Home > Capital Bank > Net charge- offs to loans
Capital Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6165% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6436% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 7.5823% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3834% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0240% | 1,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4515% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6900% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8659% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8398% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8236% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7570% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7744% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5036% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 5.0269% | 1,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8493% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0317% | 868 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2405% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4206% | 1,188 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6976% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8138% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9653% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0002% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2173% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3500% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 6.5279% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1290% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0704% | 675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7148% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5948% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3558% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5864% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1142% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4973% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5029% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8050% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 5.8487% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8664% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1011% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0544% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3674% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4571% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9902% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8219% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8960% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8775% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 1.1888% | 2,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6542% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0362% | 897 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7766% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4793% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9698% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0051% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9857% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6715% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6340% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.6436% | 2,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6326% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7344% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2523% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0562% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8314% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3103% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6073% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6678% | 1,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.8211% | 1,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2965% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9896% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4532% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2399% | 3,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0176% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7269% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8068% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 1.1830% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5037% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6361% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5049% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7241% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2621% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0431% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2978% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.3237% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 2,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 2,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7253% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5413% | 3,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 29.5211% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1996% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0456% | 2,093 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 7,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 2,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6073% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5574% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 42.1192% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 7,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6285% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 61.3952% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0597% | 1,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 5,914 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1173% | 7,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0526% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 108.7783% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3238% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2141% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2242% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4902% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8307% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7616% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1946% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0004% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0086% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2848% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1611% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0682% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4316% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7393% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8981% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8032% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4880% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1778% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3342% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1313% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1870% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8427% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5626% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1329% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0573% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1792% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1663% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9390% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0288% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9030% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0499% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2604% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1381% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1888% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1192% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7181% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7011% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0874% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2870% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2917% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2745% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2477% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3787% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.1350% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4072% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9890% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2642% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 3,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 7,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3433% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1463% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7108% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 7,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7762% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4494% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2202% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8778% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2264% | 7,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7595% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0648% | 7,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2134% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6294% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3563% | 7,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6192% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.1302% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1204% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4177% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5193% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8777% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1190% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0326% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2634% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5226% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3200% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7342% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1398% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1518% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 8,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0769% | 8,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3087% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6884% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3210% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3052% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2193% | 8,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4230% | 8,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7356% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1064% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9613% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4913% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.1856% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5621% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5867% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2405% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8207% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5592% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5771% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1801% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5343% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.1049% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6214% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6771% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9113% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6870% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3589% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0373% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.1696% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6532% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6498% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 34.8387% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 8,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.1871% | 7,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1890% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 7,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5965% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7985% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3989% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.3016% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6323% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2955% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1512% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7686% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7020% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 3,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3632% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8628% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7687% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 6,351 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,621 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 7,301 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |