,0003,611
Total noninterest income$33,0006,632
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$44,0004,703
Trading account gains and fees$-50,0007,907
Additional Noninterest Income$39,0005,085
Total noninterest expense$1,700,0002,830
Salaries and employee benefits$976,0002,527
Premises and equipment expense$229,0002,783
Additional noninterest expense$495,0003,214
Pre-tax net operating income$757,0001,699
Securities gains (losses)$02,284
Applicable income taxes$296,0001,063
Income before extraordinary items$461,0002,283
Extraordinary gains, net$016
Net income$461,0002,282
Minority interest net income$091
Net income of bank and minority interests.$461,0002,283
Net charge-offs$-1,0006,806
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$461,0002,200
2009-12-31 (YTD Data)Rank
Total interest income$12,336,0002,671
Total interest expense$3,712,0002,909
Net interest income$8,624,0002,514
Provision for loan and lease losses$820,0003,804
Total noninterest income$365,0005,290
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$236,0004,338
Trading account gains and fees$0211
Additional Noninterest Income$129,0005,317
Total noninterest expense$6,197,0003,101
Salaries and employee benefits$3,436,0002,832
Premises and equipment expense$844,0002,980
Additional noninterest expense$1,917,0003,422
Pre-tax net operating income$1,972,0001,929
Securities gains (losses)$28,0002,908
Applicable income taxes$776,0001,160
Income before extraordinary items$1,224,0002,443
Extraordinary gains, net$034
Net income$1,224,0002,441
Minority interest net income$0115
Net income of bank and minority interests.$1,224,0002,442
Net charge-offs$124,0005,511
Cash dividends$275,0003,323
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,206,0802,422
2009-09-30 (YTD Data)Rank
Total interest income$9,046,0002,774
Total interest expense$2,824,0002,991
Net interest income$6,222,0002,640
Provision for loan and lease losses$520,0003,738
Total noninterest income$271,0005,381
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$182,0004,294
Trading account gains and fees$0212
Additional Noninterest Income$89,0005,552
Total noninterest expense$4,480,0003,192
Salaries and employee benefits$2,483,0002,962
Premises and equipment expense$629,0003,039
Additional noninterest expense$1,368,0003,520
Pre-tax net operating income$1,493,0002,066
Securities gains (losses)$23,0002,682
Applicable income taxes$591,0001,257
Income before extraordinary items$925,0002,600
Extraordinary gains, net$027
Net income$925,0002,597
Minority interest net income$0118
Net income of bank and minority interests.$925,0002,600
Net charge-offs$72,0005,372
Cash dividends$200,0003,055
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$910,2802,586
2009-06-30 (YTD Data)Rank
Total interest income$5,989,0002,836
Total interest expense$1,927,0003,054
Net interest income$4,062,0002,672
Provision for loan and lease losses$350,0003,472
Total noninterest income$179,0005,407
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$132,0004,122
Trading account gains and fees$0193
Additional Noninterest Income$47,0005,912
Total noninterest expense$2,930,0003,276
Salaries and employee benefits$1,602,0003,069
Premises and equipment expense$398,0003,194
Additional noninterest expense$930,0003,463
Pre-tax net operating income$961,0002,187
Securities gains (losses)$22,0002,291
Applicable income taxes$382,0001,307
Income before extraordinary items$601,0002,770
Extraordinary gains, net$021
Net income$601,0002,768
Minority interest net income$0112
Net income of bank and minority interests.$601,0002,770
Net charge-offs$72,0004,587
Cash dividends$125,0003,098
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$586,9202,709
2009-03-31 (YTD Data)Rank
Total interest income$2,894,0002,948
Total interest expense$992,0003,069
Net interest income$1,902,0002,828
Provision for loan and lease losses$160,0003,128
Total noninterest income$101,0005,194
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$78,0003,754
Trading account gains and fees$0171
Additional Noninterest Income$23,0006,000
Total noninterest expense$1,417,0003,291
Salaries and employee benefits$796,0003,113
Premises and equipment expense$193,0003,319
Additional noninterest expense$428,0003,396
Pre-tax net operating income$426,0002,682
Securities gains (losses)$21,0001,659
Applicable income taxes$173,0001,589
Income before extraordinary items$274,0003,288
Extraordinary gains, net$015
Net income$274,0003,287
Minority interest net income$0102
Net income of bank and minority interests.$274,0003,288
Net charge-offs$75,0003,171
Cash dividends$50,0002,639
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$260,5603,221
2008-12-31 (YTD Data)Rank
Total interest income$11,185,0003,228
Total interest expense$4,456,0003,248
Net interest income$6,729,0003,168
Provision for loan and lease losses$677,0003,298
Total noninterest income$299,0005,823
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$228,0004,547
Trading account gains and fees$0154
Additional Noninterest Income$71,0006,362
Total noninterest expense$5,156,0003,475
Salaries and employee benefits$2,807,0003,439
Premises and equipment expense$981,0002,677
Additional noninterest expense$1,368,0003,875
Pre-tax net operating income$1,195,0003,417
Securities gains (losses)$03,220
Applicable income taxes$442,0001,976
Income before extraordinary items$753,0003,830
Extraordinary gains, net$039
Net income$753,0003,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0003,729
Cash dividends$200,0004,486
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$753,0003,951
2008-09-30 (YTD Data)Rank
Total interest income$8,252,0003,339
Total interest expense$3,326,0003,365
Net interest income$4,926,0003,260
Provision for loan and lease losses$624,0002,422
Total noninterest income$203,0006,086
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$201,0004,248
Trading account gains and fees$0148
Additional Noninterest Income$2,0008,026
Total noninterest expense$3,721,0003,576
Salaries and employee benefits$2,043,0003,551
Premises and equipment expense$694,0002,824
Additional noninterest expense$984,0003,914
Pre-tax net operating income$784,0004,141
Securities gains (losses)$03,106
Applicable income taxes$274,0002,564
Income before extraordinary items$510,0004,416
Extraordinary gains, net$031
Net income$510,0004,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,709
Cash dividends$150,0004,104
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$510,0004,553
2008-06-30 (YTD Data)Rank
Total interest income$5,305,0003,489
Total interest expense$2,240,0003,455
Net interest income$3,065,0003,430
Provision for loan and lease losses$165,0003,451
Total noninterest income$130,0006,234
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$130,0004,315
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$2,454,0003,621
Salaries and employee benefits$1,344,0003,623
Premises and equipment expense$463,0002,830
Additional noninterest expense$647,0003,943
Pre-tax net operating income$576,0004,113
Securities gains (losses)$-5,0008,053
Applicable income taxes$202,0002,676
Income before extraordinary items$369,0004,637
Extraordinary gains, net$021
Net income$369,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,886
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$372,2504,555
2008-03-31 (YTD Data)Rank
Total interest income$2,587,0003,631
Total interest expense$1,168,0003,520
Net interest income$1,419,0003,629
Provision for loan and lease losses$50,0003,776
Total noninterest income$59,0006,392
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$59,0004,476
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$1,179,0003,751
Salaries and employee benefits$655,0003,727
Premises and equipment expense$227,0002,895
Additional noninterest expense$297,0004,150
Pre-tax net operating income$249,0004,540
Securities gains (losses)$4,0002,294
Applicable income taxes$86,0002,970
Income before extraordinary items$167,0005,039
Extraordinary gains, net$015
Net income$167,0005,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$50,0003,358
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$164,3604,962
2007-12-31 (YTD Data)Rank
Total interest income$11,063,0003,509
Total interest expense$5,323,0003,314
Net interest income$5,740,0003,625
Provision for loan and lease losses$15,0006,431
Total noninterest income$297,0006,041
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$220,0004,714
Trading account gains and fees$0178
Additional Noninterest Income$77,0006,577
Total noninterest expense$4,624,0003,684
Salaries and employee benefits$2,499,0003,715
Premises and equipment expense$894,0002,817
Additional noninterest expense$1,231,0004,007
Pre-tax net operating income$1,398,0004,028
Securities gains (losses)$02,146
Applicable income taxes$497,0002,744
Income before extraordinary items$901,0004,542
Extraordinary gains, net$039
Net income$901,0004,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$100,0005,341
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$901,0004,532
2007-09-30 (YTD Data)Rank
Total interest income$8,260,0003,526
Total interest expense$3,973,0003,302
Net interest income$4,287,0003,653
Provision for loan and lease losses$-10,0008,298
Total noninterest income$224,0006,091
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$149,0004,941
Trading account gains and fees$0184
