Home > Capital Bank > Loan Charge- Offs and Recoveries
Capital Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $205,000 | 3,214 |
| Loans secured by real estate, total | $201,000 | 914 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $201,000 | 914 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $201,000 | 558 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $4,000 | 7,956 |
| Credit card loan charge offs | $2,000 | 3,255 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,000 | 8,059 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $124,000 | 1,988 |
| Loans secured by real estate, total | $20,000 | 1,791 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,000 | 1,791 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,348 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $20,000 | 806 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $95,000 | 1,045 |
| Loans to individuals | $9,000 | 4,544 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 4,256 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $81,000 | 4,217 |
| Loans secured by real estate, total | $181,000 | 758 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $181,000 | 756 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $201,000 | 462 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-20,000 | 10,458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-95,000 | 10,662 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-5,000 | 10,555 |
| Credit card loan net charge offs | $2,000 | 3,043 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-7,000 | 10,587 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $426,000 | 2,055 |
| Loans secured by real estate, total | $113,000 | 1,459 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $113,000 | 1,459 |
| Construction and land development | $4,000 | 648 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $109,000 | 219 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $288,000 | 1,072 |
| Loans to individuals | $25,000 | 5,290 |
| Credit card loan charge offs | $3,000 | 3,228 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $22,000 | 5,025 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $87,000 | 2,710 |
| Loans secured by real estate, total | $34,000 | 1,538 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $34,000 | 1,539 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $34,000 | 784 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 1,839 |
| Loans to individuals | $3,000 | 6,637 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,000 | 6,302 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $339,000 | 1,908 |
| Loans secured by real estate, total | $79,000 | 1,391 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $79,000 | 1,390 |
| Construction and land development | $4,000 | 556 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Secured by multifamily residential properties | $109,000 | 190 |
| Secured by nonfarm nonresidential properties | $-34,000 | 11,048 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $238,000 | 930 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $22,000 | 4,635 |
| Credit card loan net charge offs | $3,000 | 3,001 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,000 | 4,354 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $718,000 | 1,378 |
| Loans secured by real estate, total | $429,000 | 784 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $429,000 | 783 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $132,000 | 912 |
| Secured by multifamily residential properties | $297,000 | 185 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $283,000 | 1,057 |
| Loans to individuals | $6,000 | 7,782 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,000 | 7,286 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $208,000 | 1,451 |
| Loans secured by real estate, total | $4,000 | 3,716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,000 | 3,715 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $4,000 | 1,651 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $202,000 | 650 |
| Loans to individuals | $2,000 | 7,510 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 7,218 |
| Loans to foreign governments and official institutions | $90,000 | 18 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $510,000 | 1,364 |
| Loans secured by real estate, total | $425,000 | 633 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $425,000 | 632 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $132,000 | 747 |
| Secured by multifamily residential properties | $297,000 | 170 |
| Secured by nonfarm nonresidential properties | $-4,000 | 10,992 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $81,000 | 1,956 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,000 | 6,966 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,000 | 6,360 |
| Loans to foreign governments and official institutions | $-90,000 | 3,399 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $232,000 | 3,102 |
| Loans secured by real estate, total | $16,000 | 4,168 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 4,168 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 2,923 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $216,000 | 1,383 |
| Loans to individuals | $0 | 10,180 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | $73,000 | 10 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $132,000 | 2,348 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $130,000 | 1,102 |
| Loans to individuals | $2,000 | 8,003 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 7,712 |
| Loans to foreign governments and official institutions | $11,000 | 26 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $100,000 | 3,734 |
| Loans secured by real estate, total | $16,000 | 3,358 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 3,359 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 2,426 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $86,000 | 1,868 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-2,000 | 11,125 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-2,000 | 10,899 |
| Loans to foreign governments and official institutions | $62,000 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $833,000 | 1,603 |
| Loans secured by real estate, total | $350,000 | 1,260 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $350,000 | 1,259 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $77,000 | 1,621 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $273,000 | 788 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $482,000 | 1,023 |
| Loans to individuals | $1,000 | 10,337 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,000 | 9,954 |
| Loans to foreign governments and official institutions | $78,000 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $77,000 | 3,763 |
| Loans secured by real estate, total | $40,000 | 1,819 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $40,000 | 1,819 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 908 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $35,000 | 3,289 |
| Loans to individuals | $2,000 | 8,403 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 8,120 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $756,000 | 1,365 |
| Loans secured by real estate, total | $310,000 | 1,171 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $310,000 | 1,169 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $37,000 | 2,061 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $273,000 | 686 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $447,000 | 821 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-1,000 | 11,418 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-1,000 | 11,187 |
| Loans to foreign governments and official institutions | $78,000 | 25 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,232,000 | 1,590 |
| Loans secured by real estate, total | $797,000 | 988 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $797,000 | 988 |
| Construction and land development | $180,000 | 654 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $617,000 | 450 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $434,000 | 1,557 |
| Loans to individuals | $1,000 | 10,964 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,000 | 10,626 |
| Loans to foreign governments and official institutions | $41,000 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $123,000 | 2,817 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $123,000 | 1,331 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,109,000 | 1,467 |
| Loans secured by real estate, total | $797,000 | 910 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $797,000 | 910 |
| Construction and land development | $180,000 | 614 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $617,000 | 384 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $311,000 | 1,671 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,000 | 9,651 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000 | 9,194 |
| Loans to foreign governments and official institutions | $41,000 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.