Home > Canton State Bank > Income and Expense
Canton State Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,062 |
| Total interest expense | $151,000 | 6,740 |
| Net interest income | $486,000 | 7,085 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $51,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $409,000 | 7,130 |
| Salaries and employee benefits | $220,000 | 7,107 |
| Premises and equipment expense | $40,000 | 7,083 |
| Additional noninterest expense | $149,000 | 6,993 |
| Pre-tax net operating income | $128,000 | 5,532 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $128,000 | 5,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 5,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $128,000 | 5,506 |
| Net charge-offs | $-31,000 | 7,238 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $128,000 | 5,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 7,118 |
| Total interest expense | $79,000 | 6,787 |
| Net interest income | $238,000 | 7,152 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $201,000 | 7,200 |
| Salaries and employee benefits | $106,000 | 7,182 |
| Premises and equipment expense | $20,000 | 7,119 |
| Additional noninterest expense | $75,000 | 7,037 |
| Pre-tax net operating income | $63,000 | 5,577 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $63,000 | 5,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $63,000 | 5,509 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $63,000 | 5,510 |
| Net charge-offs | $-30,000 | 7,272 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $63,000 | 5,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 7,127 |
| Total interest expense | $460,000 | 6,640 |
| Net interest income | $929,000 | 7,230 |
| Provision for loan and lease losses | $253,000 | 5,065 |
| Total noninterest income | $25,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 5,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-65,000 | 7,145 |
| Total noninterest expense | $820,000 | 7,253 |
| Salaries and employee benefits | $431,000 | 7,261 |
| Premises and equipment expense | $83,000 | 7,184 |
| Additional noninterest expense | $306,000 | 7,094 |
| Pre-tax net operating income | $-119,000 | 5,960 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-119,000 | 6,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-119,000 | 6,096 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-119,000 | 6,097 |
| Net charge-offs | $287,000 | 4,355 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-119,000 | 6,020 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 7,215 |
| Total interest expense | $363,000 | 6,704 |
| Net interest income | $700,000 | 7,323 |
| Provision for loan and lease losses | $253,000 | 4,574 |
| Total noninterest income | $-8,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $65,000 | 5,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-73,000 | 7,361 |
| Total noninterest expense | $616,000 | 7,331 |
| Salaries and employee benefits | $323,000 | 7,341 |
| Premises and equipment expense | $62,000 | 7,280 |
| Additional noninterest expense | $231,000 | 7,159 |
| Pre-tax net operating income | $-177,000 | 6,264 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-177,000 | 6,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-177,000 | 6,417 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-177,000 | 6,416 |
| Net charge-offs | $289,000 | 3,777 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-177,000 | 6,319 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 7,277 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $453,000 | 7,400 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $-18,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-63,000 | 7,478 |
| Total noninterest expense | $405,000 | 7,401 |
| Salaries and employee benefits | $214,000 | 7,406 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $151,000 | 7,232 |
| Pre-tax net operating income | $-220,000 | 6,465 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-220,000 | 6,590 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-220,000 | 6,592 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-220,000 | 6,591 |
| Net charge-offs | $290,000 | 3,094 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-220,000 | 6,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 7,367 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $229,000 | 7,484 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $203,000 | 7,501 |
| Salaries and employee benefits | $105,000 | 7,520 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $54,000 | 5,610 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $54,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 5,645 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $54,000 | 5,644 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $54,000 | 5,544 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,432 |
| Total interest expense | $593,000 | 6,934 |
| Net interest income | $887,000 | 7,543 |
| Provision for loan and lease losses | $110,000 | 6,340 |
| Total noninterest income | $92,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $66,000 | 6,233 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $877,000 | 7,523 |
| Salaries and employee benefits | $451,000 | 7,536 |
| Premises and equipment expense | $102,000 | 7,368 |
| Additional noninterest expense | $324,000 | 7,349 |
| Pre-tax net operating income | $-8,000 | 5,430 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-9,000 | 5,556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,000 | 5,554 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,000 | 5,554 |
| Net charge-offs | $176,000 | 5,145 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,000 | 5,502 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 7,514 |
| Total interest expense | $451,000 | 7,024 |
| Net interest income | $662,000 | 7,627 |
| Provision for loan and lease losses | $110,000 | 5,856 |
| Total noninterest income | $66,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $671,000 | 7,546 |
| Salaries and employee benefits | $343,000 | 7,573 |
| Premises and equipment expense | $113,000 | 6,983 |
| Additional noninterest expense | $215,000 | 7,511 |
| Pre-tax net operating income | $-53,000 | 5,802 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-54,000 | 5,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-54,000 | 5,895 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-54,000 | 5,895 |
| Net charge-offs | $182,000 | 4,348 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-53,000 | 5,844 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,596 |
| Total interest expense | $300,000 | 7,143 |
| Net interest income | $438,000 | 7,685 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $447,000 | 7,619 |
| Salaries and employee benefits | $232,000 | 7,635 |
| Premises and equipment expense | $78,000 | 6,986 |
| Additional noninterest expense | $137,000 | 7,625 |
| Pre-tax net operating income | $-76,000 | 6,041 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-76,000 | 6,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-76,000 | 6,139 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-76,000 | 6,139 |
| Net charge-offs | $183,000 | 3,534 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-76,000 | 6,096 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 7,655 |
| Total interest expense | $152,000 | 7,213 |
| Net interest income | $216,000 | 7,726 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $216,000 | 7,688 |
| Salaries and employee benefits | $118,000 | 7,661 |
| Premises and equipment expense | $28,000 | 7,445 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $-89,000 | 6,613 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-89,000 | 6,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-89,000 | 6,782 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-89,000 | 6,782 |
| Net charge-offs | $183,000 | 2,217 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-89,000 | 6,690 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 7,523 |
| Total interest expense | $789,000 | 7,155 |
| Net interest income | $936,000 | 7,659 |
| Provision for loan and lease losses | $582,000 | 3,564 |
| Total noninterest income | $107,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $851,000 | 7,737 |
| Salaries and employee benefits | $446,000 | 7,787 |
| Premises and equipment expense | $94,000 | 7,678 |
| Additional noninterest expense | $311,000 | 7,409 |
| Pre-tax net operating income | $-390,000 | 6,697 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-391,000 | 6,639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-391,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 2,677 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-391,000 | 6,779 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 7,564 |
| Total interest expense | $619,000 | 7,198 |
| Net interest income | $725,000 | 7,699 |
| Provision for loan and lease losses | $129,000 | 4,833 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $54,000 | 6,347 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $621,000 | 7,796 |
| Salaries and employee benefits | $336,000 | 7,819 |
| Premises and equipment expense | $71,000 | 7,712 |
| Additional noninterest expense | $214,000 | 7,530 |
| Pre-tax net operating income | $54,000 | 6,574 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $53,000 | 6,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $53,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,245 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $53,000 | 6,556 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,577 |
| Total interest expense | $425,000 | 7,265 |
| Net interest income | $510,000 | 7,677 |
| Provision for loan and lease losses | $111,000 | 4,113 |
| Total noninterest income | $54,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $418,000 | 7,848 |
| Salaries and employee benefits | $223,000 | 7,886 |
| Premises and equipment expense | $49,000 | 7,726 |
| Additional noninterest expense | $146,000 | 7,552 |
| Pre-tax net operating income | $35,000 | 6,756 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $34,000 | 6,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,312 |
| Cash dividends | $220,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $34,000 | 6,740 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,689 |
| Total interest expense | $221,000 | 7,335 |
| Net interest income | $236,000 | 7,815 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $212,000 | 7,867 |
| Salaries and employee benefits | $111,000 | 7,930 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $77,000 | 7,474 |
| Pre-tax net operating income | $28,000 | 6,879 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $28,000 | 6,902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $28,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $180,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $28,000 | 6,811 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 7,615 |
| Total interest expense | $855,000 | 7,401 |
| Net interest income | $1,063,000 | 7,670 |
| Provision for loan and lease losses | $21,000 | 6,304 |
| Total noninterest income | $105,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $82,000 | 6,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $807,000 | 7,922 |
| Salaries and employee benefits | $421,000 | 8,005 |
| Premises and equipment expense | $90,000 | 7,858 |
| Additional noninterest expense | $296,000 | 7,552 |
| Pre-tax net operating income | $340,000 | 6,469 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $340,000 | 6,278 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,085 |
| Cash dividends | $395,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $340,000 | 6,260 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 7,664 |
| Total interest expense | $633,000 | 7,461 |
| Net interest income | $802,000 | 7,707 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $74,000 | 7,628 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $593,000 | 7,923 |
| Salaries and employee benefits | $319,000 | 7,977 |
| Premises and equipment expense | $55,000 | 8,020 |
| Additional noninterest expense | $219,000 | 7,570 |
| Pre-tax net operating income | $262,000 | 6,713 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $262,000 | 6,516 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $262,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $359,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $262,000 | 6,499 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,685 |
| Total interest expense | $418,000 | 7,499 |
| Net interest income | $551,000 | 7,725 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $48,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $394,000 | 7,983 |
| Salaries and employee benefits | $216,000 | 8,010 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $141,000 | 7,666 |
| Pre-tax net operating income | $187,000 | 6,717 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $187,000 | 6,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $187,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $359,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $187,000 | 6,472 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,710 |
| Total interest expense | $207,000 | 7,530 |
| Net interest income | $286,000 | 7,713 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $204,000 | 7,982 |
| Salaries and employee benefits | $112,000 | 8,012 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $74,000 | 7,603 |
| Pre-tax net operating income | $96,000 | 6,719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $96,000 | 6,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $96,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $344,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $96,000 | 6,447 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 7,678 |
| Total interest expense | $754,000 | 7,419 |
| Net interest income | $1,070,000 | 7,738 |
| Provision for loan and lease losses | $31,000 | 6,003 |
| Total noninterest income | $134,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,980 |
| Total noninterest expense | $782,000 | 8,024 |
| Salaries and employee benefits | $428,000 | 8,080 |
| Premises and equipment expense | $77,000 | 8,063 |
| Additional noninterest expense | $277,000 | 7,708 |
| Pre-tax net operating income | $391,000 | 6,812 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $390,000 | 6,554 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $390,000 | 6,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,089 |
| Cash dividends | $391,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $390,000 | 6,556 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 7,738 |
| Total interest expense | $552,000 | 7,453 |
| Net interest income | $813,000 | 7,796 |
| Provision for loan and lease losses | $16,000 | 6,161 |
| Total noninterest income | $70,000 | 7,886 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,072 |
| Total noninterest expense | $589,000 | 8,050 |
| Salaries and employee benefits | $329,000 | 8,043 |
| Premises and equipment expense | $56,000 | 8,139 |
| Additional noninterest expense | $204,000 | 7,754 |
| Pre-tax net operating income | $278,000 | 7,108 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $277,000 | 6,829 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $277,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $391,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $277,000 | 6,832 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,745 |
| Total interest expense | $353,000 | 7,475 |
| Net interest income | $565,000 | 7,797 |
| Provision for loan and lease losses | $8,000 | 6,090 |
| Total noninterest income | $43,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $381,000 | 8,111 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $133,000 | 7,802 |
| Pre-tax net operating income | $219,000 | 6,949 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $218,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $352,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $218,000 | 6,600 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,762 |
| Total interest expense | $170,000 | 7,501 |
| Net interest income | $284,000 | 7,810 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $192,000 | 8,121 |
| Salaries and employee benefits | $107,000 | 8,128 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $67,000 | 7,791 |
| Pre-tax net operating income | $107,000 | 6,969 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $106,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $352,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,000 | 6,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,736 |
| Total interest expense | $552,000 | 7,473 |
| Net interest income | $1,135,000 | 7,764 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $101,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $80,000 | 6,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $764,000 | 8,126 |
| Salaries and employee benefits | $412,000 | 8,175 |
| Premises and equipment expense | $53,000 | 8,432 |
| Additional noninterest expense | $299,000 | 7,660 |
| Pre-tax net operating income | $468,000 | 6,854 |
| Securities gains (losses) | $-33,000 | 8,031 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $435,000 | 6,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $435,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $358,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $468,000 | 6,477 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,772 |
| Total interest expense | $401,000 | 7,468 |
| Net interest income | $845,000 | 7,822 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $77,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $578,000 | 8,119 |
| Salaries and employee benefits | $313,000 | 8,131 |
| Premises and equipment expense | $39,000 | 8,441 |
| Additional noninterest expense | $226,000 | 7,643 |
| Pre-tax net operating income | $342,000 | 7,022 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $342,000 | 6,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $342,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $322,000 | 3,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $342,000 | 6,655 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 7,804 |
| Total interest expense | $247,000 | 7,542 |
| Net interest income | $560,000 | 7,844 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $379,000 | 8,131 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $26,000 | 8,447 |
| Additional noninterest expense | $145,000 | 7,694 |
| Pre-tax net operating income | $225,000 | 7,061 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $322,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,903 |
| Total interest expense | $117,000 | 7,610 |
| Net interest income | $273,000 | 7,950 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $183,000 | 8,249 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $111,000 | 7,068 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $111,000 | 6,711 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $111,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $322,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $111,000 | 6,680 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,870 |
| Total interest expense | $489,000 | 7,343 |
| Net interest income | $1,029,000 | 7,973 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $108,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $87,000 | 6,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $687,000 | 8,338 |
| Salaries and employee benefits | $390,000 | 8,337 |
| Premises and equipment expense | $54,000 | 8,552 |
| Additional noninterest expense | $243,000 | 8,028 |
| Pre-tax net operating income | $450,000 | 6,862 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $455,000 | 6,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $455,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,390 |
| Cash dividends | $374,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $450,000 | 6,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 7,902 |
| Total interest expense | $373,000 | 7,337 |
| Net interest income | $761,000 | 8,028 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $78,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $512,000 | 8,364 |
| Salaries and employee benefits | $298,000 | 8,287 |
| Premises and equipment expense | $40,000 | 8,582 |
| Additional noninterest expense | $174,000 | 8,107 |
| Pre-tax net operating income | $327,000 | 7,060 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $332,000 | 6,710 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $332,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $374,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $327,000 | 6,668 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $760,000 | 7,951 |
| Total interest expense | $251,000 | 7,390 |
| Net interest income | $509,000 | 8,068 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $346,000 | 8,398 |
| Salaries and employee benefits | $198,000 | 8,356 |
| Premises and equipment expense | $27,000 | 8,608 |
| Additional noninterest expense | $121,000 | 8,078 |
| Pre-tax net operating income | $216,000 | 7,066 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $221,000 | 6,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $216,000 | 6,660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,999 |
| Total interest expense | $129,000 | 7,379 |
| Net interest income | $249,000 | 8,136 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $179,000 | 8,387 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 7,894 |
| Total interest expense | $648,000 | 7,230 |
| Net interest income | $1,021,000 | 8,072 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $107,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $81,000 | 6,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $689,000 | 8,474 |
| Salaries and employee benefits | $407,000 | 8,388 |
| Premises and equipment expense | $47,000 | 8,809 |
| Additional noninterest expense | $235,000 | 8,190 |
| Pre-tax net operating income | $419,000 | 6,957 |
| Securities gains (losses) | $40,000 | 2,704 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $459,000 | 6,523 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $459,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $355,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $419,000 | 6,557 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,987 |
| Total interest expense | $500,000 | 7,317 |
| Net interest income | $756,000 | 8,156 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $518,000 | 8,485 |
| Salaries and employee benefits | $308,000 | 8,383 |
| Premises and equipment expense | $35,000 | 8,854 |
| Additional noninterest expense | $175,000 | 8,234 |
| Pre-tax net operating income | $291,000 | 7,220 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $309,000 | 6,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $309,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $291,000 | 6,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 8,017 |
| Total interest expense | $336,000 | 7,419 |
| Net interest income | $517,000 | 8,163 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $350,000 | 8,496 |
| Salaries and employee benefits | $209,000 | 8,389 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $118,000 | 8,195 |
| Pre-tax net operating income | $192,000 | 7,272 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $201,000 | 6,959 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $201,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $192,000 | 6,853 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 8,063 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $259,000 | 8,191 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $178,000 | 8,507 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $86,000 | 7,426 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $95,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $86,000 | 7,003 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 7,839 |
| Total interest expense | $871,000 | 7,279 |
| Net interest income | $1,137,000 | 8,049 |
| Provision for loan and lease losses | $61,000 | 6,435 |
| Total noninterest income | $113,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $704,000 | 8,535 |
| Salaries and employee benefits | $437,000 | 8,365 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $216,000 | 8,439 |
| Pre-tax net operating income | $485,000 | 6,822 |
| Securities gains (losses) | $53,000 | 2,352 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $537,000 | 6,226 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $537,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,397 |
| Cash dividends | $290,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $484,000 | 6,326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 8,002 |
| Total interest expense | $1,301,000 | 7,405 |
| Net interest income | $929,000 | 8,422 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $106,000 | 8,425 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $698,000 | 8,688 |
| Salaries and employee benefits | $426,000 | 8,511 |
| Premises and equipment expense | $51,000 | 9,106 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $298,000 | 7,426 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $288,000 | 7,216 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $288,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $87,000 | 5,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $276,840 | 7,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 8,233 |
| Total interest expense | $1,282,000 | 7,618 |
| Net interest income | $915,000 | 8,664 |
| Provision for loan and lease losses | $118,000 | 4,994 |
| Total noninterest income | $91,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $749,000 | 8,701 |
| Salaries and employee benefits | $410,000 | 8,693 |
| Premises and equipment expense | $56,000 | 9,254 |
| Additional noninterest expense | $283,000 | 8,081 |
| Pre-tax net operating income | $139,000 | 8,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $134,000 | 8,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $134,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,650 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $134,000 | 8,501 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 8,343 |
| Total interest expense | $1,171,000 | 7,722 |
| Net interest income | $969,000 | 8,704 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $649,000 | 9,171 |
| Salaries and employee benefits | $364,000 | 9,101 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $230,000 | 8,752 |
| Pre-tax net operating income | $304,000 | 8,071 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $27,000 | 8,078 |
| Income before extraordinary items | $279,000 | 7,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $279,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $222,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $277,180 | 7,724 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 8,676 |
| Total interest expense | $1,106,000 | 8,143 |
| Net interest income | $904,000 | 9,013 |
| Provision for loan and lease losses | $37,000 | 7,064 |
| Total noninterest income | $81,000 | 9,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $559,000 | 9,588 |
| Salaries and employee benefits | $295,000 | 9,645 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $210,000 | 9,017 |
| Pre-tax net operating income | $389,000 | 7,938 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $233,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $354,070 | 7,427 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 9,062 |
| Total interest expense | $1,079,000 | 8,467 |
| Net interest income | $879,000 | 9,474 |
| Provision for loan and lease losses | $119,000 | 4,835 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $572,000 | 9,850 |
| Salaries and employee benefits | $293,000 | 10,003 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $283,000 | 9,098 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $48,000 | 9,287 |
| Income before extraordinary items | $245,000 | 8,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $245,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $236,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $236,600 | 8,827 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 9,523 |
| Total interest expense | $1,003,000 | 8,995 |
| Net interest income | $887,000 | 9,866 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $89,000 | 10,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $588,000 | 10,208 |
| Salaries and employee benefits | $304,000 | 10,315 |
| Premises and equipment expense | $67,000 | 10,175 |
| Additional noninterest expense | $217,000 | 9,742 |
| Pre-tax net operating income | $311,000 | 9,055 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $224,000 | 9,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $224,000 | 9,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $190,000 | 5,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $224,000 | 9,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 10,039 |
| Total interest expense | $909,000 | 9,589 |
| Net interest income | $880,000 | 10,307 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $558,000 | 10,768 |
| Salaries and employee benefits | $289,000 | 10,843 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $217,000 | 10,218 |
| Pre-tax net operating income | $369,000 | 9,269 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $252,000 | 9,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $252,000 | 9,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $190,000 | 5,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $252,000 | 9,374 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 10,720 |
| Total interest expense | $647,000 | 10,366 |
| Net interest income | $864,000 | 10,839 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $580,000 | 11,229 |
| Salaries and employee benefits | $284,000 | 11,361 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $241,000 | 10,637 |
| Pre-tax net operating income | $366,000 | 9,609 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $238,000 | 9,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $238,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $190,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,980 | 9,885 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 11,254 |
| Total interest expense | $611,000 | 11,074 |
| Net interest income | $883,000 | 11,226 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $582,000 | 11,740 |
| Salaries and employee benefits | $289,000 | 11,771 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $256,000 | 10,997 |
| Pre-tax net operating income | $359,000 | 9,737 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $220,000 | 10,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $220,000 | 10,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $220,000 | 10,178 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 11,786 |
| Total interest expense | $706,000 | 11,780 |
| Net interest income | $872,000 | 11,625 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $88,000 | 12,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $500,000 | 12,633 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $24,000 | 13,574 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $363,000 | 9,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $216,000 | 10,382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $216,000 | 10,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $191,000 | 5,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $216,000 | 10,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.