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Capital Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$4,913,0005,677
Total interest expense$2,658,0005,175
Net interest income$2,255,0006,043
Provision for loan and lease losses$112,0005,409
Total noninterest income$299,0006,441
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$102,0006,538
Trading account gains and fees$0177
Additional Noninterest Income$197,0004,961
Total noninterest expense$1,516,0006,759
Salaries and employee benefits$843,0006,602
Premises and equipment expense$183,0007,026
Additional noninterest expense$490,0006,503
Pre-tax net operating income$926,0005,102
Securities gains (losses)$04,612
Applicable income taxes$224,0004,813
Income before extraordinary items$702,0005,220
Extraordinary gains, net$0105
Net income$702,0005,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,392
Cash dividends$372,0004,030
Sale, conversion, retirement of capital stock, net$0922
Net operating income$702,0005,110
2000-12-31 (YTD Data)Rank
Total interest income$4,263,0006,282
Total interest expense$2,481,0005,582
Net interest income$1,782,0006,955
Provision for loan and lease losses$121,0004,816
Total noninterest income$211,0007,158
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,157
Trading account gains and feesNANA
Additional Noninterest Income$139,0005,668
Total noninterest expense$1,377,0007,051
Salaries and employee benefits$760,0006,912
Premises and equipment expense$198,0006,805
Additional noninterest expense$419,0007,003
Pre-tax net operating income$495,0007,029
Securities gains (losses)$01,956
Applicable income taxes$-1,0009,263
Income before extraordinary items$496,0006,353
Extraordinary gains, net$038
Net income$496,0006,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$85,0006,092
Sale, conversion, retirement of capital stock, net$0969
Net operating income$496,0006,368
1999-12-31 (YTD Data)Rank
Total interest income$3,517,0006,808
Total interest expense$1,805,0006,344
Net interest income$1,712,0007,177
Provision for loan and lease losses$190,0003,663
Total noninterest income$167,0007,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,0007,861
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,224
Total noninterest expense$977,0008,197
Salaries and employee benefits$550,0008,042
Premises and equipment expense$111,0008,406
Additional noninterest expense$316,0007,996
Pre-tax net operating income$712,0006,271
Securities gains (losses)$03,155
Applicable income taxes$168,0006,065
Income before extraordinary items$544,0006,187
Extraordinary gains, net$035
Net income$544,0006,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$232,0004,992
Sale, conversion, retirement of capital stock, net$18,000948
Net operating income$544,0006,174
1998-12-31 (YTD Data)Rank
Total interest income$3,138,0007,370
Total interest expense$1,611,0006,954
Net interest income$1,527,0007,632
Provision for loan and lease losses$60,0006,123
Total noninterest income$173,0007,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,466
Trading account gains and feesNANA
Additional Noninterest Income$141,0005,837
Total noninterest expense$875,0008,510
Salaries and employee benefits$495,0008,389
Premises and equipment expense$103,0008,641
Additional noninterest expense$277,0008,331
Pre-tax net operating income$765,0006,231
Securities gains (losses)$04,449
Applicable income taxes$278,0005,387
Income before extraordinary items$487,0006,683
Extraordinary gains, net$032
Net income$487,0006,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,392
Cash dividends$55,0006,817
Sale, conversion, retirement of capital stock, net$-34,00010,320
Net operating income$487,0006,573
1997-12-31 (YTD Data)Rank
Total interest income$2,706,0008,117
Total interest expense$1,362,0007,684
Net interest income$1,344,0008,374
Provision for loan and lease losses$72,0005,860
Total noninterest income$102,0009,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,979
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,536
Total noninterest expense$746,0009,234
Salaries and employee benefits$438,0009,024
Premises and equipment expense$95,0009,079
Additional noninterest expense$213,0009,231
Pre-tax net operating income$628,0007,297
Securities gains (losses)$03,944
Applicable income taxes$247,0006,290
Income before extraordinary items$381,0007,771
Extraordinary gains, net$044
Net income$381,0007,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$381,0007,717
1996-12-31 (YTD Data)Rank
Total interest income$2,069,0009,292
Total interest expense$976,0009,096
Net interest income$1,093,0009,300
Provision for loan and lease losses$57,0006,361
Total noninterest income$134,0009,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0009,540
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,807
Total noninterest expense$661,0009,951
Salaries and employee benefits$379,0009,751
Premises and equipment expense$99,0009,324
Additional noninterest expense$183,00010,130
Pre-tax net operating income$509,0007,887
Securities gains (losses)$04,148
Applicable income taxes$201,0007,127
Income before extraordinary items$308,0008,350
Extraordinary gains, net$053
Net income$308,0008,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$308,0008,297
1995-12-31 (YTD Data)Rank
Total interest income$1,519,00010,491
Total interest expense$702,00010,305
Net interest income$817,00010,486
Provision for loan and lease losses$178,0003,312
Total noninterest income$82,00010,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,00010,123
Trading account gains and feesNANA
Additional Noninterest Income$68,0008,433
Total noninterest expense$621,00010,485
Salaries and employee benefits$333,00010,472
Premises and equipment expense$95,0009,761
Additional noninterest expense$193,00010,501
Pre-tax net operating income$102,00011,078
Securities gains (losses)$03,831
Applicable income taxes$-85,00011,694
Income before extraordinary items$187,00010,080
Extraordinary gains, net$065
Net income$187,00010,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$187,00010,047
1994-12-31 (YTD Data)Rank
Total interest income$594,00012,326
Total interest expense$178,00012,388
Net interest income$416,00012,202
Provision for loan and lease losses$107,0004,408
Total noninterest income$53,00011,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,00010,773
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,840
Total noninterest expense$545,00011,375
Salaries and employee benefits$285,00011,348
Premises and equipment expense$97,00010,121
Additional noninterest expense$163,00011,616
Pre-tax net operating income$-183,00012,252
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-183,00012,213
Extraordinary gains, net$0249
Net income$-183,00012,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-183,00012,242
1993-12-31 (YTD Data)Rank
Total interest income$16,00013,276
Total interest expense$1,00013,259
Net interest income$15,00013,235
Provision for loan and lease losses$10,0009,731
Total noninterest income$44,00012,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$44,00010,462
Total noninterest expense$185,00013,196
Salaries and employee benefits$93,00013,184
Premises and equipment expense$14,00013,170
Additional noninterest expense$78,00013,095
Pre-tax net operating income$-136,00012,630
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-136,00012,695
Extraordinary gains, net$03,149
Net income$-136,00012,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$5,450,000184
Net operating income$-136,00012,602

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.