Home > Capital Bank > Net charge- offs to loans
Capital Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 786 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 4,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2026% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5684% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5684% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0867% | 4,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 3,785 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8843% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2581% | 202 |
| Percentage Net Loans Charged-off:Construction & development | -0.1218% | 4,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6068% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7391% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7391% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1697% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 5,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.1670% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,750 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4657% | 4,586 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7514% | 5,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6585% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6585% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1698% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 5,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.2086% | 4,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0211% | 4,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5754% | 5,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2356% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2356% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0856% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0882% | 5,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.1774% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,776 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.0026% | 4,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2727% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8207% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8207% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0232% | 4,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 5,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.1329% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5173% | 4,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1915% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3191% | 5,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9139% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9139% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 5,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.2545% | 5,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0788% | 5,388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5589% | 4,733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0568% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2911% | 5,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5267% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5267% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 3,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.2379% | 5,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5749% | 4,746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3206% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6403% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6403% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0402% | 5,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 5,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.2087% | 5,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4901% | 4,767 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0409% | 5,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0581% | 4,162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 5,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2572% | 5,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3915% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3915% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0557% | 5,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0693% | 5,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.2514% | 5,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4871% | 4,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0684% | 5,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0775% | 5,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2439% | 5,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0888% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0888% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.1453% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0959% | 4,820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 4,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3908% | 5,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5081% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5081% | 192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | -0.1146% | 5,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0962% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3007% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2491% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2491% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0572% | 5,062 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2689% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2301% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0730% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1695% | 5,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0067% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0067% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0449% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 5,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.2157% | 5,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 5,478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3493% | 4,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 5,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0469% | 5,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1531% | 5,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8219% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8219% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0676% | 5,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.2076% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 2,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4464% | 5,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 6,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3061% | 4,701 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0705% | 6,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7950% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1797% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1797% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 6,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.1833% | 5,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4795% | 5,166 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1013% | 6,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3521% | 4,750 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0678% | 6,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0697% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4880% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4880% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 5,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5489% | 5,193 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 6,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 6,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6715% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0112% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0112% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | -108.9918% | 5,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1147% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0821% | 6,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1228% | 4,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0771% | 6,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4427% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6243% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6243% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7358% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6896% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 1.4931% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7048% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4022% | 5,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4590% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0872% | 4,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5320% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9491% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5744% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5744% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4676% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3900% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 1.9326% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 6,006 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3992% | 5,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3703% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0785% | 4,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4295% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3000% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2440% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2440% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5783% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4668% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 2.9385% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 6,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4068% | 5,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 4,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0597% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8020% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8020% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 6,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 6,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2973% | 5,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 6,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1160% | 4,859 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0655% | 6,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0879% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4146% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4146% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7009% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7069% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 1.7753% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4806% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3836% | 5,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7099% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8343% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1907% | 6,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8969% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8969% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8783% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8785% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 2.4067% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6403% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4230% | 5,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7356% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 5,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8803% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 5,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3426% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3426% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7381% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7260% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 2.6655% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9555% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4706% | 5,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2469% | 6,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 5,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2847% | 6,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7331% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7331% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9863% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9068% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.4446% | 1,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5760% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0893% | 5,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0917% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6101% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6101% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6636% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6406% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 3.4861% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 3,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1024% | 7,092 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6124% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4895% | 7,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1753% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4515% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3665% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4073% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3459% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 3.3590% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 3,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2438% | 7,211 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0883% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7919% | 7,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9344% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0901% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0131% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0526% | 7,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1204% | 7,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 2,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3872% | 7,308 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8050% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1732% | 7,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3550% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7124% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6443% | 1,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5287% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3708% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8330% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7147% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8003% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4795% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 4.6901% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2753% | 2,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0392% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1375% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2340% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1123% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4491% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3814% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2214% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2692% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 3.1640% | 1,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3719% | 1,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2775% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9741% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5240% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0925% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8239% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3500% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1224% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1503% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 4.4930% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5422% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.5911% | 5,989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7532% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7630% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7506% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3123% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 3,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 1,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9012% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 7,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 7,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3360% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9402% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.9705% | 2,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4926% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2619% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9878% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7345% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3623% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9423% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2716% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9778% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5424% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.5255% | 2,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8580% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2883% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9055% | 757 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0163% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5460% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5677% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1881% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6320% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.7598% | 1,923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3907% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3289% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4105% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4135% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8979% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7429% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7341% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 1.4277% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 7,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1647% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5544% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5594% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8869% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8948% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 1.9495% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7901% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1930% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2200% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0949% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2136% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9004% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9337% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 1.1316% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0674% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7087% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9096% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9373% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9558% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1609% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3749% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 1.0224% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9186% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2125% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6015% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7107% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7582% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7171% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7949% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 1.6672% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9219% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2363% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2133% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7410% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6032% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.1120% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9118% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7751% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3977% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9320% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2703% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1042% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5581% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3571% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0605% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4171% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6099% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5161% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6505% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6687% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0483% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4506% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4390% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0394% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5190% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7666% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7766% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7621% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4804% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5849% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5876% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0352% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6656% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9583% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5870% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9196% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0216% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.0944% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.2817% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4740% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7438% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2818% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.1337% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7351% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3580% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7908% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8267% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.1051% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0437% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9074% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 7,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7771% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1302% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 7,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0253% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 7,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9117% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2869% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4201% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 7,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1525% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 8,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 8,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7565% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 8,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 8,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 3,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6449% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 8,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1939% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 8,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 8,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2843% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9138% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 8,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 8,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7070% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8648% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3787% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0121% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7214% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.2784% | 8,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 2,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9979% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0700% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4243% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.4833% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 8,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 8,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3890% | 2,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6852% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 6,531 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,747 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 10,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 6,684 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |