Home > Canton Federal Savings and Loan Association > Income and Expense
Canton Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,312,000 | 4,240 |
| Total interest expense | $4,304,000 | 3,441 |
| Net interest income | $3,008,000 | 5,124 |
| Provision for loan and lease losses | $131,000 | 4,450 |
| Total noninterest income | $173,000 | 7,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $2,092,000 | 5,424 |
| Salaries and employee benefits | $1,094,000 | 5,425 |
| Premises and equipment expense | $420,000 | 4,257 |
| Additional noninterest expense | $578,000 | 5,897 |
| Pre-tax net operating income | $958,000 | 5,549 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $604,000 | 6,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $604,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $603,360 | 5,931 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 4,353 |
| Total interest expense | $4,200,000 | 3,501 |
| Net interest income | $3,098,000 | 5,174 |
| Provision for loan and lease losses | $38,000 | 7,082 |
| Total noninterest income | $229,000 | 7,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $1,940,000 | 5,766 |
| Salaries and employee benefits | $1,012,000 | 5,807 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $551,000 | 6,109 |
| Pre-tax net operating income | $1,349,000 | 4,843 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $775,000 | 5,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $775,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,702 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $775,000 | 5,522 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,288,000 | 4,409 |
| Total interest expense | $4,244,000 | 3,510 |
| Net interest income | $3,044,000 | 5,382 |
| Provision for loan and lease losses | $368,000 | 2,216 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $228,000 | 4,822 |
| Total noninterest expense | $2,586,000 | 4,873 |
| Salaries and employee benefits | $960,000 | 6,174 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $1,282,000 | 3,575 |
| Pre-tax net operating income | $318,000 | 9,005 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $151,000 | 9,784 |
| Extraordinary gains, net | $4,000 | 50 |
| Net income | $155,000 | 9,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,785 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $147,160 | 9,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 4,430 |
| Total interest expense | $4,186,000 | 3,546 |
| Net interest income | $3,049,000 | 5,431 |
| Provision for loan and lease losses | $183,000 | 3,199 |
| Total noninterest income | $233,000 | 7,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $1,930,000 | 6,154 |
| Salaries and employee benefits | $920,000 | 6,459 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $674,000 | 6,035 |
| Pre-tax net operating income | $1,169,000 | 5,351 |
| Securities gains (losses) | $-142,000 | 11,601 |
| Applicable income taxes | $411,000 | 4,855 |
| Income before extraordinary items | $616,000 | 6,521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $616,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $706,880 | 5,933 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,349 |
| Total interest expense | $3,429,000 | 3,506 |
| Net interest income | $3,351,000 | 5,138 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $1,967,000 | 6,286 |
| Salaries and employee benefits | $875,000 | 6,787 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $775,000 | 5,854 |
| Pre-tax net operating income | $1,486,000 | 4,444 |
| Securities gains (losses) | $120,000 | 702 |
| Applicable income taxes | $607,000 | 3,484 |
| Income before extraordinary items | $999,000 | 4,556 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $999,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,290 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $922,200 | 4,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 4,346 |
| Total interest expense | $3,769,000 | 3,343 |
| Net interest income | $3,162,000 | 5,421 |
| Provision for loan and lease losses | $319,000 | 2,876 |
| Total noninterest income | $173,000 | 9,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $1,833,000 | 6,799 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $303,000 | 5,803 |
| Additional noninterest expense | $701,000 | 6,553 |
| Pre-tax net operating income | $1,183,000 | 5,240 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $734,000 | 5,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $734,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $726,320 | 5,691 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 4,702 |
| Total interest expense | $4,285,000 | 3,819 |
| Net interest income | $2,937,000 | 5,812 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $180,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $1,732,000 | 7,182 |
| Salaries and employee benefits | $763,000 | 7,518 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $683,000 | 6,863 |
| Pre-tax net operating income | $1,376,000 | 4,385 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $494,000 | 4,044 |
| Income before extraordinary items | $912,000 | 4,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $912,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $892,500 | 4,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.