Home > Cape Cod Bank and Trust > Net charge- offs to loans
Cape Cod Bank and Trust, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 7,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,411 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 6,957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9976% | 8,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6689% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 8,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 8,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0790% | 8,654 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1677% | 8,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5392% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0648% | 8,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 8,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1068% | 8,732 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2775% | 8,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3346% | 4,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6127% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0738% | 8,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0646% | 8,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1605% | 8,783 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1990% | 8,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4064% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6897% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1047% | 8,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 8,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2852% | 8,864 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 7,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4010% | 3,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0820% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 8,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,512 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 8,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1917% | 8,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5016% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1204% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 8,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0799% | 8,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,702 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 8,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2812% | 5,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7913% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1313% | 9,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0470% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.0997% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0977% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9212% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7683% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 9,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0983% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7942% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0251% | 9,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1704% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7515% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0397% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1031% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 5,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 793 |
| Percentage Net Loans Charged-off:Construction & development | -0.1936% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3432% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3062% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2612% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8158% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 6,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0775% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1679% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3926% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4982% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0509% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1686% | 11,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1087% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.2427% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1555% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2569% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2559% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2283% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2883% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4509% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5369% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.4108% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7661% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3988% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6514% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4362% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2175% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0121% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2322% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.2380% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7670% | 87 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8114% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7499% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0949% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1761% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6956% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 8.2805% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0828% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8783% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0957% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1805% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0161% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |