Home > Cape Cod Bank and Trust > Assets and Liabilities
Cape Cod Bank and Trust, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 386 | 415 |
| Assets and Liabilities | ||
| Total Assets: | $1,282,972,000 | 470 |
| Cash and due from depository institutions | $44,019,000 | 415 |
| Interest-bearing balances | $53,000 | 5,873 |
| Securities | $348,868,000 | 410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $819,341,000 | 475 |
| Loan loss allowance | $12,730,000 | 400 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $20,708,000 | 381 |
| Other real estate owned | $0 | 415 |
| Goodwill and other intangibles | $7,626,000 | 556 |
| All other assets | $42,410,000 | 439 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,282,972,000 | 470 |
| Total liabilities | $1,161,838,000 | 465 |
| Total deposits | $957,588,000 | 450 |
| Interest-bearing deposits | $831,617,000 | 436 |
| Deposits held in domestic offices | $957,588,000 | 448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,537,000 | 754 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $175,334,000 | 341 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,379,000 | 575 |
| Total equity capital | $121,134,000 | 479 |
| Total bank equity capital | $121,134,000 | 479 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $23,015,000 | 115 |
| Surplus | $22,092,000 | 995 |
| Undivided profits | $76,027,000 | 438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,344 |
| Income earned, not collected on loans | $4,734,000 | 545 |
| Earning assets | $1,168,262,000 | 471 |
| Long-term assets (5+ years) | $197,263,000 | 554 |
| Average Assets, year-to-date | $1,310,048,500 | 454 |
| Average Assets, quarterly | $1,310,048,500 | 454 |
| Volatile liabilities | $116,835,000 | 946 |
| Insider loans | $24,909,000 | 159 |
| FHLB advances | $174,562,000 | 293 |
| Loans and leases held for sale | $6,562,000 | 341 |
| Unused loan commitments | $223,212,000 | 484 |
| Tier 1 (core) risk-based capital | $116,324,000 | 451 |
| Tier 2 risk-based capital | $12,730,000 | 417 |
| Total risk weighted assets | $1,029,615,000 | 419 |
| Total unused commitments | $223,212,000 | 484 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 394 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,337,125,000 | 449 |
| Cash and due from depository institutions | $38,925,000 | 409 |
| Interest-bearing balances | $671,000 | 3,353 |
| Securities | $437,760,000 | 354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $788,175,000 | 475 |
| Loan loss allowance | $12,713,000 | 406 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $20,927,000 | 380 |
| Other real estate owned | $1,500,000 | 409 |
| Goodwill and other intangibles | $8,017,000 | 539 |
| All other assets | $41,821,000 | 457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,337,125,000 | 449 |
| Total liabilities | $1,218,792,000 | 449 |
| Total deposits | $1,005,985,000 | 438 |
| Interest-bearing deposits | $876,603,000 | 429 |
| Deposits held in domestic offices | $1,005,985,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,144,000 | 710 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $181,871,000 | 353 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $9,792,000 | 585 |
| Total equity capital | $118,333,000 | 486 |
| Total bank equity capital | $118,333,000 | 486 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $23,015,000 | 119 |
| Surplus | $22,092,000 | 974 |
| Undivided profits | $73,226,000 | 429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,550,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,270 |
| Income earned, not collected on loans | $4,442,000 | 571 |
| Earning assets | $1,226,606,000 | 451 |
| Long-term assets (5+ years) | $293,476,000 | 391 |
| Average Assets, year-to-date | $1,356,310,800 | 429 |
| Average Assets, quarterly | $1,344,628,500 | 444 |
| Volatile liabilities | $125,992,000 | 887 |
| Insider loans | $25,252,000 | 164 |
| FHLB advances | $179,927,000 | 293 |
| Loans and leases held for sale | $7,306,000 | 308 |
| Unused loan commitments | $222,529,000 | 475 |
| Tier 1 (core) risk-based capital | $114,007,000 | 456 |
| Tier 2 risk-based capital | $12,028,000 | 433 |
| Total risk weighted assets | $961,550,000 | 433 |
| Total unused commitments | $222,529,000 | 475 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 403 | 415 |
| Assets and Liabilities | ||
| Total Assets: | $1,352,132,000 | 456 |
| Cash and due from depository institutions | $74,414,000 | 415 |
| Interest-bearing balances | $580,000 | 3,644 |
| Securities | $433,109,000 | 352 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $767,345,000 | 489 |
| Loan loss allowance | $12,771,000 | 412 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,172,000 | 398 |
