Home > Capital Bank > Income and Expense
Capital Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 5,747 |
| Total interest expense | $35,000 | 5,781 |
| Net interest income | $564,000 | 5,722 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $62,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $26,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,257 |
| Total noninterest expense | $548,000 | 5,629 |
| Salaries and employee benefits | $245,000 | 5,763 |
| Premises and equipment expense | $83,000 | 5,177 |
| Additional noninterest expense | $220,000 | 5,435 |
| Pre-tax net operating income | $78,000 | 5,536 |
| Securities gains (losses) | $-22,000 | 5,931 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $56,000 | 5,623 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 5,622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $56,000 | 5,623 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $78,000 | 5,502 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 5,787 |
| Total interest expense | $17,000 | 5,847 |
| Net interest income | $290,000 | 5,760 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $31,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $19,000 | 5,247 |
| Total noninterest expense | $265,000 | 5,712 |
| Salaries and employee benefits | $124,000 | 5,806 |
| Premises and equipment expense | $43,000 | 5,175 |
| Additional noninterest expense | $98,000 | 5,590 |
| Pre-tax net operating income | $56,000 | 5,424 |
| Securities gains (losses) | $-2,000 | 5,868 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $54,000 | 5,421 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $54,000 | 5,421 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $54,000 | 5,421 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $56,000 | 5,342 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,801 |
| Total interest expense | $71,000 | 5,896 |
| Net interest income | $1,233,000 | 5,764 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $146,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $62,000 | 5,214 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $84,000 | 5,214 |
| Total noninterest expense | $1,141,000 | 5,707 |
| Salaries and employee benefits | $476,000 | 5,892 |
| Premises and equipment expense | $161,000 | 5,330 |
| Additional noninterest expense | $504,000 | 5,386 |
| Pre-tax net operating income | $238,000 | 5,392 |
| Securities gains (losses) | $-34,000 | 5,990 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $204,000 | 5,457 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $204,000 | 5,459 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $204,000 | 5,460 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $238,000 | 5,331 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,873 |
| Total interest expense | $54,000 | 5,978 |
| Net interest income | $933,000 | 5,832 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $110,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,280 |
| Total noninterest expense | $828,000 | 5,796 |
| Salaries and employee benefits | $342,000 | 5,977 |
| Premises and equipment expense | $116,000 | 5,444 |
| Additional noninterest expense | $370,000 | 5,458 |
| Pre-tax net operating income | $215,000 | 5,431 |
| Securities gains (losses) | $-22,000 | 6,068 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $193,000 | 5,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,456 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $193,000 | 5,457 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $215,000 | 5,336 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 5,924 |
| Total interest expense | $38,000 | 6,009 |
| Net interest income | $625,000 | 5,883 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $69,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $38,000 | 5,378 |
| Total noninterest expense | $579,000 | 5,807 |
| Salaries and employee benefits | $230,000 | 6,040 |
| Premises and equipment expense | $78,000 | 5,469 |
| Additional noninterest expense | $271,000 | 5,391 |
| Pre-tax net operating income | $115,000 | 5,561 |
| Securities gains (losses) | $-7,000 | 6,079 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $108,000 | 5,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 5,571 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $108,000 | 5,573 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $115,000 | 5,485 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 5,970 |
| Total interest expense | $18,000 | 6,099 |
| Net interest income | $315,000 | 5,928 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $31,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 5,501 |
| Total noninterest expense | $254,000 | 5,982 |
| Salaries and employee benefits | $115,000 | 6,104 |
| Premises and equipment expense | $40,000 | 5,498 |
| Additional noninterest expense | $99,000 | 5,795 |
| Pre-tax net operating income | $92,000 | 5,284 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $87,000 | 5,243 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $87,000 | 5,246 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $87,000 | 5,247 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $92,000 | 5,136 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,046 |
| Total interest expense | $83,000 | 6,151 |
| Net interest income | $1,279,000 | 6,003 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $198,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $86,000 | 5,186 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $112,000 | 5,154 |
| Total noninterest expense | $1,075,000 | 6,033 |
| Salaries and employee benefits | $494,000 | 6,160 |
| Premises and equipment expense | $174,000 | 5,520 |
| Additional noninterest expense | $407,000 | 5,874 |
| Pre-tax net operating income | $392,000 | 5,268 |
| Securities gains (losses) | $-24,000 | 6,155 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $368,000 | 5,242 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $368,000 | 5,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $368,000 | 5,242 |
| Net charge-offs | $-45,000 | 5,973 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $392,000 | 5,133 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 6,117 |
| Total interest expense | $62,000 | 6,230 |
| Net interest income | $957,000 | 6,080 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $142,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $75,000 | 5,316 |
| Total noninterest expense | $790,000 | 6,107 |
| Salaries and employee benefits | $364,000 | 6,229 |
| Premises and equipment expense | $130,000 | 5,582 |
| Additional noninterest expense | $296,000 | 5,956 |
| Pre-tax net operating income | $309,000 | 5,311 |
| Securities gains (losses) | $-16,000 | 6,219 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $293,000 | 5,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 5,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $293,000 | 5,261 |
| Net charge-offs | $-45,000 | 6,010 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $309,000 | 5,152 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,171 |
| Total interest expense | $40,000 | 6,306 |
| Net interest income | $634,000 | 6,130 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $91,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $44,000 | 5,248 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $47,000 | 5,399 |
| Total noninterest expense | $547,000 | 6,119 |
| Salaries and employee benefits | $249,000 | 6,266 |
| Premises and equipment expense | $89,000 | 5,588 |
| Additional noninterest expense | $209,000 | 5,936 |
| Pre-tax net operating income | $178,000 | 5,427 |
| Securities gains (losses) | $-15,000 | 6,342 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $163,000 | 5,401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $163,000 | 5,403 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $163,000 | 5,404 |
| Net charge-offs | $-45,000 | 6,123 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $178,000 | 5,285 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 6,253 |
| Total interest expense | $19,000 | 6,396 |
| Net interest income | $311,000 | 6,204 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $38,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $270,000 | 6,199 |
| Salaries and employee benefits | $121,000 | 6,354 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $106,000 | 5,982 |
| Pre-tax net operating income | $79,000 | 5,473 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $83,000 | 5,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,352 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $83,000 | 5,352 |
| Net charge-offs | $-45,000 | 6,285 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $79,000 | 5,350 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 6,266 |
| Total interest expense | $94,000 | 6,456 |
| Net interest income | $1,336,000 | 6,196 |
| Provision for loan and lease losses | $255,000 | 2,654 |
| Total noninterest income | $75,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $84,000 | 5,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-9,000 | 6,504 |
| Total noninterest expense | $1,369,000 | 6,026 |
| Salaries and employee benefits | $529,000 | 6,368 |
| Premises and equipment expense | $204,000 | 5,515 |
| Additional noninterest expense | $636,000 | 5,493 |
| Pre-tax net operating income | $-213,000 | 6,370 |
| Securities gains (losses) | $-38,000 | 6,419 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-251,000 | 6,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-251,000 | 6,417 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-251,000 | 6,418 |
| Net charge-offs | $561,000 | 1,899 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-213,000 | 6,390 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 6,329 |
| Total interest expense | $74,000 | 6,521 |
| Net interest income | $1,008,000 | 6,253 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $112,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $51,000 | 5,758 |
| Total noninterest expense | $1,022,000 | 6,073 |
| Salaries and employee benefits | $372,000 | 6,464 |
| Premises and equipment expense | $148,000 | 5,616 |
| Additional noninterest expense | $502,000 | 5,432 |
| Pre-tax net operating income | $-2,000 | 6,288 |
| Securities gains (losses) | $-19,000 | 6,567 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-21,000 | 6,375 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-21,000 | 6,377 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-21,000 | 6,376 |
| Net charge-offs | $208,000 | 2,524 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,000 | 6,304 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 6,354 |
| Total interest expense | $49,000 | 6,587 |
| Net interest income | $680,000 | 6,274 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $69,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $42,000 | 5,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 5,930 |
| Total noninterest expense | $733,000 | 6,006 |
| Salaries and employee benefits | $246,000 | 6,508 |
| Premises and equipment expense | $102,000 | 5,569 |
| Additional noninterest expense | $385,000 | 5,180 |
| Pre-tax net operating income | $-84,000 | 6,453 |
| Securities gains (losses) | $-15,000 | 6,691 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-99,000 | 6,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-99,000 | 6,523 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-99,000 | 6,523 |
| Net charge-offs | $208,000 | 2,057 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-84,000 | 6,468 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 6,392 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $344,000 | 6,300 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $32,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $317,000 | 6,251 |
| Salaries and employee benefits | $122,000 | 6,582 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $142,000 | 5,760 |
| Pre-tax net operating income | $59,000 | 5,743 |
| Securities gains (losses) | $-12,000 | 6,823 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $47,000 | 5,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $47,000 | 5,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $47,000 | 5,896 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $59,000 | 5,638 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,483 |
| Total interest expense | $132,000 | 6,693 |
| Net interest income | $1,361,000 | 6,391 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $205,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $96,000 | 5,500 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $109,000 | 5,264 |
| Total noninterest expense | $1,263,000 | 6,343 |
| Salaries and employee benefits | $559,000 | 6,539 |
| Premises and equipment expense | $192,000 | 5,768 |
| Additional noninterest expense | $512,000 | 6,042 |
| Pre-tax net operating income | $303,000 | 5,413 |
| Securities gains (losses) | $-21,000 | 6,783 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $281,000 | 5,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $281,000 | 5,527 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $281,000 | 5,528 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $302,000 | 5,265 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 6,588 |
