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Capital Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $161,298,000 | 2,774 |
| Cash and due from depository institutions | $4,516,000 | 3,856 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,943,000 | 3,854 |
| Federal funds sold & reverse repurchase agreements | $26,800,000 | 503 |
| Net loans & leases | $99,475,000 | 2,780 |
| Loan loss allowance | $988,000 | 3,394 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,312,000 | 5,147 |
| Other real estate owned | $105,000 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,147,000 | 5,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,298,000 | 2,774 |
| Total liabilities | $150,607,000 | 2,685 |
| Total deposits | $129,134,000 | 2,888 |
| Interest-bearing deposits | $104,231,000 | 3,079 |
| Deposits held in domestic offices | $129,134,000 | 2,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,664,000 | 754 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,090,000 | 3,397 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $719,000 | 4,602 |
| Total equity capital | $10,691,000 | 4,054 |
| Total bank equity capital | $10,691,000 | 4,054 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,840,000 | 615 |
| Surplus | $2,760,000 | 4,425 |
| Undivided profits | $2,091,000 | 7,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 2,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $586,000 | 4,060 |
| Earning assets | $154,218,000 | 2,661 |
| Long-term assets (5+ years) | $1,564,000 | 8,022 |
| Average Assets, year-to-date | $141,523,800 | 2,985 |
| Average Assets, quarterly | $154,069,500 | 2,857 |
| Volatile liabilities | $49,405,000 | 1,425 |
| Insider loans | $1,999,000 | 2,061 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,588,000 | 2,433 |
| Tier 1 (core) risk-based capital | $10,660,000 | 3,929 |
| Tier 2 risk-based capital | $988,000 | 2,962 |
| Total risk weighted assets | $107,336,000 | 2,601 |
| Total unused commitments | $16,588,000 | 2,438 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $128,434,000 | 3,521 |
| Cash and due from depository institutions | $5,293,000 | 4,042 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $22,349,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,113 |
| Net loans & leases | $84,957,000 | 3,216 |
| Loan loss allowance | $874,000 | 3,946 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,664,000 | 4,332 |
| Other real estate owned | $702,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,869,000 | 3,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,434,000 | 3,521 |
| Total liabilities | $118,977,000 | 3,425 |
| Total deposits | $103,798,000 | 3,648 |
| Interest-bearing deposits | $80,815,000 | 4,017 |
| Deposits held in domestic offices | $103,798,000 | 3,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,465,000 | 964 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $267,000 | 4,374 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $447,000 | 6,399 |
| Total equity capital | $9,457,000 | 4,541 |
| Total bank equity capital | $9,457,000 | 4,541 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,827,000 | 656 |
| Surplus | $2,748,000 | 4,524 |
| Undivided profits | $882,000 | 9,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,207,000 | 2,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $505,000 | 4,604 |
| Earning assets | $118,906,000 | 3,489 |
| Long-term assets (5+ years) | $647,000 | 9,124 |
| Average Assets, year-to-date | $113,566,000 | 3,775 |
| Average Assets, quarterly | $122,085,500 | 3,637 |
| Volatile liabilities | $37,607,000 | 1,732 |
| Insider loans | $2,532,000 | 1,689 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,469,000 | 3,093 |
| Tier 1 (core) risk-based capital | $9,322,000 | 4,491 |
| Tier 2 risk-based capital | $874,000 | 3,386 |
| Total risk weighted assets | $93,138,500 | 2,976 |
| Total unused commitments | $11,469,000 | 3,108 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $105,588,000 | 4,205 |
| Cash and due from depository institutions | $4,899,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,719,000 | 4,753 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 1,336 |
| Net loans & leases | $60,367,000 | 4,249 |
| Loan loss allowance | $1,122,000 | 3,186 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,614,000 | 4,421 |
| Other real estate owned | $1,014,000 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,375,000 | 3,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,588,000 | 4,205 |
| Total liabilities | $97,192,000 | 4,118 |
| Total deposits | $85,096,000 | 4,440 |
| Interest-bearing deposits | $64,185,000 | 5,006 |
| Deposits held in domestic offices | $85,096,000 | 4,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,208,000 | 1,045 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $400,000 | 3,592 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $488,000 | 6,318 |
| Total equity capital | $8,396,000 | 5,026 |
| Total bank equity capital | $8,396,000 | 5,026 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,732,000 | 669 |
| Surplus | $2,714,000 | 4,522 |
| Undivided profits | $-50,000 | 11,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $397,000 | 5,814 |
| Earning assets | $95,686,000 | 4,268 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $91,449,200 | 4,588 |
| Average Assets, quarterly | $100,607,000 | 4,348 |
| Volatile liabilities | $30,342,000 | 1,840 |
| Insider loans | $2,749,000 | 1,579 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,727,000 | 2,929 |
| Tier 1 (core) risk-based capital | $7,885,000 | 5,163 |
| Tier 2 risk-based capital | $842,110 | 3,429 |
| Total risk weighted assets | $67,088,610 | 3,927 |
