Home > Canisteo Savings and Loan Association > Income and Expense
Canisteo Savings and Loan Association, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,215 |
| Total interest expense | $220,000 | 8,083 |
| Net interest income | $140,000 | 8,258 |
| Provision for loan and lease losses | $16,000 | 7,078 |
| Total noninterest income | $1,000 | 8,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,000 | 7,912 |
| Total noninterest expense | $145,000 | 8,280 |
| Salaries and employee benefits | $55,000 | 8,270 |
| Premises and equipment expense | $18,000 | 8,219 |
| Additional noninterest expense | $72,000 | 8,249 |
| Pre-tax net operating income | $-20,000 | 6,366 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-20,000 | 6,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-20,000 | 6,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,310 |
| Total interest expense | $166,000 | 8,174 |
| Net interest income | $107,000 | 8,343 |
| Provision for loan and lease losses | $12,000 | 6,700 |
| Total noninterest income | $1,000 | 8,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $111,000 | 8,362 |
| Salaries and employee benefits | $41,000 | 8,353 |
| Premises and equipment expense | $14,000 | 8,306 |
| Additional noninterest expense | $56,000 | 8,325 |
| Pre-tax net operating income | $-15,000 | 6,781 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-15,000 | 6,638 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-15,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,771 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-15,000 | 6,812 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,384 |
| Total interest expense | $110,000 | 8,242 |
| Net interest income | $78,000 | 8,402 |
| Provision for loan and lease losses | $8,000 | 6,387 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $72,000 | 8,433 |
| Salaries and employee benefits | $27,000 | 8,426 |
| Premises and equipment expense | $10,000 | 8,367 |
| Additional noninterest expense | $35,000 | 8,397 |
| Pre-tax net operating income | $-2,000 | 6,956 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-2,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,000 | 6,980 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,438 |
| Total interest expense | $54,000 | 8,305 |
| Net interest income | $39,000 | 8,458 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $37,000 | 8,475 |
| Salaries and employee benefits | $14,000 | 8,467 |
| Premises and equipment expense | $5,000 | 8,402 |
| Additional noninterest expense | $18,000 | 8,433 |
| Pre-tax net operating income | $-2,000 | 7,187 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-2,000 | 7,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,000 | 7,201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,438 |
| Total interest expense | $204,000 | 8,295 |
| Net interest income | $161,000 | 8,484 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $3,000 | 8,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,000 | 8,238 |
| Total noninterest expense | $158,000 | 8,509 |
| Salaries and employee benefits | $63,000 | 8,499 |
| Premises and equipment expense | $17,000 | 8,462 |
| Additional noninterest expense | $78,000 | 8,460 |
| Pre-tax net operating income | $-4,000 | 7,450 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-6,000 | 7,757 |
| Income before extraordinary items | $2,000 | 7,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,000 | 7,458 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,482 |
| Total interest expense | $151,000 | 8,341 |
| Net interest income | $130,000 | 8,510 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $3,000 | 8,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,000 | 8,269 |
| Total noninterest expense | $122,000 | 8,533 |
| Salaries and employee benefits | $46,000 | 8,527 |
| Premises and equipment expense | $15,000 | 8,462 |
| Additional noninterest expense | $61,000 | 8,479 |
| Pre-tax net operating income | $2,000 | 7,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $0 | 7,678 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $0 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $0 | 7,654 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $202,000 | 8,536 |
| Total interest expense | $100,000 | 8,408 |
| Net interest income | $102,000 | 8,568 |
| Provision for loan and lease losses | $7,000 | 5,886 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $78,000 | 8,591 |
| Salaries and employee benefits | $30,000 | 8,580 |
| Premises and equipment expense | $11,000 | 8,496 |
| Additional noninterest expense | $37,000 | 8,547 |
| Pre-tax net operating income | $19,000 | 7,693 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $18,000 | 7,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $18,000 | 7,690 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $133,000 | 8,552 |
| Total interest expense | $51,000 | 8,452 |
| Net interest income | $82,000 | 8,564 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $37,000 | 8,629 |
| Salaries and employee benefits | $14,000 | 8,621 |
| Premises and equipment expense | $5,000 | 8,535 |
| Additional noninterest expense | $18,000 | 8,582 |
| Pre-tax net operating income | $43,000 | 7,371 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $42,000 | 7,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $42,000 | 7,263 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 8,600 |
| Total interest expense | $160,000 | 8,472 |
| Net interest income | $156,000 | 8,624 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $5,000 | 8,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $140,000 | 8,657 |
| Salaries and employee benefits | $55,000 | 8,645 |
| Premises and equipment expense | $18,000 | 8,593 |
| Additional noninterest expense | $67,000 | 8,623 |
| Pre-tax net operating income | $9,000 | 7,922 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,000 | 6,378 |
| Income before extraordinary items | $5,000 | 7,965 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,000 | 7,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,000 | 7,948 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $241,000 | 8,670 |
| Total interest expense | $127,000 | 8,508 |
| Net interest income | $114,000 | 8,698 |
| Provision for loan and lease losses | $3,000 | 6,614 |
| Total noninterest income | $4,000 | 8,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $115,000 | 8,713 |
| Salaries and employee benefits | $47,000 | 8,704 |
| Premises and equipment expense | $16,000 | 8,635 |
| Additional noninterest expense | $52,000 | 8,677 |
| Pre-tax net operating income | $0 | 8,100 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $0 | 8,126 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $0 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $0 | 8,114 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $152,000 | 8,717 |
| Total interest expense | $87,000 | 8,542 |
| Net interest income | $65,000 | 8,742 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $2,000 | 8,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $83,000 | 8,751 |
| Salaries and employee benefits | $35,000 | 8,745 |
| Premises and equipment expense | $11,000 | 8,665 |
| Additional noninterest expense | $37,000 | 8,704 |
| Pre-tax net operating income | $-18,000 | 8,220 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-18,000 | 8,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-18,000 | 8,220 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 8,752 |
| Total interest expense | $36,000 | 8,599 |
| Net interest income | $23,000 | 8,772 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $34,000 | 8,768 |
| Salaries and employee benefits | $14,000 | 8,758 |
| Premises and equipment expense | $4,000 | 8,696 |
| Additional noninterest expense | $16,000 | 8,736 |
| Pre-tax net operating income | $-11,000 | 8,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-11,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-11,000 | 8,245 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,708 |
| Total interest expense | $171,000 | 8,503 |
| Net interest income | $154,000 | 8,756 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $199,000 | 8,793 |
| Salaries and employee benefits | $63,000 | 8,797 |
| Premises and equipment expense | $18,000 | 8,738 |
| Additional noninterest expense | $118,000 | 8,636 |
| Pre-tax net operating income | $-41,000 | 8,292 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-2,000 | 8,409 |
| Income before extraordinary items | $-39,000 | 8,324 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-39,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-39,000 | 8,299 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,760 |
| Total interest expense | $104,000 | 8,593 |
| Net interest income | $134,000 | 8,784 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $6,000 | 8,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $165,000 | 8,810 |
| Salaries and employee benefits | $52,000 | 8,823 |
| Premises and equipment expense | $17,000 | 8,730 |
| Additional noninterest expense | $96,000 | 8,596 |
| Pre-tax net operating income | $-28,000 | 8,369 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $-31,000 | 8,386 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-31,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-31,000 | 8,362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,782 |
| Total interest expense | $64,000 | 8,620 |
| Net interest income | $93,000 | 8,798 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $108,000 | 8,823 |
| Salaries and employee benefits | $35,000 | 8,831 |
| Premises and equipment expense | $10,000 | 8,742 |
| Additional noninterest expense | $63,000 | 8,618 |
| Pre-tax net operating income | $-13,000 | 8,385 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $-15,000 | 8,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-15,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-15,000 | 8,379 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $80,000 | 8,856 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $47,000 | 8,868 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $59,000 | 8,884 |
| Salaries and employee benefits | $18,000 | 8,903 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $-12,000 | 8,484 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $-13,000 | 8,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-13,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-13,000 | 8,481 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,852 |
| Total interest expense | $127,000 | 8,670 |
| Net interest income | $187,000 | 8,870 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $8,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $166,000 | 8,940 |
| Salaries and employee benefits | $65,000 | 8,943 |
| Premises and equipment expense | $15,000 | 8,899 |
| Additional noninterest expense | $86,000 | 8,861 |
| Pre-tax net operating income | $27,000 | 8,318 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $24,000 | 8,365 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $24,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $24,000 | 8,330 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $239,000 | 8,907 |
| Total interest expense | $93,000 | 8,734 |
| Net interest income | $146,000 | 8,915 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $5,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $117,000 | 8,992 |
| Salaries and employee benefits | $47,000 | 8,989 |
| Premises and equipment expense | $9,000 | 8,948 |
| Additional noninterest expense | $61,000 | 8,911 |
| Pre-tax net operating income | $33,000 | 8,358 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $33,000 | 8,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $33,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $33,000 | 8,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $160,000 | 8,968 |
| Total interest expense | $62,000 | 8,803 |
| Net interest income | $98,000 | 8,977 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $3,000 | 8,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $77,000 | 9,053 |
| Salaries and employee benefits | $31,000 | 9,049 |
| Premises and equipment expense | $5,000 | 9,017 |
| Additional noninterest expense | $41,000 | 8,951 |
| Pre-tax net operating income | $23,000 | 8,404 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $23,000 | 8,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $23,000 | 8,372 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $84,000 | 9,009 |
| Total interest expense | $32,000 | 8,837 |
| Net interest income | $52,000 | 9,019 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $39,000 | 9,088 |
| Salaries and employee benefits | $17,000 | 9,085 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $17,000 | 9,037 |
| Pre-tax net operating income | $13,000 | 8,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 9,039 |
| Total interest expense | $152,000 | 8,855 |
| Net interest income | $146,000 | 9,070 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $18,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $170,000 | 9,142 |
| Salaries and employee benefits | $64,000 | 9,141 |
| Premises and equipment expense | $56,000 | 8,674 |
| Additional noninterest expense | $50,000 | 9,127 |
| Pre-tax net operating income | $-10,000 | 8,554 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-10,000 | 8,640 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-10,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-10,000 | 8,554 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $223,000 | 9,121 |
| Total interest expense | $117,000 | 8,943 |
| Net interest income | $106,000 | 9,150 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $21,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $122,000 | 9,202 |
| Salaries and employee benefits | $48,000 | 9,204 |
| Premises and equipment expense | $39,000 | 8,772 |
| Additional noninterest expense | $35,000 | 9,196 |
| Pre-tax net operating income | $2,000 | 8,621 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,000 | 8,719 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,000 | 8,623 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $153,000 | 9,166 |
| Total interest expense | $80,000 | 8,989 |
| Net interest income | $73,000 | 9,194 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $18,000 | 9,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $82,000 | 9,233 |
| Salaries and employee benefits | $32,000 | 9,238 |
| Premises and equipment expense | $27,000 | 8,765 |
| Additional noninterest expense | $23,000 | 9,218 |
| Pre-tax net operating income | $7,000 | 8,624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $7,000 | 8,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,000 | 8,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 9,206 |
| Total interest expense | $41,000 | 9,043 |
| Net interest income | $37,000 | 9,237 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $43,000 | 9,274 |
| Salaries and employee benefits | $16,000 | 9,277 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $11,000 | 9,262 |
| Pre-tax net operating income | $6,000 | 8,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $355,000 | 9,218 |
| Total interest expense | $197,000 | 9,074 |
| Net interest income | $158,000 | 9,263 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $9,000 | 9,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $167,000 | 9,311 |
| Salaries and employee benefits | $71,000 | 9,309 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $51,000 | 9,295 |
| Pre-tax net operating income | $-3,000 | 8,646 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $-4,000 | 8,734 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-4,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,000 | 8,654 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 9,471 |
| Total interest expense | $252,000 | 9,337 |
| Net interest income | $139,000 | 9,530 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $8,000 | 9,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $157,000 | 9,581 |
| Salaries and employee benefits | $68,000 | 9,574 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $43,000 | 9,569 |
| Pre-tax net operating income | $-11,000 | 8,755 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-11,000 | 8,837 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-11,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-11,000 | 8,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 9,735 |
| Total interest expense | $257,000 | 9,587 |
| Net interest income | $164,000 | 9,804 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $11,000 | 9,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $171,000 | 9,858 |
| Salaries and employee benefits | $69,000 | 9,858 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $55,000 | 9,821 |
| Pre-tax net operating income | $2,000 | 9,110 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,000 | 9,146 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,000 | 9,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,000 | 9,130 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 10,011 |
| Total interest expense | $255,000 | 9,865 |
| Net interest income | $174,000 | 10,088 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $166,000 | 10,174 |
| Salaries and employee benefits | $71,000 | 10,171 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $45,000 | 10,164 |
| Pre-tax net operating income | $19,000 | 9,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $17,000 | 9,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $17,000 | 9,353 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 10,247 |
| Total interest expense | $276,000 | 10,098 |
| Net interest income | $175,000 | 10,324 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $7,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $167,000 | 10,404 |
| Salaries and employee benefits | $71,000 | 10,406 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $45,000 | 10,401 |
| Pre-tax net operating income | $15,000 | 9,740 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,000 | 9,185 |
| Income before extraordinary items | $9,000 | 9,801 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,000 | 9,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 10,733 |
| Total interest expense | $261,000 | 10,580 |
| Net interest income | $179,000 | 10,798 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $10,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $158,000 | 10,860 |
| Salaries and employee benefits | $69,000 | 10,860 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $43,000 | 10,850 |
| Pre-tax net operating income | $31,000 | 10,301 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $24,000 | 10,344 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $24,000 | 10,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $24,000 | 10,308 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 11,295 |
| Total interest expense | $263,000 | 11,141 |
| Net interest income | $162,000 | 11,354 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $8,000 | 11,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $176,000 | 11,388 |
| Salaries and employee benefits | $62,000 | 11,410 |
| Premises and equipment expense | $41,000 | 10,885 |
| Additional noninterest expense | $73,000 | 11,289 |
| Pre-tax net operating income | $-6,000 | 10,813 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $12,000 | 10,336 |
| Income before extraordinary items | $-18,000 | 10,867 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-18,000 | 10,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-18,000 | 10,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 11,821 |
| Total interest expense | $259,000 | 11,657 |
| Net interest income | $169,000 | 11,890 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $6,000 | 11,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $141,000 | 11,931 |
| Salaries and employee benefits | $58,000 | 11,935 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $43,000 | 11,922 |
| Pre-tax net operating income | $34,000 | 11,369 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $13,000 | 10,879 |
| Income before extraordinary items | $21,000 | 11,429 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $21,000 | 11,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $21,000 | 11,397 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 12,458 |
| Total interest expense | $207,000 | 12,324 |
| Net interest income | $218,000 | 12,491 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $14,000 | 12,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $153,000 | 12,557 |
| Salaries and employee benefits | $60,000 | 12,568 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $63,000 | 12,507 |
| Pre-tax net operating income | $79,000 | 11,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $12,000 | 11,330 |
| Income before extraordinary items | $67,000 | 11,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $67,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $67,000 | 11,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 13,120 |
| Total interest expense | $239,000 | 12,872 |
| Net interest income | $166,000 | 13,158 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $14,000 | 13,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $121,000 | 13,252 |
| Salaries and employee benefits | $55,000 | 13,251 |
| Premises and equipment expense | $19,000 | 13,098 |
| Additional noninterest expense | $47,000 | 13,221 |
| Pre-tax net operating income | $59,000 | 12,124 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $50,000 | 12,255 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $50,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $50,000 | 12,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 13,800 |
| Total interest expense | $229,000 | 13,654 |
| Net interest income | $125,000 | 13,835 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $14,000 | 13,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $106,000 | 13,891 |
| Salaries and employee benefits | $46,000 | 13,885 |
| Premises and equipment expense | $14,000 | 13,787 |
| Additional noninterest expense | $46,000 | 13,852 |
| Pre-tax net operating income | $33,000 | 12,515 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $22,000 | 12,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,000 | 12,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $22,000 | 12,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.