| Total interest expense | $104,000 | 6,794 |
| Net interest income | $1,016,000 | 6,498 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $173,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $74,000 | 5,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 5,136 |
| Total noninterest expense | $859,000 | 6,507 |
| Salaries and employee benefits | $397,000 | 6,647 |
| Premises and equipment expense | $142,000 | 5,859 |
| Additional noninterest expense | $320,000 | 6,327 |
| Pre-tax net operating income | $330,000 | 5,196 |
| Securities gains (losses) | $-35,000 | 6,943 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $294,000 | 5,346 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $294,000 | 5,345 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 5,345 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $329,000 | 5,019 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $745,000 | 6,649 |
| Total interest expense | $72,000 | 6,845 |
| Net interest income | $673,000 | 6,551 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $124,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 5,011 |
| Total noninterest expense | $574,000 | 6,561 |
| Salaries and employee benefits | $269,000 | 6,690 |
| Premises and equipment expense | $96,000 | 5,867 |
| Additional noninterest expense | $209,000 | 6,401 |
| Pre-tax net operating income | $223,000 | 5,182 |
| Securities gains (losses) | $-23,000 | 6,993 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $199,000 | 5,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 5,341 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $199,000 | 5,341 |
| Net charge-offs | $12,000 | 4,874 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $221,770 | 5,021 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 6,698 |
| Total interest expense | $36,000 | 6,922 |
| Net interest income | $337,000 | 6,605 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $293,000 | 6,599 |
| Salaries and employee benefits | $133,000 | 6,758 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $111,000 | 6,363 |
| Pre-tax net operating income | $78,000 | 5,635 |
| Securities gains (losses) | $-11,000 | 7,053 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $66,000 | 5,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $66,000 | 5,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $66,000 | 5,796 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $76,890 | 5,499 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 6,722 |
| Total interest expense | $168,000 | 7,016 |
| Net interest income | $1,389,000 | 6,607 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $175,000 | 5,879 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $100,000 | 5,510 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $75,000 | 5,588 |
| Total noninterest expense | $1,243,000 | 6,585 |
| Salaries and employee benefits | $560,000 | 6,791 |
| Premises and equipment expense | $194,000 | 6,051 |
| Additional noninterest expense | $489,000 | 6,308 |
| Pre-tax net operating income | $321,000 | 5,178 |
| Securities gains (losses) | $-101,000 | 7,086 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $219,000 | 5,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 5,493 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $219,000 | 5,493 |
| Net charge-offs | $92,000 | 5,057 |
| Cash dividends | $40,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $320,000 | 5,065 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 6,780 |
| Total interest expense | $131,000 | 7,085 |
| Net interest income | $1,051,000 | 6,659 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $133,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $75,000 | 5,545 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $990,000 | 6,530 |
| Salaries and employee benefits | $412,000 | 6,837 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $427,000 | 6,115 |
| Pre-tax net operating income | $194,000 | 5,494 |
| Securities gains (losses) | $-18,000 | 7,050 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $175,000 | 5,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,594 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $175,000 | 5,594 |
| Net charge-offs | $92,000 | 4,510 |
| Cash dividends | $40,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $192,820 | 5,383 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,831 |
| Total interest expense | $91,000 | 7,149 |
| Net interest income | $713,000 | 6,703 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $86,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,755 |
| Total noninterest expense | $625,000 | 6,681 |
| Salaries and employee benefits | $273,000 | 6,915 |
| Premises and equipment expense | $104,000 | 6,026 |
| Additional noninterest expense | $248,000 | 6,398 |
| Pre-tax net operating income | $174,000 | 5,270 |
| Securities gains (losses) | $-71,000 | 7,274 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $102,000 | 5,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,683 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $102,000 | 5,684 |
| Net charge-offs | $92,000 | 3,925 |
| Cash dividends | $40,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $172,290 | 5,123 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 6,821 |
| Total interest expense | $47,000 | 7,202 |
| Net interest income | $377,000 | 6,653 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $311,000 | 6,732 |
| Salaries and employee benefits | $139,000 | 6,936 |
| Premises and equipment expense | $54,000 | 6,004 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $111,000 | 5,023 |
| Securities gains (losses) | $-16,000 | 7,222 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $109,840 | 4,832 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 6,959 |
| Total interest expense | $258,000 | 7,181 |
| Net interest income | $1,376,000 | 6,827 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $156,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 5,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 6,214 |
| Total noninterest expense | $1,371,000 | 6,666 |
| Salaries and employee benefits | $647,000 | 6,809 |
| Premises and equipment expense | $189,000 | 6,293 |
| Additional noninterest expense | $535,000 | 6,396 |
| Pre-tax net operating income | $121,000 | 5,420 |
| Securities gains (losses) | $7,000 | 3,401 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $127,000 | 5,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $127,000 | 5,523 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $127,000 | 5,524 |
| Net charge-offs | $-24,000 | 7,519 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $120,070 | 5,422 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,067 |
| Total interest expense | $203,000 | 7,274 |
| Net interest income | $1,027,000 | 6,934 |
| Provision for loan and lease losses | $40,000 | 6,403 |
| Total noninterest income | $96,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $85,000 | 5,397 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $977,000 | 6,806 |
| Salaries and employee benefits | $444,000 | 7,002 |
| Premises and equipment expense | $141,000 | 6,393 |
| Additional noninterest expense | $392,000 | 6,488 |
| Pre-tax net operating income | $106,000 | 5,600 |
| Securities gains (losses) | $-68,000 | 7,359 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $37,000 | 5,978 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $37,000 | 5,978 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $37,000 | 5,978 |
| Net charge-offs | $-32,000 | 7,598 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $102,960 | 5,561 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $819,000 | 7,130 |
| Total interest expense | $141,000 | 7,328 |
| Net interest income | $678,000 | 6,979 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $51,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $57,000 | 5,405 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-6,000 | 7,325 |
| Total noninterest expense | $666,000 | 6,817 |
| Salaries and employee benefits | $303,000 | 7,008 |
| Premises and equipment expense | $91,000 | 6,480 |
| Additional noninterest expense | $272,000 | 6,452 |
| Pre-tax net operating income | $23,000 | 5,951 |
| Securities gains (losses) | $-96,000 | 7,509 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-74,000 | 6,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-74,000 | 6,366 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-74,000 | 6,364 |
| Net charge-offs | $-9,000 | 7,464 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,000 | 5,973 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,173 |
| Total interest expense | $75,000 | 7,384 |
| Net interest income | $357,000 | 6,976 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-18,000 | 7,600 |
| Total noninterest expense | $328,000 | 6,924 |
| Salaries and employee benefits | $151,000 | 7,109 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $132,000 | 6,561 |
| Pre-tax net operating income | $8,000 | 6,155 |
| Securities gains (losses) | $-18,000 | 7,549 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-11,000 | 6,450 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,000 | 6,452 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-11,000 | 6,451 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $7,000 | 6,191 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 6,930 |
| Total interest expense | $392,000 | 7,374 |
| Net interest income | $1,784,000 | 6,593 |
| Provision for loan and lease losses | $532,000 | 4,446 |
| Total noninterest income | $202,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $110,000 | 5,624 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $92,000 | 5,747 |
| Total noninterest expense | $1,318,000 | 7,016 |
| Salaries and employee benefits | $601,000 | 7,199 |
| Premises and equipment expense | $171,000 | 6,741 |
| Additional noninterest expense | $546,000 | 6,640 |
| Pre-tax net operating income | $136,000 | 4,980 |
| Securities gains (losses) | $-292,000 | 7,489 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-157,000 | 5,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-157,000 | 5,768 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-157,000 | 5,768 |
| Net charge-offs | $234,000 | 4,802 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $135,000 | 4,973 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 6,951 |
| Total interest expense | $304,000 | 7,454 |
| Net interest income | $1,399,000 | 6,528 |
| Provision for loan and lease losses | $303,000 | 4,570 |
| Total noninterest income | $131,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $49,000 | 6,248 |
| Total noninterest expense | $1,001,000 | 7,033 |
| Salaries and employee benefits | $448,000 | 7,254 |
| Premises and equipment expense | $133,000 | 6,726 |
| Additional noninterest expense | $420,000 | 6,606 |
| Pre-tax net operating income | $226,000 | 4,817 |
| Securities gains (losses) | $-185,000 | 7,575 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $40,000 | 5,610 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $40,000 | 5,610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $40,000 | 5,610 |
| Net charge-offs | $191,000 | 4,302 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $221,300 | 4,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 6,993 |
| Total interest expense | $209,000 | 7,537 |
| Net interest income | $938,000 | 6,536 |
| Provision for loan and lease losses | $279,000 | 3,851 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $679,000 | 7,060 |
| Salaries and employee benefits | $300,000 | 7,326 |
| Premises and equipment expense | $90,000 | 6,760 |
| Additional noninterest expense | $289,000 | 6,575 |
| Pre-tax net operating income | $52,000 | 5,505 |
| Securities gains (losses) | $89,000 | 1,574 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $140,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 4,934 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $140,000 | 4,934 |
| Net charge-offs | $177,000 | 3,582 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $51,890 | 5,495 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 7,022 |
| Total interest expense | $109,000 | 7,573 |
| Net interest income | $470,000 | 6,534 |
| Provision for loan and lease losses | $255,000 | 2,532 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $301,000 | 7,268 |
| Salaries and employee benefits | $151,000 | 7,363 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $101,000 | 7,077 |
| Pre-tax net operating income | $-47,000 | 6,486 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-23,000 | 6,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-23,000 | 6,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-23,000 | 6,529 |
| Net charge-offs | $198,000 | 2,145 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,000 | 6,532 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 7,037 |
| Total interest expense | $697,000 | 7,330 |