| Total unused commitments | $11,727,000 | 2,940 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $84,848,000 | 5,052 |
| Cash and due from depository institutions | $3,728,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,388,000 | 6,246 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 1,866 |
| Net loans & leases | $54,375,000 | 4,579 |
| Loan loss allowance | $1,262,000 | 2,931 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,020,000 | 6,019 |
| Other real estate owned | $729,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,708,000 | 4,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,848,000 | 5,052 |
| Total liabilities | $79,102,000 | 4,912 |
| Total deposits | $70,850,000 | 5,169 |
| Interest-bearing deposits | $54,071,000 | 5,723 |
| Deposits held in domestic offices | $70,850,000 | 5,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,274,000 | 1,496 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $645,000 | 3,548 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $333,000 | 6,864 |
| Total equity capital | $5,746,000 | 6,466 |
| Total bank equity capital | $5,746,000 | 6,466 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,742,000 | 821 |
| Surplus | $2,524,000 | 4,690 |
| Undivided profits | $-1,520,000 | 12,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $400,000 | 5,178 |
| Earning assets | $77,663,000 | 5,052 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $79,136,600 | 5,248 |
| Average Assets, quarterly | $80,750,000 | 5,220 |
| Volatile liabilities | $15,038,000 | 3,179 |
| Insider loans | $1,473,000 | 2,736 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,032,000 | 3,979 |
| Tier 1 (core) risk-based capital | $5,896,000 | 6,445 |
| Tier 2 risk-based capital | $745,450 | 3,785 |
| Total risk weighted assets | $59,119,650 | 4,284 |
| Total unused commitments | $7,032,000 | 3,986 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $77,835,000 | 5,567 |
| Cash and due from depository institutions | $2,484,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,641,000 | 8,125 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,574 |
| Net loans & leases | $53,856,000 | 4,498 |
| Loan loss allowance | $1,182,000 | 3,179 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $902,000 | 6,560 |
| Other real estate owned | $1,452,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,100,000 | 5,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,835,000 | 5,567 |
| Total liabilities | $73,046,000 | 5,380 |
| Total deposits | $67,159,000 | 5,593 |
| Interest-bearing deposits | $54,094,000 | 5,937 |
| Deposits held in domestic offices | $67,159,000 | 5,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,273,000 | 1,459 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $191,000 | 4,061 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $423,000 | 6,031 |
| Total equity capital | $4,789,000 | 7,495 |
| Total bank equity capital | $4,789,000 | 7,495 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,741,000 | 811 |
| Surplus | $2,524,000 | 4,650 |
| Undivided profits | $-2,476,000 | 13,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,761,000 | 2,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $349,000 | 5,302 |
| Earning assets | $71,897,000 | 5,520 |
| Long-term assets (5+ years) | $73,000 | 11,305 |
| Average Assets, year-to-date | $71,487,200 | 5,821 |
| Average Assets, quarterly | $76,127,500 | 5,620 |
| Volatile liabilities | $13,490,000 | 3,257 |
| Insider loans | $1,922,000 | 2,128 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,151,000 | 3,915 |
| Tier 1 (core) risk-based capital | $4,789,000 | 7,422 |
| Tier 2 risk-based capital | $746,650 | 3,746 |
| Total risk weighted assets | $59,296,650 | 4,221 |
| Total unused commitments | $7,151,000 | 3,936 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $66,006,000 | 6,435 |
| Cash and due from depository institutions | $3,429,000 | 5,798 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,692,000 | 7,764 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 4,226 |
| Net loans & leases | $40,655,000 | 5,668 |
| Loan loss allowance | $1,668,000 | 2,462 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,005,000 | 6,172 |
| Other real estate owned | $2,663,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $812,000 | 7,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,006,000 | 6,435 |
| Total liabilities | $61,998,000 | 6,249 |
| Total deposits | $58,931,000 | 6,357 |
| Interest-bearing deposits | $48,607,000 | 6,643 |
| Deposits held in domestic offices | $58,931,000 | 6,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,986,000 | 2,066 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $732,000 | 2,833 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $349,000 | 7,481 |
| Total equity capital | $4,008,000 | 8,262 |
| Total bank equity capital | $4,008,000 | 8,262 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,741,000 | 818 |
| Surplus | $2,524,000 | 4,582 |
| Undivided profits | $-3,257,000 | 13,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,549,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $370,000 | 5,435 |
| Earning assets | $58,097,000 | 6,622 |
| Long-term assets (5+ years) | $4,001,000 | 7,189 |
| Average Assets, year-to-date | $68,567,000 | 6,093 |
| Average Assets, quarterly | $66,936,500 | 6,294 |
| Volatile liabilities | $12,474,000 | 3,475 |
| Insider loans | $1,852,000 | 363 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,203,000 | 5,107 |
| Tier 1 (core) risk-based capital | $4,008,000 | 8,198 |
| Tier 2 risk-based capital | $595,680 | 4,515 |
| Total risk weighted assets | $46,581,680 | 5,236 |
| Total unused commitments | $4,203,000 | 5,136 |
| Derivatives | $0 | 651 |