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Capital Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$15,782,0002,136
Total interest expense$6,612,0002,334
Net interest income$9,170,0001,959
Provision for loan and lease losses$1,453,000767
Total noninterest income$1,575,0002,221
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,160,0001,140
Trading account gains and fees$0262
Additional Noninterest Income$415,0003,335
Total noninterest expense$8,862,0001,596
Salaries and employee benefits$4,361,0001,527
Premises and equipment expense$1,259,0001,623
Additional noninterest expense$3,242,0001,606
Pre-tax net operating income$430,0008,336
Securities gains (losses)$1,0003,760
Applicable income taxes$146,0007,940
Income before extraordinary items$285,0008,550
Extraordinary gains, net$053
Net income$285,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,594
Cash dividends$420,0003,770
Sale, conversion, retirement of capital stock, net$0953
Net operating income$284,3408,490
1995-12-31 (YTD Data)Rank
Total interest income$14,356,0002,346
Total interest expense$6,114,0002,506
Net interest income$8,242,0002,182
Provision for loan and lease losses$271,0002,426
Total noninterest income$1,396,0002,413
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$935,0001,461
Trading account gains and fees$0522
Additional Noninterest Income$461,0003,023
Total noninterest expense$6,940,0001,990
Salaries and employee benefits$3,237,0002,047
Premises and equipment expense$1,082,0001,866
Additional noninterest expense$2,621,0001,905
Pre-tax net operating income$2,427,0002,933
Securities gains (losses)$-26,00010,740
Applicable income taxes$544,0003,942
Income before extraordinary items$1,857,0002,672
Extraordinary gains, net$065
Net income$1,857,0002,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,397
Cash dividends$448,0003,623
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,877,0202,618
1994-12-31 (YTD Data)Rank
Total interest income$9,752,0003,097
Total interest expense$3,441,0003,497
Net interest income$6,311,0002,864
Provision for loan and lease losses$182,0003,187
Total noninterest income$1,080,0002,943
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$822,0001,650
Trading account gains and fees$0475
Additional Noninterest Income$258,0004,494
Total noninterest expense$4,911,0002,818
Salaries and employee benefits$2,173,0003,046
Premises and equipment expense$736,0002,711
Additional noninterest expense$2,002,0002,573
Pre-tax net operating income$2,298,0003,051
Securities gains (losses)$57,0001,075
Applicable income taxes$786,0002,820
Income before extraordinary items$1,569,0003,062
Extraordinary gains, net$0249
Net income$1,569,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,073
Cash dividends$848,0002,185
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,530,8103,142
1993-12-31 (YTD Data)Rank
Total interest income$8,664,0003,546
Total interest expense$2,597,0004,653
Net interest income$6,067,0002,999
Provision for loan and lease losses$250,0003,377
Total noninterest income$996,0003,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$667,0002,050
Trading account gains and feesNANA
Additional Noninterest Income$329,0004,242
Total noninterest expense$4,253,0003,292
Salaries and employee benefits$2,054,0003,200
Premises and equipment expense$669,0003,003
Additional noninterest expense$1,530,0003,456
Pre-tax net operating income$2,560,0002,655
Securities gains (losses)$1,0007,052
Applicable income taxes$876,0002,570
Income before extraordinary items$1,685,0002,913
Extraordinary gains, net$03,149
Net income$1,685,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0004,211
Cash dividends$524,0002,962
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,684,3402,763
1992-12-31 (YTD Data)Rank
Total interest income$8,257,0004,182
Total interest expense$2,887,0005,320
Net interest income$5,370,0003,396
Provision for loan and lease losses$403,0003,441
Total noninterest income$903,0003,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$629,0002,161
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,692
Total noninterest expense$3,947,0003,546
Salaries and employee benefits$1,833,0003,490
Premises and equipment expense$639,0003,165
Additional noninterest expense$1,475,0003,656
Pre-tax net operating income$1,923,0003,216
Securities gains (losses)$08,369
Applicable income taxes$655,0003,177
Income before extraordinary items$1,268,0003,625
Extraordinary gains, net$01,422
Net income$1,268,0003,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0005,532
Cash dividends$481,0002,903
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,268,0003,353

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.