Home > Cape Fear Bank > Assets and Liabilities
Cape Fear Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 92 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $492,418,000 | 1,462 |
| Cash and due from depository institutions | $43,390,000 | 1,793 |
| Interest-bearing balances | $694,000 | 4,713 |
| Securities | $50,509,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,470 |
| Net loans & leases | $376,105,000 | 1,319 |
| Loan loss allowance | $8,934,000 | 854 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,669,000 | 3,261 |
| Other real estate owned | $5,740,000 | 1,793 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,980,000 | 1,544 |
| Life insurance assets | $59,000 | 3,848 |
| Total liabilities and capital | $492,418,000 | 1,462 |
| Total liabilities | $462,786,000 | 1,406 |
| Total deposits | $402,820,000 | 1,410 |
| Interest-bearing deposits | $380,737,000 | 1,300 |
| Deposits held in domestic offices | $402,820,000 | 1,405 |
| % insured | 83.56% | 2,692 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $58,000,000 | 940 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,966,000 | 2,346 |
| Total equity capital | $29,632,000 | 2,311 |
| Total bank equity capital | $29,632,000 | 2,310 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,956,000 | 418 |
| Surplus | $21,334,000 | 1,487 |
| Undivided profits | $-3,658,000 | 7,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $32,852,000 | 495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,713,000 | 2,078 |
| Earning assets | $427,333,000 | 1,552 |
| Long-term assets (5+ years) | $57,606,000 | 2,093 |
| Average Assets, year-to-date | $482,765,000 | 1,471 |
| Average Assets, quarterly | $482,765,000 | 1,471 |
| Volatile liabilities | $123,976,000 | 1,249 |
| Insider loans | $1,409,000 | 3,737 |
| FHLB advances | $58,000,000 | 845 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,602,000 | 1,766 |
| Tier 1 (core) risk-based capital | $25,246,000 | 2,536 |
| Tier 2 risk-based capital | $5,087,000 | 1,187 |
| Total risk weighted assets | $403,092,000 | 1,313 |
| Total unused commitments | $42,602,000 | 1,767 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $473,112,000 | 1,501 |
| Cash and due from depository institutions | $5,341,000 | 1,763 |
| Interest-bearing balances | $407,000 | 4,534 |
| Securities | $60,227,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 5,151 |
| Net loans & leases | $381,808,000 | 1,294 |
| Loan loss allowance | $8,699,000 | 823 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,808,000 | 3,187 |
| Other real estate owned | $3,945,000 | 1,763 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $17,913,000 | 1,185 |
| Life insurance assets | $5,834,000 | 1,112 |
| Total liabilities and capital | $473,112,000 | 1,501 |
| Total liabilities | $441,834,000 | 1,444 |
| Total deposits | $401,488,000 | 1,371 |
| Interest-bearing deposits | $379,782,000 | 1,262 |
| Deposits held in domestic offices | $401,488,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $38,500,000 | 1,429 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,846,000 | 2,454 |
| Total equity capital | $31,278,000 | 2,164 |
| Total bank equity capital | $31,278,000 | 2,164 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,956,000 | 417 |
| Surplus | $21,334,000 | 1,451 |
| Undivided profits | $-2,012,000 | 7,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,994,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,164,000 | 1,706 |
| Earning assets | $442,512,000 | 1,451 |
| Long-term assets (5+ years) | $65,529,000 | 1,848 |
| Average Assets, year-to-date | $478,615,600 | 1,433 |
| Average Assets, quarterly | $481,782,000 | 1,461 |
| Volatile liabilities | $93,441,000 | 1,614 |
| Insider loans | $1,418,000 | 3,778 |
| FHLB advances | $38,500,000 | 1,336 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $51,890,000 | 1,521 |
| Tier 1 (core) risk-based capital | $27,734,000 | 2,325 |
| Tier 2 risk-based capital | $5,105,000 | 1,163 |
| Total risk weighted assets | $404,775,000 | 1,292 |
| Total unused commitments | $51,890,000 | 1,525 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 95 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $490,452,000 | 1,431 |
| Cash and due from depository institutions | $6,202,000 | 1,775 |
| Interest-bearing balances | $737,000 | 3,311 |
| Securities | $63,121,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $5,297,000 | 2,163 |
| Net loans & leases | $386,596,000 | 1,280 |
| Loan loss allowance | $11,820,000 | 577 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,812,000 | 3,170 |
| Other real estate owned | $2,209,000 | 1,775 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $23,215,000 | 911 |
| Life insurance assets | $10,094,000 | 674 |
| Total liabilities and capital | $490,452,000 | 1,431 |
| Total liabilities | $459,875,000 | 1,364 |
| Total deposits | $413,936,000 | 1,307 |
| Interest-bearing deposits | $389,061,000 | 1,203 |
| Deposits held in domestic offices | $413,936,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,000,000 | 1,353 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,939,000 | 1,371 |
| Total equity capital | $30,577,000 | 2,246 |
| Total bank equity capital | $30,577,000 | 2,246 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $11,956,000 | 410 |
| Surplus | $21,431,000 | 1,415 |
| Undivided profits | $-2,810,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,844,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,128,000 | 1,828 |
| Earning assets | $455,751,000 | 1,403 |
| Long-term assets (5+ years) | $66,813,000 | 1,794 |
| Average Assets, year-to-date | $479,991,500 | 1,432 |
| Average Assets, quarterly | $493,036,000 | 1,413 |
| Volatile liabilities | $237,266,000 | 654 |
| Insider loans | $1,448,000 | 3,760 |
| FHLB advances | $42,000,000 | 1,268 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $61,254,000 | 1,421 |
| Tier 1 (core) risk-based capital | $32,853,000 | 2,000 |
| Tier 2 risk-based capital | $5,254,000 | 1,085 |
| Total risk weighted assets | $413,770,000 | 1,253 |
| Total unused commitments | $61,254,000 | 1,424 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 100 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $495,620,000 | 1,400 |
| Cash and due from depository institutions | $19,037,000 | 1,714 |
| Interest-bearing balances | $10,657,000 | 626 |
| Securities | $65,473,000 | 1,820 |
| Federal funds sold & reverse repurchase agreements | $1,726,000 | 4,052 |
| Net loans & leases | $383,428,000 | 1,271 |
| Loan loss allowance | $5,915,000 | 1,018 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,784,000 | 3,190 |
| Other real estate owned | $2,558,000 | 1,714 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $19,614,000 | 1,040 |
| Life insurance assets | $9,993,000 | 676 |
| Total liabilities and capital | $495,620,000 | 1,400 |
| Total liabilities | $459,160,000 | 1,366 |
| Total deposits | $408,750,000 | 1,310 |
| Interest-bearing deposits | $379,703,000 | 1,225 |
| Deposits held in domestic offices | $408,750,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $47,000,000 | 1,225 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,410,000 | 1,539 |
| Total equity capital | $36,460,000 | 1,881 |
| Total bank equity capital | $36,460,000 | 1,881 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $11,956,000 | 405 |
| Surplus | $21,421,000 | 1,398 |
| Undivided profits | $3,083,000 | 5,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,733,000 | 1,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,126,000 | 1,768 |
| Earning assets | $461,284,000 | 1,374 |
| Long-term assets (5+ years) | $67,836,000 | 1,765 |
| Average Assets, year-to-date | $476,504,670 | 1,433 |
| Average Assets, quarterly | $482,785,000 | 1,443 |
| Volatile liabilities | $226,227,000 | 683 |
| Insider loans | $2,015,000 | 3,113 |
| FHLB advances | $47,000,000 | 1,144 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $71,817,000 | 1,281 |
| Tier 1 (core) risk-based capital | $37,205,000 | 1,748 |
| Tier 2 risk-based capital | $5,147,000 | 1,072 |
| Total risk weighted assets | $411,037,000 | 1,260 |
| Total unused commitments | $71,817,000 | 1,282 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $469,950,000 | 1,489 |
| Cash and due from depository institutions | $9,285,000 | 1,671 |
| Interest-bearing balances | $3,882,000 | 1,667 |
| Securities | $68,204,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,558 |
| Net loans & leases | $369,068,000 | 1,299 |
| Loan loss allowance | $6,216,000 | 911 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,536,000 | 3,333 |
| Other real estate owned | $1,844,000 | 1,671 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $17,988,000 | 1,091 |
| Life insurance assets | $9,974,000 | 666 |
| Total liabilities and capital | $469,950,000 | 1,489 |
| Total liabilities | $432,431,000 | 1,445 |
| Total deposits | $399,186,000 | 1,340 |
| Interest-bearing deposits | $369,015,000 | 1,255 |
| Deposits held in domestic offices | $399,186,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $30,000,000 | 1,532 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,245,000 | 1,702 |
| Total equity capital | $37,519,000 | 1,883 |
| Total bank equity capital | $37,519,000 | 1,883 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $11,956,000 | 405 |
| Surplus | $21,391,000 | 1,393 |
| Undivided profits | $4,172,000 | 5,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,677,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,103,000 | 1,835 |
| Earning assets | $441,179,000 | 1,444 |
| Long-term assets (5+ years) | $69,308,000 | 1,675 |
| Average Assets, year-to-date | $466,947,000 | 1,474 |
| Average Assets, quarterly | $466,947,000 | 1,474 |
| Volatile liabilities | $192,621,000 | 762 |
| Insider loans | $2,018,000 | 3,061 |
| FHLB advances | $30,000,000 | 1,453 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $71,265,000 | 1,343 |
| Tier 1 (core) risk-based capital | $37,511,000 | 1,738 |
| Tier 2 risk-based capital | $4,938,000 | 1,092 |
| Total risk weighted assets | $393,722,000 | 1,289 |
| Total unused commitments | $71,265,000 | 1,343 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 105 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $463,944,000 | 1,470 |
| Cash and due from depository institutions | $7,869,000 | 1,633 |
| Interest-bearing balances | $1,612,000 | 2,144 |
| Securities | $70,227,000 | 1,677 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,063 |
| Net loans & leases | $364,907,000 | 1,317 |
| Loan loss allowance | $5,771,000 | 955 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,461,000 | 3,361 |
| Other real estate owned | $0 | 1,633 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,455,000 | 1,115 |
| Life insurance assets | $9,876,000 | 666 |
| Total liabilities and capital | $463,944,000 | 1,470 |
| Total liabilities | $425,972,000 | 1,430 |
| Total deposits | $387,239,000 | 1,371 |
| Interest-bearing deposits | $358,696,000 | 1,281 |
| Deposits held in domestic offices | $387,239,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,000,000 | 1,275 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,733,000 | 1,931 |
| Total equity capital | $37,972,000 | 1,847 |
| Total bank equity capital | $37,972,000 | 1,847 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,956,000 | 402 |
| Surplus | $21,280,000 | 1,373 |
| Undivided profits | $4,736,000 | 4,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,309,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,342,000 | 1,784 |
| Earning assets | $436,771,000 | 1,427 |
| Long-term assets (5+ years) | $62,995,000 | 1,684 |
| Average Assets, year-to-date | $446,104,800 | 1,481 |
| Average Assets, quarterly | $458,542,000 | 1,472 |
| Volatile liabilities | $195,225,000 | 757 |
| Insider loans | $2,826,000 | 2,456 |
| FHLB advances | $36,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $76,413,000 | 1,283 |
| Tier 1 (core) risk-based capital | $38,320,000 | 1,700 |
| Tier 2 risk-based capital | $4,877,000 | 1,088 |
| Total risk weighted assets | $389,266,000 | 1,300 |
| Total unused commitments | $76,413,000 | 1,283 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 101 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $453,140,000 | 1,473 |
| Cash and due from depository institutions | $7,428,000 | 1,678 |
| Interest-bearing balances | $2,206,000 | 1,689 |
| Securities | $71,836,000 | 1,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $353,167,000 | 1,330 |
| Loan loss allowance | $4,795,000 | 1,100 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,511,000 | 3,280 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $17,198,000 | 1,105 |
| Life insurance assets | $9,774,000 | 656 |
| Total liabilities and capital | $453,140,000 | 1,473 |
| Total liabilities | $415,605,000 | 1,439 |
| Total deposits | $382,376,000 | 1,381 |
| Interest-bearing deposits | $352,214,000 | 1,300 |
| Deposits held in domestic offices | $382,376,000 | 1,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,000,000 | 1,337 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,229,000 | 1,689 |
| Total equity capital | $37,535,000 | 1,833 |
| Total bank equity capital | $37,535,000 | 1,833 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,956,000 | 384 |
| Surplus | $21,250,000 | 1,340 |
| Undivided profits | $4,329,000 | 5,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,391,000 | 1,879 |
| Earning assets | $427,209,000 | 1,430 |
| Long-term assets (5+ years) | $62,423,000 | 1,641 |
| Average Assets, year-to-date | $441,645,000 | 1,482 |
| Average Assets, quarterly | $447,061,500 | 1,492 |
| Volatile liabilities | $170,744,000 | 844 |
| Insider loans | $6,992,000 | 1,069 |
| FHLB advances | $30,000,000 | 1,257 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $82,728,000 | 1,230 |
| Tier 1 (core) risk-based capital | $38,091,000 | 1,694 |
| Tier 2 risk-based capital | $4,755,000 | 1,104 |
| Total risk weighted assets | $380,324,000 | 1,318 |
| Total unused commitments | $82,728,000 | 1,231 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 99 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $440,983,000 | 1,530 |
| Cash and due from depository institutions | $11,995,000 | 1,771 |
| Interest-bearing balances | $4,620,000 | 1,110 |
| Securities | $72,293,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $336,284,000 | 1,397 |
| Loan loss allowance | $4,746,000 | 1,103 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,287,000 | 3,417 |
| Other real estate owned | $0 | 1,771 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $17,124,000 | 1,115 |
| Life insurance assets | $9,673,000 | 652 |
| Total liabilities and capital | $440,983,000 | 1,530 |
| Total liabilities | $404,360,000 | 1,487 |
| Total deposits | $371,717,000 | 1,440 |
| Interest-bearing deposits | $336,418,000 | 1,370 |
| Deposits held in domestic offices | $371,717,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,000,000 | 1,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,643,000 | 1,902 |
| Total equity capital | $36,623,000 | 1,855 |
| Total bank equity capital | $36,623,000 | 1,855 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $11,956,000 | 385 |
| Surplus | $21,230,000 | 1,344 |
| Undivided profits | $3,437,000 | 5,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,190,000 | 1,914 |
| Earning assets | $413,197,000 | 1,488 |
| Long-term assets (5+ years) | $59,875,000 | 1,664 |
| Average Assets, year-to-date | $437,813,330 | 1,520 |
| Average Assets, quarterly | $444,519,000 | 1,504 |
| Volatile liabilities | $150,708,000 | 953 |
| Insider loans | $6,972,000 | 1,057 |
| FHLB advances | $30,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $86,114,000 | 1,205 |
| Tier 1 (core) risk-based capital | $37,571,000 | 1,719 |
| Tier 2 risk-based capital | $4,544,000 | 1,149 |
| Total risk weighted assets | $363,317,000 | 1,378 |
| Total unused commitments | $86,114,000 | 1,205 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 95 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $448,055,000 | 1,493 |
| Cash and due from depository institutions | $17,057,000 | 1,825 |
| Interest-bearing balances | $8,651,000 | 730 |
| Securities | $70,941,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $340,005,000 | 1,366 |
| Loan loss allowance | $4,738,000 | 1,096 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,990,000 | 3,574 |
| Other real estate owned | $616,000 | 1,825 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $16,446,000 | 1,107 |
| Life insurance assets | $9,573,000 | 645 |
| Total liabilities and capital | $448,055,000 | 1,493 |
| Total liabilities | $411,500,000 | 1,440 |
| Total deposits | $380,781,000 | 1,394 |
| Interest-bearing deposits | $345,777,000 | 1,316 |
| Deposits held in domestic offices | $380,781,000 | 1,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $28,000,000 | 1,304 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,719,000 | 1,921 |
| Total equity capital | $36,555,000 | 1,866 |
| Total bank equity capital | $36,555,000 | 1,866 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $11,956,000 | 371 |
| Surplus | $21,200,000 | 1,327 |
| Undivided profits | $3,399,000 | 5,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,218,000 | 1,834 |
| Earning assets | $419,597,000 | 1,449 |
| Long-term assets (5+ years) | $57,862,000 | 1,682 |
| Average Assets, year-to-date | $436,228,500 | 1,526 |
| Average Assets, quarterly | $436,228,500 | 1,526 |
| Volatile liabilities | $147,927,000 | 943 |
| Insider loans | $7,120,000 | 1,004 |
| FHLB advances | $28,000,000 | 1,234 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $85,998,000 | 1,210 |
| Tier 1 (core) risk-based capital | $36,866,000 | 1,736 |
| Tier 2 risk-based capital | $4,644,000 | 1,111 |
| Total risk weighted assets | $371,438,000 | 1,330 |
| Total unused commitments | $85,998,000 | 1,211 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $424,402,000 | 1,568 |
| Cash and due from depository institutions | $9,146,000 | 1,925 |
| Interest-bearing balances | $1,937,000 | 1,924 |
| Securities | $69,565,000 | 1,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $329,873,000 | 1,397 |
| Loan loss allowance | $4,536,000 | 1,132 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,817,000 | 3,670 |
| Other real estate owned | $616,000 | 1,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,385,000 | 1,432 |
| Life insurance assets | $5,491,000 | 1,057 |
| Total liabilities and capital | $424,402,000 | 1,568 |
| Total liabilities | $388,470,000 | 1,541 |
| Total deposits | $354,616,000 | 1,495 |
| Interest-bearing deposits | $320,551,000 | 1,396 |
| Deposits held in domestic offices | $354,616,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,265 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,854,000 | 1,809 |
| Total equity capital | $35,932,000 | 1,864 |
| Total bank equity capital | $35,932,000 | 1,864 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $11,956,000 | 366 |
| Surplus | $21,171,000 | 1,304 |
| Undivided profits | $2,805,000 | 5,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,194,000 | 1,904 |
| Earning assets | $401,375,000 | 1,508 |
| Long-term assets (5+ years) | $54,608,000 | 1,753 |
| Average Assets, year-to-date | $393,693,400 | 1,618 |
| Average Assets, quarterly | $423,561,500 | 1,543 |
| Volatile liabilities | $136,932,000 | 1,122 |
| Insider loans | $7,116,000 | 999 |
| FHLB advances | $31,000,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $94,489,000 | 1,076 |
| Tier 1 (core) risk-based capital | $36,265,000 | 1,737 |
| Tier 2 risk-based capital | $4,424,000 | 1,162 |
| Total risk weighted assets | $353,833,000 | 1,378 |
| Total unused commitments | $94,489,000 | 1,077 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $422,721,000 | 1,555 |
| Cash and due from depository institutions | $19,787,000 | 2,047 |
| Interest-bearing balances | $16,457,000 | 333 |
| Securities | $63,326,000 | 1,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $324,858,000 | 1,406 |
| Loan loss allowance | $4,305,000 | 1,194 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,635,000 | 3,791 |
| Other real estate owned | $616,000 | 2,047 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,499,000 | 1,535 |
| Life insurance assets | $5,440,000 | 1,039 |
| Total liabilities and capital | $422,721,000 | 1,555 |
| Total liabilities | $387,483,000 | 1,526 |
| Total deposits | $361,981,000 | 1,431 |
| Interest-bearing deposits | $326,055,000 | 1,358 |
| Deposits held in domestic offices | $361,981,000 | 1,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,000,000 | 1,621 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,502,000 | 1,968 |
| Total equity capital | $35,238,000 | 1,878 |
| Total bank equity capital | $35,238,000 | 1,878 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,956,000 | 352 |
| Surplus | $21,141,000 | 1,303 |
| Undivided profits | $2,141,000 | 6,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,158,000 | 1,920 |
| Earning assets | $404,641,000 | 1,479 |
| Long-term assets (5+ years) | $48,007,000 | 1,892 |
| Average Assets, year-to-date | $386,016,250 | 1,667 |
| Average Assets, quarterly | $409,845,500 | 1,598 |
| Volatile liabilities | $136,574,000 | 1,127 |
| Insider loans | $6,561,000 | 1,062 |
| FHLB advances | $23,000,000 | 1,521 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $86,002,000 | 1,183 |
| Tier 1 (core) risk-based capital | $35,651,000 | 1,760 |
| Tier 2 risk-based capital | $4,305,000 | 1,193 |
| Total risk weighted assets | $349,263,000 | 1,387 |
| Total unused commitments | $86,002,000 | 1,184 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $396,970,000 | 1,656 |
| Cash and due from depository institutions | $12,798,000 | 2,387 |
| Interest-bearing balances | $10,353,000 | 526 |
| Securities | $58,643,000 | 2,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $311,245,000 | 1,451 |
| Loan loss allowance | $3,868,000 | 1,325 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,439,000 | 3,979 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,845,000 | 1,505 |
| Life insurance assets | $5,391,000 | 1,028 |
| Total liabilities and capital | $396,970,000 | 1,656 |
| Total liabilities | $363,230,000 | 1,627 |
| Total deposits | $330,626,000 | 1,570 |
| Interest-bearing deposits | $291,031,000 | 1,523 |
| Deposits held in domestic offices | $330,626,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,500,000 | 1,338 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,104,000 | 2,069 |
| Total equity capital | $33,740,000 | 1,896 |
| Total bank equity capital | $33,740,000 | 1,896 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $11,956,000 | 338 |
| Surplus | $21,111,000 | 1,281 |
| Undivided profits | $673,000 | 7,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,860,000 | 2,014 |
| Earning assets | $380,241,000 | 1,562 |
| Long-term assets (5+ years) | $44,628,000 | 1,973 |
| Average Assets, year-to-date | $373,781,330 | 1,720 |
| Average Assets, quarterly | $389,309,500 | 1,672 |
| Volatile liabilities | $120,693,000 | 1,239 |
| Insider loans | $7,025,000 | 974 |
| FHLB advances | $30,500,000 | 1,245 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $86,416,000 | 1,174 |
| Tier 1 (core) risk-based capital | $34,939,000 | 1,774 |
| Tier 2 risk-based capital | $3,868,000 | 1,308 |
| Total risk weighted assets | $327,878,000 | 1,460 |
| Total unused commitments | $86,416,000 | 1,174 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $381,649,000 | 1,696 |
| Cash and due from depository institutions | $27,121,000 | 2,475 |
| Interest-bearing balances | $25,111,000 | 231 |
| Securities | $54,350,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $287,122,000 | 1,534 |
| Loan loss allowance | $3,402,000 | 1,489 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,013,000 | 4,405 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $11,043,000 | 1,552 |
| Life insurance assets | $5,343,000 | 1,012 |
| Total liabilities and capital | $381,649,000 | 1,696 |
| Total liabilities | $346,605,000 | 1,674 |
| Total deposits | $322,670,000 | 1,578 |
| Interest-bearing deposits | $290,299,000 | 1,494 |
| Deposits held in domestic offices | $322,670,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,000,000 | 1,624 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,935,000 | 2,232 |
| Total equity capital | $35,044,000 | 1,797 |
| Total bank equity capital | $35,044,000 | 1,797 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,956,000 | 327 |
| Surplus | $21,081,000 | 1,238 |
| Undivided profits | $2,007,000 | 6,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 2,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,710,000 | 2,080 |
| Earning assets | $366,583,000 | 1,599 |
| Long-term assets (5+ years) | $42,661,000 | 2,007 |
| Average Assets, year-to-date | $362,187,000 | 1,763 |
| Average Assets, quarterly | $362,187,000 | 1,763 |
| Volatile liabilities | $116,768,000 | 1,204 |
| Insider loans | $7,756,000 | 856 |
| FHLB advances | $22,000,000 | 1,534 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $91,211,000 | 1,108 |
| Tier 1 (core) risk-based capital | $35,703,000 | 1,689 |
| Tier 2 risk-based capital | $3,402,000 | 1,461 |
| Total risk weighted assets | $305,830,000 | 1,524 |
| Total unused commitments | $91,211,000 | 1,108 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $342,725,000 | 1,835 |
| Cash and due from depository institutions | $7,472,000 | 2,813 |
| Interest-bearing balances | $5,618,000 | 991 |
| Securities | $48,655,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $274,876,000 | 1,576 |
| Loan loss allowance | $3,510,000 | 1,415 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,858,000 | 4,565 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,864,000 | 1,693 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $342,725,000 | 1,835 |
| Total liabilities | $308,107,000 | 1,839 |
| Total deposits | $284,175,000 | 1,757 |
| Interest-bearing deposits | $258,108,000 | 1,658 |
| Deposits held in domestic offices | $284,175,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,000,000 | 1,646 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,932,000 | 2,193 |
| Total equity capital | $34,618,000 | 1,794 |
| Total bank equity capital | $34,618,000 | 1,794 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $11,956,000 | 317 |
| Surplus | $21,053,000 | 1,209 |
| Undivided profits | $1,609,000 | 6,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,645,000 | 2,157 |
| Earning assets | $329,149,000 | 1,763 |
| Long-term assets (5+ years) | $39,071,000 | 2,106 |
| Average Assets, year-to-date | $270,804,400 | 2,192 |
| Average Assets, quarterly | $327,297,000 | 1,884 |
| Volatile liabilities | $104,120,000 | 1,328 |
| Insider loans | $7,834,000 | 825 |
| FHLB advances | $22,000,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $96,226,000 | 1,042 |
| Tier 1 (core) risk-based capital | $35,144,000 | 1,674 |
| Tier 2 risk-based capital | $3,510,000 | 1,393 |
| Total risk weighted assets | $290,788,000 | 1,571 |
| Total unused commitments | $96,226,000 | 1,042 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $311,869,000 | 1,962 |
| Cash and due from depository institutions | $13,387,000 | 3,152 |
| Interest-bearing balances | $10,970,000 | 529 |
| Securities | $43,662,000 | 2,629 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $243,592,000 | 1,721 |
| Loan loss allowance | $3,165,000 | 1,550 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,531,000 | 4,992 |
| Other real estate owned | $0 | 3,152 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,697,000 | 1,664 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $311,869,000 | 1,962 |
| Total liabilities | $287,624,000 | 1,917 |
| Total deposits | $258,140,000 | 1,904 |
| Interest-bearing deposits | $229,724,000 | 1,806 |
| Deposits held in domestic offices | $258,140,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,000,000 | 1,408 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,484,000 | 2,610 |
| Total equity capital | $24,245,000 | 2,505 |
| Total bank equity capital | $24,245,000 | 2,505 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,956,000 | 302 |
| Surplus | $11,053,000 | 2,033 |
| Undivided profits | $1,236,000 | 7,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $751,000 | 2,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,267,000 | 2,761 |
| Earning assets | $298,224,000 | 1,871 |
| Long-term assets (5+ years) | $32,413,000 | 2,437 |
| Average Assets, year-to-date | $252,824,250 | 2,339 |
| Average Assets, quarterly | $290,318,500 | 2,066 |
| Volatile liabilities | $93,103,000 | 1,405 |
| Insider loans | $7,286,000 | 866 |
| FHLB advances | $28,000,000 | 1,315 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $91,618,000 | 1,062 |
| Tier 1 (core) risk-based capital | $24,525,000 | 2,388 |
| Tier 2 risk-based capital | $3,165,000 | 1,512 |
| Total risk weighted assets | $260,025,000 | 1,698 |
| Total unused commitments | $91,618,000 | 1,064 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $268,768,000 | 2,223 |
| Cash and due from depository institutions | $12,327,000 | 3,181 |
| Interest-bearing balances | $7,289,000 | 743 |
| Securities | $33,202,000 | 3,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $213,329,000 | 1,895 |
| Loan loss allowance | $2,811,000 | 1,707 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,170,000 | 5,542 |
| Other real estate owned | $195,000 | 3,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,545,000 | 1,802 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $268,768,000 | 2,223 |
| Total liabilities | $244,783,000 | 2,190 |
| Total deposits | $229,889,000 | 2,107 |
| Interest-bearing deposits | $200,270,000 | 2,025 |
| Deposits held in domestic offices | $229,889,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000,000 | 2,177 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $894,000 | 3,494 |
| Total equity capital | $23,985,000 | 2,481 |
| Total bank equity capital | $23,985,000 | 2,481 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,956,000 | 284 |
| Surplus | $11,052,000 | 1,977 |
| Undivided profits | $977,000 | 7,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $978,000 | 3,221 |
| Earning assets | $253,820,000 | 2,157 |
| Long-term assets (5+ years) | $22,892,000 | 3,073 |
| Average Assets, year-to-date | $233,142,670 | 2,498 |
| Average Assets, quarterly | $248,836,500 | 2,374 |
| Volatile liabilities | $68,175,000 | 1,776 |
| Insider loans | $5,108,000 | 1,236 |
| FHLB advances | $14,000,000 | 2,063 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $87,312,000 | 1,061 |
| Tier 1 (core) risk-based capital | $24,103,000 | 2,372 |
| Tier 2 risk-based capital | $2,811,000 | 1,652 |
| Total risk weighted assets | $227,704,000 | 1,857 |
| Total unused commitments | $87,312,000 | 1,061 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $228,905,000 | 2,571 |
| Cash and due from depository institutions | $6,377,000 | 3,261 |
| Interest-bearing balances | $4,257,000 | 1,233 |
| Securities | $28,386,000 | 3,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $184,761,000 | 2,137 |
| Loan loss allowance | $2,391,000 | 1,989 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,125,000 | 5,641 |
| Other real estate owned | $195,000 | 3,261 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,061,000 | 1,869 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $228,905,000 | 2,571 |
| Total liabilities | $205,501,000 | 2,568 |
| Total deposits | $195,874,000 | 2,434 |
| Interest-bearing deposits | $172,645,000 | 2,353 |
| Deposits held in domestic offices | $195,874,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $627,000 | 4,253 |
| Total equity capital | $23,404,000 | 2,461 |
| Total bank equity capital | $23,404,000 | 2,461 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,566,000 | 368 |
| Surplus | $13,443,000 | 1,666 |
| Undivided profits | $395,000 | 7,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $842,000 | 3,557 |
| Earning assets | $217,404,000 | 2,492 |
| Long-term assets (5+ years) | $19,899,000 | 3,436 |
| Average Assets, year-to-date | $215,330,000 | 2,682 |
| Average Assets, quarterly | $215,330,000 | 2,682 |
| Volatile liabilities | $51,070,000 | 2,139 |
| Insider loans | $3,016,000 | 2,007 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $89,787,000 | 1,027 |
| Tier 1 (core) risk-based capital | $23,721,000 | 2,360 |
| Tier 2 risk-based capital | $2,391,000 | 1,903 |
| Total risk weighted assets | $196,242,000 | 2,087 |
| Total unused commitments | $89,787,000 | 1,027 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 50 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $201,755,000 | 2,856 |
| Cash and due from depository institutions | $6,105,000 | 3,334 |
| Interest-bearing balances | $4,223,000 | 1,255 |
| Securities | $26,436,000 | 3,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $160,293,000 | 2,393 |
| Loan loss allowance | $2,106,000 | 2,194 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,159,000 | 5,582 |
| Other real estate owned | $195,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,567,000 | 1,941 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $201,755,000 | 2,856 |
| Total liabilities | $178,417,000 | 2,888 |
| Total deposits | $170,202,000 | 2,737 |
| Interest-bearing deposits | $155,766,000 | 2,547 |
| Deposits held in domestic offices | $170,202,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,400,000 | 3,027 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $815,000 | 3,580 |
| Total equity capital | $23,338,000 | 2,469 |
| Total bank equity capital | $23,338,000 | 2,469 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,534,000 | 351 |
| Surplus | $13,847,000 | 1,606 |
| Undivided profits | $-43,000 | 8,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $734,000 | 3,991 |
| Earning assets | $190,952,000 | 2,783 |
| Long-term assets (5+ years) | $18,213,000 | 3,663 |
| Average Assets, year-to-date | $163,594,800 | 3,232 |
| Average Assets, quarterly | $190,944,000 | 2,956 |
| Volatile liabilities | $45,473,000 | 2,288 |
| Insider loans | $2,175,000 | 2,580 |
| FHLB advances | $7,400,000 | 2,881 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $60,672,000 | 1,371 |
| Tier 1 (core) risk-based capital | $23,397,000 | 2,363 |
| Tier 2 risk-based capital | $2,106,000 | 2,102 |
| Total risk weighted assets | $171,553,000 | 2,326 |
| Total unused commitments | $60,672,000 | 1,371 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $180,133,000 | 3,084 |
| Cash and due from depository institutions | $6,901,000 | 3,404 |
| Interest-bearing balances | $4,357,000 | 1,271 |
| Securities | $25,816,000 | 4,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $139,076,000 | 2,670 |
