Home > Cape Cod Co-operative Bank > Income and Expense

Cape Cod Co-operative Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$61,558,000783
Total interest expense$26,712,000642
Net interest income$34,846,000917
Provision for loan and lease losses$41,0002,866
Total noninterest income$4,430,0001,278
Gross Fiduciary activities income$0981
Service charges on deposit accounts$921,0001,067
Trading account gains and fees$0123
Additional Noninterest Income$3,509,0001,142
Total noninterest expense$35,721,000766
Salaries and employee benefits$20,270,000747
Premises and equipment expense$4,878,000567
Additional noninterest expense$3,509,0001,142
Pre-tax net operating income$3,514,0002,320
Securities gains (losses)$6,000839
Applicable income taxes$-554,0004,517
Income before extraordinary items$4,074,0001,972
Extraordinary gains, net$054
Net income$4,074,0001,996
Minority interest net income$088
Net income of bank and minority interests.$4,074,0001,975
Net charge-offs$10,0002,421
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,068,0002,009
2023-09-30 (YTD Data)Rank
Total interest income$45,254,000785
Total interest expense$18,437,000647
Net interest income$26,817,000899
Provision for loan and lease losses$41,0002,601
Total noninterest income$3,372,0001,262
Gross Fiduciary activities income$0950
Service charges on deposit accounts$699,0001,048
Trading account gains and fees$0125
Additional Noninterest Income$2,673,0001,124
Total noninterest expense$27,613,000749
Salaries and employee benefits$15,374,000749
Premises and equipment expense$3,701,000566
Additional noninterest expense$2,673,0001,124
Pre-tax net operating income$2,535,0002,432
Securities gains (losses)$-14,0003,550
Applicable income taxes$-775,0004,581
Income before extraordinary items$3,296,0001,944
Extraordinary gains, net$052
Net income$3,296,0001,962
Minority interest net income$081
Net income of bank and minority interests.$3,296,0001,944
Net charge-offs$10,0002,131
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,310,0001,967
2023-06-30 (YTD Data)Rank
Total interest income$29,363,000779
Total interest expense$11,375,000621
Net interest income$17,988,000898
Provision for loan and lease losses$11,0002,751
Total noninterest income$2,131,0001,253
Gross Fiduciary activities income$0931
Service charges on deposit accounts$460,0001,044
Trading account gains and fees$0112
Additional Noninterest Income$1,671,0001,108
Total noninterest expense$18,956,000714
Salaries and employee benefits$10,240,000740
Premises and equipment expense$2,481,000550
Additional noninterest expense$1,671,0001,107
Pre-tax net operating income$1,152,0002,884
Securities gains (losses)$0938
Applicable income taxes$-991,0004,623
Income before extraordinary items$2,143,0001,975
Extraordinary gains, net$051
Net income$2,143,0001,999
Minority interest net income$081
Net income of bank and minority interests.$2,143,0001,975
Net charge-offs$10,0001,813
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,143,0001,982
2023-03-31 (YTD Data)Rank
Total interest income$14,325,000791
Total interest expense$5,059,000603
Net interest income$9,266,000885
Provision for loan and lease losses$02,612
Total noninterest income$970,0001,323
Gross Fiduciary activities income$0913
Service charges on deposit accounts$221,0001,095
Trading account gains and fees$097
Additional Noninterest Income$749,0001,181
Total noninterest expense$10,358,000662
Salaries and employee benefits$5,271,000735
Premises and equipment expense$1,258,000562
Additional noninterest expense$749,0001,181
Pre-tax net operating income$-122,0004,558
Securities gains (losses)$7,000681
Applicable income taxes$-1,290,0004,654
Income before extraordinary items$1,175,0001,887
Extraordinary gains, net$04
Net income$1,175,0001,887
Minority interest net income$048
Net income of bank and minority interests.$1,175,0001,887
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,169,4701,908
2022-12-31 (YTD Data)Rank
Total interest income$43,185,000843
Total interest expense$3,885,000951
Net interest income$39,300,000836
Provision for loan and lease losses$-30,0004,295
Total noninterest income$5,009,0001,203
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$803,0001,202
Trading account gains and fees$0116
Additional Noninterest Income$4,206,0001,017
Total noninterest expense$31,409,000840
Salaries and employee benefits$18,223,000818
Premises and equipment expense$4,799,000576
Additional noninterest expense$4,206,0001,017
Pre-tax net operating income$12,930,0001,063
Securities gains (losses)$-60,0003,791
Applicable income taxes$3,113,000815
Income before extraordinary items$9,757,0001,120
Extraordinary gains, net$05
Net income$9,757,0001,119
Minority interest net income$063
Net income of bank and minority interests.$9,757,0001,120
Net charge-offs$-269,0004,497
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,804,4001,145
2022-09-30 (YTD Data)Rank
Total interest income$30,192,000856
Total interest expense$1,566,0001,270
Net interest income$28,626,000845
Provision for loan and lease losses$-30,0004,385
Total noninterest income$4,024,0001,163
Gross Fiduciary activities income$0968
Service charges on deposit accounts$587,0001,242
Trading account gains and fees$0111
Additional Noninterest Income$3,437,000968
Total noninterest expense$23,221,000845
Salaries and employee benefits$13,591,000816
Premises and equipment expense$3,568,000579
Additional noninterest expense$3,437,000968
Pre-tax net operating income$9,459,0001,078
Securities gains (losses)$-60,0004,134
Applicable income taxes$2,229,000842
Income before extraordinary items$7,170,0001,130
Extraordinary gains, net$04
Net income$7,170,0001,129
Minority interest net income$057
Net income of bank and minority interests.$7,170,0001,130
Net charge-offs$-270,0004,538
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,217,4001,149
2022-06-30 (YTD Data)Rank
Total interest income$18,669,000877
Total interest expense$700,0001,513
Net interest income$17,969,000858
Provision for loan and lease losses$-30,0004,403
Total noninterest income$2,729,0001,143
Gross Fiduciary activities income$0925
Service charges on deposit accounts$375,0001,258
Trading account gains and fees$0108
Additional Noninterest Income$2,354,000974
Total noninterest expense$15,210,000841
Salaries and employee benefits$8,892,000818
Premises and equipment expense$2,385,000571
Additional noninterest expense$3,933,000944
Pre-tax net operating income$5,518,0001,123
Securities gains (losses)$-40,0004,204
Applicable income taxes$1,216,000892
Income before extraordinary items$4,262,0001,180
Extraordinary gains, net$04
Net income$4,262,0001,178
Minority interest net income$060
Net income of bank and minority interests.$4,262,0001,180
Net charge-offs$-50,0004,189
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,293,6001,199
2022-03-31 (YTD Data)Rank
Total interest income$8,907,000894
Total interest expense$308,0001,634
Net interest income$8,599,000871
Provision for loan and lease losses$-30,0004,453
Total noninterest income$1,099,0001,299
Gross Fiduciary activities income$0892
Service charges on deposit accounts$180,0001,281
Trading account gains and fees$0103
Additional Noninterest Income$919,0001,144
Total noninterest expense$7,451,000853
Salaries and employee benefits$4,421,000827
Premises and equipment expense$1,176,000581
Additional noninterest expense$1,854,000980
Pre-tax net operating income$2,277,0001,229
Securities gains (losses)$-24,0004,357
Applicable income taxes$389,0001,123
Income before extraordinary items$1,864,0001,257
Extraordinary gains, net$04
Net income$1,864,0001,257
Minority interest net income$050
Net income of bank and minority interests.$1,864,0001,257
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,883,9201,260
2021-12-31 (YTD Data)Rank
Total interest income$34,788,000929
Total interest expense$2,049,0001,307
Net interest income$32,739,000903
Provision for loan and lease losses$-1,029,0004,533
Total noninterest income$4,927,0001,328
Gross Fiduciary activities income$0994
Service charges on deposit accounts$593,0001,426
Trading account gains and fees$0132
Additional Noninterest Income$4,334,0001,178
Total noninterest expense$28,447,000888
Salaries and employee benefits$16,569,000869
Premises and equipment expense$4,262,000624
Additional noninterest expense$7,616,000973
Pre-tax net operating income$10,248,0001,252
Securities gains (losses)$-15,0004,403
Applicable income taxes$2,793,000896
Income before extraordinary items$7,440,0001,428
Extraordinary gains, net$010
Net income$7,440,0001,428
Minority interest net income$074
Net income of bank and minority interests.$7,440,0001,428
Net charge-offs$-36,0004,016
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,451,8501,400
2021-09-30 (YTD Data)Rank
Total interest income$26,174,000945
Total interest expense$1,699,0001,260
Net interest income$24,475,000917
Provision for loan and lease losses$-1,029,0004,626
Total noninterest income$3,350,0001,445
Gross Fiduciary activities income$0957
Service charges on deposit accounts$484,0001,324
Trading account gains and fees$0132
Additional Noninterest Income$2,866,0001,331
Total noninterest expense$21,272,000894
Salaries and employee benefits$12,465,000873
Premises and equipment expense$3,133,000647
Additional noninterest expense$5,674,000971
Pre-tax net operating income$7,582,0001,315
Securities gains (losses)$-10,0004,558
Applicable income taxes$2,064,000956
Income before extraordinary items$5,508,0001,511
Extraordinary gains, net$08
Net income$5,508,0001,511
Minority interest net income$069
Net income of bank and minority interests.$5,508,0001,511
Net charge-offs$-34,0004,070
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,515,9001,477
2021-06-30 (YTD Data)Rank
Total interest income$17,510,000942
Total interest expense$1,324,0001,126
Net interest income$16,186,000916
Provision for loan and lease losses$-1,000,0004,676
Total noninterest income$1,751,0001,647
Gross Fiduciary activities income$0951
Service charges on deposit accounts$305,0001,343
Trading account gains and fees$0133
Additional Noninterest Income$1,446,0001,547
Total noninterest expense$13,900,000901
Salaries and employee benefits$8,237,000877
Premises and equipment expense$2,036,000662
Additional noninterest expense$3,627,0001,003
Pre-tax net operating income$5,037,0001,314
Securities gains (losses)$-8,0004,624
Applicable income taxes$1,377,000938
Income before extraordinary items$3,652,0001,493
Extraordinary gains, net$06
Net income$3,652,0001,493
Minority interest net income$067
Net income of bank and minority interests.$3,652,0001,493
Net charge-offs$-31,0004,206
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,658,3201,457
2021-03-31 (YTD Data)Rank
Total interest income$8,886,000921
Total interest expense$759,0001,043
Net interest income$8,127,000906
Provision for loan and lease losses$-1,000,0004,796
Total noninterest income$378,0002,549
Gross Fiduciary activities income$0922
Service charges on deposit accounts$152,0001,340
Trading account gains and fees$0127
Additional Noninterest Income$226,0002,727
Total noninterest expense$6,900,000900
Salaries and employee benefits$4,134,000872
Premises and equipment expense$1,064,000646
Additional noninterest expense$1,702,0001,027
Pre-tax net operating income$2,605,0001,273
Securities gains (losses)$-9,0004,659
Applicable income taxes$712,000905
Income before extraordinary items$1,884,0001,448
Extraordinary gains, net$03
Net income$1,884,0001,448
Minority interest net income$055
Net income of bank and minority interests.$1,884,0001,448
Net charge-offs$-31,0004,474
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,891,1101,411
2020-12-31 (YTD Data)Rank
Total interest income$36,323,000910
Total interest expense$5,262,000901
Net interest income$31,061,000905
Provision for loan and lease losses$3,599,000711
Total noninterest income$7,433,000984
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$652,0001,309
Trading account gains and fees$0133
Additional Noninterest Income$6,781,000827
Total noninterest expense$26,010,000922
Salaries and employee benefits$14,986,000910
Premises and equipment expense$3,642,000715
Additional noninterest expense$7,382,000946
Pre-tax net operating income$8,885,0001,170
Securities gains (losses)$11,0002,286
Applicable income taxes$2,419,000821
Income before extraordinary items$6,477,0001,336
Extraordinary gains, net$04
Net income$6,477,0001,337
Minority interest net income$072
Net income of bank and minority interests.$6,477,0001,337
Net charge-offs$-208,0004,857
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,468,3101,303
2020-09-30 (YTD Data)Rank
Total interest income$27,727,000893
Total interest expense$4,299,000886
Net interest income$23,428,000898
Provision for loan and lease losses$3,500,000638
Total noninterest income$5,341,000985
Gross Fiduciary activities income$0981
Service charges on deposit accounts$477,0001,330
Trading account gains and fees$0125
Additional Noninterest Income$4,864,000827
Total noninterest expense$19,095,000920
Salaries and employee benefits$11,226,000891
Premises and equipment expense$2,637,000729
Additional noninterest expense$5,232,000973
Pre-tax net operating income$6,174,0001,190
Securities gains (losses)$13,0002,050
Applicable income taxes$1,678,000836
Income before extraordinary items$4,509,0001,370
Extraordinary gains, net$04
Net income$4,509,0001,371
Minority interest net income$065
Net income of bank and minority interests.$4,509,0001,371
Net charge-offs$-123,0004,851
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,498,7301,330
2020-06-30 (YTD Data)Rank
Total interest income$18,408,000904
Total interest expense$3,111,000892
Net interest income$15,297,000905
Provision for loan and lease losses$1,650,000802
Total noninterest income$3,064,0001,026
Gross Fiduciary activities income$0970
Service charges on deposit accounts$333,0001,292
Trading account gains and fees$0123
Additional Noninterest Income$2,731,000878
Total noninterest expense$12,899,000906
Salaries and employee benefits$7,639,000865
Premises and equipment expense$1,729,000741
Additional noninterest expense$3,531,000962
Pre-tax net operating income$3,812,0001,202
Securities gains (losses)$13,0001,801
Applicable income taxes$1,035,000807
Income before extraordinary items$2,790,0001,390
Extraordinary gains, net$04
Net income$2,790,0001,390
Minority interest net income$065
Net income of bank and minority interests.$2,790,0001,390
Net charge-offs$-86,0004,864
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,779,7301,354
2020-03-31 (YTD Data)Rank
Total interest income$9,197,000912
Total interest expense$1,734,000890
Net interest income$7,463,000917
Provision for loan and lease losses$500,000883
Total noninterest income$1,249,0001,111
Gross Fiduciary activities income$0941
Service charges on deposit accounts$200,0001,298
Trading account gains and fees$0106
Additional Noninterest Income$1,049,000940
Total noninterest expense$6,412,000914
Salaries and employee benefits$3,914,000851
Premises and equipment expense$796,000804
Additional noninterest expense$1,702,0001,006
Pre-tax net operating income$1,800,0001,147
Securities gains (losses)$8,0001,366
Applicable income taxes$488,000753
Income before extraordinary items$1,320,0001,319
Extraordinary gains, net$04
Net income$1,320,0001,318
Minority interest net income$056
Net income of bank and minority interests.$1,320,0001,319
Net charge-offs$-88,0004,949
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,313,6801,301
2019-12-31 (YTD Data)Rank
Total interest income$37,117,000914
Total interest expense$7,274,000903
Net interest income$29,843,000909
Provision for loan and lease losses$79,0003,105
Total noninterest income$4,498,0001,205
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$754,0001,412
Trading account gains and fees$0135
Additional Noninterest Income$3,744,0001,022
Total noninterest expense$25,883,000893
Salaries and employee benefits$14,921,000868
Premises and equipment expense$3,342,000754
Additional noninterest expense$7,620,000892
Pre-tax net operating income$8,379,0001,199
Securities gains (losses)$790,000266
Applicable income taxes$2,586,000763
Income before extraordinary items$6,583,0001,293
Extraordinary gains, net$011
Net income$6,583,0001,294
Minority interest net income$076
Net income of bank and minority interests.$6,583,0001,295
Net charge-offs$262,0001,461
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,958,9001,363
2019-09-30 (YTD Data)Rank
Total interest income$27,947,000911
Total interest expense$5,468,000906
Net interest income$22,479,000907
Provision for loan and lease losses$13,0003,660
Total noninterest income$3,463,0001,180
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$542,0001,452
Trading account gains and fees$0129
Additional Noninterest Income$2,921,000981
Total noninterest expense$19,861,000858
Salaries and employee benefits$11,466,000845
Premises and equipment expense$2,476,000763
Additional noninterest expense$5,919,000854
Pre-tax net operating income$6,068,0001,246
Securities gains (losses)$792,000235
Applicable income taxes$1,951,000780
Income before extraordinary items$4,909,0001,328
Extraordinary gains, net$011
Net income$4,909,0001,329
Minority interest net income$072
Net income of bank and minority interests.$4,909,0001,330
Net charge-offs$270,0001,098
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,283,3201,438
2019-06-30 (YTD Data)Rank
Total interest income$18,631,000907
Total interest expense$3,617,000895
Net interest income$15,014,000899
Provision for loan and lease losses$13,0003,421
Total noninterest income$2,242,0001,178
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$349,0001,481
Trading account gains and fees$0131
Additional Noninterest Income$1,893,000968
Total noninterest expense$13,275,000854
Salaries and employee benefits$7,532,000851
Premises and equipment expense$1,630,000780
Additional noninterest expense$4,113,000837
Pre-tax net operating income$3,968,0001,241
Securities gains (losses)$788,000170
Applicable income taxes$1,457,000708
Income before extraordinary items$3,299,0001,293
Extraordinary gains, net$011
Net income$3,299,0001,293
Minority interest net income$069
Net income of bank and minority interests.$3,299,0001,293
Net charge-offs$93,0001,450
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,676,4801,486
2019-03-31 (YTD Data)Rank
Total interest income$9,290,000903
Total interest expense$1,751,000890
Net interest income$7,539,000897
Provision for loan and lease losses$03,406
Total noninterest income$1,041,0001,213
Gross Fiduciary activities income$0972
Service charges on deposit accounts$163,0001,567
Trading account gains and fees$0126
Additional Noninterest Income$878,000981
Total noninterest expense$7,111,000793
Salaries and employee benefits$4,046,000804
Premises and equipment expense$824,000787
Additional noninterest expense$2,241,000765
Pre-tax net operating income$1,469,0001,554
Securities gains (losses)$786,000104
Applicable income taxes$705,000700
Income before extraordinary items$1,550,0001,322
Extraordinary gains, net$05
Net income$1,550,0001,321
Minority interest net income$052
Net income of bank and minority interests.$1,550,0001,321
Net charge-offs$91,000928
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$929,0601,966
2018-12-31 (YTD Data)Rank
Total interest income$35,184,000892
Total interest expense$5,498,000852
Net interest income$29,686,000893
Provision for loan and lease losses$04,082
Total noninterest income$4,348,0001,195
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$480,0002,047
Trading account gains and fees$0126
Additional Noninterest Income$3,868,000938
Total noninterest expense$26,286,000838
Salaries and employee benefits$14,685,000848
Premises and equipment expense$3,102,000803
Additional noninterest expense$8,499,000806
Pre-tax net operating income$7,748,0001,248
Securities gains (losses)$1,205,00077
Applicable income taxes$2,138,000839
Income before extraordinary items$6,815,0001,245
Extraordinary gains, net$06
Net income$6,815,0001,243
Minority interest net income$072
Net income of bank and minority interests.$6,815,0001,244
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,863,0501,367
2018-09-30 (YTD Data)Rank
Total interest income$26,129,000889
Total interest expense$3,999,000827
Net interest income$22,130,000887
Provision for loan and lease losses$03,948
Total noninterest income$2,900,0001,306
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$333,0002,170
Trading account gains and fees$0138
Additional Noninterest Income$2,567,0001,045
Total noninterest expense$19,906,000830
Salaries and employee benefits$10,945,000858
Premises and equipment expense$2,353,000796
Additional noninterest expense$6,608,000775
Pre-tax net operating income$5,124,0001,393
Securities gains (losses)$1,202,00078
Applicable income taxes$1,515,000879
Income before extraordinary items$4,811,0001,311
Extraordinary gains, net$05
Net income$4,811,0001,310
Minority interest net income$066
Net income of bank and minority interests.$4,811,0001,310
Net charge-offs$-220,0005,267
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,861,4201,551
2018-06-30 (YTD Data)Rank
Total interest income$17,178,000890
Total interest expense$2,577,000811
Net interest income$14,601,000892
Provision for loan and lease losses$03,782
Total noninterest income$1,960,0001,309
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$231,0002,105
Trading account gains and fees$0130
Additional Noninterest Income$1,729,0001,040
Total noninterest expense$13,784,000804
Salaries and employee benefits$7,267,000865
Premises and equipment expense$1,573,000800
Additional noninterest expense$4,944,000698
Pre-tax net operating income$2,777,0001,602
Securities gains (losses)$1,202,00059
Applicable income taxes$933,000918
Income before extraordinary items$3,046,0001,345
Extraordinary gains, net$06
Net income$3,046,0001,344
Minority interest net income$065
Net income of bank and minority interests.$3,046,0001,344
