Home > Capital Bank > Income and Expense
Capital Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,335,000 | 577 |
| Total interest expense | $2,085,000 | 800 |
| Net interest income | $10,250,000 | 535 |
| Provision for loan and lease losses | $167,000 | 2,649 |
| Total noninterest income | $1,258,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $487,000 | 740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $771,000 | 1,004 |
| Total noninterest expense | $12,214,000 | 426 |
| Salaries and employee benefits | $3,957,000 | 625 |
| Premises and equipment expense | $1,615,000 | 421 |
| Additional noninterest expense | $6,642,000 | 300 |
| Pre-tax net operating income | $-873,000 | 7,238 |
| Securities gains (losses) | $-63,000 | 7,358 |
| Applicable income taxes | $-486,000 | 7,467 |
| Income before extraordinary items | $-450,000 | 7,102 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-450,000 | 7,103 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-450,000 | 7,103 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-41,173,000 | 7,574 |
| Net operating income | $-409,680 | 7,068 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $77,961,000 | 391 |
| Total interest expense | $25,902,000 | 298 |
| Net interest income | $52,059,000 | 428 |
| Provision for loan and lease losses | $58,545,000 | 157 |
| Total noninterest income | $6,830,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,907,000 | 515 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,923,000 | 886 |
| Total noninterest expense | $51,843,000 | 421 |
| Salaries and employee benefits | $22,675,000 | 430 |
| Premises and equipment expense | $8,798,000 | 311 |
| Additional noninterest expense | $20,370,000 | 398 |
| Pre-tax net operating income | $-51,499,000 | 7,607 |
| Securities gains (losses) | $6,086,000 | 95 |
| Applicable income taxes | $14,104,000 | 171 |
| Income before extraordinary items | $-59,517,000 | 7,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-59,517,000 | 7,614 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-59,517,000 | 7,615 |
| Net charge-offs | $48,565,000 | 177 |
| Cash dividends | $4,064,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 508 |
| Net operating income | $-65,603,000 | 7,617 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $59,573,000 | 386 |
| Total interest expense | $20,075,000 | 300 |
| Net interest income | $39,498,000 | 417 |
| Provision for loan and lease losses | $38,534,000 | 175 |
| Total noninterest income | $4,825,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,178,000 | 522 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,647,000 | 907 |
| Total noninterest expense | $37,227,000 | 417 |
| Salaries and employee benefits | $16,637,000 | 436 |
| Premises and equipment expense | $6,541,000 | 317 |
| Additional noninterest expense | $14,049,000 | 409 |
| Pre-tax net operating income | $-31,438,000 | 7,702 |
| Securities gains (losses) | $641,000 | 599 |
| Applicable income taxes | $-4,530,000 | 7,691 |
| Income before extraordinary items | $-26,267,000 | 7,688 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-26,267,000 | 7,688 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-26,267,000 | 7,688 |
| Net charge-offs | $28,366,000 | 198 |
| Cash dividends | $3,548,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 482 |
| Net operating income | $-26,811,850 | 7,686 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $39,987,000 | 385 |
| Total interest expense | $14,151,000 | 295 |
| Net interest income | $25,836,000 | 428 |
| Provision for loan and lease losses | $31,771,000 | 153 |
| Total noninterest income | $3,609,000 | 785 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,531,000 | 492 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,078,000 | 782 |
| Total noninterest expense | $24,023,000 | 426 |
| Salaries and employee benefits | $10,719,000 | 450 |
| Premises and equipment expense | $4,305,000 | 318 |
| Additional noninterest expense | $8,999,000 | 422 |
| Pre-tax net operating income | $-26,349,000 | 7,774 |
| Securities gains (losses) | $397,000 | 575 |
| Applicable income taxes | $-8,505,000 | 7,792 |
| Income before extraordinary items | $-17,447,000 | 7,744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,447,000 | 7,744 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,447,000 | 7,744 |
| Net charge-offs | $22,089,000 | 186 |
| Cash dividends | $2,032,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 538 |
| Net operating income | $-17,712,990 | 7,742 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $20,136,000 | 395 |
| Total interest expense | $7,310,000 | 309 |
| Net interest income | $12,826,000 | 436 |
| Provision for loan and lease losses | $11,734,000 | 200 |
| Total noninterest income | $1,295,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $781,000 | 488 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $514,000 | 1,266 |
| Total noninterest expense | $11,738,000 | 437 |
| Salaries and employee benefits | $5,400,000 | 445 |
| Premises and equipment expense | $2,144,000 | 329 |
| Additional noninterest expense | $4,194,000 | 443 |
| Pre-tax net operating income | $-9,351,000 | 7,841 |
| Securities gains (losses) | $328,000 | 359 |
| Applicable income taxes | $-3,834,000 | 7,891 |
| Income before extraordinary items | $-5,189,000 | 7,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,189,000 | 7,797 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,189,000 | 7,797 |
| Net charge-offs | $8,655,000 | 228 |
| Cash dividends | $1,516,000 | 225 |
| Sale, conversion, retirement of capital stock, net | $-87,000 | 7,908 |
| Net operating income | $-5,398,920 | 7,793 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $83,685,000 | 399 |
| Total interest expense | $33,218,000 | 339 |
| Net interest income | $50,467,000 | 427 |
| Provision for loan and lease losses | $23,064,000 | 445 |
| Total noninterest income | $9,822,000 | 646 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,528,000 | 469 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,294,000 | 602 |
| Total noninterest expense | $47,658,000 | 449 |
| Salaries and employee benefits | $22,112,000 | 436 |
| Premises and equipment expense | $8,282,000 | 336 |
| Additional noninterest expense | $17,264,000 | 490 |
| Pre-tax net operating income | $-10,433,000 | 7,500 |
| Securities gains (losses) | $-395,000 | 7,546 |
| Applicable income taxes | $-5,992,000 | 7,800 |
| Income before extraordinary items | $-4,836,000 | 7,243 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,836,000 | 7,243 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,836,000 | 7,243 |
| Net charge-offs | $11,778,000 | 599 |
| Cash dividends | $6,555,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 838 |
| Net operating income | $-4,583,200 | 7,231 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $62,775,000 | 412 |
| Total interest expense | $25,547,000 | 357 |
| Net interest income | $37,228,000 | 442 |
| Provision for loan and lease losses | $11,241,000 | 569 |
| Total noninterest income | $7,674,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,638,000 | 470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,036,000 | 589 |
| Total noninterest expense | $35,070,000 | 462 |
| Salaries and employee benefits | $16,945,000 | 433 |
| Premises and equipment expense | $6,154,000 | 345 |
| Additional noninterest expense | $11,971,000 | 499 |
| Pre-tax net operating income | $-1,409,000 | 6,829 |
| Securities gains (losses) | $165,000 | 1,438 |
| Applicable income taxes | $-2,258,000 | 7,748 |
| Income before extraordinary items | $1,014,000 | 2,465 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,014,000 | 2,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,014,000 | 2,466 |
| Net charge-offs | $6,525,000 | 681 |
| Cash dividends | $4,539,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 587 |
| Net operating income | $908,400 | 2,590 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $40,869,000 | 432 |
| Total interest expense | $17,481,000 | 368 |
| Net interest income | $23,388,000 | 468 |
| Provision for loan and lease losses | $7,678,000 | 546 |
| Total noninterest income | $5,370,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,751,000 | 472 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,619,000 | 553 |
| Total noninterest expense | $23,997,000 | 457 |
| Salaries and employee benefits | $11,817,000 | 425 |
| Premises and equipment expense | $4,027,000 | 354 |
| Additional noninterest expense | $8,153,000 | 492 |
| Pre-tax net operating income | $-2,917,000 | 7,555 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $-203,000 | 7,304 |
| Income before extraordinary items | $-2,698,000 | 7,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,698,000 | 7,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,698,000 | 7,595 |
| Net charge-offs | $3,871,000 | 698 |
| Cash dividends | $4,022,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $-2,712,880 | 7,607 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $19,948,000 | 448 |
| Total interest expense | $9,164,000 | 364 |
| Net interest income | $10,784,000 | 495 |
| Provision for loan and lease losses | $5,985,000 | 360 |
| Total noninterest income | $2,149,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $883,000 | 462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,266,000 | 705 |
| Total noninterest expense | $11,555,000 | 446 |
| Salaries and employee benefits | $5,905,000 | 425 |
| Premises and equipment expense | $2,070,000 | 352 |
| Additional noninterest expense | $3,580,000 | 487 |
| Pre-tax net operating income | $-4,607,000 | 8,011 |
| Securities gains (losses) | $-320,000 | 8,076 |
| Applicable income taxes | $-685,000 | 7,929 |
| Income before extraordinary items | $-4,242,000 | 8,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,242,000 | 8,032 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,242,000 | 8,032 |
| Net charge-offs | $2,300,000 | 547 |
| Cash dividends | $2,007,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $-94,000 | 8,215 |
| Net operating income | $-3,966,800 | 8,027 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $85,918,000 | 457 |
| Total interest expense | $40,696,000 | 395 |
| Net interest income | $45,222,000 | 489 |
| Provision for loan and lease losses | $3,876,000 | 1,191 |
| Total noninterest income | $9,738,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,120,000 | 419 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,618,000 | 588 |
| Total noninterest expense | $106,438,000 | 229 |
| Salaries and employee benefits | $20,827,000 | 460 |
| Premises and equipment expense | $7,047,000 | 388 |
| Additional noninterest expense | $78,564,000 | 163 |
| Pre-tax net operating income | $-55,354,000 | 8,205 |
| Securities gains (losses) | $249,000 | 620 |
| Applicable income taxes | $-600,000 | 7,557 |
| Income before extraordinary items | $-54,505,000 | 8,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-54,505,000 | 8,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,497,000 | 896 |
| Cash dividends | $2,862,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $42,328,000 | 38 |
| Net operating income | $-54,751,510 | 8,204 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $65,602,000 | 467 |
| Total interest expense | $30,963,000 | 410 |
| Net interest income | $34,639,000 | 491 |
| Provision for loan and lease losses | $2,175,000 | 1,118 |
| Total noninterest income | $7,699,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,117,000 | 422 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,582,000 | 589 |
| Total noninterest expense | $30,188,000 | 497 |
| Salaries and employee benefits | $15,163,000 | 495 |
| Premises and equipment expense | $5,194,000 | 406 |
| Additional noninterest expense | $9,831,000 | 495 |
| Pre-tax net operating income | $9,975,000 | 510 |
| Securities gains (losses) | $249,000 | 531 |
| Applicable income taxes | $2,935,000 | 469 |
| Income before extraordinary items | $7,289,000 | 502 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,289,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,728,000 | 921 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,100 |
| Net operating income | $7,112,210 | 532 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $44,418,000 | 463 |
| Total interest expense | $21,253,000 | 419 |
| Net interest income | $23,165,000 | 490 |
| Provision for loan and lease losses | $1,415,000 | 990 |
| Total noninterest income | $4,604,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,006,000 | 429 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,598,000 | 690 |
| Total noninterest expense | $19,502,000 | 516 |
| Salaries and employee benefits | $10,130,000 | 496 |
| Premises and equipment expense | $3,218,000 | 437 |
| Additional noninterest expense | $6,154,000 | 520 |
| Pre-tax net operating income | $6,852,000 | 526 |
| Securities gains (losses) | $140,000 | 776 |
| Applicable income taxes | $1,988,000 | 517 |
| Income before extraordinary items | $5,004,000 | 556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,004,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,076,000 | 821 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,041 |
| Net operating income | $4,903,200 | 550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $22,826,000 | 465 |
| Total interest expense | $11,295,000 | 419 |
| Net interest income | $11,531,000 | 485 |
| Provision for loan and lease losses | $566,000 | 943 |
| Total noninterest income | $2,083,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $873,000 | 474 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,210,000 | 737 |
| Total noninterest expense | $9,622,000 | 519 |
| Salaries and employee benefits | $4,887,000 | 517 |
| Premises and equipment expense | $1,608,000 | 437 |
| Additional noninterest expense | $3,127,000 | 485 |
| Pre-tax net operating income | $3,426,000 | 570 |
| Securities gains (losses) | $71,000 | 894 |
| Applicable income taxes | $979,000 | 589 |
| Income before extraordinary items | $2,518,000 | 599 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,518,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 646 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,466,880 | 587 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $95,062,000 | 463 |
| Total interest expense | $48,132,000 | 433 |
| Net interest income | $46,930,000 | 487 |
| Provision for loan and lease losses | $3,606,000 | 546 |
| Total noninterest income | $8,566,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,262,000 | 532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,304,000 | 648 |
| Total noninterest expense | $38,506,000 | 500 |
| Salaries and employee benefits | $19,340,000 | 504 |
| Premises and equipment expense | $7,302,000 | 379 |
| Additional noninterest expense | $11,864,000 | 508 |
| Pre-tax net operating income | $13,384,000 | 645 |
| Securities gains (losses) | $-49,000 | 8,007 |
| Applicable income taxes | $3,924,000 | 644 |
| Income before extraordinary items | $9,411,000 | 692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,411,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,382,000 | 421 |
| Cash dividends | $6,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,175 |
| Net operating income | $9,445,790 | 686 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $71,110,000 | 463 |
| Total interest expense | $35,839,000 | 438 |
| Net interest income | $35,271,000 | 488 |
| Provision for loan and lease losses | $507,000 | 1,552 |
| Total noninterest income | $6,411,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,084,000 | 413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,327,000 | 765 |
| Total noninterest expense | $28,359,000 | 507 |
| Salaries and employee benefits | $14,895,000 | 493 |
| Premises and equipment expense | $4,645,000 | 430 |
| Additional noninterest expense | $8,819,000 | 497 |
| Pre-tax net operating income | $12,816,000 | 568 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,848,000 | 575 |
| Income before extraordinary items | $8,968,000 | 590 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,968,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,096 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,968,000 | 582 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $47,110,000 | 476 |
| Total interest expense | $23,751,000 | 450 |
| Net interest income | $23,359,000 | 507 |
| Provision for loan and lease losses | $245,000 | 1,841 |
| Total noninterest income | $4,284,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,010,000 | 434 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,274,000 | 774 |
| Total noninterest expense | $19,044,000 | 519 |
| Salaries and employee benefits | $9,961,000 | 508 |
| Premises and equipment expense | $3,029,000 | 451 |
| Additional noninterest expense | $6,054,000 | 495 |
| Pre-tax net operating income | $8,354,000 | 601 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,535,000 | 600 |
| Income before extraordinary items | $5,819,000 | 635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,819,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,146 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,819,000 | 623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,275,000 | 481 |
| Total interest expense | $11,902,000 | 443 |
| Net interest income | $11,373,000 | 512 |
| Provision for loan and lease losses | $336,000 | 724 |
| Total noninterest income | $2,115,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $967,000 | 430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,148,000 | 737 |
| Total noninterest expense | $9,245,000 | 528 |
| Salaries and employee benefits | $4,923,000 | 519 |
| Premises and equipment expense | $1,511,000 | 454 |
| Additional noninterest expense | $2,811,000 | 511 |
| Pre-tax net operating income | $3,907,000 | 629 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,149,000 | 647 |
| Income before extraordinary items | $2,758,000 | 657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,758,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,758,000 | 645 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $87,195,000 | 476 |
| Total interest expense | $38,566,000 | 465 |
| Net interest income | $48,629,000 | 474 |
| Provision for loan and lease losses | $587,000 | 1,662 |
| Total noninterest income | $8,824,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,069,000 | 421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,755,000 | 702 |
| Total noninterest expense | $36,456,000 | 508 |
| Salaries and employee benefits | $17,935,000 | 527 |
| Premises and equipment expense | $5,654,000 | 453 |
| Additional noninterest expense | $12,867,000 | 451 |
| Pre-tax net operating income | $20,410,000 | 533 |
| Securities gains (losses) | $188,000 | 400 |
| Applicable income taxes | $6,975,000 | 500 |
| Income before extraordinary items | $13,623,000 | 566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,623,000 | 565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,482,000 | 207 |
| Cash dividends | $43,600,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $13,498,920 | 563 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $63,607,000 | 496 |
| Total interest expense | $27,159,000 | 489 |
| Net interest income | $36,448,000 | 487 |
| Provision for loan and lease losses | $548,000 | 1,301 |
| Total noninterest income | $6,491,000 | 703 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,076,000 | 421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,415,000 | 732 |
| Total noninterest expense | $27,210,000 | 529 |
| Salaries and employee benefits | $13,254,000 | 550 |
| Premises and equipment expense | $4,195,000 | 471 |
| Additional noninterest expense | $9,761,000 | 453 |
| Pre-tax net operating income | $15,181,000 | 556 |
| Securities gains (losses) | $128,000 | 392 |
| Applicable income taxes | $5,236,000 | 523 |
| Income before extraordinary items | $10,073,000 | 599 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,073,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,781,000 | 180 |
| Cash dividends | $43,600,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,988,520 | 593 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,869,000 | 500 |
| Total interest expense | $16,678,000 | 499 |
| Net interest income | $24,191,000 | 492 |
| Provision for loan and lease losses | $711,000 | 709 |
| Total noninterest income | $4,408,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,136,000 | 399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,272,000 | 731 |
| Total noninterest expense | $18,185,000 | 530 |
| Salaries and employee benefits | $9,105,000 | 548 |
| Premises and equipment expense | $2,595,000 | 501 |
| Additional noninterest expense | $6,485,000 | 456 |
| Pre-tax net operating income | $9,703,000 | 580 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,299,000 | 552 |
| Income before extraordinary items | $6,404,000 | 625 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,404,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,883,000 | 145 |
| Cash dividends | $37,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,404,000 | 612 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,583,000 | 497 |
| Total interest expense | $7,725,000 | 501 |
| Net interest income | $11,858,000 | 496 |
| Provision for loan and lease losses | $412,000 | 598 |
| Total noninterest income | $1,945,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,023,000 | 404 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $922,000 | 857 |
| Total noninterest expense | $8,863,000 | 535 |
| Salaries and employee benefits | $4,431,000 | 559 |
| Premises and equipment expense | $1,181,000 | 538 |
| Additional noninterest expense | $3,251,000 | 460 |
| Pre-tax net operating income | $4,528,000 | 593 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,543,000 | 576 |
| Income before extraordinary items | $2,985,000 | 656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,985,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,432,000 | 107 |
| Cash dividends | $35,000,000 | 61 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,985,000 | 641 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $51,128,000 | 635 |
| Total interest expense | $20,267,000 | 573 |
| Net interest income | $30,861,000 | 680 |
| Provision for loan and lease losses | $-396,000 | 8,736 |
| Total noninterest income | $6,407,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,952,000 | 575 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,455,000 | 908 |
| Total noninterest expense | $26,467,000 | 654 |
| Salaries and employee benefits | $13,415,000 | 676 |
| Premises and equipment expense | $3,802,000 | 651 |
| Additional noninterest expense | $9,250,000 | 601 |
| Pre-tax net operating income | $11,197,000 | 888 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $3,686,000 | 825 |
| Income before extraordinary items | $7,518,000 | 959 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,518,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $786,000 | 813 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,513,310 | 941 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $37,044,000 | 636 |
| Total interest expense | $14,451,000 | 571 |
| Net interest income | $22,593,000 | 686 |
| Provision for loan and lease losses | $-434,000 | 8,775 |
| Total noninterest income | $4,484,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,209,000 | 573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,275,000 | 1,011 |
| Total noninterest expense | $19,315,000 | 663 |
| Salaries and employee benefits | $9,797,000 | 683 |
| Premises and equipment expense | $2,818,000 | 650 |
| Additional noninterest expense | $6,700,000 | 613 |
| Pre-tax net operating income | $8,196,000 | 899 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $2,751,000 | 836 |
| Income before extraordinary items | $5,452,000 | 991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,452,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,114 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,447,380 | 973 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,872,000 | 644 |
| Total interest expense | $9,102,000 | 565 |
| Net interest income | $14,770,000 | 694 |
| Provision for loan and lease losses | $-406,000 | 8,795 |
| Total noninterest income | $2,772,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,413,000 | 586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,359,000 | 1,080 |
| Total noninterest expense | $12,659,000 | 669 |
| Salaries and employee benefits | $6,401,000 | 688 |
| Premises and equipment expense | $1,843,000 | 662 |
| Additional noninterest expense | $4,415,000 | 617 |
| Pre-tax net operating income | $5,289,000 | 899 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $1,779,000 | 842 |
| Income before extraordinary items | $3,517,000 | 991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,517,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,077 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,512,380 | 974 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 653 |
| Total interest expense | $4,299,000 | 567 |
| Net interest income | $7,216,000 | 703 |
| Provision for loan and lease losses | $-250,000 | 8,870 |
| Total noninterest income | $1,290,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $677,000 | 591 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $613,000 | 1,157 |
| Total noninterest expense | $6,150,000 | 686 |
| Salaries and employee benefits | $3,055,000 | 723 |
| Premises and equipment expense | $902,000 | 673 |
| Additional noninterest expense | $2,193,000 | 612 |
| Pre-tax net operating income | $2,606,000 | 903 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $881,000 | 839 |
| Income before extraordinary items | $1,731,000 | 1,005 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,731,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,128 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,727,040 | 984 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,783,000 | 657 |
| Total interest expense | $15,303,000 | 542 |
| Net interest income | $27,480,000 | 704 |
| Provision for loan and lease losses | $1,038,000 | 1,009 |
| Total noninterest income | $6,499,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,020,000 | 571 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,479,000 | 884 |
| Total noninterest expense | $23,902,000 | 684 |
| Salaries and employee benefits | $11,736,000 | 718 |
| Premises and equipment expense | $3,752,000 | 619 |
| Additional noninterest expense | $8,414,000 | 634 |
| Pre-tax net operating income | $9,039,000 | 966 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $3,165,000 | 862 |
| Income before extraordinary items | $5,892,000 | 1,100 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,892,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,620,000 | 544 |
| Cash dividends | $4,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,880,300 | 1,082 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,477,000 | 659 |
| Total interest expense | $11,322,000 | 534 |
| Net interest income | $20,155,000 | 711 |
| Provision for loan and lease losses | $681,000 | 1,115 |
| Total noninterest income | $5,130,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,302,000 | 565 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,828,000 | 841 |
| Total noninterest expense | $17,936,000 | 679 |
| Salaries and employee benefits | $8,747,000 | 725 |
| Premises and equipment expense | $2,847,000 | 606 |
| Additional noninterest expense | $6,342,000 | 624 |
| Pre-tax net operating income | $6,668,000 | 989 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $2,342,000 | 899 |
| Income before extraordinary items | $4,340,000 | 1,138 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,340,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $972,000 | 581 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,330,900 | 1,102 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,600,000 | 665 |
| Total interest expense | $7,749,000 | 513 |
| Net interest income | $12,851,000 | 744 |
| Provision for loan and lease losses | $413,000 | 1,197 |
| Total noninterest income | $2,927,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,530,000 | 569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,397,000 | 1,039 |
| Total noninterest expense | $11,447,000 | 700 |
| Salaries and employee benefits | $5,460,000 | 783 |
| Premises and equipment expense | $2,015,000 | 565 |
| Additional noninterest expense | $3,972,000 | 657 |
| Pre-tax net operating income | $3,918,000 | 1,101 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $1,392,000 | 978 |
| Income before extraordinary items | $2,539,000 | 1,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,539,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 606 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,530,550 | 1,240 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 671 |
| Total interest expense | $3,871,000 | 524 |
| Net interest income | $6,469,000 | 751 |
| Provision for loan and lease losses | $116,000 | 1,902 |
| Total noninterest income | $1,479,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $743,000 | 578 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $736,000 | 985 |
| Total noninterest expense | $5,522,000 | 732 |
| Salaries and employee benefits | $2,660,000 | 818 |
| Premises and equipment expense | $945,000 | 626 |
| Additional noninterest expense | $1,917,000 | 666 |
| Pre-tax net operating income | $2,310,000 | 935 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $807,000 | 888 |
| Income before extraordinary items | $1,516,000 | 1,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,516,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 428 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,507,550 | 1,026 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $40,910,000 | 681 |
| Total interest expense | $16,240,000 | 556 |
| Net interest income | $24,670,000 | 773 |
| Provision for loan and lease losses | $8,247,000 | 225 |
| Total noninterest income | $9,285,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,939,000 | 583 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,346,000 | 635 |
| Total noninterest expense | $24,841,000 | 669 |
| Salaries and employee benefits | $13,141,000 | 647 |
| Premises and equipment expense | $3,715,000 | 612 |
| Additional noninterest expense | $7,985,000 | 674 |
| Pre-tax net operating income | $867,000 | 5,499 |
| Securities gains (losses) | $441,000 | 821 |
| Applicable income taxes | $111,000 | 5,607 |
| Income before extraordinary items | $1,197,000 | 4,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,197,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,023,000 | 240 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $791,280 | 5,107 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,709,000 | 701 |
| Total interest expense | $12,396,000 | 577 |
| Net interest income | $18,313,000 | 794 |
| Provision for loan and lease losses | $8,258,000 | 199 |
| Total noninterest income | $7,470,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,214,000 | 589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,256,000 | 616 |
| Total noninterest expense | $19,125,000 | 667 |
| Salaries and employee benefits | $10,581,000 | 627 |
| Premises and equipment expense | $2,722,000 | 638 |
| Additional noninterest expense | $5,822,000 | 687 |
| Pre-tax net operating income | $-1,600,000 | 9,139 |
| Securities gains (losses) | $441,000 | 746 |
| Applicable income taxes | $-690,000 | 9,187 |
| Income before extraordinary items | $-469,000 | 9,016 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-469,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,547,000 | 216 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-751,240 | 9,041 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,501,000 | 704 |
| Total interest expense | $8,343,000 | 586 |
| Net interest income | $12,159,000 | 802 |
| Provision for loan and lease losses | $3,296,000 | 276 |
| Total noninterest income | $4,621,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,443,000 | 593 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,178,000 | 651 |
| Total noninterest expense | $11,652,000 | 715 |
| Salaries and employee benefits | $6,452,000 | 671 |
| Premises and equipment expense | $1,792,000 | 644 |
| Additional noninterest expense | $3,408,000 | 765 |
| Pre-tax net operating income | $1,832,000 | 2,200 |
| Securities gains (losses) | $442,000 | 624 |
| Applicable income taxes | $668,000 | 1,885 |
| Income before extraordinary items | $1,606,000 | 1,983 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,606,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,231,000 | 241 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,292,180 | 2,275 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 713 |
| Total interest expense | $4,224,000 | 590 |
| Net interest income | $6,030,000 | 804 |
| Provision for loan and lease losses | $600,000 | 538 |
| Total noninterest income | $2,261,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $680,000 | 614 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,581,000 | 638 |
| Total noninterest expense | $5,928,000 | 698 |
| Salaries and employee benefits | $3,317,000 | 655 |
| Premises and equipment expense | $902,000 | 643 |
| Additional noninterest expense | $1,709,000 | 743 |
| Pre-tax net operating income | $1,763,000 | 1,218 |
| Securities gains (losses) | $251,000 | 573 |
| Applicable income taxes | $725,000 | 1,036 |
| Income before extraordinary items | $1,289,000 | 1,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,289,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,835 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,128,360 | 1,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,528,000 | 823 |
| Total interest expense | $15,815,000 | 718 |
| Net interest income | $20,713,000 | 931 |
| Provision for loan and lease losses | $4,190,000 | 435 |
| Total noninterest income | $6,493,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,427,000 | 675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,066,000 | 802 |
| Total noninterest expense | $17,316,000 | 905 |
| Salaries and employee benefits | $9,340,000 | 863 |
| Premises and equipment expense | $2,694,000 | 816 |
| Additional noninterest expense | $5,282,000 | 942 |
| Pre-tax net operating income | $5,700,000 | 1,461 |