| Loan loss allowance | $1,830,000 | 2,479 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,177,000 | 5,519 |
| Other real estate owned | $203,000 | 3,404 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,960,000 | 2,013 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $180,133,000 | 3,084 |
| Total liabilities | $162,637,000 | 3,067 |
| Total deposits | $157,048,000 | 2,889 |
| Interest-bearing deposits | $141,681,000 | 2,760 |
| Deposits held in domestic offices | $157,048,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $589,000 | 4,484 |
| Total equity capital | $17,496,000 | 3,195 |
| Total bank equity capital | $17,496,000 | 3,195 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,580,000 | 459 |
| Surplus | $10,292,000 | 1,975 |
| Undivided profits | $-376,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 2,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $623,000 | 4,708 |
| Earning assets | $169,249,000 | 3,020 |
| Long-term assets (5+ years) | $19,971,000 | 3,534 |
| Average Assets, year-to-date | $154,054,750 | 3,393 |
| Average Assets, quarterly | $170,625,000 | 3,178 |
| Volatile liabilities | $33,795,000 | 2,835 |
| Insider loans | $1,127,000 | 3,843 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,767,000 | 1,511 |
| Tier 1 (core) risk-based capital | $17,504,000 | 3,051 |
| Tier 2 risk-based capital | $1,830,000 | 2,336 |
| Total risk weighted assets | $149,973,000 | 2,600 |
| Total unused commitments | $52,767,000 | 1,512 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $161,117,000 | 3,343 |
| Cash and due from depository institutions | $6,785,000 | 3,753 |
| Interest-bearing balances | $4,711,000 | 1,227 |
| Securities | $21,490,000 | 4,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $129,591,000 | 2,779 |
| Loan loss allowance | $1,916,000 | 2,372 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,224,000 | 5,433 |
| Other real estate owned | $206,000 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,821,000 | 5,047 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $161,117,000 | 3,343 |
| Total liabilities | $144,192,000 | 3,360 |
| Total deposits | $138,798,000 | 3,193 |
| Interest-bearing deposits | $124,993,000 | 3,022 |
| Deposits held in domestic offices | $138,798,000 | 3,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $394,000 | 5,184 |
| Total equity capital | $16,925,000 | 3,183 |
| Total bank equity capital | $16,925,000 | 3,183 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,580,000 | 451 |
| Surplus | $10,292,000 | 1,929 |
| Undivided profits | $-947,000 | 8,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $564,000 | 4,839 |
| Earning assets | $155,792,000 | 3,187 |
| Long-term assets (5+ years) | $17,330,000 | 3,950 |
| Average Assets, year-to-date | $145,362,000 | 3,588 |
| Average Assets, quarterly | $153,194,000 | 3,455 |
| Volatile liabilities | $31,475,000 | 2,926 |
| Insider loans | $1,614,000 | 3,112 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $43,038,000 | 1,747 |
| Tier 1 (core) risk-based capital | $17,220,000 | 3,047 |
| Tier 2 risk-based capital | $1,703,000 | 2,462 |
| Total risk weighted assets | $136,020,000 | 2,774 |
| Total unused commitments | $43,038,000 | 1,751 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $145,271,000 | 3,635 |
| Cash and due from depository institutions | $7,401,000 | 3,816 |
| Interest-bearing balances | $5,647,000 | 1,190 |
| Securities | $18,410,000 | 5,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $116,935,000 | 2,960 |
| Loan loss allowance | $1,768,000 | 2,509 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,216,000 | 5,443 |
| Other real estate owned | $0 | 3,816 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,309,000 | 5,743 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $145,271,000 | 3,635 |
| Total liabilities | $128,195,000 | 3,678 |
| Total deposits | $124,827,000 | 3,494 |
| Interest-bearing deposits | $113,620,000 | 3,276 |
| Deposits held in domestic offices | $124,827,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $368,000 | 5,700 |
| Total equity capital | $17,076,000 | 3,212 |
| Total bank equity capital | $17,076,000 | 3,212 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,580,000 | 441 |
| Surplus | $10,292,000 | 1,891 |
| Undivided profits | $-796,000 | 8,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $511,000 | 5,104 |
| Earning assets | $140,992,000 | 3,460 |
| Long-term assets (5+ years) | $15,749,000 | 4,097 |
| Average Assets, year-to-date | $137,484,500 | 3,771 |
| Average Assets, quarterly | $137,484,500 | 3,771 |
| Volatile liabilities | $30,506,000 | 2,915 |
| Insider loans | $1,377,000 | 3,381 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $41,113,000 | 1,756 |
| Tier 1 (core) risk-based capital | $17,016,000 | 3,039 |
| Tier 2 risk-based capital | $1,525,000 | 2,650 |
| Total risk weighted assets | $121,729,000 | 2,988 |
| Total unused commitments | $41,113,000 | 1,760 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $129,698,000 | 3,963 |
| Cash and due from depository institutions | $6,972,000 | 4,223 |
| Interest-bearing balances | $5,668,000 | 1,074 |
| Securities | $18,174,000 | 5,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $102,381,000 | 3,288 |
| Loan loss allowance | $1,661,000 | 2,642 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,079,000 | 5,738 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,092,000 | 6,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,698,000 | 3,963 |
| Total liabilities | $112,986,000 | 4,051 |
| Total deposits | $106,077,000 | 3,960 |
| Interest-bearing deposits | $96,409,000 | 3,756 |
| Deposits held in domestic offices | $106,077,000 | 3,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,099 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $409,000 | 5,260 |
| Total equity capital | $16,712,000 | 3,196 |
| Total bank equity capital | $16,712,000 | 3,196 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,578,000 | 443 |
| Surplus | $10,291,000 | 1,873 |
| Undivided profits | $-1,157,000 | 8,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,490,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $462,000 | 5,618 |
| Earning assets | $126,223,000 | 3,765 |
| Long-term assets (5+ years) | $17,321,000 | 3,887 |
| Average Assets, year-to-date | $116,352,000 | 4,190 |
| Average Assets, quarterly | $122,513,000 | 4,100 |
| Volatile liabilities | $23,597,000 | 3,480 |
| Insider loans | $1,788,000 | 2,838 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $37,152,000 | 1,846 |
| Tier 1 (core) risk-based capital | $16,737,000 | 3,053 |
| Tier 2 risk-based capital | $1,333,000 | 2,952 |
| Total risk weighted assets | $106,310,000 | 3,350 |
| Total unused commitments | $37,152,000 | 1,850 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $115,328,000 | 4,319 |
| Cash and due from depository institutions | $4,096,000 | 4,698 |
| Interest-bearing balances | $2,413,000 | 2,141 |
| Securities | $15,612,000 | 5,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $92,948,000 | 3,522 |
| Loan loss allowance | $1,488,000 | 2,902 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,093,000 | 5,690 |
| Other real estate owned | $495,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,084,000 | 6,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,328,000 | 4,319 |
| Total liabilities | $106,144,000 | 4,216 |
| Total deposits | $105,815,000 | 3,965 |
| Interest-bearing deposits | $97,325,000 | 3,724 |
| Deposits held in domestic offices | $105,815,000 | 3,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $329,000 | 6,216 |
| Total equity capital | $9,184,000 | 5,140 |
| Total bank equity capital | $9,184,000 | 5,140 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,760,000 | 788 |
| Surplus | $5,899,000 | 2,955 |
| Undivided profits | $-1,475,000 | 8,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,052,000 | 2,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $441,000 | 5,948 |
| Earning assets | $110,973,000 | 4,155 |
| Long-term assets (5+ years) | $16,204,000 | 4,061 |
| Average Assets, year-to-date | $113,015,500 | 4,297 |
| Average Assets, quarterly | $114,453,000 | 4,327 |
| Volatile liabilities | $17,221,000 | 4,258 |
| Insider loans | $1,675,000 | 2,953 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,239,000 | 2,428 |
| Tier 1 (core) risk-based capital | $9,262,000 | 4,949 |
| Tier 2 risk-based capital | $1,202,000 | 3,175 |
| Total risk weighted assets | $95,856,000 | 3,623 |
| Total unused commitments | $25,239,000 | 2,431 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $113,578,000 | 4,357 |
| Cash and due from depository institutions | $6,485,000 | 4,424 |
| Interest-bearing balances | $4,728,000 | 1,571 |
| Securities | $15,375,000 | 5,411 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $89,549,000 | 3,589 |
| Loan loss allowance | $1,552,000 | 2,775 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,087,000 | 5,702 |
| Other real estate owned | $0 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,082,000 | 6,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,578,000 | 4,357 |
| Total liabilities | $104,457,000 | 4,277 |
| Total deposits | $104,087,000 | 4,014 |
| Interest-bearing deposits | $96,317,000 | 3,752 |
| Deposits held in domestic offices | $104,087,000 | 4,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $370,000 | 5,949 |
| Total equity capital | $9,121,000 | 5,152 |
| Total bank equity capital | $9,121,000 | 5,152 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,760,000 | 778 |
| Surplus | $5,899,000 | 2,926 |
| Undivided profits | $-1,538,000 | 9,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $443,000 | 5,807 |
| Earning assets | $109,652,000 | 4,172 |
| Long-term assets (5+ years) | $18,721,000 | 3,584 |
| Average Assets, year-to-date | $112,244,670 | 4,308 |
| Average Assets, quarterly | $111,986,000 | 4,358 |
| Volatile liabilities | $15,567,000 | 4,479 |
| Insider loans | $1,653,000 | 2,978 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,597,000 | 2,736 |
| Tier 1 (core) risk-based capital | $9,013,000 | 4,994 |
| Tier 2 risk-based capital | $1,171,000 | 3,184 |
| Total risk weighted assets | $93,286,000 | 3,654 |
| Total unused commitments | $20,597,000 | 2,745 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $110,394,000 | 4,395 |
| Cash and due from depository institutions | $4,448,000 | 5,020 |
| Interest-bearing balances | $2,544,000 | 2,244 |
| Securities | $16,549,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $87,291,000 | 3,623 |
| Loan loss allowance | $1,574,000 | 2,702 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,006,000 | 5,862 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,100,000 | 6,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,394,000 | 4,395 |
| Total liabilities | $101,594,000 | 4,306 |
| Total deposits | $100,106,000 | 4,101 |
| Interest-bearing deposits | $91,723,000 | 3,877 |
| Deposits held in domestic offices | $100,106,000 | 4,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,200,000 | 4,635 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $288,000 | 6,647 |
| Total equity capital | $8,800,000 | 5,199 |
| Total bank equity capital | $8,800,000 | 5,199 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,760,000 | 769 |
| Surplus | $5,899,000 | 2,881 |
| Undivided profits | $-1,859,000 | 9,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,089,000 | 2,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $464,000 | 5,648 |
| Earning assets | $106,384,000 | 4,236 |
| Long-term assets (5+ years) | $21,427,000 | 3,250 |
| Average Assets, year-to-date | $111,578,000 | 4,330 |
| Average Assets, quarterly | $111,578,000 | 4,330 |
| Volatile liabilities | $16,627,000 | 4,265 |
| Insider loans | $369,000 | 5,967 |
| FHLB advances | $1,200,000 | 4,436 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,920,000 | 3,157 |
| Tier 1 (core) risk-based capital | $8,760,000 | 5,031 |
| Tier 2 risk-based capital | $1,133,000 | 3,217 |
| Total risk weighted assets | $90,217,000 | 3,683 |
| Total unused commitments | $15,920,000 | 3,166 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $112,762,000 | 4,286 |
| Cash and due from depository institutions | $10,272,000 | 4,904 |
| Interest-bearing balances | $8,330,000 | 945 |
| Securities | $13,936,000 | 5,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $86,260,000 | 3,656 |
| Loan loss allowance | $1,480,000 | 2,786 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,020,000 | 5,812 |
| Other real estate owned | $152,000 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,122,000 | 6,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,762,000 | 4,286 |
| Total liabilities | $104,169,000 | 4,185 |
| Total deposits | $103,862,000 | 3,930 |
| Interest-bearing deposits | $96,568,000 | 3,657 |
| Deposits held in domestic offices | $103,862,000 | 3,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $307,000 | 6,572 |
| Total equity capital | $8,593,000 | 5,250 |
| Total bank equity capital | $8,593,000 | 5,250 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,760,000 | 763 |
| Surplus | $5,899,000 | 2,838 |
| Undivided profits | $-2,066,000 | 9,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $490,000 | 5,667 |
| Earning assets | $108,526,000 | 4,117 |
| Long-term assets (5+ years) | $21,163,000 | 3,217 |
| Average Assets, year-to-date | $108,094,200 | 4,266 |
| Average Assets, quarterly | $111,710,000 | 4,267 |
| Volatile liabilities | $16,290,000 | 4,277 |
| Insider loans | $463,000 | 5,604 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,184,000 | 3,032 |
| Tier 1 (core) risk-based capital | $8,510,000 | 5,073 |
| Tier 2 risk-based capital | $1,126,000 | 3,205 |
| Total risk weighted assets | $89,743,000 | 3,673 |
| Total unused commitments | $16,184,000 | 3,037 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $101,833,000 | 4,497 |
| Cash and due from depository institutions | $8,442,000 | 5,385 |
| Interest-bearing balances | $6,480,000 | 1,004 |
| Securities | $9,475,000 | 6,638 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $82,016,000 | 3,699 |
| Loan loss allowance | $1,165,000 | 3,188 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,140,000 | 5,579 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $760,000 | 7,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,833,000 | 4,497 |
| Total liabilities | $94,337,000 | 4,382 |
| Total deposits | $90,949,000 | 4,246 |
| Interest-bearing deposits | $84,220,000 | 3,972 |
| Deposits held in domestic offices | $90,949,000 | 4,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,617 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $388,000 | 6,193 |
| Total equity capital | $7,496,000 | 5,571 |
| Total bank equity capital | $7,496,000 | 5,571 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,498,000 | 838 |
| Surplus | $5,732,000 | 2,786 |
| Undivided profits | $-2,734,000 | 9,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $451,000 | 6,308 |
| Earning assets | $97,971,000 | 4,327 |
| Long-term assets (5+ years) | $13,428,000 | 4,147 |
| Average Assets, year-to-date | $92,052,000 | 4,659 |
| Average Assets, quarterly | $101,373,500 | 4,451 |
| Volatile liabilities | $14,736,000 | 4,540 |
| Insider loans | $368,000 | 6,034 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,034,000 | 3,180 |
| Tier 1 (core) risk-based capital | $7,444,000 | 5,449 |
| Tier 2 risk-based capital | $1,026,000 | 3,291 |
| Total risk weighted assets | $81,929,000 | 3,822 |
| Total unused commitments | $14,034,000 | 3,188 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $75,238,000 | 5,419 |
| Cash and due from depository institutions | $5,605,000 | 5,891 |
| Interest-bearing balances | $4,783,000 | 895 |
| Securities | $7,414,000 | 7,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $60,360,000 | 4,552 |
| Loan loss allowance | $865,000 | 3,913 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,319,000 | 5,202 |
| Other real estate owned | $0 | 5,891 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $540,000 | 7,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,238,000 | 5,419 |
| Total liabilities | $69,095,000 | 5,319 |
| Total deposits | $65,685,000 | 5,203 |
| Interest-bearing deposits | $61,018,000 | 4,963 |
| Deposits held in domestic offices | $65,685,000 | 5,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,756 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $410,000 | 6,418 |
| Total equity capital | $6,143,000 | 6,262 |
| Total bank equity capital | $6,143,000 | 6,262 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,283,000 | 874 |
| Surplus | $4,879,000 | 3,108 |
| Undivided profits | $-3,019,000 | 9,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $398,000 | 5,932 |
| Earning assets | $72,557,000 | 5,233 |
| Long-term assets (5+ years) | $4,111,000 | 6,353 |
| Average Assets, year-to-date | $59,736,200 | 6,049 |
| Average Assets, quarterly | $71,307,000 | 5,578 |
| Volatile liabilities | $13,920,000 | 4,679 |
| Insider loans | $493,000 | 5,470 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,853,000 | 2,430 |
| Tier 1 (core) risk-based capital | $6,174,000 | 6,137 |
| Tier 2 risk-based capital | $752,260 | 4,103 |
| Total risk weighted assets | $60,067,960 | 4,692 |
| Total unused commitments | $18,853,000 | 2,434 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $41,305,000 | 7,575 |
| Cash and due from depository institutions | $4,942,000 | 6,389 |
| Interest-bearing balances | $3,366,000 | 1,161 |
| Securities | $6,016,000 | 8,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $26,859,000 | 7,139 |
| Loan loss allowance | $425,000 | 6,233 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,252,000 | 2,644 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $236,000 | 9,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,305,000 | 7,575 |
| Total liabilities | $34,612,000 | 7,737 |
| Total deposits | $30,103,000 | 7,994 |
| Interest-bearing deposits | $28,483,000 | 7,676 |
| Deposits held in domestic offices | $30,103,000 | 7,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,193,000 | 3,094 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $316,000 | 6,810 |
| Total equity capital | $6,693,000 | 5,835 |
| Total bank equity capital | $6,693,000 | 5,835 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,283,000 | 890 |
| Surplus | $4,879,000 | 3,075 |
| Undivided profits | $-2,469,000 | 10,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $125,000 | 8,814 |
| Earning assets | $36,241,000 | 7,681 |
| Long-term assets (5+ years) | $5,899,000 | 5,995 |
| Average Assets, year-to-date | $29,547,400 | 8,434 |
| Average Assets, quarterly | $37,838,000 | 7,799 |
| Volatile liabilities | $7,895,000 | 6,092 |
| Insider loans | $765,000 | 4,352 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $100,000 | 1,334 |
| Unused loan commitments | $9,713,000 | 3,801 |
| Tier 1 (core) risk-based capital | $6,964,000 | 5,700 |
| Tier 2 risk-based capital | $372,340 | 6,330 |
| Total risk weighted assets | $29,734,440 | 7,014 |
| Total unused commitments | $9,713,000 | 3,805 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $17,836,000 | 9,720 |
| Cash and due from depository institutions | $3,318,000 | 8,043 |
| Interest-bearing balances | $3,155,000 | 1,697 |
| Securities | $7,677,000 | 7,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $6,289,000 | 9,968 |
| Loan loss allowance | $80,000 | 9,844 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $396,000 | 8,217 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $156,000 | 10,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,836,000 | 9,720 |
| Total liabilities | $9,525,000 | 10,159 |
| Total deposits | $9,473,000 | 10,117 |
| Interest-bearing deposits | $8,705,000 | 10,012 |
| Deposits held in domestic offices | $9,473,000 | 10,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $52,000 | 10,210 |
| Total equity capital | $8,311,000 | 5,042 |
| Total bank equity capital | $8,311,000 | 5,042 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,283,000 | 860 |
| Surplus | $4,879,000 | 2,932 |
| Undivided profits | $-851,000 | 10,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $26,000 | 10,136 |
| Earning assets | $17,121,000 | 9,613 |
| Long-term assets (5+ years) | $5,015,000 | 6,220 |
| Average Assets, year-to-date | $14,568,000 | 9,909 |
| Average Assets, quarterly | $17,090,500 | 9,737 |
| Volatile liabilities | $1,623,000 | 9,309 |
| Insider loans | $631,000 | 4,691 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,032,000 | 5,332 |
| Tier 1 (core) risk-based capital | $8,303,000 | 4,865 |
| Tier 2 risk-based capital | $80,000 | 9,755 |
| Total risk weighted assets | $8,118,500 | 9,922 |
| Total unused commitments | $5,032,000 | 5,341 |
| Derivatives | $0 | 527 |