Net charge-offs$-270,0005,393
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,096,4201,805
2018-03-31 (YTD Data)Rank
Total interest income$8,497,000894
Total interest expense$1,244,000796
Net interest income$7,253,000902
Provision for loan and lease losses$03,508
Total noninterest income$981,0001,285
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$119,0002,060
Trading account gains and fees$0123
Additional Noninterest Income$862,0001,023
Total noninterest expense$7,825,000726
Salaries and employee benefits$3,684,000861
Premises and equipment expense$814,000780
Additional noninterest expense$3,327,000513
Pre-tax net operating income$409,0003,410
Securities gains (losses)$1,199,00037
Applicable income taxes$327,0001,155
Income before extraordinary items$1,281,0001,502
Extraordinary gains, net$07
Net income$1,281,0001,502
Minority interest net income$052
Net income of bank and minority interests.$1,281,0001,502
Net charge-offs$-269,0005,511
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$321,8003,577
2017-12-31 (YTD Data)Rank
Total interest income$31,373,000918
Total interest expense$4,650,000732
Net interest income$26,723,000943
Provision for loan and lease losses$391,0001,678
Total noninterest income$3,767,0001,343
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$535,0001,935
Trading account gains and fees$0151
Additional Noninterest Income$3,232,0001,106
Total noninterest expense$22,625,000952
Salaries and employee benefits$14,015,000868
Premises and equipment expense$3,312,000750
Additional noninterest expense$5,298,0001,198
Pre-tax net operating income$7,474,0001,247
Securities gains (losses)$264,000334
Applicable income taxes$3,475,000863
Income before extraordinary items$4,263,0001,534
Extraordinary gains, net$09
Net income$4,263,0001,534
Minority interest net income$076
Net income of bank and minority interests.$4,263,0001,534
Net charge-offs$-50,0005,136
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,094,0401,565
2017-09-30 (YTD Data)Rank
Total interest income$23,144,000928
Total interest expense$3,437,000723
Net interest income$19,707,000956
Provision for loan and lease losses$391,0001,377
Total noninterest income$2,662,0001,409
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$400,0001,954
Trading account gains and fees$0145
Additional Noninterest Income$2,262,0001,167
Total noninterest expense$16,968,000951
Salaries and employee benefits$10,491,000874
Premises and equipment expense$2,517,000748
Additional noninterest expense$3,960,0001,190
Pre-tax net operating income$5,010,0001,370
Securities gains (losses)$35,0001,042
Applicable income taxes$1,890,000947
Income before extraordinary items$3,155,0001,664
Extraordinary gains, net$09
Net income$3,155,0001,665
Minority interest net income$071
Net income of bank and minority interests.$3,155,0001,665
Net charge-offs$26,0002,851
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,132,6001,656
2017-06-30 (YTD Data)Rank
Total interest income$15,145,000941
Total interest expense$2,237,000712
Net interest income$12,908,000970
Provision for loan and lease losses$141,0001,910
Total noninterest income$1,671,0001,479
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$264,0001,954
Trading account gains and fees$0139
Additional Noninterest Income$1,407,0001,235
Total noninterest expense$11,305,000953
Salaries and employee benefits$7,166,000854
Premises and equipment expense$1,694,000743
Additional noninterest expense$2,445,0001,258
Pre-tax net operating income$3,133,0001,415
Securities gains (losses)$-11,0005,500
Applicable income taxes$1,181,000984
Income before extraordinary items$1,941,0001,745
Extraordinary gains, net$011
Net income$1,941,0001,745
Minority interest net income$071
Net income of bank and minority interests.$1,941,0001,745
Net charge-offs$-70,0005,355
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,948,0401,721
2017-03-31 (YTD Data)Rank
Total interest income$7,431,000951
Total interest expense$1,087,000710
Net interest income$6,344,000984
Provision for loan and lease losses$91,0001,518
Total noninterest income$626,0001,772
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$124,0002,050
Trading account gains and fees$0142
Additional Noninterest Income$502,0001,522
Total noninterest expense$5,366,0001,002
Salaries and employee benefits$3,503,000876
Premises and equipment expense$858,000744
Additional noninterest expense$1,005,0001,503
Pre-tax net operating income$1,513,0001,431
Securities gains (losses)$-17,0005,701
Applicable income taxes$576,000979
Income before extraordinary items$920,0001,768
Extraordinary gains, net$08
Net income$920,0001,767
Minority interest net income$055
Net income of bank and minority interests.$920,0001,768
Net charge-offs$96,000952
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$930,8801,741
2016-12-31 (YTD Data)Rank
Total interest income$28,846,000948
Total interest expense$4,363,000673
Net interest income$24,483,000991
Provision for loan and lease losses$224,0002,318
Total noninterest income$3,305,0001,541
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$493,0002,097
Trading account gains and fees$0170
Additional Noninterest Income$2,812,0001,263
Total noninterest expense$21,814,000978
Salaries and employee benefits$13,027,000915
Premises and equipment expense$3,236,000770
Additional noninterest expense$5,551,0001,158
Pre-tax net operating income$5,750,0001,445
Securities gains (losses)$69,0001,620
Applicable income taxes$2,045,0001,031
Income before extraordinary items$3,774,0001,723
Extraordinary gains, net$05
Net income$3,774,0001,722
Minority interest net income$082
Net income of bank and minority interests.$3,774,0001,722
Net charge-offs$210,0001,869
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,729,1501,709
2016-09-30 (YTD Data)Rank
Total interest income$21,551,000946
Total interest expense$3,245,000682
Net interest income$18,306,000992
Provision for loan and lease losses$159,0002,302
Total noninterest income$2,595,0001,482
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$364,0002,135
Trading account gains and fees$0169
Additional Noninterest Income$2,231,0001,212
Total noninterest expense$16,331,000976
Salaries and employee benefits$9,841,000899
Premises and equipment expense$2,421,000774
Additional noninterest expense$4,069,0001,191
Pre-tax net operating income$4,411,0001,443
Securities gains (losses)$69,0001,528
Applicable income taxes$1,597,0001,030
Income before extraordinary items$2,883,0001,742
Extraordinary gains, net$05
Net income$2,883,0001,741
Minority interest net income$071
Net income of bank and minority interests.$2,883,0001,742
Net charge-offs$145,0001,725
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,838,8401,715
2016-06-30 (YTD Data)Rank
Total interest income$14,318,000947
Total interest expense$2,158,000683
Net interest income$12,160,000998
Provision for loan and lease losses$152,0001,877
Total noninterest income$1,535,0001,601
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$242,0002,113
Trading account gains and fees$0157
Additional Noninterest Income$1,293,0001,316
Total noninterest expense$10,783,000983
Salaries and employee benefits$6,483,000912
Premises and equipment expense$1,565,000798
Additional noninterest expense$2,735,0001,184
Pre-tax net operating income$2,760,0001,509
Securities gains (losses)$38,0001,613
Applicable income taxes$984,0001,096
Income before extraordinary items$1,814,0001,802
Extraordinary gains, net$016
Net income$1,814,0001,802
Minority interest net income$071
Net income of bank and minority interests.$1,814,0001,802
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,789,3001,772
2016-03-31 (YTD Data)Rank
Total interest income$7,182,000937
Total interest expense$1,087,000677
Net interest income$6,095,000990
Provision for loan and lease losses$152,0001,136
Total noninterest income$741,0001,609
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$113,0002,232
Trading account gains and fees$0142
Additional Noninterest Income$628,0001,312
Total noninterest expense$5,284,000998
Salaries and employee benefits$3,254,000910
Premises and equipment expense$747,000849
Additional noninterest expense$1,283,0001,240
Pre-tax net operating income$1,400,0001,466
Securities gains (losses)$38,000944
Applicable income taxes$516,0001,035
Income before extraordinary items$922,0001,749
Extraordinary gains, net$012
Net income$922,0001,749
Minority interest net income$062
Net income of bank and minority interests.$922,0001,750
Net charge-offs$23,0001,894
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$897,6801,743
2015-12-31 (YTD Data)Rank
Total interest income$27,939,000933
Total interest expense$4,430,000636
Net interest income$23,509,000980
Provision for loan and lease losses$1,124,000737
Total noninterest income$3,827,0001,341
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$480,0002,210
Trading account gains and fees$0159
Additional Noninterest Income$3,347,0001,079
Total noninterest expense$20,693,000995
Salaries and employee benefits$12,013,000941
Premises and equipment expense$3,124,000787
Additional noninterest expense$5,556,0001,159
Pre-tax net operating income$5,519,0001,455
Securities gains (losses)$84,0001,264
Applicable income taxes$1,966,0001,022
Income before extraordinary items$3,637,0001,737
Extraordinary gains, net$023
Net income$3,637,0001,737
Minority interest net income$081
Net income of bank and minority interests.$3,637,0001,738
Net charge-offs$729,000870
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,582,4001,722
2015-09-30 (YTD Data)Rank
Total interest income$20,826,000945
Total interest expense$3,319,000636
Net interest income$17,507,000993
Provision for loan and lease losses$662,000834
Total noninterest income$2,896,0001,347
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$367,0002,187
Trading account gains and fees$0153
Additional Noninterest Income$2,529,0001,095
Total noninterest expense$15,373,0001,014
Salaries and employee benefits$8,944,000956
Premises and equipment expense$2,333,000811
Additional noninterest expense$4,096,0001,175
Pre-tax net operating income$4,368,0001,429
Securities gains (losses)$84,0001,136
Applicable income taxes$1,570,0001,002
Income before extraordinary items$2,882,0001,688
Extraordinary gains, net$021
Net income$2,882,0001,690
Minority interest net income$078
Net income of bank and minority interests.$2,882,0001,690
Net charge-offs$550,000803
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,827,4001,670
2015-06-30 (YTD Data)Rank
Total interest income$13,755,000945
Total interest expense$2,189,000644
Net interest income$11,566,000999
Provision for loan and lease losses$622,000630
Total noninterest income$1,913,0001,358
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$1,667,0001,107
Total noninterest expense$10,061,0001,033
Salaries and employee benefits$5,809,000978
Premises and equipment expense$1,597,000788
Additional noninterest expense$2,655,0001,208
Pre-tax net operating income$2,796,0001,463
Securities gains (losses)$68,0001,059
Applicable income taxes$1,018,0001,019
Income before extraordinary items$1,846,0001,726
Extraordinary gains, net$022
Net income$1,846,0001,731
Minority interest net income$075
Net income of bank and minority interests.$1,846,0001,730
Net charge-offs$-1,0004,579
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,802,4801,721
2015-03-31 (YTD Data)Rank
Total interest income$6,814,000949
Total interest expense$1,085,000647
Net interest income$5,729,0001,002
Provision for loan and lease losses$216,000852
Total noninterest income$869,0001,416
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$117,0002,215
Trading account gains and fees$0152
Additional Noninterest Income$752,0001,145
Total noninterest expense$5,060,0001,027
Salaries and employee benefits$2,934,000965
Premises and equipment expense$817,000781
Additional noninterest expense$1,309,0001,206
Pre-tax net operating income$1,322,0001,490
Securities gains (losses)$02,027
Applicable income taxes$454,0001,080
Income before extraordinary items$868,0001,806
Extraordinary gains, net$013
Net income$868,0001,808
Minority interest net income$064
Net income of bank and minority interests.$868,0001,808
Net charge-offs$-9,0005,373
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$868,0001,736
2014-12-31 (YTD Data)Rank
Total interest income$25,811,000990
Total interest expense$4,159,000697
Net interest income$21,652,0001,043
Provision for loan and lease losses$1,165,000762
Total noninterest income$2,521,0001,785
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$530,0002,187
Trading account gains and fees$0180
Additional Noninterest Income$1,991,0001,466
Total noninterest expense$19,577,0001,047
Salaries and employee benefits$11,701,000929
Premises and equipment expense$2,834,000867
Additional noninterest expense$5,042,0001,294
Pre-tax net operating income$3,431,0002,056
Securities gains (losses)$64,0001,567
Applicable income taxes$1,106,0001,451
Income before extraordinary items$2,389,0002,391
Extraordinary gains, net$017
Net income$2,389,0002,391
Minority interest net income$084
Net income of bank and minority interests.$2,389,0002,391
Net charge-offs$765,0001,102
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,345,4802,374
2014-09-30 (YTD Data)Rank
Total interest income$19,129,0001,008
Total interest expense$3,056,000727
Net interest income$16,073,0001,058
Provision for loan and lease losses$654,000935
Total noninterest income$1,943,0001,743
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$400,0002,194
Trading account gains and fees$0174
Additional Noninterest Income$1,543,0001,427
Total noninterest expense$14,598,0001,047
Salaries and employee benefits$8,602,000945
Premises and equipment expense$2,157,000861
Additional noninterest expense$3,839,0001,273
Pre-tax net operating income$2,764,0001,982
Securities gains (losses)$50,0001,449
Applicable income taxes$900,0001,401
Income before extraordinary items$1,914,0002,294
Extraordinary gains, net$015
Net income$1,914,0002,295
Minority interest net income$081
Net income of bank and minority interests.$1,914,0002,294
Net charge-offs$375,0001,394
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,880,0002,271
2014-06-30 (YTD Data)Rank
Total interest income$12,540,0001,015
Total interest expense$1,971,000750
Net interest income$10,569,0001,064
Provision for loan and lease losses$456,000900
Total noninterest income$1,207,0001,840
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$271,0002,120
Trading account gains and fees$0172
Additional Noninterest Income$936,0001,520
Total noninterest expense$9,613,0001,057
Salaries and employee benefits$5,662,000961
Premises and equipment expense$1,417,000878
Additional noninterest expense$2,534,0001,278
Pre-tax net operating income$1,707,0002,051
Securities gains (losses)$43,0001,250
Applicable income taxes$547,0001,457
Income before extraordinary items$1,203,0002,338
Extraordinary gains, net$020
Net income$1,203,0002,342
Minority interest net income$080
Net income of bank and minority interests.$1,203,0002,342
Net charge-offs$289,0001,277
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,173,3302,327
2014-03-31 (YTD Data)Rank
Total interest income$6,233,0001,023
Total interest expense$974,000773
Net interest income$5,259,0001,073
Provision for loan and lease losses$83,0001,749
Total noninterest income$408,0002,335
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$132,0002,157
Trading account gains and fees$0147
Additional Noninterest Income$276,0002,121
Total noninterest expense$4,653,0001,100
Salaries and employee benefits$2,793,000989
Premises and equipment expense$704,000896
Additional noninterest expense$1,156,0001,370
Pre-tax net operating income$931,0001,870
Securities gains (losses)$9,0001,195
Applicable income taxes$296,0001,357
Income before extraordinary items$644,0002,149
Extraordinary gains, net$016
Net income$644,0002,151
Minority interest net income$066
Net income of bank and minority interests.$644,0002,151
Net charge-offs$78,0001,529
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$637,7902,125
2013-12-31 (YTD Data)Rank
Total interest income$24,389,0001,038
Total interest expense$4,602,000729
Net interest income$19,787,0001,104
Provision for loan and lease losses$1,586,000746
Total noninterest income$4,100,0001,302
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$498,0002,384
Trading account gains and fees$0184
Additional Noninterest Income$3,602,0001,026
Total noninterest expense$17,692,0001,156
Salaries and employee benefits$10,114,0001,073
Premises and equipment expense$2,548,000950
Additional noninterest expense$5,030,0001,332
Pre-tax net operating income$4,609,0001,514
Securities gains (losses)$156,0001,042
Applicable income taxes$1,597,0001,081
Income before extraordinary items$3,168,0001,816
Extraordinary gains, net$029
Net income$3,168,0001,818
Minority interest net income$090
Net income of bank and minority interests.$3,168,0001,818
Net charge-offs$1,203,0001,096
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,065,0401,833
2013-09-30 (YTD Data)Rank
Total interest income$18,269,0001,048
Total interest expense$3,563,000723
Net interest income$14,706,0001,118
Provision for loan and lease losses$999,000887
Total noninterest income$3,293,0001,261
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$369,0002,421
Trading account gains and fees$0180
Additional Noninterest Income$2,924,000987
Total noninterest expense$13,088,0001,177
Salaries and employee benefits$7,422,0001,100
Premises and equipment expense$1,865,000976
Additional noninterest expense$3,801,0001,321
Pre-tax net operating income$3,912,0001,405
Securities gains (losses)$155,000943
Applicable income taxes$1,392,000988
Income before extraordinary items$2,675,0001,680
Extraordinary gains, net$025
Net income$2,675,0001,683
Minority interest net income$084
Net income of bank and minority interests.$2,675,0001,684
Net charge-offs$798,0001,181
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,572,7001,682
2013-06-30 (YTD Data)Rank
Total interest income$12,155,0001,040
Total interest expense$2,474,000725
Net interest income$9,681,0001,124
Provision for loan and lease losses$866,000757
Total noninterest income$2,532,0001,149
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$252,0002,347
Trading account gains and fees$0157
Additional Noninterest Income$2,280,000890
Total noninterest expense$8,515,0001,197
Salaries and employee benefits$4,764,0001,149
Premises and equipment expense$1,250,000972
Additional noninterest expense$2,501,0001,323
Pre-tax net operating income$2,832,0001,302
Securities gains (losses)$20,0002,017
Applicable income taxes$984,000954
Income before extraordinary items$1,868,0001,626
Extraordinary gains, net$022
Net income$1,868,0001,628
Minority interest net income$082
Net income of bank and minority interests.$1,868,0001,631
Net charge-offs$647,0001,051
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,855,0001,565
2013-03-31 (YTD Data)Rank
Total interest income$6,093,0001,043
Total interest expense$1,272,000730
Net interest income$4,821,0001,134
Provision for loan and lease losses$699,000538
Total noninterest income$1,463,0001,039
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$122,0002,399
Trading account gains and fees$0148
Additional Noninterest Income$1,341,000801
Total noninterest expense$4,139,0001,232
Salaries and employee benefits$2,336,0001,177
Premises and equipment expense$639,000961
Additional noninterest expense$1,164,0001,395
Pre-tax net operating income$1,446,0001,258
Securities gains (losses)$1,0001,864
Applicable income taxes$501,000910
Income before extraordinary items$946,0001,559
Extraordinary gains, net$010
Net income$946,0001,562
Minority interest net income$076
Net income of bank and minority interests.$946,0001,561
Net charge-offs$557,000715
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$945,3501,506
2012-12-31 (YTD Data)Rank
Total interest income$25,526,0001,037
Total interest expense$5,325,000842
Net interest income$20,201,0001,080
Provision for loan and lease losses$948,0001,837
Total noninterest income$4,610,0001,209
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$502,0002,477
Trading account gains and fees$0166
Additional Noninterest Income$4,108,000942
Total noninterest expense$14,880,0001,341
Salaries and employee benefits$8,759,0001,205
Premises and equipment expense$1,869,0001,272
Additional noninterest expense$4,252,0001,586
Pre-tax net operating income$8,983,000808
Securities gains (losses)$46,0002,777
Applicable income taxes$3,292,000568
Income before extraordinary items$5,737,0001,039
Extraordinary gains, net$029
Net income$5,737,0001,039
Minority interest net income$093
Net income of bank and minority interests.$5,737,0001,039
Net charge-offs$733,0002,173
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,707,560991
2012-09-30 (YTD Data)Rank
Total interest income$19,224,0001,062
Total interest expense$4,006,000883
Net interest income$15,218,0001,094
Provision for loan and lease losses$803,0001,700
Total noninterest income$3,076,0001,313
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$377,0002,498
Trading account gains and fees$0157
Additional Noninterest Income$2,699,0001,017
Total noninterest expense$10,972,0001,357
Salaries and employee benefits$6,419,0001,224
Premises and equipment expense$1,378,0001,309
Additional noninterest expense$3,175,0001,574
Pre-tax net operating income$6,519,000862
Securities gains (losses)$43,0002,529
Applicable income taxes$2,381,000610
Income before extraordinary items$4,181,0001,091
Extraordinary gains, net$020
Net income$4,181,0001,092
Minority interest net income$086
Net income of bank and minority interests.$4,181,0001,092
Net charge-offs$602,0001,974
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,153,4801,034
2012-06-30 (YTD Data)Rank
Total interest income$12,779,0001,072
Total interest expense$2,659,000919
Net interest income$10,120,0001,095
Provision for loan and lease losses$803,0001,282
Total noninterest income$1,886,0001,378
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$252,0002,462
Trading account gains and fees$0153
Additional Noninterest Income$1,634,0001,072
Total noninterest expense$7,347,0001,350
Salaries and employee benefits$4,340,0001,207
Premises and equipment expense$896,0001,338
Additional noninterest expense$2,111,0001,598
Pre-tax net operating income$3,856,000937
Securities gains (losses)$61,0001,912
Applicable income taxes$1,393,000685
Income before extraordinary items$2,524,0001,192
Extraordinary gains, net$019
Net income$2,524,0001,191
Minority interest net income$084
Net income of bank and minority interests.$2,524,0001,191
Net charge-offs$377,0002,063
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,484,9601,132
2012-03-31 (YTD Data)Rank
Total interest income$6,389,0001,068
Total interest expense$1,315,000964
Net interest income$5,074,0001,096
Provision for loan and lease losses$572,000977
Total noninterest income$587,0001,944
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$112,0002,689
Trading account gains and fees$0148
Additional Noninterest Income$475,0001,558
Total noninterest expense$3,649,0001,361
Salaries and employee benefits$2,116,0001,232
Premises and equipment expense$457,0001,308
Additional noninterest expense$1,076,0001,566
Pre-tax net operating income$1,440,0001,218
Securities gains (losses)$68,0001,092
Applicable income taxes$525,000843
Income before extraordinary items$983,0001,488
Extraordinary gains, net$019
Net income$983,0001,489
Minority interest net income$078
Net income of bank and minority interests.$983,0001,489
Net charge-offs$429,0001,198
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$938,8001,464
2011-12-31 (YTD Data)Rank
Total interest income$25,099,0001,127
Total interest expense$5,795,0001,041
Net interest income$19,304,0001,157
Provision for loan and lease losses$711,0002,924
Total noninterest income$2,361,0001,794
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$491,0002,615
Trading account gains and fees$0146
Additional Noninterest Income$1,870,0001,429
Total noninterest expense$14,029,0001,391
Salaries and employee benefits$8,111,0001,229
Premises and equipment expense$1,649,0001,501
Additional noninterest expense$4,269,0001,604
Pre-tax net operating income$6,925,000879
Securities gains (losses)$175,0001,568
Applicable income taxes$2,531,000656
Income before extraordinary items$4,569,0001,087
Extraordinary gains, net$029
Net income$4,569,0001,087
Minority interest net income$096
Net income of bank and minority interests.$4,569,0001,087
Net charge-offs$1,207,0002,141
Cash dividends$10,0004,165
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,457,0001,066
2011-09-30 (YTD Data)Rank
Total interest income$18,809,0001,149
Total interest expense$4,453,0001,061
Net interest income$14,356,0001,169
Provision for loan and lease losses$389,0003,273
Total noninterest income$1,422,0002,080
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$368,0002,624
Trading account gains and fees$0145
Additional Noninterest Income$1,054,0001,711
Total noninterest expense$10,474,0001,400
Salaries and employee benefits$6,090,0001,220
Premises and equipment expense$1,250,0001,500
Additional noninterest expense$3,134,0001,630
Pre-tax net operating income$4,915,000945
Securities gains (losses)$161,0001,368
Applicable income taxes$1,803,000685
Income before extraordinary items$3,273,0001,178
Extraordinary gains, net$021
Net income$3,273,0001,178
Minority interest net income$087
Net income of bank and minority interests.$3,273,0001,178
Net charge-offs$934,0001,969
Cash dividends$10,0003,571
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,169,9601,152
2011-06-30 (YTD Data)Rank
Total interest income$12,554,0001,156
Total interest expense$3,015,0001,082
Net interest income$9,539,0001,168
Provision for loan and lease losses$389,0002,635
Total noninterest income$866,0002,206
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$248,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$618,0001,835
Total noninterest expense$6,800,0001,455
Salaries and employee benefits$4,075,0001,223
Premises and equipment expense$842,0001,501
Additional noninterest expense$1,883,0001,818
Pre-tax net operating income$3,216,000948
Securities gains (losses)$60,0001,479
Applicable income taxes$1,162,000675
Income before extraordinary items$2,114,0001,177
Extraordinary gains, net$015
Net income$2,114,0001,177
Minority interest net income$089
Net income of bank and minority interests.$2,114,0001,177
Net charge-offs$767,0001,709
Cash dividends$10,0003,323
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,075,0001,157
2011-03-31 (YTD Data)Rank
Total interest income$6,290,0001,162
Total interest expense$1,532,0001,103
Net interest income$4,758,0001,177
Provision for loan and lease losses$389,0001,667
Total noninterest income$243,0003,209
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$116,0002,672
Trading account gains and fees$0158
Additional Noninterest Income$127,0003,175
Total noninterest expense$3,616,0001,373
Salaries and employee benefits$2,117,0001,189
Premises and equipment expense$449,0001,430
Additional noninterest expense$1,050,0001,645
Pre-tax net operating income$996,0001,442
Securities gains (losses)$1,0001,662
Applicable income taxes$320,0001,064
Income before extraordinary items$677,0001,727
Extraordinary gains, net$09
Net income$677,0001,727
Minority interest net income$086
Net income of bank and minority interests.$677,0001,727
Net charge-offs$636,0001,153
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$676,3201,679
2010-12-31 (YTD Data)Rank
Total interest income$26,430,0001,170
Total interest expense$6,871,0001,193
Net interest income$19,559,0001,143
Provision for loan and lease losses$474,0004,226
Total noninterest income$3,361,0001,430
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$535,0002,517
Trading account gains and fees$0175
Additional Noninterest Income$2,826,0001,105
Total noninterest expense$11,869,0001,671
Salaries and employee benefits$7,071,0001,392
Premises and equipment expense$1,517,0001,697
Additional noninterest expense$3,281,0002,121
Pre-tax net operating income$10,577,000516
Securities gains (losses)$1,0003,687
Applicable income taxes$4,035,000434
Income before extraordinary items$6,543,000686
Extraordinary gains, net$029
Net income$6,543,000683
Minority interest net income$0111
Net income of bank and minority interests.$6,543,000687
Net charge-offs$1,672,0002,047
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,542,360657
2010-09-30 (YTD Data)Rank
Total interest income$20,024,0001,179
Total interest expense$5,242,0001,218
Net interest income$14,782,0001,136
Provision for loan and lease losses$462,0003,672
Total noninterest income$2,224,0001,556
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$419,0002,495
Trading account gains and fees$0165
Additional Noninterest Income$1,805,0001,195
Total noninterest expense$8,866,0001,662
Salaries and employee benefits$5,331,0001,387
Premises and equipment expense$1,123,0001,740
Additional noninterest expense$2,412,0002,128
Pre-tax net operating income$7,678,000558
Securities gains (losses)$1,0003,533
Applicable income taxes$2,935,000436
Income before extraordinary items$4,744,000732
Extraordinary gains, net$023
Net income$4,744,000731
Minority interest net income$0110
Net income of bank and minority interests.$4,744,000732
Net charge-offs$1,575,0001,740
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,743,360696
2010-06-30 (YTD Data)Rank
Total interest income$13,484,0001,186
Total interest expense$3,586,0001,236
Net interest income$9,898,0001,141
Provision for loan and lease losses$462,0002,966
Total noninterest income$1,427,0001,563
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$303,0002,341
Trading account gains and fees$0152
Additional Noninterest Income$1,124,0001,192
Total noninterest expense$6,052,0001,633
Salaries and employee benefits$3,669,0001,346
Premises and equipment expense$743,0001,762
Additional noninterest expense$1,640,0002,090
Pre-tax net operating income$4,811,000573
Securities gains (losses)$5,0002,788
Applicable income taxes$1,841,000421
Income before extraordinary items$2,975,000753
Extraordinary gains, net$019
Net income$2,975,000750
Minority interest net income$0105
Net income of bank and minority interests.$2,975,000753
Net charge-offs$1,454,0001,394
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,971,800728
2010-03-31 (YTD Data)Rank
Total interest income$6,780,0001,191
Total interest expense$1,821,0001,280
Net interest income$4,959,0001,141
Provision for loan and lease losses$462,0001,895
Total noninterest income$784,0001,466
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$146,0002,396
Trading account gains and fees$0175
Additional Noninterest Income$638,0001,079
Total noninterest expense$3,223,0001,559
Salaries and employee benefits$1,976,0001,267
Premises and equipment expense$395,0001,713
Additional noninterest expense$852,0001,989
Pre-tax net operating income$2,058,000663
Securities gains (losses)$-30,0007,587
Applicable income taxes$774,000470
Income before extraordinary items$1,254,000872
Extraordinary gains, net$016
Net income$1,254,000876
Minority interest net income$091
Net income of bank and minority interests.$1,254,000876
Net charge-offs$745,0001,268
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,273,200833
2009-12-31 (YTD Data)Rank
Total interest income$28,478,0001,210
Total interest expense$10,916,0001,083
Net interest income$17,562,0001,276
Provision for loan and lease losses$4,791,0001,472
Total noninterest income$3,917,0001,322
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$698,0002,259
Trading account gains and fees$0211
Additional Noninterest Income$3,219,0001,004
Total noninterest expense$11,821,0001,727
Salaries and employee benefits$7,134,0001,417
Premises and equipment expense$1,524,0001,771
Additional noninterest expense$3,163,0002,241
Pre-tax net operating income$4,867,000862
Securities gains (losses)$-216,0007,434
Applicable income taxes$1,324,000783
Income before extraordinary items$3,327,0001,014
Extraordinary gains, net$034
Net income$3,327,0001,012
Minority interest net income$0115
Net income of bank and minority interests.$3,327,0001,013
Net charge-offs$2,060,0001,995
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,482,520975
2009-09-30 (YTD Data)Rank
Total interest income$21,544,0001,223
Total interest expense$8,728,0001,070
Net interest income$12,816,0001,305
Provision for loan and lease losses$3,744,0001,286
Total noninterest income$3,011,0001,313
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$524,0002,265
Trading account gains and fees$0212
Additional Noninterest Income$2,487,000994
Total noninterest expense$9,033,0001,675
Salaries and employee benefits$5,417,0001,412
Premises and equipment expense$1,139,0001,795
Additional noninterest expense$2,477,0002,127
Pre-tax net operating income$3,050,0001,072
Securities gains (losses)$-179,0007,571
Applicable income taxes$670,0001,126
Income before extraordinary items$2,201,0001,217
Extraordinary gains, net$027
Net income$2,201,0001,215
Minority interest net income$0118
Net income of bank and minority interests.$2,201,0001,217
Net charge-offs$1,425,0001,822
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,338,8301,139
2009-06-30 (YTD Data)Rank
Total interest income$14,482,0001,238
Total interest expense$6,045,0001,095
Net interest income$8,437,0001,321
Provision for loan and lease losses$2,656,0001,177
Total noninterest income$2,235,0001,229
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$348,0002,253
Trading account gains and fees$0193
Additional Noninterest Income$1,887,000929
Total noninterest expense$6,163,0001,668
Salaries and employee benefits$3,668,0001,419
Premises and equipment expense$777,0001,783
Additional noninterest expense$1,718,0002,062
Pre-tax net operating income$1,853,0001,235
Securities gains (losses)$-201,0007,789
Applicable income taxes$246,0001,744
Income before extraordinary items$1,406,0001,354
Extraordinary gains, net$021
Net income$1,406,0001,351
Minority interest net income$0112
Net income of bank and minority interests.$1,406,0001,352
Net charge-offs$550,0002,245
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,576,8501,162
2009-03-31 (YTD Data)Rank
Total interest income$7,249,0001,250
Total interest expense$3,135,0001,094
Net interest income$4,114,0001,346
Provision for loan and lease losses$1,169,0001,079
Total noninterest income$1,250,0001,074
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$156,0002,384
Trading account gains and fees$0171
Additional Noninterest Income$1,094,000790
Total noninterest expense$3,045,0001,647
Salaries and employee benefits$1,916,0001,354
Premises and equipment expense$421,0001,677
Additional noninterest expense$708,0002,211
Pre-tax net operating income$1,150,0001,107
Securities gains (losses)$-222,0008,050
Applicable income taxes$38,0003,107
Income before extraordinary items$890,0001,228
Extraordinary gains, net$015
Net income$890,0001,230
Minority interest net income$0102
Net income of bank and minority interests.$890,0001,230
Net charge-offs$117,0002,696
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,103,120913
2008-12-31 (YTD Data)Rank
Total interest income$30,367,0001,273
Total interest expense$15,004,0001,079
Net interest income$15,363,0001,451
Provision for loan and lease losses$898,0002,877
Total noninterest income$2,061,0002,093
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$685,0002,385
Trading account gains and fees$0154
Additional Noninterest Income$1,376,0001,697
Total noninterest expense$12,096,0001,623
Salaries and employee benefits$7,598,0001,343
Premises and equipment expense$1,594,0001,727
Additional noninterest expense$2,904,0002,065
Pre-tax net operating income$4,430,0001,233
Securities gains (losses)$-2,067,0007,908
Applicable income taxes$735,0001,477
Income before extraordinary items$1,628,0002,369
Extraordinary gains, net$039
Net income$1,628,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0003,845
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,054,2301,436
2008-09-30 (YTD Data)Rank
Total interest income$22,914,0001,290
Total interest expense$11,602,0001,082
Net interest income$11,312,0001,493
Provision for loan and lease losses$305,0003,519
Total noninterest income$1,933,0001,821
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$504,0002,442
Trading account gains and fees$0148
Additional Noninterest Income$1,429,0001,408
Total noninterest expense$9,167,0001,590
Salaries and employee benefits$5,737,0001,352
Premises and equipment expense$1,224,0001,699
Additional noninterest expense$2,206,0001,967
Pre-tax net operating income$3,773,0001,316
Securities gains (losses)$-1,823,0008,034
Applicable income taxes$863,0001,300
Income before extraordinary items$1,087,0002,938
Extraordinary gains, net$031
Net income$1,087,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,991
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,253,7201,692
2008-06-30 (YTD Data)Rank
Total interest income$15,150,0001,320
Total interest expense$7,871,0001,110
Net interest income$7,279,0001,537
Provision for loan and lease losses$135,0003,809
Total noninterest income$1,236,0001,896
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$343,0002,382
Trading account gains and fees$0149
Additional Noninterest Income$893,0001,523
Total noninterest expense$6,162,0001,576
Salaries and employee benefits$3,909,0001,326
Premises and equipment expense$825,0001,679
Additional noninterest expense$1,428,0002,015
Pre-tax net operating income$2,218,0001,534
Securities gains (losses)$92,0001,043
Applicable income taxes$720,0001,209
Income before extraordinary items$1,590,0001,701
Extraordinary gains, net$021
Net income$1,590,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,693
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,526,5201,745
2008-03-31 (YTD Data)Rank
Total interest income$7,508,0001,371
Total interest expense$4,039,0001,152
Net interest income$3,469,0001,597
Provision for loan and lease losses$06,080
Total noninterest income$749,0001,646
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$159,0002,493
Trading account gains and fees$0158
Additional Noninterest Income$590,0001,245
Total noninterest expense$3,329,0001,436
Salaries and employee benefits$2,176,0001,182
Premises and equipment expense$420,0001,648
Additional noninterest expense$733,0001,922
Pre-tax net operating income$889,0001,983
Securities gains (losses)$80,000831
Applicable income taxes$279,0001,558
Income before extraordinary items$690,0002,056
Extraordinary gains, net$015
Net income$690,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,745
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$633,2002,136
2007-12-31 (YTD Data)Rank
Total interest income$28,519,0001,511
Total interest expense$15,218,0001,312
Net interest income$13,301,0001,699
Provision for loan and lease losses$100,0004,892
Total noninterest income$1,915,0002,281
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$687,0002,401
Trading account gains and fees$0178
Additional Noninterest Income$1,228,0001,937
Total noninterest expense$10,748,0001,723
Salaries and employee benefits$6,624,0001,528
Premises and equipment expense$1,535,0001,712
Additional noninterest expense$2,589,0002,121
Pre-tax net operating income$4,368,0001,847
Securities gains (losses)$35,000919
Applicable income taxes$1,285,0001,580
Income before extraordinary items$3,118,0001,979
Extraordinary gains, net$039
Net income$3,118,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,084
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,093,1501,978
2007-09-30 (YTD Data)Rank
Total interest income$21,036,0001,540
Total interest expense$11,127,0001,349
Net interest income$9,909,0001,714
Provision for loan and lease losses$100,0004,093
Total noninterest income$1,345,0002,389
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$781,0001,689
Trading account gains and fees$0184
Additional Noninterest Income$564,0002,657
Total noninterest expense$7,962,0001,728
Salaries and employee benefits$4,930,0001,532
Premises and equipment expense$1,128,0001,744
Additional noninterest expense$1,904,0002,100
Pre-tax net operating income$3,192,0001,999
Securities gains (losses)$34,000713
Applicable income taxes$991,0001,660
Income before extraordinary items$2,235,0002,171
Extraordinary gains, net$033
Net income$2,235,0002,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,136
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,211,5402,175
2007-06-30 (YTD Data)Rank
Total interest income$13,637,0001,594
Total interest expense$7,135,0001,408
Net interest income$6,502,0001,766
Provision for loan and lease losses$100,0003,268
Total noninterest income$869,0002,443
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$511,0001,723
Trading account gains and fees$0168
Additional Noninterest Income$358,0002,734
Total noninterest expense$5,350,0001,728
Salaries and employee benefits$3,356,0001,530
Premises and equipment expense$717,0001,833
Additional noninterest expense$1,277,0002,103
Pre-tax net operating income$1,921,0002,238
Securities gains (losses)$01,444
Applicable income taxes$585,0001,871
Income before extraordinary items$1,336,0002,422
Extraordinary gains, net$029
Net income$1,336,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,451
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,336,0002,406
2007-03-31 (YTD Data)Rank
Total interest income$6,636,0001,638
Total interest expense$3,423,0001,449
Net interest income$3,213,0001,790
Provision for loan and lease losses$75,0002,404
Total noninterest income$436,0002,416
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$231,0001,831
Trading account gains and fees$0195
Additional Noninterest Income$205,0002,510
Total noninterest expense$2,857,0001,614
Salaries and employee benefits$1,808,0001,434
Premises and equipment expense$376,0001,771
Additional noninterest expense$673,0001,965
Pre-tax net operating income$717,0002,750
Securities gains (losses)$01,187
Applicable income taxes$173,0002,594
Income before extraordinary items$544,0002,837
Extraordinary gains, net$022
Net income$544,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$544,0002,829
2006-12-31 (YTD Data)Rank
Total interest income$24,847,0001,623
Total interest expense$11,153,0001,506
Net interest income$13,694,0001,674
Provision for loan and lease losses$505,0001,891
Total noninterest income$2,008,0002,222
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$988,0001,773
Trading account gains and fees$0130
Additional Noninterest Income$1,020,0002,188
Total noninterest expense$9,978,0001,788
Salaries and employee benefits$6,077,0001,619
Premises and equipment expense$1,286,0001,957
Additional noninterest expense$2,615,0002,032
Pre-tax net operating income$5,219,0001,815
Securities gains (losses)$1,0001,542
Applicable income taxes$1,659,0001,526
Income before extraordinary items$3,561,0001,985
Extraordinary gains, net$051
Net income$3,561,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$110,0005,371
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,560,3201,970
2006-09-30 (YTD Data)Rank
Total interest income$18,251,0001,633
Total interest expense$7,965,0001,534
Net interest income$10,286,0001,682
Provision for loan and lease losses$430,0001,598
Total noninterest income$1,397,0002,345
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$730,0001,795
Trading account gains and fees$0126
Additional Noninterest Income$667,0002,389
Total noninterest expense$7,435,0001,791
Salaries and employee benefits$4,551,0001,633
Premises and equipment expense$973,0001,951
Additional noninterest expense$1,911,0002,058
Pre-tax net operating income$3,818,0001,921
Securities gains (losses)$01,388
Applicable income taxes$1,197,0001,653
Income before extraordinary items$2,621,0002,070
Extraordinary gains, net$045
Net income$2,621,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,924
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,621,0002,062
2006-06-30 (YTD Data)Rank
Total interest income$11,764,0001,655
Total interest expense$4,933,0001,584
Net interest income$6,831,0001,698
Provision for loan and lease losses$355,0001,291
Total noninterest income$861,0002,472
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$479,0001,806
Trading account gains and fees$0126
Additional Noninterest Income$382,0002,628
Total noninterest expense$4,983,0001,786
Salaries and employee benefits$3,057,0001,621
Premises and equipment expense$655,0001,920
Additional noninterest expense$1,271,0002,064
Pre-tax net operating income$2,354,0002,055
Securities gains (losses)$01,185
Applicable income taxes$741,0001,777
Income before extraordinary items$1,613,0002,206
Extraordinary gains, net$039
Net income$1,613,0002,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,245
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,613,0002,192
2006-03-31 (YTD Data)Rank
Total interest income$5,672,0001,678
Total interest expense$2,230,0001,656
Net interest income$3,442,0001,674
Provision for loan and lease losses$225,0001,018
Total noninterest income$341,0002,839
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$220,0001,890
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,366
Total noninterest expense$2,585,0001,728
Salaries and employee benefits$1,613,0001,547
Premises and equipment expense$345,0001,831
Additional noninterest expense$627,0002,074
Pre-tax net operating income$973,0002,327
Securities gains (losses)$0955
Applicable income taxes$271,0002,144
Income before extraordinary items$702,0002,435
Extraordinary gains, net$021
Net income$702,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,303
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$702,0002,413
2005-12-31 (YTD Data)Rank
Total interest income$20,083,0001,678
Total interest expense$7,004,0001,626
Net interest income$13,079,0001,672
Provision for loan and lease losses$714,0001,392
Total noninterest income$1,767,0002,412
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$925,0001,854
Trading account gains and fees$0138
Additional Noninterest Income$842,0002,460
Total noninterest expense$9,277,0001,825
Salaries and employee benefits$5,507,0001,700
Premises and equipment expense$1,219,0001,971
Additional noninterest expense$2,551,0001,978
Pre-tax net operating income$4,855,0001,915
Securities gains (losses)$02,296
Applicable income taxes$1,666,0001,575
Income before extraordinary items$3,189,0002,132
Extraordinary gains, net$046
Net income$3,189,0002,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,108
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,189,0002,113
2005-09-30 (YTD Data)Rank
Total interest income$14,608,0001,688
Total interest expense$4,979,0001,614
Net interest income$9,629,0001,688
Provision for loan and lease losses$414,0001,672
Total noninterest income$1,412,0002,314
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$685,0001,875
Trading account gains and fees$0126
Additional Noninterest Income$727,0002,259
Total noninterest expense$7,006,0001,797
Salaries and employee benefits$4,143,0001,672
Premises and equipment expense$912,0001,968
Additional noninterest expense$1,951,0001,906
Pre-tax net operating income$3,621,0001,930
Securities gains (losses)$02,317
Applicable income taxes$1,278,0001,564
Income before extraordinary items$2,343,0002,187
Extraordinary gains, net$035
Net income$2,343,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,343,0002,148
2005-06-30 (YTD Data)Rank
Total interest income$9,464,0001,691
Total interest expense$3,201,0001,575
Net interest income$6,263,0001,712
Provision for loan and lease losses$189,0002,249
Total noninterest income$1,039,0002,113
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$443,0001,894
Trading account gains and fees$0116
Additional Noninterest Income$596,0001,936
Total noninterest expense$4,729,0001,761
Salaries and employee benefits$2,803,0001,641
Premises and equipment expense$605,0001,969
Additional noninterest expense$1,321,0001,865
Pre-tax net operating income$2,384,0001,913
Securities gains (losses)$02,146
Applicable income taxes$878,0001,509
Income before extraordinary items$1,506,0002,219
Extraordinary gains, net$030
Net income$1,506,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,656
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,506,0002,181
2005-03-31 (YTD Data)Rank
Total interest income$4,619,0001,697
Total interest expense$1,567,0001,525
Net interest income$3,052,0001,747
Provision for loan and lease losses$69,0002,690
Total noninterest income$598,0001,888
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$199,0002,010
Trading account gains and fees$0115
Additional Noninterest Income$399,0001,553
Total noninterest expense$2,466,0001,707
Salaries and employee benefits$1,501,0001,548
Premises and equipment expense$304,0001,976
Additional noninterest expense$661,0001,857
Pre-tax net operating income$1,115,0001,984
Securities gains (losses)$01,685
Applicable income taxes$421,0001,552
Income before extraordinary items$694,0002,343
Extraordinary gains, net$024
Net income$694,0002,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$694,0002,306
2004-12-31 (YTD Data)Rank
Total interest income$17,384,0001,659
Total interest expense$6,127,0001,340
Net interest income$11,257,0001,797
Provision for loan and lease losses$296,0002,970
Total noninterest income$1,537,0002,638
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$795,0002,156
Trading account gains and fees$0138
Additional Noninterest Income$742,0002,621
Total noninterest expense$8,277,0001,938
Salaries and employee benefits$4,836,0001,816
Premises and equipment expense$1,041,0002,195
Additional noninterest expense$2,400,0002,036
Pre-tax net operating income$4,221,0001,960
Securities gains (losses)$127,0001,085
Applicable income taxes$1,651,0001,501
Income before extraordinary items$2,697,0002,269
Extraordinary gains, net$034
Net income$2,697,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,728
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,615,7202,280
2004-09-30 (YTD Data)Rank
Total interest income$12,826,0001,669
Total interest expense$4,548,0001,327
Net interest income$8,278,0001,814
Provision for loan and lease losses$227,0002,741
Total noninterest income$1,134,0002,675
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$576,0002,234
Trading account gains and fees$0134
Additional Noninterest Income$558,0002,626
Total noninterest expense$6,126,0001,959
Salaries and employee benefits$3,578,0001,824
Premises and equipment expense$767,0002,238
Additional noninterest expense$1,781,0002,025
Pre-tax net operating income$3,059,0002,047
Securities gains (losses)$107,0001,125
Applicable income taxes$1,228,0001,510
Income before extraordinary items$1,938,0002,390
Extraordinary gains, net$026
Net income$1,938,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,788
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,869,5202,403
2004-06-30 (YTD Data)Rank
Total interest income$8,400,0001,672
Total interest expense$2,928,0001,353
Net interest income$5,472,0001,821
Provision for loan and lease losses$158,0002,624
Total noninterest income$748,0002,715
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$377,0002,255
Trading account gains and fees$0130
Additional Noninterest Income$371,0002,636
Total noninterest expense$4,186,0001,909
Salaries and employee benefits$2,379,0001,835
Premises and equipment expense$524,0002,181
Additional noninterest expense$1,283,0001,862
Pre-tax net operating income$1,876,0002,156
Securities gains (losses)$106,000987
Applicable income taxes$761,0001,589
Income before extraordinary items$1,221,0002,488
Extraordinary gains, net$021
Net income$1,221,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,135
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,153,1602,546
2004-03-31 (YTD Data)Rank
Total interest income$4,189,0001,682
Total interest expense$1,454,0001,377
Net interest income$2,735,0001,814
Provision for loan and lease losses$89,0002,375
Total noninterest income$401,0002,532
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$166,0002,458
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$2,286,0001,769
Salaries and employee benefits$1,300,0001,712
Premises and equipment expense$283,0002,045
Additional noninterest expense$703,0001,689
Pre-tax net operating income$761,0002,523
Securities gains (losses)$77,000940
Applicable income taxes$308,0001,885
Income before extraordinary items$530,0002,804
Extraordinary gains, net$016
Net income$530,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$480,7202,934
2003-12-31 (YTD Data)Rank
Total interest income$16,949,0001,688
Total interest expense$6,244,0001,421
Net interest income$10,705,0001,827
Provision for loan and lease losses$256,0003,494
Total noninterest income$2,608,0001,883
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$724,0002,296
Trading account gains and fees$0160
Additional Noninterest Income$1,884,0001,534
Total noninterest expense$7,074,0002,225
Salaries and employee benefits$4,064,0002,092
Premises and equipment expense$926,0002,424
Additional noninterest expense$2,084,0002,312
Pre-tax net operating income$5,983,0001,379
Securities gains (losses)$-18,0008,855
Applicable income taxes$2,485,0001,081
Income before extraordinary items$3,480,0001,790
Extraordinary gains, net$054
Net income$3,480,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,285
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,491,5201,699
2003-09-30 (YTD Data)Rank
Total interest income$12,827,0001,701
Total interest expense$4,775,0001,455
Net interest income$8,052,0001,835
Provision for loan and lease losses$223,0003,151
Total noninterest income$2,175,0001,779
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$540,0002,320
Trading account gains and fees$0153
Additional Noninterest Income$1,635,0001,443
Total noninterest expense$5,292,0002,227
Salaries and employee benefits$3,014,0002,125
Premises and equipment expense$709,0002,377
Additional noninterest expense$1,569,0002,287
Pre-tax net operating income$4,712,0001,373
Securities gains (losses)$-21,0009,015
Applicable income taxes$1,988,0001,068
Income before extraordinary items$2,703,0001,790
Extraordinary gains, net$040
Net income$2,703,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,062
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,716,4401,681
2003-06-30 (YTD Data)Rank
Total interest income$8,649,0001,703
Total interest expense$3,272,0001,477
Net interest income$5,377,0001,816
Provision for loan and lease losses$138,0003,257
Total noninterest income$1,602,0001,639
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$349,0002,351
Trading account gains and fees$0150
Additional Noninterest Income$1,253,0001,290
Total noninterest expense$3,596,0002,183
Salaries and employee benefits$2,053,0002,069
Premises and equipment expense$492,0002,287
Additional noninterest expense$1,051,0002,259
Pre-tax net operating income$3,245,0001,318
Securities gains (losses)$-46,0009,154
Applicable income taxes$1,727,000882
Income before extraordinary items$1,472,0002,145
Extraordinary gains, net$030
Net income$1,472,0002,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,430
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,501,4401,992
2003-03-31 (YTD Data)Rank
Total interest income$4,377,0001,689
Total interest expense$1,675,0001,483
Net interest income$2,702,0001,808
Provision for loan and lease losses$69,0003,098
Total noninterest income$917,0001,422
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$158,0002,474
Trading account gains and fees$0134
Additional Noninterest Income$759,0001,091
Total noninterest expense$1,924,0002,035
Salaries and employee benefits$1,131,0001,891
Premises and equipment expense$264,0002,150
Additional noninterest expense$529,0002,214
Pre-tax net operating income$1,626,0001,313
Securities gains (losses)$-48,0009,228
Applicable income taxes$1,087,000742
Income before extraordinary items$491,0002,987
Extraordinary gains, net$021
Net income$491,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$521,7202,718
2002-12-31 (YTD Data)Rank
Total interest income$17,947,0001,715
Total interest expense$7,815,0001,446
Net interest income$10,132,0001,922
Provision for loan and lease losses$316,0003,318
Total noninterest income$1,485,0002,629
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$686,0002,280
Trading account gains and fees$0153
Additional Noninterest Income$799,0002,504
Total noninterest expense$6,348,0002,347
Salaries and employee benefits$3,713,0002,154
Premises and equipment expense$818,0002,634
Additional noninterest expense$1,817,0002,531
Pre-tax net operating income$4,953,0001,646
Securities gains (losses)$-53,0009,076
Applicable income taxes$1,606,0001,561
Income before extraordinary items$3,294,0001,823
Extraordinary gains, net$070
Net income$3,294,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,483
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,329,5101,741
2001-12-31 (YTD Data)Rank
Total interest income$19,733,0001,727
Total interest expense$10,775,0001,509
Net interest income$8,958,0001,988
Provision for loan and lease losses$513,0002,155
Total noninterest income$1,028,0003,274
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$551,0002,619
Trading account gains and fees$0177
Additional Noninterest Income$477,0003,213
Total noninterest expense$5,546,0002,547
Salaries and employee benefits$3,250,0002,307
Premises and equipment expense$704,0002,931
Additional noninterest expense$1,592,0002,730
Pre-tax net operating income$3,927,0001,799
Securities gains (losses)$1,0004,410
Applicable income taxes$1,424,0001,569
Income before extraordinary items$2,504,0002,087
Extraordinary gains, net$0105
Net income$2,504,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,917
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,503,3602,013
2000-12-31 (YTD Data)Rank
Total interest income$19,007,0001,833
Total interest expense$10,588,0001,612
Net interest income$8,419,0002,108
Provision for loan and lease losses$163,0004,226
Total noninterest income$753,0003,800
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$507,0002,658
Trading account gains and fees$0180
Additional Noninterest Income$246,0004,331
Total noninterest expense$5,104,0002,664
Salaries and employee benefits$3,096,0002,308
Premises and equipment expense$621,0003,168
Additional noninterest expense$1,387,0003,013
Pre-tax net operating income$3,905,0001,877
Securities gains (losses)$19,000967
Applicable income taxes$1,385,0001,614
Income before extraordinary items$2,539,0002,056
Extraordinary gains, net$038
Net income$2,539,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,361
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,526,6502,066
1999-12-31 (YTD Data)Rank
Total interest income$16,142,0002,006
Total interest expense$8,953,0001,673
Net interest income$7,189,0002,453
Provision for loan and lease losses$180,0003,760
Total noninterest income$933,0003,258
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$447,0002,910
Trading account gains and fees$0173
Additional Noninterest Income$486,0003,003
Total noninterest expense$4,850,0002,786
Salaries and employee benefits$2,765,0002,542
Premises and equipment expense$590,0003,304
Additional noninterest expense$1,495,0002,875
Pre-tax net operating income$3,092,0002,345
Securities gains (losses)$161,000600
Applicable income taxes$1,153,0001,985
Income before extraordinary items$2,100,0002,469
Extraordinary gains, net$035
Net income$2,100,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,615
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,995,3502,567
1998-12-31 (YTD Data)Rank
Total interest income$15,193,0002,143
Total interest expense$8,638,0001,773
Net interest income$6,555,0002,605
Provision for loan and lease losses$292,0002,702
Total noninterest income$620,0004,293
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$345,0003,541
Trading account gains and fees$0224
Additional Noninterest Income$275,0004,203
Total noninterest expense$3,958,0003,221
Salaries and employee benefits$2,374,0002,858
Premises and equipment expense$500,0003,697
Additional noninterest expense$1,084,0003,678
Pre-tax net operating income$2,925,0002,438
Securities gains (losses)$361,000670
Applicable income taxes$1,295,0001,859
Income before extraordinary items$1,991,0002,561
Extraordinary gains, net$032
Net income$1,991,0002,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,285
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,759,9602,761
1997-12-31 (YTD Data)Rank
Total interest income$13,858,0002,359
Total interest expense$7,852,0001,963
Net interest income$6,006,0002,903
Provision for loan and lease losses$08,829
Total noninterest income$410,0005,651
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$221,0005,031
Trading account gains and fees$0239
Additional Noninterest Income$189,0005,092
Total noninterest expense$3,652,0003,474
Salaries and employee benefits$2,056,0003,221
Premises and equipment expense$523,0003,570
Additional noninterest expense$1,073,0003,664
Pre-tax net operating income$2,764,0002,680
Securities gains (losses)$146,000830
Applicable income taxes$1,170,0002,131
Income before extraordinary items$1,740,0002,928
Extraordinary gains, net$044
Net income$1,740,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,646,5603,023
1996-12-31 (YTD Data)Rank
Total interest income$12,472,0002,669
Total interest expense$7,026,0002,208
Net interest income$5,446,0003,247
Provision for loan and lease losses$09,041
Total noninterest income$366,0006,254
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$198,0005,597
Trading account gains and fees$0262
Additional Noninterest Income$168,0005,634
Total noninterest expense$3,255,0004,041
Salaries and employee benefits$1,886,0003,523
Premises and equipment expense$481,0003,893
Additional noninterest expense$888,0004,810
Pre-tax net operating income$2,557,0002,726
Securities gains (losses)$10,0002,493
Applicable income taxes$1,075,0002,190
Income before extraordinary items$1,492,0003,205
Extraordinary gains, net$053
Net income$1,492,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,485,6003,176
1995-12-31 (YTD Data)Rank
Total interest income$11,235,0002,961
Total interest expense$6,071,0002,523
Net interest income$5,164,0003,428
Provision for loan and lease losses$12,0008,132
Total noninterest income$488,0005,273
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$198,0005,717
Trading account gains and fees$0522
Additional Noninterest Income$290,0004,083
Total noninterest expense$3,219,0004,042
Salaries and employee benefits$1,860,0003,544
Premises and equipment expense$411,0004,429
Additional noninterest expense$948,0004,555
Pre-tax net operating income$2,421,0002,941
Securities gains (losses)$62,0001,174
Applicable income taxes$996,0002,393
Income before extraordinary items$1,487,0003,274
Extraordinary gains, net$065
Net income$1,487,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,00011,835
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,447,3203,322
1994-12-31 (YTD Data)Rank
Total interest income$9,736,0003,104
Total interest expense$4,961,0002,478
Net interest income$4,775,0003,720
Provision for loan and lease losses$96,0004,659
Total noninterest income$510,0005,224
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$190,0006,067
Trading account gains and fees$0475
Additional Noninterest Income$320,0003,914
Total noninterest expense$3,226,0004,144
Salaries and employee benefits$1,761,0003,703
Premises and equipment expense$392,0004,663
Additional noninterest expense$1,073,0004,439
Pre-tax net operating income$1,963,0003,487
Securities gains (losses)$26,0001,570
Applicable income taxes$812,0002,731
Income before extraordinary items$1,177,0003,933
Extraordinary gains, net$0249
Net income$1,177,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,570
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,160,3604,025
1993-12-31 (YTD Data)Rank
Total interest income$9,688,0003,190
Total interest expense$4,807,0002,676
Net interest income$4,881,0003,652
Provision for loan and lease losses$248,0003,426
Total noninterest income$680,0004,526
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$203,0005,916
Trading account gains and fees$0532
Additional Noninterest Income$477,0003,361
Total noninterest expense$3,000,0004,507
Salaries and employee benefits$1,656,0003,917
Premises and equipment expense$342,0005,325
Additional noninterest expense$1,002,0004,914
Pre-tax net operating income$2,313,0002,916
Securities gains (losses)$101,0002,497
Applicable income taxes$917,0002,477
Income before extraordinary items$1,497,0003,259
Extraordinary gains, net$75,0001,837
Net income$1,572,0003,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,406
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,432,3603,204
1992-12-31 (YTD Data)Rank
Total interest income$10,633,0003,297
Total interest expense$5,913,0002,819
Net interest income$4,720,0003,834
Provision for loan and lease losses$634,0002,538
Total noninterest income$449,0006,087
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$151,0007,077
Trading account gains and fees$0504
Additional Noninterest Income$298,0004,448
Total noninterest expense$2,806,0004,804
Salaries and employee benefits$1,514,0004,203
Premises and equipment expense$421,0004,605
Additional noninterest expense$871,0005,670
Pre-tax net operating income$1,729,0003,555
Securities gains (losses)$269,0001,637
Applicable income taxes$816,0002,560
Income before extraordinary items$1,182,0003,862
Extraordinary gains, net$198,000435
Net income$1,380,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0002,146
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,009,8404,143

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.