| Net interest income | $1,743,000 | 6,714 |
| Provision for loan and lease losses | $736,000 | 3,161 |
| Total noninterest income | $234,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $166,000 | 5,127 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $68,000 | 6,415 |
| Total noninterest expense | $1,228,000 | 7,236 |
| Salaries and employee benefits | $627,000 | 7,340 |
| Premises and equipment expense | $215,000 | 6,546 |
| Additional noninterest expense | $386,000 | 7,094 |
| Pre-tax net operating income | $13,000 | 6,272 |
| Securities gains (losses) | $-71,000 | 7,204 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-59,000 | 6,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-59,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 2,093 |
| Cash dividends | $39,000 | 5,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $12,000 | 6,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 7,117 |
| Total interest expense | $566,000 | 7,338 |
| Net interest income | $1,259,000 | 6,842 |
| Provision for loan and lease losses | $698,000 | 2,277 |
| Total noninterest income | $185,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $875,000 | 7,337 |
| Salaries and employee benefits | $462,000 | 7,388 |
| Premises and equipment expense | $162,000 | 6,568 |
| Additional noninterest expense | $251,000 | 7,310 |
| Pre-tax net operating income | $-129,000 | 6,952 |
| Securities gains (losses) | $-71,000 | 7,504 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-201,000 | 6,906 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-201,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 1,434 |
| Cash dividends | $39,000 | 4,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-130,000 | 7,002 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 7,183 |
| Total interest expense | $406,000 | 7,349 |
| Net interest income | $812,000 | 6,931 |
| Provision for loan and lease losses | $691,000 | 1,548 |
| Total noninterest income | $116,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $609,000 | 7,309 |
| Salaries and employee benefits | $312,000 | 7,442 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $181,000 | 7,222 |
| Pre-tax net operating income | $-372,000 | 7,503 |
| Securities gains (losses) | $-71,000 | 8,245 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-444,000 | 7,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-444,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 1,046 |
| Cash dividends | $39,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-373,000 | 7,577 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 7,200 |
| Total interest expense | $225,000 | 7,302 |
| Net interest income | $407,000 | 6,973 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $305,000 | 7,345 |
| Salaries and employee benefits | $165,000 | 7,374 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $124,000 | 5,724 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $123,000 | 5,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $123,000 | 5,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 7,002 |
| Total interest expense | $920,000 | 7,294 |
| Net interest income | $1,864,000 | 6,674 |
| Provision for loan and lease losses | $782,000 | 1,700 |
| Total noninterest income | $300,000 | 6,023 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $213,000 | 4,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $1,299,000 | 7,212 |
| Salaries and employee benefits | $653,000 | 7,391 |
| Premises and equipment expense | $227,000 | 6,468 |
| Additional noninterest expense | $419,000 | 6,953 |
| Pre-tax net operating income | $83,000 | 7,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $82,000 | 7,209 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 1,309 |
| Cash dividends | $349,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $82,000 | 7,185 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,007 |
| Total interest expense | $695,000 | 7,316 |
| Net interest income | $1,427,000 | 6,661 |
| Provision for loan and lease losses | $569,000 | 1,407 |
| Total noninterest income | $221,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 6,525 |
| Total noninterest expense | $965,000 | 7,213 |
| Salaries and employee benefits | $509,000 | 7,285 |
| Premises and equipment expense | $180,000 | 6,334 |
| Additional noninterest expense | $276,000 | 7,185 |
| Pre-tax net operating income | $114,000 | 7,268 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $113,000 | 7,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $113,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 830 |
| Cash dividends | $34,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $113,000 | 7,189 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,030 |
| Total interest expense | $460,000 | 7,346 |
| Net interest income | $965,000 | 6,669 |
| Provision for loan and lease losses | $512,000 | 1,008 |
| Total noninterest income | $143,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $656,000 | 7,214 |
| Salaries and employee benefits | $346,000 | 7,315 |
| Premises and equipment expense | $117,000 | 6,432 |
| Additional noninterest expense | $193,000 | 7,138 |
| Pre-tax net operating income | $-60,000 | 7,906 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-61,000 | 7,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-61,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 609 |
| Cash dividends | $34,000 | 4,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-61,000 | 7,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 7,035 |
| Total interest expense | $225,000 | 7,409 |
| Net interest income | $494,000 | 6,639 |
| Provision for loan and lease losses | $305,000 | 776 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $309,000 | 7,368 |
| Salaries and employee benefits | $157,000 | 7,531 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $92,000 | 7,237 |
| Pre-tax net operating income | $-49,000 | 8,033 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-50,000 | 8,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-50,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 434 |
| Cash dividends | $34,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-50,000 | 8,035 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 6,805 |
| Total interest expense | $918,000 | 7,099 |
| Net interest income | $2,048,000 | 6,504 |
| Provision for loan and lease losses | $113,000 | 4,576 |
| Total noninterest income | $383,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $296,000 | 4,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 6,557 |
| Total noninterest expense | $1,450,000 | 6,989 |
| Salaries and employee benefits | $885,000 | 6,704 |
| Premises and equipment expense | $234,000 | 6,371 |
| Additional noninterest expense | $331,000 | 7,416 |
| Pre-tax net operating income | $868,000 | 5,488 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $867,000 | 5,032 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $867,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $934,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $867,000 | 5,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 6,846 |
| Total interest expense | $678,000 | 7,113 |
| Net interest income | $1,543,000 | 6,557 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $293,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $224,000 | 4,178 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,456 |
| Total noninterest expense | $1,077,000 | 7,012 |
| Salaries and employee benefits | $640,000 | 6,784 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $259,000 | 7,350 |
| Pre-tax net operating income | $759,000 | 5,331 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $758,000 | 4,824 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $758,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $544,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $758,000 | 4,818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,884 |
| Total interest expense | $430,000 | 7,167 |
| Net interest income | $1,026,000 | 6,600 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $184,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $721,000 | 7,034 |
| Salaries and employee benefits | $424,000 | 6,839 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $177,000 | 7,317 |
| Pre-tax net operating income | $489,000 | 5,456 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $488,000 | 4,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $161,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $488,000 | 4,934 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,911 |
| Total interest expense | $207,000 | 7,173 |
| Net interest income | $505,000 | 6,661 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $91,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $358,000 | 7,059 |
| Salaries and employee benefits | $213,000 | 6,833 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $85,000 | 7,403 |
| Pre-tax net operating income | $238,000 | 5,476 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $237,000 | 4,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $76,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $237,000 | 4,945 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 6,920 |
| Total interest expense | $666,000 | 7,141 |
| Net interest income | $1,945,000 | 6,697 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $324,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $1,364,000 | 7,111 |
| Salaries and employee benefits | $819,000 | 6,866 |
| Premises and equipment expense | $207,000 | 6,661 |
| Additional noninterest expense | $338,000 | 7,409 |
| Pre-tax net operating income | $905,000 | 5,614 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $904,000 | 5,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $904,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $997,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $904,000 | 5,039 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 6,953 |
| Total interest expense | $472,000 | 7,189 |
| Net interest income | $1,465,000 | 6,724 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $236,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 4,817 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,008,000 | 7,146 |
| Salaries and employee benefits | $605,000 | 6,903 |
| Premises and equipment expense | $155,000 | 6,631 |
| Additional noninterest expense | $248,000 | 7,454 |
| Pre-tax net operating income | $693,000 | 5,670 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $692,000 | 5,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $692,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $539,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $692,000 | 5,074 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 6,930 |
| Total interest expense | $298,000 | 7,199 |
| Net interest income | $984,000 | 6,703 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $110,000 | 4,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $674,000 | 7,150 |
| Salaries and employee benefits | $405,000 | 6,883 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $165,000 | 7,458 |
| Pre-tax net operating income | $452,000 | 5,692 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $451,000 | 5,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $451,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $451,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $451,000 | 5,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,006 |
| Total interest expense | $143,000 | 7,255 |
| Net interest income | $483,000 | 6,799 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $345,000 | 7,136 |
| Salaries and employee benefits | $206,000 | 6,910 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $93,000 | 7,297 |
| Pre-tax net operating income | $209,000 | 5,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $208,000 | 5,324 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $208,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $379,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $208,000 | 5,288 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 6,788 |
| Total interest expense | $549,000 | 7,128 |
| Net interest income | $2,069,000 | 6,528 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $352,000 | 6,068 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $261,000 | 4,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,570 |
| Total noninterest expense | $1,376,000 | 7,125 |
| Salaries and employee benefits | $820,000 | 6,859 |
| Premises and equipment expense | $171,000 | 7,088 |
| Additional noninterest expense | $385,000 | 7,209 |
| Pre-tax net operating income | $1,045,000 | 5,133 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,048,000 | 4,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,048,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $961,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,044,000 | 4,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 6,775 |
| Total interest expense | $405,000 | 7,174 |
| Net interest income | $1,580,000 | 6,500 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $273,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $200,000 | 4,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $1,031,000 | 7,087 |
| Salaries and employee benefits | $608,000 | 6,866 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $294,000 | 7,139 |
| Pre-tax net operating income | $822,000 | 5,122 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $824,000 | 4,541 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $824,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $562,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $821,000 | 4,470 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 6,798 |
| Total interest expense | $267,000 | 7,236 |
| Net interest income | $1,062,000 | 6,500 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $179,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 6,763 |
| Total noninterest expense | $695,000 | 7,113 |
| Salaries and employee benefits | $414,000 | 6,853 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $193,000 | 7,212 |
| Pre-tax net operating income | $546,000 | 5,089 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $548,000 | 4,493 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $448,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $545,000 | 4,420 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $652,000 | 6,884 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $518,000 | 6,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $358,000 | 7,058 |
| Salaries and employee benefits | $214,000 | 6,800 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $98,000 | 7,196 |
| Pre-tax net operating income | $238,000 | 5,403 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $237,000 | 4,891 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $364,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $237,000 | 4,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 6,881 |
| Total interest expense | $599,000 | 7,388 |
| Net interest income | $2,061,000 | 6,501 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $325,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $239,000 | 4,852 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $1,404,000 | 7,067 |
| Salaries and employee benefits | $824,000 | 6,831 |
| Premises and equipment expense | $161,000 | 7,249 |
| Additional noninterest expense | $419,000 | 7,051 |
| Pre-tax net operating income | $982,000 | 5,222 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $-11,000 | 8,771 |
| Income before extraordinary items | $976,000 | 4,706 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $976,000 | 4,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,644 |
| Cash dividends | $943,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $993,000 | 4,500 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 6,895 |
| Total interest expense | $465,000 | 7,472 |
| Net interest income | $1,577,000 | 6,472 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $248,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $181,000 | 4,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $1,058,000 | 7,058 |
| Salaries and employee benefits | $625,000 | 6,806 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $310,000 | 7,047 |
| Pre-tax net operating income | $767,000 | 5,261 |
| Securities gains (losses) | $-16,000 | 8,988 |
| Applicable income taxes | $-11,000 | 8,923 |
| Income before extraordinary items | $762,000 | 4,738 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $762,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,587 |
| Cash dividends | $851,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $778,000 | 4,496 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 6,893 |
| Total interest expense | $327,000 | 7,478 |
| Net interest income | $1,064,000 | 6,451 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $119,000 | 4,882 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $730,000 | 6,985 |
| Salaries and employee benefits | $427,000 | 6,767 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $219,000 | 6,909 |
| Pre-tax net operating income | $484,000 | 5,397 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $-11,000 | 9,002 |
| Income before extraordinary items | $494,000 | 4,835 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $494,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $767,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $495,000 | 4,617 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,881 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $533,000 | 6,453 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $372,000 | 6,937 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $108,000 | 6,949 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $684,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $232,000 | 4,722 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 6,744 |
| Total interest expense | $845,000 | 7,369 |
| Net interest income | $2,270,000 | 6,211 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $283,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $198,000 | 5,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $1,438,000 | 6,977 |
| Salaries and employee benefits | $813,000 | 6,841 |
| Premises and equipment expense | $163,000 | 7,269 |
| Additional noninterest expense | $462,000 | 6,732 |
| Pre-tax net operating income | $1,015,000 | 5,167 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $-11,000 | 8,868 |
| Income before extraordinary items | $1,042,000 | 4,488 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,042,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,665 |
| Cash dividends | $1,272,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,026,000 | 4,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 6,761 |
| Total interest expense | $1,175,000 | 7,656 |
| Net interest income | $2,344,000 | 5,938 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $338,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $154,000 | 5,501 |
| Total noninterest expense | $1,289,000 | 7,250 |
| Salaries and employee benefits | $732,000 | 7,053 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $407,000 | 7,089 |
| Pre-tax net operating income | $1,393,000 | 4,051 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $1,365,000 | 3,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,365,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $1,284,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,369,900 | 3,358 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 6,728 |
| Total interest expense | $1,406,000 | 7,341 |
| Net interest income | $2,296,000 | 6,118 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $269,000 | 6,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,735 |
| Total noninterest expense | $1,250,000 | 7,371 |
| Salaries and employee benefits | $733,000 | 7,043 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $380,000 | 7,315 |
| Pre-tax net operating income | $1,315,000 | 4,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $1,230,000 | 3,793 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,230,000 | 3,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $1,058,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,230,000 | 3,776 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 7,263 |
| Total interest expense | $1,178,000 | 7,700 |
| Net interest income | $1,918,000 | 6,792 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $275,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $1,165,000 | 7,659 |
| Salaries and employee benefits | $714,000 | 7,167 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $319,000 | 7,964 |
| Pre-tax net operating income | $1,028,000 | 5,223 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $81,000 | 7,184 |
| Income before extraordinary items | $953,000 | 4,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $953,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $1,201,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $947,480 | 4,550 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 7,200 |
| Total interest expense | $1,122,000 | 8,100 |
| Net interest income | $2,153,000 | 6,384 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,695 |
| Total noninterest expense | $1,199,000 | 7,556 |
| Salaries and employee benefits | $761,000 | 6,858 |
| Premises and equipment expense | $126,000 | 8,146 |
| Additional noninterest expense | $312,000 | 8,008 |
| Pre-tax net operating income | $1,345,000 | 4,510 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $126,000 | 7,158 |
| Income before extraordinary items | $1,223,000 | 3,862 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,223,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $1,541,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,219,360 | 3,790 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 7,352 |
| Total interest expense | $1,016,000 | 8,646 |
| Net interest income | $2,331,000 | 6,315 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $663,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 2,939 |
| Total noninterest expense | $1,234,000 | 7,559 |
| Salaries and employee benefits | $769,000 | 6,935 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $304,000 | 8,278 |
| Pre-tax net operating income | $1,755,000 | 3,944 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $198,000 | 6,902 |
| Income before extraordinary items | $1,565,000 | 3,237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,565,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $919,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,557,880 | 3,178 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 7,469 |
| Total interest expense | $1,176,000 | 8,454 |
| Net interest income | $2,256,000 | 6,646 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $636,000 | 4,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,113 |
| Total noninterest expense | $2,315,000 | 5,309 |
| Salaries and employee benefits | $824,000 | 6,863 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $1,316,000 | 3,492 |
| Pre-tax net operating income | $506,000 | 7,902 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $16,000 | 10,270 |
| Income before extraordinary items | $507,000 | 6,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $507,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $657,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $490,510 | 6,899 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 7,952 |
| Total interest expense | $1,146,000 | 8,771 |
| Net interest income | $2,034,000 | 7,226 |
| Provision for loan and lease losses | $-108,000 | 11,735 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,348,000 | 7,744 |
| Salaries and employee benefits | $733,000 | 7,508 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $448,000 | 7,728 |
| Pre-tax net operating income | $1,019,000 | 5,916 |
| Securities gains (losses) | $-111,000 | 11,530 |
| Applicable income taxes | $250,000 | 6,647 |
| Income before extraordinary items | $658,000 | 6,251 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $658,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $653,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $737,920 | 5,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 8,339 |
| Total interest expense | $909,000 | 9,093 |
| Net interest income | $1,929,000 | 7,727 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,482,000 | 7,653 |
| Salaries and employee benefits | $710,000 | 7,799 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $577,000 | 7,202 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $654,000 | 6,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $654,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $401,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $666,480 | 6,185 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 9,294 |
| Total interest expense | $812,000 | 9,986 |
| Net interest income | $1,636,000 | 8,693 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $343,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $1,597,000 | 7,515 |
| Salaries and employee benefits | $671,000 | 8,212 |
| Premises and equipment expense | $341,000 | 5,335 |
| Additional noninterest expense | $585,000 | 7,472 |
| Pre-tax net operating income | $382,000 | 9,561 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $402,000 | 8,415 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $402,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 12,816 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $376,260 | 8,417 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 9,125 |
| Total interest expense | $1,137,000 | 9,835 |
| Net interest income | $1,787,000 | 8,386 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,985,000 | 6,421 |
| Salaries and employee benefits | $850,000 | 6,930 |
| Premises and equipment expense | $294,000 | 6,065 |
| Additional noninterest expense | $841,000 | 5,837 |
| Pre-tax net operating income | $28,000 | 12,552 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $116,000 | 11,722 |
| Extraordinary gains, net | $24,000 | 1,188 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $23,040 | 12,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.