| Other real estate owned | $1,500,000 | 415 |
| Goodwill and other intangibles | $8,386,000 | 527 |
| All other assets | $47,206,000 | 424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,352,132,000 | 456 |
| Total liabilities | $1,236,156,000 | 451 |
| Total deposits | $1,032,359,000 | 434 |
| Interest-bearing deposits | $885,099,000 | 430 |
| Deposits held in domestic offices | $1,032,359,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,198,000 | 598 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $166,021,000 | 355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $9,578,000 | 621 |
| Total equity capital | $115,976,000 | 514 |
| Total bank equity capital | $115,976,000 | 514 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $23,015,000 | 124 |
| Surplus | $22,092,000 | 975 |
| Undivided profits | $70,869,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,836,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,385,000 | 606 |
| Earning assets | $1,201,034,000 | 466 |
| Long-term assets (5+ years) | $287,259,000 | 401 |
| Average Assets, year-to-date | $1,361,107,250 | 440 |
| Average Assets, quarterly | $1,316,175,500 | 466 |
| Volatile liabilities | $98,594,000 | 1,081 |
| Insider loans | $26,137,000 | 156 |
| FHLB advances | $162,043,000 | 305 |
| Loans and leases held for sale | $7,997,000 | 391 |
| Unused loan commitments | $228,507,000 | 476 |
| Tier 1 (core) risk-based capital | $112,488,000 | 472 |
| Tier 2 risk-based capital | $12,370,000 | 427 |
| Total risk weighted assets | $989,208,000 | 426 |
| Total unused commitments | $228,507,000 | 477 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 420 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $1,280,219,000 | 473 |
| Cash and due from depository institutions | $85,202,000 | 405 |
| Interest-bearing balances | $837,000 | 3,399 |
| Securities | $346,726,000 | 421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $773,803,000 | 473 |
| Loan loss allowance | $12,680,000 | 407 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,817,000 | 398 |
| Other real estate owned | $1,500,000 | 405 |
| Goodwill and other intangibles | $8,502,000 | 501 |
| All other assets | $44,669,000 | 426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,280,219,000 | 473 |
| Total liabilities | $1,163,296,000 | 470 |
| Total deposits | $976,536,000 | 451 |
| Interest-bearing deposits | $836,001,000 | 451 |
| Deposits held in domestic offices | $976,536,000 | 450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,482,000 | 668 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $157,074,000 | 372 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,204,000 | 713 |
| Total equity capital | $116,923,000 | 498 |
| Total bank equity capital | $116,923,000 | 498 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $23,015,000 | 124 |
| Surplus | $22,092,000 | 955 |
| Undivided profits | $71,816,000 | 444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 3,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,361 |
| Income earned, not collected on loans | $4,645,000 | 557 |
| Earning assets | $1,121,366,000 | 485 |
| Long-term assets (5+ years) | $260,221,000 | 418 |
| Average Assets, year-to-date | $1,364,099,000 | 439 |
| Average Assets, quarterly | $1,305,517,500 | 457 |
| Volatile liabilities | $91,681,000 | 1,144 |
| Insider loans | $24,047,000 | 159 |
| FHLB advances | $154,753,000 | 317 |
| Loans and leases held for sale | $11,074,000 | 446 |
| Unused loan commitments | $229,798,000 | 485 |
| Tier 1 (core) risk-based capital | $113,039,000 | 463 |
| Tier 2 risk-based capital | $12,139,000 | 413 |
| Total risk weighted assets | $970,566,000 | 422 |
| Total unused commitments | $229,798,000 | 485 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 405 | 412 |
| Assets and Liabilities | ||
| Total Assets: | $1,330,816,000 | 449 |
| Cash and due from depository institutions | $62,887,000 | 412 |
| Interest-bearing balances | $865,000 | 3,339 |
| Securities | $420,106,000 | 352 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $769,578,000 | 465 |
| Loan loss allowance | $12,596,000 | 407 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $19,908,000 | 391 |
| Other real estate owned | $1,500,000 | 412 |
| Goodwill and other intangibles | $8,704,000 | 488 |
| All other assets | $48,133,000 | 397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,330,816,000 | 449 |
| Total liabilities | $1,214,925,000 | 447 |
| Total deposits | $946,402,000 | 461 |
| Interest-bearing deposits | $837,272,000 | 447 |
| Deposits held in domestic offices | $946,402,000 | 460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,854,000 | 431 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $204,921,000 | 292 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,748,000 | 530 |
| Total equity capital | $115,891,000 | 491 |
| Total bank equity capital | $115,891,000 | 491 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $23,015,000 | 123 |
| Surplus | $22,092,000 | 941 |
| Undivided profits | $70,784,000 | 431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,283 |
| Income earned, not collected on loans | $5,401,000 | 502 |
| Earning assets | $1,190,549,000 | 455 |
| Long-term assets (5+ years) | $279,262,000 | 388 |
| Average Assets, year-to-date | $1,406,039,000 | 431 |
| Average Assets, quarterly | $1,406,039,000 | 431 |
| Volatile liabilities | $179,944,000 | 660 |
| Insider loans | $21,852,000 | 187 |
| FHLB advances | $204,828,000 | 232 |
| Loans and leases held for sale | $7,184,000 | 490 |
| Unused loan commitments | $233,990,000 | 467 |
| Tier 1 (core) risk-based capital | $111,979,000 | 457 |
| Tier 2 risk-based capital | $12,471,000 | 404 |
| Total risk weighted assets | $997,561,000 | 407 |
| Total unused commitments | $233,990,000 | 468 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 412 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $1,481,262,000 | 413 |
| Cash and due from depository institutions | $60,798,000 | 404 |
| Interest-bearing balances | $741,000 | 3,392 |
| Securities | $510,812,000 | 295 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $826,057,000 | 431 |
| Loan loss allowance | $12,384,000 | 405 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,881,000 | 384 |
| Other real estate owned | $1,500,000 | 404 |
| Goodwill and other intangibles | $8,614,000 | 481 |
| All other assets | $53,600,000 | 365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,481,262,000 | 413 |
| Total liabilities | $1,358,685,000 | 405 |
| Total deposits | $943,133,000 | 457 |
| Interest-bearing deposits | $818,952,000 | 453 |
| Deposits held in domestic offices | $943,133,000 | 456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,739,000 | 762 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $375,101,000 | 205 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $22,712,000 | 372 |
| Total equity capital | $122,577,000 | 467 |
| Total bank equity capital | $122,577,000 | 467 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $23,015,000 | 124 |
| Surplus | $22,092,000 | 921 |
| Undivided profits | $77,470,000 | 403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,234 |
| Income earned, not collected on loans | $5,982,000 | 478 |
| Earning assets | $1,337,610,000 | 409 |
| Long-term assets (5+ years) | $324,208,000 | 325 |
| Average Assets, year-to-date | $1,483,897,400 | 395 |
| Average Assets, quarterly | $1,550,569,000 | 392 |
| Volatile liabilities | $312,086,000 | 437 |
| Insider loans | $18,889,000 | 207 |
| FHLB advances | $371,449,000 | 160 |
| Loans and leases held for sale | $37,333,000 | 204 |
| Unused loan commitments | $238,783,000 | 447 |
| Tier 1 (core) risk-based capital | $117,094,000 | 430 |
| Tier 2 risk-based capital | $12,384,000 | 408 |
| Total risk weighted assets | $1,000,460,000 | 409 |
| Total unused commitments | $238,783,000 | 448 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 389 | 422 |
| Assets and Liabilities | ||
| Total Assets: | $1,452,543,000 | 401 |
| Cash and due from depository institutions | $51,762,000 | 422 |
| Interest-bearing balances | $557,000 | 3,584 |
| Securities | $446,735,000 | 303 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $880,049,000 | 421 |
| Loan loss allowance | $12,252,000 | 399 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,539,000 | 425 |
| Other real estate owned | $1,500,000 | 422 |
| Goodwill and other intangibles | $9,323,000 | 427 |
| All other assets | $45,635,000 | 396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,452,543,000 | 401 |
| Total liabilities | $1,334,423,000 | 398 |
| Total deposits | $904,584,000 | 452 |
| Interest-bearing deposits | $802,371,000 | 447 |
| Deposits held in domestic offices | $904,584,000 | 450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,027,000 | 651 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $389,023,000 | 199 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $14,789,000 | 490 |
| Total equity capital | $118,120,000 | 445 |
| Total bank equity capital | $118,120,000 | 445 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $23,015,000 | 124 |
| Surplus | $22,092,000 | 890 |
| Undivided profits | $73,013,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,849,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,368,000 | 474 |
| Earning assets | $1,327,341,000 | 399 |
| Long-term assets (5+ years) | $240,488,000 | 449 |
| Average Assets, year-to-date | $1,462,221,800 | 389 |
| Average Assets, quarterly | $1,470,058,500 | 392 |
| Volatile liabilities | $302,925,000 | 443 |
| Insider loans | $13,482,000 | 299 |
| FHLB advances | $384,314,000 | 144 |
| Loans and leases held for sale | $8,349,000 | 440 |
| Unused loan commitments | $211,530,000 | 457 |
| Tier 1 (core) risk-based capital | $107,193,000 | 442 |
| Tier 2 risk-based capital | $12,252,000 | 396 |
| Total risk weighted assets | $1,043,796,000 | 388 |
| Total unused commitments | $211,530,000 | 458 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 389 | 416 |
| Assets and Liabilities | ||
| Total Assets: | $1,400,996,000 | 408 |
| Cash and due from depository institutions | $49,896,000 | 416 |
| Interest-bearing balances | $525,000 | 2,997 |
| Securities | $463,681,000 | 278 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $837,165,000 | 440 |
| Loan loss allowance | $12,154,000 | 394 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $15,712,000 | 474 |
| Other real estate owned | $1,500,000 | 416 |
| Goodwill and other intangibles | $10,679,000 | 382 |
| All other assets | $22,363,000 | 546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,400,996,000 | 408 |
| Total liabilities | $1,305,172,000 | 402 |
| Total deposits | $973,737,000 | 414 |
| Interest-bearing deposits | $800,652,000 | 433 |
| Deposits held in domestic offices | $973,737,000 | 412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,181,000 | 694 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $293,626,000 | 239 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $15,628,000 | 480 |
| Total equity capital | $95,824,000 | 517 |
| Total bank equity capital | $95,824,000 | 517 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $22,653,000 | 141 |
| Surplus | $16,703,000 | 1,061 |
| Undivided profits | $56,468,000 | 475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,192,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,332,000 | 587 |
| Earning assets | $1,301,371,000 | 401 |
| Long-term assets (5+ years) | $199,333,000 | 505 |
| Average Assets, year-to-date | $1,299,351,800 | 410 |
| Average Assets, quarterly | $1,366,309,000 | 410 |
| Volatile liabilities | $305,004,000 | 450 |
| Insider loans | $14,074,000 | 277 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $861,000 | 771 |
| Unused loan commitments | $145,882,000 | 550 |
| Tier 1 (core) risk-based capital | $86,607,700 | 524 |
| Tier 2 risk-based capital | $11,929,590 | 397 |
| Total risk weighted assets | $954,142,590 | 410 |
| Total unused commitments | $145,882,000 | 551 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 349 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $1,225,530,000 | 454 |
| Cash and due from depository institutions | $44,626,000 | 491 |
| Interest-bearing balances | $827,000 | 2,636 |
| Securities | $482,653,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $663,754,000 | 527 |
| Loan loss allowance | $11,158,000 | 432 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,820,000 | 642 |
| Other real estate owned | $1,500,000 | 491 |
| Goodwill and other intangibles | $1,228,000 | 1,372 |
| All other assets | $19,949,000 | 595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,225,530,000 | 454 |
| Total liabilities | $1,145,466,000 | 441 |
| Total deposits | $767,137,000 | 516 |
| Interest-bearing deposits | $623,239,000 | 548 |
| Deposits held in domestic offices | $767,137,000 | 513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,433,000 | 890 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $349,876,000 | 232 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,020,000 | 577 |
| Total equity capital | $80,064,000 | 592 |
| Total bank equity capital | $80,064,000 | 592 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $22,653,000 | 154 |
| Surplus | $13,903,000 | 1,235 |
| Undivided profits | $43,508,000 | 587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,776,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 638 |
| Income earned, not collected on loans | $3,155,000 | 680 |
| Earning assets | $1,147,234,000 | 446 |
| Long-term assets (5+ years) | $215,725,000 | 517 |
| Average Assets, year-to-date | $1,224,679,600 | 441 |
| Average Assets, quarterly | $1,267,900,500 | 435 |
| Volatile liabilities | $311,342,000 | 449 |
| Insider loans | $20,655,000 | 205 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $158,361,000 | 536 |
| Tier 1 (core) risk-based capital | $81,619,200 | 554 |
| Tier 2 risk-based capital | $10,822,170 | 434 |
| Total risk weighted assets | $865,437,870 | 438 |
| Total unused commitments | $158,361,000 | 536 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 361 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $1,177,431,000 | 463 |
| Cash and due from depository institutions | $29,428,000 | 490 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $518,146,000 | 277 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $600,744,000 | 538 |
| Loan loss allowance | $11,108,000 | 427 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,181,000 | 596 |
| Other real estate owned | $459,000 | 490 |
| Goodwill and other intangibles | $121,000 | 2,591 |
| All other assets | $16,352,000 | 606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,177,431,000 | 463 |
| Total liabilities | $1,093,889,000 | 457 |
| Total deposits | $728,007,000 | 531 |
| Interest-bearing deposits | $591,115,000 | 566 |
| Deposits held in domestic offices | $728,007,000 | 527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,394,000 | 858 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $343,720,000 | 191 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,768,000 | 740 |
| Total equity capital | $83,542,000 | 576 |
| Total bank equity capital | $83,542,000 | 576 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $22,653,000 | 165 |
| Surplus | $13,903,000 | 1,184 |
| Undivided profits | $46,986,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,468,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 1,011 |
| Income earned, not collected on loans | $2,826,000 | 718 |
| Earning assets | $1,118,890,000 | 447 |
| Long-term assets (5+ years) | $266,996,000 | 375 |
| Average Assets, year-to-date | $1,095,880,400 | 473 |
| Average Assets, quarterly | $1,189,280,500 | 452 |
| Volatile liabilities | $161,331,000 | 601 |
| Insider loans | $30,070,000 | 123 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $110,802,000 | 650 |
| Tier 1 (core) risk-based capital | $83,139,000 | 538 |
| Tier 2 risk-based capital | $9,171,950 | 475 |
| Total risk weighted assets | $731,820,150 | 483 |
| Total unused commitments | $110,802,000 | 655 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 354 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $973,895,000 | 537 |
| Cash and due from depository institutions | $34,213,000 | 507 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $391,496,000 | 365 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $520,881,000 | 611 |
| Loan loss allowance | $10,962,000 | 453 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,305,000 | 603 |
| Other real estate owned | $1,080,000 | 507 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,920,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $973,895,000 | 537 |
| Total liabilities | $898,259,000 | 536 |
| Total deposits | $709,260,000 | 556 |
| Interest-bearing deposits | $580,728,000 | 575 |
| Deposits held in domestic offices | $709,260,000 | 551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,853,000 | 1,130 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $174,104,000 | 278 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,042,000 | 870 |
| Total equity capital | $75,636,000 | 630 |
| Total bank equity capital | $75,636,000 | 630 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,326,000 | 307 |
| Surplus | $25,230,000 | 729 |
| Undivided profits | $39,080,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,770,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 688 |
| Income earned, not collected on loans | $2,705,000 | 803 |
| Earning assets | $912,377,000 | 529 |
| Long-term assets (5+ years) | $122,937,000 | 647 |
| Average Assets, year-to-date | $910,152,800 | 538 |
| Average Assets, quarterly | $977,465,000 | 528 |
| Volatile liabilities | $153,415,000 | 639 |
| Insider loans | $22,186,000 | 188 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $106,808,000 | 620 |
| Tier 1 (core) risk-based capital | $75,233,000 | 587 |
| Tier 2 risk-based capital | $8,212,000 | 483 |
| Total risk weighted assets | $654,210,100 | 509 |
| Total unused commitments | $106,808,000 | 624 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 365 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $817,800,000 | 648 |
| Cash and due from depository institutions | $20,961,000 | 521 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $329,064,000 | 428 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $441,785,000 | 727 |
| Loan loss allowance | $11,417,000 | 481 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,736,000 | 593 |
| Other real estate owned | $760,000 | 521 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,494,000 | 760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $817,800,000 | 648 |
| Total liabilities | $751,467,000 | 644 |
| Total deposits | $633,718,000 | 646 |
| Interest-bearing deposits | $514,843,000 | 675 |
| Deposits held in domestic offices | $633,718,000 | 638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,259,000 | 1,431 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $105,786,000 | 373 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,704,000 | 902 |
| Total equity capital | $66,333,000 | 723 |
| Total bank equity capital | $66,333,000 | 723 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,326,000 | 333 |
| Surplus | $25,230,000 | 761 |
| Undivided profits | $29,777,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,945,000 | 877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 903 |
| Income earned, not collected on loans | $2,376,000 | 927 |
| Earning assets | $770,849,000 | 630 |
| Long-term assets (5+ years) | $35,040,000 | 1,750 |
| Average Assets, year-to-date | $745,997,200 | 677 |
| Average Assets, quarterly | $801,813,500 | 650 |
| Volatile liabilities | $78,648,000 | 1,024 |
| Insider loans | $19,424,000 | 248 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $134,008,000 | 554 |
| Tier 1 (core) risk-based capital | $65,521,000 | 686 |
| Tier 2 risk-based capital | $6,691,510 | 592 |
| Total risk weighted assets | $530,595,610 | 634 |
| Total unused commitments | $134,008,000 | 557 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 340 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $648,171,000 | 801 |
| Cash and due from depository institutions | $35,527,000 | 582 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $189,644,000 | 706 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $401,149,000 | 794 |
| Loan loss allowance | $11,701,000 | 501 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,963,000 | 743 |
| Other real estate owned | $413,000 | 582 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $11,475,000 | 847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $648,171,000 | 801 |
| Total liabilities | $588,615,000 | 802 |
| Total deposits | $570,091,000 | 722 |
| Interest-bearing deposits | $456,205,000 | 775 |
| Deposits held in domestic offices | $570,091,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,304,000 | 1,829 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,860,000 | 1,089 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,360,000 | 1,399 |
| Total equity capital | $59,556,000 | 825 |
| Total bank equity capital | $59,556,000 | 825 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,663,000 | 676 |
| Surplus | $25,205,000 | 758 |
| Undivided profits | $28,688,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,547,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $280,000 | 451 |
| Income earned, not collected on loans | $2,313,000 | 996 |
| Earning assets | $590,793,000 | 805 |
| Long-term assets (5+ years) | $19,225,000 | 2,575 |
| Average Assets, year-to-date | $581,558,000 | 846 |
| Average Assets, quarterly | $646,213,000 | 793 |
| Volatile liabilities | $15,494,000 | 3,237 |
| Insider loans | $17,155,000 | 286 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $128,861,000 | 585 |
| Tier 1 (core) risk-based capital | $59,387,000 | 782 |
| Tier 2 risk-based capital | $5,569,950 | 691 |
| Total risk weighted assets | $439,464,850 | 736 |
| Total unused commitments | $128,861,000 | 589 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 324 | 628 |
| Assets and Liabilities | ||
| Total Assets: | $530,111,000 | 903 |
| Cash and due from depository institutions | $22,058,000 | 628 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $104,454,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 738 |
| Net loans & leases | $366,595,000 | 832 |
| Loan loss allowance | $11,050,000 | 523 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,010,000 | 810 |
| Other real estate owned | $2,039,000 | 628 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $12,955,000 | 814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $530,111,000 | 903 |
| Total liabilities | $476,786,000 | 918 |
| Total deposits | $468,767,000 | 827 |
| Interest-bearing deposits | $360,281,000 | 931 |
| Deposits held in domestic offices | $468,767,000 | 816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,440 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,577,000 | 2,020 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,942,000 | 1,842 |
| Total equity capital | $53,325,000 | 837 |
| Total bank equity capital | $53,325,000 | 837 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,663,000 | 661 |
| Surplus | $25,189,000 | 716 |
| Undivided profits | $22,473,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,654,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 626 |
| Income earned, not collected on loans | $1,888,000 | 1,026 |
| Earning assets | $484,049,000 | 901 |
| Long-term assets (5+ years) | $19,894,000 | 2,558 |
| Average Assets, year-to-date | $523,731,800 | 887 |
| Average Assets, quarterly | $539,741,500 | 890 |
| Volatile liabilities | $7,727,000 | 5,220 |
| Insider loans | $17,272,000 | 278 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $109,046,000 | 610 |
| Tier 1 (core) risk-based capital | $53,325,000 | 820 |
| Tier 2 risk-based capital | $4,823,370 | 746 |
| Total risk weighted assets | $379,642,870 | 797 |
| Total unused commitments | $109,046,000 | 614 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 357 | 602 |
| Assets and Liabilities | ||
| Total Assets: | $516,419,000 | 933 |
| Cash and due from depository institutions | $28,494,000 | 602 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $54,194,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,219 |
| Net loans & leases | $393,827,000 | 772 |
| Loan loss allowance | $11,656,000 | 525 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,275,000 | 883 |
| Other real estate owned | $6,644,000 | 602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $13,985,000 | 747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,419,000 | 933 |
| Total liabilities | $470,333,000 | 947 |
| Total deposits | $461,530,000 | 869 |
| Interest-bearing deposits | $366,127,000 | 954 |
| Deposits held in domestic offices | $461,530,000 | 857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,328 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,110,000 | 1,465 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,893,000 | 1,880 |
| Total equity capital | $46,086,000 | 906 |
| Total bank equity capital | $46,086,000 | 906 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,663,000 | 647 |
| Surplus | $14,209,000 | 1,071 |
| Undivided profits | $26,214,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,498,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 677 |
| Income earned, not collected on loans | $1,790,000 | 959 |
| Earning assets | $459,021,000 | 963 |
| Long-term assets (5+ years) | $15,039,000 | 3,303 |
| Average Assets, year-to-date | $523,899,200 | 909 |
| Average Assets, quarterly | $530,988,500 | 910 |
| Volatile liabilities | $8,113,000 | 4,772 |
| Insider loans | $11,247,000 | 387 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $92,812,000 | 652 |
| Tier 1 (core) risk-based capital | $46,086,000 | 875 |
| Tier 2 risk-based capital | $4,782,740 | 758 |
| Total risk weighted assets | $375,745,640 | 806 |
| Total unused commitments | $92,812,000 | 669 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 350 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $536,602,000 | 941 |
| Cash and due from depository institutions | $32,147,000 | 630 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $80,749,000 | 1,670 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 751 |
| Net loans & leases | $362,471,000 | 836 |
| Loan loss allowance | $10,151,000 | 614 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,602,000 | 841 |
| Other real estate owned | $16,713,000 | 630 |
| Goodwill and other intangibles | $243,000 | 1,734 |
| All other assets | $12,677,000 | 848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $536,602,000 | 941 |
| Total liabilities | $493,667,000 | 948 |
| Total deposits | $489,971,000 | 875 |
| Interest-bearing deposits | $398,898,000 | 934 |
| Deposits held in domestic offices | $489,971,000 | 866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 1,787 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $28,000 | 4,773 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $868,000 | 3,691 |
| Total equity capital | $42,935,000 | 923 |
| Total bank equity capital | $42,935,000 | 923 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,663,000 | 645 |
| Surplus | $14,236,000 | 1,034 |
| Undivided profits | $23,036,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,269,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,982,000 | 972 |
| Earning assets | $466,220,000 | 970 |
| Long-term assets (5+ years) | $47,842,000 | 1,220 |
| Average Assets, year-to-date | $544,061,200 | 927 |
| Average Assets, quarterly | $546,541,500 | 930 |
| Volatile liabilities | $4,821,000 | 6,721 |
| Insider loans | $287,000 | 3,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $95,785,000 | 630 |
| Tier 1 (core) risk-based capital | $42,692,000 | 900 |
| Tier 2 risk-based capital | $5,177,330 | 728 |
| Total risk weighted assets | $409,212,430 | 786 |
| Total unused commitments | $95,785,000 | 640 |
| Derivatives | $0 | 651 |