Home > Canyon National Bank > Income and Expense

Canyon National Bank, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$11,112,0002,703
Total interest expense$1,518,0004,236
Net interest income$9,594,0002,284
Provision for loan and lease losses$5,300,0001,095
Total noninterest income$2,739,0001,654
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$583,0002,338
Trading account gains and fees$0175
Additional Noninterest Income$2,156,0001,338
Total noninterest expense$16,502,0001,223
Salaries and employee benefits$5,192,0001,873
Premises and equipment expense$1,252,0002,023
Additional noninterest expense$10,058,000748
Pre-tax net operating income$-9,469,0007,334
Securities gains (losses)$1,0003,687
Applicable income taxes$540,0001,808
Income before extraordinary items$-10,008,0007,381
Extraordinary gains, net$029
Net income$-10,008,0007,381
Minority interest net income$0111
Net income of bank and minority interests.$-10,008,0007,381
Net charge-offs$6,835,000800
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$428,000494
Net operating income$-10,009,0007,371
2010-09-30 (YTD Data)Rank
Total interest income$8,509,0002,698
Total interest expense$1,215,0004,221
Net interest income$7,294,0002,303
Provision for loan and lease losses$5,150,000857
Total noninterest income$1,884,0001,773
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$464,0002,288
Trading account gains and fees$0165
Additional Noninterest Income$1,420,0001,390
Total noninterest expense$11,367,0001,305
Salaries and employee benefits$3,908,0001,861
Premises and equipment expense$976,0001,975
Additional noninterest expense$6,483,000834
Pre-tax net operating income$-7,339,0007,481
Securities gains (losses)$1,0003,533
Applicable income taxes$540,0001,596
Income before extraordinary items$-7,878,0007,534
Extraordinary gains, net$023
Net income$-7,878,0007,534
Minority interest net income$0110
Net income of bank and minority interests.$-7,878,0007,534
Net charge-offs$5,496,000728
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$416,000403
Net operating income$-7,879,0007,523
2010-06-30 (YTD Data)Rank
Total interest income$5,874,0002,643
Total interest expense$874,0004,139
Net interest income$5,000,0002,216
Provision for loan and lease losses$2,050,0001,253
Total noninterest income$1,321,0001,648
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$329,0002,190
Trading account gains and fees$0152
Additional Noninterest Income$992,0001,301
Total noninterest expense$8,218,0001,210
Salaries and employee benefits$2,660,0001,846
Premises and equipment expense$660,0001,971
Additional noninterest expense$4,898,000737
Pre-tax net operating income$-3,947,0007,485
Securities gains (losses)$1,0003,060
Applicable income taxes$04,691
Income before extraordinary items$-3,946,0007,520
Extraordinary gains, net$019
Net income$-3,946,0007,520
Minority interest net income$0105
Net income of bank and minority interests.$-3,946,0007,521
Net charge-offs$2,869,000864
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,947,0007,515
2010-03-31 (YTD Data)Rank
Total interest income$2,947,0002,692
Total interest expense$494,0003,967
Net interest income$2,453,0002,294
Provision for loan and lease losses$800,0001,344
Total noninterest income$648,0001,692
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$170,0002,132
Trading account gains and fees$0175
Additional Noninterest Income$478,0001,341
Total noninterest expense$2,940,0001,701
Salaries and employee benefits$1,368,0001,825
Premises and equipment expense$332,0002,024
Additional noninterest expense$1,240,0001,430
Pre-tax net operating income$-639,0007,263
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$-638,0007,337
Extraordinary gains, net$016
Net income$-638,0007,337
Minority interest net income$091
Net income of bank and minority interests.$-638,0007,338
Net charge-offs$1,240,000891
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-639,0007,320
2009-12-31 (YTD Data)Rank
Total interest income$14,436,0002,317
Total interest expense$3,798,0002,855
Net interest income$10,638,0002,063
Provision for loan and lease losses$21,500,000465
Total noninterest income$2,410,0001,881
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$674,0002,319
Trading account gains and fees$0211
Additional Noninterest Income$1,736,0001,509
Total noninterest expense$12,312,0001,661
Salaries and employee benefits$5,122,0001,924
Premises and equipment expense$1,391,0001,932
Additional noninterest expense$5,799,0001,300
Pre-tax net operating income$-20,764,0007,722
Securities gains (losses)$116,0002,013
Applicable income taxes$-2,842,0007,614
Income before extraordinary items$-17,806,0007,712
Extraordinary gains, net$034
Net income$-17,806,0007,710
Minority interest net income$0115
Net income of bank and minority interests.$-17,806,0007,710
Net charge-offs$16,476,000467
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$2,248,000316
Net operating income$-17,905,7607,713
2009-09-30 (YTD Data)Rank
Total interest income$11,144,0002,280
Total interest expense$3,150,0002,737
Net interest income$7,994,0002,060
Provision for loan and lease losses$10,500,000601
Total noninterest income$1,528,0002,142
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$486,0002,414
Trading account gains and fees$0212
Additional Noninterest Income$1,042,0001,774
Total noninterest expense$9,141,0001,660
Salaries and employee benefits$3,766,0001,975
Premises and equipment expense$1,069,0001,907
Additional noninterest expense$4,306,0001,274
Pre-tax net operating income$-10,119,0007,746
Securities gains (losses)$116,0001,709
Applicable income taxes$-4,121,0007,873
Income before extraordinary items$-5,882,0007,643
Extraordinary gains, net$027
Net income$-5,882,0007,643
Minority interest net income$0118
Net income of bank and minority interests.$-5,882,0007,643
Net charge-offs$11,075,000469
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,248,000258
Net operating income$-5,956,2407,653
2009-06-30 (YTD Data)Rank
Total interest income$7,616,0002,259
Total interest expense$2,337,0002,603
Net interest income$5,279,0002,082
Provision for loan and lease losses$7,250,000573
Total noninterest income$1,028,0002,140
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$321,0002,403
Trading account gains and fees$0193
Additional Noninterest Income$707,0001,801
Total noninterest expense$6,245,0001,653
Salaries and employee benefits$2,473,0002,040
Premises and equipment expense$707,0001,949
Additional noninterest expense$3,065,0001,235
Pre-tax net operating income$-7,188,0007,839
Securities gains (losses)$74,0001,676
Applicable income taxes$-2,932,0007,970
Income before extraordinary items$-4,182,0007,748
Extraordinary gains, net$021
Net income$-4,182,0007,747
Minority interest net income$0112
Net income of bank and minority interests.$-4,182,0007,747
Net charge-offs$6,774,000484
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,525,000239
Net operating income$-4,229,3607,761
2009-03-31 (YTD Data)Rank
Total interest income$3,858,0002,273
Total interest expense$1,342,0002,373
Net interest income$2,516,0002,179
Provision for loan and lease losses$3,000,000564
Total noninterest income$541,0002,015
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$178,0002,161
Trading account gains and fees$0171
Additional Noninterest Income$363,0001,722
Total noninterest expense$3,086,0001,634
Salaries and employee benefits$1,418,0001,835
Premises and equipment expense$362,0001,936
Additional noninterest expense$1,306,0001,261
Pre-tax net operating income$-3,029,0007,946
Securities gains (losses)$74,0001,129
Applicable income taxes$-1,220,0008,035
Income before extraordinary items$-1,735,0007,872
Extraordinary gains, net$015
Net income$-1,735,0007,873
Minority interest net income$0102
Net income of bank and minority interests.$-1,735,0007,873
Net charge-offs$2,793,000473
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,299,000144
Net operating income$-1,782,3607,870
2008-12-31 (YTD Data)Rank
Total interest income$18,124,0002,104
Total interest expense$5,592,0002,681
Net interest income$12,532,0001,775
Provision for loan and lease losses$8,615,000665
Total noninterest income$2,283,0001,940
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$659,0002,463
Trading account gains and fees$0154
Additional Noninterest Income$1,624,0001,508
Total noninterest expense$11,898,0001,643
Salaries and employee benefits$5,357,0001,887
Premises and equipment expense$1,555,0001,765
Additional noninterest expense$4,986,0001,271
Pre-tax net operating income$-5,698,0007,840
Securities gains (losses)$33,0001,871
Applicable income taxes$-2,410,0007,969
Income before extraordinary items$-3,255,0007,647
Extraordinary gains, net$039
Net income$-3,255,0007,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,182,000522
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$3,730,000249
Net operating income$-3,276,1207,719
2008-09-30 (YTD Data)Rank
Total interest income$14,115,0002,072
Total interest expense$4,170,0002,805
Net interest income$9,945,0001,689
Provision for loan and lease losses$5,265,000632
Total noninterest income$1,687,0002,032
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$453,0002,650
Trading account gains and fees$0148
Additional Noninterest Income$1,234,0001,568
Total noninterest expense$8,332,0001,741
Salaries and employee benefits$4,008,0001,930
Premises and equipment expense$1,175,0001,753
Additional noninterest expense$3,149,0001,422
Pre-tax net operating income$-1,965,0007,850
Securities gains (losses)$33,0001,699
Applicable income taxes$-883,0008,013
Income before extraordinary items$-1,049,0007,532
Extraordinary gains, net$031
Net income$-1,049,0007,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,973,000443
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,070,1207,655
2008-06-30 (YTD Data)Rank
Total interest income$9,648,0002,057
Total interest expense$2,819,0002,870
Net interest income$6,829,0001,650
Provision for loan and lease losses$1,985,000801
Total noninterest income$1,109,0002,075
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$275,0002,818
Trading account gains and fees$0149
Additional Noninterest Income$834,0001,593
Total noninterest expense$5,620,0001,721
Salaries and employee benefits$2,658,0001,955
Premises and equipment expense$777,0001,766
Additional noninterest expense$2,185,0001,351
Pre-tax net operating income$333,0005,121
Securities gains (losses)$28,0001,831
Applicable income taxes$86,0003,602
Income before extraordinary items$275,0005,147
Extraordinary gains, net$021
Net income$275,0005,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,466,000490
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$253,7205,185
2008-03-31 (YTD Data)Rank
Total interest income$5,066,0002,009
Total interest expense$1,614,0002,696
Net interest income$3,452,0001,606
Provision for loan and lease losses$1,160,000563
Total noninterest income$485,0002,283
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$130,0002,892
Trading account gains and fees$0158
Additional Noninterest Income$355,0001,760
Total noninterest expense$2,674,0001,788
Salaries and employee benefits$1,343,0001,961
Premises and equipment expense$392,0001,751
Additional noninterest expense$939,0001,530
Pre-tax net operating income$103,0005,976
Securities gains (losses)$21,0001,562
Applicable income taxes$41,0003,770
Income before extraordinary items$83,0006,073
Extraordinary gains, net$015
Net income$83,0006,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,000671
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$68,9306,205
2007-12-31 (YTD Data)Rank
Total interest income$21,285,0001,981
Total interest expense$6,202,0002,933
Net interest income$15,083,0001,514
Provision for loan and lease losses$1,310,0001,174
Total noninterest income$2,536,0001,870
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$497,0003,071
Trading account gains and fees$0178
Additional Noninterest Income$2,039,0001,350
Total noninterest expense$10,163,0001,816
Salaries and employee benefits$5,228,0001,927
Premises and equipment expense$1,495,0001,753
Additional noninterest expense$3,440,0001,610
Pre-tax net operating income$6,146,0001,366
Securities gains (losses)$02,146
Applicable income taxes$2,491,000930
Income before extraordinary items$3,655,0001,728
Extraordinary gains, net$039
Net income$3,655,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,686,000699
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,655,0001,716
2007-09-30 (YTD Data)Rank
Total interest income$15,903,0001,993
Total interest expense$4,436,0003,036
Net interest income$11,467,0001,488
Provision for loan and lease losses$410,0001,819
Total noninterest income$1,958,0001,816
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$353,0003,160
Trading account gains and fees$0184
Additional Noninterest Income$1,605,0001,315
Total noninterest expense$7,613,0001,797
Salaries and employee benefits$3,930,0001,912
Premises and equipment expense$1,096,0001,791
Additional noninterest expense$2,587,0001,559
Pre-tax net operating income$5,402,0001,258
Securities gains (losses)$01,655
Applicable income taxes$2,192,000899
Income before extraordinary items$3,210,0001,579
Extraordinary gains, net$033
Net income$3,210,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,304
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,210,0001,565
2007-06-30 (YTD Data)Rank
Total interest income$10,463,0002,030
Total interest expense$2,796,0003,178
Net interest income$7,667,0001,495
Provision for loan and lease losses$200,0002,152
Total noninterest income$1,359,0001,792
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$234,0003,159
Trading account gains and fees$0168
Additional Noninterest Income$1,125,0001,297
Total noninterest expense$5,057,0001,821
Salaries and employee benefits$2,627,0001,943
Premises and equipment expense$719,0001,828
Additional noninterest expense$1,711,0001,580
Pre-tax net operating income$3,769,0001,259
Securities gains (losses)$01,444
Applicable income taxes$1,530,000906
Income before extraordinary items$2,239,0001,564
Extraordinary gains, net$029
Net income$2,239,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,590
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,239,0001,547
2007-03-31 (YTD Data)Rank
Total interest income$5,157,0002,054
Total interest expense$1,343,0003,250
Net interest income$3,814,0001,504
Provision for loan and lease losses$90,0002,153
Total noninterest income$729,0001,684
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$118,0003,108
Trading account gains and fees$0195
Additional Noninterest Income$611,0001,183
Total noninterest expense$2,604,0001,775
Salaries and employee benefits$1,416,0001,822
Premises and equipment expense$368,0001,809
Additional noninterest expense$820,0001,633
Pre-tax net operating income$1,849,0001,263
Securities gains (losses)$01,187
Applicable income taxes$750,000923
Income before extraordinary items$1,099,0001,571
Extraordinary gains, net$022
Net income$1,099,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000907
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,099,0001,556
2006-12-31 (YTD Data)Rank
Total interest income$19,132,0002,066
Total interest expense$4,146,0003,513
Net interest income$14,986,0001,525
Provision for loan and lease losses$525,0001,821
Total noninterest income$3,027,0001,621
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$421,0003,423
Trading account gains and fees$0130
Additional Noninterest Income$2,606,0001,102
Total noninterest expense$10,036,0001,776
Salaries and employee benefits$5,393,0001,813
Premises and equipment expense$1,448,0001,754
Additional noninterest expense$3,195,0001,642
Pre-tax net operating income$7,452,0001,317
Securities gains (losses)$01,687
Applicable income taxes$3,040,000932
Income before extraordinary items$4,412,0001,640
Extraordinary gains, net$051
Net income$4,412,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,266
Cash dividends$220,0004,843
Sale, conversion, retirement of capital stock, net$168,000793
Net operating income$4,412,0001,625
2006-09-30 (YTD Data)Rank
Total interest income$13,987,0002,103
Total interest expense$2,874,0003,612
Net interest income$11,113,0001,560
Provision for loan and lease losses$425,0001,613
Total noninterest income$2,272,0001,616
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$295,0003,606
Trading account gains and fees$0126
Additional Noninterest Income$1,977,0001,106
Total noninterest expense$7,523,0001,768
Salaries and employee benefits$4,062,0001,809
Premises and equipment expense$1,083,0001,759
Additional noninterest expense$2,378,0001,658
Pre-tax net operating income$5,437,0001,402
Securities gains (losses)$01,388
Applicable income taxes$2,226,0001,006
Income before extraordinary items$3,211,0001,734
Extraordinary gains, net$045
Net income$3,211,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$220,0004,055
Sale, conversion, retirement of capital stock, net$168,000625
Net operating income$3,211,0001,721
2006-06-30 (YTD Data)Rank
Total interest income$9,025,0002,128
Total interest expense$1,740,0003,737
Net interest income$7,285,0001,591
Provision for loan and lease losses$325,0001,371
Total noninterest income$1,550,0001,588
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$194,0003,610
Trading account gains and fees$0126
Additional Noninterest Income$1,356,0001,086
Total noninterest expense$5,015,0001,773
Salaries and employee benefits$2,702,0001,818
Premises and equipment expense$695,0001,817
Additional noninterest expense$1,618,0001,624
Pre-tax net operating income$3,495,0001,442
Securities gains (losses)$01,185
Applicable income taxes$1,423,0001,050
Income before extraordinary items$2,072,0001,757
Extraordinary gains, net$039
Net income$2,072,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,157
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$168,000455
Net operating income$2,072,0001,746
2006-03-31 (YTD Data)Rank
Total interest income$4,318,0002,172
Total interest expense$803,0003,808
Net interest income$3,515,0001,636
Provision for loan and lease losses$225,0001,018
Total noninterest income$755,0001,595
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$94,0003,616
Trading account gains and fees$0115
Additional Noninterest Income$661,0001,088
Total noninterest expense$2,449,0001,810
Salaries and employee benefits$1,315,0001,873
Premises and equipment expense$328,0001,934
Additional noninterest expense$806,0001,616
Pre-tax net operating income$1,596,0001,536
Securities gains (losses)$0955
Applicable income taxes$650,0001,112
Income before extraordinary items$946,0001,888
Extraordinary gains, net$021
Net income$946,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,282
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$80,000342
Net operating income$946,0001,869
2005-12-31 (YTD Data)Rank
Total interest income$14,566,0002,276
Total interest expense$2,007,0004,425
Net interest income$12,559,0001,744
Provision for loan and lease losses$710,0001,400
Total noninterest income$2,762,0001,724
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$349,0003,844
Trading account gains and fees$0138
Additional Noninterest Income$2,413,0001,188
Total noninterest expense$8,418,0001,983
Salaries and employee benefits$4,425,0002,082
Premises and equipment expense$1,234,0001,947
Additional noninterest expense$2,759,0001,832
Pre-tax net operating income$6,193,0001,543
Securities gains (losses)$02,296
Applicable income taxes$2,539,0001,111
Income before extraordinary items$3,654,0001,882
Extraordinary gains, net$046
Net income$3,654,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,832
Cash dividends$11,0005,998
Sale, conversion, retirement of capital stock, net$479,000547
Net operating income$3,654,0001,860
2005-09-30 (YTD Data)Rank
Total interest income$10,423,0002,328
Total interest expense$1,335,0004,631
Net interest income$9,088,0001,799
Provision for loan and lease losses$450,0001,533
Total noninterest income$2,045,0001,749
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$260,0003,879
Trading account gains and fees$0126
Additional Noninterest Income$1,785,0001,198
Total noninterest expense$6,249,0001,983
Salaries and employee benefits$3,270,0002,094
Premises and equipment expense$952,0001,893
Additional noninterest expense$2,027,0001,842
Pre-tax net operating income$4,434,0001,617
Securities gains (losses)$02,317
Applicable income taxes$1,822,0001,170
Income before extraordinary items$2,612,0001,991
Extraordinary gains, net$035
Net income$2,612,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$6,0005,284
Sale, conversion, retirement of capital stock, net$434,000419
Net operating income$2,612,0001,954
2005-06-30 (YTD Data)Rank
Total interest income$6,692,0002,357
Total interest expense$800,0004,782
Net interest income$5,892,0001,842
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,383,0001,707
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$177,0003,771
Trading account gains and fees$0116
Additional Noninterest Income$1,206,0001,175
Total noninterest expense$4,137,0001,987
Salaries and employee benefits$2,140,0002,113
Premises and equipment expense$639,0001,869
Additional noninterest expense$1,358,0001,824
Pre-tax net operating income$2,838,0001,643
Securities gains (losses)$02,146
Applicable income taxes$1,166,0001,204
Income before extraordinary items$1,672,0002,026
Extraordinary gains, net$030
Net income$1,672,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,562
Cash dividends$6,0005,038
Sale, conversion, retirement of capital stock, net$270,000344
Net operating income$1,672,0001,990
2005-03-31 (YTD Data)Rank
Total interest income$3,219,0002,396
Total interest expense$358,0004,992
Net interest income$2,861,0001,875
Provision for loan and lease losses$150,0001,379
Total noninterest income$665,0001,724
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$81,0003,899
Trading account gains and fees$0115
Additional Noninterest Income$584,0001,191
Total noninterest expense$2,085,0001,985
Salaries and employee benefits$1,076,0002,120
Premises and equipment expense$330,0001,815
Additional noninterest expense$679,0001,818
Pre-tax net operating income$1,291,0001,761
Securities gains (losses)$01,685
Applicable income taxes$525,0001,297
Income before extraordinary items$766,0002,164
Extraordinary gains, net$024
Net income$766,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$24,000374
Net operating income$766,0002,125
2004-12-31 (YTD Data)Rank
Total interest income$10,791,0002,635
Total interest expense$1,075,0005,457
Net interest income$9,716,0002,092
Provision for loan and lease losses$691,0001,471
Total noninterest income$2,699,0001,753
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$350,0003,935
Trading account gains and fees$0138
Additional Noninterest Income$2,349,0001,182
Total noninterest expense$6,889,0002,311
Salaries and employee benefits$3,621,0002,404
Premises and equipment expense$999,0002,291
Additional noninterest expense$2,269,0002,143
Pre-tax net operating income$4,835,0001,751
Securities gains (losses)$-58,0008,623
Applicable income taxes$1,948,0001,301
Income before extraordinary items$2,829,0002,185
Extraordinary gains, net$034
Net income$2,829,0002,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,177
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$576,000457
Net operating income$2,866,1202,117
2004-09-30 (YTD Data)Rank
Total interest income$7,706,0002,724
Total interest expense$751,0005,621
Net interest income$6,955,0002,183
Provision for loan and lease losses$538,0001,378
Total noninterest income$2,083,0001,720
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$261,0003,987
Trading account gains and fees$0134
Additional Noninterest Income$1,822,0001,163
Total noninterest expense$5,059,0002,354
Salaries and employee benefits$2,672,0002,422
Premises and equipment expense$718,0002,372
Additional noninterest expense$1,669,0002,163
Pre-tax net operating income$3,441,0001,825
Securities gains (losses)$-58,0008,825
Applicable income taxes$1,377,0001,385
Income before extraordinary items$2,006,0002,312
Extraordinary gains, net$026
Net income$2,006,0002,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,451
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$109,000517
Net operating income$2,043,1202,220
2004-06-30 (YTD Data)Rank
Total interest income$4,878,0002,847
Total interest expense$477,0005,784
Net interest income$4,401,0002,275
Provision for loan and lease losses$376,0001,290
Total noninterest income$1,361,0001,731
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$180,0003,909
Trading account gains and fees$0130
Additional Noninterest Income$1,181,0001,186
Total noninterest expense$3,239,0002,454
Salaries and employee benefits$1,707,0002,517
Premises and equipment expense$430,0002,607
Additional noninterest expense$1,102,0002,199
Pre-tax net operating income$2,147,0001,918
Securities gains (losses)$-58,0008,924
Applicable income taxes$851,0001,455
Income before extraordinary items$1,238,0002,451
Extraordinary gains, net$021
Net income$1,238,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$74,000437
Net operating income$1,275,1202,325
2004-03-31 (YTD Data)Rank
Total interest income$2,365,0002,948
Total interest expense$237,0005,848
Net interest income$2,128,0002,344
Provision for loan and lease losses$196,0001,175
Total noninterest income$604,0001,876
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$101,0003,555
Trading account gains and fees$0121
Additional Noninterest Income$503,0001,287
Total noninterest expense$1,586,0002,518
Salaries and employee benefits$823,0002,620
Premises and equipment expense$217,0002,611
Additional noninterest expense$546,0002,177
Pre-tax net operating income$950,0002,099
Securities gains (losses)$02,934
Applicable income taxes$388,0001,597
Income before extraordinary items$562,0002,665
Extraordinary gains, net$016
Net income$562,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,346
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$40,000327
Net operating income$562,0002,575
2003-12-31 (YTD Data)Rank
Total interest income$8,576,0003,235
Total interest expense$1,088,0005,869
Net interest income$7,488,0002,575
Provision for loan and lease losses$645,0001,751
Total noninterest income$2,352,0002,053
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$346,0003,983
Trading account gains and fees$0160
Additional Noninterest Income$2,006,0001,471
Total noninterest expense$6,003,0002,600
Salaries and employee benefits$3,080,0002,705
Premises and equipment expense$782,0002,819
Additional noninterest expense$2,141,0002,257
Pre-tax net operating income$3,192,0002,390
Securities gains (losses)$04,500
Applicable income taxes$1,298,0001,826
Income before extraordinary items$1,894,0002,984
Extraordinary gains, net$054
Net income$1,894,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,599
Cash dividends$8,0006,233
Sale, conversion, retirement of capital stock, net$86,000682
Net operating income$1,894,0002,858
2003-09-30 (YTD Data)Rank
Total interest income$6,254,0003,368
Total interest expense$871,0005,822
Net interest income$5,383,0002,699
Provision for loan and lease losses$570,0001,481
Total noninterest income$1,794,0002,067
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$260,0003,986
Trading account gains and fees$0153
Additional Noninterest Income$1,534,0001,515
Total noninterest expense$4,293,0002,717
Salaries and employee benefits$2,296,0002,724
Premises and equipment expense$563,0002,912
Additional noninterest expense$1,434,0002,496
Pre-tax net operating income$2,314,0002,542
Securities gains (losses)$04,204
Applicable income taxes$942,0001,950
Income before extraordinary items$1,372,0003,173
Extraordinary gains, net$040
Net income$1,372,0003,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,454
Cash dividends$3,0005,492
Sale, conversion, retirement of capital stock, net$68,000535
Net operating income$1,372,0003,017
2003-06-30 (YTD Data)Rank
Total interest income$4,037,0003,485
Total interest expense$628,0005,684
Net interest income$3,409,0002,832
Provision for loan and lease losses$330,0001,664
Total noninterest income$1,187,0002,076
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$177,0003,911
Trading account gains and fees$0150
Additional Noninterest Income$1,010,0001,508
Total noninterest expense$2,800,0002,767
Salaries and employee benefits$1,441,0002,884
Premises and equipment expense$372,0002,937
Additional noninterest expense$987,0002,396
Pre-tax net operating income$1,466,0002,647
Securities gains (losses)$03,782
Applicable income taxes$597,0002,052
Income before extraordinary items$869,0003,296
Extraordinary gains, net$030
Net income$869,0003,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,426
Cash dividends$3,0005,185
Sale, conversion, retirement of capital stock, net$19,000498
Net operating income$869,0003,124
2003-03-31 (YTD Data)Rank
Total interest income$1,982,0003,554
Total interest expense$328,0005,670
Net interest income$1,654,0002,899
Provision for loan and lease losses$155,0001,645
Total noninterest income$569,0002,083
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$92,0003,749
Trading account gains and fees$0134
Additional Noninterest Income$477,0001,533
Total noninterest expense$1,389,0002,770
Salaries and employee benefits$716,0002,898
Premises and equipment expense$177,0003,056
Additional noninterest expense$496,0002,349
Pre-tax net operating income$679,0002,801
Securities gains (losses)$02,891
Applicable income taxes$276,0002,164
Income before extraordinary items$403,0003,431
Extraordinary gains, net$021
Net income$403,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$3,0003,908
Sale, conversion, retirement of capital stock, net$19,000322
Net operating income$403,0003,272
2002-12-31 (YTD Data)Rank
Total interest income$7,606,0003,801
Total interest expense$1,580,0005,561
Net interest income$6,026,0003,128
Provision for loan and lease losses$487,0002,416
Total noninterest income$1,391,0002,761
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$345,0003,907
Trading account gains and fees$0153
Additional Noninterest Income$1,046,0002,114
Total noninterest expense$4,660,0003,117
Salaries and employee benefits$2,367,0003,266
Premises and equipment expense$697,0003,011
Additional noninterest expense$1,596,0002,816
Pre-tax net operating income$2,270,0003,104
Securities gains (losses)$17,0003,266
Applicable income taxes$932,0002,331
Income before extraordinary items$1,355,0003,778
Extraordinary gains, net$070
Net income$1,355,0003,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,896
Cash dividends$1,0006,373
Sale, conversion, retirement of capital stock, net$43,000725
Net operating income$1,344,1203,689
2001-12-31 (YTD Data)Rank
Total interest income$7,738,0004,136
Total interest expense$2,717,0005,096
Net interest income$5,021,0003,415
Provision for loan and lease losses$391,0002,669
Total noninterest income$895,0003,584
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$250,0004,642
Trading account gains and fees$0177
Additional Noninterest Income$645,0002,705
Total noninterest expense$3,792,0003,594
Salaries and employee benefits$1,907,0003,731
Premises and equipment expense$537,0003,675
Additional noninterest expense$1,348,0003,159
Pre-tax net operating income$1,733,0003,510
Securities gains (losses)$-2,0009,092
Applicable income taxes$714,0002,629
Income before extraordinary items$1,017,0004,238
Extraordinary gains, net$0105
Net income$1,017,0004,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,241
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$1,000905
Net operating income$1,018,2804,121
2000-12-31 (YTD Data)Rank
Total interest income$6,419,0004,871
Total interest expense$2,654,0005,355
Net interest income$3,765,0004,383
Provision for loan and lease losses$576,0001,683
Total noninterest income$534,0004,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,411
Trading account gains and feesNANA
Additional Noninterest Income$358,0003,585
Total noninterest expense$2,887,0004,358
Salaries and employee benefits$1,385,0004,665
Premises and equipment expense$378,0004,682
Additional noninterest expense$1,124,0003,639
Pre-tax net operating income$836,0005,752
Securities gains (losses)$-27,0008,889
Applicable income taxes$-23,0009,389
Income before extraordinary items$832,0004,935
Extraordinary gains, net$038
Net income$832,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,965
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$10,000897
Net operating income$859,0004,828
1999-12-31 (YTD Data)Rank
Total interest income$3,757,0006,563
Total interest expense$1,668,0006,601
Net interest income$2,089,0006,477
Provision for loan and lease losses$273,0002,885
Total noninterest income$257,0006,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0007,279
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,135
Total noninterest expense$2,154,0005,393
Salaries and employee benefits$1,047,0005,703
Premises and equipment expense$329,0005,181
Additional noninterest expense$778,0004,899
Pre-tax net operating income$-81,0009,519
Securities gains (losses)$1,0002,805
Applicable income taxes$-99,0009,916
Income before extraordinary items$19,0009,373
Extraordinary gains, net$035
Net income$19,0009,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,765
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$18,3609,349
1998-12-31 (YTD Data)Rank
Total interest income$607,00010,151
Total interest expense$205,00010,186
Net interest income$402,00010,081
Provision for loan and lease losses$102,0005,052
Total noninterest income$45,0009,915
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,0008,918
Trading account gains and feesNANA
Additional Noninterest Income$38,0008,617
Total noninterest expense$1,434,0006,869
Salaries and employee benefits$643,0007,512
Premises and equipment expense$148,0007,696
Additional noninterest expense$643,0005,488
Pre-tax net operating income$-1,089,00010,356
Securities gains (losses)$04,449
Applicable income taxes$1,0009,299
Income before extraordinary items$-1,090,00010,371
Extraordinary gains, net$032
Net income$-1,090,00010,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$8,000,000134
Net operating income$-1,090,00010,353

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.