Additional Noninterest Income$75,0006,253
Total noninterest expense$3,511,0003,609
Salaries and employee benefits$1,858,0003,744
Premises and equipment expense$665,0002,820
Additional noninterest expense$988,0003,740
Pre-tax net operating income$1,010,0004,334
Securities gains (losses)$01,655
Applicable income taxes$354,0002,965
Income before extraordinary items$656,0004,837
Extraordinary gains, net$033
Net income$656,0004,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,188
Cash dividends$50,0004,932
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$656,0004,828
2007-06-30 (YTD Data)Rank
Total interest income$5,234,0003,668
Total interest expense$2,586,0003,364
Net interest income$2,648,0003,864
Provision for loan and lease losses$06,209
Total noninterest income$86,0007,025
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$85,0005,242
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$2,262,0003,753
Salaries and employee benefits$1,197,0003,872
Premises and equipment expense$441,0002,861
Additional noninterest expense$624,0003,906
Pre-tax net operating income$472,0005,160
Securities gains (losses)$01,444
Applicable income taxes$149,0003,662
Income before extraordinary items$323,0005,502
Extraordinary gains, net$029
Net income$323,0005,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,180
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$323,0005,487
2007-03-31 (YTD Data)Rank
Total interest income$2,580,0003,690
Total interest expense$1,308,0003,307
Net interest income$1,272,0003,977
Provision for loan and lease losses$05,779
Total noninterest income$42,0007,055
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$42,0005,203
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$1,110,0003,806
Salaries and employee benefits$584,0003,963
Premises and equipment expense$229,0002,795
Additional noninterest expense$297,0004,008
Pre-tax net operating income$204,0005,473
Securities gains (losses)$01,187
Applicable income taxes$61,0003,885
Income before extraordinary items$143,0005,743
Extraordinary gains, net$022
Net income$143,0005,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$143,0005,726
2006-12-31 (YTD Data)Rank
Total interest income$8,939,0003,885
Total interest expense$3,576,0003,860
Net interest income$5,363,0003,818
Provision for loan and lease losses$210,0003,430
Total noninterest income$162,0007,213
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$133,0005,736
Trading account gains and fees$0130
Additional Noninterest Income$29,0007,722
Total noninterest expense$4,034,0003,972
Salaries and employee benefits$2,222,0003,950
Premises and equipment expense$728,0003,234
Additional noninterest expense$1,084,0004,260
Pre-tax net operating income$1,281,0004,654
Securities gains (losses)$1,0001,542
Applicable income taxes$484,0003,198
Income before extraordinary items$798,0005,218
Extraordinary gains, net$051
Net income$798,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,648
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$797,3605,222
2006-09-30 (YTD Data)Rank
Total interest income$6,437,0003,975
Total interest expense$2,406,0004,060
Net interest income$4,031,0003,828
Provision for loan and lease losses$200,0002,859
Total noninterest income$118,0007,302
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$93,0005,905
Trading account gains and fees$0126
Additional Noninterest Income$25,0007,685
Total noninterest expense$2,954,0004,023
Salaries and employee benefits$1,628,0004,006
Premises and equipment expense$526,0003,331
Additional noninterest expense$800,0004,260
Pre-tax net operating income$995,0004,723
Securities gains (losses)$1,0001,261
Applicable income taxes$377,0003,252
Income before extraordinary items$619,0005,283
Extraordinary gains, net$045
Net income$619,0005,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,843
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$618,3605,274
2006-06-30 (YTD Data)Rank
Total interest income$4,086,0004,067
Total interest expense$1,490,0004,127
Net interest income$2,596,0003,938
Provision for loan and lease losses$110,0003,192
Total noninterest income$83,0007,281
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$60,0005,971
Trading account gains and fees$0126
Additional Noninterest Income$23,0007,410
Total noninterest expense$1,926,0004,101
Salaries and employee benefits$1,078,0004,040
Premises and equipment expense$325,0003,539
Additional noninterest expense$523,0004,329
Pre-tax net operating income$643,0004,826
Securities gains (losses)$01,185
Applicable income taxes$245,0003,337
Income before extraordinary items$398,0005,404
Extraordinary gains, net$039
Net income$398,0005,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,336
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$398,0005,403
2006-03-31 (YTD Data)Rank
Total interest income$1,904,0004,227
Total interest expense$649,0004,369
Net interest income$1,255,0004,036
Provision for loan and lease losses$50,0003,099
Total noninterest income$42,0007,231
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,029
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,173
Total noninterest expense$934,0004,202
Salaries and employee benefits$524,0004,160
Premises and equipment expense$157,0003,643
Additional noninterest expense$253,0004,436
Pre-tax net operating income$313,0004,861
Securities gains (losses)$0955
Applicable income taxes$121,0003,335
Income before extraordinary items$192,0005,438
Extraordinary gains, net$021
Net income$192,0005,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,000712
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$192,0005,438
2005-12-31 (YTD Data)Rank
Total interest income$6,300,0004,477
Total interest expense$1,719,0004,871
Net interest income$4,581,0004,208
Provision for loan and lease losses$450,0002,063
Total noninterest income$117,0007,785
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$71,0006,730
Trading account gains and fees$0138
Additional Noninterest Income$46,0007,467
Total noninterest expense$3,097,0004,671
Salaries and employee benefits$1,708,0004,642
Premises and equipment expense$543,0003,943
Additional noninterest expense$846,0004,973
Pre-tax net operating income$1,151,0004,999
Securities gains (losses)$02,296
Applicable income taxes$-719,0008,786
Income before extraordinary items$1,870,0003,260
Extraordinary gains, net$046
Net income$1,870,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,474
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,870,0003,225
2005-09-30 (YTD Data)Rank
Total interest income$4,381,0004,650
Total interest expense$1,130,0005,106
Net interest income$3,251,0004,391
Provision for loan and lease losses$275,0002,345
Total noninterest income$80,0007,908
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0007,332
Trading account gains and fees$0126
Additional Noninterest Income$53,0006,977
Total noninterest expense$2,218,0004,782
Salaries and employee benefits$1,217,0004,782
Premises and equipment expense$406,0003,928
Additional noninterest expense$595,0005,151
Pre-tax net operating income$838,0005,219
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$838,0004,636
Extraordinary gains, net$035
Net income$838,0004,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,791
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$838,0004,596
2005-06-30 (YTD Data)Rank
Total interest income$2,813,0004,697
Total interest expense$690,0005,191
Net interest income$2,123,0004,424
Provision for loan and lease losses$215,0002,028
Total noninterest income$61,0007,755
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$18,0007,341
Trading account gains and fees$0116
Additional Noninterest Income$43,0006,655
Total noninterest expense$1,419,0004,920
Salaries and employee benefits$796,0004,823
Premises and equipment expense$258,0004,051
Additional noninterest expense$365,0005,396
Pre-tax net operating income$550,0005,228
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$550,0004,644
Extraordinary gains, net$030
Net income$550,0004,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$550,0004,599
2005-03-31 (YTD Data)Rank
Total interest income$1,299,0004,923
Total interest expense$316,0005,330
Net interest income$983,0004,673
Provision for loan and lease losses$82,0002,374
Total noninterest income$32,0007,719
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$7,0007,502
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,471
Total noninterest expense$687,0005,055
Salaries and employee benefits$375,0005,042
Premises and equipment expense$129,0004,103
Additional noninterest expense$183,0005,373
Pre-tax net operating income$246,0005,482
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$246,0004,914
Extraordinary gains, net$024
Net income$246,0004,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$246,0004,868
2004-12-31 (YTD Data)Rank
Total interest income$3,661,0005,839
Total interest expense$950,0005,803
Net interest income$2,711,0005,741
Provision for loan and lease losses$45,0006,047
Total noninterest income$98,0008,099
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$30,0007,548
Trading account gains and fees$0138
Additional Noninterest Income$68,0007,023
Total noninterest expense$2,388,0005,454
Salaries and employee benefits$1,238,0005,598
Premises and equipment expense$432,0004,539
Additional noninterest expense$718,0005,435
Pre-tax net operating income$376,0007,175
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$376,0006,901
Extraordinary gains, net$034
Net income$376,0006,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,392
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$376,0006,840
2004-09-30 (YTD Data)Rank
Total interest income$2,580,0006,023
Total interest expense$663,0005,975
Net interest income$1,917,0005,936
Provision for loan and lease losses$25,0006,158
Total noninterest income$78,0008,094
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$24,0007,583
Trading account gains and fees$0134
Additional Noninterest Income$54,0006,952
Total noninterest expense$1,744,0005,500
Salaries and employee benefits$908,0005,636
Premises and equipment expense$304,0004,707
Additional noninterest expense$532,0005,452
Pre-tax net operating income$226,0007,562
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$226,0007,330
Extraordinary gains, net$026
Net income$226,0007,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,426
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$25,000640
Net operating income$226,0007,265
2004-06-30 (YTD Data)Rank
Total interest income$1,549,0006,365
Total interest expense$415,0006,190
Net interest income$1,134,0006,320
Provision for loan and lease losses$15,0006,089
Total noninterest income$49,0008,203
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$15,0007,653
Trading account gains and fees$0130
Additional Noninterest Income$34,0007,048
Total noninterest expense$1,075,0005,771
Salaries and employee benefits$566,0005,874
Premises and equipment expense$178,0005,148
Additional noninterest expense$331,0005,668
Pre-tax net operating income$93,0007,974
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$93,0007,846
Extraordinary gains, net$021
Net income$93,0007,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,788
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$25,000539
Net operating income$93,0007,784
2004-03-31 (YTD Data)Rank
Total interest income$719,0006,627
Total interest expense$192,0006,442
Net interest income$527,0006,544
Provision for loan and lease losses$7,0005,890
Total noninterest income$24,0008,222
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,0007,665
Trading account gains and fees$0121
Additional Noninterest Income$17,0007,062
Total noninterest expense$466,0006,282
Salaries and employee benefits$244,0006,417
Premises and equipment expense$68,0005,967
Additional noninterest expense$154,0005,926
Pre-tax net operating income$78,0007,488
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$78,0007,263
Extraordinary gains, net$016
Net income$78,0007,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$78,0007,179
2003-12-31 (YTD Data)Rank
Total interest income$2,351,0007,198
Total interest expense$645,0007,243
Net interest income$1,706,0007,049
Provision for loan and lease losses$07,651
Total noninterest income$48,0008,812
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$32,0007,690
Trading account gains and fees$0160
Additional Noninterest Income$16,0008,557
Total noninterest expense$1,847,0006,261
Salaries and employee benefits$894,0006,611
Premises and equipment expense$293,0005,725
Additional noninterest expense$660,0005,692
Pre-tax net operating income$-93,0008,636
Securities gains (losses)$11,0003,560
Applicable income taxes$07,459
Income before extraordinary items$-82,0008,710
Extraordinary gains, net$054
Net income$-82,0008,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,398
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$1,030,000409
Net operating income$-93,0008,645
2003-09-30 (YTD Data)Rank
Total interest income$1,628,0007,471
Total interest expense$472,0007,443
Net interest income$1,156,0007,357
Provision for loan and lease losses$07,481
Total noninterest income$33,0008,919
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$25,0007,738
Trading account gains and fees$0153
Additional Noninterest Income$8,0008,801
Total noninterest expense$1,381,0006,227
Salaries and employee benefits$649,0006,703
Premises and equipment expense$127,0007,158
Additional noninterest expense$605,0004,973
Pre-tax net operating income$-192,0008,814
Securities gains (losses)$11,0003,280
Applicable income taxes$07,524
Income before extraordinary items$-181,0008,887
Extraordinary gains, net$040
Net income$-181,0008,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,633
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$5,000686
Net operating income$-192,0008,826
2003-06-30 (YTD Data)Rank
Total interest income$1,056,0007,574
Total interest expense$302,0007,650
Net interest income$754,0007,425
Provision for loan and lease losses$27,0006,031
Total noninterest income$23,0008,927
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$17,0007,743
Trading account gains and fees$0150
Additional Noninterest Income$6,0008,732
Total noninterest expense$911,0006,294
Salaries and employee benefits$438,0006,688
Premises and equipment expense$81,0007,268
Additional noninterest expense$392,0005,079
Pre-tax net operating income$-161,0008,894
Securities gains (losses)$11,0002,898
Applicable income taxes$07,529
Income before extraordinary items$-150,0008,964
Extraordinary gains, net$030
Net income$-150,0008,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,989
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$5,000558
Net operating income$-161,0008,899
2003-03-31 (YTD Data)Rank
Total interest income$501,0007,733
Total interest expense$142,0007,861
Net interest income$359,0007,549
Provision for loan and lease losses$27,0004,866
Total noninterest income$16,0008,775
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$11,0007,586
Trading account gains and fees$0134
Additional Noninterest Income$5,0008,460
Total noninterest expense$458,0006,288
Salaries and employee benefits$218,0006,718
Premises and equipment expense$86,0005,190
Additional noninterest expense$154,0005,833
Pre-tax net operating income$-110,0008,979
Securities gains (losses)$11,0002,147
Applicable income taxes$07,403
Income before extraordinary items$-99,0009,032
Extraordinary gains, net$021
Net income$-99,0009,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,130
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-110,0008,975
2002-12-31 (YTD Data)Rank
Total interest income$1,773,0008,098
Total interest expense$707,0007,803
Net interest income$1,066,0008,170
Provision for loan and lease losses$427,0002,690
Total noninterest income$36,0009,069
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$32,0007,826
Trading account gains and fees$0153
Additional Noninterest Income$4,0009,098
Total noninterest expense$1,871,0006,109
Salaries and employee benefits$928,0006,409
Premises and equipment expense$280,0005,772
Additional noninterest expense$663,0005,589
Pre-tax net operating income$-1,196,0009,164
Securities gains (losses)$-1,0008,656
Applicable income taxes$07,681
Income before extraordinary items$-1,197,0009,217
Extraordinary gains, net$070
Net income$-1,197,0009,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,950
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$2,600,000248
Net operating income$-1,196,0009,183
2001-12-31 (YTD Data)Rank
Total interest income$1,478,0008,757
Total interest expense$750,0008,532
Net interest income$728,0008,803
Provision for loan and lease losses$160,0004,638
Total noninterest income$25,0009,386
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$13,0008,224
Trading account gains and fees$0177
Additional Noninterest Income$12,0009,046
Total noninterest expense$1,434,0006,941
Salaries and employee benefits$743,0007,012
Premises and equipment expense$227,0006,391
Additional noninterest expense$464,0006,683
Pre-tax net operating income$-841,0009,300
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-841,0009,372
Extraordinary gains, net$0105
Net income$-841,0009,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,148
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-841,0009,339
2000-12-31 (YTD Data)Rank
Total interest income$918,0009,456
Total interest expense$266,0009,574
Net interest income$652,0009,215
Provision for loan and lease losses$413,0002,224
Total noninterest income$19,0009,678
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0008,450
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,368
Total noninterest expense$1,210,0007,470
Salaries and employee benefits$625,0007,563
Premises and equipment expense$178,0007,111
Additional noninterest expense$407,0007,093
Pre-tax net operating income$-952,0009,710
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-952,0009,720
Extraordinary gains, net$038
Net income$-952,0009,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-952,0009,723
1999-12-31 (YTD Data)Rank
Total interest income$50,00010,205
Total interest expense$1,00010,196
Net interest income$49,00010,191
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$156,00010,179
Salaries and employee benefits$29,00010,194
Premises and equipment expense$4,00010,178
Additional noninterest expense$123,0009,760
Pre-tax net operating income$-106,0009,543
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-106,0009,584
Extraordinary gains, net$035
Net income$-106,0009,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$6,000,000194
Net operating income$-106,0009,562

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.