| Securities gains (losses) | $981,000 | 433 |
| Applicable income taxes | $2,374,000 | 1,122 |
| Income before extraordinary items | $4,307,000 | 1,442 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,307,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,679,000 | 388 |
| Cash dividends | $2,750,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,679,160 | 1,579 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,369,000 | 1,297 |
| Total interest expense | $14,639,000 | 1,101 |
| Net interest income | $11,730,000 | 1,513 |
| Provision for loan and lease losses | $1,215,000 | 1,073 |
| Total noninterest income | $3,949,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,783,000 | 827 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,166,000 | 1,169 |
| Total noninterest expense | $11,719,000 | 1,244 |
| Salaries and employee benefits | $6,091,000 | 1,224 |
| Premises and equipment expense | $1,850,000 | 1,146 |
| Additional noninterest expense | $3,778,000 | 1,256 |
| Pre-tax net operating income | $2,745,000 | 2,459 |
| Securities gains (losses) | $190,000 | 1,230 |
| Applicable income taxes | $498,000 | 3,335 |
| Income before extraordinary items | $2,437,000 | 2,139 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,437,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,858 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,279,300 | 2,199 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,761,000 | 1,458 |
| Total interest expense | $13,021,000 | 1,337 |
| Net interest income | $10,740,000 | 1,634 |
| Provision for loan and lease losses | $1,110,000 | 976 |
| Total noninterest income | $2,183,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $935,000 | 1,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,248,000 | 1,610 |
| Total noninterest expense | $9,676,000 | 1,439 |
| Salaries and employee benefits | $5,555,000 | 1,272 |
| Premises and equipment expense | $1,345,000 | 1,544 |
| Additional noninterest expense | $2,776,000 | 1,609 |
| Pre-tax net operating income | $2,137,000 | 3,150 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-36,000 | 9,446 |
| Income before extraordinary items | $2,173,000 | 2,350 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,173,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,594 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,173,000 | 2,364 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,553,000 | 2,233 |
| Total interest expense | $7,655,000 | 1,952 |
| Net interest income | $6,898,000 | 2,544 |
| Provision for loan and lease losses | $924,000 | 1,041 |
| Total noninterest income | $1,261,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $466,000 | 2,800 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $795,000 | 2,173 |
| Total noninterest expense | $8,126,000 | 1,693 |
| Salaries and employee benefits | $3,818,000 | 1,818 |
| Premises and equipment expense | $829,000 | 2,445 |
| Additional noninterest expense | $3,479,000 | 1,324 |
| Pre-tax net operating income | $-891,000 | 10,037 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-40,000 | 9,794 |
| Income before extraordinary items | $-851,000 | 10,044 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-851,000 | 10,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-851,000 | 10,033 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 4,512 |
| Total interest expense | $3,062,000 | 4,648 |
| Net interest income | $3,709,000 | 4,380 |
| Provision for loan and lease losses | $752,000 | 1,235 |
| Total noninterest income | $579,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $278,000 | 4,169 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $301,000 | 4,018 |
| Total noninterest expense | $4,729,000 | 2,749 |
| Salaries and employee benefits | $2,154,000 | 3,108 |
| Premises and equipment expense | $576,000 | 3,289 |
| Additional noninterest expense | $1,999,000 | 2,112 |
| Pre-tax net operating income | $-1,193,000 | 10,373 |
| Securities gains (losses) | $60,000 | 1,611 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,133,000 | 10,379 |
| Extraordinary gains, net | $-41,000 | 10,410 |
| Net income | $-1,174,000 | 10,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,193,000 | 10,370 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 9,092 |
| Total interest expense | $671,000 | 9,621 |
| Net interest income | $1,261,000 | 8,553 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $2,219,000 | 5,261 |
| Salaries and employee benefits | $1,027,000 | 5,758 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $1,002,000 | 3,900 |
| Pre-tax net operating income | $-1,125,000 | 10,858 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-1,125,000 | 10,861 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,125,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $26,126,000 | 35 |
| Net operating income | $-1,125,000 | 10,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.