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Capital Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 9,117 |
| Total interest expense | $369,000 | 9,699 |
| Net interest income | $1,097,000 | 8,411 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $51,000 | 9,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $1,512,000 | 6,752 |
| Salaries and employee benefits | $885,000 | 6,380 |
| Premises and equipment expense | $187,000 | 7,010 |
| Additional noninterest expense | $440,000 | 6,973 |
| Pre-tax net operating income | $-604,000 | 9,914 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-247,000 | 10,070 |
| Income before extraordinary items | $-357,000 | 9,816 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-357,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-357,000 | 9,795 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 10,390 |
| Total interest expense | $9,000 | 10,411 |
| Net interest income | $135,000 | 10,352 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $411,000 | 10,029 |
| Salaries and employee benefits | $206,000 | 10,082 |
| Premises and equipment expense | $50,000 | 9,822 |
| Additional noninterest expense | $155,000 | 9,612 |
| Pre-tax net operating income | $-295,000 | 10,064 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-65,000 | 10,164 |
| Income before extraordinary items | $-230,000 | 10,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-230,000 | 10,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 97 |
| Net operating income | $-230,000 | 10,040 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.