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Capital Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 5,079 |
| Total interest expense | $1,644,000 | 6,756 |
| Net interest income | $4,189,000 | 4,225 |
| Provision for loan and lease losses | $1,646,000 | 932 |
| Total noninterest income | $1,405,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,029,000 | 1,314 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $376,000 | 3,913 |
| Total noninterest expense | $9,724,000 | 1,562 |
| Salaries and employee benefits | $3,165,000 | 2,096 |
| Premises and equipment expense | $1,297,000 | 1,621 |
| Additional noninterest expense | $5,262,000 | 1,231 |
| Pre-tax net operating income | $-5,776,000 | 13,190 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-5,000 | 12,754 |
| Income before extraordinary items | $-5,771,000 | 13,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-5,771,000 | 13,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,916 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-5,771,000 | 13,158 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 4,518 |
| Total interest expense | $2,577,000 | 5,842 |
| Net interest income | $4,967,000 | 3,659 |
| Provision for loan and lease losses | $608,000 | 2,598 |
| Total noninterest income | $1,325,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $992,000 | 1,343 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $333,000 | 4,150 |
| Total noninterest expense | $8,418,000 | 1,804 |
| Salaries and employee benefits | $3,517,000 | 1,870 |
| Premises and equipment expense | $1,110,000 | 1,904 |
| Additional noninterest expense | $3,791,000 | 1,658 |
| Pre-tax net operating income | $-2,734,000 | 13,703 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $-976,000 | 13,822 |
| Income before extraordinary items | $-1,752,000 | 13,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,752,000 | 13,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 2,464 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,755,840 | 13,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.